IMMOBILIER: ANNONCES IMMOBILI�RES GRATUITES

Fran�ois Payelle, president of the FPI

2012-05-16 15:02:09

PARIS, May 15th, 2012 - Elected official chairs federation of the property developers February, François Payelle started to work, his mandate within FPI is three years.

Since the year 2007, François Payelle was a shareholder and coordinator of the regional real poles of the Cooperative society of collective interest for the possibility of home-ownership SACICAP and managing director of real Provicis. In 2009, it belongs to the members of the office of the federation of the property developers.

At 54 years it replaces Marc Pigeon, chairman and managing director of the Roxim group since the year 2009.

The current president of the federation of the property developers was born in Nancy and made studies of engineer at the Central School of Paris and right. François Payelle began his professional path in 1982 in the branch buildings of the Bouygues Group. In 1987, it enters to the property developer Helvim and occupies of the stations to responsibility as director for the programs, regional director, managing director of Helvim then executive vice president of Sofap-Helvim.

He is the director of the real activities of trade-union of the public limit companies of real estate credit in 1997. It is in 2002 qu' it became the executive vice president of the Real estate credit of France.

The federation of the property developers

The Federation of property developers FPI is made up of the private promoters who carried out 100.000 multifamily apartments per annum. The FPI closes again 18 regional courts made up of 400 professionals of reputation who create 4.000 residences per annum.

Those which are with the research of excellence and to follow to the letter the rules of the profession can integrate the FIP. They will be able to make benefit the customers from various information to offer products of excellent qualities adapted to the needs for each and everyone,

The federation of the property developers holds an important place in the definition of the local and national policy. This federation offers its support and proposes ideas for the expertises in order to direct in the good sense the legal or lawful decisions like the law Scellier, PTZ +…

Bouygues, trustful for the continuation of the activities of 2012

2012-05-16 12:19:56

PARIS, May 15th, 2012 - With the problems of the branch télécoms of Bouygues, it has to re-examine with the rise its annual turnover during the publication as of its first three months results. The Bouygues group made up of the branch BTP, media, télécoms and real estate remains however trustful for the remainder of the year 2012.

The objective of turnover for this year is of 32,7 billion euros is a rise of 300 million. The activities in the sector of the real estate are announced favorable and it is what justifies this rise of the turnover according to Philippe Marien, finance manager of the group, at the time of a conference call.

There was an enormous increase in the order book of the branch construction of the group with 27 billion euros, at the end of March is an increase in 13% compared to last year. It is a big rise whereas this order book does not close again yet other projects like the construction of the three residential towers, the rehabilitation of the Ritz hotel in Paris and the line at high speed LGV Nimes-Montpellier, like that of an office building in Thailand according to Mr. Marien.

The benefit during the first quarter increased by 3% to 35 million euros according to Martin Bouygues, the president of the group. As for its turnover, a rise from 4% to 6,985 billion was observed.

The benefit is definitely higher than the 27 million envisaged by the 15 analysts who were investigations by Dow Jones Newswire. It is also the case of the turnover which is higher than the 6,66 billion envisaged.

Decline of Télécoms

A fall of 46% of the operational result current was observed during the first quarter because of the difficulties crossed by the branch télécoms. For a long time, the branch télécoms was for the group Bouygues one of most productive. It is at the time of the entry of Free in the sector of mobile telephony during the first three months of this year that télécoms lost 379.000 customers.

Its benefit dropped by 34,2% over one year to 59 million and as for its turnover, a reduction of 3% to 1,3 billion euros was observed. For this Télécoms year, table on a fall of 10% of the whole of its sales.

The plan of saving in 300 million euros applied by the Bouygues group will be advantageous only about the year 2013 according to Mr. Marien.

A congress on work and the urgencies of the HLM in September 2012

2012-05-16 12:02:59

A collaboratif Web site was set up by the Social union for the habitat relative at the formation of an work group on the report/ratio at the congress. It has inter alia as an objective presenting the movement relating to the HLM, its activities, its works in progress, etc the report/ratio with the Congress which is entitled “HLM 2012-2017: the urgencies, the building sites” is the guiding line of that of Rennes.

Services of the Union and Federation and commissions on the districts for example are auditioned and collaborate with the work group to supply the report/ratio. This last takes as a starting point the Congress of Bordeaux which relates to the expertise on the consequences of the socio-economic changes in the French company.

This meeting made following the 10 proposals of movement HLM which aim to rehabilitate and to adapt the social housing compared to the socio-economic factors of France. These proposals have also related to the housing shortage in the Hexagon for this year.

The report/ratio of the Congress consists of the agreement of movements HLM with the government through a contract of progress. He wants to take seat in the provisions taken by the new government to study the urgencies and the building sites on the HLM. He wants to also bring concrete solutions as well as preventions while supporting the requests emitted by the movement.

The comments of its members like the employees of organizations HLM for example will be taken into account in the implementation of the report/ratio to the Congress. Some of these reactions will be able to even belong to the file which will be finalized at the end of June. The topics of the discussions carried out during this meeting are generally centered on model HLM, but also on other subjects. It acts inter alia exact knowledge of the requirements in housing or of financial engineering.

The fire of the tower in Roubaix would be an accident

2012-05-16 11:56:12

LILLE, May 15th, 2012 - It is extremely probable that the fire of the social housing of 18 stages in Roubaix, which resulted in the death of an old woman, is an accident.

To know the true cause of the fire which declared Monday in a building in Roubaix, investigators made thorough investigations. There were several casualties transported urgently in the hospitals according to the assertions of the firemen, following consultations made by the medical personnel two left.

It is on the first floor of the Mermoz Tower towards 14:45 that fire started and quickly spread itself in the building. The firemen evacuated urgently two hundred and fifty residents who were there at the time of the fire.

It will be impossible for the inhabitants of this social housing of a hundred apartments to go back there before work of rehabilitations is carried out. This work should last several months according to the statements made by the social lessor Lille Métropole Habitat and the town hall of Roubaix.

Following this fire, 19 households which did not have a place where to go were rehoused. The residents of this building which took fire will be able to make a short passage there to recover businesses there specified the mayor Pierre Dubois.

There are nonoccupied residences with Roubaix and its surroundings which were proposed to the disaster victims by the social lessor. Leasing agreements were signed Tuesday according to Lille Métropole Habitat.

For its part, French Popular help was mobilized to carry out a call to the gifts in order to help the victims of this accidental fire.

According to the reports at the end of the fire, there were 10 wounded and a victim. The assessment would have been heavier if fire passed beyond the boarding. The district is still under the shock the shortly after the incident.

The beginning of the contest for the construction of the center of exposure of Annecy

2012-05-16 10:47:25

An international call of candidature was emitted by the community of the agglomeration of Annecy to find people qualified for the project of center of exposure, congress and seminar located on the peninsula of Albigny. The candidates prizes winner with the contest will be known in 2013.Cette construction would cost more than 35 million euros for a surface of 10.000 m2.

Since 2011, the company Setec Organization began a mission relative to this field in connection with the specifications made by the control of work. The elements taken into account are the financial evaluation of the equipment of the works and the programming of spaces. Architectures, the urban regulation as well as the integration of the landscape also make parts of them.

The project envisages a surface of a little less than 1500 m ² for the congresses with 800 places, more than 1000 m ² for the seminars and more than 1700 m ² for the exposures. A surface of more than 1400m ² is also planned for the restaurants is thus in total an usable surface of 7.000m ² which must be under consideration with the other not quoted activities.

The peninsula of Albigny was the target of the program to improve the neighborhoods of the banks of the Annecy Lake in 2030. For that, studies were carried out in this zone on the possibility of realization of the project while avoiding infecting the inheritance by a bad town planning. That does not prevent construction, because several buildings like the imperial one, the Town hall or Pâquier were set up on the peninsula.

Conservatism is not obligatory, but according to a reform project of the littoral, public and private real estate will have to be eliminated. An accessibility of the public in surfaces between the lake and the road will be also created more especially as peaceful circulations of the motorists and pedestrians will be installation.

The stage Jean Bouin forsakes the opposition and continues its reorganization

2012-05-16 10:29:46

The model of the new stage of Rugby Jean Bouin was already elaborate following promises. Last Thursday, a recognition of the ground was carried out by the Mayor of Paris Bertrand Delanoë and by the president of the club Thomas Savare with some players. The latter were impatient to see the site of their new field which should be finished in 2013.

But they could see that certain constructions were almost completed like the steps and the frames. And once the stage will be finished, it will be able to accommodate 20.000 spectators and for matches of Rugby as from the season 2013-2014.

According to Bertrand Delanoë, the players should gain the championship of France and Europe with such a stage. For the president of the club Thomas Savare, it should encourage the best players to belong to the team in addition to one sporting and economic level high.

The large Argentinian player Rodrigo Roncero declares in addition that construction should be the most beautiful French stage and why not European. The rugby player Pierre Rabadan, Captain and Symbol of the team of Rugby French Stage, declare as for him his joy with the idea of thinking of the activities of making there. Moreover, there will be a restaurant, a room of musculation, offices as well as a gymnasium in the enclosure of the stage.

The architecture of the stage was worked out by Rudy Ricciotti and is regarded as a work of Article the price of this rehabilitation is of a little less than 150 million euros, an high price which causes some oppositions to the construction project.

According to a person in charge of the city, the old stage of Rugby however did not meet any more the standards, because it comprised several worn elements, which was the case of the cloakrooms. Always according to this representative, the places intended for the spectators were also restricted, only 12.000. He also specifies that some elements as the distance of the track of athletics are unsuited.

A forecast of fall of new real constructions without the reaction of the State

2012-05-16 10:16:30

The property developers put the pressure on new president François Holland concerning the real estate, because the sale of new housings could decrease for this year 2012. Their claims relate to the construction of 500.000 new buildings announced by Mr. Holland.

Let us recall that the French production of new housing was only of 400.000 last year and it is in a fear to see this market narrowing that the federation launches the call. Following that, adequate measures were required by the vice-president of the federation of the property developers, or FPI, Guy Portman.

The manufacturers of houses envisage a reduction thus going up to 120.000 sold residences this year, because for two years, this sale has done nothing but decrease. This fall has also effects on the promoters in the construction projects of allotments and buildings. According to them, the sales planned for 2012 should drop to 75.000, if they were of 103.000 in 2011.

The president of the French union of the houses, Christian Louis-Victor, states that the problems of the real estate relate to the difficulty of granting of the PTZ and the real estate credits in the Hexagon. Parallel to these appropriations, the inexorable increase in the prices is also a harmful factor with the sale of the new housings. This rise is approximately 5% in the property developers and the manufacturers of private houses. That is due to the strict regulation on the environmental standards and of the energy which will be imposed for the beginning of 2013.

Because of that, the real companies fear the measurements taken during this phase of change of being able. They then envisage the abolition of the law Scellier before the end of the year. However, according to the sénatrice Marie-Noëlle Lieberman, that was not considered yet by the government.

Nevertheless, the rents could be regulated in certain zones of pressures. The law on the hiring should for example be voted by the National Assembly in summer. This measurement causes all the same the fear of the promoters on the reduction of the reserve of the investors in the acquisition of the apartments.

The changes of Holland on the booklet has worry the banks

2012-05-16 10:04:08

According to a source coming from Banque de France, the new President of the French Republic envisages to raise the ceiling of booklets A. But this measure will be taken only after one certain time to make it possible the banks to adapt to it.

The prudential controlling authority recommends also a period of adjustment of the banking institutions vis-a-vis the new reforms of the government according to Christian Noyer. Let us recall that this last is at the same time the governor of Banque de France and the president of the ACP STATE.

This provision of the ACP STATE and Banque de France aims then to prevent the possible pressures which the banking organizations undergo in the changes imposed by the State. Mr. Noyer specifies that will contribute to a good progress of the financial activities of the economy of the Hexagon.

This change could thus influence the subscription of the customers for the life insurance and with the banking saving with the profit of booklets A. the raising of the ceiling is the double of the amount before allowed with a sum of 30.600 €. The consequence which this measurement could have is the reduction of part of the activities of the banks. Side insurer, they will have to perhaps sell risky credits since the request for subscription for the life insurances will be seriously affected.

Always according to Christian Noyer, the financing must adapt to these needs especially for the social housing. However, sudden necessary financing of the constraints compared to the offer instead of the financing even. He also affirms that balance between the offer and the financing must be respected considering the State makes decisions on its development, and misuses it.

At all events, in at the end of 2011, the CDC or Case of the deposits which accumulates part of the regulated savings as the booklets has, could grant loans of more than 130 billion euros where a great part will be poured on the social housing. During this period, the amount of the savings cumulated by the CDC was of more than 220 billion euros.

A new museum of the Art schools for Rheims

2012-05-16 09:42:37

RHEIMS, May 15th, 2012 - a new museum of the Art schools will take the place of old which is old and too narrow. This new museum will be born about the year 2018 according to the information given by the culture sections of the town of Rheims.

The cabinet of architect David Chipperfield will be the person in charge of the design of this new museum located in the district of Boulingrin very close to the Town hall. This cabinet already carried out several splendid works, of which “Neues Museum” of Berlin.

This new building will be established in between the market hall classified historic building and the monumental Gallo-Roman. It will contain three naves height a 38 meters covered with panels marble transparencies and recycled cast glass. It will extend on a surface from 11.000 m distributed out of three stages.

Several archaeological vestiges will be exposed in the hall of the building where the public will be able to admire these works of Article the current museum is localized in the old Saint-Denis abbey since 1913, it contains approximately 50.000 works, furniture, objets d'art, paintings and sculptures which exist since 15th at the 20th century. There are also 27 fabrics of Jean-Baptiste Corot which are exposed in this old museum.

The current museum is decayed and too small and one can state only 8% of works to it, according to the assertions of the town hall of Rheims. For this reason the decision to carry out this construction project was made.

A sum of 55 million euros is necessary for this construction project and of removal. It is the town of Rheims, the area Champagne-Ardenne and the State which work in concert for the construction of this new museum within the framework of the contract of projects State-Area 2007-2013.

It is towards beginning of the year 2018 that the Museum will be inaugurated following the archaeological excavations which there will be carried out, of the invitations to tender and the construction which is envisaged lasted two years.

10 plus big cities of France and their prize list of the rates of real estate credits

2012-05-16 08:40:04

The prize list of the rates in the 10 plus big cities of France is published every month on the site Meilleurtaux.com, a broker in real estate credit. This publication is made since the month of June 2011.

For this May, the town of Lille succeeded in keeping its first rank, against any waiting, Marseilles goes up to the second rank right before Nantes front. The change of price is completely different from one city to another even if the reduction in the rates of credit is generalized. However, the purchasing power of the households as regards real goods is not affected by this situation.

Strong reduction in the rates

The reduction in the rates was observed in almost all the towns of France except for Toulouse where there remains unchanged.

Lille keeps the first rank of the classification with a rate of 3,40% over 20 years, this rate is very close to the historical records of the month of October 2010 when one recorded 3,30% over 20 years.

The files of the customers are accompanied near the banking interlocutors who wish to find good customers according to the statements made by Sebastien Ritow, director from the meilleurtaux.com agency in Lille. Appropriations atinteresting rates are proposed to the customers according to always Mr. Ritow.

For the town of Marseilles, a good progression was observed, because it passed from 5th in the 2nd place of the classification with a rate of 3,45% against 3,75% the previous month. The town of Nantes as for it remains on the podium.

Strasbourg and Toulouse arrive at 4th and the 5th place with a rate of 3,60% over 20 years. This rate is in fall for the first whereas for the second it is the same one as the previous month. Then the town comes of Nice which gains three places with the same rate as Strasbourg and Nantes.

Even if the rate of the town of bets is in fall with 3,65%, it fell with the classification, bus of the 4th place it passed to the 8th rank. Bordeaux and Lyon close the classification with a rate of 3,75% and 3,90%.

Raise purchasing power of the big cities

An increase in the purchasing power of the majority of the households of the big cities of France was observed in May. The town of Paris is the only exception, because the purchasing power of the population remained the same one. It is in Marseilles that more the strong progression was noted with 1000 euros per month to pay throughout one 20 year.

The differences in means are nevertheless rather obvious of a place with another, because for the same amount of money it is possible to buy 66,5 m in Toulouse, 49,3 m in Lyon and 59 m in Bordeaux.

The copy of the boat of the Bronze Age refuses to take the sea

2012-05-15 18:13:24

A copy of a boat of the Bronze Age was launched in the south-east of England in the county of Kent, on the marina of the town of Dover. For the occasion, the spectators hastened to see this ship built on the scale ½. It is an imposing and astonishing project since the inspiration of this construction was the remainder of a boat found in the city in 1992.

Let us recall it, these types of boat were formerly used to cross the English Channel, 3.500 years ago of that. Thanks to meticulous research, a team of archeologists could recreate the model through methods and materials traditional. Work lasted one quarter.

The setting with the water of the boat was then made carefully last Sunday when the ceremony of champagne was respected by sprinkling the parts of the boat. For that, the persons in charge avoided breaking the edge of champagne on the hull. However, the boat took water and had to be gone up on the surface to prevent that it does not run.

Vis-a-vis that, the team charged of the construction of the boat quickly went from the front one. According to it, it is a formidable experiment, because it could acquire knowledge on the Bronze Age. This team is in fact made up archeologists and historians. The unhappy events which proceeded Sunday are then a proof of the lack of knowledge on the old manufacturing processes of the specialists in today.

To show at the great day this jewel, this counterpart of the boat of the Bronze Age will be exposed to Boulogne with the Castle-museum as from at the end of June. This exposure will also relate to the treasures of Guînes and on the life of the Bronze Age will be explained, called beyond the horizon and will last until November. In 2013, it will be Belgium which will receive this boat of 9 meters then it will go back to Dover before the end of the year.

The field of the construction taken by storm by the Chinese companies

2012-05-15 18:04:53

The groups working in the sector of the Chinese BTP joined the row of the international elites since 2010, contrary to the French who devaluated. The consultancy and of decision-making aid Alcimed has advanced the reasons of this hegemony via analyzes. The group estimates that this growth is due to a food of the countries in the process of development.

This development is of on average a little less than 30% annually. According to the analyzes of Alcimed, it will belong to the bases of the reforms of the international business in the next years. Moreover, this growth will be added to the raw material extraction for example.

In addition, according to UK trial led to the cabinets of Total Construction Prospects and Oxford Economics, China will become the first country throughout the world in the sector of the building in the eight years to come. This forecast is proven by the place that takes the Chinese manufacturers in the signal 225 contractors of the periodical Engineering News Record. Indeed, they are placed at the first, third and fifth place of signal 5.

The persistent growth of these groups is associated with the BCC or Central Bank Chinese which unceasingly finances the sector of the construction of the country. The development of this field is also related to the formation of the nationals on construction. Thanks to that, the country built more than 6.500 kilometers of railway on its grounds. The Superstructure placed at Hangzhou and which is the longest bridge ever built also shows national know-how.

The Chinese government is also one of the factors of this unrestrained growth in the sector of construction. In fact, the action of the State is to provide loans to the countries located in Africa or the Middle East where the orders come and allot the building sites to the Chinese companies of construction.

Fantastic projects of BNP Paribas in France rewarded by 3 money pyramids

2012-05-15 17:59:00

Three money pyramids were allotted to the company BNP Paribas Real Estate by the federation of the property developers. They are great regional rewards for the real innovations carried out on the buildings with Issy-les-Moulineaux.

According to the president of the field of the property development of company BNP, Barbara Koreniouguine, it is the image of the work which its team undertook on the innovation, architecture and the environment. Always with the same passion, the project of the company on the Issy-Seine remains in competition for the Gold Pyramid. According to its president, it will be able to represent France on knowledge and know-how in this field.

For this action plan, construction will be done on zone ZAC opposite the island Saint-Germain. Architectures were made by three agencies, François Leclercq, ECDM and Brenac and Gonzalez. The building will be labellisé low BBC or building consumption. The field will in addition comprise 7 constructions with more than 360 residences and a livable space of more than 20.000 m ². It will include/understand also a crib of a little less than 900 m ² as well as residences of trade at the ground floor.

The second price on the innovation relates to the villas West park and East park in the street of strong Issy-les-Moulineaux. They were made in collaboration with real Vinci and were carried out by the agency of architect HAOUR. The totality of the buildings is also labellisée BBC. In general, the realization is made up of 2 villas of more than 120 residences. The great items in the project rest on the management of the refuse by pneumatic system. If not, geothermics and the possibility of programming the heating are also one of its remarkable points.

Via Verde, on the place Nelson Mandela in Nanterre, finally received the last reward of the group with the constructions intended for offices. The drawings of these 15.000 m ² of spaces were made by the agency Wilmott & Associés. The good was sold with the MACSF and its delivery was carried out last April. Since, it is the Chamber of commerce and of Industry of Paris and the Defense the Seine Arche which rents it.

The CIF can be helped by Cr�dit Agricole

2012-05-15 17:51:12

The real division of the establishment which faces problems can interest division real services of the green Bank.

Since the suspension of the quotation of the obligations of the authority of the financial markets, the Real estate credit of France which works in the field of the real loans is in difficulty. The time of this French establishment is counted.

The company is not able to continue its activities according to its auditors. That is caused by financial problems, since limps it does not manage deposits, it is on the market that the capital must be sought.

The Real estate credit of France is solvent financially and the ACP STATE is seeking a long-term solution for the company according to the statements made by the governor of Banque de France Christian Noyer in order to calm the tensions.

The green Bank attacks

The Crédit Agricole bank which directs a branch of real service via Square Habitat wishes to give its support for the CIF. Crédit Agricole would be attracted by one of the establishments of CIF which is Immo de France managed by Claude Sadoun. This company works in the field of the real transactions and the administration of goods. The acquisition of this establishment must be made by Crédit Agricole to hope to obtain CIF entirely.

The group of Jean-Paul Chifflet is however not interested by the credit part of the Real estate credit of France, because it is this part which causes problems; even if CIF is one of the most important actors of the national market of securitization and emitted for 23,5 billion obligations at the end of 2011.

The companies like the Postal bank, the BPCE or the Case of the deposits which often save the companies in difficulty remained well off this business. The majority of these companies known as pompières have to make already much as the CDC which deals with the case Groupama, BPCE with its real branch and the Postal bank with the financing of the local government agencies.

The priory of the Benedictines found his new owner

2012-05-15 17:36:43

A specialized company in the rehabilitation of buildings buys the abbey of the Benedictines which was abandoned several years ago to be transformed into apartments. The price of the masonry is of 800.000 € and will be sold by the company France Pierre inheritance. Concerning this real sale, a vote was carried out last Thursday evening on the various wings of the building.

The sales were also carried out in the court with an aim of making a parking of it, court which includes/understands a garden located at the south as well as the residences of the artothèque. The part not included of the sale is that of the northern wing which shelters still today the House of the Cultures of the World.

According to the mayor of Glazed, the rebuilding of this old building and its transformation into apartment is an good idea. He even hopes to see points of services at the ground floor. The part of the cloister is as for it under discussion, because it could accommodate various ceremonies. However, the company refuses its access to avoid disturbing the tenants. There at all events, the city would like to be able to organize demonstrations at least five times per year.

Concerning the schedules of opening, it is not possible to reach any hour of the day it according to the assistant of the Inheritance Marie-Annick Bouquay, because the schedules are regulated. Nevertheless, of the rights of way will be granted by the city in several zones of the property as in the passage of the Northern court towards the street of the Benedictines.

The existing elevator will be also divided by all the inhabitants of the building according to Pierre Méhaignerie. The Mayor of Glazed thinks that these various rehabilitations will change its image. The work carried out on the lathe of Bridole and the purchase of the old Duguesclin hotel by city is examples. The only buildings which did not find investors yet are the Mériais field which includes a building and a Vault. Then, opinion with interested…

Not to energize the banks and the insurers for the Booklet has

2012-05-15 14:26:17

PARIS, May 14th, 2012 - the French president coldly elected for doubling the ceiling of Booklet A. This will be done while allowing the insurers and the banks to adjust itself without being pressurized according to the statements made by Christian Noyer, governor of Banque de France.

The prudential Controlling authority which is the regulator of the banks and the insurances wants that the changes are made so that the establishments can adapt to it specified Mr. Noyer. The goal of these recommendations made by the ACP STATE is to as well envisage the situations of tension near the insurances as of the banks, but more especially for the good financing of the French economy.

The doubling of ceiling which is envisaged passed from 15.300 to 30.600 euros should lead the savers to give up the insurance life and the products of banking saving for prioriser Booklet A. For this practice, the banks will not have at their disposal part of their resource and for the insurers, they will be in difficulties because of the reduction of their incur life insurance and will be in the obligation to yield credits under bad conditions.

“It is necessary that the financing follows what is indeed the financing need of the sector of the social housing” according to the words of Mr. Noyer. However, with the current location, it is the offer which obliges the financing of the social housing. If the offer is developed in an adequate way by the public authorities, the financing must adapt to it.

Towards the end of the year 2011, the loans granted by the funds of saving reached an amount of 133,1 billion euros; 118,3 million euros of this sum was only for the social housing. During this same date, the amount of the deposits of the regulated saving centralized by the Case of deposits CDD was of 222,5 billion.

Lower activities of Icade to the 1T because of the branch service and promotion

2012-05-15 14:19:41

PARIS, May 14th, 2012 - the turnover of the Icade layer in the first quarter is of 343,5 million euros, that is to say a fall of 3,1% over one year according to the statements made by the group.

This fall of the turnover was caused by the reduction of 21,4% of that of the pole services because of the transfer with Nexity of its subsidiary company Icade Résidences Services which manages residences coeds. There also was the reduction of 8% in the sector housing of Icade, 7,6% in the activities of property developments and 5,1% in the tertiary sector like those noted at its competitors.

For second half of the year of this year 2012, Icade counts on a rise of its sales turnover of the tertiary promotion activity. That is extremely possible, because several operations were launched since the beginning of this year.

As for the land activities of Icade which was directed in L `acquisition of health care institutions, shopping malls and offices, they are in rise of 12%. This increase is obtained grace in particular to its tertiary branch which knows a rise from 14,8% to 94 million. As for the sector housing, it is tumbling down with a fall from 20,9% to 5,6 million.

If its tender offer on Silic, whose majority shareholder was Groupama and who is the subject of recourse is accepted, Icade will be the most important layer of tertiary parks and offices in France because it has an inheritance of more than 9 billion euros. This operation was authorized by the Authority of the financial markets towards the end of April. The MFA also made available of the public its calendar fixed from April 27th to June 1st.

This decision taken by the MFA was disputed by company SMA Vie BTP and Association for the defense of the minority shareholders. They deposited a recourse, estimating that there was a violation of the principle of equal treatment of the shareholders.

The continuation of this business will be known later on according to the statements made by the MFA.

Recourse against the turn Headlight of defense rejected

2012-05-15 14:06:57

CERGY, May 14th, 2012 - the filed appeal by the residents and the elected officials concerning the construction project of the Phare tower in the district of business of Defense was rejected by the administrative court of Cergy-Pontoise according to the statements made by a lawyer of the CNIT.

The three requests were rejected according to the assertions of Me Helene Cloez the lawyer of the CNIT Development.

It is the American architect Thom Mayne who is the originator of this turn of 69 stages which must be placed between the Grande Arche and the Center of new industries and technologies to Puteaux in Hauts-de-Seine. The building work of this 300 meters height turn should be completed about 2017.

With the beginning of the year 2011, three recourse were deposited by the elected officials of opposition of the town of Puteaux and Courbevoie and the residents to the administrative court. Filed appeals with an aim of disputing the permit building granted by the town hall of Puteaux company CNIT Development.

These elected officials of the opposition and these residents deposited this recourse, because they estimate that this construction project was not the subject of a deepened impact study, that the code of town planning was ridiculed. They also affirmed that the exposure to the wind and the access to the building by public transport as well as the sunning of the surrounding buildings were not taken into account.

The rejection of the three recourse which was deposited was required by the public rapporteur, this last affirms that the impact studies carried out are not insufficient and that the procedure of granting of the permit building was made in accordance with the rules.

This Tour future of Defense with the Hermitage turns will contain 147.000 m2 of offices and of trade which are spread out in two bodies of building to knowing the Tower and the Trapezoid, this name was given because of the shape of the building.

The abandonment of Rescap by Ally Financial in the USA

2012-05-15 14:00:39

The American financial institution Ally Financial announced last Monday its voluntary liquidation of its branch Residential Capital, or Rescap, after several encountered difficulties. The company was nationalized for its account following the crisis of the subprimes in the United States. Let us recall that it was before a branch of the car manufacturer General Motors, and who was known a long time under the name of GMAC.GROUP.

According to information collected, a reserve of more than 1,25 billion dollar is obligatory today for him for the second quarters 2012 once the operation will be completed. Nevertheless, the value of Rescap will set out again to zero. The company as announced as it envisaged a total liquidation of its foreign operations. They relate in particular on the sector of the automobile credit and the bank credit in several countries like Canada.

According to the daily newspaper the New York, the company Fortress Investment Group could buy the totality of the credits of the subsidiary company for about 2,4 billion dollars. But that will be able to be carried out only after the validation of voluntary liquidation by justice. On his side, the former owner of the branch envisages to repurchase it for more than 1,5 billion dollar. Moreover, the Barclays company could inject a financing of more than 1,40 billion dollar in Ally for the reorganization. According to Ally, several creditors already agreed on this point what could leave it the legal procedure by the end of the year 2012.

As for the NewYork Times daily newspaper, he considers that the Rescap subsidiary company slows down the development of Ally and that if it gets rid some, that could be beneficial for its re-entry out of purse. According to this Newspaper, Rescap is the origin of the evils of the company considering its other branches generate benefit in particular in the sector of the car and the simple banks.

The American State then incites it to return out of purse to recover the funds which it injected into its subsidiary company, for more than 15 billion dollars. The federal government has in fact more than 70% of its capital. Ally, for its part, announced that more than 5 billion dollars were already refunded with the Treasury. According to it, the implementation of the announced provisions Monday could be a factor of refunding for a little more than 5 billion dollars.

The ACP STATE hopelessly seeks a solution for the CIF

2012-05-15 12:47:14

According to the president of the ACP STATE or prudential controlling authority on a made advertisement Monday, the government is in close cooperation with it about the solutions having to be taken on the sector of the real estate credit. Dialogs were carried out to find a durable solution with the real loans.

The credit rating agency Moody' S.A. supervised closely the CIF mid-February with more than 110 other banks. Threats of reduction of points were uttered by the agency against the CIF. A reduction which could go to four notches. This action would have fatal consequences on this establishment. Indeed the CIF is completely subjected to its note, because it is an establishment which operates its financing on the markets.

Fearing this situation the CIF seized HSBC to find to him a bank with a good deposit to help it.

According to the president of CIF, M.Noyer, the problems really do not exist within the CIF and that the solvency of the company is good enough for the moment. According to M.Noyer which is also the governor of Banque de France, the budget of the group is rather consequent and is in balance. He admitted all the same that the model of activity of this company is rather difficult to manage. What explains according to him the request for support that the company emits since of the years.

The supreme administrative judge as concluded on March 5th as the treasury of the bank is solid and that this one does not need any hardening of capital. Indeed, the ACP STATE made a request with justice to slice on the question and was done rejected.

Hardening of the agreements between the SNCF and the school of the Paristech Bridges

2012-05-15 11:56:37

The pupils of the school of the Paristech Bridges received Friday the president of the SNCF Guillaume Pepy. The purpose of this meeting was to discuss the improvement of the railway networks. During this conference, two agreements were signed by the two parts.

One relates to the mastère specialized in railway and urban systems. The other on a pulpit which is entitled “To reinvent the station in XXIe century. These two contracts reinforce the bond between the school and the SNCF.

Guillaume Pepy, announced that through the outline agreement of the mastère specialized in the rail-bound and urban transport, the goal of the SNCF is to make the recruitment of specialized and qualified engineers. This agreement was reached between M.Pepy and Philippe Courtier, principal. Indeed, the establishment already could leave a little less than 150 engineers and frameworks since 2008.

Thanks to school partnerships like ENTPE for example and of the official partnerships like the RATP, the establishment could create this formation.

The purpose of the Pulpit entitled “To reinvent the station in XXIe century is the restoration, management, the regulation, and the railway network and systems design. Its duration will be 5 years.

Since the creation of the SNCF in 1937, the school always was in partnership with it. But the origins of the formation go up further. Indeed, since the XIXe century this milked school of the field of transport in particular that of the railroad with a course which is dedicated to him.

Nowadays this field is treated by many formations within the establishment with 3 departments concerning the training of engineers like civil engineering for example. There are also 5 special types of masters with the ms of rail-bound and urban transports, the designs and optimizations for example.

The SNCF as for it receives students coming from the establishment within the framework of all types of training courses, but also of simple visits of the installations.

The reform of the banks of Spain obliges BBVA to make provisions of 1,8 billion euros

2012-05-15 11:24:05

According to an official statement emitted by second Spanish bank BBVA, the company a provision of a little less than 2 billion euros in 2012 will carry out. This advertisement makes following that of the government last Friday obliging the Spanish banks to make reserves.

The goal of this reform is to cleanse the banking field of its exposure to the real estate. The BBVA announced that the sum obtained after deduction of this reserve is of 1,3 billion euros.

According to the BBVA, the interventions of the State on the provisions will have a harmful effect on their coefficient of solvency by the investors and the customers. The base of this coefficient is of 38 points.

According to the group, the company will also proceed to the requirements of capital announced by the regulations of the European Union, those of the Spaniards as that of the EBA which is the European banking authority. The regulations of the European Union under the framework of the banking field are also called Basle.

The target of the reform emitted by the Spanish government is especially the real credits without risks of the banks, but which are also subjected to dangers. The amount required by the State is of 30 billion euros.

According to Oli Rehn of the European Union, the provisions imposed by Spain constitute good factors at the financial way out of crisis in Spain and highly approving with these ideas. Oli Rehn is the commissioner in charge of the European economic affairs.

The new reserves of the Spanish banks will be added with those with the preceding provisions which the State set up last February. The provisions required this February have a sum of more than 50 billion euros.

According to the Spanish government, in fact the banks generally are in responsibility of supplement these imposed provisions. Nevertheless, so of the problems would occur Frob, or funds of government aid to the financial sector, will be able to lend money at these organizations. The Spanish authority clearly announced that the loans of the banks will be regarded as a participation.

The Oscar Niemeyer architect wishes to leave the hospital

2012-05-14 13:45:51

RIO OF JANEIRO, May 11th, 2012 - To the hospital for ten days, Oscar Niemeyer, 104 years the Brazilian architect has wanted to leave. During a routine control carried out by the doctors, the health condition of the architect is considered to be stable and it wishes to return to the house as soon as possible in order to be able to resume work.

The health of Mr. Niemeyer clearly improved according to the statements made by its doctor, Fernando Gjorup. The famous architect who conceived Brasília affirmed to want to leave the hospital as quickly as possible to take again to work at the time of a phone conversation with Kadu Niemeyer his grandson.

Old 66 years, Vera the second woman of Mr. Niemeyer and its Kadu grandson frequently visits him since her hospitalization. To take again in hand his projects in progress, the architect affirmed to want to leave the hospital. These projects are the construction of “churrascaria Porcaon” a restaurant of meat with Rion and launching the new edition of my review “Nosso Caminho” or translated into French “Our way”.

It is because of a dehydration and of a pneumonia that Oscar Niemeyer was hospitalized, this architect realized more than 600 works a little everywhere in the world and currently it is still in load of a score of projects. The health condition of Mr. Niemeyer improved much and it is perfectly lucid. Currently, it follows an antibiotic treatment serum by intravenous way according to the statements made by Dr. Gjorup.

Even if there is nothing any more to fear on the health of Mr. Niemeyer, its exit of hospital were not envisaged yet. To avoid any complication, the doctors wanted to keep it at the hospital according to the statements made by the press service of the Oscar Niemeyer Foundation.

Disorder Were worth some because of a law which limits the second home

2012-05-14 13:24:07

Sion, May 12th, 2012 - a hotel complex will be built in the Swiss small village of Saline, in the Valaisan Alps in spite of the new federal law which fixes at 20% the second home in each commune.

The construction project of Jean-Marie Fournier was filed in before the law was voted in March. The inhabitants of Were worth manage to face this new law which should come into effect in 2013.

Mr. Fournier has chance enormously, because its construction project was filed in before March 11th. It will be able to thus build a telpher carrier near the ski station the Saline ones as well as hotels and buildings. This project is made in order to answer waitings of the thousands of tourists of Northern Europe particularly the Netherlanders and the Belgians who come in mass in Switzerland for wintry times to benefit from snow and the activities which can be done there.

Even if the hotels and the country cottages are deserted except season like those observed in the Valaisan station of Notch-Montana, constructions continue in the area and its surroundings. Even if the majority of the actors and the professionals of the sector of the real estate are afraid of the new law and its consequences, others try to benefit from the situation.

To have a house in Notch-Montana, one of the destinations headlights of the fans of winter sport is very advantageous according to the assertions made by Angela Turnbull, of the agency Angela Immobilier.

With supply and demand which is done in Switzerland, the coming into effect of this new law will involve the rise of the value of the second home in the next years.

“Switzerland is in phase to become the club of exclusive owners more snuffed in the world” according to the remarks of Mrs. Turnbull who advises with the investors to make decisions as soon as possible and to buy residences in the country.

Etienne Deslaumes reveals the atrocities of the life of office in his book

2012-05-14 12:22:32

Etienne Deslaumes in one entitled book “Newspaper ambiguous of an senior officer”, reports the dreadful things in the companies in reorganization. The author tells in his work lownesses of spirit of the employees, the battles for the capacity and the scandalmongerings within a company which harm the life. The bogus company of the narrator is “Minerve Immobilier”.

The inspirations of Deslaumes come from its experiment as a framework in an insurance company lasting more than ten years. Nevertheless, the situations and the characters are fictitious. The author tells violences which reign everywhere and the frequency of the conflicts within the establishment.

In its track records, the company where worked the author lived a repurchase by another company. It is this factor which leads the employees to be put in harder conflicts. Indeed, he tells that the situation of weakening of the company involves that of the employees too.

The people wanting to protect their interests in the box face a fear which inserts them more and more.

In Real the Minerve company, the various employees do not get along any more. Indeed, all the relations between the employees are not sincere any more and each one aims its own interests in a given relation. The confidences emitted by an employee produce ulterior motives for others.

The criticisms of paid towards the others relate to questions of jealousies in the book of Etienne Deslaumes. For example “why does it have a larger office? The employees play the ones against the others.

At the beginning of his work, the author wonders about the natural kindness of the man and notes that the individual does not have of them especially the employees of a company in reorganization. He describes in this diary that each employee has nicknames allotted by his/her colleagues. He tells also the different ones criticize emitted by the others without forgetting the doors which claquent everywhere…

The Spanish State requires 9,5 billion euros near three banks

2012-05-14 12:01:55

After the changes carried out in the financial field in Spain, three banks will have to make provisions of a little less than 10 billion euros. These three financial institutions are Santander, the number one in capitalization in Europe, Bankia and Caixabank. It should be noted that these three financial institutions are in the process of nationalization.

The Spanish Government explained that these changes aim to restore their credits related to the real sector.

This reform requires a reserve of about 30 billion euros on the real credits which are still healthy but which can become problematic.

According to Olli Rehn, the police chief in charge of the European economic affairs, the changes operated by the Spanish State is a good provision against the crisis which the country passes through.

According to the banking organization Santander, it will have to make reserves of more than 2,5 billion euros running this year 2012. This provision will be added to that announced last February and which is of a sum bordering the 5 billion euros. According to the Santander company, the provisions which it will have made will evaluate with more than 2,5 billion euros after deduction the taxes.

The Bankia company, as for it is penalized by the real credits at the risks of an amount of more than 30 billion euros and will have to make provisions of a sum of a little less than 4,750 billion euros.

The objective of the State for this bank is to change its debts contracted towards the government of a little less than 4,500 billion euros into participation.

The caixabank group will have to make a provision of more than 2 billion euros to cleanse itself. According to this one, the amount of these provisions will rise with one have less than 1,500 billion euros after deduction of the taxes.

The Bank value sabadell, the sixth bank by capitalization will have to make a reserve of more than 400 million euros to be restored.

Finally Bankinter, must fund more than 130 million euros is a little less than 100 million euros after taking away of the taxes.

No work in the medieval career in Paris

2012-05-14 11:26:35

PARIS, May 11th, 2012 - the authorization of the building work in the medieval underground career of Paris was cancelled by the administrative court. This cancellation was made Friday because the site is classified historic building.

It is the collective of Port-Mahon and from the farm of Montsouris which gathers associations militant for the safeguarding of a site of the 14th district, street of Falls-Issoire which deposited a recourse to the court for the cancellation of the authorization of construction.

It is against an authorization granted by the regional prefect in May 2011 to the SNC of the Issoire Tomb that the collective deposited a recourse. Work of filling, with mixed cement sand, lower level of exploitation of the career was envisaged on the site.

“The underground career of the way of Port-Mahon, dating from XIVème century, presents a complete panorama of the processes of exploitation of the stone of size at the end of the Middle Ages” according to the court. This site is located, close to the circuit of visit of the catacombs, and is the only one of this time, under Paris, it is possible with the public to reach it.

However, this work could deteriorate the site and this could involve its downgrading whereas only the Council of State can allow it. The prefect did not have competences to authorize work according to the court.

The elected officials Europe-Ecology Verts are content for them that the administrative court of Paris did not give green light to the property developers who wanted to concrete 26 rue de la Tombe-Issoire in spite of the opposition of the inhabitants of the area. For several years, people have tried to safeguard the Parisian inheritance with in particular the protection of this medieval underground career according to the statements made by the advisers. According to the latter, it is much more important to safeguard my local memory and the inheritance that of prioriser those of the money and the concrete.

Nevada, Obama encourages the Congress to vote for the sector of the real estate

2012-05-14 10:29:58

RENO (the United States), May 11th, 2012 - the current US president encourages the Congress to vote laws for many people who have difficulty of discharging their real loans. This statement was made by Barack Obama at the time of its passage in the State of Nevada, a place which is touched much by the crisis and which is also strategic for the presidential one which will take place in six months.

In order to reassure people, Barack Obama spoke at the time of its passage to Reno of a device of assistance to the owners. The latter have much difficulty of carrying out their refunding of real loan because in particular of the fall of the prices, with the result that they must pay much more than the value of their house.

This device which was set up in 2009 was the subject of a reform the year passed, it is a practice which makes it possible to the owners to renegotiate the conditions of their real loans and to enable them to profit from a rate of relatively low refunding.

The US president will speak of a garden of a couple involved in debt in the residential suburbs of Reno. They are the republicans who are in majority in the Congress and Mr. Obama will have to convince them to vote for devices much more favorable for the borrowers during his speech.

It is the fall of the market and the sector of the real estate as a whole which involved the world financial crisis of 2008. Currently more majority of the owners of the State of Nevada must pay more than the actual value of their dwelling. It is an alarming situation which does not make it possible at the State to be left the crisis there, it is also accentuated by the unemployment rate of 12%.

Obama wants to obtain a second mandate

For the next presidential elections of November 6th in the United States, Nevada is an important State for the re-election of Obama because it obtained 55% of the voices in 2008 there. Mr. Obama does not want that the majority of the population of Nevada votes for the republicans, for this reason it carried out a speech showing his compassion and his position with respect to the situation of the local population relating to the sector of the real estate in particular.

However, the policy of the current US president is not sufficient according to the assertions of Mark Amodei, a representative of Nevada. “We are always in a critical condition in Nevada with regard to the real estate” according to its declarations.

Release under-guarantee of the Jordanian journalist

2012-05-14 09:39:38

AMMAN, May 13rd, 2012 - the Jordanian journalist who was accused of incentive to the dispute of the mode concerning an corruption affair in a real estate project was released in bond Sunday.

The editor association of Gerasa News, Jamal Mouhtaseb was released in bond after a 14 days detention pending trial in the prison of Juweida, in Amman. Having been the subject of an arrest, it incurred a sorrow of 15 years imprisonment for incentive with the dispute of the mode.

A deputy under cover of anonymity affirmed that “the deputies of the Lower House of the Parliament had received royal directives asking them not to put in charge a former minister in a supposed corruption affair”. It is following the publication on its site of this statement made by the deputy that Jamal Al-Mouhtaseb was stopped. It is an corruption affair which blames the former minister Sahil Majali.

Supports various international organizations of the human rights

Last year, an investigation concerning a real estate scheme for modest families was open after deputies carried accusations of corruption. The construction project was launched in 2008 for a budget of 7 billion dollars. This sum is intended for the construction of 100.000 residences throughout one five year in the northern, southern part and in the center of Jordan.

Several international organizations of the human rights gave their support for Jamal Mouhtaseb and expressed for its release. These organizations affirmed that the arrest of the Jordanien journalist is a violation of the Jordanian law and freedom of press and information.

The imprisonment of the journalist is illegal and arbitrary according to always these international organizations who asked for her release within the shortest deadlines. To defer without border belongs to those which required the release of the Jordanian journalist.

Jean-Pierre Kucheida in a business of mining residences

2012-05-11 15:58:08

An investigation is in hand on the use of the credit card of the Soginorpa company by the deputy and mayor PS of Liévin Jean-Pierre Kucheida according to information emanating of justice. Hearings were carried out in the seat of the company which is responsible for management of more than 60.000 mining residences.

Persons in charge working in the treasury and the accountancy of Sorginorpa were heard by the investigators of division of the economic affairs and financial of the judicial police of Lille. Information confirming the information emitted by gate Internet of the newspaper 20 minutes was tapped.

The two persons in charge were subjected by the investigation ordered by the parquet floor of Douai last March because of the denunciation of the auditors of the company.

The charge relates to an abuse use of social goods and relates to the use of the bank card of the Sorginorpa company with M.Kucheida. Indeed M.kucheida is the president of Epinorpa and SAS Sorginorpa. The use of the credit card was according to the charges with personal goal according to the prosecutor of Douai Eric Vaillant.

An amount of more than 45.000 euros was spent by M.Liévin according to the sources. According to the prosecutor, it already began refunding from this sum.

Four other investigations were opened by the prosecutor of Lille after reports/ratios emanating of the CRC or regional court of the accounts. The expertise on the letters of the former Mayor Hénin-Beaumont Gerard Dalongeville was carried out, but rejected following a business of fraud of invoice. This business relates to the charges of financing of the federation PS of the Pas-de-Calais.

The results of the survey carried out by a commission will be published towards half of May. While waiting, the PS suspended the nomination of Liévin Jean-Pierre Kucheida.

A sifting of the ground of China could cause a natural disaster

2012-05-11 15:44:05

According to geologists and town planners, the ground of China is sifted by the pumping of subterranean water what can cause a collapse at certain places. This degradation of the Chinese ground is accentuated by mining and the urbanization according to these experts.

According to a document diffused the month of last March by the Chinese ministry of the ground and the natural resources, the deterioration of the ground is caused mainly by the abusive water extraction.

The direct consequences of this depression of the ground are the risk on the buildings. Indeed, those can more not accommodate occupants because of the weakening of the foundations of these residences. The highway networks also suffer, because the ground which crumbles in lower part causes large holes in the roadway. The drains are likely to be degraded.

The reasons of this subterranean water pumping are that the increase in population in China was extremely these last years and the surface water is not enough any more with the needs for the population. At certain places the water extraction reaches one kilometer of depth.

According to the vice-minister of the ground and Natural resources, the ground surface degraded reached a little less than 80.000 square kilometers left again out of 50 cities and 19 provinces. These estimates take account only parts where the ground is inserted of more than 20 centimetres.

Mao Qizhi, a town planner, declared that a time ago when the Yongding river could feed Beijing abundantly, but currently this part of China east in dryness. According to him, that is due to the climate changes and the human factor. In this moment more than 20 million inhabitants of the town of Beijing are in difficulties concerning the requirement out of water.

The insalubrity of water of certain areas as in the east in the delta of Yangtsé and in the south in the river of the pearls poses problems. Indeed water is abundant, but dirty and for this reason the population must be satisfied with subterranean water.

According to a professor at the university Hohai Chen Jiansheng, these degradations can cause seisms. The advantage is that after the earth tremors the balance of the ground will be renewed, but the gravity of these jolts depends on the deterioration of the ground by pumpings.

The galleries which were used for the mining extraction are also the cause of these faults, because after to be exhausted the mine is forsaken without being consolidated.

Experts estimate that knowledge structural of the grounds and the dynamics of the basement could help to avoid the accidents caused by the deterioration of the ground.

A project of pumping which could reduce that of the basement is envisaged in Beijing for 2014. But that still depends on the population growth of the cities.

Lower benefit of the company of BTP Sacyr Vallehermoso

2012-05-11 15:31:32

The Spanish company of building Sacyr Vallehermoso declared that it observed a light rise of its benefit in the first quarter. However relative at the other years the amount of this increase which is of 28 million euros dropped of more than 45%.

The problem is the crisis which strikes Spain and Portugal, causing a fall of activity in the sector of the building. The turnover of this company is in clear reduction with a fall of more than 15% is a sum of more than 850 million euros. Nevertheless, its rough surplus of exploitation observes a certain increase of more than 2% is rising of 146,4 million euros.

The company affirms that it crosses in this moment a fall of activity in particular in the field of construction and property development to Spain and in Portugal.

The objectives of the company of BTP Sacyr go on the other countries of the world. Indeed its share of turnover on the international one increased with a rate of 38% against 34% last year. The fall of its activities in the other countries of the world is less obvious than in Spain with a light fall of a little more than 7% is rising of more than 330 million euros.

The activity of Sacyr the most touched is the property development which underwent a fall of more than 60% to 17 million euros. In the field of construction, this fall is of 20% is more than 500 million euros. These other activities like the service and the concessions also recorded a serious reduction with 1% and 54% respectively.

The company Sacyr vallehermoso however has a very good notoriety in Spain especially at the end of the Nineties. It is a company which conquered Spain with its incredible development. It carried out inter alia great projects of acquisitions grace a large sum of loan.

The company at the end of the month of last March still recorded a debt of 9 billion euros however three months earlier these figures were of less than 9 billion.

The hard battle which ADAM against the tender offer carries out

2012-05-11 15:11:37

In France a battle is carried out by the association of the minority shareholders for the cancellation of the offers out of purse of land Silic and its calendar.

On Thursday, May 10, 2012, the MFA or the authority of the financial markets declared that it would give a date concerning the consequences of the dispute of ADAM or associations of minority shareholders against the tender offer. The tender offer is a branch da Caisse of the deposits of the land company Silic. ADAM deposited two requests for cancellation of the acceptance of the tender offer by the MFA May 3rd.

The first door on the modes of offers of the tender offer which according to the MFA causes inequalities on the treatment of the various shareholders. As for the second, it relates to the calendar of the tender offer which the MFA accepted, and which is fixed between on April 27th at at the beginning of June.

This publication of calendar was made on April 26th by the authority of the financial markets of France. The complaints of ADAM on the calendar relate to the date of its end on June 1st. Indeed, ADAM wants to stretch this expiry on a date after the decision of the Court of Appeal on the request for cancellation of conformity. This duration of making at the Court of Appeal can be of a few months, because it is the procedure for the Boursier right in France according to Colette Neuville president of ADAM.

The MFA indeed declared that the date of opening of the offers of Icade on Silic on April 26th is acceptable. The composition of these offers is firstly an public offering of exchange of action of the land Company Silic. The second relates to the public offerings of purchase of obligation of the latter. It relates to the obligations with possibilities of refunding in existing or new actions or cash of the Silic company which Icade announced at the time of the deposit of file to the MFA.

The tender offer and SILIC want to transform their respective companies into only one and to carry out a hegemony on the land field in France. They will specialize in particular in the tertiary parks and the real estate of office.

Bankia is inserted with the purse in spite of the advertisement of its nationalization

2012-05-11 14:51:31

Wednesday, May 9, 2012, the advertisement of the nationalization of Bankia was emitted by the government. The following day, Thursday, May 10, 2012, the fourth bank with dimensions of Spain continued its decline with Madrid Stock Exchange. Indeed, this company through the supervision of the State wants to try to cleanse its risky real credits.

This loss with the purse is evaluated with more than 3% is a value of the titles of a little more than 2 euros. However, the market is to him in rise of a little less than 1%. Before the official announcement of its nationalization, the loss with the purse undergone by the bank was of 2,13 euros is a little less than 6%.

Concerning the other Spanish banks as the Santander number one observed a rise of a little less than 1%. Bank BBVA it also carried out a light rise of 0,38%.

The system set up by the government is to change the debts of the BFA towards the State into participation. Bankia is in Spain the first banks most exposed with the real sector.

The advertisement of the supervision of the State is regarded by the experts analysts of the company of Renta4 broking as an good initiative. Indeed, according to them that would decrease the number of risky real credits of this bank which inserts it more and more.

The financial agency of Standard notation & Poor' S as for it is not of the same opinion and envisages a lowering of the note of Bankia in the next days. The agency affirmed that it doubts financial capacity of Bankia and BFA with the future direction of these last. Concerns on the field of the bank in Spain were expressed by the Standard & Poor' S.

Indeed, the investors are increasingly reticent concerning the banks in Spain because in particular of the dubious credits that those cumulated during the real estate bubble. It will be the government which will be in responsibility of reassure the investors with new measurements and precautions. The first provision of the government is to dissociate the credits risked with the assessment of the banks, but the State will also force to them to make reserves by precaution.

Payment by amicable agreement of the disagreement between Deutsche Bank and the USA

2012-05-11 14:20:21

BERLIN, May 11th, 2012 - Deutsche Bank and the government of the United States ended up by amicable agreement regulating a dispute which opposed them concerning the real estate credits at the risks or “subprime”.

Deutsche Bank the first German bank paid a sum of 202,3 million dollars is 156 million euros at the US government. At the beginning the sum required by the American State was of a billion euros as damages.

It is one of the subsidiary companies of Deutsche Bank in the United States which is the leading cause of this disagreement. MortgageIT embellished the mortgage credits at the risk more commonly called subprimes. In order to have guarantees of an federal agency of housing, MortgageIT continued to propose the subprimes during ten years. The subsidiary company of Deutsche Bank boxed billion dollars of public guarantees with 39.000 mortgage credits. This action was made by this last of 1999 to 2009 without taking account of the situation of the borrowers if they were able to refund these contracted loans.

Thereafter these titles were resold by MortgageIT, and at final the US government found itself with many considerable loss and non-payments.

Provisions were made right now by Deutsche Bank to face the various financial impacts of this litigation. This bank also declared that it did not know about the various intrigues of its MortgageIT subsidiary company concerning the subprimes and that of this fact it should not be marked of these illegal practices. It is into 2007 that MortgageIT was repurchased by Deutsche Bank.

A report/ratio of the American Senate quoted Goldman Sachs and Deutsche Bank for their participation in the businesses of real estate credits at the risk which generated the world financial crisis with the autumn 2008.

Josef Ackermann tries of then one year to find solutions with the various legal litigations which blame Deutsche Bank.

Real estate credit of France wants to rest on a bank

2012-05-11 12:49:45

PARIS, May 11th, 2012 - It is the HSBC Bank which was chosen by the Real estate credit of France to seek a transferee. This decision was made by the Real estate credit of France, because it could not make certify its accounts.

Moody' S Investors Service, an agency of financial evaluation stated to want to reduce during a short time the notes of 114 European banks. The real estate credit of France in fact part, because it is in full difficult period, i.e. threatened of a degradation which can touch four notches because of the needs for refinancing and a weak profitability.

This declaration deeply touched CIF which is a company working in the sector of the real loans, because it obtains only its financings on the market.

The continuity of exploitation of the CIF could not be done according to the auditors. It is this news which brought the suspension of the obligations emitted by the CIF at the request of the Authority of the financial markets.

The Real estate credit of France east in the obligation to rest on a traditional bank and it is HSBC which was selected to seek a transferee. The prudential Controlling authority and the government give their support for this action.

Being already in possession of the Building and loan association, BPCE denied to be interested by the proposal of the HSBC Bank according to the statements made by François Pérol, the president of the directory. However, it there at the Postal bank and of the banks which seem to carry an interest to the proposal of CIF, bus of the talks are being done discreetly.

The real estate credit of France is an establishment which directs about fifty branches and has 2,4 billion equities and manages 33 billion euros of appropriations. No comment was made by the HSBC Bank concerning this situation.

Blocking of the rents asked by associations of tenants CNL and CGL

2012-05-11 12:36:47

PARIS, May 10th, 2012 - the blocking of the rents and the revalorization of the assistances to housing were required by the General confederation of housing CGL and the National confederation of the housing CNL which is one of greatest associations of tenants in France.

A few days ago, several French delivered their opinions so that a policy which takes into account social people is installation. There is necessary to put the pressure and to remain vigilant so that the decisions taken by the leaders fulfill the requirements of the vote according to the CNL.

Applicable measurements immediately must be taken by decree according to this association of tenants. These measurements concern, the revalorization of the assistances to housing, the expulsion and the cut of energy and water, the blocking of the rents in all the rental sectors and the stop of all the seizures.

An audience near the president of the Republic was required by the national confederation of housing. The goal of this meeting with the new president is to propose the suppression of the law Boutin to him which is a law on the promulgated mobilization for housing in March 2009.

To make available of François Holland of the proposals through an outline law on housing makes also party of the goal of this audience. A publication as soon as possible of a decree blocking all the rents also was requested from the president of the Republic by the CGL.

These associations as affirmed as 20.720 people signed a petition on line so that the blocking of the rents is made. There are also 3000 people who made comments on the www.lacgl.fr site concerning their life in the inappropriate and unhealthy residences, their problems to pay an exorbitant rent.

They also pointed finger the manner of making certain organizations HLM and unquestionable slumlord which benefit from their misfortune to make profits and to rent houses at inaccessible prices.

Ceaseless fall of the sale of new housing in France

2012-05-11 10:50:33

PARIS, May 10th, 2012 - Since the beginning of this year 2012, the sales of new housings in France did not cease falling according to the two professional federations of the sector of the real estate to knowing the Union of French houses UMF and the Federation of property developers FPI.

A fall of 25% during the first three months of this year compared to the same period of the previous year was observed. It is a reduction of 39% of the sales actual by the property developers compared to three first quarter of 2010 according to the president of the FPI, Marc Pigeon.

The majority of the areas are touched by this reduction in sale in particular the large metropolises like Rouen with -77%, Toulouse which records a fall of 44%, or Bordeaux which know a reduction of 47% of its sales. The island of France is not saved by this phenomenon with a fall of 21% of the sales of new housings.

One of the most important property developers in France, Nexity stated to have observed a fall of 20% of its sales during the first quarter 2012. A fall of 60% was recorded during the first quarter concerning the sale with the investors who buy to rent. The localized houses in province were not saved either by the fall of the transactions.

The reduction in the sales of new housings observed during the first quarter is of 17% and this situation worsened during April specified Christian Louis-Victor, president of the UMF.

The activities and the sales of new housing are not promising for the months which follow, because the housing shortage is accentuated more and more.

According to the forecasts made by the president of the FPI, Mr. Pigeon, there should be approximately 75.000 sales for the whole of the year is a fall of 1/4 compared to 2011 when 103.000 sales were recorded. With regard to the sale of house, it should not be beyond 120.000 for this year compared with 148.000 in 2011 according to the declarations of Mr. Louis-Victor.

The new provisions concerning construction of 500.000 new housings promised by François Holland are very awaited by the professionals of the real estate according to the declarations of the president de France Ground and vice-president of the FPI, Guy Portmann.

Real inheritance of 1,17 million euros for the coldly elected French president

2012-05-11 10:36:36

PARIS, May 11th, 2012 - current French president François Holland has real goods of a value of 1,17 million euros. However, it does not have a quoted value nor of various collection according to the contents of the declaration of assets made by this last.

This declaration must be published simultaneously with the official proclamation of the results of the presidential election to the official journal of the republic, according to the law.

The value of 1,17 million euros in real estate includes/understands two apartments in the town of Cannes of a value of 230.000 and 140.000 euros and a located house with Mougins in the Alpes-Maritimes of a value of 800.000 euros.

In addition, he also affirmed to have in his possession several movable goods of a value of 15.000 euros. François Holland also mentioned in this file of the money sums which it has on three accounts - currents and a report of insurance life.

This declaration also made it possible to know that this president lately elected has abroad neither accounts nor of transferable security like actions sides or placements. It has either invaluable stones neither of jewels nor collections of objects of Article With regard to these vehicles, no communication was not made.

During his countryside for the presidential ones, François Holland clearly affirmed that its declaration of assets would be done in all transparency and it would make some in the same way for his health condition.

Some details on François Holland

François Holland was born in Rouen on August 12th, 1954, it is the first secretary of the socialist party of 1997 to 2008. He was also elected appointed first district of Corrèze of 1988 to 1993.

With resulting from a primary education, it was named to represent the socialist party with presidential of 2012. During first round, it obtained 28,63% of the voices and on May 6th it gains the second tower vis-a-vis Nicolas Sarkozy with 51,64% of the voices.

François Holland is the 24e president of France, his nomination will be held on May 15th with the Elys3ee palace.

A plaintiff will be heard by the examining magistrate concerning the Great stage of Lille

2012-05-10 16:59:11

LILLE, May 9th, 2012 - a person will be heard by the examining magistrate concerning the business relating to the conditions of attribution of the building site of the Great stage of Lille to the group of BTP Eiffage. However, the parquet floor denied the opening of legal information at this stage.

A complaint with constitution of civil part near the senior of the examining magistrates of Lille was deposited by Eric Darques a former elected official of the town of Lambersart. Complaint which was made in order to discover the reasons of the granting of the building site with Eiffage whereas there was a overcost of 108,5 million euros compared to the offer of the Norpac-Bouygues consortium.

It is on May 22nd that he will be heard following a convocation made by the parquet floor of Lille. This convocation was only announced if the complaint is admissible or not. I.e. as opposed to what Mr. Darques affirmed there will be no opening of legal information.

It is only after this hearing of Eric Darques, that it will be decided if the conditions are met to open legal information. At the present time, there is no legal information in progress according to the statements made by Frederic Fèvre, the prosecutor of Lille.

In 2010 a complaint against X, classified without following already deposited by Eric Darques.

A first report/ratio dated January 23rd, 2008 was given to the elected officials community in order to allow them to make a reflection and it is the Norpac-Bouygues group which was proposed. However at the time of a second report/ratio, dated February 1st, 2008 it is the Eiffage group which was selected.

The procedure of granting of the building site with Eiffage followed the standards, because the regional court of the accounts had given its agreement to this construction project which is one of the very first partnerships public-private in France.

This stage of Lille will contain 50.283 places and the building work will be completed at the summer 2012. The Inhabitants of Lille will have the honor to accommodate matches at the time of the Euro 2016 in France.

Nexity faces a fall of sale of new housing

2012-05-10 16:14:17

The real group Nexity recorded an increase in its turnover of 5% during the first quarter 2012. This information was revealed through an official statement of the company dating of May 9th, 2012. In spite of this rise the sales of housing dropped by 20% compared to the quarter 2011. The amount of its turnover is evaluated with a little less than 590 million euros.

The group envisages a turnover of more than 2,5 billion euros for the year 2012 similar to that last year which was lower of 5% compared to the year 2010. According to the company, the results should be higher than 200 million euros with the reunification of 26 marks.

Concerning the orders, those rise with more than 3,250 billion euros for this year which presents also similarities to last year.

The problems of the group arise in particular on the fall of the new sales of real estate which would be the origin of their turnover in 2013. The chairman of Nexity Alain Dinin explained that the situation of the real estate is precarious at this beginning of year. That is caused by a granting of credit which becomes difficult on behalf of the banks and a reduction in the tax incentives.

Indeed, a fall of 20% of the quantity of sold new housings was observed by the group since the beginning of year compared to 2011 over the same period.

The problem is that following the unstable economic situation firstly reaching hesitate over the purchase moreover the investors base themselves on the end of the year. According to the chairman the losses are compensated by the social housing. The estimates on the quantity of new housings on the market in 2012 would be of 75.000 by the whole of the property developers against more than 100.000 in 2011.

Mr. Dinin calls upon the government to measures to be applied concerning the social housing, studying the investments to the hiring.

Bankia finally nationalized to avoid the bankruptcy

2012-05-10 15:57:32

The Spanish State announced the nationalization of the group Bankia Wednesday. Indeed this bank has too many dubious real credits this is why the government made this decision. The ministry for the Economy announced that the debts of the shareholder of Bankia the BFA towards the State will be transformed into participation.

This debt rises with a little less than 4,500 billion euros. These loans were granted by the FROB with one duration of refunding 5 years and an interest rate of 7,75%. The ministry announced that the FROB will seize the power on Bankia after the procedures were carried out, because it will be in possession of 45% of the capital of the company. The ministry declared that this decision will not have any impact on the shareholders or the customers.

A cleansing of the bank by injection of funds public is envisaged on Monday, May 14. This advertisement made following the resignation of the chairman and managing director of Bankia Rodrigo Rato. Its successor was named Wednesday, it is the old DG of BBVA, Jose Ignacio Goirigolzarri.

The FROB announced this same day as the loans that it granted were transformed into simple actions.

The problem of Bankia is that it is very exposed with the real sector and its decline started in 2008 after the bursting of the real estate bubble. This financing of the banks by the State will be the eighth after this period. It is the Prime Minister Marioano Rajoy who announced Monday that the injections of public funds will not be possible that in the event of major force. It is the strong tension present in the markets which encouraged the State required this financing. The purse of Spain also knew a fall of a little less than 3% before the setting under supervision of Bankia.

The plan of the government to reassure the investors on these risky real credits is to separate them from the assessment of the Bank. New provisions are also envisaged. According to the daily newspaper Cinco Dias, the amount of this reserve could reach more than 30 billion euros.

Trustful Eiffage for the year 2012 with a rise of its turnover

2012-05-10 14:29:42

The company of BTP posts a good health, because during the first three months of this year it recorded a rise of its turnover. The amount of this one is evaluated with more than 3 billion, that is to say an increase of 1,8% over one year. The group also announced Wednesday its projects of an amount of a little less than 15 billion euros for this year.

According to the company the difference between period the first three months of 2012 and that of 2011 is of 2,2%. Indeed, from the orders of a little less than 15 billion April of this year was received is one business year for the branches work according to information. Eiffage thus affirms thanks to these orders the estimates of turnover which border the 15 billion euros this year.

In spite of the cold wave of the beginning of year which leaded the road traffic, the branches concessions of Eiffage posts a progress of 3,9% on its turnover. The amount of this one is of more than 500 million euros.

Indeed, because of the cold of the beginning of year and the rise of the fuel the highway traffic on network APRR underwent a reduction of 0,5%. In fact circulations of heavy truck dropped the most compared to the light vehicles with a reduction of more than 2%.

In spite of this fall of traffic, tolls observed a rise of their receipts. As on the Viaduct of Millau which records on average a little less than 0,5% that is to say more than 5 million euros.

According to the company, the first part of the highway of Senegal recorded receipts of a value bordering a million euros during the first three months of this year. This section of highway has a traffic bordering the 24.000 vehicles per day.

The climatic conditions involve a loss for VM materials

2012-05-10 14:03:41

France underwent a gel of the activities of the building during the first months. Company VM materials complains about the deplorable conditions of the weather and had to face other factors which have seriously affected its benefit. The persons in charge of the group emitted information concerning the loss that the company undergoes full whip.

In an official statement, the company announced that she showed an average reduction of more than 6% of her turnover. The amount of this last is evaluated with a little more than 150 million euros.

The field of the concrete fell of more than 3% and the trade him of more than 4%, however these two activities represent the majority of the sales turnover of the company. Indeed, the trade which manages the distribution of materials in direction of the manufacturers accounts for 70% of its activities and the concrete about 10%.

The deplorable climatic conditions were the cause of the stop of the activities of the building sites. This suspension lasted more than 10 days according to the company. It relates in particular to the closing of the concrete power stations, of the carcass work heavy castings. A reduction in the building sites of more than 10% since 2012 was observed by this group of trade contrary to the first quarter 2011.

In the field of the industrial joinery which accounts for 20% of the lines of business, the fall was of more than 10% what is due to the increase in the taxes in this sector. This rise of the taxes seriously has affected this field which was formerly prosperous.

The group remains trustful nevertheless vis-a-vis its future and continues its development in spite of the bad master key which it meets in this moment. Indeed, one month ago it acquired of the Canadian company Fene-tech which works in the joinery and the production of door, hybrid and PVC.

Weak increase in the turnover of House France Comfort in the first quarter

2012-05-10 13:24:45

PARIS, May 9th, 2012 - a weak increase in 2,2% to 142,9 million euros of the turnover of Houses France Comfort was observed during the first three months. It is the bad climate in France and a little everywhere in Europe which because this weak rise of the activities of this manufacturer of houses.

Even if the climatic conditions were catastrophic in February because of the temperatures in lower part of zeros, and of the bad weather which struck during several days, the first three months activities with constant perimeter were stable according to the company.

A rise was recorded in March with 636 sales even if the activities of February were slowed down by the bad weather according to the assertions of the group.

A rise of the order book with 1.537 sales was observed towards the end of March with a turnover of 154,2 million euros, these activities are in fall of 12,7% of number and 12,5% in value compared to 2011.

The manufacturer of house wants that the remainder of its activities for this year 2012 is constant. As for its turnover, Houses France Comfort desire to obtain a good profitability, with this intention, it is necessary to have a lever of development and based solid.

The group of construction of house to its seat with Alençon, last year it carried out a turnover of 583,5 million euros. Maisons France Comfort absorbed Maisons the natural ones, Maisons and Corbioli Residences and LMP in 2010.

Since the beginning of year 2011, it also absorbed “the Houses of Stéphanie” and currently it is one of the most important companies which works in the sector of the house in France.

Loss of 6% of the wetlands in the sphere in 15 years

2012-05-10 12:53:53

PARIS, May 9th, 2012 - Because of the demographic pressure and other factors, the extent of the wetlands on ground was reduced of 6% in 15 years. These zones include/understand the peat bogs or the marshes and a reduction by 330.000 km2 were observed.

It is a study made by the Research institute for the development and of the researchers of CNRS and it was published in the review Geophysical Research Letters.

Nearly 5% of the grounds emerged on the totality of the sphere are covered by the marshes, the peat bogs, the Marshes and the lagoons. It is an alarming situation, because these zones are of an major importance for the biodiversity, the cycle of water, the climate and the various activities of the man according to CNRS. Actually, these wetlands manufacture a third of atmospheric methane, involve the change of the climate by accentuating evaporation and have a considerable impact on the fresh water flow of the continents towards the sea.

It is between 1993 and 2007 that the researchers established on a chart of various wetlands which exist on ground like their temporal dynamics on a sphere scale. This was done by associating several observations carried out by the satellites. The results showed that the stretches of water change continuously during a year especially at the time of the episodes of El Niño.

The fall of the surface of the wetlands is especially marked in the tropical and subtropical areas. It is in the zone of the 30 degrees around Ecuador that one recorded a fall of 57% of the wetlands.

The population growth is also a factor which involves the reduction of the water zones. The areas where the population increases more are touched by the fall of the wetlands. That is explained by the draining of the marshes because of the urbanization and the subtraction of water according to the statements made by the researchers.

Turns Hermitage with Defense, equitable relief deposited against the permit building

2012-05-10 12:41:28

NANTERRE, May 9th, 2012 - an equitable relief against the permit building one of the two Hermitage turns to Defense was deposited in town hall by elected officials of opposition of Courbevoie.

City council men PS EELV and Face of Left which are member of the group “Another ambition for Courbevoie” think that Jacques Kossowski, the UMP mayor of the east city of agreement with an unjust construction project. They have of this fact deposited a recourse against the southern tower.

There is much illicit thing concerning the permit building according to the elected officials, like the project division in three permits building qualified “saucissonné”, the road service road… They also affirm that there is an opaque legal maelstrom with regard to the owners of the Turns.

The impact studies which were made are foolish according to always the elected officials, because the number of parking spaces was not well evaluated, the impact on the air traffic is underestimated and the effects on moved transport.

The Tower high Plaza Hermitage 320 meters wants to be to be a model in the hexagon in terms of complex which combines the offices, the trade, the hotels, and the residences. It is the architect Sir Norman Foster who is the person in charge of this project of great scale.

The permit building complex of 280.000 m containing 543 residences, 40.000 offices, 165.000 of dwelling was signed by the mayor of Courbevoie, in the name of the French State after nearly one year and half of talks and preparation. It is localized in the perimeter of an Operation of national interest.

The destruction of the buildings on the site should be done towards the end of this year and the building work will begin in spring 2013. The delivery of work of the Turns Hermitage is planned for 2017 according to the statements made by the managing director of Epadesa.

The filed appeals are not suspensive as long as the court did not rule on the business according to Philippe Chaix.

Effect of perimeter, raises activities of Eurazeo in the first quarter

2012-05-10 12:33:27

PARIS, May 10th, 2012 - With the integration of 3S Photonics and Eurazeo SME in its accounts, a rise of 14% to 988,2 million euros of the turnover of Eurazeo was observed. This increase in the activities of the French company of investment was recorded during the first quarter.

The purchase of the two companies made in 2011 made it possible to increase the benefit of Eurazeo to 115 million euros. An increase in the turnover of 2,4% in reprocessed data which control the effect of perimeter was recorded. These turnovers carried out by this French company of investment relate to only those of the companies which it controls the totality of the capital.

However if one incorporates the benefit carried out by the companies which are not entirely controlled by Eurazeo, the turnover can reach 1,957 billion euros is a rise of 17,9% and 4,3% in reprocessed data.

