Vote of the reform of the HOME LOAN PLAN
It is on Thursday when the National Assembly voted for the reform of the Plan Home loan plan, on the occasion of the rectified adoption of the finance bill ( PLF) for 2010. This vote had for objective to refocus the HOME LOAN PLAN on the financing of a real estate project to return it " to return the more attractive, more popular HOME LOAN PLAN, so that the households(houseworks) have an effective tool to establish(constitute) their personal investment with the aim of a real estate project " according to Christine Lagarde. This reform will concern only HOME LOAN PLANS opened from March 1st, 2011. The rate of payment will thus be updated every year and the return will be calculated according to the reference rates of financial markets, with a floor in 2,5 %. Of a life expectancy of 15 years, the saver will have at the end of 10 years of a maximum deadline of 5 years to subscribe to a real estate loan. In defect, the HOME LOAN PLAN will be transformed into a common deposit account. To benefit from the bonus, a minimum amount ofTo benefit from the bonus, a minimum amount of 5000-€ HOME LOAN PLAN is required, the bonus being of various amounts following the cases. The rate of loan of the HOME LOAN PLAN will still be 4,20 %.
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