The financial and economic world currently saw a difficult period. The crisis of the subprimes in the USA strongly called into question the liberal system, which led to one period of economic recession which tends to be spread out in time. In this context, can one still regard the stone as a sure investment?
Crisis of the real estate: the plane threat
The great worldwide economies currently live a persistent crisis which can call into question all the bases of our current mode of life. This crisis draws in particular its source in the over-indebtedness of the States.
The successive falls of the great stock exchange places worry at the most point the markets. In the same way, the solvency of the States is found degraded in the course of time by the credit rating agencies such as Standard & Poor' S.
The brutal reduction in the purse of CAC 40 weakens an economy already weakened by budgets of investments and public offices increasingly important. The banks are touched by the impact of this crisis with a cutting off of 20% of the stock exchange security of Paris. Bearish tendency followed by almost all the great stock exchange places of the world.
In the same way, the consequences of the American crisis are likely to extend to all the countries from the world, because the US economy remains the engine of the worldwide markets all the same. The measurements voted by the American members of Parliament at all do not improve this morose context which prefers to delay the effects of a major crisis. The United States however represents for more than 20% of the world GDP.
With this dark context, the prospects for the private individuals reveal a situation which will tend to panic, source of the principal stock exchange crash landings of these last years. The risk which the sector of the real estate runs is indeed to involve a situation domino. World rates training the investors to be turned to the blue-chip stocks such as gold or the real estate.
Consequences of the crisis on the real investments
The question is to know if the real estate can really constitute a blue-chip stock for the wallets. Financial operations tending to shelter on sour investments when a threat of total risks tends to touching the market.
France which knows also a period of fluctuations without preceding risk to re-examine its budgetary restriction measures upwards what could lead to an increase of the taxes and principal helps to housing.
The banks which are the main targets of the crisis readjust also their tariff as regards real estate credit. All that cumulated will lead obligatorily to the deceleration of the sector.
The current context of the real investments shows also a big rise of the real estate bubble. With a propensity of 70% in the inheritance of the French, the stone reached tops never unequalled. The risk to turn to this kind of investment is thus to see a generalized reduction of inflation of the prices of the real estate.
The rental value also follows the same tendency. The purchasing power of the population is exhausted at a constant speed and the hirings lose little by little of their rental profitability.
The threat which thus planes in this moment is on the one hand a massive reduction in the prices in the sector to support a slack demand. Or is, a significant reduction in the sales. For the moment thus, the best solution is to remain careful before deciding to invest in the real estate.
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