If one does not take account of the effect of perimeter, one notes an increase in 4,7% on the turnovers of the industrial laundry Elis and an increase of 24,9% of Eurazeo SME grace in particular to the Dessange hairstyle, in Leon of Brussels a company of restoration, to FDS Group and in Frémont.

With regard to the companies in which Eurazeo holds only one minority share, there is Intercos, the expert in make-up which carried out a rise from + 18,5% and the textile group Moncler with + 17,2%.

Towards the end of March the credit ANR revalued net which measures the value of the whole of the participations and which is most relevant for the investment companies knew an increase in 13,5% compared to the end of 2011.

Eurazeo counts on an increase in the contribution of the companies to the result for this year 2012 and wants to reach a credit net revalued of 100 euros in 2015 according to the statements made by Philippe Audouin, the administrative and financial director.

Spectacle of color for Monumenta

2012-05-10 11:07:07

PARIS, May 9th, 2012 - During the fifth edition of Monumenta which will begin Thursday, there is will have several colors with go. The public is invited by Daniel Buren to discover a forest of rounds blue, green, oranges, yellows and to admire closely the architectural beauty large palace.

The moment came for the creator from the “Columns from Buren” from the royal palace to face this symbol built for the World Fair of 1900. After artists like the American Richard Tightened, the French Christian Boltanski, the British of Indian origin Anish Kapoor and the German Anselm Kiefer it is with the turn of Mr. Burren.

Monumenta is an event organized by the ministry for the Culture since 2007. Every year an artist celebrates creates there a work under the nave of 13.500 square meters decorated by canopy some 45 meters height.

The year last it is the dark red “Leviathan” of Anish Kapoor which collected the attention of the visitors.

Quite simply eccentric

There is will have love of life in trimmings until June 21st with “Eccentric (S)” of Daniel Buren. The nave is invaded by the plastic circles of the various colors posed on 1.500 fine black and white pillars. One with the impression to see juxtaposed parasols.

The spectacle of color is according to the luminosity, because the colors projected on the ground many and are diversified. The colors are bright as the sun is with go and the tonality pastel is very beautiful to see in the event of open sky. There is in the center of the mirrors which take the shape of a clearing. A walk with the top of this installation is advised with the visitors during their passage to the Large palace.

The spectacle and the decoration are amusing and the photographs which will be taken will be numerous according to Marc Sanchez, director of the artistic production of Monumenta.

Stop of the subsidy of the Federal state for Fannie Mae

2012-05-09 18:01:17

WASHINGTON, May 9th, 2012 - Thanks to his benefit carried out during the first quarter, the American giant of the financing of the Fannie Mae real estate will not need more the subsidy of the Federal state.

The clear benefit of 2,7 billion dollars of Fannie Mae enables him to pay the dividends which it owes with the American Treasury. Whereas during the preceding exercise it recorded a loss of 8,7 billion dollars.

The American Treasury placed a sum of 116,1 billion dollars in this company in order to avoid its bankruptcy. This was done since its setting under public supervision in September 2008. The American treasure also bought preferential shares to him.

The goal of the activities of Fannie Mae is to make it possible to the private individuals to easily reach the property while standing as guarantor or by repurchasing real loans.

The current results are the fruit of work and the progress made since the year 2009. A rise of the financial performance as well as a limitation of the losses on the activities resulting from the crisis period were observed according to the statements made by Michael Williams, managing director.

This company took an enormous risk, because it is at the worst time, during the crisis of the sector of the real estate in 2006 qu' it launched out in the real estate credits. For a few years, Fannie Mae has wanted to audit its assessment, however it will have first of all to make enormous provisions for loss quarter after quarter. It is towards end of the year 2001 that these provisions reached their highest level with 5,5 billion.

The company counts on financial results 2012 better than those carried out in 2011, because a loss of 16,9 billion dollars was observed during last year on the whole of the exercise.

During the first three months of this year the losses in the credit knew a significant decrease with in particular the passing of the rates of delays of payment and of the sale of goods seized at competitive prices compared to the market and of the stabilization of the prices of the residences Mr. Williams declared.

Siemens: a new factory in 2013 in Saudi Arabia

2012-05-09 17:55:29

The construction project of a factory of Siemens began in Saudi Arabia. The goal is to satisfy the Saoudi market on electrical equipment. Indeed, this country has consequent needs concerning electricity estimates the group. It will be the first manufacture of this company in the Middle East.

The factory is located at Dammam in the east of the country. Work includes/understands gas turbines and compressors and should be completed in 2013.

Siemens envisages to set up another branch of transfer of new technologies manufactured by the company. This construction was also initiated for the support of industry in Saudi Arabia according to the information emitted by the company.

The surface of the factory is of more than 200.000 square meters according to certain sources. The investments will be supported by Siemens itself and E.A Juffali & brothers.

The outgoing products of manufacture are intended for the Saoudi local market. In this territory, the Siemens company already created 2.000 jobs. In Europe it imposes its hegemony on several fields. Especially in France where it produces apparatuses in the field of the automatism, of medical and of telecommunication in particular. It has in its possession more than 15 production centres and created more than 10.000 employment in France.

It is a quoted on the stock exchange company. It has more than 400 sites throughout the world with a quantity of work generating more than 450.000 employment. These sites are distributed on 45 countries. The company has platforms for logistics in a little less than 200 States throughout the world. The firm was created in 1847 by four brothers. Its head office is in Berlin and Munich.

Biomaterials and the label of biosourc� building

2012-05-09 17:49:21

The label of biosourcé building was founded by a decree dating of April 19th, 2012. The State incites the manufacturers thus to use these ecological materials for a better insulation of their works. He wants to also emphasize the steps in this method of construction. Indeed these materials limit the gas emissions to greenhouse effect in the atmosphere.

The new buildings or the new parts must answer certain requirements of a thermal nature. Specific materials are used by the professionals concerning constructions and installations for a better thermo isolation.

These innovations relate to the use of biological materials which get a better cooling and heating, but also a better energy performance.

The origin of these raw materials is animal or vegetable. They are described as biosource. The source is the wool of sheep, the feather coming from some wood, but also of hemp or the straw. The advantage of the latter it is that they are renewable and are thus more ecological, because they emit less gas with greenhouse effect.

The ministry for Ecology decided to create the label of construction of real estate bio-source with an aim of emphasizing this innovation.

After the N°2012-518 decree of April 19th, 2012, a decree should intervene to define the conditions of granting of a label of building bio-source. This decree was published on April 21st in the official journal.

Several industrial specialists currently study the matters biosourcées in order to meet the needs. Paintings, packing, adhesives… In short, all the products which have a vegetable content. The goal is more not to use the oil derivatives.

The residences of the Vauban Square are fine loans

2012-05-09 17:44:29

Edouard Denis one of the leaders in real estate has just completed a project named the Vauban Square. The residences of this Square are distributed between two principal buildings. They are in particular in T2 form and T3 and their prices will vary between 139.000 euros and 160.000 euros.

The Vauban square is all 45 residences located between the Vauban streets and gold Apple. The Residence is made up of two buildings of three floors and in the medium a small space with a plantation. These residences are put on sale by the real estate company Edouard Denis.

T2 generally have a surface of a little less 50m2 and include/understand a balcony, a room, a bathroom and a stay-kitchen. The price of setting on sale of these T2 is of a little less than 140.000 euros.

The T3 as for them present an additional room to T2 and a covered carpark. Its surface is of 60m2 and its price is of a little less than 200.000 euros.

Respecting the standards, these residences are equipped with a double glazing, laminated parquet floors and squares in the kitchens. These last are entirely equipped and the water rooms equipped with bath-tub and shower. The parts of each apartment are equipped with travelling shutters.

Concerning the company which carried out construction, Edouard Denis, it is the first on the coast of Opal concerning the real estate of leisures. It also carried out some projects with the Holy Cecile and on the Picarde coast in particular.
Its activity was transformed little by little into project of installation in the cities and represents the majority of the construction of the company. It should be noted that the projects which it leads to Calais are today with the number of more than 1.000 constructions per annum.

Real diagnostiqueurs in the storm

2012-05-09 17:41:51

In France, the trade of diagnostiquor is in full expansion however certain factors causes of the problems to the professionals. Those worry on the future about their profession.

The future of the market of the real diagnosis is dubious in this moment according to the new president of the trade unions of the companies independent of the real diagnosis Pascal GOUBET. Indeed, the problem concerns the professionals of this employment. According to him the number of the independent diagnostiqueurs could reduce half in the years which follow. However, this trade is in full expansion and present a good competition.

The number of diagnostiqueurs in France east from about 6.000, they are distributed in 4.000 cabinets. The structuring of the trade poses certain problems, however it is still recent. Indeed, the first diagnostiqueurs go back to 1997, but it is only into 2003 that the State founded this employment for the protection of the people occupying the residences.

Diagnosis lead in 2000 to gases and electricity, the workers in this field were increasingly numerous with the obligatory expertises before the real transactions.

The source of people carrying out the trade was very different because of weak regulation which governs the profession. Others were craftsmen or came from the offices of control for example.

Since 2007, the State required practitioners a certificate of competence with obligation of renewal every five years.

The diagnostiqueurs complain about the tariff of these renewals which can go up to 15.000 euros added to the price of the machines. The real crisis also caused some impacts on the benefit of the professionals.

Research departments and large companies involve themselves in the trade what assigns the private individuals seriously. The profession misses independence estimates the president of the trade union. The customers are also satisfied with comparative with prices published on Internet which do not reflect the quality of the services.

Contribution of Switzerland for the construction of the most powerful telescope of the world

2012-05-09 17:35:29

It is certain that Switzerland will take part in the financing and with the construction of European telescope extremely broad E-ELT Broad European Extremely Telescopes. It had the agreement of the Federal council.

It is the European Organization for research in astronomy ESO which is the instigator of this project of great scale. By taking part in 5% of the loads for this construction, the Swiss scientists will be able to reach with complete freedom this astronomical research project.

This new telescope of 40 meters will be much more effective than those which exist already at the present time. That was done by the European Organization for research in astronomy so that Europe remains the leader in this sector. After fifty years of existence, the ESO is the most important European organization for astronomical research, because it is it which provides the most scientific data to the world.

The activities of the ESO are financed by its 15 Member States and it brings optimum conditions for observation for the astronomical search for point with its telescopes and its other installations which are in the Chilean Andes.

It is in the month of December 2011 that the European Organization for research in astronomy made the presentation of this project of great scale equipped with a mirror 40 meters in diameter after several years of studies and preparations. To have an image of an excellent quality, the light is considered in five mirrors.

This telescope will be established on the site of Cerro Armazones located in the desert of Atacama, in Chile on an altitude of 3060 Mr. This project realizable over eleven years requires a sum of 1,3 billion francs according to the various international committees. The participation of Switzerland for this project is to 5% of its total costs.

It is during the meeting of the council of the European Organization for research in astronomy which will be held at June that the definite decision relating to this project will be made.

Quebec: several marked companies of frauds in the sector of construction

2012-05-09 17:12:33

A hundred companies are implied in a business of false invoicing in the sector of construction. They were dismantled by the Béquille project carried out in 2006 by the Québécois authorities.

This police operation in collaboration with the Safety of Quebec made it possible to know the actors of these fraudulent acts. Even if several searchings and of electronic listenings were made and that million dollars was spent during these years, less than one ten of these companies were shown criminal act. These statements were made by the sergeant Benoît Guénette of the Safety of Quebec.

This was seen in the file of Technique Accoustique (L.R) Inc, a company of Laval which was dispossessed of its license of contractor following his participation in this business of false invoicing. This limps which works in the field of the pulling of joints and of the installation of hanging ceilings and gypsum took part in a very popular activity according to the statements made by the investigators.

Few companies shown with the criminal

Only five companies out of the hundreds shown in this business of forged invoice were accused of criminal acts according to the report of the Guénette sergeant. It is only those which made obvious actions which were shown with the criminal.

Different statements were made by Stephan Dion, chief of the public relations of Quebec Income, mentioning that three individuals and nine companies were marked. Even if the 90 other companies are not shown with the criminal, they are nevertheless suspected of having taken share with these fraudulent activities according to the assertions of Stephan Dion.

A request for contributions of an amount of three million dollars was sent to the companies implied in this business.
Thanks to discovered of Quebec Income and SQ, there are approximately 280 companies which will be surveyed and will be the subject of special fiscal control.

Commitment to sell of the ground for Arena 92 of the Racing-Subway

2012-05-09 15:06:21

PARIS, May 9th, 2012 - a commitment to sell on the ground intended for the construction of Arena 92 was signed according to the Public corporation of Defense the Seine Arche or Epadesa. This stage of 40.000 places is made to receive the matches Rugby of the Racing-Subway and spectacles as from 2015.

This contract was signed with Ovalto Investissement, the holding of Jacky Lorenzetti chair Racing-Subway 92 and business man. This commitment to sell was done following the downgrading and of the release of the influences which are with the foot of the large Arch on Nanterre according to Epadesa. No information was however given concerning the amount of this contract.

This future stage will be equipped with a retractable roof and the value of the works is evaluated to 320 million euros. Arena 92 will be one of the most important stages in Europe in terms of capacity for the spectacles, because it contains 40.000 places in mode “indoor” and 32.000 places in stage mode. It will receive approximately twenty spectacles per annum and several meetings of Rugby.

The Arena 92 whose construction is ensured by the Group of BTP Vinci and the drawing made by the architect Christian de Portzamparc will also close again trade. 33.000 m of offices, a brewery, a gourmet restaurant and also and especially the shop club Racing Subway 92.

Acri-freedom an association of the people who reside in the surroundings stated to have deposited a recourse within the administrative court of Cergy-Pontoise. This recourse was deposited with an aim of making cancel the construction of Arena92, because according to them this project does not respect the orientations of installation of the reach development concerted.

In the month of October 2011, a similar recourse had already been made by this association whose reason is the dispute of the modification of the Local plan of town planning.

The universal hotel given to nine

2012-05-09 12:22:33

Mr. Gilles Lortie owner of the universal hotel of the River-of-Wolf began the construction of a new building on his site. The investments will rise up to 6 million dollars.

The universal Hotel finances a construction project on its site for a new wing which will include/understand six stages with 50 rooms. A very modern health center and Spa form also part of the project.

According to the owner Gilles Lortie, work will have to be carried out at the latest in autumn. Indeed, of the rooms in the new wing were already reserved for a congress in the month of November 2012. This work began Tuesday.

Concerning job creations, this project will be able will generate between 15 and 20 new stations in addition of 150 the already occupied ones in this moment. According to Mr. Lortie, the weakness of its establishment resided on the esthetics of their old health center. Indeed, the new center will include/understand 11 rooms contrary to the four of old.

The full number of the hotel rooms will rise with more than 200 with the 50 news. The ground floor of the masonry will accommodate the health center. A thermal Scandinavian spa will be placed beside the health center. It will include/understand two warm water tanks and cold, there will be also a fall and a hearth.

The targeted customers are in love ones with the products tendency, the tourists, the congressmen according to the owner of the hotel. According to this last, the year 2012 is rich in congress. With an optimistic tone, he affirms that the people who will take part in congresses would wish to rent rooms with the hotel where the event will be held.

11 seminars will be held in the building for 2013, other reservations are already planned for 2014 and 2015. Indeed, it is the largest hotel of the east of Quebec with a capacity of about 1000 congressmen. Mr. Lortie affirms that the tourist attraction of its hotel will increase with the Levesque hotel and the Inn of the point. It as should be noted as last winter, of the balconies giving on the interior swimming pool were installed. The amount of the investments for this work rose with more than 350.000 dollars.

To place itself in an office or a warehouse without violating the law

2012-05-09 09:52:59

Tenants could be installed temporarily in buildings of a company, in a building or other by realizing only 200 euros per month. Even if it is not very comfortable, livable space is enormous.

The majority of the owners of real estate do not like that their building is uninhabited. In order to prevent the degradation of these buildings, there is in the Netherlands of the expert companies in the management of unoccupied buildings. Camelot Property is one of these companies and it is currently present in five countries of Europe. Following a failure in 2008, she wishes retenter her chance and to extend her activities in France.

The goal of the actions of Property Street pedlar is to install in a provisional way of the people in the buildings which it lays out. There are for example an old people's home closed down in Yvelines, a logistic platform in the Val-d'Oise or of the offices near Caen.

As what occurs to Great Britain, the company also wishes to have castles or public buildings.

Roomy buildings

Thanks to article 101 the law Boutin which is an exemption from the common right of housing, it is possible for the private individuals to lie in buildings like vacant offices or warehouses for one three months duration at least. Before dislodging them, a notice must be given one month in advance and this practice is feasible until the end of the year 2013.

The Company Street pedlar specialist in this field must have a prefectoral authorization so that these places can be inhabited. Thereafter it must install a shower for five occupants there, with regard to the kitchen, the tenants must manage by their own means by using electric plates for example.

Even if comfort is less, surface is enormous, because the occupants lay out from 50 to 350 Mr. These buildings which act as housing will be controlled in a regular way by the Camelot company.

The bad master key of the banks in Spain

2012-05-08 17:22:17

The situation of the banks in Spain is rather delicate, because they have financing need that the State refuses to lend except exceptional case. But this one wants to cleanse these organizations through a process of real sale. According to the chief of the government Mariano Rajoy, it is possible to grant a credit to the banks coming from the State for their rectification. The majority of the wallets of the banking organizations are actually qualified the dubious ones since a series of public money loans, that is to say in the 180 billion debts.

According to Katell ABIVEN, for a rectification of the banks of Madrid, it is necessary that they carry out an investment. The adequate strategy rests on a dissociation of the assessments of the banking organizations their real credits what will cause an insurance in this sector. In this case, one considers a financing coming from the public sector to implement this provision. That relates to in particular Bankia, the greatest union of savings banks of the country.

In front of this situation, the ministry thinks of an injection of changeable obligations like to a rehandling in its management. He as affirmed as the nature of the funds will be public and than the advertisement of the plan could be made Friday.

In connection with the banking cleansing, the agency Standard and Poor' S considers a support complementary to the Spanish banks. It already lowered the dimension of Bankia of two points. Concerning the IMF, it emitted a call to order of these organizations for a better cleansing. According to him, that will help even more these organizations to face the situation which is perennialized.

The preoccupation with this association is to belong to the banks of Spain which are exposed more to the sector of the real estate. Indeed, its actions fell, which is not the case of those of the others on the market of the purse. It should be noted that the re-entry out of purse of Bankia was made in July 2011.

For an integral cleaning, it will have to then provide a colossal sum being able to go up to 10 billion euros according to El Pais. But this figure could rise to 7 billion euros according to the newspaper the Expansion.

Philips installs bulbs low consumption for the Empire State Building

2012-05-08 17:03:46

$the Hague, May 8th, 2012 - the famous Empire State Building, the most skyscraper of New York will be equipped with bulbs LED low consumption according to the statements made by Dutch giant of Philips electronics. It is the latter which will provide the bulbs to be placed on this legendary building.

It is a building emblematic symbol of the town of New York and which is famous in the whole world. The Empire state building is a wonder in term of engineering, it is Philips which was selected to provide the luminaries of the building. The competence and the quality of the products of Philips are not any more to call in question, because it is a company of international repute.

Thanks to these new luminaries, the town of New York will be even more beautiful. The old iconic lights will be replaced by of LEDs the model last according to the statements made by the Dutch group.

Thanks to this new installation of computerized lighting system, it is possible to choose between 16 million nuances. An energy saving of 73% will be also obtained according to Philips, because the bulbs with incandescence will be replaced by the bulbs fluocompactes. These last consume only 25% of the energies absorptive by the bulbs with incandescences and their lifespan is much longer.

This Dutch group does not want however to reveal the amount of the contract signed with Empire State Building.

Separately the statue of Freedom and the bridge of Brooklyn, the Empire State Building height a 443 meters is a emblematic building of the town of New York. Since the attacks of September 11th destroying the twin towers, it is the most skyscraper of the city.

Surroundings three million and half of people visit every year this monument which was built in 1931. It is a wonder to discover the night especially because it illuminates various colors in order to embellish the street and the city especially for the holiday periods, of birthdays or victory.

Spain: Rodrigo Rato, president de Bankia announces his resignation

2012-05-08 16:43:17

Rodrigo Rato which is president de Bankia, one of the greatest banking organizations of Spain announced on May 7th, 2012 its resignation. That was made after the decision of the government inject a public fund to cleanse this organization of its dubious real credits. Following that, it decided to pass the direction to another person. Its substitute could be Jose Ignacio GoirigolZarri DG of the second best bank which is the BBVA. Let us recall that he was already Minister for the Economy of Spain of 1996 to 2004 then managing director of the bottom international currency up to 2007.

At all events, he thinks that it is the best decision to be taken taking into account the problematic situation of Bankia vis-a-vis its real credits. However, the State could finance it for the cleaning of its real credits. As information, it is the greatest grouping of savings banks of the country.

According to him, it is best placed to take again and manage the lines of business. He proposed it with the board of directors of his company. The advertisement of its resignation was done a few hours after that of the government on the injection of funds to help the company.

According to the El daily newspaper feed, the company would need a bottom between 5 to 10 billion euros for its rectification. The expansion speaks about a sum which can reach the 7 billion. According to the Prime Minister Maiano Rajoy, a possibility of public finance of these companies is possible. He clearly affirmed that he would not hesitate to make enter the public funds if that were necessary.

Through a meeting, the Spanish government will implement as from Friday an Order in Council which will cause to dissociate the real credits at the risk of the assessment of the companies. Concerning Bankia, its credits are those which are exposed to the real sector.

Declaration of assets makes by president Macky Sall

2012-05-08 16:34:14

DAKAR, May 8th, 2012 - a declaration of assets closing again of the real goods and the vehicles was made by Senegalese president Macky Sall attached to the Constitutional council. It is a current practice carried out with an aim of transparency and making it possible to follow closely the evolution of the richness of the elected officials.

Former president Abdoulaye Wade made some in the same way in 2001, one year after his election. Its declaration of assets contained a dozen villas in Senegal. The declaration of assets is an obligation registered in the constitution since the year 2001.

That of the current president was published in the Official journal of the Republic of Senegal. Its goods contain a villa of 699 square meters a value of 350.000.000 francs CFA either 533.000 euros and a ground of more than 2.000 square meters whose value is estimated at 200.000.000 FCFA or 304.000 euros in crested districts of Dakar.

At 51 years, this president also has an apartment of 300 square meters a value of 220.000 dollars in Houston in the United States which it refunds until 2017. Macky Sall also has shares in two companies in the field of the real estate and consulting, but also some villas and grounds in Dakar. These vehicles which are 35 are especially used in its political activities.

These goods divided for the majority with his wife Marième Faye Sall are evaluated to 1.300.000.000 FCFA is nearly 2 million euros.

According to the statements made by the Prime Minister Abdoul Mbaye, his goods will be continuously made available of the public. This practice is made with an aim of transparency in the public administration.

The current president who was formerly minister and Prime Minister of Wade did not hesitate to organize audits over the manner of managing the former president. Abdoulaye Wade refutes the charges of bad management which also touches his/her Karim son, a former minister.

One international audit of the management of Senegal of independence in 1960 to 2012 was required little time ago.

The customers likely to obtain a reduction of loan were contacted by BofA

2012-05-08 16:19:40

New York, May 8th, 2012 - the 200.000 customers of Bank off America who can obtain a reduction in their real loan were contacted. This action was made by the bank as if it had called its on the federal government.

A reduction of 30% on average of the loans made at the bank could be obtained according to the second US bank. The whole of the letters should be sent from here the third quarters according to Bank off America.

The 5.000 proposals for a reduction of the real loan that it has fact led to a reduction of more than 700 million dollars of the principal sum due. In order to profit from this reduction of their loan, the customers must have at the bank an amount of money higher than that which is equal to the value of their housing on the market, and to spend more than 25% of the gross income of the family for housing. The other condition it is that the households must have at least sixty days of delay on the payment of their loans, if not this reduction of loan will not be granted.

BofA envisages to re-examine the rates of loans and to grant a time of longer refunding compared to the incomes of the borrowers. She wants to also carry out an alignment of the amount of the loan which remains to be refunded with the value of the house on the market.

Within the framework of a business of the doubtful seizures of property Bank off América belongs to the five banks which paid a sum of 25 billion dollars in order to stop the continuations made by 49 federal governments.

The bank of Charlotte has been dependant for several years in businesses of legal procedures relating to the policy of real lending following the purchase of the Californian company Countrywide Financial which was during this time one of the most important mortage lenders of the United States.

The Kampuchean government suspends the concessions temporarily

2012-05-08 15:33:51

The process of distribution of ground was suspended on Kampuchea following a decision of the government. That aims to alter the management of the grounds in this territory and to ensure a better equity on these concessions. It is indeed one of the territories where the tensions concerning the real estate cause serious problems. This measure was then taken for a balance and of a territorial good management.

At all events, this stop is only temporary according to the Hun Sen Prime Minister. He affirmed that these provisions were taken so that the benefit of the economic concessions are really reflected on the people. It is a decision emitted during the visit of Surya Subedi, the special protractor of UNO concerning the human rights in Kampuchea. It had the role of studying the distribution of the grounds.

Following that, the nontransparent assets of the companies as well as the wood traffics, of the companies will be sanctioned by a cancellation of the concessions. Those which forsake the investments will be also struck by this decision. This device was set up after the death of an ecological militant who denounced a wood traffic. That is due to the shootings of a military agent in a forest.

These events then were in the middle of criticisms on the way of proceeding of the members of the government and the police force, especially their impunity which was called into question. Since the totalitarian mode of the Khmer Rouges during the Seventies, the files concerning expropriations cause indeed violences.

Indeed, during this period, of the documents of title were destroyed. According to other militants, a rate bordering the 5% of the grounds in Kampuchea was given to the companies in relation to the capacity last year, that is to say about 800.000 hectares of grounds. And since the beginning of year, more than 300.000 hectares were granted.

Brazil: the health of the Oscar Niemeyer architect is stabilized

2012-05-08 13:33:14

The Brazilian great architect Oscar Niemeyer was hospitalized in Rio at the 104 years age following a pneumonia and with a dehydration. But there is no really what to worry since according to its doctor Fernando Gjorup, his state seems to stagnate. It even seems to improve, affirms the hospital which admitted it, Samaritano of Rio de Janeiro.

According to information collected, it was evacuated two days rather. Those which relate to its medical file should appear in the 24 hours which follow, but a possibility of exit was not considered yet. According to its doctor, it breathes now without apparatuses, but is still under serum and antibiotic treatment by intravenous way.

Let us recall that it is a very known great man in Brazil since it finalized more than 600 projects in architecture everywhere in the world. One of works which marked its career is Brasília, a project which it carried out with the town planner Lucio Costa in 1960. Thanks to that, everyone recognizes it as a father of the modern architecture on the Brazilian territory.

It also carried out the museum of contemporary art of Niteroi between 1991 and 1996. And in 2003, it constructs the auditorium of São Paulo which was then open in 2005. Moreover, the plans of a 100 height meters gigantic monument in homage to Bolivar were establish by this architect in 2007.

For his projects in Brazil, one can inter alia quoting the seat of the public prosecutor of the Republic or the supreme court or the Montreal residences in São Paulo. In 1982, it also set up the plans of the house of the culture of Harbor in France. And even the top of its 100 years and more, it still established the plans of the accesses of the town of Harbor in 2008.

Spain: a new decree to help the banks and to avoid the real estate bubbles

2012-05-08 12:46:47

The banks in Spain are in real difficulty since 2008 after the bursting of the real estate bubble. The State then endeavors to find a solution there as to found a new Order in Council which will be announced Friday after the Council of Ministers. A solution relating to the sale of the real assets of the banks will be evoked during this meeting.

The chief of the government Mariano Rajoy clearly affirmed that the financial participation of the State will be done only for the particular cases. In this direction, a provision of more than 50 billion euros was imposed by the public authorities in 2008 for the Spanish banks. In fact, it is because of the explosion of the real estate bubble the same year that these organizations were weakened.

At all events, the new law will relate to finance so that the State can regularize the situation. The objective is initially to put forward the solvency of these institutions by showing that they can refund their debts. According to this minister, the recovery of the situation is priority and can even pass by an injection of public funds. But it reaffirms that will be done only in the event of major force.

Concerning the deficit of the GDP, he announced that will not threaten the policy of the reduction of this fault which is of more than 8%. The concern is rather centered on the dubious values of the wallet of these companies following official money loans during the bubble. The ministry in load of the situation thus proposed to create an agency able to separate these credits from the assessment of each company.

Indeed, another injection of the public money could cause a situation of Bad Bank in Spain. The theory rests on the sale of the real estate held by the banks to regularize their situation.

Establishment of a levelling off of the prices of the rents

2012-05-08 11:21:46

Because of the shortage of goods available on the market, causing the flight of the prices, François Holland decided to fix a ceiling at the level of the prices of the rent. This measurement is applied only in certain big cities of France.

It consists in supporting a framing of the rents in order to limit the raising of prices, especially in the downtown area. It was observed that this rise of the rent of the apartments and residences downtown can reach up to 20%.

François Holland wishes to set up references of price, and that city by city. While basing itself there, the financial backers will not be able to exceed the imposed ceiling, and this, that it is with the first hiring or the re - letting of a real estate.

The real professionals are rather reticent as for the application of this proposal. According to a person in charge of a network of agencies, this measurement can have fatal consequences on the market of the real estate.

Indeed, of many owners putting in hiring their apartments can be withdrawn if the proposal is put into force. The real goods to rent will be then fewer inevitably involving the rise in the tariffs.

The new president in addition envisages the increase in the number of HLM every year, while basing himself on the figure of last year. Thus, it projects to build nearly 150.000 HLM each year against 90.000 built in 2011.

To manage to concretize its project, it put on the increase in the ceiling of the rents of the social housing. Fixed at 15.300 euros, it makes it possible to resolve funds which could be used as loans at the organizations builders of HLM.

Moreover, it plans to push the communes to build themselves 20% their social housing. With this intention, it will reinforce the relative law with Solidarity and Urban renewal.

The White House estimated at 110 million $

2012-05-08 11:04:57

The value of the White House was estimated by an estate agency. The residence of the president of the United States who is in 1600 Pennsylvania Avenue, Washington D.C is the address most coveted in the country.

Mitt Romney, a republican candidate with presidential for dislodging current president Barack Obama. This last as for him wishes to remain there for one four years additional duration.

The price of the White House was evaluated by Jason Koitz, a real expert according to the Politico site. This estimate is based on an analysis of the prices on the market of the real estate of luxury in the town of Washington D.C. This specialist estimates the value of the residence of the president of the United States at 110 million dollars is 84 million euros approximately.

Being given the place, where is this residence and its surface, the expert counts on a price of 13.640 dollars the square meter on the market of the real estate is more than 10.450 euros for a surface of 5100 square meters. This residence of luxury contains 16 rooms to be laid down, 32 bathrooms and 132 parts distributed out of six levels. It contains also a track of bowling, a track of jogging, a ground of tennis shoe, a tennis court, a room of film projection, a swimming pool and 7,3 hectares of gardens.

However with the current context in the United States, the crisis of the market of the real estate and the crisis of the subprimes in 2007, this residence could be acquired by a purchaser for a sum of less than 80 million dollars.

This estimate does not take into account the historical value and sentimental of this building which is the place of residence of the presidents of the United States since 1800. But if that is taken into account, this residence would be estimated at more than one billion dollar according to Jason Koitz.

There are several counterparts of the White House in particular with Hangzhou in China which is the property of an important personality of the sector of tourism and which made build the same one.

The separate couples remain in cohabitation because of the rise of the prices

2012-05-08 10:30:30

PARIS, May 8th, 2012 - Because of the crisis, the rise in the price of the residences, the financial problems, or the existence of infants, separation is often difficult for the couples.

“It is a true martyrdom. My husband decided that it was finished, but as it does not have the means of taking an apartment, it remains in the house and saw his small life”, such are the statements made by a Net surfer on a site.

In fact situations exist for a long time, but the question is to know if the crisis which currently prevails reinforces this phenomenon, according to Claude Martin, research director at CNRS.

However, it is difficult to establish a bond between the economic crisis and the statistics of divorce of which the number knew a rise since the Sixties. According to the figures published by INSEE, the divorces were of 2,85 per 1.000 married couples and currently it passed to 11. According to investigations carried out after married people, the financial position holds a considerable role in the couples according to the assertions of Claude Martin.

The divorce involves an unstable situation according to the statements made by Jacques, a 54 year old restorer. Often there are cases or people who come for a divorce do not even have the means of doing it according to the assertions of the lawyer Helene Poivey-Leclercq who estimates that this situation is accentuated by the crisis.

The current price of the residences is also a factor which leads the couples separated to live always together according to the statements made by Sylvie Cadolle a sociologist. These problems are also in the center of the discussions in the forums according to Nathalie Guellier the owner of the site parent-solo.fr.

Separately the financial position, the majority of the parents make pretense of living together with the eyes of their children in order not to sadden them and continue to play their part of parents, specified Claude Martin.

In Orleans: the prices of the real estate could lower at least 5% in 2012

2012-05-07 16:58:25

Arnaud Merlet, sales manager of Guy Hoquet in Orleans, emits through an interview of Capital.fr the situation of the real estate.

According to this estate agency, the sale of certain houses trails whereas others are sold more easily since last year. The price is the reason first rather than the quality of the good proposed.

According to the remarks emitted by the agency Guy Hoquet, the end of the year 2011 was marked by a rise of the real sales. This market is in stagnation during the beginning of this year. The owners, not having sold their goods, withdraw them market causing dysfunctions then.

Indeed, they are these salesmen who are in general the first purchasers, but the acquisition of the good is done only after the sale of their houses. The preferences of the future purchasers relate especially to the apartments downtown as well as the houses of good qualities which are in particular in certain districts like Saint Marceau or Madeleine.

The problem of these types of construction lies in their tariffs which can reach 3.000 euros the square meter. According to the districts, the prices differ so that some are exorbitant. For those which are located in periphery, the price can go up to 2.300 euros for a small house built in the Thirties.

In addition the cost of the dwellings which are still in perfect state and placed well is high. The least required styles of house are the apartments of the years 1960 and the turns of 70 because of their lack of esthetism. Moreover, they are generally in the agglomerations orléanaises.

However, a fall in the price of the building is possible to face the difficulties of the sale, in particular on the level of the houses in bad conditions and whose site interests the potential buyers little. The sale of the pretty houses located well does not meet many problems. This fall could be carried out from here the end of the year.

Real estate: to evaluate the labor costs well in order to negotiate a handing-over

2012-05-07 16:43:33

The purchasers of a real estate can obtain reductions on the price of this good if they negotiate with his salesman the restoration of certain things in his building.

Such negotiations can be carried out if the good put on sale presents defects such as a water room which must be to remake. This reduction can reach 20% of the price of the house. However, before negotiating with the owner and thus buying, they must carry out a complete diagnosis of the building. Indeed, it is disadvised trusting only with the evaluation carried out by the real estate agents.

A complete expertise makes it possible to determine the latent defects in the construction of the real estate. The current problems generally relate to the parquet floors which must be then remade. In this case, it is necessary well to choose the type of parquet floor to be used, because the prices between that laminated and in chain differ on the square meter.

The work to be carried out also concerns the bathrooms, whose tariffs of restoration can reach 1.500 euros per square meter. It is it should be noted that it is essential to present this evaluation of the labor costs to the salesmen.

The settings to the standards of the electrical circuits are also in the center of the negotiations. Generally, they are the buildings dating from the Fifties which need some. The cost of the square meter of the electric reinstalment borders the 100 euros.

In addition, it is necessary also to require the renewal of the roof and the insulation in the event of problem, especially if the construction of the dwelling goes back to 1970. As for work to be realized on the common parts, the last official report is necessary to quickly identify the work not carried out such as the replacement of the stair-wells.

One should not forget the installation of a double glazing on the windows which makes it possible to profit an economy from heating by insulation, if the house does not have which it yet.

Algeria: the public cement factories will invest 3,2 billion euros in 8 years

2012-05-07 16:33:32

The companies of cement were given an important financing in Algeria. For one 8 years period, a financing of more than 3 billion euros their is granted, according to a person in charge of agency APS, that is to say 315 billion dinars.

The industry group of cements or GICA emitted a program concerning in order to improve the output of the 12 companies of the public sector working in this field, and this, by increasing their capacities. With the 300 billion invested dinars, they will be able to reach a production bordering the thirty million tons in 2020. For the moment, they produce only with a little more than 10 million tons per annum.

The GICA is in close relation with the bank external of Algeria or the BEA. Indeed, an agreement was signed between the two parts. This bank will assist the programme of financing of 12 public industries of cement factory member of the GICA.

The changes will relate in general to their production capacity. In addition, of the production lines will be created thanks to these financings for a capacity of more than 5 million tons per year. These last will be given to three new cement factories. The cost of the operations is evaluated to roughly 50 billion dinars.

The BEA will finance as a majority this program with 70% of participation. The remainder of the sum is dealt with by the three new cement factories of Algeria which are located at Chlef, Ain El will kébira and Beni Saf. A forecast of a little less than 20 million tons is hoped in at the end of 2012. If the operations succeed, Algeria will be able to export cement and its situation relating to this sector will be stabilized.

The program of the president elected Fran�ois Holland

2012-05-07 15:55:43

French president François Holland, coldly elected, proposes a program relating to employment with the debt with housing and immigration. He envisages there also certain reforms which will relate to various fields, in particular housing.

Housing

According to this program, the real tariffs will be followed by the State and more than 2 million intermediate and school social housing will be created. In addition, the communes which do not comply with the rules founded by the SRU will severely be sanctioned, and the grounds belonging to the State will be put at the availability of the communities.

Employment

It plans to create about 150.000 jobs for France like 500.000 contracts of generation. From this type of contract, the heads of undertaking are held to keep their employee to their entry in retirement. This one was adopted in order to promote its policy of fixed employment for the young people.

Taxation and debt

The high incomes will be the subject of changes at the tax level. Indeed, wages reaching 150.000 euros or more will be taxed to a little less 50%. As for the income to more than one million, this rate can reach more than 70%.
The consequent inheritances will be free of the tax reduction of the STF and the various financial affairs will be subjected to a tax. The operations of speculation will be separated from those of the bank and the credit.

Education

From now on, the children could be allowed in the schools as of their 3 years. In addition, of the stations for the professors or the nurses will be created within 5 years.

Justice and safety

The CJR will be removed and of employment relating to justice, the gendarmerie and the police force will be created per year. The number of CEF will be increased and of the priority security zones will be installation.

Immigration

The immigration of the people and the economy will be limited, and a certain right to vote will be given the abroads.

Company

The end-of-life of the people will be assisted better and the homosexual marriage will become legal.

International

The departure of the armies of Afghanistan is planned for the end 2012 and the European treaties will be re-examined and

Stability of French Cements in 2012 in spite of a clear loss in the first quarter

2012-05-07 15:14:56

PARIS, May 4th, 2012 - French Cements, subsidiary of the Italian group of Italcementi construction materials, knew a regression the first three months of this year. In spite of this retreat, he wants to maintain the objectives planned for the year 2012.

The net loss of the group, recorded to 16,9 million euros in the first quarter, had an unquestionable impact on the development of the subsidiary company. Compared for the benefit of 115 million observed the previous year, the effects on their sales turnover are palpable. The reason for this loss refers to particularly difficult climatic conditions noted in Western Europe.

In spite of this discovery, French Ciments wants to be to be optimistic by maintaining its objectives for 2012. Indeed, this last envisages a stable operational result for this year. An official statement published last Friday indicates that its sales turnover is in fall of 7,9%, for an amount of 892,3 million euros.
This reduction is caused by the impacts of the economic difficulties which know certain countries like Greece, Spain, Egypt and France-Belgium. It is differently with certain countries such as North America, Morocco or India which have a powerful turnover. In spite of that, their sales turnover falls to 29,6%, that is to say 40,6 million euros.

French cements seeks to set up operational results on line, with those recorded in 2011. The group thus projects to develop in the emergent countries. In addition, it aims at decreasing its debt, and this, thanks to a progression on the level of the productivity.

The reduction of the fixed costs and the firm maintenance of financial flows form also part of the solutions adopted to achieve the laid down goals.

The Brazilian architect Oscar Niemeyer: in form

2012-05-07 15:03:52

RIO OF JANEIRO, May 4th, 2012 - Hospitalized in the night of the last Wednesday to Thursday at the Samaritano hospital of Rio because of a pneumonia, Oscar Niemeyer, 104 years old, seems to much better go. According to its doctor, its health condition clearly improved, and it appears lucid and breathes without the assistance of apparatuses.

Its doctor, Fernando Gjorup, affirmed in a press release that it must still continue his treatment being given the gravity of his disease. This treatment, let us note, is it containing antibiotic and of serum by intravenous way.

This hospitalization was necessary because of the aggravation of pneumonia and a dehydration. Last Thursday, the Oscar Niemeyer Foundation, by the means of her press service, had made a statement with the press.

This one was carried out in order to reassure the admirors of works of the one of the most famous Brazilian architects as for the true reason of its hospitalization. According to always the press service of the Foundation, this last was hospitalized in order to avoid any complication on the level of its health condition.

Oscar Niemeyer is known in the universe of the Brazilian modern architecture, from which the project from Brasilia is resulting. Accompanied by the town planner Lucio Costa in this project in 1960, its works are famous in the world. It thus realized more than 600 works.

Falling under the movement of the international style, it appears in the history of the modern architecture. The Seat of the United Nations in New York constitutes one of its big bosses of works.

Fernand Pouillon and his work on the Old man-Port

2012-05-07 13:05:16

MARSEILLES, May 5th, 2012 - Fernand Pouillon is an architect who had an incredible life and marked the history of architecture. He made much in the rebuilding of the post-war period and marked the town of Marseilles and his Old man-Port.

Currently, works of Pouillon as Le Corbusier will be the subject of patrimonialisation. For this year 2012, the centenary of its birth will be celebrated on May 14th. The majority of its buildings obtained the Patrimoine label of the XXe century and others belong to the historic buildings.

Even if the professionals of the sector of construction sometimes testified their indifference, currently works and the manner of working of Mr. Pouillon from now on are transmitted to the young architects.

Fernand Pouillon had like slogan, to build better, more quickly and less expensive according to the Marseilles architect, Jean-Lucien Bonillo who made a work on him. Mr. Pouillon has like preference, construction out of stone with noble materials and gives much importance to public spaces by affixing fountains or statues there.

The stone being a construction material of quality, Mr. Pouillon always wanted to respect the tradition by choosing this matter according to Mr. Bonillo. For this reason it acquired of a career in the post-war period and launched out in the project of the old port with Auguste Perret. Thanks to the quality of its works, Pouillon made it possible the war victims the Fifties to have beautiful residences with materials of excellent quality like the marble, the stone, the loggias…

The buildings which were built by the architect in the quay of the port were built with much care and attention for the users, because all the small details were scrupulously studied according to the declarations of Andre Jolivet, president of the House of the architecture and the town of Marseilles.

Thanks to the quality and with the robustness of its buildings which are in Meudon, Aix, Algiers, Boulogne-Billancourt, or Marseilles, they are currently regarded as historic buildings by the inhabitants. This was done by some joint owners as Dr. Jean-Baptiste Renucci who has resided in one of the buildings of the quay of the Port for 35 years.

What involved the judgment of Pouillon it is the real scandal of the national Counter of housing and was striped order in 1963. During the direction of Georges Pompidou, it was amnestied and reinstated in the profession and also obtained the decoration of Legion of honor.

The public offering of Icade on Silic was not accepted by ADAM

2012-05-07 12:35:11

PARIS, May 4th, 2012 - proceedings for annulment were deposited by Association for the defense of the Adam minority shareholders. This was done with an aim of being opposed to the decision MFA which granted the public offering of Icade.

One of the proceedings for annulments deposited relates to the offer which according to the president of Association for the defense of the minority shareholders, Colette Neuville do not follow the principles of equal treatment of the shareholders. A discrimination concerning the shareholders was noted by ADAM and for this reason a recourse was deposited.

As for the second recourse, it relates to the calendar approved by the Authority of financial markets MFA. ADAM requires that the offer not have to be closed before the Court of Appeal returned its decision concerning the proceedings for annulment of conformity. In the field of the stock exchange right, the normal time of one filed appeal at the Court of Appeal is of a few months.

April 26th, the public offering of Icade on Silic was approved by the Authority of the Financial markets and this last as affirmed as it would be open from April 27th to June 1st. It is on February 16th that this business was made available of the public.

It contains an public offering of exchange which aims at the actions of Silic and an public offering of purchase which concerns the Obligations with option of Refunding in Cash and/or new and/or existing Actions of Silic according to the assertions makes by Icade during its deposit with the Authority of the financial markets. For the public offering of exchange, there is will have 5 actions of Icade to emit for 4 Silic actions. The Silic actions will be exchanged by bearing the Icade actions pleasure at January 1st, 2012.

In order to become one of most important French layers the, working in the field of the real estate of office and the tertiary parks fusion between the two subsidiary companies is necessary.

The sale �on plan� requires the respect of all the details

2012-05-04 19:03:00

PARIS, May 4th, 2012 - the manufacturer who sells his housing “on plan” or the new purchaser which buys it “on plan” will have scrupulously to respect all the details included/understood in the summary descriptive note. They are presented during the signature of the sale contract, and the latter is a preliminary agreement.

Concretely, the Court of appeal has just granted the victory to a couple of purchasers which refused a real transaction. The reason for the refusal was that the woodworks were out of PVC, whereas the summary descriptive note considered aluminum.

The judges based themselves on this summary descriptive note before to have given reason to the couple of purchaser. This one comprises the important indications as for the quality of construction. A summary technical note concerning the nature and the quality of the materials of equipment is there too.

Only the changes permitted by the summary descriptive note are possible to realize. In fact, the latter makes it possible to replace only the doors and the windows by a matter of equivalent or higher quality.

The material will not have to be less expensive, less noble, less permanent and less ecological. Quality will have preceded in the choice of material, and the summary descriptive note imposes it. Any detail not respecting the standards at the time of the sale or the delivery can support the cancellation of the sale.

If not, it is possible to restore the deposit, without any reserve and undergoing any penalty. The respect of the details included/understood in the summary descriptive note is thus a crucial stage to respect, and that at the time of the purchase of a new housing. The respect of all the precise details, that it is for a purchase or a sale of a new housing is a step which any purchaser must follow.

The compromise at the real estate agent: step not always valid

2012-05-04 18:56:43

PARIS, May 4th, 2012 - To resort to the service of an real estate agent, in the practical life, always does not offer the certainty that the new purchaser is well the owner of the real estate which it bought. It is the case only when the real estate agent received the capacity to sell, according to the Court of appeal.

A real transaction is effective, and that, by the means of an arrangement with an real estate agent, only after having received the capacity to sell. It is a right which any purchaser must know before buying a real estate.

Before any acquisition and any signing of contract, the purchaser will have to be certain that the real estate agent to which it appealed has well in its possession the legal paper of sale. The purchaser will have to make sure that it is not a simple “mandate of mediation”, in order not to be made have.

The real estate agent, so that it is credible, will not have to be mere intermediary between the salesman and the purchaser. This last should not give him the possibility of finding a purchaser and of making the adequate negotiations in order to conclude the transaction.

In right, and so that the sale contract is valid in front of the judges, the real estate agent does not have the capacity to represent the salesman. It is valid especially if the latter officially did not give him the authorization to represent it, at the time of a real transaction.

If an real estate agent used a mandate of mediation, the sale contract will not be valid. The documents signed between this one and a purchaser cannot be used as official agreement of sale.

If the case arises, the salesman will have the possibility of being opposed to the sale of his house, even if the purchaser thought of signing an authentic contract. The decree of 1972 fact mention of this principle, and the judges based themselves on this last to regulate the relations with the real estate agents.

Acquisition of 138 million euros of treasury for the Casino group

2012-05-04 18:48:13

PARIS, May 4th, 2012 - the Casino group yielded 9,8% of the capital of the Mercialys layer to the agricultural bank of investment. Thanks to an exchange of titles, this abandonment enabled him to acquire, and that to date, of 138 million euros of treasury. It is what the distributer confirmed in the official statement that it published.

This step was made following a considerable fall of the capital of Mercialys on April 25th. From now on, the casino group holds a rate of important percentage, including 40,2%, within the Mercialys layer, and will be counted among its most important partners.

In order to launch and to apply its new tactic of development, the Mercialys layer carries out a first distribution of exceptional handing-over. These percentages made it possible the Casino group to box not less than 532 that and euro million, for on April 20th. That is always indicated by the distributer in its official statement.

In February, the layer announced that she wanted to refund the initial contributions of her shareholders. It can do that in their giving 1,25 billion euros during this year 2012. Concretely, that consists in distributing 13,59 euros per action, spread out in two payments.

In addition, the Casino group affirmed its intention to decrease its participation in the capital of the layer. Mercialys which, in this system of exchange of titles, manages the various commercial arcades near its shops. That enables him to make benefit ranging between 800 and 900 million euros.

With the payment of the percentages and the fact of conceding shares, Casino affirms to have made a benefit of 670 million euros on the 800 to 900 euros envisaged. In its tactic of development, the Casino group intends to continue and consolidate its policy of financial flexibility.

Agreement concluded between French Cements and West Clouded Cement

2012-05-04 16:52:33

PARIS, May 4th, 2012 - the subsidiary company of the Italian group of construction materials Italcementi, Ciments French will become a minority shareholder of West China Cement. This last is one of the experts in this sector in China and account n the other hand to yield one of its Chinese subsidiary companies of this agreement.

Shaanxi Fuping of a value of 87 million euros is the subsidiary company of French Cements and it will be yielded to WCC. This transfer will be done with the help of the subscription for the increase in reserved capital of the Chinese company.

At the conclusion of the sale, French Ciments will be the third shareholder of the Chinese group West China Cement. Its share within the group is of 6,25% and it will obtain a seat of administrator to the board of directors according to the explanations makes by the group.

In 2011 West China Cement made a turnover of 380 million euros and a bottom line of 80 million euros, this group is side with the purse of HongKong according to the statements made by French Ciments.

China is one of the countries which have the largest construction material market in the world. This sale will make it possible to reinforce the presence of the group in China. This agreement is beneficial for the group which is pleased with this sale concluded with one from the most important operators from the private sector in China according to the statements made by the French Cement managing director, Giovanni Ferrario.

It is towards the end of the second quarters of this year 2012 that this transfer will be definitively concluded, because the downstream of the Chinese authorities is necessary. WWC is one of the most important actors in his branch of industry in Shaanxi because this group has initiatives of development of great scale in the west of China.

The transaction made between French WWC and Cements is based on the evaluation of Fuping which is also to 87 million rough euros of the financial debt of the company.

In spite of the loss, the performance of exploitation of Lafarge progressed in the first quarter

2012-05-04 15:10:55

PARIS, May 4th, 2012 - because of the installation of a program of economy, a large loss was recorded by the group of Lafarge construction materials during the first quarter. However, concerning the exploitation, there was a profitability.

Lafarge recorded a loss of 44 million euros during first quarter of this year, whereas for the same period of last year the loss was of 29 million euros. A clear benefit of 18 million euros was carried out by Lafarge during the first quarter if one does not take account of the loads of reorganization of an amount of 94 million euros. They are loads to be used for the realization of cost reductions according to the chairman Bruno Lafont.

For the program of reorganization to which Lafarge forms part, it was to obtain a sum of 500 million euros of economy for this year 2012. During the first quarter, the group made 70 million euros of cost reduction, because it is for this period that the activities were highest.

With the progression of the activities in Africa, in Asia, in the Middle East, in America and North America, a rough surplus of exploitation was recorded either an increase of 8% to 516 million euros during the first quarter.

A retreat was however observed in East and Western Europe because of the bad economic conjuncture in Spain and Greece, of the reduction of the sales of appropriations carbon of 23 million euros and of the bad climate which involved serious consequences on construction.

The results which were observed during the first quarter are rather satisfactory according to the assertions of Mr. Lafont. With the geographical wallet of the Lafarge group, the improvement of 1 and 4% of the worldwide market of cement will be advantageous.

For this year 2012, Lafarge intends to make more than one billion euros of transfers, this is made with an aim of erasing its debts. A fall of 1,9 billion euros of the debts of the group was observed for this year compared to the first three months of last year.

With regard to the turnover of the group, an increase in 5% to 3,4 billion euros was recorded during the first quarter. The Lafarge actions are classified among the biggest rises of the CAC 40 with an increase in 3,49% to 31,02 euros.

A paper paints �revolutionary� developed by Grenoble-native researchers

2012-05-04 13:35:35

GRENOBLE, May 3rd, 2012 - From now on, it is possible to filter the electromagnetic waves of a lan or a cellphone. That is possible thanks to a wallpaper “revolutionary” invented by Grenoble-native researchers.

Last Thursday, these researchers of the polytechnic institute Grenoble and the Technical center of paper presented this useful technology to fight against the electromagnetic waves. The latter is described as revolutionist, thanks to these two properties.

On a side, it does not disturb the waves of the radio or the frequencies of help. Of another, it is a considerable protection against the waves. At the beginning of 2013 is planned for its marketing on the market, and that by the Finnish group Ahlstrom. This last bought the exclusiveness in the license of the product.

The product is presented under an ordinary appearance, and is covered with reasons traced with the ink containing of the money particles. These reasons at the same time support the filtering of the waves up to three frequencies, according to a teacher-researcher in Grenoble INP.

The wallpaper projects to take care of a better data protection of a data-processing network, connected in Wifi. It makes it possible the various computer data not to be flights by hackers, according to always one of the initiators of the product.

The damage on health caused by the waves can also be solved by the application of paper paints anti wifi. The problems of electro sensitivity caused by the electromagnetic waves touch many people. This new technology makes it to the private individuals possible to be protected and to have a very low level of waves in their house.

It is possible to use it within other types of buildings, like the hospitals, the theaters or in a room to be slept. The price of the product is accessible, because it is worth the value of a paper paints traditional of average range. For those which wish to make floor coverings, ceiling or window, the tool is perfectly usable.

Rejection of the construction project of a Guggenheim museum of Helsinki

2012-05-04 13:04:19

Helsinki, May 3rd, 2012 - the mayor of center right, Jussi Pajunen, initiator of the project saw the executive office municipality to reject it the creation of the museum of Helsinki. For total costs of 140 million euros, construction received an unfavourable vote last Wednesday. The shortly after the vote of rejection, the authorities of the city announced the abandonment of the construction project officially.

A rejection except for a voice, including 8 vote out of 7, put a term at the dream of the mayor to be able to set up a Guggenheim museum of Helsinki. The leader of the Greens at the municipal council explains this abandonment by the too high cost of the project.

Positive opinions were nevertheless noted concerning the benefits that the construction of this museum would have brought. For the leader of the municipal council, this building would cause wellbeing and would support job creation.

As for the mayor, it relativizes while misant on the positive contributions that the study of the project brought to him. According to him, the cultural debate that the project caused is advantageous for the city. The director of the Guggenheim Foundation in New York did not fail to express his dissatisfaction vis-a-vis this rejection.

In spite of this failure, he hopes that the project can one day succeed and wants to continue the combat. For him, the solution consists in making the election of a new municipal council. The monument of Helsinki could have supplemented the list of all the important museums of the other big cities, like that of New York or Berlin.

The Greens were not the only ones to be opposite with its construction. The sociodemocrats, the Left alliance and the party of the Finns also expressed their rejection. As for the hundred Finnish artists, she proposes another option in the place: the construction of an alternative project, Checkpoint Helsinki.

The Oscar Niemeyer architect hospitalized

2012-05-04 10:12:48

RIO OF JANEIRO, May 3rd, 2012 - Because of a pneumonia, the Brazilian architect Oscar Niemeyer was allowed at the hospital the night from Wednesday to Thursday. Currently the health condition of this 104 year old architect is stable but, there is however necessary to remain vigilant according to the assertions of the persons in charge of the Samaritano hospital of Rio.

It is because of a dehydration and a respiratory infection that he was hospitalized urgently according to the statements made by the doctor Fernando Gjorup. This last also affirmed that the health condition of Mr. Niemeyer is stable but it is however necessary to supervise it closely in order to avoiding a relapse or a crisis. The patient is conscious and lucid but breathes using apparatuses; currently it takes antibiotics by intravenous way and of the serum.

New information on the health condition of Oscar Niemeyer will be disseminated with the bulletin Friday by the medical personnel which looks after the architect. In order to prevent the aggravation of the disease, the doctors decided to hospitalize the architect according to the statements made by the press service of the Oscar Niemeyer Foundation.

Oscar Niemeyer supervised work of rehabilitation of Sambodrome which it built thirty years ago, during the carnival of Rio in February. There is nothing to fear according to the press with regard to its health.

During the month of Oscar Niemeyer April 2010 was already allowed at the hospital during nearly two weeks because of a urinary infection.

Oscar Ribeiro de Almeida de Niemeyer Soares is one of the founding fathers of the Brazilian contemporary architecture, and it is also him which initiated the project of Brasilia with the town planner Lucio Costa in 1960. During his career of architect, Mr. Niemeyer realized more than 600 works a little everywhere in the world. This Brazilian architect of reputation achieved works in the movement of the international style.

Increase in the activities of Altarea Cogedim during the first quarter

2012-05-04 09:41:29

PARIS, May 3rd, 2012 - an increase in the sales turnover of the layer Altarea Cogedim was observed during the first quarter. This company works in the sector of the office, of the shopping malls and of housing, it is especially thanks to the activities of the latter sector that Altarea Cogedim carried out this rise of its sales turnover.

The land company stated to have released a sales turnover of increase in 57,8% in data published, to 363,9 million euros. A rise of 19% of the activity of the company in pro forma data was observed, i.e. as if it already acquired the site of RueduCommerce online business during the first three months of 2011 whereas it was buckled only in February.

The land company Altarea Cogedim affirms that all its branches of industry are in a favorable situation but it is that of the housing which is most lucrative with a rise of 35% of the turnover to 221,6 million. This increase in the sales turnover was carried out following obtaining market shares during the three last years.

The online business of this layer knew a fall of 7,6% in pro forma data, whereas in the physical trade i.e. within the shopping malls and others, a rise from 2,7% to 46,6 million euros of the sales turnover was recorded. These figures show that the customers prefer to move and see physically the products which are offered on the market instead of making acquisitions on the fabric which often do not reflect reality.

With regard to the sector of the real estate of offices, a rise from 27% to 26 million the sales was recorded, and the layer Altarea Cogedim affirms that the activities are taking again the course and that the future is announced promising.

The Project of realization of a ecologist-village in difficulty

2012-05-03 18:15:56

Administrative delays, as well as the delivery of the title of concession make party of the large obstacles which prevented the concretization of the ecologist-village project. Whereas it generated not less than 400 employment, work could not start.

In spite of obtaining all the agreements necessary for the realization of the project, this last is always in authority of starting. Whereas the duration of the work is estimated at 48 months, this méga project pains to begin because of the problems caused by the bureaucracy.

Méga project is the adequate term because this village intended for the tourists is really phenomenal. Project on the initiative of Lyazid Kerouani, called Ziara Mabrouka, it acts of a tourist ecologist-village with dominant of watery park.

Extending on 6 hectares at a cost rising to 3 billion dinars, all the ingredients are joined together to offer to the visitors memorable stays. Their estimate is evaluated on step less than 1 million people per annum who will visit the site.

Concretely, the village is composed of 48 apartments, including 9 continuations, with an inn of 50 beds. The tourists can also profit from a training center hotel, a hammam, a spa, a sauna and a conference room.

The site will be also equipped with a watery park, as well as 27 swimming pools made up of toboggans. The space animation is not remains about it, of which a horse center and a Roman circus of 3000 places.

The only problem in the achievement of work relates to the bureaucratic slowness of the administration. The problem which installation is lain in the incorporation of the piece aimed compared to the urban development for the promoter.

In addition, the ministry for Tourism and the Craft industry is examining the project so that it can be possible. The promoter has been in full negotiation for several years in order to be able to begin work.

To leave to live abroad: tendency sought by the French pensioners

2012-05-03 18:04:08

The majority want expatrier, and it is a tendency which tends to spread. This phenomenon does not cease currently increasing, including 1,5 million French seeking to exile itself. Those which are not registered near their consulate are not deducted among those which want to live elsewhere.

French wishing to leave can be varied: they can be pensioners or only natives who want to leave for personal reasons. The reasons for departure without a return to the sources are multiple.

In the new countries of exile, they can seek a new climate, where they can profit from a softness of living. The destinations among most required are Tunisia, Morocco or Spain.

The countries such as Brazil or Thailand make parties of the countries to the tropical climate very appreciated by exiled. But an important point which justifies the choice of French locates at the level of the cost of living in these destinations. In these places, their purchasing power will be definitely high that of the natives.

Before undertaking such a voyage, all the pensioners will have to adapt to the local rhythm of life. It is possible even that certain dietary habits can be modified, and certain mets are not accessible any more once on the spot.

For the French civils servant, no tax incentive will be granted to them when they made the decision to leave to live elsewhere. From where the choice of much of reprocessed public office to leave towards the islands Overseas. The advantages which they can receive there can be multiple and specific.

Another important advantage that French has to exile itself abroad locates at the level of the purchase of a new real estate on the spot. 250.000 euros are enough amply to offer apartments of dream towards States like Florida.

The destinations as Thailand make it possible to the natives to offer habitats of 100 m ² near a beach. And that is equivalent to one two parts in a big city like Paris. The new purchaser will have however to pay attention at the time of his purchase. The local law leans more towards the salesman than the purchaser.

Reduction on the level of the real loan applications

2012-05-03 17:53:38

2012 are one year which is placed under the sign of a purchasing power in fall among future purchasers of real goods. They prefer to await a more favorable financial climate before making the purchase of a new real estate. The election time is not favourable with real transactions and much of future purchasers prefer to delay their project of acquisition.

The fall of the real prices is one of the reasons having caused this deceleration on the level of the number of real sales. The future purchasers prefer that the prices of the real estate are very in fall before making an acquisition.

This reduction of number of purchase of habitat involved a considerable fall on the level of the real loan applications. This fall was considerable during the period of January and February 2012, according to the register of the bank of France.

On the level of the fall of the rates of real estate credits, the applicants of credit do not want to precipitate this action. With a low rate in March, the tendency continues to be with the fall until April. In addition, the banks seek to offer offers enticing to the borrowers who are for patience.

Several reasons explain the reduction on the level of the capacities of the households to be borrowed. That starts with a real taxation which is reinforced. The reduction of the assistances to the accession explains also this downward trend. That relates to the reduction in the number of purchase of real estate, like that of the production of the credit.

All these reports have harmful effects on the development of the real sector. The effect of all these criteria on this last leaves on a fact establishes: a retreat on the level of the real sales. The real loans will follow also the movement, and that during the next months.

Hiring of the offices with positive energy by the Regional City of the environment

2012-05-03 17:47:13

Supported by Semip, PRD Office wishes to rent the buildings of the building with positive energy being in the Regional City of the Environment of Ile de France. This collaboration is concrete because the models of buildings of the architectural agency are adapted perfectly to the current requests of the largest customers.

The project, planned for the during 2014, aims to the respect of the environmental values. The installation in the building preaches to promote positive energy, and within the regional City of the Environment.

Envisaged to begin in a few weeks, the objective will be to carry out a true city close to the Large Mills of Puppet. The building, which will be completely devoted for offices, will have a surface of 5.785 m ² and will rise on 4 stages.

On the level of the carpark, the site will hold 37 parking spaces, including 34 sites reserved for the two wheels. The objective being to preserve to the maximum the environment. The masonry will be easily accessible for each one, with the proximity of the various stations of the RER.

Good Energy is a label wishing to emphasize the need for taking care of environmental protection. From where the installation of this project, imagined by the architectural agency Fassio and viaud, by the contest of PRD Office in close cooperation with Semip.

The had aim is to provide a “new generation” of offices, emphasizing positive energy. The building will consume little energy, will respect all the required standards, with workers who will be integrated perfectly into the city.

Other projects in the same order are in court of realization according to a person in charge of PRD Office. As for the hiring of the building of the Regional City of the environment of Ile de France, it could be effective thanks to the support of a law firm.

Lawsuit for corruption of a former employee of Sarcelles deferred to a latter date

2012-05-03 17:16:01

PONTOISE, May 2nd, 2012 - the judgment of the former employee of the town of Sarcelles shown to have accepted money in against part of the granting of housing social was deferred for the month of April 2013 by the magistrates' court of Pontoise.

For reasons for procedures the lawsuit will take place on April 24th, 2013. The 47 year old defendant is old a person in charge of the service housing of the town of Sarcelles. The charges carried to its still are the trading of favors, the use of forgery and the request or acceptance of advantage by a person mission leader of public service. She is shown to have received bribes in against part of the granting of housing HLM to private individuals between January 2007 and August 2010.

This woman of forty year worked with the town hall of Sarcelles since 1984 pennies the direction of Raymond Lamontagne (RPR), Dominique Strauss-Kahn (PS) then François Pupponi (PS). In 2010 it was suspended of its functions and was returned public office in 2011.

It is the town of teal which constituted civil part in L `business following the discovery of the facts.

The sum of agent to pay to obtain a housing

In order to accelerate the request for social housing in Sarcelle it is necessary to pay a sum between 500 and 5000 euros. It is the amount of money which must be versed by the citizens to have the privilege to obtain an apartment in a HLM.

It is necessary to pay 800 euros to obtain an apartment four parts according to the assertions of a citizen. A visit of the apartment is made one month after the payment of an installment. The remainder of the sum due is versed once the visit is made and that the contract of lease is signed according to always this person. As what corruption exists in much sector including in the housing, which makes suffer much from people according to the observer.

Retreat of the market of real estate credit in April

2012-05-03 17:02:25

PARIS, May 3rd, 2012 - a continuous decrease of the market of real estate credit was observed with a reduction of 9,5% of the production during April. This generated a reduction in annual slide with 32% during the first four months according to the Observatory Credit logement/CSA.

In spite of the growth observed during the autumn 2011, that does not have is enough to face the fall observed on the market. “The upheaval of the market, most probably, will not stop” according to the proper words of the professor of economy at Western the Paris university, Michel Mouillart.

A reduction in the production of real estate credits to 130 billion euros is envisaged by the observatory after 160 billion euros of offers was accepted during the year 2011. Currently, a fall with 120 or 125 billion is planned for this year according to Mr. Mouillard. A reduction of 13,5% of the market of the nine in April was observed against an increase in 46,2% during the same period of last year. During the first four months, a fall of 24,5% was noted whereas the year last it is an increase in 27,2% which was recorded.

With regard to the old market, a retreat of 38,3% in annual slide towards the end of April was observed whereas during the four first months of the year 2011, an increase of 13,7% was observed.

As for the rate, a continuous reduction was recorded, to reach 3,67% in April after 3,87% in March. This reduction was observed in the sector of the new, old market and work. This involved an enormous fall of the intermediate duration of the loans granted according to the assertions of M.Mouillart. This duration was 200 months in April whereas in March it was 204 months. The reduction in the duration of the loan is as fast in the old one as in the nine.

The personal capital contribution increased and the money sums borrowed were reduced following the crisis, of the suppression of the Scellier device and the reconfiguration of the PTZ according to the Observatory.

Growth of the market of furnishing in France

2012-05-03 16:13:30

Last year was outstanding for the field of furnishing, of which a historical rise in the purchase of furniture by the French.

Fnaem made the report at the time of a study carried out in the month of last March. According to the results, the French spent about 10 billion euros in furnishing. The market thus made its greater great strides, on the level of the pieces of furniture.

For the year 2010, in fact the pieces of furniture for the kitchen knew an important rise, with 2,423 billion euros spent by the French. The other types of pieces of furniture like the settees, the armchairs or the benches were same successes on the level of the households. As for the cupboards or convenient, they are requested, but their progression in one year remains modest.

But the majority of the households prefer to devote their budget in pieces of furniture for the specialized distribution. In spite of the economic crisis of 2012, the French continue their purchases in pieces of furniture, of which 14,3% of them buy seats of living room.

According to the analyzes E Fnaem, it is in crisis period that the French seek to improve their interior. The fact of buying pieces of furniture in the difficult moments brings a sense of security to them.

This historical rise that the sector of furnishing knew last year of it is the proof. By accounting for 75% of the national market, Fnaem is largely represented on all the French territory.

To note that the federation gathers approximately 2300 shops specialized in all that touches external and interior decorations, furnishings, and luminaries. The whole of its members gathers 75% of the market in the sector. The members are in all the stages and forms of sale, like the sales on line, the sales to be carried, the franknesses…

Attribution of two pyramids and a cathedral in Orleans

2012-05-03 15:54:19

Being member of the group “the Provinces”, Sully Promotion has just received the merits of its work. The regional court of the federation of the property developers of the Center area recognizes the benefits of its achievements.

To reward it, the promoter receives two pyramids and a cathedral, which are intended for its project being with the boulevard from Quebec in Orleans. The two pyramids symbolize the value of the promoter in the real estate. That is seen by its engagement for the respect of the environment and the design of its buildings.

The first pyramid represents sustainable development in its architectures. Sully Promotion fights in favor of energy saving, like with environmental protection. It is for sustainable development and it proves it in all its constructions.

The second preaches the beauty in its achievements, with a single design making the characteristic of its achievements. These two engagements of the promoter make the success of his foundations, and allow him to engage in new programs.

The program carried out by Sully Promotion, in partnership with Semdo and the town hall of Orleans, represents a strong stake for the promoter. The two pyramids are very symbolic systems for the promoter, because they mark the entry of the modernized district of Coligny.

For the esthetics of architectures, the choice goes the agency of architecture associated Hauvette and Champenois. With his national Grand Prix of architecture, Christian Hauvette is very designated to offer an idyllic design to the building.

That passes by animated frontages, and with the assistance of the sunlights, the broad balconies offer a great comfort. The coloured halls and double height are not remains about it, as well as the high ground floor.

Without forgetting that the promoter is for the sustainable development and saving energy. To be heated inside construction, that is made by individual gas-fired boiler. All the installations are posed to support the reduction in consumption of energy.

10 months of suspended sentence for Thierry Gaubert

2012-05-03 15:27:16

NANTERRE, May 3rd, 2012 - Being the subject of various counts of indictment like the embezzlements resulting from the 1% housing, the breach of trust and the abuse of corporate asset, Thierry Gaubert he was condemned to 10 months of suspended sentence.

The court of Nanterre also imposed a fine of 10.000 euros to Mr. Gaubert. Let us note that this former adviser of Nicolas Sarkozy was already put in examination about last year for subornation of witnesses and concealment of abuse of corporate asset in the business relating to the financial shutter of Karachi but also in the illicit financing of the countryside of Edouard Balladur in 1995.

In spite of the requisitions of the parquet floor which asked for a one year sorrow of suspended sentence and 50.000 euros of fine, Fabienne Siredey-Garnier the president of the 15th room of the magistrates' court of Nanterre was much more lenient concerning the sorrow of Mr. Gaubert.

Thierry Gaubert who is former collaborator of Nicolas Sarkozy worked with the town hall of Neuilly in 1983 then with the ministries for the Budget and the Communication of 1993 to 1994. During ten days, Mr. Gaubert was judged with four other people in front of la15e room of the magistrates' court for businesses which proceeded in the years 1990 in the Hauts-de-Seine. Three of the defendants were discharged whereas the associate of Mr. Gaubert bailed out of a 15 month sorrow of suspended sentence and 20.000 euros of fine.

Thierry Gaubert was shown to have used of his influence as a president of the Interprofessional committee of housing to place money in the programs which brought benefit to real civil society (SCI) or companies of mixed economy (SEM) of which it had shares. The interprofessional committees of housing are intended to gather the money sums of the 1% housing near the companies to finance the residences for the employees.

Good performance carried out by LNC during the first quarter

2012-05-03 15:15:38

PARIS, May 3rd, 2012 - an increase in 8% to 81 million euros of the sales turnover of “the New Manufacturers” was observed during the first quarter. This rise has been obtained grace the multiplication of the offers to the sale with order book on its highest level for several years.

The results of the activities during the first quarter was satisfactory according to Olivier Mitterrand, president of the directory. What involved this good performance it is the reconstitution of the land wallet according to always Mr. Mitterrand.

There was a rise of the lines of business because an increase in the sales turnover moreover 7% to 78,6 million euros was observed in the residential real estate during the first quarter. An increase in 50% in Spain to 3,3 M euros, a rise of 10% in France to 55,2 M euros but a fall of 3% in Germany à19, 8 M euros was noted. With regard to the activities of real estate of company, a rise from 85% to 2,4 million euros was recorded.

For this year, promoter LNC wants to continue his impetus in the field of the control of new projects. It also wishes to improve its competences in the field of the purchase as of these new projects.

A sum of 158 million euros was obtained during the first quarter concerning the reservations, it is an increase in 10% compared to the previous year. These reservations relate to 640 apartments and houses including 502 residences in France.

It is in the field of the residential real goods that this figure was obtained because that of the real estate of company was disappointing. The sales as a whole decreased for the company compared to the fourth quarters 2011 during which a record of sale of 195 million euros was made.

Towards the end of March, a rise of 6% was observed in the order book is 834 million euros.

Lower activities of Vicat in the first quarter because of the climate

2012-05-03 13:40:43

PARIS, May 2nd, 2012 - a reduction of 5,4% to 485 million euros of the turnover of the Vicat cement-manufacturer was observed during the first quarter. This fall was caused by the bad weather in Europe and Turkey, but also because of an environment not always lenient in Egypt.

A fall of 5,6% on the turnover with perimeter and constant foreign exchange rates was observed according to the assertions of the group. What involved the fall of the sales it is the bad weather and the reduction in volumes in the countries like Turkey, France and Switzerland during the first two months. In Egypt in fact the security conditions involved the reduction in the sales during the last 9 months.

