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Monday 19 December 2011
 

Insurance in the construction

 
The manufacturer is primarily responsible for building a house, since its implementation until its delivery to the customerIt must ensure the proper conduct of the work and the quality of his work and also avoid all potential risksThat is why it is necessary to take out insurance for damage such as the book-
 
 
Insurance in the construction
 

What the law says

 

By law 7812 of January 4, 1978, the owner or whoever is designated by the company to perform the work must be committed to a work-injury insurance. Those conducting the self-construction are not affected by it.

 

They may be subject to criminal convictions if they have not contracted for such coverage. But they must await the decision of Justice to demand reimbursement of repairs following defects. They are also thought to be responsible vis-à-vis the ten-year guarantee if the home is sold.

 

Spinetta law has established commitments for the manufacturer and for the individual. The first is to cover the decennial responsibility and the second should be able to purchase insurance, work injury.

 

Article L241-1 clearly states that builders should be subject to decennial liability coverage from the early workIn case of negligence, he can expect a prison or a fine of 75,000 euros.

 

The works of roads, ports, airports, héliportuaires, sea, river and rail are not mentioned in the supported mandatory for constructionIt is the same for those related to the treatment of municipal and industrial waste, including materials, equipment.

 

Usefulness of the work-injury insurance

 

Work-injury insurance is compulsory from the start of construction because it must cover the workIt allows you to pre-fund the amount of compensation for damage. Under section 1792, the builders are responsible for the severity of these.

 

The institution offering it is able to make a unique expertise by way of concrete actions. This allows then to take action vis-à-vis the person or persons responsible for defects.

 

This insurance can be applied to all changes that fall within the ten-year guarantee such as stability or tightness of the habitat. This may in fact make it uninhabitable or even unlivableIt is valid in the first year after delivery of the work, following the guarantee of perfect completion, and ends with the ten-year guarantee. Thus, it lasts a total of 9 years.

 

The ten-year guarantee

 

As vendors and specialists who have completed construction of a house for 10 years are responsible for damage that could affect the strength and can make it unbearable. They may be held liable for damages, 10 years after delivery, those resulting from a defect in the floor are also part.

 

The ten-year guarantee is important because these attacks mean that the work is not goodIt is the same for the elements. They are inseparable when there is no change and no material affect on their development, their removal and replacement.

 
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