PARIS, February 21st, 2012 - Good news for the savers but also the collectors of the funds of booklet A. Indeed, in a context of moroseness, this one has always attracted French and has even known in January the highest payments Nets for three years.
Launched there is already more than 194 years, the Booklet has constitutes today the preferred placement of French for their saving. A satisfaction which a news is proven this year with for the first month of the year a clear collection of 3,9 billion euros is 20 million more than at the same time in 2011. However, one is still far from the exceptional record of 2009, where the difference between the deposits and the withdrawals had reached 18,31 billion euros. An exceptional amount carried out thanks to the opening to all the banks of the saving of the Booklet has at that time.
For the analysts, the good performances recorded with the first of the year is explained by the fact why the savers place there their thirteenth month like their Christmas bonuses. Situation reverses which occurs at the end of the year. In 2011, the clear collection of the Booklet has had thus reached 17,38 billion euros, the second best year for this financial product.
The rate of the Booklet maintained to 2,25%
In spite of an interest rate unrevised for this year, the Booklet has attracts always as much. Limited to 2,25% per 2012, this one would have normally to pass to 2,75% to February 1st. The government explaining that this maintenance was selected in preparation for inflations which could have led to a revision with the fall in August. The rate of the Booklet has is indeed indexed on the level of inflation.
However, this maintenance is also explained by the will not to slow down the placement in life insurance which with the normal level was to be with equal output with Booklet A.
Let us recall that the funds of the Booklet has are collected by the Case of the Deposits and in particular aim at financing social housing construction.