However, which made it possible the group to remain with flood, in fact the activities were carried out in Kazakhstan and India. A rise of the sales was also observed in the United States, because the climatic conditions were much more favorable during the first quarter of last year. With regard to the prices, they were more advantageous in Egypt and West Africa.

A fall of the transactions was observed, because the cement sale dropped by 4,4% to 255 million euros, for the aggregate sale, a reduction of 9,8% to 162 million was recorded. For France, a reduction of the turnover from 11,1% to 198 million was noted.

The Vicat cement-manufacturer affirmed that the results which were recorded during the first quarter do not reflect at all the results anticipated for this year 2012. The group hopes however that the various results of the sales will be different according to the areas. Even if a fall is observed in France, of the countries like Kazakhstan and India wholesales carry out volume.

Other considerable factors like the costs relating to creation of a factory and in India, the climatic conditions in Europe and Turkey, the favorable trend of the prices, the dynamism of the activities in India and in Kazakhstan can also influence the market.

Presentation of the model �Museum of tomorrow� in Rio

2012-05-03 11:24:12

RIO OF JANEIRO, May 2nd, 2012 - the model of the museum of tomorrow was presented to Rio by the Spanish Architect Santiago Pevsner Calatrava Vall. It is an ecological project which is in the course of construction in the port area of the town of Rio.

At the time of the presentation of the model of the scientific museum, the architect affirmed that he wants to set up gardens and an architectural walk around the museum in order to make an ecological example of it. The delivery of this construction project is planned for 2014.

This project reflects the image of the city, its design and its architecture is important for the surrounding landscape according to the assertions of Santiago Pevsner Calatrava Vall. There is on the roof of this building of the solar panels which move like wings. By making of this project an example out of ecological matter, the public will be able to become aware of the importance of this type of construction and its positive impact on safeguarding and environmental protection according to the assertions of Luiz Alberto de Oliveira, physicist and person in charge of the contents of the Museum whose partners are the Americans Smithsonian Institute and California Academy off Sciences.

This museum will make it possible to educate the young people on the fact that in fact the actions of today will work the world of tomorrow and to wake up right now their conscience on our way of living on ground when we are 9 billion in 2050, according to always Mr. de Oliveira.

Some details on the museum

This future scientific museum is built on a pier in the center of a greenery of 30.000 m containing of the basins, the gardens, the relaxation and rest areas as well as a cycle track. This building will be built on a surface of 15.000 m is it is the water of bay of Rio which will be used for its air-conditioning.

This building work is made on the initiative of the town hall in the framework of the project of modernization of the city in order to accommodate world football into 2014 which is an planetary event, and the Olympic Games of 2016.

4,2 billion dollars are necessary for the construction of this museum financed by a public-private partnership.

Property developers in difficulty

2012-05-03 10:47:05

The field of the real estate crosses one difficult period with the fall of the operational startups and the reduction in the grantings of permit building. The dead end which the sector of the real estate crosses is accentuated by the suppression of the law Scellier.

There is also an obvious imbalance between the supply and of real goods. It is from now on essential to resort to growth relays for the majority of property developers.

All the property developers without exception are struck by the crisis which currently prevails. It is a worrying situation, bus of large in the field like the BPCE, principal shareholder of the real estate company Nexity with 42% wants to stop its activities in the sector. As for the banks, they affirm that there is in the market of the real estate much of instability and of the blow it is not advantageous any more for them to engage in this sector which is not reliable any more.

It is extremely possible which the titles of Nexity are yielded well in on this side its purchase price, because currently its value is of less than one billion euros. The leaders of Nexity try to find the best solution to conclude this type of transaction.

With regard to Kaufman & Broad which has 88,7% of the capital of FEEDS, a loss of 74% was recorded since the year 2007. Its debts are colossal even if there were a reduction in debt of 211,7 million in 2010 and of 163,7 million euros in 2011.

It is increasingly difficult for the promoters to find investors considering the current economic conjuncture. The second half-year should be much more advantageous according to the hopes of the property developers.

The promoters are trustful for the future

The activities should take again their normal course in spite of the suppression of the tax incentives i.e. of the law Scellier in December. The majority of the professionals of the sector want to resort to the relay of the growths to face this crisis situation what is completely possible for the large promoters. For the promoters who are more modest, they will have to find them even solutions to leave itself there.

There was a launching of project of housing in the countries like Brazil, Germany, Canada and the United States, because they are countries where the conditions of operational startups are much more accessible.

The promoters must face the crisis intelligently, with this intention they will have to invest in the market of the old residences under hiring.

Urbasee and its new software

2012-05-03 10:46:03

The Urbasee software is innovations which make it possible to visualize a model 3D using a shelf or of a smartphone. This new range of software was created after 3 years of research and work carried out by the teams R & D of the Artefacto company.

Thanks to the Artefacto company and the creation of the range of Urbasee software which makes it possible to facilitate the design and the sale of real estate project, it is from now on possible to see images in 3D of its construction project. It is possible to reach this new software on system IOS and Android, it is an effective discovery which makes it possible to superimpose a model 3D in real-time thanks to the smartphones and with the shelves.

With the technological advancements which are currently made like the 3D and increased reality, it is much easier to exchange ideas and from the points of view on a construction project of a real estate according to the founder and chairman of Artefacto, Valerie Cottereau.

The performance of the Urbasee range

The effectiveness and the performance of the Urbasee range are not any more to call in question, because it makes it possible to satisfy the needs for all the users whom it acts property developers, architects… With this tool, it is much easier to manage the construction projects thanks to the interface of administration, to obtain the numerical models 3D géoréférencées near the research departments and to look them on the smartphones and the shelves.

Using these tactile tools, it is possible to superimpose the virtual image and the real image with an aim of having a small outline of the construction project.

This new range of software also makes it possible to much more easily complete the building work and the exchanges between collaborators will be facilitated, it does not matter the distance.

This new range of Urbasee software is available on the www.urbasee.com site for a sum of 900 euros net of tax. It is made up of three software to knowing Urbasee Future, Urbasee Expert and Urbasee Project.

Solvimo confirms its hegemony

2012-05-02 19:13:13

Solvimo consolidates its position in the real estate while being established in three departments. It is of the Yrénées-Atlantiques, the Aude, and the Sum.

Each one of these establishments will support the development of the real network in each one of these departments. The sign will reinforce its positions in the Rhone delta (Marseilles and Living room-of-Provence), Ardèche (Fish ponds, close to Montélimar), in the Valley of Oise (Cergy-Pontoise) and in intramural Paris (11th district), in the Low-Rhine (Strasbourg/Lingolsheim), in Seine-et-Marne (Montévrain and Ponthierry), in Seine-Saint-Denis (Drancy).

The real network thus extended its cover with twelve new openings to the first quarter 2012. Currently, Solvimo thus counts 180 agencies in France.

Solvimo is a real network originating in the VAr. It ensures all the activities concerning the real estate: purchase with sale while passing by the hiring or the management of goods. It also offers an insurance safety resale which ensures the purchaser free for an amount of 30.000 euros if it is forced to suddenly sell his good following unforeseen.

Solvimo counts especially on the multitude of its offers like to the quality of its services. From where the creation of a hundred departmental sites of real advertisements and of a score of regional Web sites. It is possible through these sites to visit on line certain real estate suggested on the market. This answers the new tendencies of the French in the search for housing.

The objective concerned not the real network Solvimo is to build 400 agencies in the long term and the establishment of ten new franknesses in the months to come.

The contacts of the new Solvimo agencies are available on the institutional site of the network as well as the visit on line of the residences put on sale by the network.

The 13th Biennial one of architecture will see the participation of 55 countries

2012-05-02 19:03:56

ROME, May 2nd, 2012 - At the time of the 13th Biennial one of architecture of Venice, organized from August 29th to November 25th by the British architect David Chipperfield, there is will have 55 countries which will take share there.

Five countries with knowing Kuwait, Peru, Turkey, Angola and Kosovo will take part for the first time in this event entitled “Common ground”.

At the time of the 13th Biennial one of architecture, 58 projects concoctés by 103 architects, researchers, photographers artists will be exposed in the national houses of famous Giardini and in other historical places.

“The central theme of this Biennial 2012 is what we in common have” according to the proper words of David Chipperfield which have agencies established a little everywhere in the world as in Milan, Shanghai, London, Berlin and he works with more than 120 collaborators.

The main objective of this event is to grant value to the architectural culture which contains an exceptional inheritance, talents and ideas which meet in a common history for the same objective.

It is the 3Ecole Nationale Sup3erieure of architecture of Marne-the-Valley with Yves Lion and his project “Large & Ensembles” which will represent France. Switzerland as for it will be represented by Miroslav Sik and its project “Und jetzt das Ensemble”. For Belgium, it is the Architecture of Workroom Brussels and the project “the ambition of the territory” which will be exposed there.

Other personalities of reputation in the field of Architecture will be also present there like Jacques Herzog and Pierre de Meuron, Rem Koolhaas and Kazuyo Sejima, Norman Foster or Zaha Hadid.

David Chipperfield has the pulpit Mies van der Rohe in Escola Tecnica Superior d' Arquitectura of Barcelona. It is a very important personality in the world of L `architecture. It built in the United States of splendid works like the central Library Of the Monks in Iowa or Figge Art Museum in Davenport. This architect also carried out the rehabilitation of America' S Cup Building of Valence, Literaturmuseum der Moderne, Neues Museum of Berlin…

Eldorado of the investors

2012-05-02 18:53:20

According to Explorimmoneuf, Bordeaux, Toulon and Nantes are the three cities favorable to the investments in the sector of the new real estate in this period when the good occasions are done rare.

However, some factors are to be taken into account like demography, the number of students, the average costs with the square meter in the nine and the old one, employment, the level of rent for small surfaces which are the subject of more covetousnesses and thus make it possible to profit from a better output just as the current number investors on the market of the nine.

According to these factors, a list thus could be established. The first of the list is Bordeaux wine with a good economic dynamism as well as a population growth surprising with +250 000 inhabitants in 10 years. Bordeaux is currently the 5th coed city of this classification.

However, it will be necessary to be wary of the fall of the output in the city following the end of Scellier in 2012 underlines Explorimmo.

Second is Nantes with a considerable economic population growth and “a real offer of quality”.

Then Toulon comes where a strong demand of residences resides.

The Paris capital is with the fourth position. The price is very high there, but one will need miser on the valorization of its inheritance.

Lyon is with the fifth position. It is located at a strategic place and also has several qualities which make it gravitational.

In sixth position, the town of Toulouse with an unequalled economic stability what explains a better quality of life.

Then in seventh position we have the tenth district of Lyon, Villeurbanne and after him are Strasbourg, the city where the seat of many institutions is.

The town of Lille follows in ninth position, because it is easy access and fact part of the university big cities.

Finally in last position of this classification Nice is. This place is into major part due to the high prices even if the request of the tenants is high.

Living room of the design of outside to Tileries of 1st at June 3rd

2012-05-02 17:02:00

1st at the next June 3rd, th and th place with the Garden of Tileries will have, the living room of the design of outside and urban at the time of the event “Gardens, Jardin with Tileries”.

The topic during this exposure which will be held over three days is “Micro gardens: new spaces”. The goal of the living room is to allow the people who live in full downtown area to have ideas to arrange a little place of greenery within their house or apartment. Space which is always pleasant to see and to admire during the moments of relaxation after a long day's work.

Several transitory gardens will be exposed at the time of the living room and of the advice and recommendations will be offered by the professionals in the sector to those which wish to have their small space of greenery. The organizers of this event will give opportunity to several famous personalities like artists or writers to conceive on a surface of 3 m has 10 m a small garden.

Innovations on the products of outsides especially intended for the garden and the balconies will be also reported on the professionals in the sector. There is will have structures, decorations, tools, furniture and full with other interesting things which there will be exposed and each one will be able to find what is appropriate to them.

For the flowers and the plants, the choice is broad, because the nursery gardeners are numerous on the spot and have several species. They will be able also lavished good councils for maintenance and of these plants.

At the time of the living room of exposure to the Garden of Tileries there will be also various activities and places interesting to discover like the workshops, the dedications of books, the literary coffees… To have further information on this event, it is enough to visit the Jardinsjardin.com site.

For the twenty years of the park which will be celebrated this year, Disneyland Paris will inaugurate a transitory garden where it will present for the first time its pink “Disney Princess”. The latter was conceived by expert landscape designers in the field.

Advantages of intermediate Scellier

2012-05-02 16:52:25

The first January 2009, the mode scellier came into effect. This mode allowed a tax cut of 25% as of its creation then it passed to 22% in 2011 to finish at 13% during this year.

The tax incentive was distributed over 9 years. Currently with the “intermediate scellier”, this duration was prolonged of 3 or 6 years additional. Thus, the reduction can be 21% over 15 years is 9% of more compared to the traditional device. Another advantage is the standard abatement of 30% on the rental income. A disadvantage however is that the investor is obliged to respect the ceilings of resources of the tenant.

Let us note that the calculation of the tax cut is based on the amount of the operation reached a maximum to 300.000 euros. But of new ceilings were set up on the price of the square meter in connection with the geographical location i.e. according to the zone.

To profit from the Scellier mode, certain rules must however be respected.

It is necessary for example to arrange a room in housing or to rehabilitate a very degraded building. Or, it is necessary to buy a new building or in construction labellized building low energy consumption according to the BBC 2005. It will be then possible for you to profit from the optimal reduction of your tax.

Moreover, the new decree (n° 2012-305 of March 5th, 2012) stresses that it is necessary to make labelliser your housing energy High efficiency (HPE restoration) or Building low energy consumption (BBC restoration).

Thus, in short, here some councils which could be useful to you. Take time to inform you on the market and the commune in which you project to invest. To support the great agglomerations where the transactions are easier and the more applicants. To check the ceiling compared to the rent of the market.

It is also advised not to too much be long in investing, because Scellier will end on December 31st and the risk which the residences of qualities are exhausted is great.

But City unloads with bets

2012-05-02 16:31:25

The town of Paris will have its But ensign from here a few weeks. It is in the Wagram avenue in the 17th district of the capital that a Goal City will be opened, it will propose with its customers furniture, without electric household appliances.

It is in the Domus shopping mall in Seine-St-Denis that the first sign of this type was launched towards the end of the year 2010. This sales outlet will contain only objects and the furniture intended for the equipment and the installation of the house.

Since nearly one year, the first goal City is being born in the suburbs of Paris. Its inauguration should take place in two weeks. A third store should also be open towards the end of June to Nice in the district Cape 3000.

Approximately eight addresses of the same kind will open its front doors the end of this year 2012.

In spite of a loss of eight stores franknesses, the turnovers of Goal during year 2011 knew a rise of 2,2%. It also acquired market shares in the sector pieces of furniture is 10,3% for this year whereas in 2010 it was of 10%.

Last year But carried out a restoration of its park of 207 stores concerning the terminals multi-touch, the tactile shelves for the assisted sale…

A project of opening of a goal city in Nice east setting up itself, it will be inaugurated towards the end of June. This store of 2.000 m2 contains pieces of furniture and kitchens like various types of decorations. For a certain time furniture are created by the designers in order to give satisfaction to the customers who live in urban environment with products which adapt perfectly to small surfaces.

Grounds in France put on sale by the State to make place with new projects

2012-05-02 16:25:14

Vis-a-vis the Nicolas Sarkozy, housing shortage and François Holland have the same project at least in this field. The project consists in yielding the public grounds to allow new constructions and at less cost. Indeed, the State is the first landowner in Europe.

According to the provided figures by the Abbot-Pierre Foundation, France would be in lack of 900.000 residences. In 2011,360 000 residences were built, an unfortunately insufficient number, because to solve this problem, a construction of 500.000 residences per annum would be necessary.

This prospect to sell grounds belonging to the State and the public corporations to solve the problems of housing known in France is not new. Indeed, between 2008 and 2012, outgoing president Nicolas Sarkozy had already referred of it. It thus aimed at the construction of 55.000 residences. Its Prime Minister for the time, Dominique de Villepin had already tried out it. What had as a consequence, the development of several real estate projects on old public grounds.

However, to sell these grounds belonging to the public will not make it possible to put an end to the problem.

Nicolas Sarkozy and his competitor with presidential project both the construction of 100.000 residences during their mandates.

On the other hand, they will not use of the same means to carry out this project. According to the Minister for Benoist Apparu Housing, the setting on sale of these grounds will be done at the same price as that of the market not to injure the budget of the State. The grounds will be available to social housing construction as well as residences in possibility of home-ownership. A sum of 2 billion could be drawn about it.

For Thierry Repentin, the senator in load of housing in the team of Holland, these grounds will be yielded for social housing construction only in order to reduce the price of the apartments.

However, the refitting of these grounds belonging to the State and the public corporations requires more time, because there are many stages concerned the such sale, obtaining the license, the demolition…

Creation of an agency to gather the real credits of the banks in Spain

2012-05-02 16:19:50

MADRID, 30 avr 2012 - Spain wishes to set up an agency to join together the real credits of its banks according to the statements made by the ministry for the Economy. With this intention, the central bank called upon the company of council which was responsible for the case of Ireland.

This agency is created with an aim of joining together the banks so that they externalisent their real credits the most exposed to the risks. No official intervention is envisaged for this purpose, because there is will have strict rules which will be imposed on the banks like the provisioning of the goods by taking account of their price on the market.

This practice makes it possible the banks to make employments much more gainful, to let other people take care of the sale of the goods and to take care of the foreign investors who could be interested.

It is the same company which was responsible for the Irish case BlackRock for the creation of a bank of défaisance which was chosen by the bank of Spain according to the newspaper El Mundo. The services of the company Oliver Wyman were also requested. Since it is a project which is still at the preliminary stage, no comment was made by the regulator on the two selected companies.

The markets strongly fear the sector of the Spanish bank which knew much difficulty since the bursting of the real estate bubble in 2008. There was 184 billion euros of doubtful real credits recorded towards the end of the year 2011 is 60% of its wallet according to the statements made by the bank of Spain.

A fall of two notches on the note of Spain was made by Standard and Poor' S because it passed from has to BBB+. Standard and Poor' marked S.A. its concern and declared that the Spanish government should grant a budgetary support for the banking environment.

The notes of nine Spanish banks were lowered of one to two notches by the agency, the confederation of the savings banks, Santander and BBVA belonged to these banks.

The banks were obliged by the government Spanish to clean their assessment of risked real credits and this made it possible the banks to make 53,8 billion euros of provisions.

Credit: less prosperous March except for the habitat

2012-05-02 16:07:44

PARIS, 30 avr 2012 - the credit with the companies knew a rise of 4% over one year in March what is less compared to February according to the figures published Monday by Banque de France.

In quarterly growth rate to which the seasonal variations were already taken into account, the credit with the companies is more or less braked compared to the evolution which he knew in February. It passed from + 1,3% to 1% contrary to the appropriations of treasury to -1% and the appropriations to the investment with + 5,8%. Let us note that quarterly growth rate is the best indicator which can envisage the short-term evolutions.

The rate of the appropriations to the households also knows a retreat with an evolution from + 5,6% against + 5,3% in February.

In spite of a light deceleration with + 6% against + 6,3% in February, the credit with the habitat remains high.

However, a rise of 4,1% was recorded over one year in February for the loans at the companies not - financial.

It is the same for the euro area. The appropriations with the private sector indeed continue to be braked with an evolution from + 0,6% compared with + 0,8% in one year in February. This advertisement was made by the spokesperson of the European central bank

All the types of credit saw their reduced evolutions. Thus, the loans with the households which knew a rise from + 1,2% in February post from now on nothing any more but + 0,6% in March. The real loans, essential component of the loans to the households being from + 1,8% in February are not any more but from + 1,1%.

Just as for the appropriations with the companies which also saw a deceleration of their evolution. It is thus from + 0,3% against + 0,6% in February. The consumer credits however continue to move back with -2% against -1,8% in February

Spain reassures in spite of a return in recession

2012-05-02 14:33:57

MADRID, 30 avr 2012 - the will of Spain to regain the confidence of the market was not carried out. On the contrary, Spain reaffirms its return in recession.

The explosion of the real estate bubble in 2008 is with it only the probable cause of the problems which Spain in this moment has. Indeed, for this day, the country sometimes has known a recession, sometimes knows a less growth. Unemployment rate, to him, reached the 24,44%, a new record.

This explosion is also at the origin of the embrittlement of the banking environment, accentuated by the exaggerated agreement of appropriations during a certain period.

In at the end of 2011, the Bank of Spain accumulated for nearly 60% of its wallet in problematic real credits is 184 billion euros.

Thursday evening, Standard and Proof seeing the possibility so that the State provides an additional budgetary help to the banks, this last to decide to reduce the note allotted to Spain. A note thus passed from has to BBB+.

Monday, it was also the case for nine other Spanish banks. Among this one, Santander and BBVA.

In spite of the measurement taken by the State by obliging the banks to make provisions to be able to cleanse their assessment, this one raises the tone by isolating these doubtful credits.

The IMF also goes in this direction while advising to Spain to redouble its effort for the cleansing of its banks.

The Spanish Bank would choose the BlackRock system rather being based on the Irish model.

The ministry for the Economy confirms its conviction to make use of this system, but to stress that for that Spain will not require a contribution of public funds.

It will thus call neither upon the FESF nor at any other organization to help its banks.

For Mr. de Guindos, it would be a good thing, because the banks will be able to thus concentrate on their trade and not on that of real estate agent. However, Martin Van Vilet of ING remains more perplexed.

Concerning the GDP, it has been in fall for two quarters already, which marks the recession of the country. The government however remains optimistic and envisages to leave this situation before 2013. It envisages a rise of 0,7% of the GDP following the fall of -1,7% of this year.

Polemic on the transfer tax of the residences

2012-05-02 14:27:37

PARIS, 27 avr 2012 - president Nicolas Sarkozy affirmed his will to divide by two the transfer taxes, it as said as that could involve the reduction in the prices of the real estate in the capital.

The notaries receive the transfer taxes on behalf of the local government agencies when the owners of a housing change.

The transfer taxes during year 2011 brought back a sum of a billion euros to the town hall of Paris and if this amount is divided by two, the price of the real estate in Paris will know an enormous fall according to the assertions of Nicolas Sarkozy. It is completely logical according to the UMP candidate who the territorial collectivities contribute to the fall of the transfer taxes, because that will make it possible to increase the number of real matter transactions.

Paris is the first contributor at the bottoms of distribution of the departmental real-estate laws with 20% of the total resources, however the capital acquires only 10% of the national total according to Bertrand Delanoë. According to always the mayor, these naps perceived are intended for the financing of the solidarity installation since 2011 in the capital. This allowed the construction of 60.000 social housing since the year 2001.

The falls of the transfer taxes envisaged by Sarkozy are not an good idea, because that would involve the reduction in the taxation of the inheritance and they are the owners only who will be able to enjoy the advantages. Whereas the VAT is in rise, the purchasing power of the majority of the French is some affected.

The true solution with the housing shortage is a policy of the offer, but not only that of the social housing according to Nicolas Sarkozy.

The project of framing of rent during the first hiring and of the re - letting envisaged in a program of François Holland is stripped of direction according to the Parisian declarations of UMP. The latter also affirms that the law of 1948 on the blocking of the rents generated a terrible lack of housing.

Threats against the architectural heritage of the Casablanca old man

2012-05-02 13:53:01

CASABLANCA, 29 avr 2012 - Casablanca, economic capital of Morocco, fact face with a new threat, especially on the level of its architectural heritage. Regarded as a true museum with the free air, this building must be defended against the negligence and the real estate speculation of which it makes proof.

Gathering houses of Art nouveau, buildings colonial and buildings of Art déco, this architectural and urban laboratory is single. This last offers an architectural diversity of tens of buildings which are beginning of the XXe century for the majority.

For decorations of constructions, the architects took as a starting point the mixture of European style with those of the traditional Moroccan ornamentations. The result is original, and makes the pride of this mythical city.

The architecture of Excelsior, in the downtown area, makes the characteristic of the city. Built vis-a-vis the large gate of the médina of Casablanca, this city very mixed of more than five million inhabitants has an austere, but required style.

Within this old city, several religions and nationalities coexisted, with the presence of the first church of old the médina. To rehabilitate to make an arts center of it is one of the concrete plans of the city.

All these characteristics, whose architectural heritage is in the beginning, are threatened by a new building site. This last consists in installing the future tram of the first metropolis of the Maghreb.

From now on, the inheritance is threatened to be destroyed, abandoned, and is victim of a real sale. The owners or the tenants of all the apartments or the buildings do not carry out their talks and the buildings are degraded little by little.

The other major concern it is that the tenants pay ridiculous rents and do not allow to maintain the real goods. To succeed in pushing a taker to leave the places, 50.000 euros will have to be spent.

All these problems are caused by a policy of quasi non-existent safeguarding of the inheritance. The promoters seek to destroy all the old buildings in order to set up new, higher and the more lucrative. The persons in charge of association of safeguarding of the inheritance deplore that these new constructions are done with the detriment of the city.

The most skyscraper of New York, symbol of the rebirth of New Yorkais

2012-05-02 13:09:43

New York, 30 avr 2012 - Vis-a-vis the painful memories left by the attacks September 11th, 2001 lived by New Yorkais, the latter can be proud today of their city. The vacuum left by the first turn of the World Trade Center gives place to new and higher skyscraper of New York.

The new turn of the World Trade Center, regarded as the most turn of New York has been just drawn up on the site of the attacks of September 11th, 2001. It symbolizes the pride and the determination of New Yorkais vis-a-vis the drama left by this historical date.

Monday is the symbolic system day which returned their pride and their determination to the New Yorkeans. On the site of the attacks throne proudly the tower preaching the rebirth of the inhabitants. The made architecture of glass and steel of 100 stages finished at the beginning of April on the 104 awaited, exceeds the roof of the Empire State Building.

The 387 meters height in height is reached after the installation of the vertical steel beam. From now on, she is regarded as the New Yorkean skyline, a consideration very awaited by the inhabitants since the construction of the bases in April 2006.

The mayor of the city sees a glowing future for the New Yorkeans since the site shelters this symbol of the rebirth. For him, the faith and the determination of New Yorkais overcame the lived drama ten years ago last.

The project will have to reach with its finality the 541 meters in height, and will be regarded as highest of the United States and the third the most tower in the world. Envisaged to be completed fine 2013-beginning 2014, this tower is remarkable with kilometers with the round.

The security standards are very strict there, of which stages, until the 72e, made with walls of glass. Called with its foundation the “Tower of freedom”, it proudly bears from now on the name of “One WDT”.

Growth and austerity, two things which go hand in hand for Spain

2012-05-02 12:33:41

SAINT-JACQUES-DE-COMPOSTELLE (Spain), 30 avr 2012 - Spain will not receive any help coming from abroad for the recapitalisation of his banks, because he thinks that austerity and growth are compatible, according to the assertions of the Minister for the Economy.

“The Spanish government does not see an incompatibility between austerity and economic growth, on the contrary” according to the proper words of Shine of Guindos during a press conference makes Saint-Jacques-of-Compostelle. Wolfgang Schäuble the German Minister for finances rented the efforts made by Spain.

It is of an major importance to set up a strict budgetary policy in order to have enough financing and strong foundations for the economic growth of the country specified the Spanish Minister for the economy.

The German minister Wolfgang Schäuble congratulated Spain on the efforts which it currently carries out and intends to find a country more extremely economically. What causes many problems to the Spanish economy since the explosion of the real estate bubble in 2008 it is the financial sector.

However, the financial reform which was undertaken since February by the conservative government and which includes/understands an effort of provision of an amount of 53,8 billion euros on behalf of the banks will solve the problem according to Luis of Guindos.

At the present time, the country does not have any intention to resort to the assistances external brought by the Funds European of financial stability for recapitaliser his banks. But it intends to set up an agency to join together the real credits of its banks in order to stabilize its assessment according to the ministry for the Economy.

These decisions taken will have beneficial effects for the banks which will be able to be devoted to their vocation rather than to make activities of real estate agents specified Mr. de Guindos.

A sum of 184 billion euros of real credits was acquired by the banking environment during the year 2011 according to the Bank of Spain; what is equivalent to 60% of its wallet.

Raise construction costs in March in the United States

2012-05-02 12:19:43

WASHINGTON, May 1st, 2012 - a weak rise in the construction costs was recorded in the United States in March, this rebound was however obstructed by the austerity in the public sector according to the assertions of the department Commercial in Washington.

The rise observed is only 0,1% compared to February, in data corrected of the seasonal variations according to the ministry. What is rather low compared to the rise envisaged by the observers and the analysts who were of 0,5%.

After a continuous rise observed during nearly six months, the money sums which were injected into the sector of the building and public works clearly decreased in January and in March. The fall planned for February was re-examined in rise of 0,3 points to 1,4% by the ministry.

In spite of the increase in 0,7% of the private construction costs, the fall of 1,1% of the public expenditure removed the benefits of this rise. This reduction of the public expenditure which is on its level low since 2006 relates to especially the federate local government agencies and States which recorded a strong regression of their contribution to the BTP according to the statements made by the ministry.

For the first three months of this year, even if there were a fall of 2,6% of the construction costs in the public sector, an increase in 6,7% in annual slide the whole of this expenditure was observed according to the figures published by the State.

Because of the budgetary problems that the public sector meets, one observed a reduction in the whole of the construction costs during the very year 2011 if a progressive rise were recorded August in December.

Verdict Thursday, on the business of embezzlement makes by a former adviser of Sarkozy

2012-05-02 10:08:02

NANTERRE, May 1st, 2012 - It is Thursday that the magistrates' court of Nanterre will return its verdict concerning the charge related to a former collaborator of Nicolas Sarkozy in Neuilly and the ministry for the Budget, Thierry Gaubert on the embezzlement on the 1% housing.

Towards the autumn 2011, Thierry Gaubert was already put in examination concerning the financial shutter of the business Karachi and an illicit financing of the countryside of Edouard Balladur in 1995 whose counts of indictment are the subornation of witnesses and the concealment of abuse of corporate asset.

Concerning the business of the 1% housing, Mr. Gaubert bailed out of a sorrow of one one-year suspended sentence and 50.000 euros of fine for abuse of corporate asset, swindle, breach of trust and illegal catch of interests. There also were the doubtful financial flows made between Mr. Gaubert and the intermediary in contracts of armament Ziad Takieddine according to the governmental cell which fights against the money laundering.

Thierry Gaubert who was with the town hall of Neuilly into 1983 before working with the ministry for the Budget and the Communication of 1993 to 1994. This former adviser of Nicolas Sarkozy appeared with four other people during ten days before the 15th room of the magistrates' court for businesses which took place in the Nineties. Philippe Smadja, the former associate of Mr. Gaubert belonged to the three marked ones which was condemned to a 8 months sorrow to 2 years of suspended sentence and fines from 20.000 to 100.000 euros.

Mr. Gaubert was also shown to have used of his influence as a president of the Interprofessional committee of housing (LASH) to place money in projects whose recipients were companies of mixed economy (SEM) or real civil society (SCI) of which it had shares. The activities of the interprofessional committee of housing relate to the collection of the money of the 1% housing on companies in order to finance the residences for the employees.

The defendant in the person of Thierry Gaubert continuously denied the charges made in his opposition. According to Me François Esclatine, the lawyer of Mr. Gaubert, these businesses are closely related to political problems.

Assistance brought by the SCI subjected to the IS

2012-04-27 15:14:52

The applicable tax at the time of the sale of the building or the titles has in the past often removed the advantages connected to the possession of real estate intended for the hiring (rental real estate). This tax is applicable for the residences subjected to the corporation tax (IS).

The capital gains taxes real of the private individuals were increased and the exemption is acquired only after thirty years of possession, whereas this one was possible before after Juste fifteen years if one had recourse to a structure IS.

The process adopted by the SCI or subjugated real civil society with the IS will allow the deduction of the expenses of acquisition, a damping of the goods, but also the reduction of the tax rent.

Thereafter, bottom line is imposed on 33,33% (or 15% if it is lower than 38.120 euros), and the private individual will be imposed on 54,12% including the social samples and the income taxes at the marginal rate.

Even if the result is not yet in the possession of the natural person, who will be obliged to with this intention discharge imposition on the dividends, but the sum to be paid can be adapted its needs. The tax rate is of 37,72% in the event of imposition to the scale at the marginal rate of IR and of 36,5% in the event of choice for the legal tender contractual taking away).

Let us note that the rents in the SCI prone to the IS are fixed neither with the contribution on the high incomes, nor with the social samples. An assignment of more important liquidities to the refunding of the debt of acquisition of the building is then possible.

However, a problem perdure. However, this disadvantage related to the tax mode of exit can be particularly attenuated by the transfer of the titles before their sale or even the sale by the company.

Nancy: When the prices of the real estate fly away

2012-04-27 14:33:16

In Nancy, a fall of 40% of the sales was recorded compared to the first quarter of the previous year. This is partly due to the disappearance of the loan atrate zero. What also implies financial problems in more for the primoaccédants.

This also generated an increase of 10 to 15% of not sold houses. This reduction does not have yet effect on the prices, but the salesmen start to be being wary of fear of not selling.

Compared to the prices, in the fashionable districts of Nancy, the prices differ according to the districts. In the historical city sheltering the most beautiful masonries, the price is between 1.800 and 2.500 euros. A rather low price compared to the other fashionable districts of Nancy, because the common parts are badly maintained there. Then the district comes from Beauregard where the prices oscillate between 2.200 and 2800 euros.

In the districts of Ravinelle and Isabey, the prices are estimated between 2.300 and 2.600 euros.

Lastly, the districts where the prices of the square meter are most expensive are those located around the place of Alliance and the place of the Career where the prices can reach 2.500 with 3.000euros/m2.

To acquire of old buildings going back to 1930 stone facts of size, it is necessary to hope between 1.900 and 2.000 euros. For the buildings without seal, the square meter is less expensive. It is approximately 1.800 euros for these constructions. Those the least expensive are those going back to 1970 located on the circumferences of the city where the average costs are of 1.700 euros.

However, the tariffs are less low in the east of the city, towards the places Charles III, of the Vosges, the beginning of Banks of Meurthe, Bonsecours…

They are estimated between 1.600 and 1.900 euros for the buildings of 1900-1930.

Google limits its activities and separates from SketchUp

2012-04-27 13:39:58

New York 26 avr 2012 - the sale of the software 3D SketchUp from Google was announced Thursday by its creator. The application is currently the property of the Californian company Trimble. This company existing since 1978 is specialized in the applications of guidance and cartography.

SketchUp is a program of modeling, essential tools for the architects or engineers to model buildings.

Trimble indeed invested in the development of the Google group to make it possible the latter to develop and to innovate of new functionalities declares the director produced of SketchUp John Bacus.

He also stated that the software already is very answered is known by the users. He counts more than 30 million installations for the last year.

However, the amount of the transfer was not declared by the actors. Others were also liquidated by Google like One Pass, which allowed a method of payment useful for the press to be able to sell their writings on line.

This advertisement was a great disappointment for some. Indeed Groupement d'Interet Economique (GIE) the official launch waited on February 1st of the online payment of articles thanks to the software. A means for them of being remunerated on the writings and of depending either on publicities.

It should be noted that One Pass was in demonstration mode. In these beginnings, it aimed to allow the payment the unit or in the form of subscription the access in press articles via telephones Android, Google topicality, with electronic porte-monnaie Google Checkout.

It had the support of multiple press groups of various countries like Focus online as example. Thus, after this advertisement, certain sites preferred to put paying zones (Paywall) on their sites. Actually, Google carries out these transfers in order to concentrate more on its activities first.

Sale of several residences and vehicles in Cuba

2012-04-27 13:19:38

Havana, 26 avr 2012 - After nearly 50 years, the transactions deprived in the field of housing and the vehicles were legalized in Cuba and it is what involved the sale of 15.000 vehicles and 13.000 residences during the first three months of this year according to the official daily newspaper Granma.

With the legalization of the private transactions of housing and vehicles in Cuba, there were 2.730 sales and 10.660 transfers of property of residences between January and March. For the vehicles, 8.390 sales and 6.780 transfers were recorded according to the director of the notarial services of the ministry for Justice, Olga Lidia Perez Diaz.

Since the Sixties, the sales of housing and vehicles were prohibited by the law in Cuba. It is not that towards the end of the year 2011 at the time of the economic reforms made by the government of Raul Castro whom these transactions were legalized.

There are always difficulties of bureaucracy on these transactions housing vehicle according to the person in charge of the ministry by affirming that 4.000 of these transactions were the subject of revision near the ministry. It is only of small technical concern which does not call into question the transactions according to always it responsible.

Authorization of the sales of housing in Cuba

Cuba is a country which has 11,2 million inhabitants, the sector of housing enormously has problem and its housing stock is in decline. With an aim of modernizing the economic system, the government voted a law which allows the sale of housing Cuba.

This new promulgated law relates to the exchange, the purchase, the sale, the gift or the adjudication of the residences. It aims to bring solutions to the problems of housing to Cuba and to allow to the owners houses and of apartment to exert their rights for the transfer of their goods.

Intensifying of the control of the activities of the public insurer of mortgage deeds

2012-04-27 13:10:53

OTTAWA, 26 avr 2012 - control concerning the activities of its public insurer of mortgage deeds was going to be improved by the Canadian government. With the market situation of the real estate in the great agglomerations, the Minister for Finance affirmed to be concerned.

A bill which consists in placing the Canadian Company of mortgages and housing SCHL under the direction of the principal financial regulator of Canada was presented by the Minister for Finance, Jim Flaherty.

This was done with an aim of making available of several people the place which holds the SCHL which became an important financial institution in Canada with in spite of the presence of the banks of great scale.

At the beginning, the Canadian Company of mortgages and housing was created in order to currently bring of the assistance to the sector of the social housing it holds a place much more important according to the minister. In fact the SCHL manages two thirds of the field of the mortage insurance in Canada. It also takes care of the titles emitted by the large banks which are leant with real credits.

From now on, managed by the ministry for human Resources SCHL will be from here some time under the control of the Superintendent of the financial institutions who manages the insurers, the banks and the pension funds. These various changes were made with an aim of improving the marketing activities to promote financial stability and to support the framework of monitoring of the SCHL the ministry specified.

According to the provisions of the law in force in Canada, a person who buys a housing must have a mortage insurance if it cannot make a setting of funds corresponding to 20% of the purchase price of the dwelling.

Thanks to this insurance, the borrowers will be able to buy a house with a minimal setting with bottom of 5%. That because the debt of several people, because they can obtain privileges concerning interest rates during the acquisition of a housing.

Vinci continues on its impetus

2012-04-27 13:03:36

Paris, 27 avr 2012 - Vinci, the French group of BTP and concession saw its titles increasing. The group knew a rise record of the CAC 40 Friday in particular thanks to a turnover exceeding the forecasts and following an acquisition carried out in Germany.

To 9:40 or 7:40 hour GMT, the value passed to 35,03 euros is a rise of 2,70%, but however records a fall of O, 49% on the CAC 40.

However, an increase of 6% is 8,1 billion euros was recorded on its turnover in the first quarter. Results higher than the forecasts of the analysts who them envisaged 7,7 billion.

The turnover of the BTP passed to 6,9 billion euros is an increase of + 4,7%, from + 114% for the real estate, + 10,3% in construction, + 1,7% in energies and + 2,1% for the concessions which is then of 1,2 billion euros with 931 million euros intended for Vinci Autoroutes. The latter who knows an evolution of 1,4% in spite of “the compressing of the traffic observed since the beginning of the year”.

The group also knew an increase of 14% of its order takings which passed to 8,6 billion euros.

However, a fall of -3,2% of its incomes is also observed.

Friday, Vinci also announced that they went bought EVT (Energieversorgungstechnik) the German subsidiary company of Alpiq, groups Swiss producer of electricity. An acquisition being worth 240 million euros.

In spite of a constraining macroeconomic climate, similar to the year 2009, the Vinci group continuous to thrive declares the analyst of CM-CIC Securities, Jean-Christophe Lefèvre-Moulenq

In 2012, the group projects to increase its total turnover, but by keeping however good operating margins applied in 2011.

The analyst of Aurel BGC, Eric Lemarie declares however that the group will remain careful and stresses that the financing of the local government agencies in France still exists. The purchase of group CM-CIC remains for the moment one of the objectives of Vinci.

J.O: too greedy owners

2012-04-27 12:55:30

London (the United Kingdom), 22 avr 2012 - With the approach of the J.O, the amount of the hiring of an apartment in London currently oscillate between 600 and 700 euros the night.

Previously, the Londoners hesitated between leaving the city or remaining in London. Indeed, the city is saturated so much and that was likely to be the muddle during the OJ this is why they leant rather on the first option.

But after the unrestrained rise of the prices, the majority changed opinion. Indeed so before the price of the hiring was of 300 euros the night, this last passed to 700 euros to the approach of the OJ.

In Stratford, district famous of the London district of Newham, in the North-East of City, i.e. rather near to the city, certain rents were increased by five times of their normal price.

Because of such a take-off of the prices, the market is likely to be submerged of offers during the OJ.

Sites of the estate agencies, private individual proposing to rent an apartment, a housing… affluent.

Thus for the owners, to return the tenants to be able to rent their housing at this disproportionate price is regarded as an aubaine.

However, the professionals the such real estate agents think that this price is not rational and try to inform the owners. Tim Hyatt, president of an association of real estate agent (Residential Lettings Association or ARLA) try then reasoned by giving the argument of safety compared to the seniority. For him, the question is to know if the owners are really ready to sacrifice the tenants of long time for a momentary profit and under penalty of having to find tenants after the plays with the expenses agreeing to it.

Moreover, London has a great capacity of lodging with its 140.000 hotels.

In addition, the short-term tenants for the plays have a rather modest budget. They are ready to spend between 55 and 65 euros for a night and not this astronomical sum awaited by the owners. This statement was made by Claudine Morgan, administrator of Winkworth.

Going in the same direction, the professionals estimate that during the plays, the request increased only by 20% what is nonproportional to the recrudescence of the offer.

Raise commitments to sell in the United States

2012-04-27 12:49:35

WASHINGTON, 26 avr 2012 - an important increase in the commitments to sell of housing was observed in the United States in March and it has currently been on its level highest for two years according to the American National association of the real estate agents.

A rise of 4,1% in corrected data of the seasonal variations compared to February was observed according to an official statement of association. An increase in 0,5% of the indicators of the NAR is envisaged by the analysts.

It is March which the level of the sales of housing was the highest since April 2010 according to the NAR. An increase of 12,8% in annual slide is noted by this indicator. The sales growth of housing generates the fall of stocks of the real goods to sell on the market and this involves conditions much more favorable and balanced for the market of the real estate in the worldwide. “The market of housing clearly passed the course” according to the assertions of the American National association of the real estate agents.

This situation will involve the rise in the price of the residences in certain areas during the year according to the NAR. A rise in the price of the residences in the 20 plus American big cities was observed according to the investigations made by S& P Puts Shiller. It is the first rise recorded since nearly ten months.

The analysts and the economists envisaged a rise of 1,5% for March what proved to be false considering the figures and the results published by the American National association of the real estate agents. According to always the analyzes made by the NAR, the index of the commitments to sell of residences is higher of 12,8% compared to the level observed during March of last year.

Emaar Morocco continues on its impetus

2012-04-27 12:44:02

Since one moment, a rumor circulated that Emaar Proprerties PJSC was going to withdraw market. This information was contradicted by the group is counterpart even saying to want of advantage of continuing in the real estate of luxury. Their objectives being to satisfy its customers abroad.

A delivery of single Hattan villas is in this moment in progress by the named subsidiary company of the group Emaar Properties Emaar Morocco. This according to its project Amelkis Springs in Marrakech. The “hattan Street off Dreams” will be inaugurated on April 28th. This avenue will make it possible to admire the prestige of the residences.

The project is spread out over 300 hectares surrounding a course of golf. The dwellings make between 300 with 400m2 with swimming pools and a splendid sight on the mountains of the Atlas and the golf course.

40 villas remain available, because a great part was already sold. The price of these villas lies between 4,5 and 7,5 million DH. The private residence Hattan counts 55 villas today.

The price of the grounds of 850 and 2000 m2 put on sale along the golf course is of 1.900 DH the square meter. The ground is entirely arranged is ready to build.

The delivery of the Hattan villas marked a great step for the group and also allowed fidéliser its customers. Indeed, the director Yves Delmar of the group Emaar Morocco stressed that the group received an answer favorable of its customers to the Middle East to Marocet in Europe.

It should be noted that the construction of the villas was made by architects of reputation and that the course of golf was thought by famous Cabell B. Robinson.

In addition to these projects in progress, others will be led to the center of the town of Reduction inter alia in Abu Dhabi and Dubai. Places where road show in March were held.

Acceptance of the levelling off of the rents by organizations HLM

2012-04-27 12:39:05

PARIS, 26 avr 2012 - the provisions of the finance law envisaged a ceiling of increase in the rents and this was well taken by organizations HLM according to an investigation made by the defense association of consumers CLCV.

An increase of 1,9% of the rent was carried out by 45,4% of organizations HLM what is the threshold not to be exceeded. That corresponds to the progression and the change of the IRL index of reference of the rents.

According to the figures, 31,2% of organizations HLM applied a rise from 1,5 to 1,9% and one increase in rent from 1 to 1,5% was made by 18,8% of them. There is also 2,3% of these organizations which made a rise of month of 1% and those which did not carry out no increase are less than 0,5% according to the defense association of the consumers.

An increase in the rent higher than 1,9% was made by 1,8% of the organizations what is a derogatory rise envisaged by the law according to the CLCV. The latter are happy with the reactions and the attitudes adopted by the social lessors who respect the law for the first time.

Since years the increase in rent in the HLM because of the controversies between the social lessors and association.

A going beyond of the rent was made by 10% of organizations HLM in 2011 in spite of the application of the ceiling of the index of reference of the rents. However, these goings beyond were carried out in derogatory situations according to the Social union for the habitat.

The regulation of the rise of the rents corresponding to the IRL was made following the recommendations of the government, before the year 2011. That involved increases in rent exaggerated according to the CLCV. The index of reference of the rents is an index which is given starting from the base of the rent and consumer price index except tobacco. For any rise of rent makes by the owners, they must conform and take reference on these indices.

Lower benefit of Villars Holding by 30%

2012-04-27 12:24:53

In 2011, the benefit of the Freibourgese group enormously tumbled down because of the bad economic situation.

Because of the reduction in price and economic situation, Villars Holding saw its benefit dropping by 30% to 2,2 franc million. This Freibourgese group works in the field of real management and the restoration.

In fact results are largely in on this side forecasts according to an official statement of Villars Holding. Concerning the turnover, he knew a rise of 1,3%, to 83,1 franc million. An increase of 1,4% to 79,2 franc million was recorded in the commercial sector which belongs to the main activities of Villars Holding. As for its operating profit, a fall from 19,2% to 2,3 franc million was noted whereas the real sector remained stable.

What involved these various falls of result within the Freibourgese group it is the pressure of the consumers for a modification of the price according to foreign exchange rate.

Inequality in the various branches of industry

The company Coffee break which includes/understands 32 bars with coffee recorded a turnover of 18 million is a reduction of 6% compared to the year 2010. Restoshop which is at the same time a gasoline station and a shop carried out sales of 61,2 franc million is a rise of 3,8% in one year. As for Alvi-Shop which works in the field of the marks “Aperto” and “Take Away”, it carried out a benefit of more than 0,3% to 39,9 million.

Villars Holding estimates that this fall of the benefit carried out is due to the fall of the prices, tourism of purchase and a climate of consumption which is a decline.

Some details on the group

The group Villars Holding projects to modify its board of directors, because after 13 years of honest services its president Arnold Bertschy will be replaced. It is the framework from Credit Suisse in the person of Andreas Giesbrecht which is designed to replace it. Decision which will be made at the time of the general meeting of the shareholders on May 31st.

The Scandinavian countries have very to like

2012-04-27 11:16:55

New opportunities open on the market of the German, Austrian and Swedish real estate industrial.

The Rating of the risk Macro MaP or & Property, in French “Risks macroeconomic and real” allows to measure attraction for the British and European commercial real estate. It also raises the macroeconomic risks weakest in these areas. Sweden remains most vigorous of all France according to the chart of the notes of macroeconomic risk.

The Strategy team and Research on the real Sector of Revived Investors conceived these notes of MaP. The macroeconomic and real risks on the investments going of 2012 to 2016 are taken there into account. Calculations are based on the forecasts and data of Avira Investors.

The macroeconomic risks are particularly high in Spain and Italy. Thus, the added performances will be probably seen limited in the real estate of the offices and commercial. This is caused by the persistent lack of request for commercial premises.

However, the market of the Hungarian, Spanish and Irish real estate commercial is enormously at the risks.

Nowadays, it is increasingly important to determine the risks being able to weigh on an investment portfolio, in particular because of current economic instability. “Risk ratings” thus makes it possible to have data more detailed on nature of the risks which weigh on the commercial real estate brings back Chris Urwin, director of the world search for Avira Investors. He thus hopes to be able to sensitize on the specific risks in certain areas.

The director adds that most of the markets should know a slightly negative growth of their capital. What would probably lead the more powerful industrial markets to have an output higher than the other sectors and which allows them to be gravitational.

The Scandinavian countries seem for Chris Urwin gravitational compared to the output, in spite of the history of their prices.

�The Second home� governs by a new bill

2012-04-27 09:58:19

For an economic projection in the alpine arc, several committees proposed and founded an agreement for the realization of a tourist residential project in order to return a Suisse city even more attractive for the tourists. Franz Weber being the first the investigator held a large file that various financial backers approved. Thus, everyone held with heart their role for his realization.

Under the federal authority of monitoring of financial markets (FINMA) and on the initiative of Franz Weber, funds real estate was granted for tourist residences on the alpine arc. According to Philippe Lathion sitting at the board of directors of the real bottom maintenance was positive and constructive.

According to Raffaele Rossetti, some modifications on the project should take place before its proposal at the committee of approval. If the project is born, its action will limit the construction of second home and a tourist financing of residence will be obtained easily. Thus, several people taking part and actors in the project will be owners.

Great project of coherent construction, the financial backers like the cantonal Banks of Vaud (BCV) and the Valaisan cantonal Bank (BCVS) are ready to initially finance it for an investment on long run to a total value of 50 to 100 franc million.

Association studying the second home launched a bill with a formulation of reserve as enacted by way of ordinance and required an external expertise in order to thwart the project.

The federal Office of the territorial development (ARE) has as a role to make reports at the first two meetings of the work group and that this expertise is in conformity with the law.

An expertise will be carried out in prelude to the next meeting. The bill will belong to the subjects of discussion as during the following meeting which will proceed towards the end of May.

The subject will relate on work and the precise details compared to the definition of second home, of intermediate measurements and to the rules governing the buildings already installed.

Doris Leuthard, first person in charge of the work group asks so that the questions in connection with the construction of second home and the application of the new bill be specified. The Swiss ones thus found a consensus to prevent constructions which they consider awkward.

The Massena Layer wants to withdraw dimension

2012-04-26 16:28:15

PARIS, 26 avr 2012 - the subsidiary company of the group of the Insurances of Crédit Mutuel, Masséna Property envisages a OPR-RO or public offering of withdrawal followed by an obligatory withdrawal on the capital of Massena Layer of which it is not yet the owner.

However, Masséna Property has already 99,65% of the rights to vote of Massena Layer and wants to obtain the balance of the capital for a sum of 13,65 euros per action. It is about May that Masséna Property intends to make available of the Authority of the financial markets are project of OPR-RO.

With end of the year 2011, Foncière Masséna had 126 buildings of a value of a billion euros is a surface of more than 300.000 m ².

The dates which marked the evolution of Massena

Struck to me was creates in 1963 and was called Socim, it took with the whole beginning the shape of a public limit company with a statute of Investment company real estate software firm. It has an inheritance primarily made up of residences during the Sixties and Seventies. Its going public was done as of the year 1969.

The capital of Socim was acquired in 2001 by the funds of real investments residential Partenaires set up by Massena. About the month of May 2004, Socin was modified in Limited partnership with Share capitals and took the name of Masséna Layer.

During nearly two years, between 2004 and October 2006 the land company assembled an inheritance which contains primarily commercial credits by acquisitions or operations of contribution.

In 2006, the Group of the Insurances of Crédit Mutuel took the control of Massena Layer by buying 81.7% of the actions during 12.50 €. Towards the end of the month of June 2007, Groupe Insurances of Crédit Mutuel made a contribution of sixty real goods of dwelling and offices.

Foncière Massena chose in 2008 for the purchase of office building of good quality and acquired of four office buildings in Paris, in island of France and Areas for a sum of 140 million euros.

Foncière Massena has in France of the regular commercial practice and use, office buildings of dwelling. It is with dimensions on the compartment B of NYSE Euronext Paris and is also present in the index Euronext IEIF SIIC France.

Canop�e of the Markets criticized

2012-04-26 16:15:07

The construction of Canopée of the Markets will start. First great work for the construction of this “completely metamorphosed forum” will take seat this month. An end of the frame of Canopée could thus be seen.

This one will cover two new buildings will be set up around the patio for the installation of a center of hip-hop, an academy, a library…

The value of the works rises to 216 million euros for Canopée is a quarter of the value of the building site which is of 802 million.

To avoid criticisms, PariSeine chose priorized installation of an air of play for child. For the holidays temporarily that for the 3 will be thus open to 7ans. Another for the 7 with 1é years will be open in April but this time Ci in a permanent way. It will be provided with interactive terminals, toboggans and a tree to be climbed.

But since the beginnings, Canopée causes the unworthiness of the association of the Accomplir residents. The latter shows the Pharaonic sum to spend for the project, the size of the building which is likely to contrast with the landscape, the esthetics of construction but also the risk which the building plunges in the shade the buildings bordering.

Thanks to the destruction of the Willeral houses last year, the beginning of construction was possible.

Almost all was shaved and the little which remainder still will be transformed into technical installations or elevators.

The marble sculpture “Pyegemalion” in also made him the expenses. The sculpture present in the court was indeed packed then sent to the Management of the cultural affairs. The latter will have the decision to place it another share in the capital.

On the zone or will be built the future park of the markets, nearly 450 bungalows were already built. Association To then achieve critical the fact that the 20.000m2 of garden were sacrificed for one 5 years duration and this in order to install a city of building site there.

The public offering of Icade on Silic, recognized by the MFA

2012-04-26 15:43:14

PARIS, 26 avr 2012 - the public offer made by Icade the subsidiary company of the Case of the deposits on the subsidiary company of the insurer mutualist Groupama, Silic was recognized in conformity by the Authority of the financial markets.

So the public offering will be open from April 24th to June 1st according to the assertions of the Authority of the financial markets at the time of an official statement.

This operation was made available of the public on February 16th and it contains an public offering of exchange on the Silic actions. It is also made up of an public offering of purchase aiming the Obligations at option of Refunding in Cash and or the new and or existing Actions of Silic.

This fusion between the two subsidiary companies, will give rise to a new business which is made to become, the most important layer in France which works in the field of the real estate of office and the parks tertiary. From this fusion, its inheritance will reach 9,3 billion euros.

Presentation of Silic

Silica is equipped with an inheritance with offices and mixed buildings with 1.237.000 m a value with 3,5 billion euros to the end of the year 2011. In island of France, it is the first owner of rental tertiary parks. The buildings which Silic has symbolize 81% of the value of the inheritance in exploitation.

Its inheritance concentrates mainly on 5 of the 8 development poles of Large Paris. It is primarily composed of office buildings located in the major poles like the airport of Roissy-Charles de Gaulle, the airport of Paris Orly and defense.

Silica with the possibility of giving an excellent quality of life and is also able to manage and optimize the costs thanks to its catch in consideration of the ecological and environmental requirements in its manner of managing its Housing stocks.

The proof, obtaining certification ISO 14001 for its rental management of the park Silic Orly-Rungis which belongs to one of the very first parks tertiary. Thereafter, all the parks of Silic profited from this certification.

Peasants in hunger strike with the Airport of Nantes

2012-04-26 15:09:39

NANTES - an hunger strike has been started by peasants for 15 days to be opposed to construction future airport Our-Lady-of-Moors, close to Nantes. Construction which is likely to involve an eviction of these people of their housing.

It is the third week of the hunger strike carried out by these farmers who oppose the expropriation which strikes them for the construction of an airport internationalà Our-Lady-of-Moors in Nantes.

It is on April 11th that Michel Tarin a 64 year old pensioner and Marcel Thébault, 54 years, farmer on the grounds where are envisaged the construction of an airport began their strikes. They carry out their demonstration in a public garden under a tent in the town of Nantes with other militants, caravans, tractors and sheep.

Other people also expressed against the construction of this airport: there was the general adviser Left party, Francoise Verchère, a former general adviser Europe Ecology - the Greens, Gilles Denigot, a country baker, Severine Durand, 34 years.

What claims these strikers it is the stop of the procedures of expropriation, which started since the beginning of this year 2012 against 85 owners and eleven farmers. They currently await the decisions of the court following the deposition of various appeals to justice to be opposed to this project. The European deputy EELV, Jose Bove also gave his support for the militants while spending the night of Wednesday with them.

The construction project of the future airport with Our-Lady-of-Moors is supported by the socialist party, and UMP. It is a project which was set up since the year 2000 in order to mitigate the development of the air traffic and to face the noise pollutions made by certain planes which cross the city. The government with declared into 2008 that it is a project of public utility made with an aim of general interest. This new airport should be born in 2017.

Several people and associations oppose however the construction of this airport, there are the Left party, the Modem, Europe EELV, Acipa or Cedpa, of defense associations of the environment, the Peasant confederation… These opponent affirm that it is not a project which will bring economic material profit and noise pollution caused by this airport will be unbearable.

The leaders of the Vinci group who deal with construction affirmed that 85% of the owners and owner which are concerned directly by expropriation accepted out-of-court settlements.

The joint owners complain about the syndics

2012-04-26 14:22:46

The syndics of joint ownership are still disparaged by the owners, which does not improve their image. Indeed of many owners are not content with the service of these representatives as a trade union counsel. Their proximity with the syndic compared to their relation with the joint owners causes the dissatisfaction with the latter.

A survey carried out near 3.600 buildings declares thus that a joint owner on two is not satisfied by his manager of good. This investigation was carried out by consumers' association CLCV.

It is true that certain joint owners note an improvement of the services however, the majority show of a lack of rigor on the estimates and invoicings for example. They also complain about the slowness of the syndic to answer their requests and even some which do not even answer it.

This was declared by David Rodriguez in charge of the study with the CLCV.

However, this investigation does not speak about tariffs. Indeed this subject is sources of discords.

The Novelli decree published two years ago which projects a framing of these syndics remains however been unaware of. The decree requires that the syndics introduce 44 services into their fixed prices of current management. But the too vague text can easily be warped moreover it nothing is not mentioned on what mode of invoicing of these professionals according to the acting general of the Arc Bruno Dhont.

A recent investigation of the ARC specifies that 90% of the contracts of administrators of good do not yield with the law.

The consequences of that are such as the additional services cause a overcost which can represent up to 50% of the amount of the basic fixed price. The surfacturation is done even apart from the work hours. “A great number even applies even an increase of 100% beyond 8 p.m., of 200% last 22 hours” underlines the Arc.

A decree of 1976 on joint ownership prohibits the invoicing of the letters of revival out 66% of the syndics does it, it is the same for the addition of expenses for management and transmission out 77% of the syndics does it.

Great multitudes for the New Yorkean files

2012-04-26 14:03:10

In New York, the files of the city were placed at the disposal of the public. The consultation is thus possible via Internet on the www.nyc.gov/records site. These files will make the joy of the historians, the amateurs, impassioned and the researchers, because they contain the stereotypes, audio files, files and plans of the city since there is that 160ans.

They will interest in particular those which impassioned by the New Yorkean buildings, bus of the color photos of all these buildings going back to 1980 are also present there. The oldest stereotype of these numerical files was taken in 1958.

The whole of these documents can be sent on the social networks. They can also be printed according to the format wanted from the site or even dispatched apart from the country.

These files include/understand for example works of the photographer Eugene de Salignac dating from XXe is some 15.000 stereotypes. This last was employed by the service of the bridges of 1906 to 1934 to take in photograph all great constructions of the time like the roads or the bridges.

They also include/understand 1300 photographs black and white dating from the Great Depression, the files photographs of the police force of New York on the crimes which occurred in the city, of all the photographs of the usual life of the inhabitants of New York and a whole of photography of Central Park.

In total, the files count 25 collections availability of the general public. However, a too great multitude of the amateurs some time after his grand opening caused, the saturation of the site which thus could not be accessible this morning brings back the mayor.

Diminution du prix des logements anciens � Paris

2012-04-26 13:58:27

PARIS, 26 avr 2012 - a reduction in the price of the old residences in Paris was observed, because it passed to 8.300 euros/m between November 2011 and February 2012 according to the Room of the notaries Paris-Island-of-France.

The price of the old residences in the capital tends to decrease according to projections of the prices calculated on the preliminary contracts, these prices are envisaged fallen with approximately 8.100 euros for the end month of June 2012 what approaches closely with that of June 2011 according to the Room the notaries.

A decline in the price of the old residences is observed in almost all the island of France, a reduction of -0,4% was recorded between November and February. It is in the capital that the most important fall was noted with -0,9% in three months.

A fall of 0,3% in three months of the price of the old residences was observed in IDF, however even if there were this reduction, the figures show that the price in February 2012 is higher of 6,7% than that of the same period of the previous year. For the houses there was a rise of 4,1% and for the apartments an increase in 8% was recorded.

The old selling price of the houses is of 309.600 euros in February is a fall of 0,6% compared to November. The reduction of the price of the old residences is different according to the departments, those of the Valley of Oise and the Seine-et-Marne are more expensive from + 0,9% and + 0,7% over three months. Those of the small crown decreased by -1,5% in Seine-Saint-Denis and to -2,4% in the Hauts-de-Seine.

41.300 sales of old houses is a rise of 6% were observed in island of France between December 2011 and February 2012. What involved this increase it is the number of recorded sales in January 2012 compared to that of the same period of last year is a rise of 87%. It is the reform on the imposition of the real appreciations observed in on the sales of the month of January 2012 which generated this rise according to the Room of the notaries.

However, a fall of 14% of the sales in island of France during February was noted by these notaries. There was a reduction of 25% in December 2011 compared to December 2010.

Will maras driven out by the police force of the dwellings which they occupied

2012-04-26 12:31:09

TEGUCIGALPA, 25 avr 2012 - the police force made a descent in the district of Colonia to the periphery of Tegucigalpa to challenge and dislodge of the criminals who expelled the owners.

Ten criminals who belonged to Mara-18 were captured by the police force in the district Colonia. These criminals obliged the people living in 12 residences to leave their place of dwelling.

Will maras are criminal organizations who make drug trafficking and extortion of money, they make their activities in close El Salvador and Honduras and count tens of thousands of militants.

Several people were obliged to leave their housing because of the threats made by will maras, currently the police force tries to restore peace and safety according to the assertions of Rubén Escobar a police chief. According to the observations made by journalists who were in the zone, several houses were destroyed by these criminals.

The descents and interpellations must still be done in several districts which are also occupied by the members of Mara-18 and Mara Salvatrucha according to the assertions of the police and legal authorities.

The criminal organizations will maras do not terrorize only the inhabitants of the districts and of the cities, they control also companies of bus and of taxi and force them to put the vehicles at their name. They also ask for the payment of taxes of wars n the other hand of their so-called protection.

Honduras is the most violent country in the world where the population is terrorized by the criminal groups according to the investigations made by an U.N. organization. The rate of annual homicide observed in this country is of 82 per 100.000 inhabitants during last year.

The Komatsu group in full expansion thanks to construction

2012-04-26 12:30:29

TOKYO, 26 avr 2012 - a rise of the profits of the Japanese manufacturer of machines of Komatsu building site was raised grace in particular to a strong demand in the sector of construction. An increase in its benefit is still planned for the current year. This advertisement was made this Thursday by the group.

The group with increased by 7,5% its sales turnover which amounts to 1 981,7 billion yens (equivalent to 19 billion euros), of 10,8% of its clear benefit to 167 billion yens (being worth 1,6 billion in euros) and 15% of its operating profit to 256,3 billion yens is 2,4 billion euros.

In spite of that, it however did not achieve its goals yet. This last explains this failure by the stop of the credit by the authorities to avoid an economic overheating. She thinks of being victim of the consequences of this decision of the authorities which made plunge the request in the sectors of the mines, energy and construction to China.

It also underwent the devalorization of the yen once converted into Japanese currency reducing the value of its incomes obtained, thanks to its activities apart from the territory.

However, its sales and its profits could be increased thanks to the worldwide market except China. Indeed it could benefit from the advantageous conditions of the exterior market for its machines as well as the progression of the prices. Its ancillary activity it also could benefit from doped sales of presses and machines what was not the case for the sale of power saws.

For its exercise running, i.e. from April 1st, 2012 to March 31st, 2013, Komatsu counts on the Japanese market and American. Indeed, the North-East of Japan was recently devastated by a seism and important work is thus committed there what increases the demand for building material in the country. In the United States, a resumption of the sector of the BTP was noted recently.

The group envisages an increase in the mining equipment sales, the sector having a strong added value. It aims at an increase of 6% of its turnover to 2.100 billion yens as well as its clear benefit of 190 billion to 13,7% and finally a rate 22,9% its operational profit.

Conditions of granting of credit to the unchanged companies for the first quarter

2012-04-26 12:25:47

PARIS, 25 avr 2012 - Following a reinforcement made on the credit terms imposed by the banks on the companies at the time of the last quarters of the year 2011, that did not progress during the first three months of this year according to the studies made by Banque de France.

No change was carried out by the 97% of the banks which were the subject of investigations concerning the conditions and the criteria of granting of credit to the companies during the first quarter. Only 3% of these banks made some easings.

Approximately 33,3% of the banks hardened the conditions of granting of credit to the companies during the previous quarters. According to the reports of the bank of France, the majority of the banks will not change their condition of attribution of credit for the second quarters 2012.

A fall of the applications for credit made by the companies was observed at the time of the first quarter, however a rise of the requests should take place for the three next months according to always the bank of France.

Concerning the requests for real estate credit made by the households, the conditions of granting are the same ones since January in March according to 99,7% of the banks which were surveyed. They hope that the situation is identical for the period active of April to June.

For the loan applications, a considerable fall was observed either 76,9%. That should continue even more during the second quarters, because the quarter of the banks is 24,9% hope that the request remains the same one and the 73% envisage a small fall.

To obtain a credit from the banks is not always easy, because the conditions of granting are increasingly difficult lately according to the observers.

The benefit of the banks in freefall because of real credits doubtful

2012-04-26 12:02:46

MADRID, 26 avr 2012 - a fall of 23,9% over one year of the benefit of the first Spanish bank in the euro area was raised. The Santander Bank is indeed the first in Europe from its capitalization. Its clear benefit is thus tiny room to 1,604 billion euros. This result was published during the day of Thursday.

This fall having been caused by some 3 billion euros of provision that the bank had made to be protected from its real credits.

However, the benefit envisaged by the 10 analysts questioned by Dow Jones Newswires amounted to 1,643 billion. Results thus lower than that envisaged by market.

This fall of the benefit is in major part due to the rise of the forecasts for insolvency. That is to say a rise of 51% raising the amount of the provisions to 3,127 billion. This analysis was reported by the Standler bank in its official statement aiming at making react the authorities on the situation of the Spanish banking environment.

At the request of the latter, the banks of the country had to carry out provisions of 53,8 billion euros with an aim of once and for all cleaning their assessment vis-a-vis the doubtful real credits. Banks being already weakened by the bursting of the bubble in 2008.

Standler thus sacrifices again its benefit what already arrived to him at the time of the fourth quarters of the year 2011. Indeed, during this period, it had made for 3,183 of provisions. This him because a fall of its clear benefit of 98%.

However, its banking net profit passed to 7,821 billion is a rise of 10%. This result as for him is better than the expectations of the market.

At the same time, the group continues to increase its solvency, with a rate of hard equities of 10,10% whereas it was only of 9,66% one year before.

Nevertheless, a rise of 3,98 against 3,61% the previous year was raised on the rate of doubtful debts especially the real estate credits which can not be refunded. And that, even if the figure remains in lower part of the average of the sector which was of 8,15% in February.

Increase in the turnover of Kl�pierre of 3,3% in the first quarter

2012-04-26 11:40:28

PARIS, 25 avr 2012 - an increase of 3,3% of the sales turnover to 262,4 million euros of the Klépieere layer was observed during first quarter of this year. The rise of the rents planned for this year will be maintained.

The prospect for increase in rent is of 4%, including 2 to 2,5% with constant perimeter this year. Concerning the rents of the offices, trade and shopping malls, there was an increase in 3,1% with current perimeter to 242,2 million euros during the first three months. For the fees an improvement from 6,9% to 20,3 million euros was observed.

Klépierre wishes to make progress its capitalization, with an handover project of 1 billion euros towards the end of the year 2013 containing 500 million euros of sales for this year 2012 at least and a payment on the one hand dividend 2011 pennies the form of actions. It during the is assembled general one of the group that the dividend with 1,45 euro by action with the title of 2011 was given is an increase in 7,4% compared to the last year.

In addition, there were a transfer of more than 210 million euros of credits or a commitment to sell since the beginning of the year. The debt consolidated Net is of 7,6 billion euros towards the first three months end is a reduction of 18 million euros compared to the end of the month of December 2011.

The BNP Paribas bank is one of the principal shareholders of Klépierre with more than 22% of the capital following the transfer of half of its participation for 1,5 billion euros in March. In fact the strongly creative development projects of value are currently the priorities of Klépierre. Concerning these development projects, the Klépierre layer made an investment of 75,7 million euros during the first three months of this year of which 57,5 million euros was injected into the development projects in France and Scandinavia.

The Klépierre layer is proud inauguration of commercial space Saint-Lazare Paris in March of this year as well as increase in the rates of pre marketing of the development projects.

The decision of the court on the lathe headlight will be returned on May 11th

2012-04-26 11:27:44

CERGY, 25 avr 2012 - It is on May 11th that the administrative court of Cergy-Pontoise will return its verdict on the request made by the elected officials and the bordering population on the construction project of the Phare tower in the district of businesses of Defense.

It is the American architect Thom Mayne who designs the tower which must be built between the Grande Arche and the CNIT, in Puteaux in Hauts-de-Seine. Building work of this tower 300 meters height and 69 stages, which is one of the turns highest in France should be completed about the year 2017.

To show their dissatisfaction and their opposition against construction of the tower, the residents and of the elected officials of opposition of Puteaux and Courbevoie deposited three recourse to the beginning of the year 2011. Filed appeal to be opposed to the permit building granted to company CNIT Development by the town hall of Puteaux.

The residents and the elected officials of opposition of Puteaux and Courbevoie denounce the lack of study carried out on the impacts of the project like the exposure to the wind, the sunning of the surrounding buildings, the access to the building by public transport and the non-observance of the code of town planning.

This construction project is unjust and carries public breach of security according to the assertions of Me Pierre-François Gaborit the lawyer of the elected officials of opposition who deposited the recourse to the administrative court.

The rejection of the three recourse was required by the public rapporteur who thinks that the granting of the permit building was done in the standards and in the respect of the law and the impact studies carried out are not lacunar.

The construction project of the tower was done in the respect of the code of town planning according to Helene Cloez lawyer of the CNIT Development. The Phare tower should bring a key of modernity to the area with the future Hermitage towers which will close again trade, offices which extend on a surface from 147.000 m in two buildings.

Register, less formalities

2012-04-26 10:33:02

The formalities to be achieved for the computerized treatments resulting from the cadastral files and the geographical information systems (SIG) have just been specified by Cnil (National Commission of data processing and freedoms).

The land register counts, describes and fixes the limits of the land and buildings and an evaluation used out of tax matter gives some.

By the deliberation nº 2012-088 of the March 2012, Cnil reduces by exempting of all declarations the treatments implemented for purposes of consultation of the cadastral surveys by any grouping. For the organizations private or public and all the communes like by diffusing on Internet the geographical bases of reference.

An exemption of formalities was specified by Cnil. But only the treatments answering the one of the purposes aimed by Cnil are exempted formalities.

Among these formalities being able to be exempted the files of acquisition or land sales of the commune are, the delivery with the owner of the statement of his property, the inventory of the real estate of the community, the information of the communal or inter-commune commission of the direct taxes.

The categories of data in personal matter are also limited and cannot be the subject of aucunes updated. And the landowner only can have access to the whole of information relating to it

The SIG as for them profit from a simplification of the procedures in order to simplify the formalities of the data processing since 2004. A list of finalities making it possible to include the SIG was provided.

The list of the finalities largely lengthened after these some forty finalities whereas the preceding single decision of authorization counted of it that ten.

The director of a decentralized service of the State, the president of the community, the president of the EPCI and the mayor are the only ones who can reach directly the data processing in personal matter.

However in the case of a recourse to a person receiving benefits, only the relevant data necessary for the realization of the study can be communicated in quantified forms.

All the files must however be destroyed or restored as of the end of the contract.

Advantages of the social accession

2012-04-26 10:30:22

A large campaign on the social accession was launched at the time of the Immotissimo living room of Lille by regional association for the habitat of the Nord-Pas-de-Calais.

The messages conveyed by the latter have a teaching tendency in order to better explain the steps of the social accession made safe with the property and to give its advantages.

The device set up is centered on postings in the main cities of the area and the inserts inserted in the written press and Web for one three weeks duration. This has was brought back by site AEF Habitat and Urbanisme according to the remarks of Raymond Fraccola, director of regional association.

