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| Saturday 06 February 2010 |
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Mortgages: Rates down slightly by Empruntis
Unlike credit broker Brokerage AB, rival Empruntis.com has not registered a drop of as high mortgage rates that its banking partners.
On average, Empruntis.com found decreases in the order of - 0.05 points on all maturities of debt, cons - 0.15 points for all of its partner banks to AB Brokerage.
This difference may be explained by the fact that the two brokers may not have the same banking partners and it is indeed limited within certain partners of AB Brokerage.
Empruntis.com states that "if more than 70% of banks post declines between - and 0.05 points - 0.15 points, 25% of banks kept their rates unchanged and 5% have implemented small increases.
As for minimum Empruntis.com also notes "some slight decreases (- 0.05 points), especially in times of 15 to 20 years for which the best records are entitled to a fixed rate of 3.50% excluding insurance over 15 years and 3.60% over 20 years. "
The forecast Empruntis. Com for February are in line with their forecasts last month: the broker anticipates a slight decrease in rates for the month of February and early March.
For late February and early March, the broker believes that the average fixed rate will be 3.75% or 3.80% over 15 years and 3.85% or 3.90% over 20 years. What get even more time high of 2005. Key drivers of these rates attractive: the stability of the rate of the European Central Bank has kept unchanged again this month, and an OAT broadly stable for several months.
For borrowers who wish to realize their real estate project is the right time to borrow.
www.dopimmo.com |
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