To be owner of a housing? Everyone already thought of it more once. It is a rather important investment however where it should at least be determined the field so that there is no disappointment. It is also important to know all the conditions to acquire a new house. But attention, it is an often complex procedure where there will thus be necessary to remain quite vigilant!
Which precautions is necessary it to take?
The purchase of a property can be carried out as of its design, during work or after the completion of construction. The acquisition of a new good on plan is often confronted with the non-observance of the times for the delivery or of the damage which can occur after the reception.
It is then recommended to choose already completed constructions, but it is only suspicieusement necessary suspicieusement to check the building permit of that which sells. The purchaser and the salesman must then sign a contract mentioning the conditions under which the transaction will be done. It is important to integrate guarantees into it to ensure and protect its project and thus to envisage in the clauses the measures to be taken in the event of faults or of non-observance of the preestablished rules.
For initialing the commitment, it is necessary to check certain details such as the plans of situation and apartment. The revision of all the formalities is to be considered and no part of the contract must be neglected.
And finally, most important is to know the district, the situation of housing, the environment in which it is. Quality and the good performance must be certified by the trader.
To know new the Borloo device
The question of imposition is a point to be considered and in this case, new the Borloo device applies for the recent purchases which date of December 31st, 2009. It relates to mainly the transactions which touch the hiring. This system will make it possible to the owners to profit from a fall of tax if the ceilings of rent are respected.
You will then gain an abatement on the sum to be paid because it will be part of the taxes which will be charged of your incomes. Generally, the reduction varies from 2 to 6% according to the years of hiring, not which concerns the people receiving benefits who engage over nine years of hiring.
For the rental investments according to the law Scellier
The law Scellier relates to the desfiscalisation or the tax cut in keeping with the purchase of new goods to rent, whether it is a studio or an apartment. You will be able to then transform your acquisition into an important rental investment.
It is then necessary to take account of the conditions under which the house was built to profit from this form of handing-over. It is thus necessary to check the situation of housing, the district and social environment. It is as necessary to make sure as constructions do not have any defect and that they were built according to the standards.
It is also necessary to evaluate the cost of the building and to determine the useful financings for the investment. Lastly, it is necessary to set up a trade union which will be in charge of the various tasks which relate to the hiring. It is besides one of the best means of managing the activities in housing and of the occupants. |