Moreover, one Facebook page was created for the occasion. The inhabitants can thus be delighted, because 80% of the inhabitants of the area will be able to benefit from these advantageous conditions of the social accession to the property.

More than 2.200 goods of qualities are thus proposed at controlled prices. New housings to standards BBC, apartments and grounds individual.

113.000 euros were financed by 48 organizations HLM of the area for the countryside.

Movement HLM was created few centuries ago with an aim of allowing the households having an low-income to have access to a property. The social accession constitutes an advantageous solution thus. It is the main mission of the Movement. The latter indeed developed a strong added-value security council for the benefit of reaching.

The organizations diversify their offers thus. Offers in grouped house or collective, apartment, in the old one or the nine, in accession progressive or on sale direct.

As information, the AEF is the old AULH, the department specialized in town and country planning, town planning and the housing launched in 2009. A name change occurred for a general harmonization of the names of various wire of information of the group.

Merger by amalgamation of SIIC Paris and SIIC Paris 8th

2012-04-25 18:06:29

PARIS, 24 avr 2012 - a fusion was made between the land companies SIIC of Paris and its subsidiary company SIIC of Paris 8th with an aim of simplifying the structure of the group according to an official statement.

The 90,64% of the capital of SIIC Paris 8th are held by SIIC Paris and this last for amalgamating with SIIC Paris 8th

This absorption envisaged by SIIC Paris should be done by the exchange of actions i.e. on a ratio of 13 actions SIIC Paris 8th, against 8 actions SIIC Paris. This is done with an aim of simplifying the structure and of optimizing the operating costs of group SIIC of Paris according to the official statement.

It is at the conclusion of the general meeting of the shareholders of the two companies which will take place itself at the beginning of June that fusion will be approved or not. These two companies are expert in the field of detention and the management of real credits from office in Paris. It is Realia, a Spanish group who is the majority shareholder of SIIC of Paris with 59,74%,30% of the actions of SIIC Paris are held by the Lyons land Company.

It is during the board meeting of SIIC of Paris and SIIC of Paris the 8th on February 15th, 2012 that the study on the merger plan was carried out. It is an ordinance of the President of the Bankruptcy court of March 5th, 2012 which appointed the police chiefs with fusion according to the regulations in force.

A new meeting will be held towards the end of April to know the last details on the merger by amalgamation and for the convocation of a general meeting of the shareholders of SIIC of Paris and SIIC of Paris 8th for the final signature of the operation of fusion.

Release of the Jordanian journalist required by RSF

2012-04-25 17:53:41

AMMAN, 25 avr 2012 - the Jordanian authorities were challenged by Reporters without borders so that the marked journalist of incentive to the dispute of the mode is released. This charge relates to the publication of allegations relative to an corruption affair on a real estate project.

The inculpation of the editor association of Gerasa News, Jamal Mouhtaseb is a gravely hurt with the Jordanian law and the freedom of information according to an official statement made by Reporters without border.

The continuations led to the opposition it Jordanian journalist to have done his work and to have made available of the public the corruption affair are not in conformity with the law and are arbitrary according to always ONG.

The judgment of Jamal Mouhtaseb attached to the court of state security is illegal according to RSF and they require the release of the journalist as soon as possible as well as the lifting of the loads which was made in its opposition. The local authorities are frustrated by this situation and that is reflected by the recourse to an emergency court for the judgment of Jamal Mouhtaseb. It is the reason of State carries it, on the freedom of information according to the statements made by Reporters without borders.

Following the charge of Mr. Mouhtaseb for incentive with the dispute of the mode, it was placed in detention pending trial. If he is recognized guilty by the court, he incurs a sorrow of imprisonment which can go up to 15 years.

According to the facts, the site of the journalist published the declarations of a deputy who remained in saying anonymity: the deputies of the Lower House of the Parliament received +directives royales+ so that they do not show a former minister in a supposed corruption affair ".

What causes the anger of the local authorities it is that Jamal Al-Mouhtaseb made available of the public of the corruption affairs which imply people tops placed within the government like the former minister Sahil Majali.

An investigation was open in 2011 in Jordan concerning a real estate scheme for modest families following charge made by deputies. It is a construction project launched in 2008 for a sum of 7 billion dollars for the construction of 100.000 residences over one 5 years duration in the northern part, centers and south of Jordan.

Partnership agreement between Orpea and Cofinimmo

2012-04-25 16:18:26

PARIS, 24 avr 2012 - the Belgian layer Cofinimmo and the French owner of and old people's home Orpea private clinic sign a contract to make a common acquisition. This partnership agreement between the two companies began in November 2011.

The purchase of an establishment which accommodates the people of the third age dependant was made by Orpea and Cofinimmo. This building which is localized in the 19th district of Paris has a surface of 4.265 square meters and 107 beds.

The amount of this acquisition carried out with the assistance of the company Cofinea I SAS is of 20,9 million euros. Cofinea I SAS is a company which is held jointly by Orpea with 49% and Cofinimmo with 51%. This first purchase is the sign of the will of the two companies to work together via an partnership agreement according to the assertions of the two companies.

The partnership between Orpea and Cofinimmo began in the month from last November. Orpea chose alliance, because it aims to carry out much more purchases and this association was an opportunity to reach that point much more easily.

The objective of association between the two companies is to constitute joint ventures in order to finance the acquisition of buildings exploited by the French group. This purchase of Cofinea I SAS is only the beginning. The goal of the Belgian layer Cofinimmo and the French owner of and old people's home Orpea private clinic are to arrive to a credit of 500 million euros in the five next years.

Cofinimmo is the first Belgian real estate company with dimensions which works in the field of the real estate of hiring. Its spheres of activities are the convalescent homes, the real networks of distribution and the offices. It is the company itself which manages its own real inheritance.

As for Orpea, it is with dimensions on Euronext Paris since April 2002, and it is the leader in Europe concerning the total assumption of responsibility of the Dependence.

Solar energy sinks

2012-04-25 16:18:15

American First Solar announced the closing-down of his factory at the end of October. This advertisement causes the incomprehension and the anger of the 60.000 inhabitants of the commune of Frankfurt on Oder where unemployment rate is already very high.

The advertisement was more than unexpected, because the group had just made the inauguration of a second factory is an investment of 170 million euros on the whole for all two factory. First Solar is the owner of a factory of solar panels employing 1.200 paid in the city of Frankfurt-on-L' Order in Germany. The mayor Martin Wilke was also surprised by the advertisement of this closing even if it were with the current of the pressure undergone by the solar one.

During the same period, two other companies of the sector established locally also closed their door for bankruptcy. A disappointment for the city which was already seen being the capital of solar energy in Germany. De First Solar in Germany with Photowatt in France the problem spreads.

It has even repercussions on a world level. With the example of the SunPower factory based in the United States, which had to close its factories installed in Philippines.

The manufacturers are indeed victim of the fall of the surplus production capacity and State grants.

In Europe, during the year 2011, nearly 22 gigawatts of solar panels were installed. 22 gigawatts out of the 28 gigawatts installed in the world. Italy and Germany are the largest producers. In 2011, the world capacity of the manufacture of solar panels thus reached 55 gigawatts is the double of the total request. An evolution which caused the fall of the selling prices. Moreover, the European governments formerly packed by this evolution start to reduce the assistances.

This month, Italy saw in its turn its assistances with solar reduced. “A series of closings, gel of production capacities and closing” occurs summarizes the economist chief of the European Association of the industrialists of photovoltaic Gaëtan Masson.

An estimate of 12.000 removed employment was made in France by Richard Loyen, acting general of Enerplan association.

Mama Shelter is established in several areas

2012-04-25 15:36:11

MARSEILLES, 25 avr 2012 - the hotel two stars connected, Mama Shelter de Trigano and Starck has just extended on Marseilles.

The Marseilles hotel was built in popular quarters and sore with Our-Lady-of-Mount, it is a place which attracts few tourists. For Parisian Mama, it was open about the month of September 2008 and is localized in a residential district near the cemetery of the Lachaise Father. Its design was long and difficult according to the assertions of the son of Gilbert Trigano, cofounder of Club Med.

The banks were not too enthusiastic for this project whose design lasted seven years, whereas currently, the hotel has an occupancy rate of 80%. A turnover of thirteen million euros was recorded during last year.

Mama Shelter for being established in Lyon towards the beginning of the year 2013, Bordeaux in spring after this installation in Marseilles. For the foreigner, the hotel envisages to extend in Istanbul and in Los Angeles.

The goal of its establishments in various areas and country is to break the codes of hotel trade i.e., to make so that the luxury is the range of everyone according to Serge Trigano. The amount of the investments must be minimum according to the contractor, for this reason the rooms take a color pastel which makes in the diagram. The hotel on sale puts its rooms on the principle, more one reserves early, less it is expensive and the cost of these rooms is from 69 to 129 euros what is accessible for a great number of people.

Urban tourism is a field done many followers lately and for this reason the hotel residences which are created are increasingly numerous in the hexagon. Tourism of proximity is privileged by the majority of the holiday makers currently according to Serge Trigano.

The restaurant of Mama of Marseilles must be the point of meeting of people of the district and the people who are of passage in the city. “Here, one does not sell that a room, one sells an experiment”, such are the remarks of Serge Trigano.

Framing of rent, an inadequate measurement according to Benoist Apparu

2012-04-25 15:30:28

PARIS, 24 avr 2012 - the project of framing of rent to face the exorbitant price of the residences proposed by François Holland was described as blur and demagogic by Benoist Apparu, the deputy secretary with Housing.

The harmful effects of the framing of rent suggested by the socialist candidate in presidential François Holland will be numerous according to an official statement published by the minister.

If this practice is installation, the offers of residences in hiring will be reduced, the financial backers will be much more demanding concerning the people with than they will agree to rent their housing and maintenance will less and less often be done. It is a decision which would undermine the families of middle-class according to Benoist Apparu.

For this measurement of framing of the rents, François Holland affirmed that it will set up rules to make so that the rents applied are not higher than the average of the rents practiced in the district for the same type of housing. These assertions are made by the socialist candidate during an interview to the site pap.fr.

At the time of the presentation of his 60 engagements which it made in January, François Holland affirmed that it wished to govern by the law the price of the first hirings or with the re - letting which was with the top of the normal in certain areas.

For its part, outgoing president Nicolas Sarkozy affirmed on February 2nd to want to set up a system identical to that practiced in Germany. That consists in blocking the rents which are with the top of 20% of the average of the sector of the re - letting.

In the event of excess of rent imposed by the owners, the State with faculty to sanction these owners who often resort to this practice. The latter benefit from the situation and the difficulty in which the private individuals are to find a housing and impose their rule concerning the rents.

Wind farms: threatened birds

2012-04-25 14:27:11

The question about the effects which the wind mills would have on the birds has degraded for a few years the relation between the pros and the antiturbines. But this problem could touch at its end thanks to the new study which declares that once the built wind mills, they do not present any threat for the populations of birds, at least on the long run.

This study was based on the follow-up of the ten principal species of birds evolving/moving in the United Kingdom. It was carried out by the ornithologists of Royal Society for the Protection off Birds, of the Trust for Onithology and Scottish Natural Heritage and was published in the Newspaper off Applied Ecology.

The conclusions of the study affirm that a population of birds can develop and coexist with the wind farms, because the birds avoided the revolving blades. This thus rejects the conveyed ideas according to which the turbines would cause damage for the wild birds, because the latter would tend to enter in collision with the revolving blades or only because of the noises and visual disturbances caused by the turbines.

These ideas indeed took their sources on the level of the survey carried out by Univesité de Loughobrough published by European Journal off Wildlife Research in 2010. The latter declared that the insects were particularly attracted by the color white or gray of the wind mills what brought the birds or the bats to enter in collision with the blades or the mast.

However even if the blades of the wind mills do not represent a danger to the birds, the parks them seem fatal for the latter at the time of its phase of construction. Indeed, the report of a fall of 53% of the population of snipes in a perimeter of 400 meters around the site. In the same way for the largest wader of Great Britain which saw its population falling of 40% in a radius of 800 meters around the site. This occurred at the time of the construction of 18 parks in north of England and in Scotland. It is mainly due to the forced abandonment of sites of nesting. One thus notes a division by two of the population since 1995 in the United Kingdom.

These worrying results however are compensated by the proliferation of the tarier shepherd and the lark which prefers a close-cropped vegetation. The other species like the tarier of close, wheatear, pipit farlouse, variable sandpiper and crested plover on the other hand did not show evolution.

The biologist Martin Harper thus advises to install the wind farms in places where the risk on the most fragile species is tiny.

Jean Nouvel undertakes the design of largest turn of Paris

2012-04-25 14:00:58

PARIS, 24 avr 2012 - It is the proposal of Jean Nouvel who was retained for the construction of a 180 height meters building in the 13th district of Paris. This choice was made by the jury whose president is Anne Hidalgo, first associated of Bertrand Delanoë, responsible for town planning.

The State projects also the construction of a building of 160 m in the 17th district, it is the future TGI in Batignolles which will have to be delivered before the construction project initiated by the town hall. The construction of four buildings great height in the Masséna-Bruneseau district will be carried out by the architect of Jean Nouvel reputation according to the town hall.

For the construction of these buildings great height, the Council of Paris which is held in November 2010 gave his agreement while agreeing to change RAINED the local plan of town planning which limits the height of the buildings of the capital to 37 meters.

The project of Jean Nouvel consists in building this tower of 180 meters and another tower of 115 meters side by side. These turns will embellish the district according to Anne hidalgo at the time of the presentation of the model to the journalists.

It is Jean Nouvel who is the originator of this project, but he works in partnership with Ivanhoé Cambridge/Hines, funds of Québécois investment leant with the case of the deposits of Quebec which will have with its load and its own means the construction of the buildings.

A sum of 500 and 600 million euros is necessary for the construction of this building out of glass of which the high part will take the shape of a wave. This building will contain trade, a hotel of 15000 m2 and offices extended on a surface of 75.000 m2 according to the assertions of Mrs. Hidalgo.

This building work of turn in Masséna - Bruneseau will begin in 2014 and will end in 2018. It will conform to the climate plan of the town of Paris and will respect the requirements as regards energy saving.

Elected officials EELV of Paris are not too enthusiastic on this construction project, because they estimate that these buildings are not ecological and will consume much energy.

Europe: towards the end of the nuclear power

2012-04-25 13:41:07

The Twenty-seven ones agreed to change the share of renewable energy to 20% from here 2020. The project is in the right track. However, France and Germany have ideas opposed on the subject.

Indeed since Germany decided to leave the nuclear power following the catastrophe which occurred to Japan, Fukushima in March 2011, the subject became supersensitive.

The dilemma resides especially at the level of each state which jealously protects the composition from their energy bouquet. The situation risks envenimer in the next months. The operations engaged in prelude of the informal meeting of the Ministers for the Energy of Twenty-seven support this assumption. This informal meeting took place April 19th and 20th. This six-month period, Denmark hopes to probe the Member States. A preparatory document indicates an objective of 30% in 2030.

For that, Denmark can count on the European commission. She hopes moreover, to convince of the utility to lay down new objectives which displease for the majority of the Member States. Günther Oettinger, police chief in charge of energy prepares even a new policy on the renewable ones. It envisages to present them from here June. This policy is in connection with the objective to reduce at least 80% the CO2 emissions before 2050.

New sources reveal that the services of M.Oettinger envisage to impose objectives according to the countries with or without the European assistance.

To leave the nuclear power, Germany put especially on renewable energies (solar, hydraulic, wind…) not to depend more on the nuclear power. This is not the case for certain States not carried out by France which depend much on the nuclear power. “It is not question of being locked up in a dead end at cost demented person” brings back a French diplomat to justify his position. “Little country will accept and to conform to it” it adds.

France can be pressed on the United Kingdom which states “not to be able to support a renewable objective for 2030” and Poland which projects to invest in the nuclear power not to depend more on coal and Russian gas. At least, the project is of less dependant hearth. Paris and London them defend the idea to put at the same row renewable energies and the nuclear power in the fight against the warming of planet.

The nuclear power could even be subsidized as well as renewable energies at the request of Poland, of France, of the United Kingdom and the Czech Republic according to the daily newspaper Süddeutsche Zeitung. But this was contradicted by the latter.

For Günther Oettinger, even renewable energies should start to give up the subsidies.

Inauguration of a new center of mark in Alsace

2012-04-25 12:35:24

ROPPENHEIM (the Low-Rhine), 24 avr 2012 - Inauguration of a new center of marks containing a hundred shops Tuesday in Roppenheim (the Low-Rhine). It is real group MAB Development and Neinver which is the owner of this new center which aims mainly the French and German customers.

The center “Roppenheim The Style Outlets” equipped with an architectural style resembling the villages Alsatian will be able to receive its first customers as of today. It is localized at the border and ambitionne to receive approximately 3 million visitors per annum. The area chalandise of 8,4 million inhabitants is occupied mainly of Germans according to the assertions of Mayte Legeay, director of Neinver France.

Property developers MAB Development and Neinver invested a sum of 100 million euros for the creation of this center. There will be approximately 107 shops which will be distributed on a surface of 23.000 Mr. This center will contain shops of clothing and shoes average and top-of-the-range coming from the collection of the last season with a reduction in price of 30% at least.

The opening of this center of mark involved the creation of approximately 750 direct uses according to the assertions of the promoters. The small inconvenience of this it project is that the tradesmen and associations of the locality are not enthusiastic with the installation of this center of mark, because that is likely to harm their activities.

This new site extends on a surface from 15.000 m than the average of the majority of the centers of marks in France. There is in France a score E centers of mark ave an entire surface of 300.000 m according to the reports of Magdus, the European observatory of the centers of mark.

The Spanish promoter Neinver is made activities in several countries like Italy, Poland, Germany, France and Portugal. As for MAB Development, it has its seat in $the Hague and is the property of the banking group Dutch Rabobank.

Lower sales of the new houses in the in March United States

2012-04-25 11:28:14

WASHINGTON, 24 avr 2012 - a reduction in the sales of new houses was observed in March in the United States after she has known her level highest for more than two years according to the department Commercial.

A fall of 7,1% was recorded compared to the previous month and it is the level low since November according to the ministry. A reduction which was not envisaged at all by the analysts and the observers. However, these figures published over three months were re-examined raises some by the ministry. The sale for March which is of 328.000 transactions is higher than the forecasts which were of 318.000.

The ministry published figures which show a fall of 1,6% of the sales of new houses compared to January whereas actually according to last publications made by the government, a rise of 7,3% was observed during February and it is the level of sale the most since November 2009. In annual slide a rise of 7,5% of these houses was observed in March.

According to the reports, the sales of new houses in the United States are declining since many years. For the year 2011, there was a fall of 5,3%, because only 306.000 sales were recorded by the competent authorities what is the level the low since January 1963.

What slows down considerably the transactions as regards new houses in fact the seizures are done increasingly many. The majority of the private individuals are afraid of this practice and the crisis accentuates also the reserve of people to acquire a new housing. Consequently, the property developers are in the obligation to sell at ridiculous prices their real goods what is not at all profitable.

No matter what it is not, the average costs of the real goods increased in March of 8,0% over one month and of 11,7% over one year is with 291.200 dollars. Approximately 144.000 new houses were put on sale at the United States towards the end of March what is the level low of the market of the sale of real estate since January 1963.

The banks in France will be able to show the reduction in the prices of the real estate

2012-04-25 11:21:30

PARIS, 24 avr 2012 - the banks in France are able to support the reduction in the price of the real estate according to the investigations made by the agency of financial evaluation American Standard and Poor' S.

Between 2012 and 2013, reduction in the prices of the real estate envisaged in France east of approximately 15% according to always Standard and Poor' S.

The real loans granted to the French families available to the banks in their assessment are of excellent quality as a whole. No increase in the needs for provisionning is planned for 2012/2013 according to S&P. Même with the implementation of standards of Basle III for the year 2013, the granting of the real estate credit is a practice which always holds an important place for the banks according to the agency of financial evaluation.

The real loans make it possible to help not only one great number of people wishing to acquire a housing or to renovate their own house, but it supports also the activities and the profits of moneys made by the banks. These standards Basle III oblige the banks with ratios of hard equities to at least 7% their engagements.

A reduction of 20% to 30% of the flow of new appropriations in 2012 compared to last year is envisaged by Standard & Poor' S. an increase in interest rate will be a compensation made on its weight on the margin of the establishments.

It is by reducing the granting of credit that the bank will be able to continue its activities with the sector of the real estate which is overestimated according to the observers. A reduction in the price for more a long period is as possible according to the assertions of the agency of American evaluation standard and Poor' S. Cependant S&P does not think as that is advantageous considering the factors structural of price maintenance, in particular the growing number of the requests for residences compared to the offer.

Raise price of the residences in the United States after a level very low in January

2012-04-25 09:39:22

WASHINGTON, 24 avr 2012 - There was an increase in the price of the residences in the in February United States following one period when the level with for nine years according to studies has been low made by Box-Shiller published by Standard and Poor' S.

An increase in 0,2% compared to the previous month was observed on the selling price in housing in the 20 plus American big cities according to an official statement made by the agent in notation.

It is last January that index S&P Box-Shiller was at low the since December 2002. In February the index continued to decrease by 3,5% what is higher than the forecasts of fall made by the specialists who were of 3,4%. The reduction in the prices according to the made observations however knew a deceleration compared to January, because it reached 3,9%.

According to the figures observed in the month of February 2012, a progressive fall in the price of the residences was recorded during first quarter of this year 2012 according to the people who carried out the survey. The latter published however good news and noted that the reduction in price slows down in several metropolises.

The field of the real estate is a sector which crosses much difficulty a little everywhere in the world currently according to the observers. That it is of the sale or the hiring of real estate, the crisis is felt by a great number of people especially by the professionals who work in the sector. The housing problems are also a subject with whole share which deserves to be followed closely by the leaders of each country so that the population can live their life fully and the access to housing should be facilitated according to the observers.

The print carbon always in rise

2012-04-25 09:24:14

In spite of the reduction in the gas emissions with greenhouse effect in France, the use of the print carbon in France does not decrease, on the contrary it increases. In 1990, it was of 11,6 tons per annum and by anybody.

It then passed to 12,2 tons in 2007, a provisional figure of 12 tons was recorded in 2010. These figures were given by the CGDD or General police station to sustainable development.

These 12,2 tons can be divided into 4 groups. The first group is that of housing with 1,9 ton including/understanding the heating, the gas, the electricity which has the same rate as the services. The third group is that of the food with 2,2 tons and the last group is that of transport with 2,5 tons of CO2 per anybody.

Following the signature of Protocol de Kyoto, the gas emissions with greenhouse effect decreased on the national territory. A reduction of 15% of these emissions was raised by the CGDD in 2010. They thus passed from 9,7 tons per capita to 8 tons in 2010.

In parallel, an increase in the print carbon was noted. This rise bordered the 5%. This is explained by the tendency to importation and the increase in the inner demand.

The study undertaken by the CGDD led them to deduce from it the existing relation between the imports and the rate from print carbon. According to always their studies, the CO2 emissions associated with the imports would have passed from 34% in 1990 to 49% in 2007. At the same time, the emissions in connection with the national production intended for the domestic market passed from 48% to 34%.

CO2 represents three quarters of the total of the increase in the print carbon according to Jean François Paquier of the CGDD. For gases with greenhouse effect or GES, methane accounting for 16% passed to 30% because of the importation of diesel.

The study stresses that the large exporting countries as China have territorial emissions much more important than their own print.

The countries in the process of development and the industrialized countries are both persons in charge because of the strong increase of their request adds M.Pasquier.

Retreat of the price of the real estate

2012-04-24 18:47:59

In spite of the prices of the real estate systematically directed towards the rise for two years to France, the tendency has currently been with the change.

Indeed, the price of the real estate tumbles down in the majority of the regional agglomerations of France. The retreat of the price is however more consequent in certain agglomerations than of others. The retreat of the price is for example more important in the cities like Lyon, Montpellier or Lille.

In Toulouse, the price of the real estate already knew a fall going from 5 to 10% during the last 6 months. Just as in Lyon where the tariffs could know a fall of 5% before the summer.

A fall of 0,1% on the level of the rents in at least 25 towns of France was also noticed.

Even the real estate market niçois usually retissant coward of the ballast. The real estate agents record already significant drops even if in the snuffed districts of the primoaccédants like Pasteur or Gambetta, the retreat is limited to 2 or 3%.

Thus, the fall of the prices should encourage with the revival of the request by purchasers become solvent. The banks then may find it beneficial any to reduce the rates of the real estate credits.

However, in spite of the advantages related to the fall of the appropriations, the purchasers remain careful. The fall of would thus not generate a systematic increase in request, but that the latter depends especially on a stimulation by the lending rates.

This retreat is also awaited for the price of the old real estate in Paris. It is even already started. Indeed, in last end of the year, this fall was already raised in Paris region however the capital still resists it.

This fall nevertheless remains a good news for the purchasers. They take again the capacity thus as the survey carried out by Capital shows it.

Construction in straw in area centers

2012-04-24 18:41:22

The next meeting of Spring of construction in straw will take place from May 25th to 27th in Polytech Orleans, at the school of engineers of the university of the city.

The organizers of this event are the French Network of Construction Straw and the school of engineers. For the first time of its history, the area center accommodates this event with the support of the District council. It is this kind of meeting which makes it possible to make available of the professionals of the real estate and the private individuals the performance of the houses in straw as well as the possibilities of development that one can obtain thanks to this practice.

They are the professionals of the sector of the real estate and the construction which are invited on May 25th. The following day the general public will be able to discover these constructions which fulfill the requirements of sustainable development. It is the area centers which was selected for this event, because it is the most important cereal area in France and Europe.

Even if the straw is regarded as an agricultural residue, it is a product which interests the professionals of construction enormously. According to investigations made in area centers concerning the place which construction in straw holds, 23 professionals who devote themselves to this practice for the buildings turn-key as for the assistance brought to the private individuals who make car construction.

A rule of implementation of the bale of straw was applied since the beginning of the month of January 2012 to mitigate the ceaseless request for this type of construction. Even if this practice currently starts to have its place, it is necessary however that it spreads in order to obtain in several areas of the ecological houses which emphasize the local resources what is of an major importance for the farmers.

It is possible to develop the local resources in straw in several manners, it is enough to know all the types of use which one can make with this product. One can use it in the form of bundles in order to fill the vacuum for the insulations of timber constructions, to mix it with the ground, of sand and lime to make of it a coating for the outside or the interior of the house.

Paris, too expensive

2012-04-24 18:33:38

The average costs of the square meter in Paris for an apartment are worth 8.730 euros, against 2.708 euros in Toulouse, 2.887 euros in Bordeaux or 3.384 euros in Lyon. In spite of a light noted fall, the price remains disproportionate nevertheless in Paris. Indeed, the Room of the notaries of Paris-Island of France notes a fall, with a going projected selling price from 8.100 to 8.200 euros for the period from March in May 2012. But the prices remain however higher in January 2012 than they were to it in January 2011 because of the dizzying increase known in 2011.

The room notices however a more consequent fall between October and January in the marl Valley (- 2,4%) and in the Hauts de Seine (3%). Average costs of m2 perhaps however until twice less low in suburbs than in the peripheral.

The primoaccédants are packed in the first or the second crown. But the less they have personal capital contributions, the more they are with the variation.

“Secondo-reaching” are the only ones with being able to treat to an apartment in Paris what is not the case of the “primoaccédants”. Indeed even a young couple having a comfortable income cannot be allowed to buy. Even after a fall of the rates of credit, a compromise of sale remains impossible for the “primoaccédants”.
However the chairman of the group ACE, Joel Boumendil warns against these advantageous rates, because the banks take into account that the solid profiles having a contribution and borrowing that over one rather short duration. They could possibly buy, but the case is rare, if they have a minimum of 200.000 euros. But the purchase of a T3 in province is on the other hand largely in the means of a young couple which starts in the life.

The “secondo-accédents” can allow it, because the latter for example have just sold a good and use the money obtained by this sale like capacity of contribution, but they also have in more one comfortable income of more than 7.000 euros per month. Or they hold an important inheritance and can be allowed to pay cash according to Jerome Robin, president of the Vousfinancer.com broker.

Lower prices of the real estate planned for 2012

2012-04-24 18:25:48

There would have is to see a reduction in market price of the real estate for this year 2012 in certain areas according to analyzes made by Jones Lang LaSalle.

The sector of the sale of real goods residential should know a bad master key for this year 2012 according to the council in real estate of company on the market of the residential real estate. However, this fall will be different according to the markets and according to the request and of their attractivity.

This year should be bad enough for the sector of the sale of real estate unless an abrupt reversal of market situation does not intervene according to the reports of Jones Lang LaSalle. A reduction of approximately 3.5% of the price during first half of the year should take place with Paris and its surroundings according to this expert.

The big cities like Lille and Lyon, as well as the markets of the arcs the Atlantic and Mediterranean should know about the same changes of price as the capital.
According to volumes of the sales of real goods, a fall of 20% could be recorded.

“Recent measurement modifying the abatement on the real appreciations of the second home should from now on produce negative effects and harm the liquidity of the markets” according to the proper words of Jones Lang LaSalle.

He also affirms that with the situation of deficit and the reduction in the operational startups in the nine the deceleration of the fall in the prices of the first half of 2012 would involve and to stagnate this taken to 5% until the end of the year.

Some recommendations for the countryside

Tracks in the electoral campaign could improve construction and make it possible to reduce the lack of housing. The revival of construction by the release the land ones by carrying out an overall reflection on the land conditions of of the aforesaid installation would be the welcome.

The development of the intermediate rental offer by the creation of dedicated vehicles which the financing can be assured by public call to the saving, or the facilitation of the dismemberment of property by the installation of tax incentives are also envisaged.

A reduction in the legislative framing, a transparency of information available, the introduction of more than the contractual ones into the relations financial backer-tenants are also envisaged.

A movie studio in Toulouse

2012-04-24 18:17:11

The signature of the decree putting on sale the ground located near Toulouse is imminent according to information published Monday. This advertisement was made by the president of the regional social economic council (To cease). The ground of 25 hectares belonged formerly to the military base of Francazal. It is necessary to the construction of new studios cinema in Toulouse.

The signature of the decree is not any more that one question of hour brings back Jean Chauzy. After the signature, the local government agencies will be solicited for the improvement of the infrastructures and the carrier of the project will have to be capable to introduce the large operators ready to invest.

The president of Ceasing is a large partisan of the project of establishment of a studio cinema. Indeed, this project will offer in 3 years to the city the creation of 5.000 indirect employment and 5.000 direct uses according to the Toulouse architect Bruno Granja who is the promoter.

Mr. Granja knew to convince the American group Raleigh (specialist in film sets). The group is thus ready to become its partner.

This partnership with the Raleigh group is very promising, because the group is not at these beginnings. It could create on this ex-bases air transform in aerodromes of businesses one of the studios headlights in Europe.

The project was considered to be credible by the State at an Interministerial meeting on April 12th. The project thus made an enormous jump thanks to this confirmation of “credibility”. A projection which saved 18 months with the promoter according to M.Chauzy which is persuaded of a “republican continuity in the event of alternation” on this project.

The Federation of technical industries of the cinema or FICAM remains however skeptic. Just as the professional organizations. This led Mr. Chauzy to ensure them that an expertise on the project by Ceasing it will be made.

Fiscally, the competitiveness of the studio depends on the members of Parliament and of the new government the president of Ceasing answers.

This last adds that the American group Raleigh does not have to in no case was forced to position.

Lyon: transformation of old prisons into campus

2012-04-24 18:10:38

According to the building work envisaged by the Ogic promoter, a catholic university will be built on part of the site and on another part where was imprisoned Klaus Barbie of the residences and the offices will be built there.

The prisons of a surface of two hectares where Klaus Barbie was held will be transformed into a catholic University. This place is localized near the station of Lyon-Perrache.

These buildings were built at the XIX century and were occupied until 2009, currently these buildings are the subject of a construction project aiming to their rehabilitation and their modification with making them reappear. Seen outside, it is a place where time seems to stop, because one can see only barbed wires and watchtowers with the walls of seven meters, but inside another world is discovered.

It is possible to see in the court the Saint prison - Joseph, of the frescos where names of prisoner were painted. The Chamizo painter discovered his gift in this prison and it made frescos in an underground gallery of the prison.

Beginning of the building work envisaged with July

The beginning of work is planned for this summer to finish before back to university 2015. There is will have also residences and offices which will be built on the site near the Rhone.

The setting on sale of the residences which will be built already started and work should finish towards the end of the year 2014. Surroundings 107 residences will be built for a price of 5000 euros the square meter, there is will also have 66 rental residences. The architects who undertake this project of Ogic are Jean-Jacques Ory and 2BDM.

There will be a intergénérationnelle residence of 110 apartments which will accommodate the students and of the elderly. These buildings will be managed by Habitat and Humanism. Offices will be also built on a surface of 11.300 m near the fast track which skirts the Rhone. There is will have also trade

Plans of way out of crisis by Fnaim

2012-04-24 16:14:52

Fnaim reacts to come to assistance and to defend the trade compared to the regulation of November 1st, 2007 on the trade of real diagnostiquor.

The regulation makes compulsory the certification of the technical skills for one duration of 5ans. And this regulation should be revalidée under penalty of not being able to go to work. This certification is described as “true license of precarious work” by Fnaim.

Certain professionals of the trade would see already their certification expired whereas “the reform of the device appeared last year is not even yet applicable” adds Fnaim. And this, for various reasons.

Fnaim then proposes four solutions to leave this dead end. The first consists of the prolongation in 9 months of certification for the technicians and all competences. The second proposal chooses to give again a real freedom of choice for the diagnostiquor contrary with what is indicated in the regulation. The third proposes the conversion of control to work into supervision at the time of the diagnosis. And finally, the last proposal consists with the deferred payment of the loads weighing on these companies. Indeed, according to the federation this reform would be at the origin of a overcost of approximately 10.000 euros per technician.

Following this problem, the Room of real diagnostiqueurs also made some proposals to support Fnaim. This room proposes a better legibility of the obligations in terms of diagnoses and creation of a National Commission of formation in the field of the real diagnosis.

The FNAIM is the first organization of the professionals of the real estate in France. It represents 14 trades and gathers more than 12.000 members is more than 100.000 collaborators. Thanks to its professional expertise, legal and economic, it is also the privileged interlocutor of the public authorities.

International community solicited by the HCR to finance the construction of housing

2012-04-24 15:27:32

SARAJEVO, 24 avr 2012 - the international community was incited by the police chief of UNO for the refugees, Antonio Guterres brought their assistance for housing construction for tens of thousands of refugees in Balkans.

The international community must show solidarity and give financings for the construction of housing for the people who are in Balkans Western during the years 1990 according to the declarations of Mr. Guterres at the time of the conference of the givers in Sarajevo.

During this conference of the givers initiated by four countries with knowing Croatia, Montenegro, Serbia and Bosnia, a sum of 500 million euros of international funds should be collected for housing construction for 74.000 refugees. It is a project which will not make it possible to rehouse all the refugees, but however it will make it possible to find a solution permanent for weakest and those which live in the collective centers.

Croatia, Montenegro, Serbia and Bosnia had the support of David Robinson an high ranking official of the American State Department which should inject an enormous amount of money for this project. He congratulated the political will on these four countries to work together to solve this problem which has struck the refugees for several years. The European commission and the SOEC also gave their support for this construction project of housing for the refugees.

This plan of construction of housing set up by these four countries will give a new glimmer of hope to the 74.000 refugees who knew moments more than difficult during the wars and these years when they had to take refuge in foreign countries.

In fact the wars were held in ex-Yugoslavia which made more than three million refugees and people were obliged to move. It also 130.000 died more than there during these wars.

The Spanish real estate rests on the holding

2012-04-24 15:27:04

The banks of Spain obtained a deferment of a few weeks of the State to send their real credits in an ad hoc holding. This in order to reassure the investors that a need to be reinflated will not be necessary for them. This information was declared Monday at Reuters by three government sources and financial. This new structure should be installation from here the summer, but could be dissolved after 10 years.

The government had already indeed asked the banks to reduce considerably the value of the land projects and real estate which failed, but also the properties having been the subject of seizure. This request of the government had been made last February.

For the banking environment, this would represent an additional stage of the reorganization of the sector. The new structure would not mobilize funds, would not have banking license and its management is primarily ensured by professionals of the real estate. For this reason it could not be described as “bank dustbin” or bad bank.

To come to assistance of certain banks, Madrid would have spent more than 18 billion euros in a few years. This sum was also spent for the repurchase of 5 other banks for an operation of cleansing and thereafter, to resell them with one.

With the end of the year 2011, the full value of the real credits presented in the assessments of the banks including the loans to the sector of the BTP was worth approximately 400 billion euros. These figures could be obtained thanks to the Bank of Spain.

176 billion euros of doubtful real credits would be gathered by these holdings on this a few 400 billion euros.

It is to be specified that a holding is a company created to hold participations in the capital of other companies. From these participations, a holding thus makes it possible to acquire a power to control on the companies.

The Swiss treasure

2012-04-24 13:52:10

Gold was found under the covered tops of snow and the forests of pines in the Swiss village of Medel. Medel or Lucmagne more officially, is common Switzerland of the canton of the Grisons in the Alps and pertaining to the area of the collar of Lukmanier. The village is located at 1332 meters of altitudes and is occupied by 435 inhabitants.

The inhabitants occupied the places peacefully when a Swiss mining company (subsidiary of Canadian group NV Gold) comes to upset the serenity of the villagers because of discovered this gold.

Indeed, the mine would contain for a value of 1,2 billion dollar of gold, according to Business Insider. What brought the mining company proposed a sum of 40 million Swiss francs for the exploitation of this mine. The equivalent of 33 million euros. The villagers refused the offer to two thirds of the population following a referendum organized at the beginning of April. This caused the surprise, because one expected the agreement of the inhabitants.

However, part of the inhabitants see all the same a real opportunity vis-a-vis the current economic context. This in spite of the fact that the majority of the inhabitants saw itself anxious and retissant compared to this mining. Their concerns go mainly on the impacts which the extraction could have on the environment.

NV Gold more than ever is for its part decided to take this gold fled in the valleys under the tops and Swiss forest. A treasure protected jealously by the inhabitants.

It should be noted that gold is in many places in Switzerland however one finds it only in negligible quantity contrary to the found mine with Medel which causes particularly the covetousness of NV Gold.

Lower new constructions in France

2012-04-24 13:30:09

PARIS, 24 avr 2012 - Following the reduction in the operational startups, the reduction of the permits building granted, the sector of housing knew a Net deceleration in France in March. The crisis which currently prevails and lowers it government aid do nothing but add with these reasons.

The number of permits building granted fell much, the figure is about 0,6%. As for the operational startups of new residences, they knew a reduction of 12,9% during first quarter of this year compared to the same period last year.

The operational startups of new residences increased from 26,6% in December and 26,7% in January.

The current location is a crushing argument for the sector of construction in France according to the professor of economy at the University Paris-West, Michel Mouillart. This situation is almost the same one as that of the années1990 with regard to the activities which regressed much without any prospect for restarting.

The people who work in the sale of new housing also noted a fall of 10,5% in 2011 according to the statements made towards the end of February not the ministry for Housing. It is the sign of an important crisis which strikes the sector of the real estate with in particular the debt and the weak official support and the failing credit according to Mr. Mouillart.

Considering these figures, this expert thinks that the operational startups for all year 2012 could fall of 10% compared to the year 2011.

The field of the individual residences was not saved because of the crisis of the debt and all that involves, like unemployment, the fall of the purchasing power… The blocking of the settings building site was also caused by PTZ + which relates to the new residences. The law Scellier also generated a decrease in the demand of permit building.

Construction of 3 residential towers by Bouygues in Thailand

2012-04-24 11:48:26

PARIS, 24 avr 2012 - a contract of construction of three residential towers and an office building in Bangkok of an amount of 100 million euros was signed between the promoter inhabitant of Thailand Noble Development and the subsidiary company of Bouygues Construction in Thailand, Bouygues Thai.

These three residential towers of 14,47 and 52 stages will contain studios and of the 3 parts and they are intended to receive approximately 1.450 residences. As for the office building which will be built, it will be of three stages according to the assertions of Bouygues Construction, subsidiary BTP of the group diversified Bouygues.

This building work is envisaged begun towards the third quarters from this year 2012 per one duration from realization three years and four months. For this work, there is will have 1.800 collaborators who will work in concert according to the declarations of Bouygues Construction. These buildings will be built on a surface of 157.000 m2 in the commercial district of Ploenchit to Bangkok. It is the fourth partnership between Thai Bouygues and Noble Development what is the sign of mutual trust between the two parts.

Between 2003 and 2006, there already were two construction projects of villa and a hotel 5 stars makes by Thai Bouygues for the promoter inhabitant of Thailand Noble Development.

Bouygues Construction is represented in Thailand since the years 1990 by two subsidiary companies. Thai Bouygues, one of these subsidiary companies has an excellent fame as regards construction of turn. It is him which built The Met which contains three residential turns a height of 232 Mr.

Currently it carries out the construction of four turns of housing in Thailand a 260 meters height.

VSL is also one of subsidiary companies of Bouygues Construction and it is expert in the field of the systems of prestressed i.e. it specializes in works of art.

Charge of a Jordanian journalist to incite with the opposition of the current mode

2012-04-24 10:20:32

AMMAN, 23 avr 2012 - Following a publication on allegations relative to an corruption affair on a real estate project, a journalist of sites of online informations was accused of incentive to the dispute of the mode according to the assertions of the prosecutor.

The editor association of Gerasa News, Jamal Mouhtaseb was shown for incentive with the dispute of the mode according to the prosecutor of a military tribunal. Currently, it is in detention pending trial and incur a sorrow of 15 years imprisonment if it is recognized guilty.

According to information, the site of Mr. Mouhtaseb revealed on line the statements made by a deputy who remained in anonymity. This declaration is the following: “the deputies of the Lower House of the Parliament received +directives royales+ so that they do not show a former minister in a supposed corruption affair”.

Following accusation of corruption made by many deputies on a real estate project of great scale for the modest families an investigation was open in Jordan in 2011. This plan of construction of a budget of 7 billion dollars for the construction of 100.000 residences throughout one five year in the northern part, centers and south of Jordan was set up since the year 2008.

This charge is unjust according to the Center of defense of the freedom of the journalists and the Jordanian press. They ask for the immediate liberation of Mouhtaseb and estimate that this inculpation as well as the detention of this journalist are a gravely hurt with freedom of the press according to the assertions of Tareq Momani, chief of association.

The problems concerning the press and the publication do not concern the field of competence of the court of safety according to always association.

Sale of layer with dimensions ANF Real of Eurazeo

2012-04-24 10:08:31

PARIS, 23 avr 2012 - the Lazard bank was chosen by the French company of Eurazeo investment in order to help it to yield its layer with dimensions ANF Immobilier which is present in several cities like Bordeaux, the town of Lyon and the town of Marseilles according to a made advertisement Monday by Eurazeo.

It is the Lazard bank which was chosen by Eurazeo to carry out the study of the various options possible for the transfer of its layer, following the not requested interests related to ANF Immobilier. However, until now, no decision was made neither on the perimeter, neither on the principle, nor on the terms of the transfer according to the assertions of the investment company.

52,2% of the capital of ANF Immobilier are held by Eurazeo according to the publications in the site of this last. An end in fall from 0,68% to 29 euros of the actions of ANF Immobilier was noted Monday with the Paris Bourse and it is that which gives importance to the layer which currently holds 27.774.794 million actions to more than 800 million euros according to the figures published by AFP.

Last year, Eurazeo was in a critical situation, because a loss of 97,5 million euros was observed. That was caused by the lack of transfers themselves and the impact of valorization at their contract price, of its financial instruments. It was one year particularly difficult for Eurazeo.

For its part, real ANF knew an increase in its forecasts of activity in the short and medium term. During the year 2011, one noted an enormous increase in his profitability, because a clear benefit of 95,81 million euros was obtained. It is a considerable progression compared to the year 2010 when the benefit carried out were of 74,9 million euros.

To go to the ballot boxes on May 6th to be opposed to the current policy housing according to the CNL

2012-04-24 09:54:54

PARIS, 23 avr 2012 - In order to be opposed to the current policy housing, the CNL or National confederation of the housing which is one of great associations of tenant in France carried out a sensitizing incentive the citizens with going to vote in great number at the time of the second round of the elections presidential of May 6th.

It is of an major importance to go to vote on May 6th in order to be opposed to the catch width of a policy which makes housing a product commercial and very expensive and which does not take into account the interest of the greatest number according to the National confederation of housing.

This last also affirms that the assessment and the observations made by the government are not at all filling with enthusiasm for the homeless persons, the badly-housed persons, and the tenants who reach the property and also for all the consumers.

France needs a new breath, a new vision and policy options, social and economic new, different from those which were applied since the year 2007, date of the takeover of Nicolas Sarkozy according to the CNL.

The sector of housing and especially of the social housing is not a priority for Nicolas Sarkozy and its government, it is only one subject of speculation and search for private interest according to association.

The national confederation of housing wants to make day of May 1st a date to carry out some important claims for the population and more particularly for those which have difficulties as regards housing.

For that their claim relates to the construction of 250.000 of social housing per annum, an increase of 25% of the personal assistances, the implementation of a public service of housing, habitat and energy, a blocking of all the rents and they also require that the seizures and expulsions cease, because that brings disorders and disorders to the life of much of households to France.

To buy real estate in Spain

2012-04-23 18:51:10

The price of the real goods in Spain fell of approximately 20% in four years, drops which is envisaged to continue until 2015.

A house of three parts being near the sea is sold with only 100.000 euros what is equivalent to the price of a studio in Nice. The reduction in the price of the real estate in the Iberian peninsula is observed since the year 2008. For this reason the foreigners flow to acquire of a house or an apartment in Spain.

These are the Russians, the Germans, the English and Europeans of the North who are the principal purchasers in Spain according to the assertions of Nicolas Tarnaud, expert in real estate and holder of the pulpit in real estate and company in Rheims management school.

Since 2008 the price of the real estate knew a considerable fall after the rise from + 155% in ten years. This reduction in the prices was of 8% every year then it passed to 6% according to the declarations of Danielle Schweisguth, economist with the OFCE. Since the explosion of the bubble, the prices knew a fall of 15% in Barcelona, of 22% in Andalusia, 25% in the Balearic Islands and the Canaries according to Nicolas Tarnaud.

This reduction in price is much visible in the coastal areas of the Mediterranean like Costa del Sol, because it is of 35% according to the observations of the president of the real network idealista.com, Cesar Oteiza.

In all Spain to put it square is sold with approximately 2084 euros whereas in France it is of 2578 euros.

The fall of the prices for how long

The sector of the Spanish real estate will know a continuous reduction, because the stock of residences observed is with more than 800.000 new housings and old compound. One of the other factors which influence the price is the economic crisis and financial which currently prevails.

The majority of the indicators are in the critical zone, because there are a rise of the seizures of property, an increase in unemployment rate, and the manufacturers who do not want to build. A clear reduction in the rate of real transaction was also observed either 32% in February compared to the same period of the last year according to the reports of the national institute of the Spanish statistics.

If the current location does not improve, the sector of the Spanish real estate will continue to regress during the three next years according to Nicolas Tarnaud.

Raise deposits on Livret has in March

2012-04-23 18:40:18

PARIS, 23 avr 2012 - About March, the deposit on booklet has knew a rise what involved an increase in stock to 224 billion euros the publication made by the Case of the deposits.

With regard to incur Booklet of sustainable development LDD it remained to 71 billion. An increase with 1,28 billion euros was observed on the deposits carried out by the savers on their Booklet has less their withdrawals.

A continuous reduction was observed whereas in January it obtained its more high level to 3,96 billion since nearly three years. However, one recorded in a general way of good performances on the Booklet has at the beginning of this year following the payment of 13th month and the New Year's gifts. An amount of 1,93 billion was recorded about February, as for the monthly collection of the LDD, it was negative in March with withdrawals of an higher amount to the deposits of 10 million euros.

The sum of the whole of the two regulated booklets is of 295,1 billion euros towards the end of March and he knew a rise of 8,24 billion during the first three months this year. The French who wish to obtain safety and liquidity in a dubious situation choose the Booklet has because it is a privileged placement which offers an entirely defiscalized saving. The ceiling is fixed at 15.300 euros and it offers an output of 2,25% identical to that of the LDD.

Christian Noyer, the governor of Banque de France did not make a recommendation with the Minister for the Economy concerning the modification with the rise of the rate of remuneration of the Booklet has as well as Booklet of sustainable development at the beginning of May. That was not carried out in spite of the fact that the rise of the price the consumer was to involve an increase by 2,5%.

Generally the formula applies automatically for the expiries of February 1st and of August 1st. It is also possible to use it to modify the rate at May 1st and at November 1st however, with this intention, it is necessary that an important modification of the indicators took place according to the provisions in force.

Presidential - housing: what proposes the candidates

2012-04-23 16:45:48

In front of the rise in the prices of the real goods, housing appears among major concerns of the French. It is interesting to peel the proposals of the candidates to the second round of Presidential to dam up this crisis which starts to settle.

With unemployment, immigration, the European future of France or the sovereign debt, housing appear among the key questions of the second tower of Presidential the 2012. Here a recall of the proposals of the finalists.

François Holland and his framing of the amount of the rents

Aligning itself on the social contract of Fondation Abbé Pierre, the candidate PS envisages the construction of 500.000 of residences per annum during his five-year period if he is elected, for a total of 2.5 million intermediate, social and student residences.

In addition, 150 00 very social residences would be also built annually.
For that, François Holland intends to double the ceiling of the booklet and to place free at the disposal of the local government agencies the grounds of the State. In addition, he promises to multiply by five the sanctions of the communes which pass in addition to law SRU on the social housing.
But the flagship measure of the candidate of the PS remains the framing by the law of the amount of the rents during the first hiring and with the re - letting, a proposal criticized a long time by the Outgoing president but which enters from now on the program of this last.

To flux the market while dividing by two transfer taxes

Nicolas Sarkozy envisages on his side to increase by 30% the percentage occupied time of the grounds. That would make it possible to act on the offer of housing with larger constructions and broader and blow to lower the prices. The President also envisages to divide by two the transfer taxes on the main homes over five years.

Perceived by the notaries, these rights increased these last years much and are reflected considerably on the final cost. Another proposed measure by the candidate UMP it is the framing of the rents, solution advanced by François Holland whom the Outgoing president décriée with the beginning of the year.

Sector of the building: a forfeiture in France

2012-04-23 16:33:51

PARIS, 23 avr 2012 - a strong fall of the activities of the professionals of the real estate was observed in March according to an investigation made by INSEE near the French contractors of the building.

The majority of these contractors who were questioned by INSEE affirm that they are not reassured for the continuation of their activities during the next months according to the National institute of the statistics.

The synthetic indicator of the climate of the businesses in the field of the real estate and the building showed a reduction of 98 points what is much lower than the average of long run. This indicator which is made up with the balances of opinions of the various heads of undertakings gained a point about January. Currently the indicator of reversal is in neutral zone.

Work in the field of the real estate is badly directed, because the balances relating to last employment and employment envisaged are in lower part of their long-term average.

About April, the number of contractors clearly fell compared to March, because their orders are largely lower than the normal. With regard to the balance of opinion, its level decreased compared to its long-term average according to the investigations made by INSEE.

According to the order book for this year 2012, there should be 7 months of full-time use of the whole of manpower. The falls of the prices during April were observed by a great number of managers of undertakings.

INSEE or the National institute of the Statistics and the Economic studies collects and makes the publication of relative informations to the French economy and the company and also made in the national census in a periodic way. It is the French branch of Eurostat and is localized with bets. It is in 1946 qu' it was created.

Residences of luxury inaccessible to French

2012-04-23 16:05:05

The average costs of the real goods of high-end are 20 million euros, which is too expensive. Only the foreigners can offer the luxury to acquire of this kind of apartment or houses.

The amount of the totality of the real goods most expensive on the market in France east of 400 million euros, i.e. a purchaser must on average spend a sum of 20 million euros. It is the 25.000 years equivalent of SMIC and 2.000 times the amount of money put on side by the million French every year for the purchase of a housing.

Even if in a general way the price of the real estate knows a fall, that of the real estate of luxury is not in the same case, because the purchasers are done increasingly many and the prices increase. More than one thousand of sales of real estate of high-end of an amount of more than million of euros is observed in France. That accounts for 0,3% of the sales, however this market share has triplet according to analyzes made by Ad valorem during two years.

In two years, Paris became the second most expensive city in the world behind London and in front of New York. Even if the sales of real goods of luxuries are lower than fifty, the prices as for them exploded. “Paris being without land available, it is a market of scarcity” such are the proper words of Master Bruno Chevreux, notary in VIIIe district and specialist in the large “deals” real.

The purchasers of real estate of luxury in Paris have their preferred district

Since the year 2007, the sector of the transactions as regards real estate of luxury evolved/moved much. The sale of the Lambert hotel on the Saint-Louis island with the brother of the emir of Qatar is an example. The foreigners who make purchases of real estate of luxury have their district of predilection.

These customers prefer the residences which are near the large hotels and of the monuments emblematic. They are places like the Pantheon, Saint-Germain of Close, the place of the Vosges, the surroundings of the Monceau park, the quays, the district of Louvre, the Furstenberg place or the Saint-Louis island which attract the most foreign customers.

To choose is the houses in kit judicious

2012-04-23 15:11:42

The specialists in the houses in kit like Mikit, House Beaver or Signal Duet know much success. However, it is not always judicious to choose these dwellings to finish oneself estimate the observers.

To acquire of a house in kit makes it possible to make up to 30% of economy, which is nothing for this crisis period. Separately the leaders in the field of the sale of houses in kit like Mikit or House Beaver, there are also other manufacturers who gradually take their mark according to the assertions of Dominique Duperret, general secretary of the Union of houses.

What makes the characteristic of these manufacturers of house in kit it is that they do just large work like the roof, the foundations and the walls and it is to the owner to assemble and assemble its own house. The owner will have the task of work of completions like the installation of the heating, electricity, the partitions, plumbings and joinery. So the customer will be able not only to make economies on the purchase of his house, but also on the labor, because with some basic concepts as regards construction, it will be able to build itself its house. For a sum of 70.000 euros, it is possible to have a house of 100 square meters.

To conclude this task, it makes have much patience and perseverance, because work can last 400 hours according to André Charon, consultant specialized in the construction industry. The owners fans of do-it-yourself will be able to find satisfaction by building themselves their own houses with, thanks to materials and equipment provided by the manufacturer like the plasters, the bricks, the insulator…

The work of assembly of the kits must be made scrupulously, because in the event of constructional defect, your house will be difficult to sell and you will be able to live in a housing in bad condition according to Daniel Vennetier founder of the Association of assistance to the individual building owners (AAMOI).

It is of an major importance to choose the manufacturers who offer guarantees, those which engage on contracts of construction of houses (CCMI) are with prioriser. The CCMI are an advantageous practice which makes it possible to have a guarantee as for the delivery period and tariff stipulated in the contract according to the assertions of Daniel Vennetier. The CCMI also make it possible to have four months to require of the contractor to carry out the completions of the house.

Reduction of the price of the new real estate

2012-04-23 14:35:38

The professionals of the real estate are conscious that the price of the real estate is knowing a fall. This reduction intervenes after one three years duration during which the prices knew a rise from + 7% per annum.

For a few months, one has observed that the housing which is not sold on the market of the real estate is of growing number i.e. there are approximately 20.000 residences in more in national stocks, according to the assertions of the president of the Federation of the promoters, Marc Pigeon. He as declared as the real number of the transactions especially the sales will decrease by 20% for this year 2012.

In a general way, in such situations, the price of the residences certainly will know a fall according to Henry Buzy-Cazaux, the president of the Institute of the management of the real services.

Certain great names of the sector of the real estate like Nexity or Bouygues Immobilier think of making price drops from 2 to 3%. However according to the research carried out on the ground one already noted a fall much more consequent. This is proven by an acquisition made by private individuals in January who obtained a reduction in price of 10% on four-parts, with terrace and carpark with Givors, in the Rhone-Alps. A reduction of 11,5% of the price on five-parts with GIF on Yvette, in Parisian suburbs was also observed.

The residences of high standings in the fashionable districts close to the capital are the subject also of reduction according to the investigations carried out. It is also possible to in addition obtain other gifts to the reductions in price offered by the salesmen of real goods. At Nexity, for example one can have a kitchen equipped; at the regional promoter Realities of furniture, hi-fi or electric household appliances can be obtained. Besides these small presents, certain property developers also take charges the expenses with them with notary.

In general low from 8 to 15% of the prices was recorded, reduction which unfortunately will not last for always. From here a few months when stocks take again their normal level, the price drops will end.

The offers knew the fabric are numerous, it is necessary to benefit from it according to the professionals, as long as the price drops are still applied.

The framing of the rents starts to be born in France

2012-04-23 13:45:06

A framing of rent could take place in France, because it is a practice which is done already in Germany. The majority of the candidates to presidential in France were favorable to the framing of the rents which could become an important policy issue.

The possibility for the tenants of objecting the price of its housing was regarded as a heresy by Nicolas Sarkozy. According to him, if the framing of rent is carried out more any person will not rent nor will not build what is not at all the attitude to be adopted. However with the approach of the presidential elections, Nicolas Sarkozy declared that the framing of rent is an good idea by imitating the German law, assertions made in the weekly magazine current woman.

They are the owners of the houses put in hiring which determine the ceiling of the rent to apply that it is for a hiring or a re - letting with a new tenant. The tenant as for him with faculty to be opposed to it if it thinks that it is higher than 20% of the average applied in its city by carrying out a request near the court. The judge will be able to oblige the owner thereafter to re-examine with the fall the rent and in certain cases to carry out a refunding for the three last years.

Most of the time, the increase in rent in France is done during a change of tenants, however it there with the IRL or index of reference of rent which makes it possible to follow closely this rise during a leasing agreement. According to an amendment adopted with the Senate, the tenant has a six months deadline to make opposition to the amount of the rent.

The owners can make legal actions for a underestimated rent and it is normal that the tenants have the same rights in the event of rent overestimated according to the assertions of Rene Dutrey.

To pay a fine rather than to make build social housing

2012-04-23 12:35:33

Several French cities always prefer to pay a fine rather than to make build social housing. This report was made ten years after the vote of the law SRU which obliges the common to a quota of 20% of social housing.

It is on December 13rd, 2000 that the law solidarity and urban renewal or SRU were voted. It is a law which obliges the communes of more than 3.500 inhabitants and of more than 1500 inhabitants in the town of Paris to make build a quota of 20% of social housing. The goal of this action is to face the housing shortage, the communes which do not obtain this figure must conform to the standard before 20 years if not they will have to pay a fine.

No major effort of construction was made by the communes ten years after the vote of law SRU even if the need is felt some currently, according to Fondation Abbé Pierre, because 500.000 to 900.000 people need housing. It was observed that in 2009 on the 931 communes which were concerned with the law, 351 did not try hard to build social housing.

The majority of communes concerned with the law are hardly concerned with it, because the social housing is not very popular and the elected officials are afraid to lose their voters. Most of the time they are the populations themselves which show their opposition on the construction of this social housing near the municipality. There are even associations of inhabitants who make demonstrations by depositing requests with the court in order to stop the works in progress in the building sites.

Moreover, there are communes which prefer not to conform to this law for reasons of a financial nature, because the fines to be paid are of 152 euros by missing housing what is less compared to social housing construction.

Efforts of construction in certain cities

It is in the big cities that the efforts of social housing construction are observed. Buildings are bought to make social housing of them and the objectives are sometimes exceeded.

It is the case of Paris whose rate of HLM which was of 13% in 2002 enormously increased to reach 18% in 2010 according to Libération. There are also other cities like those of Lyon, Marseilles and Toulouse which did not limit their efforts in the construction industry. The cities which are lagging behind with regard to the social housing construction are Nice, Biarritz, and Neuilly-sur-Seine.

Failure of Paris on its obligations on housing and Roms

2012-04-23 11:39:45

REUTERS - There is a failure with the obligations of France concerning the respect of the European Social charter of the right to housing and the reception of Roms according to the European Committee of the social rights.

This Council's subordinate body Europe supervises closely the actions of several countries concerning the respect of the provisions of the European Social charter during the five last years. Failures were observed following complaints carried out by some associations according to the publications made in a report/ratio by the European committee of the social rights.

The promulgation in 2007 of the law on the right to opposable housing or law Dalo had an positive impact according to the report/ratio of the European Committee of the social rights. However, approximately 2,9 million people continued to live in unworthy residences during second half of the years 2000.

The French high ranking authority of fight against discriminations estimates that the two years duration of residence forced to the nonCommunity nationals to require an acceptable housing in the name of the law Dalo is exaggerated.

The measures adopted by France concerning the people who do not have housing are not sufficient according to the assertions of the committee, because on the 685.000 without shelters, only 300.000 of them will be able to find a residence. He also denounced the lack of social housing and surfaces of reception for the travelling entertainers and Roms whose forced expulsions are not very well taken.

France belongs to the 47 Member States of the Council of Europe to recognize the right to housing within the Social charter. What is not the case of the other countries except for the Scandinavian countries.

Residences for the refugees

2012-04-20 16:56:07

SARAJEVO, 20 avr 2012 - a sum of 500 million euros to build residences with the 74.000 refugees of the wars of the Nineties should be obtained by four Balkans countries. They organize a conference of the givers on April 24th in Sarajevo.

This conference is an opportunity to give a new departure and to find solutions with the difficulties which strike the refugees and the people who were moved. It was at the time of the engagements in Bosnia of 1992 to 1995 and Croatia of 1991 to 1995 according to the explanations of the minister bosnien to the Refugees, Damir Ljubic.

Office of the High Commission of UNO to refugees HCR, the European commission and the United States give their support for this project whose cost rises to 584 million euros. An housing construction for 74.000 people is approximately 27.000 households is envisaged. They are exclusively the people who are most fragile, i.e. those who live in the collective centers which will have these residences.

A sum of 83 million euros should be granted by the four initiating countries of this project with knowing Croatia, Montenegro, Serbia and Bosnia. The money sums which will be collected will be used to find solutions with the humane problems which touch the area according to the statements made by the ambassador from Serbia to Sarajevo, Ninoslav Stojadinovic.

The received money will be used to build new houses with the refugees who wish to remain in the areas which accommodated them like Serbia during the Serbo-croatian conflict. The remaining amount of money will be intended for the refugees who want to regain their country of origin.

More than three million refugees and 130.000 dead were recorded during the wars in ex-Yugoslavia. Currently, there is always more than 200.000 refugees who are distributed in various countries at the conclusion of these wars.

UESL: a new rule for the 1% housing to prevent death in the long term

2012-04-20 16:38:15

PARIS, 20 avr 2012 - the next leaders who will be elected at the time them elections should vote a new law which will be able to bring a new breath in financial matters to the movement of the 1% housing. That will in the long term avoid a “death” according to the Union of social economy for housing.

At this rate/rhythm, one moves certainly towards death even in the long term if that does not occur in a near future according to the assertions of the members of the UESL. This last is an organization which links the other collecting organizations of the 1% housing.

The 1% housing wish to obtain more facility in financial matters and more freedom in its intrigues with a new law. It will replace that of 2009 so that the government can grant much more financing to the National agency of the habitat and the National agency of urban renovation. They are the statements made by Philippe Van de Maele, new president of the directory of the UESL.

The government will have to make a puncture on the funds of the movement of the 1% housing currently called Action Housing; this taking away will be of a nap of 1,2 billion into 2012,1,1 in 2013 and 900 million in 2014 it added.

Because of a reduction of the return of the loans to paid and of a weak collection made on the companies, a progressive fall of the budget of Action Housing is recorded either nearly 4 billion euros in 2009,3,6 billion in 2010,3,450 billion in 2011 and 2012.

This situation involves a constant reduction in the aids granted paid which is of 1 million into 2006,632.000 in 2010 and 520.000 last year. The principal preoccupation with an action housing it is that its managements and labor are likely to disappear if the current system does not help sufficiently the employees according to Mr. Van de Maele.

The 1% housing are an obligatory participation of the companies which employ more than 20 paid which has been tiny room for a few years with 0,45% of the whole of the wage bill. IT was set up in 1953 and one currently calls it Action housing.

At the beginning it was a practice which consisted in granting loans to paid companies cotisantes to allow them to have their own housing.

Allowance of expropriation: the article is in conformity with the constitution according to the DC

2012-04-20 15:31:16

PARIS, 20 avr 2012 - Concerning the article of the code of the expropriation which governs the amount of the allowance in the event of expropriation due to public utility, the Constitutional council estimated that it was in conformity with the constitution.

The article L. 13-17 of the code of expropriation due to public utility respects the constitutional provisions according to an official statement published by the Constitutional council. However, a reserve was made by this last which affirms that the contents of this article cannot prevent exproprié to show that the sum granted by the State is weak compared to the market evolution of the real estate. The interest of the private individual dispossessed of sound well is thus also protected.

A seizure was made by the Court of appeal at the Constitutional council, on February 10th, 2012 for a priority question of constitutionality about these provisions concerning the granting of compensation during an expropriation due to public utility.

“This article provides, in the event of expropriation, that the amount of the principal allowance, fixed by the judge of expropriation, cannot exceed the estimate made by the service of the fields when a change on a purely basis free or expensive place gave either to an administrative evaluation made final under the terms of the tax laws, or with a declaration of an amount lower than this estimate” according to the remarks of the constitutional judges.

The judge should respect this estimate only when the sale change was made less than five years before the date of the transfer of property according to the Constitutional council. According to always this last, expropriés do not have to underestimate the value of the goods which are granted to them or to hide a share of the amount which was granted to them as compensation.

The provisions of the article L. 13-17 of the code of expropriation due to public utility which were disputed do not injure null principle the “can be private of its property only under the condition of a Juste and preliminary allowance”.

The name of Moebius must be given to the future media library of Angouleme

2012-04-20 15:09:41

PARIS, 20 avr 2012 - So that the future media library of Large Angouleme bears the name of Moebius, an author of data base deceased little time ago, the cofounder of the International festival of the cartoon of Angouleme, Francis Groux carries out sensitizings.

Jean Giraud alias Moebius is deceased on March 10th at the 73 years age. It is him which was the creator of the famous series of data base Blueberry. It obtained in 1981 the Grand Prix of the town of Angouleme.

In order to find a pretty name for the future media library of Large Angouleme, a contest which will end around mid-May was initiated. Several names were proposed, but do not reflect the cartoon. According to Francis Groux, “alpha bubble” is the only name which refers to the data base and which is likely to be retained.

So that Angouleme has been the city of the cartoon, of the engagements were carried out for several years by authors, the voluntary ones, the press, professionals and municipalities. Angouleme is a city which lives for the cartoon, and it is necessary to keep that with the spirit, especially for the choice of the name with granted to the future media library of the city.

For this reason campaigns were made so that this monument bears the name of Moebius. By baptizing this media library by the name of Moebius one makes honor in Angouleme and one pays at the same time homage to a great personality, world of the cartoon explained, Mr. Groux.

To support this excellent initiative to make town of Angouleme the city of the data base, it invites the amateurs to send a message to the address moebiusmediatheque@gmail.com.

This new media library is equipped with modern technology, it is the architect Francoise Raynaud who conceived it. It is envisaged to open its doors about the year 2013.

Considerable impact of the cost of accommodation on the other monthly expenditure

2012-04-20 14:47:25

On average, a sum of 616 euros per month must be put on side by the French households for their rent or the payment of their real estate credits or others according to Sofinscope. This investigation was made into 957 people by Opinionway.

Those who are owners spend on average a sum of 780 euros for their house and those which rent 520 euros. This amount of money put in housing accounts for approximately 23% of the incomes of the French according to Sofinco. There is however a large difference, because the owners spend only 15% their incomes with housing whereas tenants must spend surroundings 35% of their wages for housing.

Approximately 46% of the tenants have problems for the payment of their rents. The amount of the rents is often too high and it is what slows down them, but there is also the lack of housing which answers their aspirations as well as the absence of guarantee.

According to the investigations carried out, tenants as the owners acknowledge that the amount of money intended for housing involves considerable impacts on their indeed vestimentary expenditure and for their foods. According to the assertions of 32% from the owners and 56% of the tenants, the naps injected into housing affect their health expenditure. The saving which must be made is also much reduced because of the expenditure for housing.

According to the observers, the purchase price of the real goods will drop much for this year 2012. However, this will not be enough so that the French can acquire their own housing considering their financial means. As for the tenants, the proposals for a fixing of a ceiling of rent by the candidates with presidential contain dangers as the professionals of the real sector affirm it. If the ceiling of rent is fixed, the owner-financial backers will spend any more no amount of money to maintain the residences put in hiring.

A correction of the real estate market for this year 2012 is envisaged because of tax hardening, the overestimated prices, the economic context… according to Olivier Eluere, economist specialized in the real estate in Crédit Agricole.

Increase of 2,43% of the turnover of Pierre & Vacances in first half of the year

2012-04-20 12:48:16

PARIS, 19 avr 2012 - an increase 2,43% in the turnover of the group of residences of leisures Pierre et Vacances/Center Parcs was observed during first half of the year in 2011/2012.

The reservations are however with the idle for this summer season according to the observations of the persons in charge.

The group hones and Holidays/Center Parcs succeeded in making a turnover of 669,1 million euros between March and September. For its real sector, the turnover carried out is of 219,2 million euros is a rise of 2,96%). As for the tourist sector, a sum of 449,9 million euros was obtained either an increase in 2,18%.

An amount of 237 million euros was used by Pierre & Vacances Tourisme Europe for her tourist activities. As for Center Parks Europe, 212,9 million euros was used, that is to say a reduction of 2,20% related to the customers Dutchwomen.

The group does not affirm its vision of the things for the whole of the exercise. A Net deceleration of the reservations was observed and that is perhaps due to the current economic situation which is complex, but also to the presidential elections which will be held before long.

Pierre et Vacances/Center Parcs priorisé the short-term actions, it is a communication strategy to face the current location. For that, it delayed its commercial actions for the summer of May in June.

However, their activities for April and May definitely higher will be compared with the same period of the last year. In parallel, 300 million euros of turnovers is planned for the whole of the exercise of its real sector.

The future is announced promising for the group of residences of leisures Pierre et Vacances/Center Parcs in spite of the small bad patches which they know with the current economic conjuncture.

Daniel F�au, in charge of the sale of the Miramion hotel

2012-04-20 10:49:44

PARIS, 19 avr 2012 - the group Daniel Féau expert in the field of the top-of-the-range real estate was chosen by the Public assistance of the Hospitals of Paris AP-HP to take in hand the sale of the Miramion hotel where its museum in the 5th district of Paris is.

It is a hotel of very top-of-the-range which can be used to install there the office of an embassy, a Foundation or a tourist representation of a country according to the assertions of Nicolas Pettex-Muffat, managing director of Daniel Féau.

This building which is in edge of the Seine east built on a surface of 3.820 m and, contains parts which are the subject particular of protection like Historic buildings. The name of the hotel is resulting from the name of Madam de Miramion who assisted Saint Vincent of Paul in her charitable actions about the 17th century.

Since the year 1812, this building was the seat of the general pharmacy of the old people's homes, from now on, it contains the museum of the Public assistance of the Hospitals of Paris and the administrative services. There is in this museum more than 8.000 works which must be moved, because the building must be released this summer. Its closing is envisaged towards the end of June of this year.

It is by a call for candidate launched in the whole world that will be carried out the sale of the hotel for a sum estimated at tens of million euros explained Daniel Féau.

A loss of 83 million euros is 40 million less than in the projected budget was observed by the Public assistance of the Hospitals of Paris in 2011 according to a made advertisement on February 27th. It is a figure which it is necessary to place in parallel with the whole of the budget of the Public assistance of the Hospitals of Paris which is of 7 billion.

Agreement of managements and labor to reconcile the access to housing and employment

2012-04-20 10:01:08

PARIS, 18 avr 2012 - an agreement is setting up itself between managements and labor concerning the access to the housing of paid in order to improving employment.

At the conclusion of various negotiations carried out on the topic, an interprofessional national agreement was finally subjected to the signature trade unions according to Medef, an employers' association. The answers will however not be offered by the trade unions which discuss the subject before the 2nd tower of the presidential one.

This agreement makes it possible to establish the bond between the access to housing and employment according to the assertions of Marie-Andree Seguin, negociator of CFDT. She as said as even if it is the first negotiation between the trade union and employers on such a subject, the results envisaged are rather positive.

The discussions made between managements and labor are based on a study of Crédoc made in the month of June 2011. These studies showed that during the five last years, a half-thousand of people refused an employment, because that involves an increase in their budget housing.

The principal ideas that contains the text to sign by managements and labor are, the governorship of the organizations landlords, the responsibility for managements and labor in the access to the housing of the employees and waitings with respect to the State.

Concerning these waitings with respect to the State, employers and the trade unions want to re-examine a share of the funds of the participation of the companies in the effort of construction taken by the State according to the assertions makes by Jean-Michel Cerdan of CFTC.

The current Action Housing or the 1% Housing has been an obligation for the companies which employ more than 20 employees, it was reduced to 0,45% of the total wage bill for a few years. At the beginning it was a practice which consisted to grant financings for social housing construction and to make it possible to the families to have their own housing thanks to the loans.

Since 2009, the reserves carried out by the State on the participation of the companies in the effort of construction generated the fall of the total sum of the resources of Action Housing of 4,2 billion euros in 2008 to 3,4 billion for 2014.

Lower sales of old residences in the United States

2012-04-20 09:06:23

For the second time of at a stretch, the monthly sales of old residences dropped in the United States. Here is the report of the National Association off Realtors for March which saw the resales housing to move back of 2.6% compared to the previous month.

