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Tuesday 29 March 2011
 

Real estate loan: change threshold of the wear
 

From the April 1st 2011 will be applicable the new valid thresholds of the wear for the second quarter. Beyond this threshold, corresponding to the maximum interest rate that banks during the subscription of a loan can grant, the loan is considered as excessive. For an Average Effective Rate, at fixed rate, the threshold is fixed to 5,61 %. It is 5,01 % for a variable rate and 5,99 % for bridging loans.
 
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