According to the figures of the National association off realtors, the American national association of the real estate agents, the sales of old residences moved back once again during March. Thus, if 4.6 million transactions were recorded in February, only 4.48 million residences was sold the next month, which is equivalent to a fall of 2.6%.

The sales of old residences thus fell for the second month of sharpened after a retreat of 0.9% recorded in February, thus distorting the forecasts of the analysts who counted on 4.62 million transactions.

Optimism is always of setting

At all events, the National association off realtors wants to be optimistic for the remainder of the year. It estimates in an official statement that the situation during these the last two months did not call into question the revival of the market of the housing which started in 2011. In addition, association indicated that this retreat did not gum the entered progression of 5.7% in January. Moreover, compared to March 2011, the number of sales posted a rise of 5.2%.
Real estate agents to add that over the last nine months, the sales always progressed in annual slide.

The National association off realtors explains the recovery although old shy person of the sales of residences by the growth on the level of employment, low interest rates, the broken prices posted on the market and in a more general way by the improvement of the US economy. The real estate agents thus expect a better year than in 2011.

Raise of 24,2% of the benefit of Kaufman and Broad during the first quarter

2012-04-19 18:34:58

PARIS, 18 avr 2012 - a clear benefit of 9 million euros during first quarter of this year was made by the third property developer French Kaufman and Broad is a rise of 24,2% compared with the same period of the previous year.

The turnover however decreased by 7,6% to 215,3 million euros, that was caused by the climatic conditions not always lenient during January. Because of the weather, all the building sites of France were stopped during ten days according to Guy Nafilyan, chairman of Kaufman and Broad. The first three months marketing activities of this year have affected the number of openings of programs of residences according to Mr. Nafilyan.

A reduction of almost 40% of constructions of new housing was noted during first quarter of this year 2012, because there were 1.056 constructions whereas for the same period of 2011 it was of 1.754. What involved the sale of 1.031 residences whereas for first quarter of 2011 there were 1.264 sales of housing.

With regard to the reservations for housing, a reduction of 25,6% was observed. From 276,4 million euros during the first quarter 2011, it passed to 205,7 million during this year 2012.

The resolutions taken will make it possible Kaufman and Broad to envisage a future much more flourishing in order to bring back the financial performances similar to the figures of 2011 and the whole of the exercise.

Accustomed to the residences of luxury and average quality, Kaufman and Broad affirmed to want to diversify in the residences much more accessible for a great number of people. This decision was made to mitigate the reduction in sales the private investors who make acquisitions to put them in hiring. They is the funds FEEDS Partners which is the principal shareholder of Kaufman and Broad.

The administrative court d�boute Montebourg

2012-04-19 18:28:06

PARIS, 18 avr 2012 - Effarie gains against Montebourg. The administrative court of Paris indeed sliced in its favor. Let us recall that it is about a subsidiary company of Eiffage and Australian bank Macquarie.

The business relates to the shrinking of the purse of company APPR or Paris-Rhine-Rhone Highway. Indeed, Effarie is dealer of the company Autoroutes the Paris-Rhine-Rhone. This statement was made Wednesday by the director of the concessions of the group of BTP, max Rock.

The president of the general advice of Saône-et-Loire Arnaud Montebourg, also appointed PS is a mythical shareholder of APPR. He holds 0,0025% of the capital. This personality had required the cancellation of the public offering of withdrawal (OPR) of the dimension of the highway company by the court. This OPR was presented by Effarie which holds 96,04% of the capital to him. This request was made in the name of “the inalienability” of the shares of the local government agency at the time of the French privatization of the highways.

The administrative court of Paris to which Mr. Montebourg had appealed entirely gives reason to Eiffage, declares M.Roche at the time of the general meeting of the shareholders of the group.

According to always M.Roche, the position of the Council of State compared to this business is waited this summer by the Eiffage group. If it has the same speech as the administrative court, the Court of Appeal will decide with the autumn.

The public offering of withdrawal could be again started again.

It is noted that a majority shareholder i.e. holding more than 95% of the actions of a company can indeed open a OPR. The other shareholders will then be obliged to concede their share at a fixed price which is of 54,16 euros.

The MFA or Authority of the financial markets had declared the conformity of this OPR compared to the stock exchange regulation.

As information, between Paris, Lyon, the Alps and the south of Alsace, the APRR uses a network of 2.234 km highways.

London, the city which has the most success near the signs

2012-04-19 18:21:15

PARIS, 18 avr 2012 - the countries which attract more the international signs of distribution are London, Dubai, New York and Paris according to analyzes carried out by the council in commercial real estate CBRE.

This study was made on the establishments of the first 326 ensigns in the world in more than 200 cities. With regard to the row of the countries which attract the most international signs of distribution, Dubai was formerly the first with London, but it is descended in the second place. It is the town of New York which is the third on the podium, follow-up in the fourth place of Paris and of Moscow which are equal. Then the towns come of HongKong and Kuwait City.

The cities which are in signal 20 form a whole of traditional markets in full progression and it is that which makes it possible to measure the propagation of the retail business according to CBRE. Even if the current location does not support consumption, the marks remain however under development full all over the world.

With regard to the American signs of the field of the mode, they are currently focused on the European market. The marks more in vogue are Apple, Michael Kors, Forever 21 and Hollister according to the assertions of the director of the transborder distribution for Europe, the Middle East and Africa, Peter Gold. He also affirms that this year 2012 will see the birth of the first European department store of Victoria's Secret, J. Crew, and Williams-Sonoma or Pottery Barn.

With regard to the market in Paris, requests for establishment of tributary ensign, but the city of the mode is not in measurement of all to accommodate them according to the declarations of Chris Igwe, director of the distribution activity of CBRE in France. He also said that even if the French market is not able to immediately satisfy all the requests for establishments of signs, France will continue to receive requests coming from the whole world.

Delinquents of the real estate vis-a-vis justice

2012-04-19 18:12:29

PARIS, 18 avr 2012 - a building per day at least would be confiscated in France according to Agrasc or agency of management and of covering of the seized and confiscated assets. This confiscation is done by a magistrate. These figures were revealed in the first annual report of Agrasc at the time of the official statement of the Chancellery.

Agrasc also counts 13.000 goods confiscated or seized at the time of its first years. They represent 8.000 businesses and incur of a value of 204 million euros according to always this annual report.

Agrasc is an administrative public corporation under the supervision of the ministry for Justice and that of the budget. It was created according to the law of July 9th, 2010 to facilitate the mode of seizure and confiscation out of penal matter.

It began its activities on February 4th, 2011. Its goal is to improve the treatment of the “profits generated by the delinquency and the organized crime”

Within the framework of the penal procedures, its account with the Case of deposits (CDC) records a flow of more than 200.000 euros per day.

An exponential growth of the seizures of buildings was also noted by the agency. This increase was facilitated by the new penal procedure of the law 2010: 202. Before the installation of this new procedure, one counted 70 cases of mortgages.

However, in 2012, the figures give a report on a seizure per day by magistrate. The patrimonial sanction provided an invaluable help to the criminal investigations and this does not cease evolving/moving whatever the type of delinquency. Its objective is to weaken the criminal organizations and to dismember them according to always the official statement.

Within the framework of its resolutions of the year, the agency will draw up “partnership conventions with the legal appraisers and the notaries”. It also will concentrate “to sell goods which are entrusted to him”.

Considerable fall of the real estate credits

2012-04-19 18:05:22

It is during first quarter of this year 2012 qu' one observed that the amount of the real estate credits granted was also low since the financial crisis started. It is a very bad sign for the real sector, because that could have negative impacts on the sales.

The sum of the real loans granted about February was lowest since more than two years and half with a reduction of 41% compared to January and 49% compared to February 2011. The real estate credits are in full decline one is in the same crisis situation as that of at the end of 2008 and at the beginning of 2009 according to the assertions of Michel Mouillart, professor of economy at the university of Paris X-Nanterre.

The figures obtained during March reinforce the critical situation which currently the sector of the real estate saw, because a fall of 48% compared to last year was observed during March. A fall of 36% of the granted real loans was recorded during first quarter of this year compared to 2011. What fears more the professionals of the sector of the real estate it is that no bounce is in sight.

Freefall of the real loans

The continuation of the events will depend mainly on the official support i.e. on an inciting tax mechanism and progression of the requests made by the private individuals.

There is not much hope with regard to the tax field, because the current priority of the government is the improvement of public finances. With regard to the request, it is not ready to improve with the current location.

Following analyzes made by the building and loan association, a fall of the prices of 5% and 10% for this year 2012 are to be envisaged. However, that will not bring any palpable change of the situation.

When the price of housing is reflected on employers

2012-04-19 17:57:12

The price of housing does not cease increasing in France. A study carried out by Credoc on behalf of Medef shows that the consequences of this situation largely exceed the level of the households because they touch also the companies.

The price of the real estate which did not cease increasing since about fifteen years constitutes a problem for everyone in France. If the households are the touched first, the companies are it also in one way or another. It is what revealed a study carried out by Research center for the study and the observation of the living conditions (Credoc) on behalf of the Employers' federation Medef. The investigation was carried out near the direction of human resources of some 1.516 establishments through France.

40% of the affected companies

It is then come out from it that 40% of the questioned companies affirmed to be affected by the problem of housing of their employees. On these companies concerned 23% propose the difficulty of recruiting and 19% speak about problems on the level of the internal mobility of the employees. 18% notice incidences on the productivity and 15% indicate that the difficulties of housing are evoked during the salary negotiations.

In addition, 66% of these companies estimate that the difficulties of housing relate to only certain categories of paid as private individuals. In this register, the young employees hold the cord with 82% follow-ups of temporary and the seasonal workers with 57% and the single-parent families, 56%.

Geographically speaking, the establishments in Paris region are touched with 37% follow-up of the Mediterranean area with 23%. South-west supplements the trinity with 18%.

Striking fact in the study, it is that with the question of knowing so some of their employees test difficulties of being placed, only 19% of the establishments answered positively. These is once the evoked possible repercussions that one finds that 40% of the companies are said affected.

Groupama, about to separate from its shares in Eiffage?

2012-04-19 17:46:00

Groupama would be about to disengage Eiffage group. It is what the number one of the company of BTP implied, Pierre Berger, at the time of a general meeting which took place Wednesday.

A good news for the investors

In financial problems for a few months, Groupama has currently been in full reorganization. It is in this context that Pierre Berger, chairman of the Eiffage group, indicated that the insurer would plan to disengage company of BTP. According to him, it is probable that Thierry Martel, new managing director of Groupama, decides to sell the participation of his group in Eiffage if the stock exchange courts goes up significantly.

Pierre Shepherd to add that this possibility constitutes a good news for the company of BTP because that would allow to increase his floating as its investors wish it. However, this last, which was expressed Wednesday during a general meeting, made a point of specifying that no decision was made up to now.

Side of Groupama, no confirmation or invalidation was given. Questioned, a spokesperson has boot touches some while returning to the preceding declarations of the insurer who envisaged in particular the reduction of his exposure to the actions.

It should be noted that Groupama is the fourth shareholder of Eiffage by holding 6.9% of the actions of the group. It places derrières the employees with 26.8%, the Funds strategic of investment, 20.6% and executives 8.3%. The 6 million actions held by the insurer was developed to some 150 million euros during Wednesday (Thomson Reuters).

This day there, the Eiffage action enclosed in fall from 6.79% to 25.40 euros because of the advertisement of the reduction in the traffic during the first quarter of the year on the highway network of which the group with the concession. This situation especially touched the Highways Paris the Rhine the Rhone. Pierre Berger however indicated that the turnover generated in the activity slightly increased thanks to the increase in tolls starting from February 1st.

Raise of 2,4% of the rents in Paris in 2011

2012-04-19 17:39:29

The average costs of the residences in the Paris city are of 23,4 euros the m² according to the observatory of the residences of the Paris and its suburbs.

A rise of 2,4% of the price of the rents in the agglomeration of Paris was observed in 2011 according to Olap. This increase in the rent of the Paris region is due to the rise of 6% of the re - letting between the old one and the new rent when there is a new tenant. Raise which is higher than the median value of the IRL or index of reference of the rents.

An increase of 3,5% of the rent in one year was observed in the town of Paris in 2011, because the square meter is rented with 23,4 euros. A rise of 2% of the rents of re - letting was also recorded of 2010 to 2011.

Raise IRL during the first three months

The IRL or revision number of the rents is that which is used as a basis for the annual modification of the rents during in lease. He knew a rise of 2,24% in one year during the first three months of this year 2012 according to INSEE.

It is one of the most important increases observed since the year 2009, which is not a surprise, because that is due to inflation during the first quarter. Being indexed on inflation, L `index of the IRL increased much during the year 2011.

For the contracts of lease which are completed in the first quarter, the owners will be able to increase by 2,24% the rents of their house and apartment. However, this revision of the rent can be made only if the contract of lease contains a clause which allows the annual revision of the rents.

According to the Observatory Clamor, the rents imposed to the new tenants during the signature of the contract of lease remain stable and a fall was even observed.

The sale of hotel made difficult

2012-04-19 17:30:02

Paris, 18 avr 2012 - a fall from approximately 40% was noted on the sale of hotels. This fall is recorded between the first quarter 2011 and the first quarter 2012 in Europe, the Middle East and Africa or EMEA. However, Paris and London continue to make sell. These remarks were made by the council in real estate Jones Lang LaSalle Hotels.

More precisely, a fall of 39% in this zone EMEA because the volume of the hotel investments touched the bar of the 1,5 billion euros according to always Jones Lang LaSalle Hotels.

The first quarter is marked by three major sales of a value of a billion euros, of which that of Ritz Carlton Moscow, Marriott Champs Elysées and a regrouping of 49 hotels of Accor. These sales made first memorable quarter one quarter.

In 2012, most of the sales occurred in the United Kingdom. It carries out 52% of the transactions of zone EMEA with 784 million euros of transactions.

France it records 252 million euros of transactions is 17% of the volume of transaction. Most of its transactions were recorded in Paris. The sale of the hotel Pullman Paris Left bank in Bouygues for an amount of 77 million euros belongs to one of the greatest transactions.

The German transactions account for 5% of the volume of transaction of zone EMEA. The value of its transactions is estimated at 70 million euros.

The transactions are not facilitated by the lack of financing and/or margins raised on behalf of the banks according to Yves Marchal, the Europe managing director of the south of JLL Hotels. The finalization of the transfers engaging of the multiple financings is especially difficult.

Investments of 8 billion euros are planned all the same for zone EMEA in 2012. This figure is appreciably equal to that of 2011.

Eiffage: �no negotiation�

2012-04-19 16:35:06

PARIS, 18 avr 2012 - Following the business of Carlton of Lille implying a former employee of Eiffage, the managing director had announced that there was not and that there would be no possible negotiation. Indeed its employee was put in examination for procuring. He would have in particular paid under professional expenses part of the sum given by Dominique Strauss-Kahn for the services of a male prostitute.

The charge carried against him is thus the “worsened procuring of organized band, swindle and breach of trust”. The amount of its expenditure rose with 50.000 euros according to the internal audit carried out.

M.Roquet was Material the director coated with North, a subsidiary company of the Eiffage group. The Eiffage group denies any implication in this business according to the general meeting of the shareholders of the group. M.Roquet would be the first employee of the group “to have skidded seriously” on the 70.000 employees.

June 19th, the adverse litigation M.Roquet and its employer will be studied by the court of arbitration of Lens in Pas-de-Calais.

In this business, 900.000 euros are required by the former employee for dismissal without real and valid reason.
M.Roquet had been suspended before being laid off by Eiffage declares the managing director of the group.

Materials coated with North (MEN) were “perfectly” with the current of the “allegedly faulty intrigues which are reproached to him” according to M.Roquet. While adding that the company and its senior in rank approved his intrigues. Its senior in rank was thus also suspended before being laid off.

He was put in examination on October 14th and was placed in detention pending trial. Its hearing proceeded all the day of Tuesday to be completed that with 18:30 the parquet floor of Lille declares

Transfer of a wallet of title by the EDF

2012-04-19 15:18:31

WASHINGTON, 18 avr 2012 - an invitation to tender was made by central bank of the United States for the acquisition of a wallet of titles which it obtained at the time of its support brought to the group of insurances AIG in 2008.

Wallet CDO MAX contains all the titles associated with the credits placed in Maiden Lane III. The latter is an ad hoc structure which gathers the titles which are associated with the rescue of AIG and which the central bank still has.

The selling price of this wallet does not depend on the face value of CDO MAX which is of 7,5 billion dollars and that of Maiden Lane III of 45 billion dollars. All the titles of Maiden Lane III have a value of 17,6 billion dollars according to the estimates in figures made by the EDF.

A request for presentation of offer until April 26th was made by the American central bank near eight specialists in values in the treasure to knowing Deutsche Bank Securities, Barclays Capital, Merrill Lynch, Credit Suisse Securities, Goldman Sachs, Citigroup Global Markets, Nomura Securities International and Morgan Stanley.

AIG offered to the EDF as an insurance, the titles lodged by Maiden Lane III, this was made when it was particularly difficult to sell them. Once these sold titles, AIG will not be obliged to spend of the money to decrease the balance not refunded.

Following its nationalization in 2008 the group of insurance AIG came very close to bankruptcy. It was necessary to use 180 billion dollars of public funds to help AIG, support which extends over months.

So that the central bank can recover the funds which it used to help AIG, it is in the obligation to balance the account of Maiden Lane III. With this action it will be able to make a profit of several billion dollars.

The sale of the shares of Groupama in Eiffage will depend on the stock exchange price

2012-04-19 15:17:18

PARIS, 18 avr 2012 - the sale of the shares of Groupama in Eiffage is conditioned by the consequent rise of the stock exchange price according to the Managing director of the group of BTP. However, it tends to being “a salesman in the long term” of its participation of 6,9% because of its reorganization.

However M.Berger declared at the time of the general meeting of the shareholders of Eiffage which no decision was still made. According to M.Berger, not to decrease the stock exchange courts of BTP and concessions, the transfer should be done with the group.

The wish of the investors could be carried out if the sale occurs in the months which come, because this sale could increase floating it added.

After the employees representing 26,8% of the shareholders, Eiffaime (company of the leaders and frameworks) accounting for 8,3% and the Funds strategic of investment accounting for 20,6%, Groupama is the fourth shareholder.

At the beginning of April, it had already sold 777.878 of its actions in Bolloré. This sum accounts for 3,10% of the capital. It thus does not have almost more, at least directly of title within the group.

In an official statement, the insurer Groupama mutualist stated that this operation was strategic, to limit the exposure to the risks of the market.

According to Thierry Martel, managing director of the group Groupama, the group thinks of reducing by 30 to 40% his exposure to the actions. This reduction will be done thanks to “the transfer and the continuation of the policy of cover adapted to the fluctuations of the market”.

This statement was made during the presentation of the results of the insurer.

The insurer is distinguished from his competitors by his participations in companies with dimensions. Indeed it has actions in the companies like Bolloré, of the actions of 5,7% from Veolia, and 3,92% of the general society.

M.Martel explains these participations by a “logic of medium-term transfer according to the conditions of market”.

Group Eiffage: all is well, the greatest open stage of France for the season 2012-2013

2012-04-19 15:15:53

PARIS, 18 avr 2012 - the managing director of the group of BTP Eiffage, M.Pierre Berger announced that the stage of Lille was going to open its doors in August. The group is in charge with the construction and the exploitation of this stage.

M.Berger indicates that the group uses of all the means to be able to complete the work before the beginning of the season 2012-2013 of the Championship of France of L1.

According to the public-private partnership (PPP), this stage located near to the Parisian suburbs will be able to accommodate 50.283 spectators. It is the only one to have a retractable roof and will be equipped with an integrated “Arena” being able to accommodate from 5.300 to 29.500 people. The stage will make it possible to accommodate various activities the such basketball, ice-skating, the handball, but also the spectacles and concerts.

The “important overcosts” of construction had effects on the clear benefit 2011 of the Eiffage group.

At all events, the managing director of the Eiffage group ensures that the group will not know problems of liquidities in the five years to come.

This advertisement was made following the refinancing of the group for a value of 3,5 billion euros in February.

The group thus promises to reduce its debt of 2 billion euros during a 5 years deadline by bequeathing its partnership contracts public-private or PPP, but by keeping however management and maintenance of these PPP for 30 years.

According to always the director, this debt already decreased by 568 million euros after this sale towards the end of the year 2011.

Side statistics, a fall of traffic on the highways was recorded in the first quarter for the groups Eiffage and Vinci. On the other hand, their turnover increased according to M.Berger.

This rise was possible, thanks to the rise of tolls it explained. They currently work on the recovery of the traffic to the second half-year. Indeed, a better forecast is awaited for the second half-year.

To note that the Eiffage group shares the concession of the highways A65 of Pau-Langon, APRR of the Paris-Rhine and the Rhone and those of Area (south-western) with the Australian bank Macquerie.

Legal action concerning the contract of the State with Bouygues

2012-04-19 15:13:46

PARIS, 18 avr 2012 - “justice in the City” refutes the public-private partnership contract signed between the Bouygues group and the French government for the construction of the future law courts of Paris. It thus deposited a request in front of the administrative court which judges litigations between the administration and the private individuals.

“Justice in the City” is an association which was born in 2005, it is made up lawyers of the Bar of Paris and was created with an aim of guaranteeing the defense of the maintenance of the Court of Bankruptcy of Paris in the island of the City. It is Me Cyril Bourayne which is the president and it is represented in justice by Me Gabriel Benesty. This private public partnership project is not in conformity with the provisions in force and its cost is exorbitant according to Me Benesty. A recourse was deposited by association, on April 13rd, 2012 at the administrative court of Paris to dispute the signature of the partnership contract which according to them is not in conformity with the law.

The goal of the request deposited by association is to make cancel the decision to sign the partnership contract. Contract the purpose of which is creation, the financing, construction, the conservation, the repair and the maintenance of the future law courts located in the 17th district of Paris in the perimeter of the ZAC Clichy-Batignolles.

Association “justice in the City” is opposed to the decision Public corporation of the law courts of Paris (EPPJP) which wants to keep the contract of the partnership like a legal support of the construction project.

It is the group of company led by Bouygues which was selected following the example Vinci group. It is towards end of the year 2016 that the building work must be completed under the direction of the Renzo Piano architect.

The sum planned for this construction project is of 575 million euros according to the assertions of Michel Mercier the Minister for Justice. It is Bouygues which will take in hand the financing, maintenance and the maintenance of the future law courts during 27 years and the State will give him a rent throughout all contract. At the end of the contract, the State will become the owner of the building.

Spanish banks in danger

2012-04-19 15:11:07

MARDID, 17 avr 2012 - a new plan of cleansing of the banking environment was adopted by the bank of Spain. This advertisement was made Tuesday. This plan plans to engage 29 billion euros additional provision and 15,6 billion more in 2012. This in order to consolidate the capital of the banks.

In 2011, a sum of 9,2 billion was already put on side. This thus brings back to 53,8 billion euros the total sum of additional provision. These figures were provided by the bank of Spain.

Other provisions could be brought by the issues of shares and the profits of the banks. However, the Central bank envisages the participation of the State as well as the request of the assistances envisaged in Frob by certain entities.

Within one year or two at the most if there is fusion this reform will be applied. 90 entities out of 135 already were overcast the requirements at March 31st, the remainder will do it all the same in the weather reassures the Bank of Spain in its official statement.

It also states that eleven banks will take part in “five operations of acquisition or fusion which are each one with various stages”. It however did not provide further details.

The resumption of the savings bank Unnim by BBVA or the repurchase of Banca Civica by CaixaBank without examples of process in progress.

The central bank adds that the cleansing of Catalalunya Banc, NCG Banco and Banco Valencia under the supervision of Frob will be done by “the entry of new shareholders through a process of sale”.

The central bank ensures that this action taken by the banks will generate the possible fall of the benefit and the losses in 2012. But it will consolidate “external confidence in its solvency”.

After the embrittlement, the sector is thus in full reorganization. The reform already caused closing 28 savings banks on 48 and two banks.

To reassure, Spain multiplies the actions to decrease the deficit of 8,51% of the GDP in 2011.

Romania with the drag for the restitution of the seized residences

2012-04-19 15:09:54

BUCHAREST, 18 avr 2012 - the majority of the countries of Eastern Europe which knew a problem of abusive confiscation of housing for the communist period already regulated the problem since the years 1990. It is Romania which is the only country which did not know to solve this difficulty until now.

What because this delay of Romania concerning the compensation for the former despoiled owners it is the communist propagation of the elites following the revolution of 1989 according to the assertions of Lavinia Stan, professor of political sciences at the university Saint-François-Xavier d' Antigonish in Canada.

This problem was quickly solved in the other countries of Eastern Europe, because the noncommunist persons in charge took the place of the communist elites. Whereas in Romania after the departure of the capacity of Ceausescu they are communist leaders second-rate who directed the country. According to always Lavinia Stan, the majority of the population lived in nationalized properties and they did not worry about the recovery of the residences lost by certain owners.

The laws voted by the leaders who followed one another in Romania were contradictory and that involved upheavals. Some choose the compensation whereas others chose the restitution according to the think tank Rumanian academic Société.

Acts of corruptions were observed, because certain files were acquired by people who thereafter obtained favors concerning their situations according to the Rumanian Center for the European policies.

The countries like Slovakia and the Czech Republic made restitutions of the residences of the owners dispossessed of their goods, a priority following the destruction of the iron curtain. As for Hungary, it chose the compensations reached a maximum at a cost estimated between two and four billion dollars and the problem was solved in two years. With regard to Poland, she also chose the levelling off of the compensations at 20% of the value of the goods.

Vulnerability of the Spanish banks

2012-04-19 14:44:10

MADRID, 18 avr 2012 - According to the bank of Spain, the rate of the doubtful debts of its banks is still in rise. A new record thus is recorded compared to most important recorded in 1994 according to the figures published Wednesday. This increase proves that the Spanish banks are increasingly sensitive according to the analysts.

In February, the doubtful debts accounted for 8,5% of the total of the credits, that is to say 143,815 billion euros. Er however, they accounted for only 7,61% in December and 7,91% in January.

Since the beginning of the crisis, growth rate doubtful knew a stronger increase if it were only of 3,37% in at the end of 2008. The bursting of the real estate bubble in 2008 did nothing but worsen the situation. The Spanish banking environment thus worries enormously the market.

To face there, the Bank of Spain adopted a new plan of cleansing. This last predicts 29,6 billion euros of additional provision and also envisages to add 15,6 billion in 2012.

February 3rd, the government accepted a reform of the sector mentioning a help of 9,2 billion euros. This sum was already put on side in 2011. The additional provision thus rises to 53,8 billion if the sum is made.

New provisions will be able to be still added to it coming from the issues of shares and the profits of the bank. The State will also take share and could provide new helps. Other entities could for their part require the assistances envisaged of Frob (Funds public special of assistance to the sector.

In the event of fusion, this reform will be applied within two years, but in the contrary case, it will be applied this year.

In June 2011, these doubtful debts were worth 176 billion euros. These statistics were not updated yet, but surely that they will be to it in April. It is supposed that these figures strongly increased since 2011.

Polemic created by the remuneration of the goods confiscated for the communist period

2012-04-19 10:35:09

BUCHAREST, 18 avr 2012 - the Rumanian government following the presentation of a plan which creates polemic invited to the national dialog. It was constrained by the European Court of the human rights set up an equitable system of compensation for the goods seized by the Communists.

It is a subject of an major importance for the nation and it is necessary to make a great debate referring to it according to the daN Suciu the government spokesman of center-right. He as affirmed as the adoption of this bill which creates the polemic is deferred. The provisions installation were disapproved by the former owners dispossessed of their goods, the ambassadors and the experts.

According to the provisions of the law in force, the actual value the compensations granted the owners whose houses or grounds were confiscated in an arbitrary way for the communist period must be reached a maximum at 15%. This amount of money must be paid over one duration from 10 to 12 years. An special attention should be granted to these files, bus of the thousands of people are concerned there.

According to the law, a repair in kind or a payment of 100% of the actual value, good must be made, however, these remunerations are done in an unequal way according to the observations of the CEDO or European Court of the human rights. The court gave a time going until July to the government to put an end to this unpleasant situation.

The victims of these illegal seizures made for the communist period are the intellectuals, the churches catholic and gréco-catholic, the political dissidents, the families suspected of belonging to the middle-class…

The leaders affirm that in fact the budgetary constraints involved the reduction in the compensations granted to the victims. The government estimates at a sum of 16 billion euros the whole of the compensations to be granted.

The ceiling of 15% fixed by the government is arbitrary according to the experts and the former owners. There are an injustice and a discrimination, because some of the owners found their houses and also obtained 100% of their value, whereas others which have had patience for several years will obtain only the 15% according to Iulian Lepa, lawyer of several owners dispossessed of their goods.

Corruptions is done more and more within the Agency charged with the restitutions, Remus Baciu, the vice-president of this agency was even recognized guilty of trading of favors.

Gecina, still a fall of the clear benefit planned for 2012

2012-04-19 10:23:29

Paris, 18 avr 2012 - a reduction in the profits of the first French layer in real estate of offices and residential Gecina was announced in an official statement Wednesday. A fall of 3,9% of the clear benefit which returns the figure currently to 79,9 million euros if it were of 83,1 million euros during the first quarter last year. This was recorded at the time of the first quarter 2012.

According to always the official statement, the fall is due to “the fall of the rough surplus of exploitation”.

A fall of the occupancy rate is also recorded in the first quarter. The occupancy rate thus passed from 95,1% to December 31st or even 96,2% to March 31st, 2011 to 94,2 at the end of the first quarter.

In the same way, a fall of 4% is recorded on the rents Nets received by the Gecina layer.
It is currently of 151,6 million euros, if it were of 157,9 million euros during the first quarter 2011.

The transfers of -12,3 million euros made into 2011 caused the loss of rent. The latter caused this fall thereafter. It is explained that these transfers made into 2011 are higher than the incomes of paid by the investors who is of 6,2 million euros.

A commitment to sell of 504 million euros was signed, an engagement of more than 50% of that leaves, because it envisages a transfer of a billion euros in 2012.

The French layer in real estate of offices and residential Gecina thus hopes to improve the value of its debt which amounted to 4% in the first quarter.

A timid fall in the price of the real estate

2012-04-18 17:49:05

The purchasers can be delighted because the price of the real estate starts to drop in accordance with the forecasts of the professionals of the field. Indeed, after the disproportionate rise of 2011, the prices start to drop. In 2011,858 200 old goods of France saw their owner changing.

At the time of the first quarter, the fall in the price of the real estate was of 0,6% compared to the fourth quarters of the year 2011. These figures were given by Fnaim on April 11th. The fall it is more made feel on the houses than the apartments. That is to say a fall of 0,9% on the houses and 0,2% on the apartments.

According to Fnaim, “the rise yields from now on its place to the fall”. At the national level, it thus raises an increase of 3,8% over one year. And an increase of 6,8% over one year at the time of the first quarter 2011.

However the price knows a rise all the same even if they are concentrated enough.

Century 21 announces a fall of 2% to him on the price of old compared to the second half-year 2011. It also notes the fall of the goods sold compared to the first quarter 2011. A fall of 11,4% compared to the first quarter 2011.

According to always Century 21 through its president Laurent Vimont, in the areas or the price to be dropped, people prefer to buy a larger surface, on average a purchase of square 2meters additional.

Information of Fnaim and Century 21 is nevertheless more distant concerning the Ile-de-France.

Century 21 fact share of a reduction of 4,5% between the second quarters 2011 and the first quarter 2012. Fnaim records to him a rise of 0,2% between the fourth quarters 2011 and the first quarter 2012.

According to M.Vimont, the fall of 15,5% of the number of goods sold between the first quarter 2011 and the second quarters 2012 in Ile-de-France are primarily due to the reduction in purchasers of less than 30 years. These last representatives 21% of the purchasers today. However, they accounted for 24% of the purchasers the previous year.

Indeed, since it does not lay out any more of the loan withrate zero in the old one, they do not have any more the means of paying the expenses of setting on sale.

According to Century 21, the fall of the price is less important in Paris. Between the second half-year 2011 and the first quarter a 2012 fall of 0,1% was recorded. Paris is concerned less with this fall because of its investors.

In Paris this fall noted at the end of the year 2011 marks a small pause.

The prices remain however in the direction of the rise with a rise of 7,3% between first quarter 20111 and the first quarter 2012.

But this rise is not as important as the recorded rise of 25,2% last year.

This fold of the market is done in parallel with that of the real financing. A fall of 41% of credit granted on the real estate is noted against 49% in February 2011. This study was revealed by Banque de France.

A retreat of 36% in the first quarter compared to the first three quarters of the year 2011 is on the other hand noted by the Observatory Logement/CSA Credit.

According to always the Observatory, the lending rates of competition are of 3,83% on average. But the banks became more strict on the criteria before being able to give Crédit.

If the incomes of the couple are not sufficient, it does not grant any more loans. The duration of the loan is also reduced.

Currently, only 17% of the households think that it is easy to obtain a credit from the bank. So before, 40% thought that it was possible to find good plans. This was published by Fnaim-IFOP of March.

According to the investigation published by Logic-IMmo TNS-Sofres, the presidential elections as well as the fall of the prices are awaited.

The Paris Bourse is well in spite of the statistics mitigated on the real estate to the United States

2012-04-18 17:09:21

PARIS, 17 avr 2012 - Following mitigated statistics of the American real estate supported by the success of a issue of bonds in Spain and the rise of moral of the German investors, the Bourse de Paris was still well directed Tuesday.

A rise of the index of Parisian from 1,71% to 3.260,09 points was observed, in a volume of exchange of 1,781 billion euros. The amount of the loans made by Spain on the market increased much during a issue of bonds with 12 and 18 months. However, Madrid managed to calm the market by making more placement of debt than what was envisaged.

The short-term transfers have a great value before launching of two principal emissions of two and ten years which will be held Thursday according to Chris Weston of IG Markets. The case of Spain is still the principal concern, because the country entered in recession during the first three months according to the Spanish Central bank.

The Western economy is in full deceleration compared to that of the other countries of the world and that causes concern at the Bottoms international currency which thinks that could generate a fall of the growth in the whole world. Always within the economic framework, of 60 billion dollars was quoted by Japan to make it possible Europe to overcome the crisis of the debt.

The construction of housing in the United States was very weak during March, because the operational startups decreased the professionals of the sector however are trustful for the future thanks to the permit building of a rather consequent number which was delivered.

With regard to the industrial production, it remained fixed during March. However, the American giants like Goldman Sachs, Johnson & Johnson or Coca-Cola obtained results more than positive.

End of the crisis of the real estate?

2012-04-18 16:57:52

The price of the square meter starts to know a fall in spite of the crisis known by the real estate.

According to Century 21, the price of the meter dropped by 2,1%. That was recorded between the second quarters 2011 and the first quarter 2012. The average costs of the square meter are thus now of 2.578 euros.

Almost all the French cities are touched by this fall. La Rochelle exceeds the bar of 10% with a reduction of 11%, in Nice, the reduction is of 8,6%, in Montpellier the fall is of 8,5%, in Lyon this fall is of 9%.

According to the person in charge of Century 21, this fall is due to “the purging of excesses its last years” according to its remarks.

However, certain areas still persist. The area Ile de France is an example with a reduction of 1%. In area Ile-de-France, the price of the square meter is thus still of 8.439 euros.

According to Century, 29% of the transactions are held in the capital and 19% in Île-de-France area.

Seven other areas of the province also resist. It is the case of the area Brittany, Franche-Comté, Languedoc-Roussillon, Lorraine, Center, Champagne-Ardenne. According to Century 21, these areas already knew all a reduction in the prices in 2011 except the Franche-Comté.

The Val-d'Oise and the Essonne are respectively to 6,7 and 5,9%. This resistance compared to the fall is explained by the growth why they knew last year. Indeed in France, the price of the square meter had dropped by 2,2% of the first at the second quarters. But in island of France, it only dropped by 0,3%.

Compared to the first quarter 2011, the number of sales actual to decrease by 11,4%. The cause is that the banks worry more of the personal capital contributions. The tendency of the purchasers to buy a larger surface of grounds in is also a cause. Thus, the average surface knew a rise of 4,3 m2 in Ile-de-France and 18 m2 in France. This compared to the second half-year of the year 2011.

Ritz will be rehabilitated by Bouygues

2012-04-18 16:33:26

Paris, 18 avr 2012 - the luxury hotel Ritz, property of the Egyptian Mohammed Al Fayed was entrusted to the good care of Bouygues. It was put at the knowledge of the general public in the month of October 2011 that the Ritz hotel was going to close its doors.

Indeed, fault of not having obtained the distinction De luxe hotel, the owner of Ritz decided to carry out restorations for the summer period 2012. This, in spite of its 160 rooms and continuations. Work will last 27 months with fact knowledge the direction.

The restoration will consist with a total change of look. The historical places will be renovated, the decoration will be modified, but the direction nevertheless makes a point of keeping the spirit of the establishment. The group also envisages to lay out the site of a restaurant under mobile canopy to fully be able to benefit from the summer. It envisages also the incorporation of new technologies. All work will be coordinated by the decorator Thierry W. Despont and the architect Didier Beautemps.

The personnel of the hotel which counts 500 paid will thus not have work during this work.

The Bouygues group obtained the market which rises to 140 million euros. Nearly 600 collaborators will take part in this restoration and the group will also call upon several craftsmen specialized in the field of construction. This was revealed at the time of the official statement published by subsidiary company BTP of Bouygues.

The latter already has with its credit some philosopher's stones, and announced it. In particular, the restoration of Royal Monceau and Shangari it in 2010, Fouquet' S Barrier in 2006, of the hotel the Hermitage of Monaco in 2002 as well as Paris hotel of the Furnace Seasons George V in 1999.

He will thus add to his prize list the restoration of Ritz located Vendôme place this year.

It should be noted that the last great restoration which the hotel knew goes back to 1979, that is to say 30 years ago of that.

Rehousing of 360 households since 2007 in Marseilles

2012-04-18 16:18:37

MARSEILLES, 17 avr 2012 - Since 2007,359 families were rehoused for project which consists in removing the inadequate residences. This advertisement was made by the mayor one month after the judgment in ten months of imprisonment without remission of the owner of 19 unworthy dwellings in Marseilles.

The quarter of the 359 households were reinstalled in their own houses after renovation works made on these last according to the declarations of Arlette Fructus delegated to the habitat and housing.

The plan EHI which consists in rehousing the families which live in the unworthy residences started in 2007 and is prolonged until 2016. A sum of 1,8 million euros per annum is injected there by the mayor of the locality of which the half for renovation works and other half for temporary rehousing and the social accompaniment of these people. This is done for one six months duration at most in a park of 120 residences intermediary.

In the town of Marseilles, approximately 310 unworthy buildings is 2.764 residences were indexed. The majority of them are localized in 1st, 2nd and 3rd districts of the city and the restorations were made on several of these residences.

The town hall of the town of Marseilles envisages the rehabilitation of 84 buildings until the end of this year 2012 and the 120 buildings should be given in state until 2016. Surroundings 85% of the restorations carried out will be assigned to the social housing. The 2/3 of these residences return to their owner and the 1/3 remainder were the subject of constraining actions like expropriation according to the assertions of president de Marseille Habitat, municipal office HLM of Marseilles, Christian Gil.

According to Mrs. Fructus 95 other buildings should be the subject of rehabilitation until 2014. This project woke up the interest of the technicians of the building coming from the towns of Perpignan, of Agde, of Bastia, of Aix-en-Provence, of Toulouse, and Nice according to the assertions of Jean-Marc Natali, president d' Urbanis Aménagement.

Investigations made in 2007 by the ministry for Housing revealed more than 30.000 unworthy residences in Marseilles. According to Domnin Rauscher, director of durable installation at the town of Marseilles these figures are obsolete.

Increase in 22% of the profits of Promeo in 2011

2012-04-18 15:53:09

PARIS, 17 avr 2012 - a rise of 22% of the benefit of Promeo was recorded for the year 2011. It is about a promoter of residences of tourism and hotel trade outdoor. This benefit of 12 million euros was obtained even if there were a reduction in the ratios of profitability following integration of Kawan.

A rise of 39% of the turnover of the group is 176,3 million euros was observed in 2011 according to an official statement published Tuesday. Promeo is a group which works in the sector of promotion and the marketing of residences, offices and residences, its activities are established to 106,6 million euros.

A strong improvement of the growth from 58% to 69,2 million euros of one of the Branches of the group Promeo, the Village Center Loisirs was observed. Thanks to the Village Center Loisirs the sector of the hotel trade of outdoor of the group improves from 63% to 59,7 million euros. What involved this increase it is also the integration of one of the most important distributers of stays and camp-site, Kawan, as well as the purchase of 6.500 new sites.

Some figures on the activities of the group

The operational results of the Promeo group increase by 29% to 24,2 million euros; it is of 13,7% of the turnover compared with 14,8% in 2010. For the leisures activities, the results are evaluated to 8,6 million euros.

In spite of the integration of Kawan and the purchase of nine sites in 2011, the Promeo group is not with the height of their capacity and bring little to consolidated profitability. A rise of 28% of the consolidated results is 12,9 million euros was recorded compared to the year 2010. This increase accounts for 7,3% of the turnover compared with 8,0% in 2010.

For the financial debt of the group it is of 4,6 million euros 2,6% of the turnover whereas for the year 2010 it was of 2,8%. A rise in the capital of Promeo was also recorded, because it is of 79,7 million euros for 2011 whereas in 2010 it was of 67,1 million euros. With regard to the bottom line, it is of 12 million euros is 6,8% of the turnover compared with 7,8% in 2010.

A diversification in operational synergies within Village Center Leisures and the offer of Promeo Patrimoine is envisaged for this year 2012 in order to increase the growth potential and of profitability in the medium and long term.

Ecologist installations which develop the dwelling

2012-04-18 14:53:32

PARIS, 17 avr 2012 - the installation of solar-fired heater or insulator in a house increases its value. It is a practice which makes it possible to lead the owners to carry out work of rehabilitation ecologist in their dwellings according to Ademe or Arranges environment and control of energy.

The green value which is obtained at the time of rehabilitation or the installation made on an old housing for more energy performance accounts for 5 to 30% of the value of the real estate on the market according to the calculations made by the Agency of the environment and the control of energy. This green value will have much influence on the price of the real estate in a near future with the price of the energy which does not cease climbing according to the analyzes.

The importance and the value of the ecologist installations made on a house depend on their energy performance, the type of material employed and the proximity of public transport. The people who work in the field of the real transaction take more and more conscience of L `importance of this practice. It is however difficult at the present time to determine the benefit which one could withdraw from the residences equipped with an energy high efficiency compared to those which are not it.

Work of evaluations on the additional value brought by the ecologists installations does nothing but begin in France according to Pierre Douillard, assistant chief of the service economy and futurologies of Ademe. However in certain countries, this evaluation is already places from there and the profits are estimated between 2% and 7% compared to the market price.

Simulation and evaluation of the profit brought by the ecologist installations

For an old house dating from the years 1972, work should cost 58.000 euros. The work carried out on the house is the installation of a boiler with programmable condensation, reflect it in place of a hygroadjustable ventilation, the insulation of the roofs and walls by outside, the installation of a solar-fired heater.

A green value of 27.750 euros should be obtained from this work with a strong profit of energy. Entirely, this work would make it possible to obtain a green profit of 51.200 euros is approximately 34% of the value on the market of the house.

According to Ademe this green value will depend much on supply and demand of the real estate market and the variation of the price of energy.

Maintenance of Joaquin Rivero to the board of directors

2012-04-18 13:59:45

PARIS, 17 avr 2012 - Joaquin Rivero, the former chairman of Gecina will not be finally replaced a board of directors according to the declarations of the current chairman Bernard Michel.

The members of the board of directors decided by mutual agreement not to replace Joaquim Rivero according to the chairman, even if balance between the shareholders according to their contribution in capital must be respected.

The not-designation of an administrator to defend the interests of Mr. Rivero by the board of directors east can be due to the fact that the former chairman obtained the support of the real group Metrovacesa one of the most important shareholders of Gecina with 26,92%. This group is controlled by more the Spanish large banks like Bankia, Santander and BBVA.

Following illicit action carried out by Mr. Rivero who has 16,1% of the capital, the board of directors of Gecina wanted to replace it in the incentive to resign on March 26th. It already was formerly put in examination for abuse social good.

At the time of this business of abuse social good, Joaquin Rivero was put in examination by judge Renaud Van Ruymbeke in April 2010. The charges related to diffusion of false informations, the not-declaration of crossing of threshold on an investigation concerning of the doubtful financial transactions and the presentation of inaccurate accounts.

The legal information on the doubtful financial transactions involved the capture made by the justice of the 16,1% of the capital which M.Rivero as well as 15,3% of the capital of the Spanish family Soler has. However, these sanctions did not prevent it from continuing to have a right to vote and actions of their dividends to carry out the payment of the interests of the loans which it contracted during the acquisition of Gecina.

The French layer Gecina equipped with an inheritance of 11 billion euros is of second in France after Icade.

Sale with cutting, a practice justified for the investment

2012-04-18 12:56:25

PARIS, 17 avr 2012 - the transfer of housing to cutting and the diversification of Gecina in the field of health and the residences coeds are a logic of investment according to its chairman Bernard Michel.

“Gecina gradually disengages housing by the sale in block (of buildings to investors) and by batches to be reinforced in the offices, the residences coeds and of health. It is a logic of investment”, such are the proper words pronounced by Mr. Michel.

During its speech at the time of a general meeting of the shareholders of Gecina, several people made demonstrations with the Palate Brongniart, place of the Stock Exchange in Paris. Demonstration made to show their dissatisfaction and their opposition on the decision of sale to cutting of the residences.

Gecina envisages for this year the 2012 sale from 200 to 300 million euros of residences by batches and 500 million euros of residences in block. This decision taken by Gecina generates much stir near the tenants according to Mr. Michel, it affirmed however that it was ready to discuss, but condemns certain people who show their anger by destroying the residences.

The setting on sale apartment by apartment of a building of 203 residences in the street Pradier with the 19th district of Paris worsened the situation and accentuated the anger of the demonstrators.

Gecina declared has to see followed the regulations concerning the protection of the tenants and does not make a contrary action with the law. It made in kind leave them in their apartments until the end of the leasing agreement and same amount of rent the people of more than 70 years, the handicapped people and those which have grave diseases.

The sales with cutting must cease declared for its part Eva Joly, candidate with the presidential one. She also announced that it is possible to react against the real estate speculation.

A private bill was deposited by the senators of the party ecologist against the leave for sale which is a practice necessary for the sale to cutting in order to protect the tenants.

Opposition of the tenants of Gecina on the sale to the unit of their dwelling

2012-04-18 12:25:43

PARIS, 17 avr 2012 - the private financial backer Gecina at the time of a general meeting affirmed to want to sell with the unit the residences rented by several people. The latter showed their dissatisfaction and made demonstrations.

“One expelled the very poor ones, then the poor, and maintaining the middle-classes! ” They are the words pronounced by the journalist Thierry Vincent who belongs to the demonstrators during the arrival of the shareholders of Gecina for their meeting with the Palate of the Stock Exchange.

Gecina notified the occupants of the building towards the end of January as for its intention to sell with cutting this building. This last is in the street Pradier in the XIXe district near the park of Hillock-Chaumont. As the leasing agreement will arrive at are term, the tenants who do not want or who do not have the means of buying the apartment for an amount of 6.916 euros the m will have from to go away.

One of the tenants of the building lady a 46 year old without employment, affirmed that it did not have the means to buy the apartment of 50 m which it currently occupies and which it will have to leave to live in suburbs if it is expelled of its housing.

Reprocessed 66 years, Mireille Proques which also lives in the street Pradier since several years was already victim of this kind of expulsion, because its preceding housing was sold apartment by apartment. This kind of decision taken by the owners of the building involves serious consequences on the life of the hundreds of people who live in the building has - T it added.

It specified that families and people of the third age live for a long time in these apartments, they will have much difficulty if they do not have the means of offering them. The majority of these people do not profit from social housing and the rent in the private one is exorbitant compared to their wages.

This decision to sell with cutting this building was made by Gecina, because it plans to sell a billion euros of credits for this year 2012 in order to demolish its debts. It has also the ambition to continue its diversification in the field of the residences coeds and that of health i.e. the old people's homes and the private clinics.

The United States: the real sector and the national debt statements by the IMF

2012-04-18 10:58:58

WASHINGTON, 17 avr 2012 - the United States must pay attention according to the IMF with regard to the obstacles which threaten their recovery. The funds international currency encourages Washington to bring his assistance to the market of the real estate and to see closely the field of the national debt. These warning statements were made in spite of a future growth envisaged by the observers.

The economic growth of the United States for this year 2012 was re-examined in rise with 2,1% against 1,8% previously according to the assertions of Christine Lagarde, managing director of the funds.

An increase with 2,4% against the 2,2% previously envisaged is considered for 2013. Thanks to a growth which clearly improved in 2011 and the good performance of the job market, the US economy is currently taking again its breath according to the reports/ratios of the IMF. According to always this last, the forecasts for 2012 and 2013 reviews with the fall are the reflection of the weak prices of the real estate, an unstable and frail labor market and the pressures for degearing.

During its publications of made growth forecast a few months ago, the FIM encouraged the United States to set up a political project having for objective to improve the economic growth and to bring solutions making it possible to give in balance public finances of the country.

Even if the forecasts of the IMF are maintained with the rise, its analysis on the situation of the United States remains unchanged. The Americans must according to the funds, prioriser the reduction in the national debt in the medium term, by setting up an effective and relevant budget policy and to support the short-term recovery.

The United States must find solutions as soon as possible, because certain tax exemptions installation by George W. Bush will end in 2013 and there will be also drastic automatic budgetary cuts which will start.

A reduction of the medium-term debts before the year 2013 is difficult to consider according to the IMF and an adjustment of this kind could attack the recovery according to the funds. If there is no budgetary strategy of consolidation and that the growth is a failure, that could have negative impacts on the other economies developed according to the IMF.

The funds international currency exhorts the United States to take again in hand the sector of the real estate which plays a considerable part in the economy of the country.

Increase in permits building and reduction in the building sites in the United States

2012-04-18 10:17:14

WASHINGTON, 17 avr 2012 - About March, a fall in the sector of the construction of building was observed in the United States, however the permits building granted are increasingly numerous since 2008.

The operational startups decreased by 5,8% compared to February is 654.000 in one year according to the figures published by the department Commercial, which is far from the forecasts made by the analysts who are of 700.000.

The reduction in the operational startups is caused by the difficult adjustment of the seasonal variations during one soft winter what made so that the professionals of the real estate could work a little more in January. Concerning the houses, the operational startups observed were constant in corrected data of the seasonal variations.

An increase in the granting of permit building was observed, because a rise from 4,5% to 747.000 in annual rhythm was recorded. What is much more than the forecasts made by the analysts with 710.000.

Since the month of September 2008, it is the figure highest observed following the bankruptcy of the bank of businesses Lehman Brothers and the help brought to Fannie Mae and Freddie Mac the giants of the real financing. In fact events marked the decline of the construction of housing in the United States. Towards the end of March, there were only 438.700 of construction of housing in the United States.

The climate and the weather have less impact on the requests and the granting for permit building, because a rise of 4,5% was observed according to Ian Shepherdson, economist at HFE.

The future is promising for the construction of housing and the operational startup according to the Capital economist at bmo Markets, Jennifer Lee by pronouncing the number of permits building delivered in March. Even if the grantings of permit building are numerous, the sales of houses and apartments should know a deceleration because of the seizures.

The market of the real estate has always known the same problems for several years with the real goods which flow, but the demands are low according to the assertions of Lindsey Piegza, of FTN Financial.

Sotec bought by the Art�lia Lyonese

2012-04-17 17:39:59

PARIS, 16 avr 2012 - Exit of alliance between Sogreah and Coteba in 2010, the French group Artélia acquired of the Toulouse company of Sotec engineering at Systra. Sotec is expert in the field of building of transport and infrastructures.

This purchase makes it possible Artelia to consolidate its place and its importance in its branch of industry in the south from France in particular in Montpellier and Toulouse with his/her various collaborators. For this year 2012 it is the third acquisition made by Artélia because it already bought the British Appleyard and Gec-RL Consultant-Ingetech whose seat is in the Rhone-Alps area.

Artélia which is had in entirety by its 2.500 managers and paid wishes to become the leader in the field of independent engineering in France except oil. This group succeeded has to obtain a sales turnover of 300 million euros in 37 countries in 2011. It belongs to the most important French companies of engineering and management of project in the field of the construction of the environment and the infrastructures.

Some words on Artélia

Artélia is an international group with employee stock ownership, it is one of the leaders in his sector i.e. as regards management of project of engineering, of council on all that relates to construction. Thanks to the union of Coteba and Sogreah, Artélia ambitionne to become the leader in matter Europe independent engineering.

This fusion brought much advantage to Artelia because it has from now on an important human capital because the two companies made so that their human resources are a priority. With his/her some 2500 collaborators all over the world the success of Artélia is assured.

Coteba and Sogreah offered to Artélia networks of very complementary establishments in France and a little everywhere in the world with 100 different sites. The financial position of Artelia is better since the amalgamation of these two companies.

Payment of a sum of 6,8 mds of dollar to the EDF by Swiss credit

2012-04-17 17:22:27

WASHINGTON, 16 avr 2012 - a payment of 6,8 billion dollars was made with the EDF by Credit Suisse, this within the framework of the resumption of a wallet of titles leant with real loans of an amount of 13 billion. They were used as guarantee with a loan granted AIG according to the declarations of the EDF.

Goldman Sachs also carried out a payment of 3,5 billion dollars for titles of the same kind of a face value of 6,2 billion dollars according to the declarations of the American Federal fund.

The Federal fund succeeded in liquidating the last titles which insurer AIG granted in pension the autumn 2008 like insurance for a loan of 19,5 billion dollars. That was possible thanks to the three transfers carried out with knowing two with Suisse credit about January and February and at Goldman Sachs in February.

According to the central bank of the States, it obtained a clear benefit of 2,8 billion dollars on this loan, including 580 million dollars of interests, they are statements made in February.

The central bank envisaged to yield progressively on the markets, the titles leant with real loans brought by AIG as a guarantee for its loan of 19,5 billion in order to refund itself. That was done following a refusal made on an buyout offer of these titles made by the insurer that it estimated too little.

These transfers carried out by the central bank aim to compensate for its refusal on a proposal for a repurchase of titles carried out by an insurer, the offers of this last were refuted, because the bank considered to be them a little too weak.

A tower of 634 m antiseismic in Japan

2012-04-17 16:33:17

TOKYO, 17 avr 2012 - the tower Tokyo Sky Tree manages to support the earth tremors strongest according to the declarations of its creator near the press. It is one of the highest towers of emission TV of the world with a 634 meters height.

For the design of this tower, the most sophisticated Japanese technologies were used to make so that it can support the violent ones seisms according to the assertions of the assistant editor of the site, Yoshihito Imamura.

Tokyo Sky Tree or tree of the skies of Tokyo has a triangular base and it is one of the manifestations of competence, technology and Japanese know-how. Its design makes think of the long sabers of samurai and its lightings reflect the culture, the Japanese history.

It is one of the highest turns in the world, because it almost twice makes the size of the Eiffel Tower and is equipped with his mast carrying of the antennas of TV and a structure autoportée without stay. The public will be able to admire and make a visit within the tower as from on May 22nd. The tower Tokyo Sky Tree is equipped with elevators which make it possible in a few seconds to reach the two platforms of observations which are with 350 meters and 450 meters height.

A unspoilable view on the town of Tokyo is offered starting from the Turns and it is possible to see the Fuji Mount there, according to Mr. Imamura.

Some details on the Lathe Sky Tree

With the various control systems of the vibrations used on the Lathe, it is useless to be distressed by the earth tremors. When there is an earthquake, the central concrete pillar and the structure external of steel tubes are balanced in directions opposed because of the difference in weight. I.e. approximately 50% of energies which strike the tower are compensated according to the assertions of the spokesperson Sho Toyoshima.

This building is also designed to give information in real-times to the televiewers even if the ground trembles.

This tower was also built to make there the new tourist attraction of the town of Tokyo, because the surrounding landscape was especially arranged.

Acquisition of hotels by Qatar in Sardinia

2012-04-17 16:03:52

DOHA, 17 avr 2012 - Smeralda Holding which has luxury hotels in Sardinia in Italy was repurchased by Qatar Holding funds sovereign of the rich person oil emirate of the Gulf.

A contract was concluded between the funds qatari and Colony Capital whose owner is Tom Barrack the giant of the American real estate. It is the latter which bought the seaside resorts in 2003 according to the daily newspaper GULF Times.

It is on the littoral of Sardinia that Aga Khan built Smeralda Resort. The former Chief of the Italian government Silvio Berlusconi also has a villa in the area. According to the figures published by the press, Tom Barrack bought the group in 2003 for a sum of 290 million euros or 381 million dollars and resold it with the qatari group for an amount of 600 million euros is 789 million dollars.

According to the terms of the contract, four luxury hotels equipped with 372 rooms, and other fields like the shipyard of Oporto Cervo, Pevero Golf Club or the Marina of Oporto Cervo were acquired by Qatar Holding.

However, the final signature of the contract depends on goodwill authorities Italian qualified.

Qatar Holding, the company which acquired of Smeralda Holding is resulting from the group of Qatar Investment Authority QIA which has funds of 100 billion dollars about according to the estimates.

Qatar already carried out the purchase of several real goods in Europe like the seat of Credit Suisse with Canary Wharf or the top-of-the-range store Harrods in London it is this acquisition in Sardinia which is the last of the series of purchases made by the qatari group in Europe. This group holds also shares in the French oil giant Total and the French group of luxury LVMH.

A new means to finance housing in France?

2012-04-17 15:12:13

PARIS, 17 avr 2012 - It is of an major importance to find a new model of financing to manage to build 500.000 new housings each year in France according to Didier Ridoret, president of the French federation of the building.

Following the statements made by outgoing president Nicolas Sarkozy saying that it is impossible to continue with 40 billion euros per annum of public finance for housing; Mr. Ridoret affirmed that other means of financing should be sought.

Nicolas Sarkozy also affirmed that the ceaseless rise of the rents and the prices of the residences him because of the difficulties for his mandate which will be completed with the Presidency of the Republic.

The devices of the law Scellier held a big role in the crisis, because France was single Pays where there no were price drops of the real estate during the crisis.

Mr. Ridoret said that the assertions of Nicolas Sarkozy concerning the inversion of taxation on the most been worth grounds to build were quite founded. That currently supports the owners who keep their grounds longer. Sarkozy also said that the standards should be simplified and that the code of construction must be cleaned, i.e. a new standard must replace the two old ones.

However, the leaders of the BFR did not have the promise of an exclusion of the sector of the building of the mode of car-between partnerships which they ask for a long time. According to the assertions of Mr. Ridoret, the car-contractors make unfair competition, because they do not pay VAT and their social contributions are less.

One currently counts 800.000 car-contractors in France and only 120.000 of them are under the building. I.e. they do not carry to the knowledge of the competent authorities their turnover and work clandestinely.

The rate of the VAT must be maintained to 7% for all those which carry out work of rehabilitations according to Mr. Ridoret. These are the work which constitutes half of the turnover of the sector of the real estate.

The building is one of the sectors which influence more the economy, the turnovers carried out into 2011 were of 123 billion euros with 1,4 billion credits and 1,1 million employees.

Rehabilitation of the Gymnasium created by Le Corbusier in Baghdad

2012-04-17 14:16:26

BAGHDAD, 17 avr 2012 - the Gymnasium of Baghdad which was created by Le Corbusier and builds while Saddam Hussein was still with the capacity is re-examining the day. This old building located in the east of the capital knew to face the wars, with violences, and various difficulties which Iraq crossed.

The gymnasium is only one small portion of the signs of prosperity of Iraq of formerly with its oil and its various richnesses. During these times, the Le Corbusier architect was at the top of his glory.

With the revolution which prevailed in 1958 in Iraq, the construction project of the Gymnasium stopped. It is into 1980 that the project began again under Saddam Hussein who is a fan of architecture and the work was completed two years later. They were directed under the control of Georges-Marc Présenté, a former associate of the creator of the gymnasium.

Charles-Edouard Jeanneret more known under the name of Le Corbusier devoted much of his energy and his time to this construction project. He carried out approximately 500 drawings according to the historian of architecture and specialist in Le Corbusier based in Washington, Mina Marefat. What is shocking according to it, it is that the construction project of the gymnasium in Baghdad did not interest the experts in the field much.

The Gymnasium received several generations of Iraqi sportsmen like gymnastes, volley-ball players, basketball players… There also were several international competitions which proceeded within the Gymnasium according to Wasfi Al-Kinani the current director of the gymnasium. According to always this last, this place is a historical heritage and a emblematic building of Iraq. About the years 2000, the American army invaded the gymnasium.

In 2005, enquiring in French Institut of the Middle East, Caecilia Pieri discovers the gymnasium and comes into contact with the Le Corbusier Foundation to France especially for the preparation of its thesis on the modern architecture.

During May of last year, it paid there a visit with the vice-president of the Foundation, Jacques Sbrigli and thereafter initiated an free-Iraqi project of publication and conference on the Gymnasium. This project is in full preparation and it is the University of Baghdad, the Foundation, Ifpo, the embassy of France and UNESCO which work in concert.

The Gymnasium has been in the course of rehabilitation for one year, there is always on the frontage of the building symbolic system the creed of Le Corbusier “Where is born the order, is born the wellbeing”.

The Air2 Tower sold with American Carlyle

2012-04-17 12:25:53

PARIS, 16 avr 2012 - the Public corporation of Defense the Seine Arche at the time of its board of directors accepted the sale of American the Air2 tower at the bottoms Carlyle. It communicated information Monday, to note that it is the organization which deals with the installation of one of the largest districts of businesses in Europe.

The Aurore tower will be replaced by the Air2 Tower with its 42 stages and its surface of 82.463 m according to an official statement which does not mention the financial conditions of this transaction. This Air2 Tower belongs to the project of revival of Defense.

A public survey was made about the month of April-May 2011 on the license of construction of this news tower whose originator is the agency of Arquitectonica architecture.

A permit building Turns Hermitage with Defense was granted on March 7th by the town hall of Courbevoie in Hauts-de-Seine. This 320 m high Tower will be one of the highest buildings in France if it succeeds in obtaining a financing, but it is still dubious.

Epadesa also gave its agreement on the commitment to sell of the shopping mall of the Cupola to the Finance company of Bordeaux. It is a construction project of 23.000 m trade and recreational center where one will be able to make various types of activity there. This construction takes into account the future establishment of the Éole station under the CNIT.

The Public corporation of Defense the Seine Arch or Epaseda also affirmed its acceptance of the urban information system strategic plan of axis RN 13.

An enormous profit of 3,544 million euros was recorded in the financial accounts of Epaseda at the time of the year 2011. A treasury of 78,796 million and provisions of an amount of 35,048 million euros for the security of the covered ways of Defense and the participation in the restoration of public spaces were also observed.

Raise of 5,2% of the rental incomes of Mercialys for the 1st quarter

2012-04-17 10:27:12

PARIS, 16 avr 2012 - an increase in 5,2% of the rental incomes of the land company Mercialys was observed at the time of the first three months of this year compared to the same period of 2011.

According to the Mercialys group, its rental incomes are of 40,48 million euros whereas last year they were of 38,46 million. Compared to the year 2011, the rents invoicees increased by 4,6%.

A regularity of the transactions was observed and with the result that the company progresses it is its faculty to be extracted from the value of its wallet of credits and it is also that which will allow him to obtain good performances according to the assertions of Jacques Ehrmann, the chairman of Mercialys.

One of the shareholders of Mercialys, the group of Casino distribution affirmed at the beginning of February its intention to reduce its participation in the capital of the company to 30% -40% enabling him to gain a sum between 800 and 900 million rough euros.

The land company Mercialys projects to carry out an exceptional distribution of a billion euros which will be counted in complement of the amount of the dividend 2011, i.e. an entire amount of 11,54 euros per action. The inhabitant of Saint-Etienne group which holds more half of Mercialys with 50,1% with the intention following this operation to remain one of the principal shareholders of the company.

The group of Casino distribution introduced Mercialys out of purse about the year 2005 in order to make known with certain investors who did not grant much importance to the value of the real inheritance of the company that it was one limps which has its place in its sphere of activity.

Crossroads, one of the main competitors of Mercialys was also placed out of purse, but without any positive test.

Law Hoguet: review by the professionals of the real estate

2012-04-17 10:10:00

PARIS, 16 avr 2012 - an association was created by the groups and the federations of the real sector in order to support the reform of the law Hoguet which manages their sphere of activity. This law frames since 1970 the real transactions that it is the purchase or the sale.

The goal of association is to continue the basic work already carried out by the profession within the framework of the overall situation of the professionals of the real estate. Their objective is also to be opposed to the installation of an Order envisaged by the public authorities in a bill.

Upsi or Union of the Professionals of the Real Services aims to set up a code of conduct, to find replacement solutions with the judicial proceedings, to create a National council of the professions of the real services, and to improve the requirements concerning occupational competences according to an official statement.

A bill for the installation of an order has been for a few years concoctées by the ministry for Justice, but this was not submitted to the Parliament. The purpose of this Order is to make compulsory the accounts separated for each joint ownership managed by a cabinet of syndic or an administrator from goods rather than to be gathered in a single account. It also envisages to set up strict rules concerning the exercise of the real professions.

The Union of the Professionals of the real Services was created by several moral persons namely: the Stock Exchange of real estate, Crédit Agricole real, BNP real estate, National federation of the real estate (Fnaim), Century 21, ERA, Sergic, Urbania, Public garden habitat, real Balk, Provicis Real, Foncia, Akerys, Tagerim, Guy Hoquet, ORPI, the Federation of European and International Public Service Unions of the real estate linked, Loiselet and Daigremont, Oralia, Laforêt, Nexity…

These various companies worked in concert to set up the Union of the Professionals of the Real Services Upsi.

Opposition to the construction of the Turns Hermitage with Defense

2012-04-16 18:48:24

NANTERRE, 13 avr 2012 - people made up of elected officials of opposition to Courbevoie in Hauts-de-Seine and tradesmen carried out a demonstration with Defense to show their dissatisfaction and their opposition on construction of the two giant towers Hermitage.

It is a construction project which will not bring any advantage for the district, because it is a place where the population is liked it and liked to live. One wants to expel them to transform their district into offices and a rich person district according to Jean-Andre Lasserre, general adviser socialist of the Hauts-de-Seine.

The demonstrators want to protect the inhabitants and the trade from the sector of defense, because they judge that is contrary with the manner of thinking of the local population. It is also incompatible with the respect of the environment according to the assertions of Joelle Paris, elected ecologist in Courbevoie.

These turns enormously consume energy and that will involve harmful effects on the environment, because the materials which will be used for construction like the walls as glass, the concrete as their maintenance harm surrounding nature it added.

It would be more convenient to await the end of presidential than to make the policy of the accomplished fact. Besides this problem of defense, there are various other types of problems like those of the governorship and the allocation of the functions or the question of the financing of Epadesa Public corporation of installation of the Defense-Seine Arche, according to Mr. Lasserre.

“Not with the Turns Hermitage” it is what was registered on a streamer placed on a frontage of the restaurant Feuillantines. It is a building symbolic system, because it is the proof of the first work of this large building site of an amount of two billion euros.

The demonstrators left messages of hatred concerning the construction project. The members of the opposition for their part envisage be party to legal proceedings by disputing the permit building. Let us recall that these are envisaged to be built by a large Russian property developer.

Rate of the booklet maintained on its level following the recommendation of Mr. Noyer

2012-04-16 16:25:04

PARIS, 13 avr 2012 - Christian Noyer, the governor of Banque de France will not make a proposal with the Minister for the Economy concerning the raising of the rate of remuneration of the Booklet has and the Booklet of sustainable development LDD according to these assertions with the radio of France Inter.

These statements were made by Mr. Noyer following the publications carried out by the National institute of the statistics and economic studies INSEE on the trend of the prices the consumer for March.

A rise of 2,2% over one year was observed on the indicator which one of is used in the theoretical formula of computation of the rate of Booklet A. the application of the formula would have contributed to a rise from 2,25% to 2,5% of the rate. This formula gets busy automatically on the expiries of February 1st and of August 1st. It is also possible to use it to look at the rates at May 1st and November 1st, however with this intention, of the material changes of the indicators must take place.

Inflation knew a fall since the end of the year 2011, because it passed from 2,4% to 2,2%, except tobacco and there were no reasons to change the rate according to Mr. Noyer.

According to the formula the rate should have increased to 2,75% in January, but the governor to give instructions to the Minister for the Economy so that the rate remains the same one. The fact of preserving the rate at its same level involves loss of money to the savers and that it was not well according to the central banker. However, it showed that the consequence of the whole of the exemptions from the application of the formula of the rise generated a benefit of a billion euros for the savers between aoûts 2008 goes back from the last change to formula and August 2012, date of the next automatic revision.

The rate was not revised in lower part of 1,25% as they were the cases With the autumn 2009 and at the beginning of 2010 following the recommendation of the governor with the Minister for the Economy.

Deceleration of the Paris Bourse with an implication on Spain

2012-04-16 14:23:31

PARIS, 13 avr 2012 - the Paris Bourse will have difficulties of being started again this week. Those which work in the sector of the market of the purse should be optimistic with the new openings of companies and the American indicators on the real estate.

During last week marked by the Easter festivals, index CAC 40 yielded 3,94% and Friday it was at 3.189,09 points. For one month the large majority of the profits of the beginning of year was removed, from where only 0,93% since the beginning of January.

The majority of the investors fear the world economic crisis and are also concerned debts of Italy and Spain according to the assertions of the manager of wallet at Pictet, Aymeric Diday. Following obtaining a loan near the European Central bank, Spain and Italy are in the obligation to discharge their debts.

Even with the budget of austerity Madrid Is always in difficulty, with the recession of the economy this program is particularly difficult to conclude according to the assertions of Alexandre Baradez, analyst at Saxo Banks.

Italy east in the same situation with a fall from 1,3% to 1,5% of its gross domestic product observed in 2012 according to the Italian newspaper it Plate. The majority of the investors have patience and hope that the new reforms brought by the government of Mario Monti can be to them beneficial according to Mr. Baradez.

The dull economic climate is also due to a Chinese economy in full deceleration, which has been on its level low for three years. In spite of this Net deceleration of the Chinese economy, Beijing is optimistic for this year 2012 and envisages a growth from + 7,5%. China has various easy ways to give on level its economy according to the declarations of the manager of actions to Financial the person in charge, Stephan Prévost. The deceleration of the Chinese economy which is the second in the world also creates concern near the companies which depend on this market.

The figures of the industrial activities will be also followed closely in the towns of Philadelphia and New York like on the indicators on the real estate one of the most important sectors of the US economy. The economic actors of the whole world will also pay an special attention to the meeting of G 20 which will begin Friday in Washington.

Inquire of a framework of BNP Paribas into the Apollonia business

2012-04-16 13:37:09

MARSEILLES, 13 avr 2012 - For the business of swindle to the real investments défiscalisant more known by “Apollonia file”, the new regional framework of one of the subsidiary companies of the BNP Paribas bank was put in examination.

An examination for complicity of swindle in organized band was made by the examining magistrate Catherine Levy on the director engagements for BNP Invest Immo in Provence-Alp-Coast of Azure. This director already was examined in the month of December 2011 for the same counts of indictment.

The ex-director of an agency of Crédit Mutuel with Marignane in the Rhone delta was also auditioned by the judge and was placed under the statute of assisted witness.

For this Apollonia business, 32 people were put in examination of which 12 are employees of a bank and five placed under the statute of assisted witness. There are also brokers, notaries, managers and employees of the Apollonia company who were blamed by justice.

This business relates to the swindle made on hundreds of households in France in the incentive acquire apartments for a sum of a billion euros. An investment which leads to a strong debt of these private individuals.

There also were charges related to executives of various banks like Real estate credit of France, BNP Paribas, GE Money Bank, Crédit Agricole, Crédit Mutuel. They were suspectés to have enfreint the rules of the credit in the design of the files of financing.

In spite of a setting in examination, company CAMEFI continued the seizures of the real goods of the victims.

However, there no were financial institutions suspectés as a moral person at the time of this business. The banks which constituted civil part declare that the Apollonia company benefitted from them and that the falsification of file prevented them from being informed of the several loans which it made sign with its customers.

Gecina extends in the residences for students and health

2012-04-16 13:03:38

PARIS, 13 avr 2012 - Equipped with an inheritance of 11 billion euros, Gecina extends in the residences coeds and the health care institutions according to the made statements Friday by Bernard Michel his chairman.

The Gecina Frenchwoman wants to increase her shares of office from 60% to 70%, and its health care institutions which are to 8,5% should reach 10%. As for its residences for students, they should reach 5%, and a fall of 8% is to be envisaged for the residential residences according to Mr. Michel.

Gecina acquired of real estate companies containing a wallet of six old people's homes medicalized in Ile-de-France at Mapi Invest. It is the second French layer of offices after Icade which became the first following the acquisition of Silic. Gecina continues its diversification in the field of the real estate of health which began in 2011 with the land acquisition of the wallet Sagesse Reprocesses.

Gecina which had at the beginning of this year 2012 70 health care institutions of an amount of 1 billion currently wishes to rebalance its wallet. I.e. a share equalizes between medicalized old people's homes, and clinical is envisaged. This company also projects to multiply the number of beds of these residences of students in hiring who bear the name of Campuséa. They are currently 9 residences of high standing, that is to say approximately 1.400 beds which should be triplets for 2014. With this intention, she wishes to transform a building of offices located in the street Lecourbe in the 15th district into a residence coed.

Currently, one of the priorities of Gecina is to about lower its debt of an amount of 5 billion euros and to achieve the goal of transfers of a billion this year. Towards the beginning of this year 2012, Gecina sold ten residential buildings in Paris and its surroundings for sum of 395 million euros and also in Lyon for 49 million euros. Other share, this layer French which notes the not-implication of the institutional investors of the sector of housing continues its transfers of residences to cutting.

Gecina currently encounters difficulties on a building which is near Hillock-Chaumont in the 19th district. The tenants and of the militants of Europe Ecology the Greens oppose its sale.

The replacement Tuesday of the Spanish ex-chairman Joaquin Rivero because of litigious intrigues at the time of the board of directors is always of current events. It was already put in examination at the month of April 2010 by judge Renaud Van Ruymbeke for presentation of inaccurate accounts, diffusion of false informations, abuse of corporate asset, and not-declaration of crossing of threshold within the framework of an investigation into doubtful financial transactions.

It is the substitute of Mr. Rivero who has 16,1% of the capital which will make it possible to know the power struggle between the Spaniards who hold 60% of the actions and other shareholders. It is the real group Metrovacesa controlled by Spanish banks Bankaria, Santander and BBVA which is the principal shareholder with 26,92% of the actions of the company.

Dubious economic advantages for the OJ of 2012

2012-04-16 12:28:05

LONDON (the United Kingdom), 16 avr 2012 - According to the figures, the Olympic Games of 2012 created thousands of employment. Billion was invested there and more than ten million ticket were sold.

According to the figures published by the organizers and the government, the OJ of London will involve positive impacts on the economy of the country. However the experts and the public are not of the same opinion.

According to the estimates made in 2007, the budget planned for the Olympic Games of London east of 9,3 billion books is 11 billion euros. There is 6 billion additional books to envisage for the restoration of the obsolete means of transport of the capital.

These budgets for the preparations of the OJ of 2012 were priorisés by the government, David Cameron, the Prime Minister made the decision to double the sum for the financing of the opening ceremonies.

The inhabitants noticed that new constructions and restorations were made in their city. It is the case of the part Is of London which was neglected during years and which is the subject today of rehabilitation following the construction of the new Olympic stadium of Stratford. There are also other infrastructures which were created and modernized, as the station, lines of train and subway, or the installation of one of the greatest shopping mall of Europe.

In order to collect the attention of the companies of state-of-the-art technologies, the State to choose the new infrastructures, however, neither Microsoft nor Google still showed its interests.

A sum of surroundings 7 billion books was shared between the 1.500 local companies which contributed to the preparations of the OJ according to the Steering Committee, Locog.

The Olympic Games will less generate a growth than 1% of the Gross domestic product according to the assertions of Samuel Tombs a member of the cabinet of research Capital Economics. According to the figures there was the creation of 300.000 jobs however they are only employment for one short period. That is insufficient to reduce the unemployment rate which is rather high since nearly 17 years.

More half of the British citizens think that the Olympic Games of 2012 will not bring benefits for the economy of the country, according to a survey made by The Independent. According to David Cameron it will be necessary to be patient to see the positive impacts of the OJ on the economy; there is will have surroundings four million and half of tourists who will come to visit Great Britain during the four years which follow.

The destinations and the Olympic sites should not interest the ordinary tourists who come to Great Britain, because they are expensive. At a few weeks of the opening of OJ of London, there are many hotels whose rooms still unoccupied and are not reserved according to Mr. Leslie.

With regard to the private individuals who put in hiring their residences the time of the OJ, they are not in best situations. Some of these residences reach a sum of 90.000 euros the week according to the newspaper Evening Standard.

15.000 euros of fine for a financial backer of furnished tourist in Paris

2012-04-13 17:22:50

PARIS, 13 avr 2012 - a judgment with 15.000 € of fine was marked on a person in April. She put in tourist hiring as furnished four apartments which were however created for use of dwelling according to justice.

The president of the Court of Bankruptcy of Paris which ruled in summary procedure on April 5th it also summoned to make so that the apartments become again in two months of the residences of dwelling, if not it will have to pay a fine of 200 euros per apartment for each day of delay.

The mayor of the town of Paris wishes to put an end to the hirings furnished by private individuals and estate agencies in the name of the equal access to housing.

According to the law in the capital, it is necessary to have an authorization coming from the town hall for any modification of an apartment with use of dwelling for another destination. This must be done with the help of compensations like the modification of another room in the same place.

The town hall and the parquet floor of Paris for two years have brought of the legal actions in order to prevent the transformations of the dwelling houses of apartments which are in full center town and put in hiring as the furnished tourist one.

During five years, approximately 20.000 residences were withdrawn from the market of hiring of house, in some districts the hirings of furnished tourist account for 20% of the offer of hiring according to the town hall of Paris.

This institution also thinks that the tariff of hiring of furnished is two or three times more expensive than the traditional hiring. It is what generates a fall of the proposals for a traditional private hiring and involves also an increase in the price of the residences.

6 architects rewarded at the time of 6th Total Award

2012-04-13 16:25:07

PARIS, 13 avr 2012 - Six architects Iraqi, Dutch, French, Norwegian and inhabitants of Thailand received the 6th Price of durable architecture during a ceremony which was held in the City of architecture in Paris.

The people who received a price are Andreas G. Gjertsen and Yashar Hanstad, of the Norwegians who work in the field of emergency architecture in Africa and Asia while working in.liaison.with the local population. It through an ONG is called TYIN installation during their years of studies that they operate.

The architect Iraqi who made his studies in London, Salma Samara Dalmudi as obtained a price for renovation works as it made in the ground cities of Hadramout in Yemen. She works there since about thirty years in a foundation. These ground constructions which it carried out do not collect the attention of the local leaders, because they there not of money which circulates for their rehabilitation what is not the case of the concrete buildings.

Anne Feenstra an architect Dutchwoman trained in Delft also obtained a reward. She works in Kabul and made there mini projects while using of competences of the local population. This architect created a place made for research and the debate on the metropolis of New Delhi. She also worked previously in an important international agency of architecture.

Inhabitant of Thailand Suriya Umpansiriratana who built a city which is melted perfectly in nature for buddhist monks with Sriracha also obtained a price. This city is equipped with a light structure on pile out of steel and wooden.

Only French who was preceded is Philippe Madec an architect and theorist who is in the field of “the éco-responsibility”. It is him which implemented the concepts of Ecoquartier or durable Territory from its books and teaching that it transmitted. He also created residences, museums, media libraries, town halls…

Every year, Total Award for Sustainable Structures offer of the prices to the architects who work in sustainable development and a new way with regard to energy, technology, materials and the equipment of the habitats. The jury is composed of international academics and the experts.

When the tree of the neighbor disturbs

2012-04-13 16:08:21

PARIS, 13 avr 2012 - If the tree of the neighbor pushes too much close to your fence, you are 30 years old to feel sorry for you near justice. It is thus to have better takes out the legal proceedings before the expiry of this time, because once passed, even if the tree of the neighbor becomes very cumbersome, you will not be able any more to feel sorry for you according to the Court of appeal.

The Civil code prohibited however the plantation of tree higher than 2 meters with less than two meters of the delimitation of the property of the neighbor and the plantation of tree lower than 2 meters than a distance lower than 50 centimetres of the property of the neighbor. Except if the local regulations or practice allow it.

An inhabitant who would ask that the hedge of the neighbor installed at a distance lower than 50cm be torn off because it exceeds the two meters can see his request refused for various reasons. Either the hedge has exceeded the two meters recently, or it was planted for more than 30 years.

However, if the hedge is exactly in extreme cases of the two properties, which is not rare, it is impossible for you to cut the hedge except agreement of the neighbor, because the hedge belongs to you that with half. It also belongs to the neighbor. Thus if the hedge is too long and that its maintenance requires expenses, the expenses will be divided between the two parts.

However, this limitation is not applicable if the branches of the tree of the neighbor exceed and go in your property. According to article 637 of the Civil code, you are in right to cut them.

Real sale: explicit information must be given by the notary

2012-04-13 15:30:56

PARIS, 13 avr 2012 - According to the court of appeal, the notary is in the obligation to guarantee the relevance and the effectiveness of the act to which it contributes. For this reason the customers have the right to obtain on behalf of the notary of the details and the explanations on the sale and engagements which it must take. Explanations which must be given by the notary without its customer asking him.

The notary should not think that the educational level of a customer is sufficient so that it includes/understands all the provisions of an act without any explanation. He is held like the only person in charge, during the signature of an act by the two parts if he did not make in kind render comprehensible them the contents and the range of the provisions of the act on the rights and the obligations of the two parts. The non-observance of this practice engages the responsibility for the notary with respect to the law.

According to the court, the mention zone ND at the time of the sale of a ground which wants to say inconstructible east can be clear for the notary, but that cannot be the case for everyone; from where need for giving explanations in detail. It is the same thing for the mention of a right of pre-emption of Safer or of a perimeter of protection of the historic buildings which cannot be included/understood by the purchaser without explanation of the notary.

The notary as a man of law is held to bring the proof that it gave explanations full and clear with its customer even if the sale contract is precise and that the terms of the certificate of town planning which state the authorized uses of the ground are re-used.

�French Pentagon�: Bouygues made a call against connected duck

2012-04-13 15:22:16

PARIS, 13 avr 2012 - Following the judgment given by the Court of Bankruptcy (TGI), the group of Bouygues construction decided to call upon the judgment. One month ago, the court had indeed given wrong to the group at the time of the lawsuit on the business of the “French Pentagon”. We were informed of this decision Friday by lawyer of the group. The “French Pentagon” is the future seat of the ministry for the Defense which will be built in the Balard district in XVe district of Paris.

The Court had recognized initially that the remarks of connected Duck were accusing and nonfounded explained Bouygues. Even if the connected Duck had not brought any proof concerning the charges made against Bouygues, it gave him reason for “bona fide” at the time of its deliberation one month ago.

Here what was published in the newspaper: “The friend Bouygues has raid a market of 3,5 billion to build and maintain the new ministry for Defense. But from unpleasant suspicions of corruption and favoritism come to waste the festival”.

Thus, the Court of Bankruptcy had refused the application of Bouygues on March 14th. This last claimed a sum of 9 million euros for the wrongs caused by the charges and the suspicions of connected Duck.

December 7th, 2011, the accused article mentions that the opening of legal information for corruption and trading of favors had already was made in February 2011. But also on possible frauds on the acquisition of the market by Bouygues.

The 17th civil court of the TGI had recognized on March 14th the aspect “defamatory” of the remarks of connected Duck. And that these remarks carried well “reached to the honor or the consideration” of the group.

The right of the press in France stipulates that the journalists can be exempted of all charges if it is proven that their investigations are quite founded, that their principal goal was to inform and if they had remained careful in their remarks. These criteria were joined together estimated the court.

An elevator on three is functional on Turn-Eiffel

2012-04-13 14:00:58

PARIS, 12 avr 2012 - the Tower Eiffel one of the monuments symbolic systems which makes the characteristic of France has nothing any more but only one elevator which currently works, because the two others are not functional any more. However, the visitors who wish to see the town of Paris in height are ready to wait hours in the cold.

The second electric elevator of the north-eastern pillar in stop since nearly two months following a routine control which is done every six years. Dysfunctions appeared and led the persons in charge to make the decision to differ the handover date in service. As for the third hydraulic elevator in 123 years the western, old pillar, it has been renovated in 1980 and for two years, of work of total rehabilitation are carried out there.

Thus, it is the last hydraulic elevator which transports people to 1st and 2nd stage. This last can however transport only 650 visitors per hour, which involves several hours of waitings for those which wish to admire the unspoilable view that this emblematic tower offers.

The Eiffel Whole is one of the monuments most visited in the world with approximately 20.000 visitors per day. The turnover is in fall according to the assertions of Nicolas Lefebvre, managing director of the Company exploitation of the Eiffel Tower because of the two elevators which do not work. Last year, 7,1 million visitors was recorded.

Controls and the revisions which are carried out on the electric elevator will be finished towards the end of this April. However, this elevator will be able to function correctly only after completion of work which must be carried out on the parts.

Until the completion of renovation works of the elevators, the customers can choose either waiting a two hours and half to take the single elevator and to pay 8,50 euros, or, to assemble the steps of two pillars for a sum of 5 euros.

Many visitors of the Eiffel Tower come from the four corners of the world patiently await their turn to be able to admire the town of Paris top of this monument.

HLM and the housing shortage

2012-04-13 13:19:11

PARIS, 12 avr 2012 - According to a study undertaken by the TNS Sofres for the USH or Social union for the habitat, the HLM are seen more and more of an evil eye. Currently, duty to live in a HLM would be perceived like a social downgrading by the company. This study was published Thursday.

The figure is declining, because last year still, the majority of the French qualified the image of the HLM of “good”. What is not any more the case in 2012. One recorded a reduction of 7% of the people having “an good image” of this type of housing. The percentage of “good image” thus passed from 58% to 51% in 2012. In parallel, the percentage of “bad image” was seen increased to currently reach 48%.

A contradiction was however raised thanks to this study. One notes an increase in the number of people who have “an bad image”, HLM, however they continue to claim construction, and in great number.

The Social union for the habitat thinks that the explanation of this contradiction would be the housing shortage which France knows. Which the economic crisis is added which reduces considerably the purchasing power of the households which would be at the origin of the image of downgrading social that one them French with respect to the HLM.

It is thus necessary to sensitize the public on the objective of organizations HLM by the mean of communication and of the relational approach like the president of the USH Thierry Repentin says it.

Let us note that the UHS is the organization which represents sector HLM with approximately 770 organizations HLM of five federations.

Europe: between stability and instability of the real estate with the passing of years

2012-04-13 12:19:36

PARIS, 12 avr 2012 - the creation of shopping malls remained stable in Europe in 2011 compared to the year 2010. Expressed in volume this is equivalent to 5,9 million in Europe, but this development is deteriorated, because too projects were deferred to a latter date. This information was published Thursday after a study of Cushman and Wakefield (to advise in real estate of company)

In spite of this stability compared to the year 2010, she knows a fall compared to 2009% all the same. A fall of 22% was recorded according to the DG of Cushman and Wakefield, Christian Dubois in his official statement.

However, an increase of 15% was awaited, because the forecasts increased to 6,9 million the number of square meters to be inaugurated for the year 2011, always brings back the same official statement. But this objective, because in particular of the problems caused by the carryforward of the projects in Italy, Russia and Turkey was not achieved.

The managing director Mr. Dubois remains pessimistic for the future, because in addition to the carryforward of the various projects “uncertainties of the economic climate are added”. This economic instability led to the carryforward of other projects and affects the household consumption.

A forecast of 10,9 million commercial square meters in more in Europe would be awaited in 2012 and 2013. On this 10,9 million, a third is envisaged in Turkey and Russia always according to Cushman and Wakefield.

France for its part saw the increased commercial square meter of 64%. The French market indeed opened to last week the shopping mall of Junction in Lyon which makes 52.000 square meters and that of Aubervilliers named Shopping mall of the Millenium which makes 56.000 square meters. But in general, only the small ones and average operations take place in France. This increase could be the result of the investment of 2,4 billion euros which France in real estate of trade made. An investment of 40 billion euros is recorded for all Europe, that is to say an increase of 3,5% per annum.

Seeing the difficulties that one have the centers opened lately, the operators tributary towards the projects aiming to the extension and redéveloppement preexistent shopping malls notes M.Dubois.

Fnac and Marks & Spencer with Beaugrenelle

2012-04-13 11:35:50

PARIS, 12 avr 2012 - the future Beaugrenelle shopping mall in the 15th district of Paris will have the distributer of cultural products and technological Fnac and the British Marks & Spencer in his enclosure according to the shareholders of this project.

Maurice Bansay, founder president of Apsys, dedicated group in the real estate commercial, owner building deputy and responsible for marketing wish to have stores which the French do not have the practice to see in the shopping malls. What makes the characteristic of these stores, it is that they innovate and offer new products to the customers.

Marks & Spencer have 370 stores in 43 different countries and its 4.600 m2 contain various ranges for the house, the men, the women and the children. There will be also the new collection Savile Row Inspired and a place especially arranged for the gastronomy. The British store will employ approximately 150 people. One of the objectives of Marks & Spencer is to extend a little everywhere in the world.

Marks & Spencer does not make the race with the opening of new stores, it is in full reorganization and modernization of its signs in England. The new Beaugrenelle shopping mall will have the advantage of having a particular image according to the assertions of the director of international of Marks & Spencer, Jan Heere. About the month of November 2011, Marks & Spencer opened a store of 1.400 m2 on the Fields-Élysées and it continues its establishment in France with the new Beaugrenelle shopping mall.

With regard to Fnac, it will extend on a surface from 3.700 m ² on two levels. There will be a Maison space & design as that which is in Paris Rosny2 and also a universe for child.

Fnac a distributer of cultural products and technological has 85 stores in France including 7 in Paris. The project of Fnac from here at 2015 is to extend its stores a little everywhere in France, because more one is close to the customers more one has success according to the assertions of Enrique Martinez, managing director of Fnac in France.

It is about spring 2013 that the new Beaugrenelle shopping mall located in the west of Paris will be inaugurated.

Reduction in the traffic on the highways of Vinci

2012-04-13 11:17:18

PARIS, 12 avr 2012 - a reduction in the traffics on its highways for this year compared to the year 2011 was envisaged by the group of BTP and Vinci concessions. However, he thinks that will improve during the year.

Compared to the year 2011 when there was a rise of 0,6%, the traffic knew a fall for this year according to the assertions of the chairman Xavier Huillard during the annual general meeting of the shareholders. According to always this chairman, this forecast was made on the reduction of the traffic observed during first quarter of this year 2012 on these highways.

A rise of 2,4% of the tariffs of tolls was installation by Vinci at the beginning of February according to Mr. Huillard. The Vinci group made an investment of 10 billion euros in 8 years on the concessions of its French highways. During the publication of its annual results on February 7th, it provided that for this year 2012, the receipts of toll on the highways should know a rise.

Mr. Huillard as affirmed as he wants to negotiate a prolongation of the concessions in exchange of additional investments. With the financial problems which exist in France, he does not think that a nationalization of the highways is possible.

The negotiations which are done in Greece

The Greek authorities and Vinci are in full discussion on the participation of the group of BTP and concession French concerning two highways according to the declarations of Mr. Huillard. Work on these highways is stopped and the negotiations which are done between the two parts are difficult.

The chairman of Vinci affirms that the Greek minister of transport will have concern to be made if work does not continue, because that would have an negative impact on the economy of Greece.

The Vinci group has participations in more the great projects of concession of highways in Greece like the concession between Athens and Tsakonadans in the south-west of the Peloponnese or the Maliakos-Kleidi highway in the northern section of the Athens-Thessalonique highway

The chairman of Vinci is enthusiastic for this year 2012, because the orders flow. Towards the end of the year 2011, a rise of the orders was observed with 30,6 billion euros, that is to say a progression of 18% compared to 2010.

The order book includes/understands a contract of the line at high speed (LGV) Turn-Bordeaux. It is one of the most important projects of infrastructure in Europe. The amount of the shares to be realized by Vinci is of 4,2 billion euros. The beginning of this building work is envisaged from here a few weeks.

The PDR of the Vinci group wants to reassure its shareholders by saying that the company priorise profitability to volume. He also declared that to face the reduction of his turnover, Vinci his overheads must be adapted in certain places.

The group hopes that its activities are stable during this year and has like drank to keep its rates of operating margins on a certain level like those of 2011.

Housing: various programs of the candidates to the presidential ones

2012-04-13 11:08:33

PARIS, 12 avr 2012 - the program of the candidates to presidential on housing differs. Some choose the construction of HLM, but the nationals will have priority. Others choose to limit the rent and not to have more resorts to expulsions.

The current President has like programs to reduce the “expenses notaries” of the principal residences, but also to allow the construction of new residences with an aim of lowering their prices. He also proposes the limitation of the price of the rents which are of 20% superior to the average. The State will take care of the respect of this limitation. The Germans them, use already this method.

Jean-Luc Mélenchon and Eva Joly them chose for the first to prohibit the expulsion of the tenants having financial problems or social.

Jean-Luc Mélenchon, separately to want to oppose expulsions decides to apply the law to the requisition of the uninhabited residences and to mobilize them. And like Nicolas Sarkozy, it will block the rents, but only in the private sector and will supervise them in the private sector.
For the candidate, it is to prohibit expulsion safe in the event of rehousing.

Marie Le Pen for its part chose the HLM and the “principle of national priority”. This last consists in giving the priority to the nationals with respect to the foreigners. And also to facilitate the purchase of the HLM by its occupants after having lived 10 years there.
Francois Bayrou chooses to him rather the provision of a social organizer for each whole of 3 or 4 residences.

François Holland will sanction the communes more severely not respecting law SRU. This law stipulates a quota of 20% of residences for the towns of 3.500 inhabitants. It would be even ready like its Francois Bayrou counterpart to increase this quota of 5%, therefore a new quota of 25%. It will also leave the natives used the grounds available and all this free so that it can build residences, but this they will have a time of 5ans to build a housing.

Francois Bayrou will put at the knowledge of the general public the rents according to the zones and will avoid the abuses by the introduction of a tax. Concerning the vacant housings, Francois Bayrou proposes to oblige the tenants with the subscription for a mutual insurance company housing to avoid the non-payment of the rent and this will save the tenants to pay a guarantee

These candidates have however programs common to the example of the construction of 500.000 residences per annum. On these 500.000,150 000 or even 200.000 will be with social goal. François Holland, Eva Joly and Jean-Luc Mélenchon are of the same opinion on this point.

Housing: priorities with the young people according to the candidates with the presidential one

2012-04-13 10:45:10

PARIS, 12 avr 2012 - the candidates with the presidential election which will be held from here a few days have as a priority the young people as Najette which does not have a diploma, of work, and house. The people as it cannot progress in a country where quarters of the young people do not have employment.

The two principal candidates with presidential for knowing François Holland and Nicolas Sarkozy give the promise of more a bright future for youth. The first says that youth is a major stake of the years which come ", the second as for him affirms that the young people “must carry the change of the world”.

The young people are concerned of their future and distress with the idea of living a life much harder than those which currently carry out their relative, a whole generation feels put at the variation according to the surveys.

They are the young people who support more the crisis, because they are for the majority without employment with an unemployment rate of 22,4%. They are also most vulnerable to poverty with a rise from + 40% between 2002 and 2009 according to the Observatory of the inequalities. The young people very badly live their entry in the life of adult according to the assertions of the president of the student trade union Unef, Emmanuel Zemmour.

What has the most concern to be done they is the young people who do not have a diploma, surroundings one on five. 40% of them do not have work three years after their entry in the working life. Approximately 20% of the graduates are unemployed and that is due to the inversion towards the tertiary sector of the industrial economy. The fact of not having a diploma is a great disadvantage compared to the previous years according to the words of Isabelle Recotillet of the research and studies Center on the qualifications or Cereq.

The case of Najette, an young girl in galère

Najette girl a 20 year old, is originating in Mantes-the-Pretty near Paris. She did not obtain her vat following a bad orientation. For a work of operator, two years of studies are required, to become hostess it is important to usually speak English according to Najette. She has been with unemployment for six months and did not see any more with its family, one as of the her concern it is that she is in the obligation to leave about July the hearth where she currently saw.

Not having any social coverage it must avoid falling sick, and it eats thanks to gifts. For displacements in the means of transport, it must hide and defraud. For Najette to obtain a remunerated work is a question of life and death. She would never have thought that to seek a work without having diploma would be also hard.

The graduates have the same problem

The graduates also have difficulties in find work. Since the beginning of the crisis, the employers want to engage only those which are tested according to the assertions of Christian Darantière, director of Association to facilitate the professional insertion of the graduates (Afij). That control young people to carry out travails which do not correspond to their level of studies.

Valentine, girl a 23 year old living in a modest milieu in Paris obtains two masters in social sciences and sciences of Article At the end of its studies, it has difficulties in find an offer of employment corresponding to the studies which it made. She had to carry out several training courses to obtain a work, because for Paris it is necessary to pay a sum of 700 euros for a studio of 20 Mr.

The crisis currently has impacts on the situation of the young people, but school failures are not either to neglect according to the assertions of Mrs. Recotillet. The assistance system of research to employment is ineffective.

At a few days of presidential, Ophélie Latil, association Precarious generation draws the attention of the candidates. She said: Is not there danger to leave its youth without illusions, studded with a court-termism preventing it from having autonomy and prospects?

Employees deprived of housing

2012-04-13 10:34:20

PARIS, 12 avr 2012 - According to a study of Crédoc made for Medef, 40% of the companies have problems to place their employees. This problem is due to the rise in the prices of the real estate.

According to a survey carried out within the companies, four-tenth of the companies would be touched by this problem of housing. 18% of these companies think that it would be one of the sources of the fall of the productivity and 19% which it would be at the origin of the difficulties related to recruitment.

In addition, 27% are a quarter of the companies judge the residence of their employees too distant from their work place. This remark was made the research center for the study and the observation of the living conditions.

This phenomenon touches especially the companies being in the great agglomerations the such area of Bet and PACA. Indeed, in these areas, the price of the real estate and particularly high.

Crédoc notes that 69% of the companies noted an aggravation of this problem during the last years. While adding that since 1995, the price of the real estate knew an enormous rise, but that the income by household did not increase according to this rise.

The companies start however to consider these difficulties even if 97% do not estimate priority to move their companies to more easily make it possible paid to have a housing

Actually, 35% of the companies say to have resorts to particular actions, 25% only follow the method advised by Action housing

In spite of the same action chosen, the various companies differ like same for their installation. 21% only decide to make available of the employees the information memoranda. 6% propose to the employees to place them in the residences of the company, 10% give money.

However, this problem touches only very the small companies (TPE). Indeed, only 20% of the TPE are helped of the services of Action Place this figure on the other hand is of 82% for the large companies of more than 200 employee.

This telephone investigation was made into a sample of 1.516 companies, during the month of December 2011.

Housing, a subject which divides the candidates with the presidential ones

2012-04-13 10:32:40

PARIS, 12 avr 2012 - solutions suggested by the candidates with presidential divergent who it is about Sarkozy, Le Pen, Holland or Mélenchon. Some preach the stop of expulsions, the construction of 2,5 million new residences during five years, others choose the blocking or the framing of the rents… to put an end to the housing shortage.

Candidates like Eva Joly, Jean-Luc Mélenchon or François Holland are for the construction of 500.000 new residences per annum including/understanding approximately 200.000 social housing. With the doubling of the ceiling of the booklet has, approximately 2,5 million residences every 5 years will be built.

As for the outgoing president, he proposes the increase in the offers of housing during the three next years so that the prices drop.

For the unoccupied residences and buildings, Jean-Luc Mélenchon wants to make apply the law of requisition of the vacant housings and engage a plan of mobilization for these residences. Francois Bayrou as for him wishes to implement a mutual obligatory housing for the tenants, which removes the guarantees and guarantees the risks of unpaid.

For the rents, François Holland wishes to frame by the law the rents during the first hiring or with the re - letting in the places where the prices are too high. Francois Bayrou as for him wants to choose an Observatory which will allow to make available of the private individuals the rents while setting up a taxation for the exorbitant tariffs. To block the rents in the public sector and to frame their evolution in the private one are the idea of Jean-Luc Mélenchon.

With regard to the transfer of grounds of the State, Bayrou for preserving these grounds to build there social housing and affordable prices for all. François Holland wants to place at the disposal of the local government agencies the grounds to build residences in five years there.

For the HLM as with its practice Marine Le Pen wishes to set up “the principle of national priority” which priorise French before the foreigners. She also affirms to want to modify the conditions of purchase of the tenants of HLM after 10 years of hiring.

Jean-Luc Mélenchon does not want that expulsions are made on the people having problems of agents; Eva Joly as for it does not wish to see expulsion without rehousing.

DEBATEs between the BFR and president Nicolas Sarkozy on Tuesday, April 17

2012-04-13 10:25:47

Paris, 11avr 2012 - the debate between the members of the French federation of the building (BFR) and President Nicolas Sarkozy will take place finally in Paris in the 16th district where the head office of the BFR Tuesday, April 17 to 11:00 is

It should be noted that this debate is regarded as a meeting of correction for the President of the Republic Nicolas Sarkozy, because it had already shone by its absence at the time of the preceding session of April 5th.

This debate organized by the BFR falls at one strategic time, because it is held before the French presidential elections of 2012.

In 2011, the sector represented a turnover of 123 billion euros and 1,1 million credits for 350.000 companies, is approximately 7% of the GDP.

The BFR is the federation which ensures the defense of the profession against the economic Public authorities, decision makers, the actors of construction and the administration. It is intended to protect the interests from the sector and the companies.

Their main aims are: to reduce the constraints of the building, to reduce the labor costs, to instigate the industrial relations policy of the profession, to develop the image of the profession, to reconquer the market of the private individuals and to facilitate the possibility of home-ownership.

The reduction of the taxation of the real transactions, the fight against the moonlighting, the development of the public order, and finally the incentive of the local government agencies to invest and with redynamiser the conservation and the development of their inheritance also appear among the challenges.

As information, the federation is made up of 57.000 members of which 42.000 is two thirds of paid profession are artisanal companies.

The UMP elected official defends himself for the abusive granting of a social housing to his daughter

2012-04-13 10:20:05

NANTERRE, 11 avr 2012 - the UMP mayor of Plessis-Robinson, Philippe Pemezec supported his daughter in the granting of a social housing. It is the charge made by one elected of the socialist party of the Hauts-de-Seine, because it filed in a letter with the parquet floor of Nanterre so that an investigation is carried out.

Martine Gouriet, the president of the group PS at the general advice of the Hauts-de-Seine asked the public prosecutor according to the terms of article 40 of the criminal procedure code to make investigations so that explanations on this business supporting the granting of one housing to the girl of the UMP elected official are obtained.

“I recommended it only this year, and in a few months of the elections: if I had had some things to hide, I would have awaited the end of legislative” such were the remarks of Philippe Pemezec published in an article of Parisian at the end of March. It is on these statements made by the UMP elected official that Martine Gouriet rests.

In very an other business, Philippe Pemezec is also shown to have used of his influence so that social housing is not allotted to Arabs.

The vice-president of the general advice of the Hauts-de-Seine, Philippe Pemezec said during a discussion with a journalist whom it did not make part of the commission of granting of the social housing and whom it made also blunder with the Arabs in Plessis. This is written in the book “Welcome with the Face - Newspaper of one infiltrated”, of the journalist Claire Checcaglini.

An preliminary investigation was opened by the repression brigade of the delinquency to the person in March following the request deposited by Martine Gouriet with the parquet floor of Nanterre.

According to the mayor Philippe Pemezec, the actions of Martine Gouriet in her opposition are purely of political natures and which she wants just to attract the attention.

2.3 million dwellings represents a danger because of electrical installations

2012-04-13 10:10:03

PARIS, 11 avr 2012 - Wednesday, association PROMOTELEC published a study of the National observatory of electric safety (ONSE). This study reveals that two thirds of the residences put on the market in France present failures to the level of their electrical installations. Knowing however that these residences are old at least 15 years.

The major part of its failures are due in 74% of the cases to the bad condition of the materials which age, to the absence of mechanism making it possible to avoid the overcurrents in 43% of the cases, to the non-observance of the basic rules of safety in the bathroom in 65% of the cases and to the absence of the earth electrode in 79% of the cases.

According to always Promotelec association, 7 million residences on 27 million is classified dangerous and 2,3 million is classified very dangerous.

These negligences on the level of electrical installations are at the origin of 80.000 domestic fires out of the 250.000 domestic fires listed annually at a cost rising to more than one billion.

The electric standards consist of the design, the checking, the maintenance of all the electrical installations fed under a tension equal to 1000 volts in alternative course, and 1500 volts in D.C. current.

All the residences must be in conformity with these standards. These standards are updated regularly whose last in date is the electric standard 2012.
The principal modifications made to this electric standard 2012 compared to that of 2011 were made on the minimum number of socket-outlet bases and of one-way circuits, the obligation to provide a diagram of the electrical installation of housing, the installation of general-purpose catches RJ-45…

It should be noted that Promotelec is an association of general interest which has the aim of promoting the durable uses of electricity and to improve quality and total safety of electrical installations in the building.

The new city of the Cinema is built

2012-04-13 10:09:52

PARIS, 11 avr 2012 - the building work of the City of the Cinema was completed according to the Vinci Group. This real complex and technique located in the suburbs of Paris intended for the 7th Art were delivered to the company of Luc Besson, EuropaCorp Studios.

The city of the cinema which is in the north of Paris with - Denis in Seine-Saint-Denis extends on a surface of 62.000 Mr. It contains office buildings of 20.000 m, workshops of designs of the decorations, a room of projection and nine film sets of a surface of 11.000 Mr. C' is the producer realizer Luc Besson who imagined this complex and he wants to arrange the offices of EuropaCorp also there.

This city of the cinema was designed with an aim of making so that France, the Country which produces the most films on the continent of Europe has of top-of-the-range materials and an installation of great scale like that of Cinecitta in Italy or Hollywood in the United States according to Vinci in its official statement.

This complex also contains buildings of formation of the 3Ecole Nationale Sup3erieure Louis Lumière, shops, a restaurant and also of the common services for all the future users.

It is towards the beginning of the month of April 2010 that the building work started, it is on an old thermo plant EDF in Saint-Denis that the complex was built for a sum of 160 million euros.

The manufacturers did not neglect the industrial past of the site and undertook work by holding account to with it. The proof, the monumental nave of the old power station of the XXe century, is always on the site.

It is real Vinci which was in load of the realization of this construction project with as collaborator the Deposit and consignment office and the cabinet of architects associated Reichen and Robert &, expert in the field of the reconversion of industrial buildings.

Purchase of six residences of retirement medicalized by G�cina

2012-04-13 09:58:53

PARIS, 11 avr 2012 - the company Mapi Invest held by the funds of CPA 15 and WP Carey yielded to the French layer Gecina real estate companies with a wallet of six medicalized old people's homes. The price of the transactions was not revealed.

These old people's homes are localized in the residential districts in Ile-de-France with knowing Rosny-sous-Bois, Sarcelles, Chatou, Poissy, Paris, Rueil-Malmaison according to an official statement. These houses of a value of 70,5 million euros were rented with the group Medica France for one nine years duration and half according to the declarations of Gecina.

President de Gecina, Bernard Michel continuous to extend the diversification of the wallet of real estate of health of the company which began in 2011 with acquisition from the wallet Foncière Wisdom reprocesses 30 for an amount of 230 million euros. These houses are dispersed in France, 26 are rented in Domusvi and the 4 remaining ones are rented by Korian.

This transaction allowed the real inheritance health of Gecina to have 75 establishments containing 8.400 beds in all France. To these real inheritances the private hospital Pays of Savoy is added to Annemasse who is into full work and whose delivery will be done about second half of the year of this year 2012.

The French layer has as a principal shareholder the real group Spanish Metrovasaca with 26,92% of the capital whose owners are the Spanish banks most important. Its wallet of property contains warehouses, shopping malls, logistic centers.

The majority of the activities of this company come from France, because in 2009, only 1% of the credits come from abroad. Gecina dominates the market of Paris, and occupies a great place in Europe.

Dispute of the craftsmen on the rise in the VAT

2012-04-13 09:58:12

PARIS, 11 avr 2012 - the members of Capeb or Confederation of the craft industry and the small companies of the building showed their dissatisfaction vis-a-vis the probable increase in the rate of the VAT for work in rehabilitations. They made Wednesday a request for “handing-over flat” of the mode of the car-entreprenariat.

It is unacceptable that after a rise of 1,5% of the rate of the VAT the last year there is still an increase for this year after the elections presidential according to the assertions of president of Capeb Patrick Liébus. It was at a meeting at the general meeting at Paris Wednesday and Thursday.

The craftsmen of the building await new leaders, a coherent policy especially in the field which governs the car-contractors explained. The current device which involves a progressive unfair competition must be renewed.

The members of the Confederation of the craft industry and the small companies of the building asked: the installation of a ministry for the craft industry, a reduction of the loads which strike the artisanal companies, and helps it brought by the State to the families for the acquisition of a housing and the thermal restoration.

The general meeting of Capeb will receive Thursday the representatives of the socialist party Pierre Moscovici, of UMP Xavier Bertrand and Daniel Garrigue of the Modem who will have as a task to give details of the proposals for a each part concerning the field of the craft industry of the building. That is important for the political parties at a few days of the presidential elections.

The craft industry of the building is a considerable sector for the economy, there are surroundings 380.000 companies which work in this field with a turnover of 77 billion euros and a million credit during last year. For this year 2012, a reduction of 1% of the sales turnover is observed and an estimate of loss from 2.000 to 3.000 employment is announced.

A Senegalese of Clichy-sous-Bois condemned for sale of sleep

2012-04-13 09:55:10

BOBIGNY, 11 avr 2012 - the verdict of the lawsuit of the slumlord of origin sénégalaise Hady Me Bodj was marked Wednesday. Its sorrow rises with 3ans and half of imprisonment. It is the court of Bobingny which is in load of the file. Following the escape of the accused in his country of origin, a warrant for arrest is launched in its opposition.

M.M' Bodj indeed owner of three residences in Clichy-sous-Bois subdivided its apartments in several parts. It moved in them in room which it equipped with a common kitchen, of room of water and WC. It thus could arrange these 130 m2 in 13 rooms equipped which it generally rented with clandestine families for a going sum of 400 with 500euros.

According to the mayor of Clichy, this slumlord disturbed more for the fact that it installed these families in apartments crammed and unhealthy that for his activity in itself.

In 2007, a census indicates 22 adults and 14 children occupying the places. During the same year, a decree also aims electrical installations, the lack of ventilation of the parts, the presence of insects and moisture.

In June 2011, Mr. Me Bodj had already been the subject of a judgment with 4ans of imprisonment disputed by this last, because the judgment had been pronounced by defect. Its lawyer and itself were not presented there.

In April 2011, in addition to its judgment, Mr. Me Bodj will owe a sum of 8.000 euros for the expenditure of the town hall in work, of 14.000 euros at the end of material loss, and 34.000 euros for the financial loss

The mayor of Clichy was pleased some by qualifying this sorrow with specimen to dissuade those which still project to sell sleep in Clichy-sous-Bois.

Occupation of the building of Axa to Defense by several badly-housed persons

2012-04-13 08:55:33

PARIS, 11 avr 2012 - the hall of a building where a subsidiary company of Axa is located at Defense was occupied by several people badly placed. This demonstration was initiated in disapproval with the project of Axa to build 90.000 m2 of offices for the Pentagon with the Frenchwoman whereas the social housing misses terribly according to the demonstrators.

The claim of the badly-housed persons who remained in the hall of the building where is localized Axa Real Estate a subsidiary company of Axa IM is the construction of more than social housing per financial backer HLM, French Logement and the other subsidiary companies of Axa.

The government granted 90.000 m2 of offices to Axa for the project Balardgone and lease a sixty years. What causes the frustration of the demonstrators, it is that there was not a small thought for them for the construction of a social housing according to Fatima Lali militant of the collective. She as affirmed as she hopes that with the profits that will make Axa, this company will invest in social housing construction.

Some members of the demonstrators were received by the leaders of Axa Real Estate. The militants present in the hall of the building were composed women and children who shouted “Solidarity with the badly-housed persons”.

The Balardgone project or Pentagon with the Frenchwoman who will be done in XVe district will be the future ministry for Defense. This project will be done on 5 ha and should accommodate approximately 9.300 people about the year 2015.

A one 60 years duration lease on a ground which is in the west of Balard was acquired by Axa Real Estate for the account of its customers investors. This ground is intended for the construction of offices near the site of the next ministry for Defense.

Cr�dit Agricole: in front of justice for �poisoned Loans�

2012-04-13 08:43:38

METZ, 11 avr 2012 - Several people assigned with the civilian in Metz the Crédit Agricole of Lorraine. The customers of this last who carried out subscriptions in Swiss franc noted that their refundings in euros exploded. That was caused by the appreciation of the currency helvète compared to the European currency according to the statements made by their lawyer Wednesday.

The Crédit Agricole of Lorraine helped these people for the acquisition of the real goods with these loans whose refunding was in close relationship to the progression of the frank par of exchange Swiss/euro according to Me Arnaud Sharecropper-Mathieu, of the bar of Paris. According to always this lawyer, the bank implemented a cover in order to make sure of the evolution of the equivalence of exchange. The course of the Swiss franc was appreciated of 30% in 2011 and the financings appeared ruinous.

The CAL granted poisoned loans several hundreds of million within the framework of an illegal canvassing near its customers. If the civil court takes into account the illicit canvassings accompanied by written testimony, the loans which were granted can be cancelled according to the declarations of Me Sharecropper-Mathieu.

The majority of the investors subscribed to these loans within the framework of desfiscalisation guaranteed by the purchase of goods according to the assertions of Me Antoine Leupold lawyer of the bank in the Lorraine Republican, it also affirmed that no illicit canvassing was carried out. This lawyer of the bank as said as the customers attended briefings on the risks incurred by this practice before any signature.

It is about December that this business should be judged at the bottom by the Court of Bankruptcy of Metz. A publication on the recommendation of good practices of which the goal is to sell the loans which can involve exchange rate risks, especially those which are in Swiss franc were made by the prudential controlling authority, the regulator of the banking environment.

A presentation of unfavourable simulations in order to make available of the customers the risks of a loan in a currency other than the euro belongs to this practice which will come into effect on October 1st.

Drop by 15% to 20% of the transactions of old housing for this year

2012-04-11 18:27:41

PARIS, 11 avr 2012 - a fall of 15% to 20% of the transactions of housing compared to last year should be observed for this year 2012. This reduction in the transactions should not however be with the top of 5% according to the National federation of the real estate (Fnaim).

The fall of the transactions as regards housing during the first three months was not calculated yet, but this fall should range between 15% to 20% in 2012. According to the president of the main organization of real estate agents, Rene Pallincourt at the time of a press conference, this reduction of the prices should not be beyond 5%.

So radical measures are not taken by the new leaders at the conclusion of the elections, of the harmful effects of the housing shortage are to be envisaged and that could be transformed into crisis of the real estate. A clear reduction of the transactions related to the building should be noted according to always Mr. Pallincourt.

The boom of the prices is now real with an increase in 6,5% during the year 2011. During the first two months of this year 2012, there was a fall of the tariff of the old residences i.e. 0,6%. For the houses this reduction is of 0,9% whereas for the apartments it is of 0,2%. Comparison made compared to the first quarter 2011.

The increase in prices is of 3,8% compared to the first quarter of the previous year and of 4,5% in Ile-de-France, according to Fnaim.

Information confirmed by the figures revealed by Century 21, the network of estate agencies, in particular a fall of 1.4% for the first quarter 2012.

Falls of the real transactions: concern at the agencies

2012-04-11 18:15:24

The National federation of the real estate indicated that the number of transactions of old residences will know a more or less important fold this year. Concern goes up then in the sector whereas in same time, the federation did not mean considerable fall of the prices.

It is the president of the National federation of the real estate Rene Pallincourt which made the statement this Wednesday. According to the estimates of the organization, the number of transactions of the old residences should know a fall from 15 to 20% this year compared to 2011. Parallel to that, the fall of the prices should be limited to 5%.

Retreat of the real estate credit

Presidential obliges, Rene Pallincourt prevented that the next government thus formed will have to take new measures to prevent that the current crisis of housing is not transformed into crisis of the real estate characterized by a strong fold of the activity of the building. Accordingly, he said himself astonished besides to see that housing does not seem to be the priority of the applicants in the Elysium in their various speeches.

Indeed, the deceleration of the transactions of old residences is accompanied by a considerable retreat of the real estate credits. It is necessary to know that Banque de France recorded in February a fall of 41% of the amounts of credit to the habitat compared to January, 49% compared to last year for the same period. This situation would be explained above all by the hardening of the conditions of granting.

At all events, the consequence was not made wait on the level of the transactions. Concretely, the number of sales of old residences carried out by Century 21 moved back of 11.4% during first quarter of this year compared to 2011. This fall is especially localized in Area Ile-de-France and in Paris with respectively a fall of 15.5% and 17.4% the network of estate agencies specifies in an official statement.

The owners refuse the suppression of deductibility

2012-04-11 18:07:43

PARIS, 11 avr 2012 - suppression of the deductibility of “large work” of the land incomes because a shock with the National union of the real estate. This action plan belongs to the projects of Nicolas Sarkozy, presented for the presidential election.

“Treated like a vulgar tax niche, this deductibility would remain only for work of accessibility to the handicapped people and for work of asbestos removal” according to the terms of Unpi which aspires to have 250.000 members.

The National union of the real estate also affirmed that the terms which were used are inappropriate, because the concept of large work is non-existent in the common right of the land incomes.

It is duty of each person to envisage and to assume the harmful impacts of this provision on quality of the habitat, as regards employment, in the reduction in the taxes boxed… so by misfortune she came to be adopted according to the union.

All the voters must decide while taking account of their acts not to regret according to the declarations of Unpi.

These measurements will certainly have as a consequence the increase in the social samples, of the VAT, which would involve certainly the end of the interference of the private investors in the rental equipment.

The craft industry of the building put at evil by the cold

2012-04-11 16:53:24

PARIS, 11 avr 2012 - the cold which struck France during February involved negative impacts on the craft industry of the building. The turnover of this sector increased only by 0,5% during the first quarter, which because of the concern to the companies in the field for this year 2012.

Constructions had to stop during February because of the cold and it is what because of the difficulties to the sector of the real estate.

The application of the measurements of rigor taken in 2011 will not make progress the situation in the good sense with in particular the rise of the reduced tax of VAT from 5,5% to 7%, the disappearance of the Scellier device and the centring of the PTZ+ according to the assertions of the Confederation of the craft industry and the small companies of the building, Patrick Liébus.

Following the good performances of the 4th quarter 2011 and one rise from + 3,5%, this beginning of year 2012 was marked by a weak increase in only + 0,5% in volume. The activities however continue to be positive in spite of the fact that the forecasts were not reached.

The companies are in a critical zone, because their signals are in the red. A clear reduction in the order books was observed and the treasury of the artisanal companies is with lowest since 2010 according to an official statement.

According to Capeb, the activities should have slowed down only about the second quarters, because it envisaged a fall in the sector of the nine.

The field of the craft industry of built with a sales turnover of 77 billion euros, 1 million credits and 380.000 companies provided that the sector would fall into the critical zone in 2012. Approximately 2.000 and 3.000 people could lose their work during this year.

Reduction in the transactions of the old residences at the time of the first three months

2012-04-11 16:53:13

PARIS, 11 avr 2012 (AFP) - the transactions on the old residences decreased by 11,4% during the first three months of this year for the network of estate agencies Century 21.

This fall is still much more significant in Paris with -17,4%, and -15,5% in island of France according to a press release.

Between the second six-month period 2011 and the first quarter 2012, the reduction in the prices is relatively weak, because the average costs of the m sold by Century 21 lowered only 2,1% i.e. 2.578 euros/m. In Paris, the recorded fall is only of 0,1%, that is caused by the voracity of the investors who make purchases for then putting the residences in hiring with an aim of carrying out profits for the long run.

In spite of the reform which weighs down the taxes of the real appreciations, the percentage reaches one the third of the purchasers is 29,2% compared with less than 20% in all France.

The reduction in the prices is much more important for the apartments compared to the houses, because a fall of 7% was observed after the rise of 19,7% between 2009 and 2012. It is in the areas like Champagne-Ardenne, Franche-Comté, Brittany, Center, the Limousin, Lorraine and Languedoc-Roussillon where one had observed a fall during last year which one noted a progression.

A reduction of 15% to 20% compared to the previous year was recorded during this year according to the president de Century 21. This fall relates to the market of the transactions of old residences, however the president is trustful with regard to the maintenance of the prices on the same level as the year 2011.

“One leaves frenzy and one returns to the reason. But the fall is not durable, because the demand is keen” such are the remarks of Mr. Vimont.

Real investment in the United States by AIG

2012-04-11 16:41:49

WASHINGTON, 11 avr 2012 - AIG, the group of American insurance envisage to carry out investments in the sector of the real estate in the United States towards the end of this year 2012 according to the Wall Street Journal.

New investment plans in the real estate in the United States are being planned by the group pin Following the nationalization in September 2008 which failed to cause the loss of AIG, the group sold some credits of its wallet real world of a sum 24 billion dollars to pay its debts near the US government.
Funds public of an amount of 180 billion dollars was collected to give to floods the group of American insurance.

AIG paid its debts near the American treasure in March, and he also hopes to obtain a sum of 40 billion dollars of the taxpayers in the group by the sale of his share of 70% in the Capital of the insurer.

AIG or American International Group is a leader in the field of the insurance and the finance departments. It is present in more than 130 countries and its customers are diversified, because there are companies of the institutions, but also of the private individuals.

In the USA, it is one of the most important referees of insurance in the industrial and commercial field. It is a very important group which is listed with the purses of Zurich, Tokyo and bets, but also on the New York Stock exchange.

Its seat is in New York and it has approximately 74 million customers in the world. Approximately 116.000 people divided out of 130 countries work for this company.

Installation of tents in front of Piti� Salp�tri�re by hospital agents

2012-04-11 16:37:29

PARIS, 10 avr 2012 - Several tents were installed by the hospital agents in front of the hospital of Pity-Salpêtrière. Action made by the initiative of CGT in order to be opposed to the policy housing of the Assistance Public-Hospital of Paris compared to its employees.

This demonstration was initiated in order to show the situation in which is some paid which have difficulties of housing according to Asdine Aissiou, CGT general secretary of this hospital. There are however many apartments nonoccupied in the housing stock of the AP-HP, located in the 13th district, it explained. Certain hospital agents sleep in their car or in friends according to always Asdine Aissiou. The employees of the hospital accompanied by their couple and their children intend to spend the nights in the tents.

One of the manifestations of the problems of housing of the hospital agents, the case of Simone Sarr, 35 years, a nurse's aide who works at the hospital Pitié Salpêtrière and who lives in a room of 10 m within the establishment.

According to the assertions of this nurse's aide, her husband is in a wheel chair in a center of rehabilitation and his/her two children are at his beautiful family in Senegal. She is also in the obligation to pay a rent of 390 euros for her studio of 10 Mr. Her principal concern it is that when she makes a request for housing, it is answered him that its incomes are not high enough so that one grants some to him.

She also raised the question: “One deals with the patients, but us, who deals with us? ” Today, it intends to sleep in the tents to collect the attention of the persons in charge.

In the month of November 2011, there was a report/ratio carried out by the Court of Auditors on the real policy of the nonaffected buildings to the care, carried out by the public hospitals and the AP-HP.

Compensation claimed by the owners victims for the Xynthia storm

2012-04-11 16:32:36

PARIS, 10 avr 2012 - the owners of ground near the sea, victims of the Xynthia storm in 2010 claim a compensation. They are found with a ground difficult to sell because it is impossible to build there a house because of the bad weather. Their situation must be considered by the authorities protested.

April 8th is the date of the second year of creation in the Vendée and Charente-Maritime of the “black zones”, these coastal territories present a danger of dead and the people who reside there must be rehoused in another place.

It is a measure taken following the passage of the Xynthia storm the February 27th and 28th 2010. Storm which because death of 47 people according to the declarations with the press of My Elects Schor and Sebastien Mabile, of the Parisian law firm Lysias Partners. The latter defend the interests of several owners of grounds “not-frames” located on the road of the Beach with Aytré, in Charente-Maritime.

No compensation was offered to the owners open areas which had not obtained yet a permit building whereas those which have villas in” the renamed ““black zones zones of solidarity” were compensated.

Although it of did not die there near these people, their lives were destroyed and that is unacceptable according to lawyers and certain owners. One of these owners affirmed to have spent a sum of 100.000 euros at the end of 2009 for the purchase of the ground and the other paid 300.000 euros and had envisaged to build two houses there.

“One worked during thirty years to have something, and it is the dead end” affirmed Milko Mathieux. It had also a company which it has of selling and it does not have even any more housing according to its declarations.

The requests which were made near the administration remained unanswered, therefore a recourse was deposited towards the end of the year 2011 front administrative court of Poitiers for “rupture of equality of the citizens in front of the public offices”. Their situation of disaster victims was also presented to the candidates to presidential of 2012.

To take example on Roosevelt to leave the crisis of the real estate

2012-04-11 16:31:37

WASHINGTON, 10 avr 2012 - to face the real crisis and the over-indebtedness of the households, the United States must take example on Roosevelt in the years 1930 according to the Funds international currency.

The IMF, in one of the chapters of its world economic outlooks whose title is “To manage the debt of the households” compared the success of this time with the current decline of the sector of the real estate.

Redevelopment projects of the debt of the households as those which were created at the United States in the years 1930 and in Iceland nowadays can contribute to reduce the payment of the loans and to involve the fall of the non-payments and the seizures, according to the IMF.

It is necessary to take example on the crisis of 1929 in the United States; the specific provisions taken can make it possible to the lenders to grant renegotiations of loan with the State aid.

However, the badly negotiated efforts of reorganization of the debt of the households can involve a weak participation. This is shown by the modifications of the terms of the loans which can lead to dispute launched by the investors.

The program implemented by president Obama the purpose of who is the renegotiation of the terms of the real loans benefitted with 783.000 households and also 69.000 other households in a temporary way whereas at the beginning the goal was to reach 3 to 4 million hearths in 2009.

It is a plan which makes it possible to the lenders to receive from the assistance coming from the State all the times where there is a reduction or one re-spreads refundings of real loans.

Following the analyzes made by Daniel Leigh, he declared at the time of a press conference that these plans do not involve an adequate reduction in refundings, because the households continue to spend approximately 60% of their wages for refunding.

With regard to the plan of president Franklin Roosevelt in 1933, the purpose of it was to repurchase with lenders of the real loans, to then restructure them and resell them with other investors.

Tender offer of Vinci on the 19,8% of its subsidiary company Stores

2012-04-10 17:59:17

PARIS, 10 avr 2012 - a project of public offering of purchase tender offer should be deposited by Vinci a French group of BTP and concession. Offer the purpose of which is to aim at the actions of its Entrepose subsidiary company of which he is not yet the owner, which will cost him a sum of 102 million euros. The public offering of purchase can be open only when the Authority of the financial markets declared being it as in conformity according to the official statements of Vinci.

The French group of BTP and concession which has directly and indirectly 4.141.216 actions Entrepose is 80,2% of the capital and 88,3% of the rights to vote wish to place an offer at the price of 100 euros per action which will be followed of an obligatory withdrawal according to the conditions.

It is in 2007 within the framework of contracts of acquisition of blocks of share and a tender offer that the expert company in the design of industrial projects in oil and gas became a subsidiary company of Vinci.

A reduction of more than 70% of its clear benefit for 2011 was announced by stores on January 25th. This fall was caused by the problems encountered in Libya, to 15,8 million euros for a turnover in fall from 18,1% to 674,7 million euros.

A regression of the order book was also recorded at the beginning of year 2012, it is to 777 million euros whereas for the same exercise of the previous year it was of 873 million.

However, the group is trustful and hopes to benefit from the advantages of the progression of its market for this year 2012.

Vinci has as councils Gotshal and Manges LP, Crédit Agricole Corporate and Investment Bank and Weil.

Solutions suggested by Orpi for the real crisis

2012-04-10 17:51:16

PARIS, 10 avr 2012 - Tuesday the 12th ago solutions suggested by the network of estate agencies Orpi to leave the French the real crisis.

It is completely possible to bring change to the real sector to France by allocating the available resources with good sense and by envisaging the market demands according to the assertions of president d' Orpi, Bernard Cadeau. He also said that the professionals of the sector of the real estate must be listened by those which will direct the country, because it is a sector which relates to hundreds of thousands of people.

Among the most important solutions suggested by Orpi, the release of land to optimize construction of number in order to reduce the lack of new housing.

The State and the local government agencies must give their land available to the cost price, because they do not may find it beneficial to make profits. The generated advantage must be offered to the consumers according to the assertions of the economist Pascal Perrin one of the people who took part in the drafting of the booklet offered to the politicians and to the candidates to presidential of 2012.

It is also important to support the acquisition of property in the social sector according to Orpi. That will make it possible not only to the purchasers to obtain a financial stability and social, but will also make it possible companies HLM to have funds of investment in order to implement new construction projects.

Orpi also proposes as solution, to create a ministry for the Habitat, to set up a statute of private financial backer and guarantee funds of the rents, to design layers dedicated to housing for the family investors and the organization of Grenelle of housing, a balance between the new housings and the old one, and easy obtaining credit.

According to a report/ratio of Fondation Abbé Pierre, it is the sector of the housing which is the object of more than expenditure for the households. Approximately three French million and half had precarious housing conditions in 2010.

New provisions concerning ground expropriations in China

2012-04-10 16:39:13

BEIJING, 10 avr 2012 - to reduce the frustration and the anger of the farmers in China, the provisions of the law in force concerning the seizures were reinforced. It is during a judgment returned Monday by the Supreme court that the legal framework of expropriation was introduced. This was done in the aim of protection the interest of the private individuals and to ensure the respect of the legitimate rights of expropriés.

According to these new provisions, if no out-of-court settlement were found between the owner and the expropriants, the latter are in the obligation to deposit a request detailed with additional documents in front of a court.

It is in these countries where the zones being the subject of town planning scheme widen quickly that the ground seizures cause the dissatisfaction with the private individuals against the administration.

The compensations which are offered to the expropriés owners their goods are not sufficient. That appeared in 2011 by the revolt of the villagers of the borough of Wukan in the south of China, aggravated by the seizures which have been done for several years.

Expropriations increased since the end of the year 1990, because the sales of ground to achieve goals of economic growth depend on the local executives according to the declarations of certain lawyers. There are often confrontations violent one between the owners and the people who represent the administration.

In China, approximately 6,7 million hectares of grounds was expropriés during these 20 last years according to the Chinese Academy of social sciences. Fifty million Chinese peasants was dispossessed of their ground since the beginning of the policy of reforms and opening in China in 1978 according to the assertions of Yu Jianrongn a researcher of Chinese Académie of social sciences.

According to always the analyzes made by this academy, the rebellions following the ground seizure involved 65% of the incidents of mass, i.e. direct confrontations between the population and the authorities.

“Nobody can violate the rights”, of the peasants to the ground affirmed the Wen Jiabao Prime Minister at the time of the annual session of the Parliament.

Urban explorers, top of �The Shard� in London

2012-04-10 16:29:51

LONDON, 09 avr 2012 - the top of Shard the most skyscraper of Europe which is in London was reached by urban explorers. The persons in charge of the places announced Monday a reinforcement of safety to prevent that such incidents do not reproduce. Many photographs taken starting from the top of the skyscraper were published on line this weekend on the blog “Hacking Place”.

Bradley L. Garrett, one of the explorers affirmed that its first climbing of the skyscraper with his/her friends the Shard dates from the month of December 2010 to admire the fireworks of the New year. Since, they climbed the skyscraper thereafter approximately 6 times.

An incident occurred according to Sellar Property Group, the property developer of this skyscraper designed by the Renzo Piano architect, but the repetition of these incidents was not confirmed.

This incident occurred about the month of December 2010 and that was quickly control and safety was improved according to the assertions of the spokesperson of the Sellar group. According to always this last, it there 25 cameras of vidéosurveillance with warning system on the site as 14 guards who work during the night there.

To guarantee the safety of such a site is difficult and the guards are sometimes distracted and do not manage to follow the surveillance cameras according to Bradley L. Garrett, who obtained a doctorate “of urban exploration” in University off London in February.

The members of the group of explorer affirm on their blog that they penetrated in the building by misleading the vigilance of the guard and then assembled the steps until the 76e stage before climbing on the crane which is at the top.

It is about May that the building work of the skyscraper The Shard, must finish i.e. before the beginning of the Olympic Games. This building contains 95 stages, there is will have luxurious restaurants, apartments top of standing, as well as offices.

The circulation of the pedestrians studied by CNRS

2012-04-10 16:03:27

TOULOUSE, 9 avr 2012 - an good organization of the displacement of the pedestrians in the streets could generate much more effectiveness. That will make it possible to control the sways in the crowd to a total value of 20% according to the assertions of the researchers of CNRS at the time of a study.

Work which will be carried out will make it possible to help the architects and the town planners for the design of space, because circulation will be simulated. The accidents will be also reduced, because the firemen and the security services will be able to have solutions to envisage the incidents during the demonstrations according to Guy Theraulaz, researcher of CNRS at the University Toulouse III-Paul Sabatier.

These studies also made it possible to know that there are files which are created in crowd of pedestrians. However, these files become deformed quickly because the speed of walk of each person. It is this speed which involves the disorganization of the pedestrians according to the scientists.

The latter also checked that the movement of the pedestrians is more effective in a crowd which walks at an identical speed than in a crowd where each pedestrian has a different rate of travel.

The studies which were undertaken can prove to be useful for the architects, because they will be able to know the places where there is the most world in a building and to optimize the movement in certain places thanks to comforts of walk.

These studies can help the security services and others to know the number of people not to be exceeded so that the movements of crowd are always controls especially at the time of the demonstrations.

These analyzes were made by teams of Insa at the University Toulouse III-Paul Sabatier, CNRS, researchers of Université Toulouse 1 Capitole and University Toulouse II it Mirail, specialized in mathematics, physics, study of the behavior and data processing.

A great place for the contemporary art with the palate of Tokyo

2012-04-10 12:30:28

PARIS, 8 avr 2012 - a surface of 22 thousand m² was arranged to accommodate the contemporary art in Paris. This was done with an aim of making the palate of Tokyo one of most important poles of creation in Europe.

It is the greatest Center of contemporary art without permanent collection of Europe according to the assertions of the president of the public company of the Palate of Tokyo, Jean de Loisy.

This old building builds into 1937 which has contained since ten years the Site of contemporary creation on 7.000 square meters is closed for about 10 months for work in the western wing. For the rehabilitation of this building, it was necessary to spend a tidy sum of money of 20 million euros. Currently, thanks to the work of architecture carried out by Anne Lacaton and Vassal Jean-Philippe, this building is entirely dedicated to creation.

Work which was made there consisted to remove the partitions, the counter ceilings, and to develop and embellish the occulted canopies. The workmen work like a navvy so that spaces is arranged perfectly at the time of triennial envisaged on April 20th

It is on April 12th with 20:00 and until April 13rd at midnight which the opening of the Palate of renovated Tokyo will have place. Various types of events will be proposed there like spectacles, conferences, concerts, in order to offer a small outline of the new palate of Tokyo and activities which will be made there during the years come according to the organizers.

Masterpieces on the building will be exposed there for 12 months. It is the plastics technician américano-Switzerland Christian Marclay who gained the gold Lion of the Biennale de Venise into 2011 which created “stained glasses” for the windows of the restaurant close to the entry. These stained glasses are covered with onomatopoeias of cartoons.

The palate of Tokyo lives again after several months of work according to the declarations of Mr. de Loisy. He also affirms that he needs to feel the poisonous character of art, because “art transforms, saves or destroys” according to its own words.

Works to be discovered on the spot are numerous, there is for example that of Polonaise Maria Loboda whose pigments contain distilled poisons. There are also the suspended sculpture “The Blind leading the Blind” or the blind man guiding the blind man of the Belgian Peter Buggenhout. Mr. De Loisy affirms that it is necessary to penetrate in work by accepting the obscure one. He speaks with full knowledge of the facts, because he was police chief of several exposures like that of Monumenta d' Anish Kapoor to the Large palace in 2011.

Evacuation of the militants and the badly-housed persons who occupied the Duhesme private clinic

2012-04-10 12:09:06

PARIS, 8 avr 2012 - an evacuation of the private clinic of the XVIIIe district of Paris was made by the police officers Sunday. This private clinic was occupied by badly-housed persons families and militant associations according to a journalist of AFP. According to always the latter, the evacuation was done without overflow and it has right duration ten minutes.

Evacuation which took place following a lodged complaint by the owner according to the declarations of the police headquarter of Paris. The militants dispute the red-handed of occupation because the police officers had not seen them entering the buildings according to them.

This action made by the militants whose initiators are the collective black Thursday and Droit association with Housing had a precise goal, it is that to draw the attention of the candidates to the presidential elections to the problems of residences at a few days of the elections. The application of the laws on the requisition marked the militants and led them to involve the families in procession.

To put the housing shortage in the middle of the countryside is the goal of these demonstrations according to Manuel Domergue, militant of black Thursday. According to always this last, it is necessary to collect the attention of the candidates to presidential so that they speak about the problems of housing in their countryside, and the Duhesme private clinic was to be the emblematic building with this intention.

Approximately 25 people occupied the private clinic Duhesme, a building of five stages located in the XVIIIe district. The majority of these people are in insecure housing and the others are hearths found priority Dalo.

The militants, in spite of the interpellation of the police force affirmed that they would continue their actions.

To make so that justice chooses between right to housing and property right was one of the objectives of this demonstration fallen through prematurely before the attention of the candidates to the presidential election was not collected, according to Julien Bayou, regional adviser ecologist and support of black Thursday.

Questioned on I-TV and Europe 1 at the time of the Pascale festival, Mgr Andre Vingttrois affirmed that it is deplorable for the company always to resort to these types of demonstration to collect the attention of the leaders on the problems of the people.

The actors in the field of the real estate had already shown their dissatisfaction following the absence with the candidates at the time of the conferences organized by the eight federations of the sector and Fondation Abbé Pierre.

Specificities of the NF environment

2012-04-09 13:44:32

The NF environment was installation in 1991 and touches the official certification allotted by the French Association of Standardization (AFNOR) with regard to the environment. Several products there are subjected and controlled of their manufacture to their elimination while passing by their application. In particular in the field of construction and the real estate of which adhesives, varnish, paintings, etc

A label of construction

Label NF environment is legal in France and it is granted by AFNOR certification to the originators who chose to be governed by specifications of environmental quality. It is about an official ecological certificate being used to particularize the products which have few harmful effects on the environment.

NF environment proposes two types of guarantees whose ecological quality and the quality of use and are given the responsability to consider reflected them products on the environment during their lifespan. The products must be in conformity with particular criteria especially in which relates to the respect of the environment. The services, automobile industry, the medicinal products and agro-alimentary are not concerned with the label.

It is in collaboration with associations, the public authorities and the industrialists that the conditions of this ecological label were installation and its attribution is with the load of an independent third party. It is detailed by follows according to the sectors concerned (for furnishing: NF environment furnishing).

Which is the interest to have it?

The advantage for the consumer is the fact of being able to select products safeguarding the environment. This label comprises great advantages because it makes it possible to ensure the capacity to use the products, decreases their environmental impacts during their life cycle and touches at the same time their packing and the product in question. It confirms that the products are in conformity with the conditions of certification corresponding respectively to each product.

For the industrialists, it makes it possible to distinguish its products from the other articles D gone.

In what is it different from the other labels?

The label is particularized thanks to its integration of the conditions which precede by far the field of the technical specifications of the standards since it is characterized by its consideration from the environmental effects of the products during their life cycle. The products certified by the écolabel occupy a maximum share of 20% of the market because it is a question of distinguishing those whose ecological quality is the best. To keep this selectivity, the conditions compared to ecology are modified all the 3 to 5 years.

The certification of AFNOR

Certification testifies in an objective way owing to the fact that the products have properties included in a standard and that they are frequently subjected to checks. It is firstly intended to the consumer or for the end user of the product certified to give an insurance on quality.

Certification belongs to the parameters to be taken into account before the acquisition of a product among the choices suggested. The real quality of a product depends on the capacities of the certifier establishment (AFNOR) and its equity. The organizations granting of the certificates must be approved by independent establishments of accreditation which is the French Committee of accreditation for the hexagon.

Importance of the standards and labels of construction

2012-04-09 13:24:17

The field of construction is governed by several regulations evolving/moving with the years, everywhere in the world. That relates to in particular the standards and the rules of construction, the guarantees, etc This regulation of construction was already in place since antiquity with for example, the code of Hammurabi in Mésopotamie, which is one of the first legislative codes.

There are construction standards why?

The European Union had to take a particular initiative because of various the catastrophe which occurred in the field of construction in all the continent. This decision touches the safety regulations and of health minimal to apply to the building sites and made it possible to set up coordination health safety.

The regulation is reformed gradually to guarantee a better respect of the environment in order to set up neat building sites and little vermin: recycling of materials, sorting and recovery of waste, etc). Moreover she encourages new constructions to conform to standards such as Environmental High-quality HQE based on the energy performances requiring a special follow-up (controls and self-checkings) due to the obligation of results of the builder and the architect with regard to the thermo isolation or phonic for example.

An evolution marked in the material selection and the realization of work are envisaged or even way of living are extremely possible due to the obligation to follow the protocol of Kyoto.

Energy high efficiency

The HPE or energy High efficiency gathers several official French labels and makes a report of the energy, environmental and medical performances of a construction with regard to its construction and its maintenance. It counts several levels made up of five stars and gives access premiums or tax incentives and an improved financing.

It ya a difference between registered trademarks and labels public such as BBC or HPE. The latter are granted to constructions whose general quality, durability, the safety and the conditions of operating of the equipment of production of warm water, of heating of lighting and air-conditioning are certified.

The labels are decreed by establishments accredited by the State, at the request of the private individual having construction. These organizations must also be approved by Cofrac or French Committee of accreditation since October 1st, 2010, in conformity with the standard INTO 45011.

Thermal regulation

New constructions from 2001 are subjected to a limitation varying according to the centres of populations and the area, of the consumption of energy. Then, as from the month of November 2006, authorized energy consumption was restricted with 85 kWh/m ² /an. These recent regulations also encourage to use renewable energies and a report on the thermal properties must be carried out at the end of the building site for the follow-up of consumption. The objective is to decrease by 10% the losses due to a precarious insulation of the walls and a reduction of 15% of the total energy losses.

The forecasts of the State for year 2020 consist of the reduction of 40% of the energy expenditure of the hearths to reach a limit of 25 kWh/m ² /an in 2050.

The energy diagnosis high efficiency

It is necessary to call upon a professional person receiving benefits to carry out a diagnosis of energy performance. This procedure makes it possible to categorize the buildings to be sold or to rent using labels going from has to G according to their energy performance.

Codes of colors are used for the two kinds of existing labels: the first go from the white has some with the mauve in G and the second, of the dark green has some with the red in G. the first touch the energy expenses and the seconds make it possible to highlight the consequences of the consumption of energy over the environment (rate of gas emission to greenhouse effect).

To obtain a label �environmental High-quality�

2012-04-09 13:08:34

The label environmental high-quality certifies healthy and comfortable constructions. Buildings certified not having harmful effects on the environment on the long run. The environmental consequences are restricted. Which are the points to respect to be labelized?

Label HQE

It is with the 1990 qu beginning of the year' was born term HQE or Environmental High-quality in France. Drawn from the energy label high efficiency (HPE), AFNOR recorded term HQE like a trade mark and a certificate called: Work Démarche HQE®. With the difference of the HPE, the HQE also relates to the hydrological, vegetable and medical field.

The study necessary of quality to be able to obtain a certificate can be realized by association HQE. It is about a private association, identified public utility since 2004, based on a reference frame of 14 targets. It is possible to incorporate it in the commercial offers of engineering of which the goal is to optimize the construction or the rehabilitation of constructions and the cities while having an effect restricted on the environment.

These qualitative procedures try to exceed and replace official labels HPE with regard to the energetic sector. What differentiates environmental the High-quality term (HQE) of public labels HPE: Energy high efficiency, HPE-2009, HPE-EnR or BBC: Bâtiment Basse Consumption is the fact of being recorded like trade mark by association HQE.

Principles of the HQE

The HQE strongly depends on the overall costs and preferably at least comprises an assessment carbon, energy report, cycles of renewal and maintenance. Two concepts in the beginning of phrase HQE: Firstly, the construction, the use and the maintenance of any building have a great influence on the environment and also on the overall costs.

The HQE tries to decrease or to supplement this cost in a way more important than than requires the legislation for a minimum of 7 targets out of 14 and while trying to reach the best performance for at least 3 targets considered as priority. A construction project HQE considers at the same time for its economy, the investment and operation.

Secondly, there is the principle of the targets which is in relation to the procedure quality, i.e. the objective is touched so in the sector called in question, the performance level is more or less equivalent to that of the project the best elaborate one during the same time. Following long negotiations, association HQE accepted that the totality of the targets should not obligatorily be treated with an aim of reaching the best performance. That would not have made it possible the small budgets to reach it because of the initial costs.

Stakes of the HQE

The principal goal of procedure HQE is the installation of new constructions or the restoration of the existing buildings to allow an effect restricted on the environment the moment of the construction, the use and the demolition.

Within the framework of environmental protection, it is necessary ill-advisedly to avoid at all costs the use of the resources. The generalization of the procedure in the field of construction consists of the construction while respecting the environment, by ensuring the comfort of interior and medical without leaving for account the economic consequences.

An estimated valuation made in France by “stakes HQE in island of France by 2010” made it possible to distinguish the fact that to generalize step HQE with any construction or rehabilitation in 2010 will have brought to reduce by 30% the consumption of energy in the residential one and the tertiary sector, of 40% the gas emissions to greenhouse effect and 15% drinking water consumption, that is to say 100 million m3/an.

That also contributes to a reduction in the number of industrial accidents on the building sites, the reduction of the harmful noises, the benefit on the exploitation and maintenance costs.

Various levels of �energy High efficiency�

2012-04-09 12:54:40

With regard to the energy performance of a construction, label THPE touches the buildings whose energy consumption is lower by 20% than the standard. Label HPE touches the houses which consume 10% less energy than a traditional construction.

The public label of energy High efficiency

The sum of the official French labels making the report of the energy, medical and ecological performances of a construction with regard to the construction and maintenance is determined by the HPE or energy High efficiency.

It is divided into many levels (decided between in 5 stars) makes it possible to profit from additional subsidies, the reductions on the imposition and the premiums. Terms HPE and BBC do not relate to registered trademarks, because they are public labels. The latter are allotted to constructions of which durability, quality, the conditions of operating of the equipment of heating and warm water, lighting, air-conditioning as well as safety are guaranteed. They are granted by an establishment accredited by the State following a request made by the owner of the building. Since October 1st, 2010, the organism in charge to certify the requests must, according to the standard INTO 45011, being approved by Cofrac or the French Committee of accreditation.

The HPE thus gathers the lawful decrees and the standards and it was installation in a progressive way since 1978. It was possible thanks to several people receiving benefits of the building trade, of the public services of energy, the building owners, the public corporations of certification (Agency of the environment and the control of energy, CSTB or Scientific and Technical Center of the building), and of the environment.

Five levels

With regard to energy high efficiency, one can distinguish five levels:

• HPE 2005: relate to constructions whose conventional energy expenses are at least 10% less important than the reference given in the RT 2005. In the case of the habitat, consumption must be at least lower than 10% of allowed maximum consumption.

• THPE 2005: touch constructions whose conventional consumption is lower than at least 20% of the consumption of reference determined by the RT 2005 and with regard to the habitat, at least 20% compared to authorized maximum consumption.

• HPE EnR 2005: drawn from the HPE 2005, contains regulations obliging the installation of the renewable devices of energy such as the production of warm water and the heating. Construction must be allowed in an heating network using from at least 60% of wood or biomass to function.

• THPE ENR 2005: even principle that for the HPE and THPE with the difference which the minimum percentages are about 30%. Moreover, it imposes the use of high-output heat pumps or the energy sources renewable such as the solar collectors, wind, etc….

• BBC 2005: relate to the buildings whose expenditure in energy is considerably lower than the energy consumption of reference. It reconsiders the result of the valuation made for research program PREBAT carried out by the association EFFINERGIE and financed by the ADEME.

The organizations which deliver certification

There exists in all five certifiers establishments ready to grant a certificate: Cerqual, CertiVéA, Cequami, Promotelec and Qualitel. That is governed by the mark resulting from the activity of the collective Effinergie which set up reference frame “BBC, Bâtiment Low Consumption”. For example, the safety and the quality of electrical installations of a construction are controlled by Promotélec which has the right to grant mention HPE-THPE 2000. This organization began the procedures near the public authorities with an aim of adding the 5 levels of label HPE to its Label Performance.

Objectives and rules of �co-construction

2012-04-09 12:38:17

Currently, the environmental protection and the reduction of gas emission to greenhouse effect are with the day order. Éco-construction is the solution adopted in the real estate to take part in the ecological fight by the improvement of the installations and equipment of building to preserve the environment and to reduce climate warming.

Durable construction

The éco-construction, appeared about 1960, consists of the construction of a house which in its design (materials, equipment) and its future use (electricity, evacuation of waste water and waste, heating) respects the environment. That also relates to the restorations, refitting or the restoration of a building.

It is carried out to be as much as possible harmonizes some with the environment to which it is established. It thus requires materials that it is possible to get in the locality, healthy and little transformed. Its construction is in conformity with the bioclimatic system and the objective of such constructions is to reduce energy consumption with regard to the means of heating and hot water supply. The reduction in the energy expenses is made possible thanks to materials selected for the realization of the walls and the walls, which as well as possible condition dephasings, the contributions of heat and a system of ventilation distributed well.

The types of constructions such as the Basse Consumption buildings, house BBC or house HQE (environmental High-quality) can not be regarded as being a écoconstruction. They can contain nonnatural materials such as the glass wool for the insulation for example and that makes the energy expenditure gray more important.

Its objectives

In the Seventies, the term of sustainable development was often associated with the crisis of energy and the respect of the environment. The origin of the concept of éco-construction is the need and the desire for finding a method of inexpensive construction on the long run and respectful of the environment. The difference of old constructions with the current facts it is that nowadays one can consider in certain cases only the improvement and the adjustment of a construction already in place so that it is in the standards of durable ecology.

There exist several methods and strategies for a éco-construction in order to decrease and avoid as much as possible the harmful effects of constructions on the environment and in the medical field. Technologies and the techniques in éco-construction evolve/move unceasingly and the methods can vary according to the area where work is completed. The important parameters relate to the orientation, the site, and the structure of the building.

The latter influential on energy efficiency, the water supply, materials used, etc the various strategies can be combined to give more satisfactory results. While speaking about design, the goal of a éco-construction is to be in harmony with its immediate environment.

Materials and equipment used

The materials used for the construction and the insulation of a éco-construction are entirely ecological: the ground bricks, the straw, hemp, the stone, the wool of sheep, the wood fiber, etc the energy sources used for the functionalities of the building are also natural: solar energy (passivates, solar panels), biogas, the wind mill, etc

It may be that these constructions admit systems of processing waste like the phytoepuration for example and also systems aiming at recovering rainwater. One distinguishes two types of wood ideally used for work on a building with timber structures: wood labellized Europeans PEFC and wood tropical under label FSC. These choices are preferable for the respect of the durable management of the forests. It is necessary to avoid using materials requiring of consequent energies for their manufacture or transport.

Overcost due to the RT 2012

2012-04-09 12:22:24

Change of thermal regulation RT 2005 in RT 2012 between into force starting from January 1st, 2013. For new constructions, the goal is to reach label BBC for any housing. But the cost is the principal disadvantage of this rule RT 2012.

Up to what point will the RT 2012 generate a overcost of construction?

As it is divided into two stages, at the end of October 2011 for the nonresidential buildings and January 2013 for the residences of dwelling, the increase in the costs is to be envisaged. The figure from 7 to 8% is higher than those of the ministry for Ecology and Sustainable development. The reason is that it took into account only the equipment and construction.

But if all the factors are taken into account, the rise will be about 15 to 20% of more than traditional construction. The price of materials and the adequate equipment to reach the RT 2012 is in rise, without forgetting that to handle the latter suitably a personnel than qualified is needed more. It is also a cause of this overcost.

Since it is then necessary to have figures of very detailed performance drawn from the coefficient Bbio (bioclimatic need), it is necessary to call either upon a research department or for an expert in thermicity.

Nevertheless, of the computation softwares are developed to facilitate the estimate as of the preliminary draft.

Divergence on the estimate of the overcost

To comply with rule RT 2012, it is necessary to spend more than it is for the quality of materials or thicknesses, without forgetting the performance of each one of them. Simulations of the research departments showed that only while comparing with RT 2005, the overcost is from 7 to 8% to reach the RT 2012.

But the damping of this investment is rather fast.

Compared to the traditional house, over 20 years, the benefit is of 15.000€ thanks to the reduction in the energy expenditure. But the Research program and of Experimentation on Energy in the Building industry is more realistic in its estimate since it estimates the overcost at 10 or 15% are approximately 1450€/m2 without the taxes for the construction of house. For Xerfi on the other hand, it is from 15 to 20%.

Example of cost of construction of a house in RT 2012

If the house makes approximately 90 m2, the cost of the house returns to 95.000€. For that the orientation will be East-West, the garage will be integrated. Even with these unfavourable parameters, the surplus of price is from 7 to 10% according to simulation.

The comparison on the various possibilities gives rather disparate results according to the choice:

1. Electric heating convector + powerful Water-heater ECS thermodynamic + Built better technique available: > especially 7%.

2. Heat pump + thermodynamic ECS + Built powerful BBC > overcost 7.4%.

3. Boiler condensation gas + solar ECS with supplement boiler + Built powerful BBC: > overcost 7.4%.

4. Boiler granulated wood + ECS boiler wood + built powerful BBC: > overcost 10.6%.

5. Urban heating network (RCU) + ECS RCU + Built powerful BBC: > overcost 6.9%

Normalizes, label and regulation in construction

2012-04-09 12:09:08

There are rules so much that even the professional loses himself there. Between the labels, the standards and regulations as well French as European, it is necessary to find the happy medium to differentiate each part.

Regulation

The regulation is either a law, or a decree or a decree which is taken by the competent authorities on the matter. According to whether it is the State (ministries or prefects), or the communities (mayors and presidents of general advice), they are used to clear up the manner to apply the law to a given subject. As a law, the rules are thus obligatory and any failure is liable to legal action. It is the case of the RT 2012 on the national level whereas the rule on the brushing of the chimneys is on a departmental level, but it remains always obligatory. But it also happens that the level is higher when they are treaties or international conventions.

The label

As for the label, it is about level of quality which tends to being above what the regulation requires. Construction is thus made with the respect of a schedule of conditions forcing.

Obtaining this kind of qualification is the result of strict quality control carried out by independent organisms. But when the label is obtained, that means that the house exceeded the law.

That it is the State, with the labels BBC or HQE of COFRAC (French committee of accreditation) or those of private, passive house and Minergie etc, it is not obligatory.

The standard

The standard is more close to the label than of the regulation. Its application is certainly voluntary, but it makes it possible to reduce the costs and time by technical approaches and commercial others that the traditional ones.

For France the organization in load is AFNOR for the products, the goods and the services, and its recommendations are accepted by all. As regards construction, the standard touches thermics, acoustics and electricity.

The level of the standard is divided into three: the approved French standard, the experimental standard and the handy guide. When it is in experimental phase, the standard sudden of the tests and tests until the recognition of the public authorities.

Why standards, labels and regulations?

The reasons are especially for the safety of the workers and the future occupants. The directive 92/57/CEE of June 24th, 1992 of the council is used as references for all that is safety and health on a building site, mobile and temporary. It is known as being coordination health-safety.

The new environmental considerations tend to change the regulation on the building sites to have more cleanliness and less harmful effect than it is sound or different. The control of waste of the building sites, that it is by recycling, sorting or recovery, is also a challenge, but at the end of the building site, the house will have especially label HQE grace to controls of the private individuals. But for the architect and the manufacturer, the search for result is pushed for the soundproofing and thermal.

For the international standards, the reference is without question the Protocol of Kyoto that in the long term, the manner of living, the materials to be used and the implementations will be different in the years to come.

Passive house, Passivhaus or BEPAS (Building with Energy Passivates)

2012-04-09 11:55:57

The passive house leaves the principle which it is possible to decrease the yearly consumption in lower part of 15kWh/m2/an. This minor amount is especially the result of a use of heating over only a few days per annum. It is also because the insulation is optimized so that there is no loss of heat. It is the standard which the Germans call “Positivhaus”.

Definition

The passive house is certainly still expensive, but in the long term, the reduction in consumption in energy makes the investment attractive starting from medium term. This reduction is obtained thanks to the elimination of the useless energy expenditure. The three points studied for passive housing being all technical, it is thus possible to quantify the goal to reach according to the starting figures.

- Thus, there is first of all the energy of the heating which must be lower than 15 kWh/m2/an.

- For the question of air tightness, it is necessary to use the test of the door or blower door of n50< 0,6 h-1.

- The total intake of the dwelling will be less than 120 kWh/m2/an.

Passive housing is thus an improvement of the Building industry with Low Consumption. Even with

120 kWh/m2/an, the contribution of the outside east of 50 kWh thanks to the clean production of the house. So that there is standardization for the European standard, the calculation of the area which will be entered corresponds only inside. It is thus defined by project CEPHEUS (Cost Efficient Passivates Houses ace EUropean Standard).

Principles and advantages

A passive or bioclimatic habitat uses in an optimal way six main roads of modern construction:

- Reinforced Thermo isolation and windows of great quality

- Removal of the cold bridges

- Excellent air tightness

- Ventilation with double flow with recovery of heat

- Optimal Collecting, but passivates solar energy and calories of the ground

- Limitation of consumption of the domestic apparatuses.

The advantage of the use of all these techniques is that the time of conservation of heat is longer especially with the use of more powerful materials of insulation. Since the recovery of heat by ventilation is installed, moisture becomes less, but it is necessary for that the talks of materials VMC are regular. But the current cost of the investment is justified to compare with the oil prices, and the profitability is done at the end of a few years.

Stakes and problems

The households are the first consumers of energy in Europe, that is to say 40% of the total compared with 30% for transport and the remainder for industry. Moreover, produced CO2 is of 20%.

But the passive and even positive houses of Germany and Switzerland show that the solutions installation are all the same the result of new technologies which are on the way to be controlled well.

The European energy performance provides that the household consumption should decrease to reach the 22% in 2010.

But the qualification of the craftsmen and the architects is still the main issue. To improve the formation is thus a solution, but he takes time and bases of construction passivates French of 2007 aimed at reversing the vapor in favor of this type of construction.

House with positive energy or BEPOS (Building with Positive Energy)

2012-04-09 11:40:11

The principle of house BEPOS is to consume less energy than that which is produced. It is not any more self-sufficiency, but a total independence. This standard is designed to be applied as from 2020 to all new constructions.

Positive house and passive house

The RT 2012 will come into effect in 2013, but there are already projections on the future which is not any more very distant. The regulation which seems to point for 2020 is the positive house. If the standard in 2013 is to consume less than 50 kWh/m2/an, the passive house tries to consume only the energy which it produces and housing BEPOS would like rather to sell the surplus.

What wants to say that should be made even more powerful the passive house. One of the standards out of building is the BBC or Building with Low Consumption, is a figure of 15kWh/m2/an. What is already enormous like economy.

The German label of Passivhaus is used as reference for the passive residences. To pass towards the positive house, it is necessary thus that the design takes again the broad outlines of the passive house to add the new achievements in question of production of renewable energy like the new photovoltaic panels and the heat pumps. The set aim is of course more than self-sufficiency.

Principles of the positive house

It is necessary to start with the passive house. Then, it is necessary to pass by the innovations such as the reinforced thermo isolation, the best windows, the removal of the cold bridges by an insulation of outside, the absolute sealing with the air.

The use of ventilation with double flow for the renewal of the air and to limit the losses of heat, the optimization of the passive solar installation, solar protection and air-conditioning passivates are also included/understood. It is not all, it there with the reduction in the consumption of the domestic equipment, the use of new technologies in energy production (photovoltaic and thermal solar collectors, wind mill, heat pump on tablecloth, freecooling by radiant floor, adiabatic cooling, vertical geothermic probes).

The recovery of rain water for a future use is also to consider. Purification will be done then by means of the lagunage. The goal is to sell the surplus of electricity to the neighbors or directly on the private and public distribution networks.

Assets and disadvantages

What attracts initially is the invoice in end of the month: it is not any more one exit, but rather a money re-entry. The fact of selling the surplus is an unquestionable advantage. On the investment which is carried out, the profitability of the installation is done at the end of about fifteen years, according to the type of materials used.

Moreover, certain areas subsidize the private individuals who launch out on this way. Without forgetting the tax incentives related to the use and the resale of energies known as renewable. For the ecological shutter, it is necessary to note less pollution and the almost total absence of CO2 and the autonomy of the residences thus equipped. To live in such a housing is thus an asset for health whatever the season.

However, the investment to have the positive house is still rather heavy in France. The reasons are varied. To start, there is the side finances, it is from 10 to 30% of more than traditional construction.

The still low number of the professionals who have a perfect command of the techniques used lengthens the delivery period in addition to the fact that it is necessary to be important the near total of materials to be used.

The operation of the deposit

2012-04-09 11:23:53

The deposit is an amount of money which the owner claims with the tenant to reassure it on the fact that the rules relating to the hirings will be complied with. This cover is important for the concluding of a contract.

To know the deposit

It is the fact that an investor pays an amount of money to his contracting which is the object of guarantee or reserve compared to the price and with the good concerned. That can be the rising one that the tenant of a building pours at the time of the signature of the lease. It was especially founded to avoid the risks of counterpart. With the paid sum, the owner will be ensured for the execution of the contract.

If it is about a hiring, it is the tenant who pays the sum with the financial backer at the time when he will occupy the house. All that it poured will be restored at the end of the hiring only so certain conditions are filled: maintenance of the good and payment of the rent. The deposit can also be valid in the signature of a preliminary contract of sale where it will make it possible to ensure the signature of the final agreement.

With the autonomous insurance, it is possible that the financial cover of another person takes the place of the deposit. In this case, it is not the same one as that of the guarantee. This person can be the bank or right a close relation who subscribes to the autonomous cover and deals with the payment of the sum.

The deposit in various forms

When this one relates to the hiring, the payment is done at the time of the signature of the lease. Even if the sum is paid by the tenant, in fact the two parts will benefit from it. Indeed, it is a means of covering the owner against the problems which the tenant can cause. The sum should not be higher than two months of rent, and assembling it fixed is firm and final. The deposit is not obligatory if the tenant can pay the rent per quarter or if it paid it as a preliminary.

If this one relates to the sale contracts, when a purchaser pours this kind of cover during the signature of the preliminary contract of sale, the salesman is sure that it will continue the transaction. It will then take the name of commitment to sell. According to the case, the versed sum must be lower than two or one month of rent.

With regard to obtaining credit, the bank card cannot be acquired without deposit.

The time for the restitution

When it is about a hiring, the owner must restore the sum which the tenant paid as a guarantee at the latest two months after the handing-over of the keys. That is possible provided that the tenant observed the conditions envisaged. That means that it paid the rents legally and maintained the good as it was needed. When the time is not respected, the tenant can require a refunding by sending a registered letter to him with acknowledgment of delivery. He can even resort to the judicial proceedings while resorting to the procedure “of injunction to pay”.

Reading of a plan of house?

2012-04-09 11:04:38

It is not easy to build a house without working out a plan. This one determines the final form of construction, the number and the orientation of the openings, the number of parts, etc a plan contains images, hatchings or even of the codes. During the translation of this one, one does not speak any more reading, but of deciphering.

The plan of house

In a general way, a plan of house offers a sight of top. It is as if there is one stage before and that a cut was made in the center height walls to have a horizontal sight. In mode seen of top, the interior of construction as that of the walls are visible.

In fact organizations make it possible to determine the exact number of the parts composing the building and the exact position of the openings. Those are in particular consisted the doors and the windows. It is important to take care of the good orientation of these openings since those play a very important part as regards daylight. It should be noted that the adequate orientation of the windows, the doors and the glazed parts is for example the south. From this manner, the house will profit from a solar radiation and will be able to profit from a suitable luminosity.

The plan lays down moreover the general orientation of the dwelling, its frontages and its site compared to the public highways, with the access roads and the existing vegetations.

Points and symbols of a plan of house

A plan of house is sometimes difficult to read and requires even a certain base in mathematics. Indeed, the elements employed are symbols and codes which must be deciphered. This one contains for example a scale as a measurement. Often placed in bottom on the left of a plan, the scale is the relationship between the real size and the size of the drawing. When it is marked in the manner according to: 1: 1000, that wants to say that 1 cm on the plan wants to say 1 m or 1000 cm actually.

When there are symbols in the form of an arc of circle, they are the openings i.e. the doors and the windows. The exit and the entry of the circle indicate the movement of the door or the window when they open. The “sides” in a plan of house represent all the numbers present which indicate the measurement or the dimension of an object. This one can be a window, a door, a wall, a staircase, etc dimension does not indicate only the length and the width only, but also the height and the thickness. An arrow indicates for example the length.

Various sights of housing

With the plan seen of the sky i.e. the plan of mass, one can see all there that surrounds the dwelling like its orientation. This one presents also the plan of frontage which indicates architecture external of the building. It can also indicate the geographical location of the building compared to the station, the schoolgirl establishment, the mayor or another reference mark with the plan of situation.

All on hygrothermic comfort

2012-04-08 19:31:40

The hygrothermy is a measure to the field of the housing which defines the ambient air and water content as well as the temperature in a house. Its goal is to found a hygrothermic comfort adapted to the health of the occupants and to manage this comfort compared to the season

What wants to say hydrodynamic comfort?

It is difficult to define exactly what is thermal comfort. When the temperature of the air and that of the radiations of the walls meet, there is a certain temperature which the human body feels. To take care on comfort consists in seeking the temperature, the atmosphere and the heat which the metabolism of the body needs. It is thus important to ensure hygrothermic comfort, because the purpose of that is also to keep the constancy of the normal temperature between 18 and 20°C.

It is as necessary to recall as the normal water content is from 40 to 60% and the temperature of the surrounding air and the walls must have a difference of 3°C. They are the reference rates to avoid the medical problems as the drying of the mucous membranes where the person will have then the impression to choke. When moisture occupies the majority of the house, it can cause big risks on the level of construction itself and health of the occupants.

The walls worsen easily and the insulators like some envelopes of the house and the moulds develop then very quickly. So that it has a hygrothermic comfort, it is necessary to check ventilation, the provision of the heating systems, the thermo isolation of the walls as well as cooling.

Advantages of a hygrothermic comfort

It is not obvious to regulate the moisture of the air. This one is formed quickly inside the house since the occupants cannot prevent themselves from releasing from the internal contributions inside the shower, or of the kitchen during cooking. However, at the time when its contributions mix with the steam of the surrounding air, moisture is formed. Moreover, human being itself produced a quantity of important water. While sleeping for example, it produces 40 grams of steam per hour against 150 grams when it is active.

Since the air in a house is easily polluted, it is important, and even essential to renew it. Although moisture is harmful with the health of the occupants, it is necessary to keep some so that the acarina and the moulds do not develop. It is also imperative to especially control regularly the hygrothermy for the children who are more fragile than the adults.

To reach an optimal hygrothermic comfort

The improvement of this comfort returns to the type of materials used during the construction of the house. Indeed, it is recommended to choose the materials which are able to manage moisture. If the air is too wet, it can cause allergies and the deterioration of the house. On the other hand, if it is too dry, it will attack the respiratory tracts. As it is the case for the goal of the energy audit, it is necessary to control balance between its two types of air.

A house with positive energy

2012-04-08 19:10:22

For a certain time, the technicians found the means of reconciling the energy which a housing needs with that it produces. This one then takes the name of house with positive energy. This one has certain significant advantages for the occupants and the environment.

Concept of house with positive energy

A house with positive energy has a concept close to the house low consumption. It produces itself the energy which it consumes. And of materials made up of renewable energies are installed to produce electricity. Among those which are most known, there are the photovoltaic ones. This innovation is beneficial both for the budget ecology.

This type of construction is indicated by EP and is conceived to ensure a production higher than its need.

This one moreover is equipped to make profitable heat as well as electricity by the various parts of the dwelling like the foundations, the walls, the glazings.

Specificities of a building with positive energy

To arrive at a house EP, it is essential to operate the envelope of the building like the roof, the walls, the glazings, etc For that, a good insulation is beneficial as well as a daylight in addition to inertia. The architect then tries to install an isolated, but tight box.

The sun in addition plays a crucial role in this kind of construction. Indeed, in winter, the site of the building makes it profit from the solar rays and protects it from an excess from heat in summer.

The apparatuses used must consume the possible minimum of energy that it is as regards ventilation, of air-conditioning, electric household appliances, etc the domestic apparatuses must also belong to most economic.

The basic elements of the house with positive energy remain the same ones as for that which is known as passive. However, the equipment is more numerous to give the means of producing energy.

The specialists install mechanisms to be able to recover and purify in a natural way the rainwater.

A ventilation with double flow is also installation to renew the air with a system to recover heat on foul air.

To collect or produce energy, the specialists use the thermal solar collectors, the heat pumps, the aerogenerators, etc

Benefit obtained thanks to a house with positive energy

The first undeniable advantage is the economy. Indeed, the people who live in this type of dwelling see their invoice of energy reduced to the minimum compared to the other households.

It is also possible to see the difference owing to the fact that the occupants become salesmen of energy. It should be known that the suppliers of energies buy the productions in excess of the water-heaters, the solar panels, etc

The ecologists and the guards of the environment encourage with L has construction of this kind of housing, because this last does not reject CO2. It thus reduces the risks of deterioration of the environment.

The project is profitable and there exists a great number of financings available to help the interested people to carry out such a project with share the various subsidies. Certain areas make of their priority the assistances with the owners wishing to carry out dwellings intended for ecological ends. The State also envisages special fiscal advantages by the Tax credits.

The castle in which Michael Jackson died was put on sale

2012-04-08 18:50:06

June 25th, 2009 following a surdose of propofol, celebrates it singer Michael Jackson is deceased. And on November 25th, 2011, its personal doctor, Conrad Murray was considered to be guilty of manslaughter and was condemned to 4 years of prison. Following this tragic death, the residence which it rented for a value of 100.000 dollars per month with Holmby Hills on North Carolwood Drive. It is this reason which on sale explains the setting furniture and decoration of the residence towards the end of the year 2011 per Julien' S Anction.

The value of the castle in which King off Pop died

The “King off Pop”, Michael Jackson continues to make speak about him in spite of its death in 2009. Indeed, after the setting with the biddings of the furniture of its house by Julian' S Auction last year, it is now the house in which it is deceased which is put on sale. This information was revealed by Los Angeles Times. But apparently the manor located to the 100, North Carolwood Holmby Hills in Wesrwood, fashionable district of the City of the angels actually belongs to Hubert Guez. This last is a famous business man who had acquired it in 2004.

However, Michael Jackson would have monthly rented it for the trifle of 75.000 euros per month. Thus, the business man had acquired the villa for the sum of 18,5 million in 2004. And in 2008, it was estimated at 38 million dollars. Following the crisis, its price was revised with the fall: that is to say a fall of 38%. Currently, this one is estimated only at 23,9 million dollars or 18 million euros.

A castle of French style, that Michal Jackson seemed to appreciate

The castle more commonly called “French castle”, built in 2002 is a true labyrinth. According to the advertisement concerning the good, the castle of 5.000m ² is composed of seven rooms, thirteen bathrooms and of a garage which can accommodate a minimum of seven cars. The architect Richard Landry at the origin of the project chose the installation of eleven chimneys inside the castle. Moreover, this last also is equipped with a room of theater, of a large swimming pool, a cellar with wine, provided before with prestigious spirits and a guest room.

An easy and profitable sale?

According to site TMZ, the real estate agent Mauricio Umansky would propose the visit only on preliminary selection and would retain only the potential buyers having the means of offering this de luxe hotel. According to the breaking news, a celebrity of reputation would be indeed about to visit the property.

Los Angeles Times consulted a real expert. This last noted that because of the fact that a crime took place with the center even property, its setting on sale is only more difficult. According to the remarks of Beautiful, in particular known Randball for the setting on sale of the house of O.J. Simpson, this kind of real estate cannot be sold quickly. Moreover, this one decreases sometimes by 10 to 50% compared to the announced starting price.

New taxation on the excessive rents

2012-04-08 18:29:40

The beginning of the year 2012 will be a new pure turning the real estate in France. According to the new finance law 2012, a new tax will be installation for the excessive rents. This one will be especially intended to make in kind make change opinion the owners who want to cheat on the rent of the surface of the good to rent.

The reasons which led to the creation of the law

September 28th of the year 2011, a text was presented. It is explained there that this tax would be the cause of the rents received during one year concerning the rented residences naked or furnished for nine months minimum. The Secretary of State to Benoist Apparu housing sees that a rent of more than 40 euros the square meter for a housing at the very least rather small is inconceivable for the market of housing in Paris. Indeed, a measure was taken for these owner-financial backers of these residences. Those will have to pay a new tax which will rise according to the rent, one speaks about 10 to 40% of the rent.

A taxation which concerns all the financial backers

According to information, this tax will touch all the French territory, but will not limit itself only to Paris. It will relate to in particular the private individuals and even the entities morals like the companies. Actually, no loophole was given neither to the moral persons nor with the natural persons. In spite of some imperfections like the omission, until now, of the modes of enforcement, the initiative of the government is rather attractive. Indeed, the tax will be independent of the income tax or the impositions on the companies. The installation of a rent of reference will thus be issued and for the whole of the territory, there will be an adaptation to the rent of reference.

Affected areas by taxation

The geographical areas such as the zone has of which Paris, the small crown, the second crown, until the limits of the Paris and its suburbs were touched by this new taxation. It is the same for the Dimension of Azure and the Genevese French. Indeed, the law of finances of 2012 specifies that a tax will be imposed to the financial backers who post excessive rents with the hiring of a housing lower or equal to 14 square meters. Thus, a ceiling of rent will be imposed to them. That will involve thereafter a tender with this new tax. The ceiling will rise then with 40 euros per square meter of livable space and will be revised every year in relation to the IRL of the 2nd quarter of the year 2011.

A handing-over in question?

A case is certainly called in question. Indeed, the rent of a bad housing is as expensive as a rent of high standing, whereas this last becomes increasingly accessible, but severely repressed. The cost of the rent of the bad housing, him, is encouraged. The investors who must thus obtain outputs could increase their rent if they are in minority, they will not rent more their housing with nonsolvent tenants. So the surface does not deduce all and there exist laws concerning the geographical areas of ceilings to the square meter.

The step in the event of retraction

2012-04-08 18:16:28

It happens that even in the event of firm agreement, it is impossible to honor a given word. Even the law recognizes sometimes that circumstances oblige to be withdrawn to retract, but there are deadlines to respect and pressing reasons to justify. Otherwise, justice cannot give reason to the decision.

The legal period of retractation

There exists an amount of time which is granted as lasted of reflection which makes it possible to be withdrawn from a transaction or any other agreement. It is the time of retraction, and lasting this time, it is not no need to justify the decision.

If the person concluded her agreement without giving the time of the reflection, it is thus possible for him to be withdrawn when she reflected well on the contract or the purchase.

But it is according to the transaction, purchase, type of product, service contract etc, that the person obtains the number of days of reflection. But it is necessary to refer to the law to know this number.

Time of retraction and legislature

It is the code of the Consumption which frames all that relates to this step. It varies according to the transaction and from its importance. For the question of the sales, the L121-20 article says that “the consumer has a seven clear days deadline to exert his right of retraction without having to justify reasons nor to pay penalties, except, if necessary, of the expenses of return”. It is necessary to count as from the moment of the reception in the event of remote sale.

The continuation of the L121-20-1 article relates to the obligations of the salesman for this same case of sale: “When the right of retraction is exerted, the salesman is held to refund without delay the consumer and at the latest in the thirty days following the date on which this right is exerted. Beyond, the sum due is full (without having to exert an injunction), productive of interests at the statutory rate into force”.

Deadlines and its forms

The real estate credits are surely the field where the retraction is strictly framed by the law.

During the signature of the contract, the applicant can withdraw himself without having to justify itself during the seven days which follow the agreement in principle of the file. But according to the case which arises, this time can vary from three to 14 days. It is the case when it is about sale remotely associated with the credit.

For the sale, the law is as regards purchaser who is considered to be weak in the contract. The time of reflection is thus granted to the purchaser before concluding definitively.

For the other cases of sale and transaction, the time is function of the situation:

it door-to-door sales that it is for a sale, a purchase, a lease for the house or elsewhere, even in excursion

it remote sale of product not - financier

them offers of service financial, with or without visit in residence

them contracts of insurance of the life insurance type, capitalization, etc

it credit-consumption, real estate, mortage life annuity.

This time of retraction which are generally in bottom of the documents and that it is necessary to read attentively and in entirety differs from the contracts.

To gain space in the roofs

2012-04-08 17:59:48

Certain houses have roof, and according to whether the house is roomy or not, the roofs can be arranged to gain invaluable square meters. When it is about house which does not support any enlarging, it is a possible solution. They become a space rather broad then according to the house and easy to arrange.

Procedure to follow for the transformation

Even if work occurs in interior, it is always necessary to pass by the town hall to announce any transformation in a house. The town hall will define then which type of step is appropriate: permit building or preliminary declaration. The choice of the professional who will be in load can then start.

The installation of the roofs belongs to difficult work. This is why the opinion of specialists is useful. That it is the floor, the roof truss, it is as many elements which must be studied with meticulousness before starting to transform. Almost all the trade association in construction will have to thus pass, in addition to the carpenters, the electricians, the painters, the specialists in insulation, the plumbers and the decorators.

Finally, the staircase, plumbing, electricity and the insulation will be the criteria to judge if work is a success or not.

Criteria of realization of work

The first phase which comes before conceiving the project is surely the height under ceiling of the roofs. It would be indeed difficult to work if the roofs make less 1m80: it is the necessary minimal height. But it is better to have approximately 2m20.

The insulation will be then the first thing to be made. The roof is surely principal the contact with the outside, and thus which it undergoes all that occurs outside, be like winter. It is thus to absolutely insulate, and sometimes the use of glass wool is largely enough. Moreover this solution is advantageous since it is easy to pose and the least expensive of the market. An insulation well done also makes it possible to decrease the heating.

For the floor, panels with particles can be enough very well. But it should not be forgotten that it is necessary to place the beams on the beams before fixing it definitively.

When the question comes from the light, it is necessary to choose between several solutions and according to the architecture of the house. The window of roof is easiest to pose and it has all the advantages by the variety of the choices. The other solution is the attic window but its installation requires to call upon a professional.

The equipment not to be forgotten

The creation of toilet in the roofs asks for an installation of plumbing. What results in envisaging transformations to connect the new installation to that already existing.

It will be the same for electricity. It is also necessary to think of the catches necessary, the light, wiring etc, while keeping at the head for which type of use the parts will be used.

But to reach the roofs, it is necessary to pass by the staircase. It is thus more than important to locate it well so that there is no loss of space nor a lack of esthetism. The choice is broad to have staircases which marry perfectly at piece-rates. That it is the style, the gasolines, the forms, it there of as much as necessary.

Certification for the restoration of the house

2012-04-08 17:46:38

When it is about restoration, the owner always seeks what there is best. That the goal is the energy or different performance, obtaining a certificate is more to increase the value of the real estate. The existence of this new standard makes it possible to be at the beginning and in end of work.

Objectives of a restoration

When work is finished, there should be a return on investment in the form of an increase in the value of the renovated real inheritance. This is why certification “house renovated” is delivered when the purpose of the restorations are to improve the energy performance, or for more respect of the environment. The certificate is then the NF Renovated Maison.

It is Céquami which takes care of the delivery. But the manufacturer, or the craftsmen can also obtain the qualification when their work is with the height of waitings of the standards.

It is enough for that to include/understand the bases:

• The objectives are qualities on the environmental, medical and energy level

• The project superintendent must thus be with the height of the goals fixed by the owner and according to the budget available

• The contract with the various trade associations from construction which will enter the renovation project.

Reasons of the step

The respect of the environment is one of the reasons which push to transform it old houses. The increase in the actors who are in the sector is also another which pushes the owners to be discussed with the certified professionals. While the professional will have more market if it can be prevailed of the label delivered by the qualified organization.

Control will be then a concern of less for the owner who would have engaged a manufacturer certified to do the work in order to rehabilitate housing.

At the end of the chain, since the energy performance will be corrected, the expenditure will be in fall and the cost in reduction thereafter.

This search for independence with respect to nonrenewable energies thus makes it possible to release more economy and thus more purchasing power for the owner who engaged of the expenditure of restorations.

The point to put forward is to be able to say that with such a house, there is action in favor of the fight against climate warming and the gas emissions harmful in general.

Mode of acquisition of certification

The goal is to obtain the certificate when the energy diagnosis of performance is carried out at the end of work. The best procedure to follow to obtain it is to work with a contractor who has certification already. Thus there will be at the same time an evaluation of the house before beginning the building site and at the end of the work, the two parts will be able to judge result compared to the objectives.

For the owner who wishes to make the restorations in order to reach better a quality of life for the occupants of the house, it is enough to know if the interlocutor that it chose has papers which indicate it as being able to give him satisfaction as for the fixed goals.

There exists also a test on several building sites in order to have a reference of the type of certificate to deliver.

Principles of the RT 2012

2012-04-08 17:32:58

The new buildings must respect standards with regard to the consumption of energy. It is the raison d'être of the thermal regulation of the year 2012 or RT2012 which is not other than the improvement of the RT 2005. It is thus a question of decreasing the requests for the heating, ventilation and air-conditioning, the warm water and lighting are expenditures to be suppressed.

Principles of the regulation

There are always goals in a regulation. For the RT 2012, they are multiple. The first are to decrease the energy consumption of housing and thereafter the gas emission with greenhouse effect. It is the ecological shutter.

The development of new technologies is also encouraged as well as the search for energy independence of the country. Compared to the old one, the search for performance and the use of the means remain unchanged. Moreover, the five expenditures remain the same ones: heating, air-conditioning, production of warm water, lighting and auxiliaries.

What changed

In the new regulation, there is now a figure to reach. And this whatever the type of housing it is rather question of surface. Thus the average is of 50 kWh/m2/an. Compared to, RT 2005, it has there no more figure according to each house but there is standardization by bottom since the new figure is used as a basis for any type of housing.

Moreover research of better output that it is for the heating, cooling and lighting to decrease the consumption of the frame are not any more setting since there are already targets in precise figure in test card.

This minimal to reach supposes the use of energy other than that of EDF, therefore either solar or the wind mill. The increase in consumption can also have due a loss of heat via the cold bridges. It is thus necessary to use a better insulation and the suppression of the permeability compared to the air of the residences to be built.

As the goal of the moment is the law Grenelle of the environment, to fix high criteria makes it possible to be equipped the means to reach it.

Presentation of the RT 2012

Since its installation, the field of construction is moulting itself. At the point to completely change the way of designing the houses of the future. Dated January 1st, 2013 which will change gives it for the permit building is already close. It is necessary thus that the manufacturers mobilize themselves a little more not to undergo bad repercussions as for the new thermal regulation.

If the RT 2005 envisaged the exclusive use of electricity, there is total reversal in the RT 2012 with the vision of the use of renewable energies and alternatives. To achieve the target in precise figure, it is necessary to pass by this balance between EDF and other energies.

The approach also changed since it is necessary to reconcile safety, health, accessibility and the lighting as well as the regulations of each one of these branches, and either on only one way. One thus should not regard the RT 2012 a brake but rather as the rassemblor of all these rules. It is in any case the choice of the manufacturers who chose to precede rather than to undergo. As in the case of the new method of calculating of surface of Grenelle 1 which will be effective in March 2012.

To choose the house to be bought

2012-04-08 17:22:54

When it is about choice, nobody can act objectively. But it is necessary for all to keep pragmatic criteria to direct research. Otherwise, there will be disappointment and even sometimes be regrets. It is thus necessary to take time well to reflect before being fixed on such or such house of its dreams.

Budget and needs

To reconcile these two points concerns juggling. It is current that the budget is not with the height of the budget available. It is thus necessary to be limited to the essential ones. The geographical criterion according to the needs for the moment: downtown area for the vibrating young person and rather the suburbs for the couple with children. The apartment for the single person and a rather roomy house is a logical choice to shelter an big family.

The proximity of transport is also a criterion which makes it possible to locate the district, whereas the existence of elevator is surely sought by the elderly.

But even if the criteria are limited, all depends on the budget available. The hiring is cheaper short-term while the purchase of housing engages over several years of refunding. It is thus necessary to reverify the accounts before launching out in the real purchase. The debt is a risk which involves in gears without end.

Space, localization and style to be chosen

In terms of space, the needs for the couple are completely different from those of a family with children. But if the couple envisages to have some, it is necessary to anticipate at the time of the purchase of housing. It is not gifts not foolish to buy a house with several parts even if there is not yet of child. They will find their utilities with the arrival of the first baby.

As for the type of dwelling, the choice is broad between the house or twinned, the apartment or the duplex. But one should not move away from the real needs. The number of parts, livable space, the dependences are good bases to begin the list of the advantages. But for more comfort, one should not occult electrical installations, plumbing, the thermo isolation and phonic.

For the localization, all is question of choice rather than of desire. To live downtown or in suburbs is especially function of need. Why live downtown so most of the time, it is necessary to work in suburbs and conversely. Not to waste time in displacement, it is to better reconcile need and desire.

The choice of the vicinity and the house

The quality of the district depends on the neighbors. To have of good contact with the neighbors is often pledge of future peace. It is thus paramount to get information either near the tradesmen or at the former owner. But it is not interdict to visit in evening and end of the week to be done oneself an opinion. To know scheduled flights so took place in the district is also good to know for safety of the goods.

It happens that the final choice is done between a new or old house. The best way of proceeding would be to enumerate the advantages and disadvantages of each one to fix itself. However the new house will be logical since it does not require more expenditure other than the purchase. For the old dwelling, it is necessary to envisage repairs in addition to the purchase before being able to arrange.

Contracts regulated in construction

2012-04-08 17:09:49

To have a ground in order to build or at least a commitment to sell allows to plan the future construction of a house. But it should be known that there are contracts to sign with the contractor who will deal with the building site. It is thus necessary to choose according to the needs.

The contract of construction of house CCMI

When the owner signs an agreement with a manufacturer, generally the legal, technical and financial criteria are not its fields of knowledge. To avoid swindle them possible, the agreements are marked out by the law.

As of the beginning of the construction project, when it is about the loan, the legislators put controls which make it possible to legalize the signed contract. This is why the banking institutions do not lend when the obligatory conditions defined by the article L 231-2 of the Construction code and the Dwelling are not in the documents to be signed. It happens that they are invalidated for the omission of these points.

Brought back to construction, the document can be divided into two categories according to whether the manufacturer provides or not the plans of the house. Its obligations being of:

- To build the house with a plan which is of its design or that of another person

- To carry out part of work according to the signed contract.

If the plan is still to conceive, the contractor must carry out the carcass work heavy castings, or at least work out water or the air. In the event of absence of signed agreement, the risks are some two months custodial sentences to two years weighed down of 2286€ à38 000€ of fine.

Obligatory appendices with the contract

As it is an article of law which imposes it, the signatories of the contract all are subjected to the conditions which are included there like:

- the construction project

- the price and financing

- them guarantees

- And completion of the work.

Since it is about CCMI, he must be written and signed with the obligatory mentions that the law defined.

For the ground which will accommodate the building site, the agreement must also mention the geographical location, the address, its surface and the land register, the document of title of the silent partner or at least its rights on the ground. As all will be also mentioned that concerns the writer of the title.

It is only when the points above are clear that the building can be discussed on paper. Conformity with the code of construction and the dwelling will be used as guide. Beginning until the end of the building site, it is always necessary to refer to it. That it is for connections with the distribution networks, the interior and external equipment, like all the details.

The cost will be mentioned that the price is contractual or different, without forgetting the manner of discharging some.

Strong points and weaknesses of the contract

For the building owner, the contract regulated CCMI enables him to obtain guarantees on the delivery, even if the manufacturer goes bankrupt. It is the same for quality of work thanks to the guarantee of perfect completion and decennial.

But it is solidified enough and it is which returns more or less the houses of the manufacturers resembling between them. To be different, it is necessary to spend a little more for one plan of personalized architect.

The research of sound comfort

2012-04-07 21:31:31

The noise is a phenomenon which the man cannot avoid completely. If the light can be fought by the black eyelids and other glasses, the sounds are more difficult to counter. These 25 last years, sound pollution became a problem in France.

Acoustic comfort in question

There are thresholds which the human ear cannot tolerate any more. Beyond, the noise is not unpleasant any more, it becomes health risk physical and physiological. The devastations are perceived on the level of the sleep, the memory and hearing. It is thus necessary to isolate the house from the sounds which come from outside. For that there are two degrees of insulation to take into account:

The soundproofing which relates to a place compared to what there is outside
The acoustic correction which deals with the sound diffusion inside the same room.

Outside produces any kind of sound because of the motor vehicles as the cars, the trains and planes. But the neighbors are also sound source and conversely. For those which live in building, the equipment of each apartment is important sources.
The sound search for comfort is thus more than one luxury. From day like night, it is important to be insulated, whether is to work or to rest the night.

The system of insulation to be adopted

The sound insulation is to be conceived at the same time as the design of the dwelling. But it can be combined with heat insulators since both are used to fight the diffusion of air. Moreover, certain insulators have at the same time thermal and acoustic properties. To avoid cold bridges amounts fighting the sound bridges.

But when it is about restoration, it should not be forgotten that there are different basic kinds sound and the way of insulating itself is thus different. The noises of impact and air do not treat same manner. Thus, it is especially necessary to privilege the lièges and the felts to be isolated from the noises of impact.
Work of sealing is a way of securing airborne noises of outside.

As an heat insulator, this sealing is not to neglect since its role is double.
For the restoration, one should not do without the opinion of an expert. He will give the acoustic mode of propagation inside and outside and the best manner of fighting against these harmful effects.

Regulations in force for acoustic comfort

The law on noise pollution requires of the houses built before 1996 to conform to the regulation to reach a good comfort level with respect to outside and of the thirds.
As the noise is quantifiable in dB, it is thus possible to know which level arrives inside when renovation works are finished.

For the houses, the rule relates to especially the noise which comes from outside. For those which are produced inside the house, even if it, it is not obligatory is better to insulate the rooms compared to the living room not to disturb the periods of sleep.
It is only at the price of these innovations that the label “comfort acoustic” is delivered. It is here about the decree of the modified February 10th, 1972.

A bioclimatic house

2012-04-07 21:19:08

The possibility of reducing the energy expenses while obtaining a great comfort of life is the asset of a climatic house bio. The principle is to store heat to be used in winter and to avoid excesses in summer.

Definition of a bioclimatic house

A bioclimatic house makes it possible to decrease the energy expenditure while making use of the environmental climatic conditions or other factors and uses renewable energies.

Moreover, these constructions have an increased value from 10 to 15% and in addition to the fact that it is durable, it respects also the environment. They also make it possible to have a comfortable temperature and a great access to the natural light. They are built using modular flexible systems them making thus modifiable and agrandissables according to the changes of the needs for the hearths.

The heating and air-conditioning are conceived of kind as well as possible to use the solar energy and flows of air. Wood is a very adapted material and already very much used for a house bio air-conditioned because it is naturally insulating and makes it possible to reduce the consumption of energy. It gives also more light to interior spaces of the house and avoids the cold bridges. It is also very modifiable with regard to the form and can thus adapt to several types of architectures.

Construction materials of a bioclimatic house

A éco-house is not solely used to store heat, it must also redistribute it in the hearth to stabilize the temperature interior in any season. The most important elements are the walls which can be built using various materials adjusted with the system: breeze block, brick, Monomur bricks, gas concrete…

The Monomur bricks allow the construction of load-bearing walls guaranteeing at the same time the insulation and the thermal regulation. It is advised to consult the environmental and medical cards of declaration, designed by industrialists in agreement with standard NF P 01-010, before deciding for the use of a material.

The document contains details on the quantity of natural resources used and the volume of waste produced for the manufacture or the transport of materials. There is also information on medical qualities and of essential hygrometrical comforts of these materials in a residential building.

The expenditure to be considered for a bioclimatic house

In 2007, the total costs of the construction of a green house of 145m ² went back to 1700€/m ², cash the water tank, the solar panels and the tariff of the people receiving benefits. The owner can profit from an financial aid for the solar panels and the water tank however, it has there no subsidy for the heating with wood and the insulation.

The cost of such constructions does not move away from that of the ordinary houses because the overcost which can be considered is about 7 to 20%, but that can be recovered into 10 or 20 years thanks to low fuel consumption of energy. The cost of a éco-house varies according to the energy performance under consideration by the owner and it is possible to resell these houses at very advantageous prices.

Which mode heating to choose?

2012-04-07 21:06:14

The private individuals nowadays have the choice between three modes of heating of which heating with fossil energy (gas, coal), electric heating and ecological heating functioning using renewable energies (solar energy, geothermics…).

Electric, modern and effective heating

In addition to the electric heating is the means more adapted to combine modernity and effectiveness. It is the least expensive solution to install. It is more expensive than the other systems with use, especially when it is not a question of central heating such as the radiators or the convectors; but a heat pump could help to reduce the expenditure.

The blowing electric radiator is a wise choice for a heating well distributed and balanced. The air is aspired by a ventilator and evacuee by a heating resistance.
The radiator in block of cast iron diffuses an agreeably homogeneous heat which makes its success and it is possible to regulate the temperature with precision.

Heatings running on gas

The choice for a heating can relate to methods cheaper with regard to the long-term costs.

The gas heating is another alternative very appraisal because of its least price because the natural gas is an inexpensive energy. Expensive in the system is the value of the gas-fired boiler which can cost 800€ 2000€. The owner must also consider the tariff of the subscription near a gas distributer. To reduce the expenditure and to optimize the comfort of the hearth, it is advised to choose a high-output boiler.

The use of Fuel, natural gas and the LPG (Liquefied Gases Oil) is frequent for the centralized heatings or the stoves. The LPG exists in several form: butane or propane and requires that the boiler is outside the building. The disadvantage of these systems is their strong gas emission with greenhouse effect and the fact that it is a not-renewable energy.

The ecological heatings, the energy of the sun is more the appraisal

The thermal heating is most popular of the ecological modes of heating. Sensors are placed on the roof or any support giving an access of long life to the rays of the sun. The system can support up to 50% of the requirements in heating for a household.

Nowadays, the firewood is used more and more (plates, logs or granulated) however, wood emits much CO ².

The other modes of ecological heatings count the geothermics which offers more reliability as well as durability.

The thermodynamic heat pump consists in drawing the heat produced by the garden to redistribute it in the house. It is more expensive with acquisition and the installation because the total to be paid for this solution surrounds the 10.000€.

Finally it there with the heat pump which draws heat from water, the air or the ground to propagate it in the residence. It is about a good means to supplement other heatings with renewable energy.

Why adopt ventilation systems

2012-04-07 20:52:23

In a building, the ventilation system is paramount to evacuate the toxic particles in the air (acarina, maintenance products, solvents, made up organic birds, painting…) as well as moisture being able to bring harmful moulds to health.

Why optimize the ventilation of its house

The law requires the permanent and generalized ventilation of a building and imposes that the flows are controlled. The regulations on the energy saving brought to compact buildings equipped with one air tightness effective and confirmed. A decree of March 24th, 1983 requires the installation of a ventilation system in the houses.

All new constructions from this period are subjected to an expertise aiming at defining the appropriate provisions to install and giving good performances. That also makes it possible to specify the energy expenditure generated by the equipment being used for air-conditioning, ventilation, the heating…

In short, it is primarily about a system of evacuation of “the air used” by a contribution of fresh air. The hygiene of the atmosphere of a house and the comfort of life thus depend strongly on the ventilation system and its effectiveness.

Natural ventilation

It should be known that the hot air always moves to the top and natural ventilation consists of the installation of openings to places key in height for a spontaneous evacuation. That does not require any additional energy and does not generate noise pollutions. This method of ventilation is very adjusted with the buildings of exposure, with the warehouses, thermo plants or hospital but also for the dwellings.

There exist various ventilation systems natural of which ventilation through air intakes directed against the strong winds with evacuations towards the opposite sides. Thermal pulling is a solution using of air intakes in lower part of the walls and the evacuations in top because of the weak density of the hot air which will leave naturally by the top.

The system “wind and thermal pulling” consists in aspiring the interior air by a vertical conduit using an extractor. This last functions by the force of the wind. It is about a natural method and it is very much used in the current construction industries.

Artificial ventilations

To ventilate a house artificially, one needs a mechanical ventilation which consists in bringing the fresh air of outside towards the principal parts (Living room, rooms). Then it is necessary to disencumber the hot air and poison by evacuations located in the parts which generates some more (WC, kitchen…) and that permanently which is essential time that it makes.

One distinguishes two kinds of controlled ventilation (equipment motorized for an evacuation and a permanent provisioning):
It VMC simple flow propagates the fresh air coming from outside in the not-wet parts (living room, rooms…) to evacuate them in the wet parts (kitchen, bathroom). She can be regulated automatically with stable air flows.
It VMC double flow: the air is insufflated in the principal parts. She mainly consists in heating the air entering using the heat provided by the outgoing air thanks to an exchanger of calories and this without two flows not being in contact.

What inertia

2012-04-07 20:40:11

Inertia is a very important element with regard to materials used. This term is badly included/understood whereas its role in the daily activities of the man is paramount. Mechanical inertia for example, makes it possible the satellites to remain in orbit while being directed towards the Earth.

Details on inertia

The principle of inertia it is the property of the matter of kind so that the bodies cannot change its state (in rest or). Inertia is thus used for the storage of heat because that dephases the temperature of a mass body and the outside temperature.

This principle makes it possible a building to be better protected from the thermal modifications because allows stored absorptive heat the day to diffuse it the night for example. Only it is not a question to give inertia to a material which does not have the property of it.

Inertia is thus used for swinging of the interior temperature of a residence compared to the external climate.

Thermal inertia

The capacity of a construction to store heat during the day and the cold during the night to gradually release it in time defines the inertia of a building.

To guarantee the comfort of life in hot period, thermal inertia relates to the equipment being used for cooling of the structures. Constructions with wooden supports have little inertia from their weak density and to increase it, it is possible to add concrete panels or sand in the walls and the floors but that is not very effective. A wooden building thus is not very adapted to a hot climate.

In the case of a house which is always occupied during all the year, thermal inertia makes it possible to save of advantage of energy in times of cold because it allows a good control of the contributions of heat interior (occupants) and outside (sun) and of their redistribution in the hearth. For a residence with discontinuous occupation, the consequences of inertia pose problem because that supports the use of heating in winter since it is a question of optimizing thermal comfort in summer.

To profit from a good thermal inertia

Materials used for the interior of a construction (partitions, walls, floors…) influential on its thermal inertia because that of materials of strong density is more consequent. The concrete is one of the latter, it is economic and very accessible. Its property is very adapted to store heat the day, the cold during the night and the escape velocity of temperature slow and is well distributed in time.

An insulation distributed is very advantageous with for example the brick monomur, imprisoning several bubbles of air allowing better an insulation thus and makes it possible not to resort to the complementary insulating slabs. It makes also possible a hygrothermic regulation of quality.
An insulation by outside is very adjusted with the buildings with built walls (Breeze block, brick). In this case, in fact the construction materials of the interior are denser but this system is not very much used in the recent construction industries and there exists only little of people receiving benefits who propose this solution.

Importance of the insulation of a construction

2012-04-07 20:26:10

Insulation allows to avoid to choke noises external in house (rain, airborne noises, vicinity, cars which passes) and also make it possible to control the heat fluxes of a construction. That ensures a great comfort for the occupants of a building.

Why an insulation?

The insulation term defines the reduction or the suppression of the diffusion of physical phenomena, thermics, electric or acoustic for example. With regard to constructions, the insulation allowed the optimization of interior comfort during all the year.

It is obviously about thermo isolation and phonic making it possible to guarantee a comfortable temperature of the interior and a protection with respect to the noises external or between the parts of construction.

This work is also completed to take into account: the good being of the occupants in terms of temperature, moisture, noises harmful, as well as the reduction in the energy expenditure, the costs of the building site and the respect of the environment because that contributes to reduce the gas emissions with greenhouse effect caused by the use of certain modes of heating or air-conditioning.

Thermo isolation

An heat insulator is a material which restricts the exchange of temperature significantly, i.e. these is a body which conducts neither the heat nor the cold. It thus makes it possible to keep the interior heat of a building in winter and to prevent the entry of heat in summer.

The comfort of a house is optimized by a good thermo isolation thus leading to a reduction of the recourse to the heating or air-conditioning. Spend for work of insulations diminish in little time because the costs generated by the consumption of energy in traditional heating are much higher whereas thermal comfort is similar even better.

The materials most adapted and used in the field are is natural: tease (sheep, of hemp, wood…), cellulose wadding, straw, wood… That is to say industrialists: mineral wools (rock, glass…), polymers (rubber), imprisoned air (fabric wire, hairs of animals, doubble glazing), polymer foams (expanded polystyrene or extruded section).

What soundproofing?

The soundproofing relates to the fall of the level of propagation of the sounds between the interior and outside like between the parts of the house. Currently, this stage is very important because of the proximity between constructions then it is necessary to limit the emission and the reception of the sounds. To adjust acoustics of a part to its functionality (room, living room…), it is necessary to have recourse to the acoustic correction.

There are three criteria to consider for a soundproofing:
- firstly, a concrete partition is more insulating, because of its strong density, that a partition in gypsum block.
- Then, the law of sealing because the sound passes by the air pockets (entered of air, low of doors, fenètres,…), however, the circulation of air must be controlled for ventilation.
- Finally, it there with the law mass-arise-mass which mixes several materials to create two masses separated by a spring to absorb the sound (air, material absorbing like newspaper).

The index used for the performance of the soundproofing is that of attenuation of noise Rw expressed in decibel (dB).

What a bioclimatic house?

2012-04-07 20:12:18

Compared to the new standards in force concerning the consumption of energy, the field of construction returns to the system of the bio climatism. It is about a particular architecture former to the industrial revolution.

Bioclimatic strategy by principle

The bioclimatic strategy rests on a system using the climatic factors to improve comfort of a building as regards thermo isolation. The goal is to reduce the energy expenses, like the recourse to solar energy for the heating and the light for example. It is the most adequate means to optimize the energy performance of a construction.

This architecture, by many techniques the simple, reduced losses of heat and optimizes the contributions while controlling the access to the air in times of cold. In summer, the system makes it possible to decrease the caloric intakes to have an atmosphere fraiche. It is based on the form and architecture, the provisioning interior, comfort in summer, the choice of materials and the orientation as well as the establishment of construction.

The concept usually rests on rudimentary mechanisms and traditional materials, however, there exists more and more of equipment of point for the management and the automatic check of the system.

Procedures related to bioclimatic construction

The big steps of such a construction are respectively, the choice of the piece by taking into account the topography and the climate of the zone where is located the property but also the micro climate. The purchaser must take into account the building installation of, i.e. the forms and the orientation of the building according to the environmental factors and the sunning of the place: by taking note of the parts of the piece which the solar rays do not touch.

It also should be considered the fact that the building is adequately built with regard to the sources of heat (contributions/losses), the envelope of construction (relationship between livable space and surface of exchange with outside). The ventilation of the residence and finally, the insulation of the building (performance and permeability to the air) while avoiding the cold bridges must be considered because they are important parameters.

Advantages of the bioclimatic house

The ecological buildings are adapted to the requirements to come with regard to the affiliated purchase price and costs. They are more advantageous than traditional constructions because they respect the environment and allow a low energy consumption, about 40 to 65 kWh/m ² /an according to the site of the ground (in standards BBC). In comparison, this method consumes only 1/4 of the energy spent for a traditional construction.

The vegetation is also a considerable factor in the bioclimatic system to protect itself from heat. In the case of an open area, without any vegetation, it is necessary well to study the strategic points to plant trees in order to increase the remote regions protecting from heat and allowing a good ventilation. It is also advised to plant a natural lawn to prevent streaming of water in the aim of protection the ground.

The construction of such structures is done in less time due to the fact that several materials are designed in workshop and are very simple to assemble on the building site. For this kind of construction, governmental assistances are available to the owners (taxes -50%, VAT with 5,5%).

What it is necessary to know about the land register

2012-04-07 20:00:34

Napoleon set up the concept of land register at the XIXe century between 1808 and 1850 for reasons related on the jurisdiction and the taxes. Its origin comes from the ancient era where surfaces of the grounds were engraved on clay shelves.

The land register by definition

The land register is indicated by a document gathering the dependant information and drawing up the state of the land and buildings. The cadrastal map is a tool which is used to delimit the properties of a commune with the registers and the files. In particular with regard to the scale of a piece, the price and the site of a property.

Y also appear the name of the payees and with the owners of the pieces and the real goods of the territory and the affiliated service thus deals to provide this information. The service of the land register relates to also the administration sui files and brings up to date the information and is under the aegis of the Head office of the taxes.

The land register comprises the plans representing the division pieces built or not, installations road, the ponds, the rivers… represented on scale 1/500 up to 1/5000. The files classifying the information on the taxes corresponding to each property and identifying the imposed people also appear fundamentally in it.
The compartmental sheets concerning sections of the territory on scale 1/500 and 1/2500 as well as the plan posting the totality of the municipality on a scale of 1/10.000, are the elements constituting the known as cadrastal map.

Roles of the land register

Information present in the land register relates to as much the private properties as public of a territory: ground name, surface, owner and references cadastral. The data are detailed according to the characteristics and the information concerning each ground. The land register gets several plans forming the image of the land state of the territory at one well defined period.

It is thus used to locate the goods and their owners, i.e. the exact place where a piece as well as the postal address of the owner is. Then, to identify each piece in their granting a cadastral number respectively, to calculate the taxes corresponding to the grounds and the walls and finally to bring up to date the data. The plan is thus the most important element of the land register because it entirely presents the whole of the territory and makes it possible to know the site of all the properties.

How to reach the cadrastal maps

An owner must address to the town hall for the consultation data registered in the land register. It is essential all the same that the good of interested is in the municipality from which it wishes to obtain information. It is possible to have several copies of the files requested while paying for each one of them. It is less easy to acquire the cadrastal map of a commune different from that of the applicant.

However, an Internet site conceived by the government currently makes it possible to consult these various documents on line on www.cadastre.gouv.fr. Detailed data can be provided to find the situation precise of a piece. That was done to facilitate the access to these documents. The plan suggested can be increased and traversed using the mouse and of the legends allow to better include/understand the codes of colors and the indications posted.

To develop a ground after acquisition

2012-04-07 19:51:13

When a purchaser wants to acquire a constructible ground, it must know that most of the pieces sold with low value were not developed yet. This action requires several procedures for its realization.

The development of a ground requires a certificate of operational pre town planning

To develop a ground consists in doing several work with an aim of connecting the piece to the various essential networks such as the cleansing of waste water, electricity, water, gas and the telephone.

Before harnessing itself with work, the first stage is the procuration of the certificate of operational pre town planning near the municipality. The purchaser must address a request to the commune to obtain his certificate free. It is about a very important phase before the purchase because it makes it possible to note the presence of public equipment installed in the vicinity and the accessibility of the ground to the various networks.

This information will serve to take note of the possibility of development as its ground, work of development (driveways and various services: various roadway system and networks) and steps affairant itself there.

To connect the various networks

For development, it is necessary to make a request near the town hall for the installation of the drinking water network and to pay for work to realize. Information concerning the steps to be followed there is accessible as well as a list of the administrative documents necessary to the request.

The procedures are similar with regard to the network of cleansing. It is necessary to inform the commune for connection to carry out and the applicant will be imposed of a tax on the cleansing and/or connection. In both cases, work concerning the piece is with the load of the owner and those on the public highway, with the load of the commune.

For electricity, the request for connection must be intended for the distribution network concerned (ERDF) and the interested party is held to fill a form containing of information such as:
- The site of the ground.
it necessary power of connection.
taken it of load by the customer of work to be realized, in particular to dig a trench and a sleeve to lead the cable towards the property.

With regard to natural gas, the essential procedures to connect its ground to the gas network are the same ones in all France. On the other hand, the deadlines can vary according to the requests of the owner or the acquisition of the authorizations near the administration. In the case of the absence of a sewerage system, the installation of a septic tank is necessary.

Which is the cost of development?

The distance from the ground compared to the points of public connection to the networks is the first thing to be considered before an acquisition because that influences the tariffs. The average costs of the totality of work are of 3500€ with 4000€ if the owner must trench for connections.

In this amount, it is necessary to count 912€ moreover for one ground more distant with the need from an electricity meter for a piece located at more at 30 minutes of the case and 150€ moreover for one ground more distant with the need from a compteur.1500€ for the cleansing of waste water, 725€ for natural gas.

During a construction: the follow-up of the building site

2012-04-07 19:25:44

When you entrust the construction of your house to a professional company, this company must carry out work like agreed. However, it is advised to supervise and follow the evolution of those.

The principle of the follow-up of the building site
It is true that the owner has certain rights concerning the checking of advance of construction of his house. However, there exist limits with those. In a general way, the visit of the building site must be mentioned in the contract, if not the owner cannot reach it. According to the payments, the title of owner is granted only after the reception of the house. Therefore, being a simple person, it does not have the responsibility of ensure the good walk of the building work. All that relates to the latter is with the load of the manufacturer.

Nevertheless, it can at least once visit the place per week thanks to the agreement of the speakers. In this case, it is necessary to consult the date of intervention. In all case, since it is him which will invest and pour the call for capital, it must have the right to check the evolution of work. It will be able for example to directly visit the building site concerning the walls when it must pour the 15% of the price for the finalization of those.

The opening of the building site
The beginning of work will take place after the signature of the contract. But front, the future owner has one week of reflection during which it can make a cancellation or reconsider his ideas. The beginning of work is subjected to several criteria like obtaining the permit building and all the loans making it possible to ensure the completion of construction.

The subscription for insurances is also obligatory as well for the owner as the manufacturer. It is for example impossible to conclude the contract from construction of house, to have the loans and the license without the owner not subscribing to an insurance damage works. During the signature of the contract, the owner pays a sum with the manufacturer. The non-observance of the clauses of the agreement can lead to the nullity of the CCMI and the restitution of this sum.
It is important to give a a report on places with the manufacturer to be able to carry felt sorry for in the event of damage which has impacts on the public and deprived parts. Failing this, it is against the owner that the town hall and the promoter will be turned over. The types of damage which often arrives are the breaks of the pavements, the trees cut, the deterioration of the access roads, etc

The checking of work
The regular follow-up of work makes it possible to avoid various problems especially the obligatory formalities at the time of the final reception of the work. To be able to visit the place of construction as often as possible, it is necessary to envisage many work of completion. Several elements must be controlled during work. Among those, it is important to supervise the carcass work heavy castings which guarantee the setting out of water and the setting out of air of the building. There is also the second work like plumbing, electricity, joinery, painting, the plates, etc, to take into account.

The realization of a work is necessary to profit from a decennial guarantee

2012-04-06 18:14:51

PARIS, 6 avr 2012 - In the event of defect of manufacture, the contractor is in the obligation to repair the damage. However there is no decennial guarantee only if one work were carried out by the contractor.

According to the court of appeal, work of embellishment as those carried out on a chimney does not enter the works. Only the carcass work heavy castings realized on a house can be the subject of a 10 years guarantee. There is however no relevant description of what one understands by work.

According to the law, “any manufacturer of a work is responsible for the damage and of the defects which compromise its solidity or make it unsuitable with use”. It is for these reasons that the manufacturers must make a subscription of insurance against risk so that it can be protected with the case or of the damage occur.

When work which was carried out on a building does not return in what is defined as being a work, the owner does not profit from the insurance of damage-work. In this case, it will have much more difficulty of obtaining repair of the defects of construction and damage which was caused at its house.

According to the rules of the civil responsibility, to be able to obtain repair, the owner must be able to find evidence justifying a defect in work or an undergone damage and to establish a bond between the two.

In a case judged in the species, an embellishment brought to a chimney caused a fire causing the destruction of part of the house. Since it is not a qualified work of work, the owner did not obtain win and no compensation nor compensation for the damages undergone was granted to the owner.

Revision of the right of expropriation asked by the constitutional council

2012-04-06 17:53:13

PARIS, 6 avr 2012 - an amendment was deposited by the constitutional council with regard to the right of expropriation. It is in the name of the property right and for the modification of the shutter compensation that the council was brought to ask for this reform.

People deposited priority questions of constitutionality in Jean-Louis Debré, president of the constitutional court. These private individuals opposed the provisions concerning the payment of allowances during an expropriation due to public utility, even if these expropriations are made most of the time for the general interest.

According to the law into force currently, any expropriation due to public utility must be accompanied by a compensation in order to compensate for the loss of the housing of the private individuals. In the event of dispute, an amount is fixed by the judge.

In the event of call fact by the private individuals, the community which exproprie can always acquire housing while waiting for the legal decisions. The surplus of the sum to be poured with the private individual is cold until the call.

According to the provisions of art 17 of the declaration of the human rights and the citizen: “The property being an inviolable and crowned right, no one cannot be private about it. There is however an exception when the legally noted public need requires it obviously, and under the condition of a Juste and preliminary allowance”.

The constitutional council thinks that there is a violation of this provision because the surplus granted to exproprié does not justify the granting of compensation during an expropriation due to public utility.

The constitutional council gave a time until July 1st, 2013 so that the legislators can rectify the shooting.

The residences seized by the banks must be rented according to the EDF

2012-04-06 16:28:11

WASHINGTON, 5 avr 2012 - the residences which are seized by the banks owe beings put in hiring according to a circular published Thursday by the central bank of the United States.

According to the statutes and payments of the Federal fund, the confiscated real goods can be put in hiring. This statute defines also waitings of the supervisors with regard to the hiring of house.

The federal fund also has as principle which the banks must demolish of the real goods confiscated by making them rent as soon as possible according to the assertions of the Central bank of the United States at the time of an official statement.

According to the official statement, the banks have the possibility of putting in hiring the residences being the subject of seizure for the period of authorized detention. That is done without to point out their presence on the market in a permanent way.

The setting in hiring of the goods seized by the banks is an delicate subject in the United States because currently the sector of the real estate is in full crisis. It is a field which has a considerable impact for the economy of the country. The public opinion also grants much importance to the property and the real goods.

According to the experts in economy, the bad master key which crosses the sector of the real estate is not yet about to be completed. However certain analysts think that there should be a reduction in the prices during years thanks to phantom stocks. The statistical cabinet private CoreLogic affirms that these phantom stocks were of 1,6 million residences during January.

In the absence of request for purchase, the residences seized by the banks are put in hiring.

Exposure to Chaumont-sur-Loire of the fifth frontage of New York

2012-04-06 15:46:20

PARIS, 5 avr 2012 - an exposure of photographs of the roofs terrace of New York will take place Friday with the Field of Chaumont-sur-Loire in the Loir-et-Cher.

It is an exposure of the corners of invisible nature of the street mixing town planning and environment which will be held in Loir-et-Cher. This presentation of air photographs will make it possible to discover the various manners of arranging these enormous spaces as for the district of Manhattan which is equivalent to 30% of the surface of the ground according to Alex MacLean.

The terraces and the roofs of the buildings of New York can be transformed into garden to slacken and contemplate peacefully the landscape of the city seen of the roof. It is also possible to cultivate fruit and vegetables there or to place solar panels or canopies there to have energy.

This exposure to the Field of Chaumont-sur-Loire will be held until November 7th and the photographs which will be exposed there come from the work of the editor Dominique Carré being entitled “On the roofs of New York”.

Alex MacLean is a pilot but he also exerts the trade of photographer. Its formation structures about it led it to be interested in the lifestyle of people, and their relationship to their environment.

New York is more the big city of the United States, it is localized on the Atlantique coast in the North-East of the United States. This city contains five districts with knowing Bronx, Manhattan, Queens, Statent Island and Brooklyn.

Formerly, it was the capital of the United States until 1790. With regard to the architecture of the city, it is dominated by scrape sky.

Disappointment of the professionals of the real estate following the fixed price of the principal candidates

2012-04-06 14:37:25

PARIS, 5 avr 2012 - the sector of the real estate holds an important place in the French economy with 75 billion euros of turnover and 858.000 employment. The candidates with the presidential election who wanted to present their projects in the field of the real estate sent only representatives.

“We consider it regrettable that no candidate with the presidential election moved personally in front of the whole of the actors of housing” such were the words pronounced by the president of the French federation of the building, Didier Ridoret.

Pascale Poirot the president of the National union of the developers lotisseurs acknowledged her frustration to answer Benoist Apparu, deputy secretary with Housing. This last with shown its compassion with the participants but nevertheless revealed his position by declaring the main issues of a new mandate of Nicolas Sarkozy for the French economy and the sector of the real estate.

These stakes are the implementation of the law which makes it possible to build 30% of more out of one same ground, a more important framing on the assistances offered to the areas with strong tension and a modification of the tax laws on the buildable grounds in order to build more houses.

It is necessary to intervene on the prices while following close the new beams and those which are renewed while making a comparative study according to Pierre Moscovici, campaign director of the socialist party of François Holland. With the doubling of the ceiling of the Booklet it has also promised the construction of new dwellings of a number of 500.000 per annum of which 150.000 are social housing.

The installation of an obligatory mutual insurance company in order to protect the owners from real goods against nonthe payment is envisaged by Robert Rochefort, Francois Bayrou representative.

Jean-Luc Mélenchon of the Face of Left as for him was represented by Martine Billard. The latter with declared that it was against expulsions of the people who are in difficult situation.

Priority with the French for the granting of the HLM according to the declarations of Wallerand de Saint-Just representing of the Front National of Marine Le Pen.

As for Emmanuelle Thimble, representative of Eva Joly the candidate of Europe Ecology the Greens, it is favorable to the framing of the rents like for an increase a great number of housing constructions.

Even if the organizers of the conference were shocked a little by the absence of the candidates to presidential of 2012, they nevertheless presented the projects which they consider important for the five years to come. These programs consist of an improvement of the policy land, a consolidation of differed from refunding of the loan atrate zero, to support the hiring/accession, to increase the proposals for a hiring of HLM and deprived, to reduce the taking away of the State on the 1% housing and to put on the same tax equal footing the rehabilitated old residences and the nine.

Business of doubtful acquisition of a ground implying a close relation of Bo Xilai

2012-04-06 14:24:00

BEIJING, 6 avr 2012 - the baron of the communist capacity Bo Xilai does not finish making speak about him. A man close to this eminent Chinese politician is the subject currently of an investigation concerning the doubtful purchase of ground and matches of football faked.

Stories of corruption

March 15th is definitively a black day for the mayor of the megalopolis of Chongqing Bo Xilai. In addition to the confirmation of its dismissal to the head of the Party in the area, one of his/her close friends, Xu Ming had also been stopped. It had been sent then in detention by an organization within the Sole party which directs a program of fight anticorruption without precedent in the country. An official journal announced today that an investigation concerning of the businesses of suspect acquisition of ground of matches of football faked was launched in its opposition. The 21st Century Business Herald specifies that the investigations concentrate in particular on the conditions under which it got a ground in the town of Harbin. The facts go back to 2009. Xu Ming also would be implied in a scandal of matches faked which shook Chinese football two years rather.

This rich person businessman is with the head of the Shide group and a football club which sit at Dalian, a city which saw the political ascendance of Bo Xilai with which it is particularly close. The press hongkongaise gave an outline of the friendship which binds the two men by revealing that Xu Ming would have even financed part of the studies of the son of Bo Xilai in Oxford and Harrow in England.

For recall, the dismissal of Bo Xilai to the head of the Party of Chongqing made and continuous make waves in China. Indeed, this last which was always regarded as rising star of Chinese political microcosm was applicant with a seat within the Standing Committee of Politburo.

To age at home or to go in old people's home?

2012-04-06 14:22:09

PARIS, 6 avr 2012 - a Opinionway survey for the Observatory of the general interest revealed that 9 French out of 10 would prefer to arrange their house rather than to join an old people's home if their state were degraded once arrived at a advanced age.

The Opinionway survey published this day considered the interest of the French for the old people's homes. It is then come out from it that 90% of probed indicated to prefer to remain on their premises and arrange their residence instead of going in these centers even if their state were degraded with the age. 9% answered the opposite and 1% did not wish to be expressed.

The question of the dependence

The investigation was especially focused on the financial constraints of the questioned people. Thus, among those which indicated to want to age on their premises, 49% hope for the government aid for the financing of necessary works to the adaptation of their residence while 45% think of being able to make with their own resources and 6% with the assistance of their close relations. For the 9% which prefer the old people's homes, 69% however say not to have the means necessary to integrate an specialized establishment against 29% which think the capacity. The 2% remainder preferred to abstain from answering. In addition, the question of knowing if the maintenance in residence is an alternative to the problem of the dependence related to the age, 90% answered positively against 8%, the remainder not having answered.

The investigation was carried out on line near a representative sample of the population obtained by the method of the quotas of a size of 1.006 18 years old individuals and more.

In France, the ageing of the population is more than ever of topicality. The statistical forecasts are formal: the tendency should be still accentuated in the years to come. This phenomenon places the French in front of an important economic challenge as well as social.

Construction of 12 colleges in Seine-Saint-Denis in PPP

2012-04-06 14:00:52

BOBIGNY, 5 avr 2012 - a public and private partnership contract in order to build 12 colleges was signed Thursday between the groups of BTP Eiffage and Fayat and the general advice of Seine-Saint-Denis.

It is a project financed with more than 60% of public funds and 40% coming from the general advice are a sum of 137 million euros. The entire amount of this private public partnership is of 350 million euros according to the declarations of the general advice. An annual rent of 20 million euros throughout one 20 year must be paid with the groups Eiffage and Fayat as from the year 2015.

These partnership agreements were concluded in order to build 5 gymnasia, a swimming pool, 5 new colleges, 1 interning but also to renovate 6 colleges. It is Eiffage which takes care of the construction of 8 colleges and the 4 others are assigned to Fayat.

The delay on the construction of colleges must be caught up with in order to be able to mitigate on arrival of 2.000 new schoolboys until the year 2014 according to Claude Bartolone, president PS of the general advice. According to always the latter, the private public partnership which was voted on March 15th by the Parliament departmental is a project whose completion period of work is respected and it is also a plan of well managed financing. A useful precision because Seine-Saint-Denis east in a situation of over-indebtedness. He also affirmed that the private amount of the partnerships public does not carry not reached to the stability of finances of the department.

The private recourse to the partnerships public makes it possible to better manage the communities according to the leaders of Eiffage. The latter also testified are interest on the area of Seine-Saint-Denis by affirming that it is a territory with a future.

The 12 colleges which will be built will accommodate the pupils with the return to school of the year 2014.

Regression of 18% of the market of the offices in IDF during the first quarter

2012-04-06 13:44:48

PARIS, 5 avr 2012 - a reduction of 18% of the market of the offices in Ile-de-France during the first three months of this year was observed according to a study of DTZ published Thursday.
A reduction of new constructions is also to fear with the length of the year according to the studies.

During first quarter of this year, only 514.300 m2 were sold and it is a fall of 18% compared to the same preceding date of the exercise. This reduction was especially observed on the average surfaces ranging between 1.000 and 5.000 m2 and a demand for fall of 22%.

The majority of the sectors knew a Net deceleration of the transactions following the example Defense and First Crown according to the DTZ. What generated this situation it is the political climate and economic declining and this delays the decision making of financial and the companies.

The offers of good qualities are done less and less on the market and that will have consequences on the request placed. One will observe for this year of the resulting means declares in an official statement the delegated general director of DTZ in the person of Laurence Escleine-Dumas.

With regard to the offer of offices in Ile-de-France a Net deceleration of 4% over one year was announced by the cabinet with 3,6 million m2 available towards the end of March.

The concern of DTZ construction renewal of stock was certified with 370.000 m ² which must be delivered for this year 2012 whereas what is available is only 136.000 m2. DTZ however envisages an important renewal for the year 2013.

Marc Spielrein leaves Rungis after 18 years of service

2012-04-06 13:02:27

PARIS, 5 avr 2012 - At the 67 years age, Marc Spielren, polytechnician, chief engineer of the Bridge-and-Roadways and gastronome, share of the direction of the company which manages the market of Rungis.

This graduate of the IEP of Paris and which also studied at the polytechnic school was born in November 1944. He began his professional path in 1968 with the head of the forecast of the ministry for the Economy and Finances. Thereafter he worked with the Assistance public-Hospital of Paris before exerting various functions near the ministerial cabinets during the presidency of Valery Giscard d'Estaing.

About the year 1980, he worked in the private sector as chairman of Coignet Entreprise, then directing of the strategy of the group Spie-Batignolles and managing director of Serete.

It is into 1994 that Marc Spielren has price the direction of Semmaris a company of mixed economy of installation and management of the market of national interest of Rungis. During this period, Rungis was very badly organized and a place where the disorder reigned according to the assertions of the director of the publication of the monthly magazine Rungis Actualités, Thibault Leclerc. Marc Spielren made in kind restore the order within the company and implemented a modernization program of Rungis while working in.liaison.with Georges Pasqui according to always Mr. Leclerc.

With his competences, Marc Spielren could see larger and to put in work more ambitious projects but with its leaning for the food of quality, he preferred to remain with the direction of this SME carrying out a turnover of 90 million euros.

The majority of the wholesalers who worked with Marc Spielren it supported and wanted that it remains with the head of the company because it is a person who knows the strings of the trade and of the products which circulate on the market according to their explanations.

According to the declarations of Gino Catena a poultry wholesaler, Mr. Spielren allowed Rungis to become one more significant market of fresh produce in the world. With the construction of the modern houses it succeeded in making Rungis much more dynamic and more competitive in its branch of industry.

At the time of the arrival of Spielrel Mars in Semminaris, this company lost much money and since it with took the direction, the profit and the good performances were with go according to Michel Lemeunier, president of the fruit wholesalers and vegetables. According to still the latter, the personnel maintains a good relationship with Mr. Spielren and it is what makes the success of limps.

Thanks to its work and its vision of the things, Rungis became a company whose trademark is quality according to Gino Catena.

Fall of the sales of the old residences in 2012

2012-04-06 09:15:37

PARIS, 5 avr 2012 - With the economic crisis which prevails currently, the increase in the taxation on the most been worth and misses it subscription for the real estate credit made by the French, the market of the sale of old housing will know a fall of 15% to 20% for this year 2012 according to the notaries of France during press conference.

Last year the market of the old residences was flourishing, because there were 858.200 sales and an increase in 9% compared to 2010.

About the month of June 2006, the record was of 837.000, because there were 710.000 transactions in province and 148.200 in Ile-de-France. For Paris a fall of 8% was recorded compared to the year 2005 when 167.400 were recorded.

This record is due to the passion of the owners to put their real estate on sale. A heavier taxation and the been worth real ones noted at the beginning of February on the second home and the houses put in hiring were noted.

For this year 2012, transactions ranging between 700.000 and 740.000 are planned either a fall of surroundings 15 to 20% according to the predictions of the president of the real estate market of the notaries, Pierre Bazaille.

The amount of the transactions for the old and new real goods is in regressions according to the figures published by Crédit Housing and Banque de France. This last affirms that the amount of the real loans granted February was lowest during with little près32 month is a fall of 41% compared to January and 49% compared to February 2011.

The purchasers are made less and less many in the cities animated according to Me Bazaille.

The price of the dwellings in 2012

The reduction in the prices is not important for the first two months of this year 2012. A reduction from only 3% in province and 5% in the capital is envisaged according to the notaries.

On the French territory, the price of the apartments increased by 6,5% in 2011. With regard to the apartments the rise of the prices is of 5,7% in Ile-de-France and 1,3% in province.

The difficulty of the population as regards housing in France is due to the problems of construction which have existed for more than 20 years. According to Me Christian Lefebvre, president of the Room of the notaries of Paris construction is done less and less.

Replacement of the chairman of Rungis

2012-04-06 09:10:44

PARIS, 5 avr 2012 - a board of directors of Rungis which was held this Thursday sliced on the replacement of Marc Spielrein, chairman of the company since 1994. A decision which will be sent to the vote in the month of next May near the shareholders of the company.

The ministry for Finances and the company could not make direct comments on the details of the meeting. However, a source in relation to the file entrusted to AFP in the anonymity which “a resolution will be presented at the time of the general meeting of May 30th for to validate the nomination of Stephan Layani to the presidency of Rungis”.

Rungis east with the head of the markets of fresh produce in the world with a turnover going back to 8 billion euros in 2011 and collaboration with more than thousand wholesalers.

The ministry for the Economy announced that the sale on behalf of the State is not in the forecasts and that no real estate project is being prepared in Rungis. However, Bercy affirms “to have called upon an headhunter” for the possible replacement of Mr. Spielrein.

Since the month of September 2006, Mr. Layani is the DG of the ANDGM or national agency for the Guarantee of the Rights of the Minors. One second sour source added that “Mr. Spielren will not be any more president as from at the end of May. It will be replaced by Mr. Layani”.

The previous week, the president of the wholesalers of Rungis, Christian Pépineau announced that the wholesalers were anxious, firstly with respect to the replacement of the current chairman of Semmaris under consideration by the two principal shareholders of the firm and secondly with regard to the possible evolution of the state of the actions of the company.

The State also has 33,34% of Semmaris with 33,34% for the share of Altarea, 13,19% belongs to the town of Paris. The professionals have with their credit, 9,93%, as for the department of the Valley-of-Marne and the CDC, they respectively divides 5,6% and 4,6% of the firm.

The candidates with presidential are sulky the conference �housing: national cause�

2012-04-05 17:23:42

The conference entitled “housing: national cause” did not join together large world on the side of the candidates to the presidential one. The principal applicants in the Elysium declared fixed prices to the great displeasure organizers.

A great vacuum

Whereas a housing shortage settles gradually in the country, much waited the declarations and the standpoint of the principal candidates to the presidential election during the conference “housing: national cause”. Many will thus have been disappointed because the latter could not or quite simply did not want to assist personally with go. Indeed, the Marine the PEN and other Francois Bayrou sent a substitute for the debates.

For the candidate of Front National it is Wallerand de Saint-Just while for the candidate of the Modem, it is the vice-president of the party Robert Rochefort which attended the event at the last time. It is the same for Eva Joly who had to yield her place to Emmanuelle Coste. The candidate of Europe Ecology them Verts which indicated to want to be expressed on the subject, could not go to go because of the fall which it had made last Sunday. Outgoing president Nicolas Sarkozy and its principal rival in the surveys François Holland as well as the candidate of the Face of Left Jean-Luc Mélenchon also sent spokespersons.

The conference “housing: national cause” was held with the Marigny Theater in VIIIe district of Paris, bringing together some 700 professionals of the real sector. It took place on the initiative of nine organizations to know the National union of the economists of construction (UNTEC), the Action Housing (in the past 1% housing), Fondation Abbé Pierre, the French federation of the building (BFR), the Federation of the property developers (FPI), the National union of the developers lotisseurs (SNAL), the Union of the French houses (UMF), the National union of the French trade unions architects (UNSFA) and the Social union for habitat (USH).

Raise of 12% of the rental income of Argan at the time of the first quarter 2012

2012-04-05 17:04:38

PARIS, 4 avr 2012 - Argan is a land company which works in the field of the management of logistic platforms. An increase in 12% compared to last year of the rental incomes of this company was observed, that is to say approximately 12 million euros during the first quarter 2012. The officers of the company are trustful for this year 2012.

An increase in 16% of the rental incomes to 50,5 million euros is planned for this year. For the twelfth year of continuation, a growth with two digits of its incomes is planned according to Argan at the time of an official statement.

What involved the increase of 1,3 million euros of the rents they are the 0,2 million the revision of rents and 1,9 complementary million euros of rents. A depreciation of 0,8 million euros of transfers was also observed during last year.

A logistic platform of 13.300 m located in the Essonne was also rented by Argan with the group of Auchan distribution for one 9 years duration. This new platform functions in positive cold and is made for the provisioning of fresh produce for the various Auchan hypermarkets.

There is also a platform of 16.700 m2 rented in Chambéry in Savoy on March 27th, 2012; and another of 16.000 m2 in champagne Rheims on February 3rd of this year.

It is following these transactions that the rental inheritance of Argan increased to 933.000 m2, rented with 100%.

Signing of two contracts in Poland for Warbud

2012-04-05 16:33:18

PARIS, 4 avr 2012 - Two contracts of a sum of more than 100 million euros were signed by Warbud, a subsidiary company of Vinci Construction in Poland.

The construction of the seat of the symphony orchestra of the Polish radio in Katowice belongs to these contracts. The value of the works of this building site which lasts 20 months is of 45,5 million euros according to the assertions of Vinci in an official statement. The building site of 35.000 m ² must contain a room of chamber music of 300 places, a concert hall of 1.800 places, a club of jazz and a room of musicology for the children.

For the second building site, the value of the works of construction is of 60 million euros. On a surface of 105.000 m ², there must be two buildings of seven levels, and a tower of 21 levels taking example on the architecture of the Flatiron building one of oldest Gratte sky of New York. The building work must be delivered after 20 months.

Vinci construction exerts in the field of construction since 1992, this group employs more than 4000 paid and carried out an income of 950 million euros i.e. a rise from approximately 32% compared to last year. Vinci is known in Poland for the construction of building, civil road infrastructure and engineering.

Its subsidiary companies are numerous, there is for example Warbud which has just signed two contracts, Polska Soletanche, Polska Ménard, Polska Eurovia, CFE Polska, BPI Polska, Freyssinet Polska, Graniou BREATH, Polska VINCI Environnement Polska and the TPI.

The banks in the United States are reproached of racism

2012-04-05 15:46:26

WASHINGTON, 4 avr 2012 - There is racial discrimination during the seizures carried out by the banks, according to the assertions of a federation of defense of the badly-housed persons. The families of white are treated better than the other households which are the subject of seizure.

A fact was checked at the time of the investigations carried out by National alliance for an equitable housing or NFHA. They relate to the real goods belonging to banks in several cities of the United States. An special attention is given to the goods which were seized in the white districts whereas those of the districts of colors are considered according to an official statement of Alliance.

According to the federation of local associations, the dwellings of the districts of white have a beautiful lawn, solid doors and panels “to sell” attractive. However, those of the other districts are obsolete and miss care and of maintenance, which does not attract at all the real estate agents according to always the NFHA.

The purpose of these investigations are to give a note from 1 to 5 on the state external of approximately 1000 houses which were the subject of seizure and inspected by the NFHA during the last twelve months. The latter presented photographs taken in some districts.

The dwellings of the districts other than those of the white have 42% of risks of problems of maintenance, 82% of risks to have broken windows and 34% to be surrounded by refuse. According to always the NFHA, the houses in the white districts had occupants in 40% of the cases whereas those in the black districts in only 24% of the cases.

In spite of continuations on the same subject, no judgment against the banks was still marked up to now.

Solar project of land register in the town of Paris

2012-04-05 15:32:24

PARIS, 4 avr 2012 - a solar project of land register was made by the town of Paris with an aim of knowing the places where there is the most sunning. Solar panels will be placed there thereafter according to an official statement of the Parisian Workshop of town planning Wednesday.

This project consists in seeing the potential of the buildings while taking note of their level of insulation and by locating the ideal place to place the solar panels.

The land register will be identical at a photo sight of the sky of the town of Paris with various colors according to the explanations of Julien Bigorgne, engineer environment in Apur at AFP.

With this intention, it was necessary to make the use of a plane equipped with a sensor making it possible to obtain rises and volumes of the buildings of the town of Paris. Thereafter, a computer helps to observe the movement of the sun during one year in order to know exactly the places which were most exposed.

This project of land register is necessary, because Paris has a complicated relief, the sunning is not same south in the north of Montmartre according to the engineer. This activity is also made within the framework of the European program Polis, of which the goal is to take into account in the town-planning the installation of the solar panels and their advantage.

The cadastral project is a technical and teaching tool which consists in showing that the capital of France does not have oil, but is rich in energy according to the assertions of Denis Baupin, assistant EELV in load of the environment. It also added that the goal of this project is to manage to install 200.000 m of solar panels in Paris. The Pajol market in the 18th district, which will be one of the first photovoltaic solar power stations of downtown area in France makes also parts of this project.

It is towards autumn 2012 that the population of the town of Paris will be able to benefit from the advantages of the solar panels.

Junction, the new shopping mall 4 stars of Lyon

2012-04-05 15:05:50

LYON, 4 avr 2012 - the new Confluence shopping mall located in Lyon was inaugurated Wednesday. This center contains restaurants with topics, a wall of climbing, grooms and shoeshiners of shoes, signs cosmopolitan and a modern architecture.

“People have of it enough which one repeats the same concepts, they want diversity and we want to render the service four stars accessible to all” according to the proper words from Guillaume Poitrinal, owner of the shopping mall and president of the directory of Unibail-Rodamco, European leader of the real estate.

This new shopping mall was built in the connected district of the Junction, in the south of Lyon on industrial waste lands. There are 112 trade, 17 restaurants, one multiplexes of 14 rooms in this shopping mall of 53.000 m ². The amount of money used for the construction of this building is of 300 million euros.

The service types are numerous within the shopping mall, there is a free and unlimited wifi, the carrying ones, a iPad to read the press, manicurists… who were made so that the moments spent in this shopping mall are moments of pure pleasure according to Guillaume Poitrinal.

It is the architect Jean-Paul Viguier who drew this shopping mall and it made so that this place continuously receives the sunlight with a transparent roof. Junction is a shopping mall which enormously carries out energy saving according to the assertions of Poitrinal.

The connected shops are numerous in the center, there is for example Suiteblanco which proposes loans to be carried, has Loja Do Gato Preto which specializes in decoration… Abercrombie and Fitch the mark of clothing of the Hollister American is also present in the center. There are also other shops which propose things of excellent quality as Canadian shoemaker Aldo, Japanese Muji, or Bose who specializes in its and in music.

The shopping mall also has of an Apple Store, one Played enormous Club and a supermarket new generation. For facility displacements, a river shuttle rejoins Lyon with the center shopping.

Legal and financial expertise required by the partisans of Fran�ois Holland in Balard

2012-04-05 15:02:42

PARIS, 4 avr 2012 - According to Bernard Cazeneuve, spokesperson of countryside of François Holland, a legal and financial expertise should be carried out on the contract of the ministry for Defense with Balard. This must be made according to him, because this contract is likely to carry seriously reached to the budget of the State.

Taking the form of a 30 years PPP, the contract at the cost of 4,2 billion euros for the State ânonne to be itself difficult to carry out in the long term on the financial plan and legal.

There are more and more questions which arise on this project which is led by the central administration. Bernard Cazeneuve as recalled as the town hall of Paris already made an appeal to the administrative court of the city against the license granted by the State for the construction of this Pentagon the Frenchwoman.

In the aim of protection the interests of the State, a legal and financial expertise independent must be made as soon as possible. In fact the various questions arise in connection with this contract which led to this decision making on behalf of Mr. Cazeneuve.

Gerard Longuet, Minister for Defense as for him affirmed Tuesday that the town hall of Paris was in a political situation and even the filed appeal at the administrative court could not stop the building work of the future French Pentagon which already started.

Beautiful exposure in prospect in the City for Architecture

2012-04-05 14:12:15

PARIS, 4 avr 2012 - the City of Architecture carries out an exposure until August 26th concerning the evolution of the urban landscape and the various means of transport like the bicycle, the subway, the skate-board, the bus, the car, the horse, the barouche. The exposure is organized with an aim of explaining the bond between these various means of transport and town planning.

“To circulate: when our movements work the cities”, it is the title of the event which is dedicated to all the people of any age. The goal is also to make so that displacements pleasant and are regarded as single moments.

The exposure which is held in the City of Architecture spreads out over a surface of 1.500 m2. It is the evolution of the cities and urban spaces during the time which will be exposed there, on a scene with a splendid decoration theatrical and musical animations.

The visitors will see there the highways, the roads, the stations and air terminals, the ports, the railways, the burst and compact cities which marked the history. In order to make it possible to better include/understand the daily environment, a street of the town of Paris was especially arranged in three times on the basis of the year thousand at our days.

There is also the presentation of various urban spaces several cities like that of San Francisco, Barcelona, Cairo, Tokyo, Bombay and Shanghai.

The goal of this exposure is as to render comprehensible with people as even the places which seem dreadful can become splendid and pleasant according to the declarations of the architect and engineer Jean-Marie Duthilleul in AFP.

The walks downtown can become moments of pure pleasure because each place and each street have their charm and their poetry according to the police chief of the exposure. The memories of childhood can be found in the current cities.

Progress made so that everyone forgets that it is possible to feel well in its skin in the cities. The beauty of the urban landscape can bring much positive things on the daily life of people. With this intention, no need for colossal sum and financing to embellish the city, it is enough to a little will and creativity.

Price of the unstable real estate in the United Kingdom

2012-04-05 13:09:50

LONDON, 4 avr 2012 - a rise of 2,2% on the price of the real estate was observed in the United Kingdom at the time of March according to the monthly barometer of the Halifax bank. After a reduction of 0,4 recorded during February, the prices knew a rise in March.

The real matter transactions are relatively low according to Halifax, a subsidiary company of the banking group Lloyds Banking Group which works in the field of the real estate credit.

What generated this rise of the sale of real estate during March, they are the new tax provisions in the United Kingdom with the stop of a taxation much more suitable with regard to acquisition of a first house.

It is the eagerness as of firstly reaching for the acquisition of a house before the expiry of the tax exemptions planned for the end of March which explains these figures according to the assertions of Martin Ellis, economist of the Halifax bank.

The analyzes which were carried out showed that the average costs of a house in the United Kingdom were of approximately 197.600 euros during the same period, price which corresponds to that of the month of July 2011.

What testifies to the instability of the market of the real estate it is that the figures which were published are completely different from those which were seen a few days earlier. Nationwide, the bank mutualiaste had announced a fall of 1% of the market, the figure low these two last years.

The figures published by Halifax are a great surprise according to Howard Archer, economist at IHS Global Insight. However, a light fall in the prices of the real estate is planned for the next months, drops which can be 3% from here the end of 2012.

Montpellier, capital of architecture

2012-04-04 18:27:19

MONTPELLIER, 4 avr 2012 - Montpellier wants to exploit its image of capital of architecture at the time of the events organized by the town hall envisaged in April. It is one of the French cities to visit for this year 2012 according to NewYork Times.

The Marie of the city has as an intention to transform in the next months several grounds near the tram lines. It is a perfect place where the architects will be able to show their creativity. This project is added programs which were already given to creators of reputation.

At the time of this event, which has been carried out for 30 years, there will be an office building concerned of boxes of Paul Chemetov, of a “spaceship” for the College Georges-Frêche de Massimiliano Fuksas, of a “origami” with brewery, hotels and residences of Emmanuelle Gontrand…

Montpellier is a city which has 258.366 inhabitants and this contest which will have place is made for a policy of urbanization aiming at facing a demographic strong growth. The main objective of this event is to make so that the social housing of the city is distributed in an equal way between the population. It is also an event which will make reappear the famous discussion between the partisans of the contemporary architecture and the skeptics.

The district of Antigone is regarded by the city as a model in terms of urbanization. The estate agencies which were surveyed are not agreement compared to this information because of the mall which does not have balcony.

“The beautiful one is not issued. A gesture should be caused, to create the discussion” according to the proper terms of Mr. Delafose who preaches for the variety of architectures.

The completion and the comfort of the houses were denounced by the inhabitants who estimate that it is not idiot forms to the standards and that the prices are too much expensive.

House in robust and ecological straw

2012-04-04 18:15:38

RENNES, 4 avr 2012 - the French are attracted more and more by the houses in straws. They are at the same time robust and ecological. Approximately 300 houses in straws are built each year in France and there are approximately 3000 dwellings of this kind in the hexagon according to Luc Floissac a researcher at the school of architecture of Toulouse and adviser in construction.

When there is a building site of house in straw, this is imitated per many people according to Herve Wales, project superintendent and trainer in éco habitat in Messac.

The dwellings in straws are light and biodegradable and they very ecological, because the straw obtained the palm of the environmental assessment of construction materials. According to Luc Floissac, with a construction of 500.000 dwellings in straw per annum, one would need only 10 to 15% of the straw produced in France.

What makes the specificity of this material it is that it is a perfect construction material for the insulation and who supports the flames thanks to the compressed boots containing very little oxygen thus not easily flammable. The houses manufactured with this material are also solid, the proof is that the “Feuillette house” which was built in Montargis in 1921 exists always at the present time. It is an inheritance which must be preserved and which is the subject of redemption plan by the RFCP.

It is about the Eighties that construction in straw was introduced by some cars manufacturers which did not want to make the use of the concrete. She was recognized by the professionals of the building, the authorities and the insurers in June by obtaining a noble letter. This recognition was obtained, because the bales of straw which are built-in a framework wood is a technique which is used much in France.

Damien de Villèle former engineer who reorientated himself in the manufacture of insulating blocks in straw to create his company chose this method of construction. With this intention, the straws are built-in a case out of wooden and it is made so that space is filled by the straw.

Clear reduction in the real lending during February

2012-04-04 18:05:54

PARIS, 3 avr 2012 - For about two years and eight month, it has been last February that the amount of the real lending was low. A reduction of 41% compared to January and 49% compared to February 2011 was recorded according to Banque de France.

The amount of the granted real loans in February is of 7,3 billion euros whereas it was of 12,4 billion in January. It is during the month of June 2009 that an amount lower than 7 billion was recorded. With share the month of November 2008 in June 2009, following the financial crisis, the amount of real estate credit granted to the private individuals forever be lower than that of the month of February 2012.

With regard to the companies, the sum of the appropriations lower or equal to a million euros granted during February decreased by 19% compared to January and 10% compared to February 2011, to 5,9 billion euros.

As for the granted appropriations of an amount of more than one million euros, an increase in 10% compared to January and 26% compared to the month of February 2011 to 13,4 billion euros was observed.

The reduction in the amount of the real estate credits granted during the month of February 2012 is perhaps due to the growing fear of the private individuals to make such a decision according to the observers. The real loan is a thing not to be taken with light and to invest in the real estate is not always easy being given the current circumstances. It is spread out over several years and can generate annoying consequences if the debts accumulate.

Regression of the sector of the real estate credit in 2012

2012-04-04 17:14:19

PARIS, 3 avr 2012 - During first quarter of this year, the sector of the real estate credit in France crosses large difficulties. The amounts of the naps granted did not cease falling according to the Credit Housing and Banque de France.

With the coming into effect of the law Scellier and the application of the restrictions concerning PTZ + the activities out of real matter increased towards the end of the year 2011. A reduction of 41% compared to January and 49% compared to February 2011 was observed during February of this year according to the bank of France.

This crisis of the real sector is about the same one as that of the end of the year 2008 and the beginning of year 2011 according to the professor of economy with the university of Paris X-Nanterre, Michel Mouillart. A fall of 36% of the entire amount of the credit for the habitat granted during first quarter of this year compared to that of the last year was observed. If this continuous regression, there is little chance that this sector knows a bounce for this year 2012 according to always Mr. Mouillart.

With regard to the real loan, it is during this year that one recorded the most enormous decrease in the demand made by the private individuals. The reduction of the prices which is planned for this year 2012 according to a study carried out by the building and loan association will not involve any positive impact. The reduction in interest rates of the real estate credits will not generate either a large change with regard to the request.

A fall of the activities on the market will take place certainly if it ya not of tax cord of recall. A lowering from 25 to 31% compared to 2011 is considered and a rationality as in the previous years is not possible any more.

Bond placement of 650 million euros of Gecina

2012-04-04 16:50:16

PARIS, 3 avr 2012 - seven years a debenture of a value of 650 million euros was carried out by the land company Gecina near European investors. According to the assertions of the leaders of limps, this seven years duration whose expiration date is on April 11th, 2019 is made to achieve the goal of lengthening of the maturity of the debt of Gecina.

These obligations emitted on a spread of 290 basic points on the rate mid-swap which must be regulated within seven years are accompanied by a coupon of 4,75%. This is done to answer for Gecina to improve diversification of its financial resources according to an official statement. 30% of the financial resources of the Gecina group correspond to the bonded debt after this emission whereas it was of 23% towards the end of the month of January 2012.

Following the stop of the raising of prices of its buildings, Gecina carried out in February a benefit of 59%, rising to 411,2 million euros. The group also announced its intention to double its objectives of transfer for the year 2012 to 1 billion euros.

Gecina belongs to the first land companies in France. These rental incomes by types of credits arise as follows: 54,3% in office and trade, 29,8% in housing, 7,6% in health care institutions, 5,2% out of warehouse and 3,1% in hotel.

Towards the end of the year 2010, its real inheritance of a surface of 3.341.408 m2 is estimated at approximately 11,7 billion euros.

The group has an inheritance of more than 10 billion euros and it is what that it is one of the largest land companies in France.

One World Trade Center crossed the bar of the 100 stages

2012-04-04 14:32:49

New York, April 3rd, 2012 - the building site of One World Trade Center advances well. The authorities of the town of New York announced that the skyscraper called to replace the twin towers destroyed during the attack which shook the United States in 2011 this week the bar of the 100 stages reached.

A whole symbol

Information is worth the turning. The structure of steel of One World Trade Center rises from now on on 100 floors and is on the way to become the highest construction of Large Apple. The harbor authority of New York and the New Jersey declared that the building should exceed the 381 meters of the Empire State Building in the next weeks.

For recall, the twin towers built in the Seventies were the largest skyscrapers of the city before the attack of 2011 which made nearly 3.000 died. A whole symbol, One World Trade Center will measure 541 meters in the long term is 1.776 feet in reference to the year of the independence of the United States, which will make of him the highest building of the country. It will be capped with an antenna of 124.3 meters. Its construction is envisaged to end in 2013.

The Tower of Freedom

Surnommé Freedom Tower (Tower of Freedom) One World Trade Center, which will have the pace of a giant mirror, is the principal building of the new complex of the World Trade Center. It is the work of the architects of the agency Skidmore, Owings and Merrill of Chicago. The complex will hope four others turns to know Two World Trade Center, Three World Trade Center and the Furnace World Trade Center. These buildings were laid out so as to obtain a sunning on the site of the twin towers. It also shelters the Memorial of the attacks of September 11th which opened its doors 10 years after the tragedy.

Repurchase of Fene-Tech by VM Materials

2012-04-04 13:52:58

PARIS, 3 avr 2012 - limps Canadian Fene-Tech specialist in manufacture in doors, of joineries out of wood, PVC and hybrid was repurchased by VM Materials a French group of construction material trade.

This action carried out by VM materials is built-in its group accounts since the beginning of April of this year. Operation which is also made with an aim of perennializing the development strategy of the company on a world level. Let us note that VM Materials undertakes right now its activities in the overseas departments and in China according to the official statement.

Canadian Fene-Tech limps located in Low-St Laurent made a turnover of 9,8 million Canadian dollars last year and has a hundred employees according to VM Materials.

This repurchase was carried out by a subsidiary company of VM Materials which is not other than Atlantem Industries. The latter is expert in the field of the manufacture of industrial joineries and closing.

VM Materials is a family company which aims to offer to its customers constructive solutions. This company is present in 25 departments of the Great West in China, in the overseas department and in Canada.

It has 118 agencies of material trade, 4 manufacturing planies of joinery out of wooden, 11 manufacturing planies of exterior wood finishing and closing, 5 manufacturing planies of concrete and 25 ready-mixed concrete power stations.

In 2011 it made 12,7 million euros of clear benefits and has a turnover of 707,0 million euros. Benefit which decreased by 17,7% over one year. Let us note that VM materials employment currently more than 3000 paid distributes in several countries.

Considerable reduction of the duration of the real estate credits granted March

2012-04-04 11:30:30

PARIS, 3 avr 2012 - an important reduction of the intermediate duration of the real estate credits granted during March was recorded according to the figures published by the Observatory Logement/CSA Credit. These statistics show that the fall of the duration of the real loans granted for building work or the acquisition of house new or old is the same one as that observed three years ago what is rare.

In parallel, a case which is not current any more since 2005, the number of the appropriations on the long run, more or equal to 25 years is descended ata rate from 21.7% from the granted loans, against 25.2%.

The duration of the real estate credits granted to February is 212 months i.e. 17 years and 8 months whereas those which were granted during March last 204 month are 17 years.

The fall of the duration of refunding of the loans is the consequence of the crisis of the market of the real estate and the recession as well as fast transformation of its customers according to the assertions of the observatory. The persons in charge of this last also affirm that is due to the suppression of the loan atrate zero more and the modest desistance from the families to contract a real loan.

The new regulation framework of the banking environment, called Basle III which strikes the long-term loans near the banks is also another cause of the retreat of the private individuals to carry out a real estate credit.

The production of credit for the month of March 2012 decreased by 48% compared to last year whereas it was not the case for January and February of this year. Compared with first quarter of 2011, the production of credit of this year 2012 knew a fall of 36%.

The loan application decreases considerably with the absence of official support according to always the observatory. With regard to the interest rate of the loans granted except insurance, a reduction was observed for March: it is gone down to 3,83% contrary to the rate February from 3,93%,

This interest rate of March is about the same one as that of November.

Fear of the deprivation of the market of Rungis

2012-04-03 17:48:57

PARIS, 3 avr 2012 - the General advice of the Valley-of-Marne and the town hall of Paris fear the transfer of the Semmaris company which works in the market of national interest of Rungis, of the public sector to the private sector. This company manages more the significant market of fresh produce in the world and a privatization would be catastrophic for the public sector.

The market of Rungis east of an major importance as well for the town hall of Paris as for the General advice of valley - the of-Marne. This market is essential to feed Franciliens and for this reason privatization is not seen of very an good eye by these two institutions.

The APE or Arranges participations of the State which has 33,34% of the Semmaris company declared its will to engage a new Chairman and managing director in Rungis. This was done to make fear with the wholesalers, because this action could lead to the increase in the capital of the private group Altaréa, another principal shareholder.

The ministry for the Economy firmly denied any disengagement of the capital of Semmaris a few days ago. The town hall of Paris and the general advice of the Valley-of-Marne which are minority shareholders of Semmaris affirm that they prefer that the management of the MIN of Rungis is made by a company with majority public capital according to an official statement.

It is the State which must remain the majority shareholder in this company and any important decision making must be done after an agreement between the public shareholders according to the assertions of the two communities.

The market of Rungis east one of the leaders in the field of the distribution of fresh produce in the world. Last year it carried out 8 billion euros of turnover, it works in.liaison.with a thousand of wholesalers.

Buy a house and obtain a car like gift

2012-04-03 17:10:30

COPENHAGEN, 3 avr 2012 - an estate agency in Denmark offers in gift a car for any purchase of real estate carried out before May 1st. This action is carried out by the company, because the market of the real estate knew a certain stagnation lately. The goal is to encourage people and to wake up their attention so that they acquire of a house while profiting from a gift of great value which is at the same time useful and pleasant to have.

This offer relates to the dwellings of an allotment located in the smart suburbs of the north of Copenhagen. The goal of the operation is to manage to sell these houses difficult to find purchasers according to the assertions of Dorte Andersen the marketing director of the agency.

The residences are sold starting from 2,5 million, as for the car offered, it costs 13.500 euros. Another reason which encouraged this estate agency to resort to such an offer is related to the fact that the cars are heavily taxed in Denmark and it is the second thing which makes spend the most money after housing. This can also make desist the Danes to launch out in a real estate project out of the city according to always Dorte Andersen. With this offer, the household will be able at the same time to acquire a beautiful house in the suburbs of Copenhagen without worrying about the means of displacement.

To offer a reduction in price on the residences is a better idea, because obtaining real loan near the banks and the financial institutions is currently increasingly difficult according to the assertions of Rasmus Kjeldahl, director of an consumers' association in the local daily Frederiksborg Amts Avis.

Boom of the market of swimming pool in France

2012-04-03 16:46:02

PARIS, 3 avr 2012 - In spite of the economic crisis which prevailed a little everywhere in the world, the market of the swimming pool survived in France. This sector is in full progression for this year according to the federation of the professionals of sector FP.

The statistics show that the market of the swimming pool and the equipment which is referred to it increased by 6,5% to 1,5 billion euros in 2011 and 68.800 new basins were manufactured. It is also into 2011 that the sale of swimming pool exploded in France, and this, since the year 2007.

France is one of the countries which lay out of more than swimming pools with the world with 1,6 million basins after the United States. One recorded a certain sales growth during first quarter of this year, approximately 8%, compared to the beginning of the year 2011 according to however Jacques Braun, vice-president of the FP.

According to always Mr. Braun, during last year, the crisis had a negative incidence on all the economic sector, the field of the swimming pool including. Risks of recession and increase in unemployment rate were heard a little everywhere and it is what to some extent involved the deceleration of the growth which is gone down to 4,5% at the time of the last six months of the year 2011.

The impact of the crisis was felt by the majority of the French and that was reflected in the choice of materials and the equipment of swimming pools. The majority of the people who made build a swimming pool chose basins except ground i.e. those which are less expensive than the swimming pools buried according to the declarations of Philippe Bach, the president of the FP.

About 4.550 companies work in the field of the swimming pool and 930 of them belong to the FP. They carry out approximately 70% of the turnover of the sector of the swimming pool and make it possible 23.250 people to have employment.

A great part of the incomes of half of the French is intended for housing

2012-04-03 16:05:43

PARIS, April 3rd, 2012 - half of the French put side a great part of their income in their main home. Information was given following a survey carried out by the IFOP for the SeLoger site. These studies undertaken by the observatory of housing showed that approximately 55% of the French spend a third of their wages to their dwelling; number which increased, because in 2010 it east was of 47%.

Most of the people who were surveyed affirm that their housing conditions are declining. Decline which will be still worse in the years to come according to 33% from the French. That is due to the ceaseless increase in the price of the residences is inevitable according to the majority of the French.

A feeling of fear and insecurity is felt by the French, because their children will have much more problems of housing in the future according to the explanations of the sociologist Yankel Fijalkov in the SeLoger.com site.

63% of the people surveyed affirmed that the reduction of the price of the residences would be the welcome and would facilitate their daily life. However, half of these people are skeptics as for the fall of these prices.

According to always the results of the studies, 92% of the French appreciate the heat and the convivial environment of their hearth and like to spend time with their close relations there. It is especially for the crisis periods economic that the French prefer to find the comfort in their family cocoon.

However according to the assertions of Fijalkow, for about three years, the people have liked individuality and peace and that are reflected in housing.

These studies were carried out between the 13 and on March 19th, 2012 on a thousand of people of more than 18 years living in France.

Opposition of the town hall of Paris on the permit building French Pentagon

2012-04-03 15:42:29

PARIS, 3 avr 2012 - an opposition against the permit building and the change of RAINED of the French Pentagon granted by the State was deposited by the town hall of Paris near the administrative court. It is the future seat of the ministry for the Defense which is in Balard in 15th which bears the name of French Pentagon.

The Marie of Paris estimates that a bus depot must be built-in with the French Pentagon, and that garage the RATP in the street of the Nivert Cross is moved. The leaders of the town of Paris intend to make build approximately 500 residences in this place. Let us note that more half of these constructions envisaged by the town hall of Paris are social housing.

This disagreement of the town of Paris with the State hard since months, in February the council of the town hall of Paris voted against this construction project. The town hall also declared that the permit building and the local plan of town planning comprise many irregularities. This according to it was caused by the eagerness of the State to launch out in the Balard project.

Other arguments of size were also evoked by the town hall, like the absence of public survey according to the provisions of the law Bouchardeau and the inexistence of impact studies. In addition, the information system strategic plan of the IDF is not respected.

The debates on this project go back to several months. A vote was organized by the council of the capital in February without the participation of the right-hand side. The French government forever have the will to integrate the garage into bus in the Pentagon project in spite of the ceaseless requests which have been made by the town hall of Paris for at least a year. What opposes more the leaders of the town of Paris, it is the fact that it was envisaged in the schedule of conditions of the Pentagon.

Let us note that it is a company of the Bouygues group which had the downstream for the realization of work.

Grether and Phytolab for the rehabilitation of the banks of Angers

2012-04-03 14:23:19

ANGERS, 2 avr 2012 - It is the Phytolab research department and the workshop of town planning François Grether which were selected for the restoration of the banks from Maine in Angers. This project of Tens of million Euros is spread out over one 25 years duration according to the official statements of the municipality.

It is during an extraordinary meeting of the municipality of Angers that this decision was sliced following a vote. A surface of 320 hectares will be the subject of refitting near two banks.

This project aims to embellish ways on the banks in zone of flow of raw and landscape spaces. The objective is to obtain a splendid avenue with public transport near the castle of Angers Maine will be thus a beautiful place where the inhabitants can benefit from the river, which could also facilitate the exchanges according to the persons in charge of the municipality.

To improve mobilities in the surroundings of the river also makes parts of the priorities for the installation of this project. It is also envisaged in the plan of refitting, the ways to cross the river and the funiculars to ensure the connection between the banks and the castle. This diagram is evolutionary according to the explanations Frederic Béatse mayor of Angers.

To note that the workshop of town planning of François Grether is a company which has experience on the matter, because it is it which carried out the plan for the installation of the district “the Junction” in Lyon. It is following a contest in all Europe that the Grether cabinet was selected. This company carries out alteration work of public spaces and projects of architecture and also plays the part of advising in the installation of sectors.

More than 3000 CV deposited by an architect with unemployment in three years

2012-04-03 14:13:50

BEZIERS (Herault), 2 avr 2012 - daN Zamora, architect a 59 year old to unemployment since three stated to have deposited more than three thousand CV near several companies without favorable continuation. With final, it is only one training course professional which it took down.

DaN Zamora announced to have lodged 2.078 spontaneous candidatures with various companies, answered 936 job offers and carried out 13 requests for formation reconversion since February 8th, 2009, testimony which was made on the site of the free South. It is a one three months duration training course which this unemployed of Béziers could take down.

He asked a legislative intervention with an aim of reconsidering the situation of the architects and mainly those which are with unemployment. The goal of this action is to make essential the consultation of the opinion of an architect before the deposit of a permit building. So the architects will be able to exert their trade and to put their experiments in the field at the service of the future owners he explained.

According to Mr. Zamora, the architects are advisers whom it is necessary to consult before launching out in the building work so that the houses which are built have charm and respect the construction standards in force. The trade of architect must be made with an aim of rendering service to the public according to him.

Even if the realization of the ideas of daN Zamora seems difficult to implement, it is given to continue its combat and to postulate for other employment in various companies auprès of which it will be able to exert its trade of architect.

Transfer of PSA from its head office of the avenue of the Large army

2012-04-03 13:59:00

PARIS, 2 avr 2012 - the head office of automobile group PSA Peugeot Citroen located with 75, avenue de la Grande Armée in Paris was yielded for a sum of 245,5 million euros.

A commitment to sell was signed between automobile group PSA Peugeot Citroen and a subsidiary company of Ivanhoé Cambridge for the transfer of the real estate acting as head office of PSA being in the 16th district of Paris according to an official statement. According to the terms of the contract, group PSA will continue to use the building and will sign a 9 years renewable lease.

This sale was envisaged by PSA Peugeot Citroen within the framework of its programme of transfer of real credits. That was announced at the time of the presentation of its financial results 2011 in February. The objectives of transfer of real credits of PSA for year 2012 are of 500 million euros.

In spite of the alliance which was made between PSA Peugeot Citroen and the American giant General Motors, a fall of 33,2% of the sales of PSA was recorded in March and on the whole of the first quarter 2012, this fall of the sales is of 30,3% according to the committee of the French manufacturers of cars (CCFA).

PSA also announced its intention to reduce the investments for the car and for this reason the establishment in India was delayed. One of the objectives of group PSA Peugeot Citroen is to increase the range of its cars and to support its internationalization in order to increase the sales for this year 2012.

This resolution was taken, because the results of the last year show that the company regressed of very 1,5% if the turnover increased by 7% i.e. 59,9 billion euros.

Conclusion of the sale of Brossette with Saint-Gobain according to Wolseley

2012-04-02 17:20:02

LONDON, 2 avr 2012 - Wolseley is one of the world leaders in the field of the distribution of materials of heating and plumbing. The sale of the French sign Brossette of the Wolseley group in Saint-Gobain finally took place after two years of talks and according to the provisions of July 25th, 2011.

The negotiations of the British group Wolseley and Saint-Gobain for the sale of Brossette of an amount of 186 million euros started two years ago. This sale was finalized and it is one of the subsidiary companies of Saint-Gobain who is Point P which acquired of it with the help of the transfer of 22 sales outlets. The latter entirely present a turnover of 30 million euros.

According to an official statement of Saint-Gobain, from this sale, it will be able to strengthen its place and its importance in the field of the distribution of health facilities, heating and plumbing in France, but more especially Europe in countries like Poland, Switzerland or the United Kingdom. The turnover of Brossette for the shifted exercise of 2011 is of 726 million euros.

In addition, Saint-Gobain also stated to have obtained the agreement of the British authority of competition for the purchase of the British network of distribution of construction materials Build center of Wolseley. This is done with the help of the resale of 23 agencies of a total turnover of 35 million books is approximately 42 million euros. This purchase will improve the position of Jewson in the sector of the distribution of construction materials in Great Britain.

Pierre-Andre de Chalendar, the chairman of Saint-Gobain affirmed in the official statement that these purchases of a sum of 351 million euros constitute a contribution higher than a billion euros of turnover. According to always this chairman, that will allow to improve the distribution building and to perfect its establishment geography. Two strong activities: the distribution general practitioner and the die specialized into medical, heating and plumbing will be installed respectively in Great Britain and France.

4,9 billion Euros in 8 years for the restoration of the park of elevator in France

2012-04-02 17:12:23

PARIS, March 30th, 2012 - the owners of real goods had to spend a sum of 4,9 billion euros between the year 2003 and 2011. Information was revealed by the federation of the elevators Monday during a press conference on the restoration and the maintenance of the parks of elevators.

Of this sum, approximately 2,3 billion was injected into the restoration the park and 2,6 billion was intended for the essential work imposed by the law 2003 for a handing-over on the security standard of the existing elevators (SAE), activities which must extend until 2018.

Renovation works which were made since 2003 reduced by 70% the accidents between the year 2006 and 2011. According to the statistics, the majority of the incidents related to the elevators relate to the abrupt stops in the cabins, the lack of precision of stop and the impacts during the closing of the doors of the lift cars. A reduction of 48% of accidents of people was noted between 2008 and 2011, like 70% for the accidents successor in title of the deaths. The accidents which strike the technicians who have maintained the elevators were also reduced by 33% for a few years thanks to these activities.

These figures show the success of the application of the law for the security of the elevators according to the federation. A law which includes 17 actions to be carried out in three stages: 2010,2013 and 2018 according to their importance and needs.

In spite of the fact that the majority of the parks of French elevator are always obsolete, a clear reduction in the orders for the continuation of work which enter within the framework of law SAE was observed by the Federation of the elevators. Approximately 245.000 practicable elevators are old of more than 25 years and require restorations and talks in order to ensure the safety of the users. According to Jean-Luc Detavernier, acting general of the Federation, the economic crisis of 2008 had a great impact on the request for restoration, however the owners could make an economy during 10 long years.

Alexis Almon-Legagneur, president of F for its part announced: “We are ready, but the market is very late”. It worries however that the time allowed in 2013 does not lengthen the periods D `completion of the work. The restorations of 26500 elevators are not carried out yet whereas the expiry was in 2010. It is necessary to identify the apparatuses which represent the most danger according to Jean-Luc Detavernier.

The sector of the restoration of elevator is very flourishing, because there are approximately 150 companies employing more than 20.000 paid which work in the field. In 2011, their turnover was of 2,7 billion euros. France lays out of the fourth larger park of elevator in the European zone, but also oldest, because nearly 50% of them have more than 25 years.

Sale of doubtful debts by the Spanish bank Santander

2012-04-02 17:00:20

MADRID, 2 avr 2012 - According to the Spanish economic newspaper Expansion, the Santander Bank is one of most important in Europe as regards market cap. Its 150 years of existences, and the profits which it carries out place it at the fourth rank of the banking groups in the world. Towards the end of the month of June 2011, this banking group had of 14.679 subsidiary companies, 190.000 collaborators and 100 million customers.

Lately, it sold approximately 1.5 billion euros of doubtful debts with funds of American investments like Cerberus, Lone Star and Fortress. According to always the Spanish economic newspaper Expansion, Santander balanced this share of its wallet for a sum of more than 200 million euros.

Approximately a billion consumer credits of the Santander bank was repurchased by Fortress. This Spanish bank also yielded 150 million euros of real estate credits to Lone Star and 350 million with Cerberus.

Last week, Emilio Botin the president of Santander expressed his wish to reduce its implication in the real sector which has problems since the explosion of the real estate bubble in 2008 according to him. In Spain, the sector of the bank is being rebuilt so that it is much more credible.

The governmental authorities oblige this sector indeed to save a sum of approximately 52 billion euros in order to prevent the bad real credits.

Santander Consumer Finance was created in 2003 by the Group Santander and it is present in 14 country. She proposes finance departments of excellent quality and works in.liaison.with more than 145.000 partners all over the world.

Santander Consumer finance is one of the leaders in the field of the financing to consumption in the euro area and has more than 15,6 million customers.

The insurance company Cov�a adapts the building of Michelin

2012-04-02 16:53:33

Paris, March 30th, 2012 - For an amount of 110 million euros, the Michelin building was sold with the insurance company Covéa.

The Michelin group adds that the conclusion of the sale contracts took place last Thursday. Let us recall that it joined together its team in France in Boulogne-Billancourt in June 2011. The historical building of the group is in the 7th district of the capital, 46, avenue Breteuil.

The official statement also evokes a surplus of 100 million euros which will be regarded as nonrecurring element in the first six month old figures in 2012.

The head office of this multinational in tire is located at Clermont-Ferrand (Puy-de-Dôme. It is a world leader of the field, because it occupies 20% of the market.

The company counts several inventions of which the railway tire, the dismountable tire, the tire decreasing fuel consumption with few frictions when the vehicle is moving, the tire which makes it possible to roll flat and the dismountable tire.

The group also deals with other activities like publications such as the Michelin guide, sold everywhere in the world and presenting the gourmet restaurants. There is also the green Guide which is intended to the tourists. Also very recognized and snuffed the Michelin road maps, are products which are sold in several countries.

Covéa for its part is consisted the union of three dominating actors of the insurance in the country: MY, GMF, MAAF and an organization of precaution, Apgis. It is about the first company of group of mutual benefit insurance (SGAM) installation in France in 2002. The company is also member of a coalition gathering 7 insurers of Europe: Eurapco.

Difficulty of joint ownership Grigny 2 of leaving the dead end

2012-04-02 12:17:55

GRIGNY (the Essonne), April 1st, 2012 - Grigny 2 one of greatest joint ownerships of France east always in a delicate situation in spite of the nomination of a provisional administrator one year ago. The principal concern of the inhabitants in fact the loads do not cease growing. Grigny 2 is a town of 54 hectares cash 5 thousand residences, 17.000 inhabitants, a principal trade union of joint owners and 27 secondary trade unions.

According to the president of the principal trade union of 1988 to 2008 Daniel Mourgeon and Rene Lamouroux, during the first years Grigny 2 had a budget higher than that of the city. They know well the problems of Grigny 2, because they live there since its design.

According to the figures the deficit of joint ownership reaches a sum of 6,7 million euros towards the end of L `year 2010. This sum is higher than 75% of the budget and for this reason a provisional administrator was named by the Court of Bankruptcy of Évry to find solutions with this crisis.

One year after this nomination, the joint owners are always in difficulty, because there was an increase in their load of 50% according to one of the members of the trade union counsel in the person of Isabelle Grenouillat who was the president of 2008 to 2010. The people who had the means of paying their loads before have more difficulty of currently discharging some.

The city council man of opposition to Grigny, Daniel Mourgeon thinks that the administrator who was named did not become aware of the extent of the problems of the joint ownership of Grigny 2.

According to the assertions of the director of the grouping of public interest (GIP) Grigny-Viry, Jean-Sebastien Carage, the amount of the invoices of warm water and heating are largely with the top of the average. The situation is critical according to always Jean-Sebastien Carage, but not chaotic, because this joint ownership of Grigny 2 is within a favorable environmental framework and constructions are of excellent quality. Grigny 2 still has beautiful years in front of it, because the solution will come with the government aid.

Bottom of the problems of joint ownership Grigny 2

According to the analyzes which were made, the main issue it is that majority of the people who reside in joint ownerships in Grigny 2 their invoices do not pay. To that the people are added who put in hiring their apartments item by item what leads to the heaviness of the loads of each household.

Certain administrators made a unilateral decision to invoice cool water according to the livable space of the apartments. Isabelle Grenouillat deplores this fact, because they are especially the people who unlawfully rent the apartments which consume, the most water it explained.

One of the people who put in hiring illegally her apartment was condemned by the magistrates' court of Évry to a fine of 20.000 euros, a sorrow of two years imprisonment with deferment and to the confiscation of its housing. According to Philippe Rio the mayor of Grigny, this person had put in hiring his apartment at 15 families under inhuman conditions and it also owed a sum of 33.000 euros with the principal trade union. The mayor also affirms that the culprit made benefit of 6.440 euros per month by renting his apartment between 350 euros with 600 euros by household.

The Palate of the Nations in Geneva will know a great restoration

2012-04-02 09:13:08

GENEVA, April 2nd, 2012 - the Palate of the Nations in Geneva soon will undergo a cure of youth. According to the United Nations, it goes there from the survival of this building which presents a advanced stage of outdatedness.

A building site of 618 million dollars

The weight of the years starts to be felt on the European pied-à-terre of the Nations linked in Geneva. Indeed, the Palate of the Nations largely needs restoration. According to UNO, the deterioration of the buildings of the complex arrives today at a “critical stage”. In a report published recently, the General secretary of UNO Ban Ki-moon stated that the state of current decay of the Palate would represent even a danger to the safety and the health of the representatives of the Organization, its personnel, the representatives of the civil society and some 100.000 people who visit the places each year.

The experts elected by UNO to carry out the technical diagnosis of the Palate of the Nations were formal. Emergency work is essential taking into account the decayed systems of drain, the floods, the absence of insulation or the exceeded technologies still used in the conference rooms at the present time. The General meeting of UNO then approved a credit for the restoration of the buildings whose building site is estimated at nearly 618 million dollars. The Swiss Confederation also hopes to take part by proposing an envelope of 50 million Swiss francs (41.5 million euros) for the replacement of the 1.700 windows of the Palate by structures in double glazing in order to guarantee a better thermo isolation. It should be noticed that the complex is the symbol even of the internationalization of Geneva and represents blow an important financial manna for the country.

Francesco Savarese, section head of the buildings and the engineering services of UNO, indicated on its side that the conservation and the maintenance of the inheritance while integrating new technologies constitute the big challenge of the project. The one duration old building site estimated at 8 years, should start in 2015 after a phase of launched planning this year. Mr. Savarese to explain that the spreading out of work over 8 years is necessary to make it possible to maintain the activities on the complex but constitutes also the best financial solution.

For recall, the Palate of the Nations is a complex of buildings built in 1929. It sheltered the secretariat of the Company of the Nations in 1936 then the Office of the United Nations in Geneva (ONUG) in 1946. Like what its neo-classic silhouette forms integral part of the decoration of banks of the lake Léman.

With its 34 conference rooms, its some 2.800 offices, the Palate of the Nations also appears among the greatest centers of conference in the world. Each year, at least 9.000 meetings are organized there.

The �palate light� of Pierre Cardin exposed in China

2012-03-30 18:19:07

BEIJING, March 30th, 2012 - After Venice, city of the love, Pierre Cardin envisages to install in China its tower called “Lumière palate”. The project, a livable sculpture will be built on 4 ha and will be spread out over six external platforms.

The fashion designer is in visit in China this week of March when it will present his project. He will do it at the time of a procession to the “water cube organized by itself Sunday.

This tower in the shape of discs will count 1.500 apartments, 10 restaurants, 1500 garages, of the cinemas and conference, of the rooms of theater, of the shops, but also a university which will be served by about fifty elevators.

This project will be a copy of the tower which it will build in Italy it declared in AFP. He visited this week the island of Hainan in order to negotiate with the local authorities. He also went in Xiamen in the south-east of the country and to Qingdao, in the East. The 89 year old man entrusted that it was always attracted by China by his old culture.

On this subject, a fourth restaurant Maxim' S, chain of restoration belonging to Pierre Cardin opened his doors with Anhui this week. The three others are respectively in Shangaï and Beijing. The group Maxim' S is still on sale currently, its cost is estimated at 1 billion euros.

The overflowing creativity of Pierre Cardin is not any more to present, this project was born “from a bouquet of three stems of flowers” according to him. The tower will be ecological, since it will be built with photovoltaic energy, the wind mill and geothermal energy. Special glass fighting against the greenhouse effects will be also installed there.

The palate of light will require an investment of 1,5 billion euros. The licenses were already obtained in Italy, and work will start the month of September 2011. They will be spread out over 4 to five years. At the beginning, the fashion designer wanted to make the counterpart of his tower in France but for lack of place could not do it explained: difficult to find fifty ha of ground in center town.

7 recommendations of the CNCC for the future government

2012-03-30 18:07:18

PARIS, March 29th, 2012 - the presidential elections are in the middle of the debates in France, in particular by recommendations coming from several organizations for the next republic. “the ball is now in the camp “of the candidates who will have to consider the needs for the population, but also of the various engines of the nation's economy. In this context, the CNCC or National council of the shopping malls also proposed several reforms in its sector to him.

Eric Ranjard was re-elected with the head of CNCC for three years on March 29th, 2012 and this organization then challenges the candidates with presidential about several recommendations which it considers for the next republic. It is indeed one of the entities leaders of opinion in this country with in particular its 350 members resulting from 800 commercial poles, 35 thousand merchants and more than 420 thousand employment. Assets of size which produce 118 billion euros of turnover each year.

It published its recommendations in one white paper mainly mentioning proposals for an improvement on the level of the regulations for commercial town planning. The modifications unceasingly made to the regulations inherent in the openings or widenings of trade penalize indeed several projects which them can be finalized only into 10 to 15 years on average.

Its requests obviously turn on conditions relating to the online business and that traditional, in particular by the equal rights. It also evokes a wish of freedom for work during the day of Sunday when the employees accept it. That relates to 12 Sundays per annum, because only 5 currently know an acceptance coming from the authorities. The other argument with the support being the doubling of wages and the opening 7 days a week of the E-trade. Moreover, the CNCC wants that the taxation rules are adapted to the true situations that the market knows, in particular on the level of the turnover.

Other legal and environmental recommendations are included in the 7 recommendations of the CNCC mentioned in its white paper.

Germany: towards the appearance of a real estate bubble?

2012-03-30 17:54:01

The German real estate market shows signs heralding real estate bubble indicates the European Central bank. Thus, this institution intends to follow with attention the market evolution which presents an unusual rise in the price of the real estate in certain areas.

The time when the German real estate market was considered by the “tedious” investors as is on the way to be completed. Indeed, the crisis of the euro area somewhat changed gives it because an unusual rise of the prices was recorded in several areas of the country. This change is enough important to cause the attention of the European Central bank. It is Jörg Asmussen, member of the directory of the financial institution of the Union pointed out this market evolution German real estate. “The prices of the real estate increase clearly in certain areas of Germany and we must follow that with attention”, it indicated recently. A report/ratio of the German Central bank offers a comprehensive view of the phenomenon by indicating that the prices knew an increase of 5.5% on average in 2011 compared with 2.5% in 2010. The Bank to announce that it is the first time since 1990 qu' “a development of the economic situation accompanies by a reaction marked of the prices on the market of housing”.

According to the director of the real evaluation of Internet site of ImmobilienScout24 advertisements, Michael Kiefer, to know if real estate bubble there is, “it is necessary to measure the relationship between the purchase price and the amount of the rent, and the relationship between supply and at the regional level”. However, so in the German big cities, the difference between the growth of the real prices and that of the rents increased lately, that should not cause damage too much because the request is particularly dynamic there.

At all events, Germany therefore is not threatened by a real estate bubble with the manner of the United States or Spain. It is at least the opinion of Ulrike Stüdemann, analyst of the cabinet of real studies F+B. According to the latter, the German banks are careful compared to the management of the real loans and the rates suggested are generally fixed in order to avoid possible problems of over-indebtedness of the households.

A fall of the number of permits building delivered in Greece

2012-03-30 16:53:38

ATHENS, March 29th, 2012 - Greece is a country which passed through its greater crisis since now more than 5 years. It is the economy of the country in general which was very affected by the over-indebtedness that it still undergoes until today. This situation then supported a fall on the level of the real estate market which is however the sector which helps more the country to be rectified.

The Greek statistical Authority published on March 29th, 2012 that the real activity of the country knew a fall of 42% concerning the surfaces of construction. This reduction is especially noted on the level of the private constructions. These last show a rate of reduction to the order of 41% on the built surfaces and 38% in volume. It is in the north of Greece, in central Macedonia that the fall of the surfaces of construction was most important: 51%; in the area of Athens, in particular in the Attic, this rate is to 44%.

It should be noted that the area of construction is not the only building trade which knew falls of this kind. Indeed, the number of permits building delivered fell by 28,5% public and deprived building sites included/understood. In volume of construction, the figures of the Greek statistical Authority present 38,2% less than the previous year.

It is nevertheless to note that the field of the real estate in Greece accounts for 7% of the national GDP with 700 thousand employment through the country. In addition to this sector, the merchant navy and tourism support the economy of the country to maintain it stable and avoid a degradation. In general, the economic crisis is the main reason of this stagnation in spite of several solutions suggested, and even imposed by the European Union. One actually inflicted in Greece the cure of rigor so that its situation does not degenerate again.

Goods of the Kadhafi clan seized

2012-03-30 16:47:49

Rome, March 28th, 2012 - goods of the Kadhafi family of a value estimated at more 1.1 billion euros have just been seized by the Italian authorities at the request of the International penal court of $the Hague.

The Libyan Guide Mouammar el-Kadhafi is not any more but it does not cease therefore defraying the chronicle. Last information in date relates to the capture of its goods and those of its clan in Italy. Indeed, the Guards of finances transalpine announced the setting under sequestration of movable goods and real estate belonging to the clan, of a full value estimated at more than 1.1 billion euros. Several actions in large Italian companies appear in particular in the batch of which actions in the banking group UniCredit (1.25%, 611 million euros), oil group ENI (0,58%, 406 million euros), the giant Finmeccanica (2,1%, 41 million euros), car manufacturer FIAT (0,33%, 53 million euros) or the football club of Piedmont, Juventus of Turin. To avoid making waves on the financial markets, the investigators had to await the closing of the purses to intervene. There are also a building in Capitale Rome and 150 hectares of forest on the island of Pantelleria like two motor bikes including one superb Harley Davidson.

This operation intervenes after the International penal court of $the Hague launched a letter of request within the framework of the investigation for crime against humanity against Mouammar el-Kadhafi and its close entourage to knowing its old number one of the information Abdallah Al-Senoussi and one of its sons Seif Al-Islam currently under the bolts.

It should be known that Italy is not the only Convention country to shelter assets of the ex-dictator. There is for example a manor evaluated with more than two million books located in a fashionable district of London. Having belonged to the one of wire of the Guide, Saadi Kadhafi, the real estate was given to the Libyan authorities.

Opening of 60 trade out of 80 Friday at the Saint-Lazare station

2012-03-30 16:43:38

PARIS, March 30th, 2012 - the 60 stores of the shopping mall at the Saint-Lazare station are ready to accommodate the first customers.

Indeed, these shops opened their door Friday after having had the authorization of the commission of safety of source at the SNCF. The 20 remaining ones will open soon their doors, some work is still undertaken there explained to AFP a representative of the branch stations and connections of the SNCF.

Great renovation works which lasted nearly 10 years were inaugurated on March 21st, 2011.

The shopping mall which is spread out over 10.000 m square is the greatest innovation of the Station. It includes/understands restaurants and shops. Called today Saint-Lazare Paris, the gallery is spread out over three levels, of which an underground level. It will be opened with 7:00 of the morning the business days and 9:00 saturdays. It includes/understands 80 stores, 13 restaurants and snack bars, as of the points services as the medical analysis laboratory.

12 additional escalators were added in the gallery what brings back the figure to 20. The travellers are the first targets of this shopping mall, but not only. To recall that this station counts 450.000 travellers daily, it is the point of relay with the suburbs of Paris and in the center of the points of attractions and professionals of the city. Offices are in the neighborhoods, there is also Haussman, the shopping area and the opera.

According to the forecasts, the stores of the Station should carry out a turnover of 100 million euros per annum.

Let us recall that it is the company Spie Batignolles which was in load of work of this station which began in 2002.L' objective from this blow from nine is the valorization of the historical heritage, the Station in itself dates from the XIXe century.

Work was divided into 4 great projects, space transverse quay, the court and the passage of Amsterdam, the heart St Lazare, and finally for the year to come the squares as well as intermodal space.

Drop by -16% of the purchases of main homes in the United States

2012-03-30 16:32:46

WASHINGTON, March 29th, 2012 - the real estate market in the United States therefore did not know an enormous fall. If the purchases of main homes dropped, those for the houses for hiring or resales largely increased.

According to the figures published by the national association of the real estate agents or NAR, a fall of -16% of the purchases of main homes was noted during the year 2011 compared with 2010. This figure represents 2.783 million people having carried out this purchase.

A historical fall for a country of 313 million inhabitants according to association, but especially that since the studies carried out by association in 9 years is since the year 2003, it is the first time that there is a figure with the lower part of the bar of 3 million.

And yet, the purchase prices also knew a fall since the average costs were with 167.700 dollars against 176.700 dollars for the previous year.

Lawrence Yun, chief economist of association explains this fall of purchase by the difficulties of having real estate credits. And to specify that the prices as well as interest rates make it possible to carry out a good deal. Side investment, the figures of year 2011 were more than good: 1.232 million houses was bought at rental ends or for resales after renovation works. A rate with more than 64% compared with the statistics of 2010 during which the figures were with less than 1 million. Even case for the years 2008 and 2009.

On the 4.517 million purchases of houses in 2011, a fall of 61% of the main homes was noted against the year 2010 with a figure of 73%.

A rise of 27% on the other hand for the rental houses against 17% in 2010, and finally a stability for the purchases of secondary housing with 11% compared with 10% at the time of the previous year.

The office of census considers a retreat permanent of the real estate in the United States. In 2011,66% of the houses were inhabited by their owners, in 2010 this rates was to 66,5% and in 1999, it was to 68,9%.

The monthly real barometer in the United Kingdom posts 1% of reduction

2012-03-30 16:18:55

LONDON, March 29th, 2012 - the British economy evolved/moved only of 0,3% in December 2011; a rigidity which penalizes several sectors of the country. That for example touched the field of the real estate market considerably, although a consequent fall of the prices is noted in March.

The real transactions are not those which fluctuate more in the United Kingdom, for lack of several economic factors. Moreover, one degradation of 3% is still to envisage until the end of 2012. That made indeed more than 17 years that unemployment rate in this country does not cease increasing or at least remains stable. Moreover, the purchasing power of the population is with lowest thus causing reserves on the level of the market of housing.

Nationwide, a mutualist banking institution of the United Kingdom noted a reduction of the cost of a housing in this country. It is with the order of 1% in March, which is considerable if one refers to two years of survey. Indeed, it was only in February 2010 that this kind of report was published representing a fall of 1,2%. Currently, the cost of a housing represents on average 163327 pounds, that is to say roughly 195 thousand euros.

The reasons of this fall would concern taxation rules applied in the country, in particular the arrival in the long term of a reduced taxation when his first dwelling is bought. Robert Gardner (economist chief of Nationwide) notes nevertheless a stagnation or right unimportant reductions in the future, because the temporary tax exemptions are not in force any more. These is indeed the last which allowed an improvement of the price of the real estate at the beginning of this year.

The government in the United Kingdom should then re-examine its tax regulations concerning the access to housing in order to help not only the population, but also the investors in this sector. It is obvious that other solutions vis-a-vis the weak purchasing power would be also the welcomes, in particular efforts for job creation for example.

83% of the mayors are favorable to more accessibility for the grounds of the State

2012-03-30 16:15:17

PARIS, March 29th, 2012 - According to a survey carried out by SCUMS (Superior council of Audio-visual) within the framework of the Forum for the management of the cities, more than 80% of the mayors think that the government should make more available the grounds in its property. This investigation is resulting from the various recommendations for the candidates with the next presidential elections in France. An initiative launched by the various problems of housing in several localities of the country.

The presidential election approaches and the majority of the French await much of their future president. Among the subjects of selection appear the solutions, reforms or simple projects concerning employment and housing. The population is certainly most concerned, but the current leaders are not either the least. SCUMS then questioned by telephone during the first 15 days of the month of March 250 mayors of city whose population exceeds 10000 citizens as well as assistants of the mayors and housing.

The results of the investigation reveal that all these elected officials want to improve the access terms with housing in their commune. It is besides the second great point to be considered by the State after employment recommend 76% of them. Accordingly, the VAT concerning the construction of the main home should also go down to 7% according to 82% from these mayors.

It is especially on the availability of the grounds of the government that these chiefs of commune would like to make easier. The statistics on this subject present 94% favorable for accessibility in the new private park, 88% in that old and 77% in that social. The solutions for the dwelling are multiple, but these elected officials do not plan too the effectiveness to set up a new city (18% of the mayors only), to mount the buildings of a stage (27%), even less to build buildings on several floors (8%)…

Each commune has a financial resource, but that is not alas enough to mitigate the problems of housing, although 54% of the mayors think of being able to solve them themselves. The assistances of the government on this subject indeed tiny, are added to those already abandoned.

31% of the GDP for the moonlighting in Italy

2012-03-30 15:46:11

ROME, March 29th, 2012 - the economy Italian shows a great blow with nearly 35% of the gross domestic product in the active of the businesses and the moonlighting. A loss estimated at nearly 504 billion euros by the Eurispes institute which carried out a study on this subject.

A sum equivalent to the GDP of several countries like Romania, Portugal, Finland or Hungary explained the institute.

The economy with the black is made up inter alia real hirings not declared, of moonlighting and gangster activities according to the results of the study. In 2010, this form of illicit economy constituted nearly 529 billion euros.

This study was carried out in collaboration with the financial police force of the country after investigations carried out near 700.000 Italian companies. A tax avoidance with height from 27 billion euros was recorded.

With regard to the real estate, the intrigues can be explained by the fact why approximately six million workers must carry out dual employment in order to round the ends of the month according to Eurispes. The figures are estimated ata rate of 35% of the employees. Indeed, nearly 500.000 families pain to discharge their monthly payments on the real estate credits according to the study of the institute.
“An unfair competition is noted between the people who respect the law and those which do not do it” deplored Maurizo Zipponi, person in charge of the political party of opposition IDV. It encouraged Mario monti, chief of the Italian government to take consequent measures in particular on competition and unfair corruption in the medium of the companies in order to control the economy. It is the single solution for the revival of the Italian economy and the “drama of unemployment” it explained.

Among the large building sites of the current government Italian, the fight against tax avoidance like all forms from work and activities to the black what makes generate anger on the level of the tradesmen of the country.

425 million euros for the real complex of Philips

2012-03-30 15:07:37

The Hague, March 29th, 2012 - This research center acquired by Dutch private investors is spread out over 20.000m2. Philips released the piece Thursday: it sold the real credits of its campus of Eindhoven located at the Netherlands. The selling price of this complex intended to make research on high technologies is of 425 million euros.

The research team and development of Philips are in this real complex and will remain there explained Steve Klink, carries word of the group to the journalist of AFP. After this acquisition, Philips will belong to the other tenants. Indeed, this consortium also accommodates a hundred companies which have rented buildings there for 9 years now. These last count nearly 8.000 paid.

Private research organization, Philips research was created in 1914. It develops innovations for 7 laboratories in the continents of North America, the East Asia and Europe.

The campus of high technologies aims to encourage the open innovation and to gather the scientists divided in the world. New technologies as well as the new designs there are studied and analyzed in order to determine whether they meet the user's needs. Tests are carried out near the laboratories and this on several levels and during the various stages of design. Philips Research proposes designs answering the activities of the Lighting field and to consume lifestyle, and healthcare; designs aiming at a new market following the strategic direction of the group.

For recall, this Dutch world group specialized in electronics currently counts nearly 120.000 employees divided in several countries. Commercially, it is present in a hundred country with CA of 25.4 billion euros in 2012. It produces apparatuses electric household appliances, medical devices as well as lighting systems…

Inauguration of the Atoll by the Phalsbourg company on April 4th

2012-03-30 14:27:13

ANGERS, March 28th, 2012 - Atoll, a shopping mall at the entry of Angers will be open starting from April 4th. A space of sale where tallies roomy, modernity, esthetics and respect of the environment will be joined together. With his 91000 m2, this masterpiece is especially centered mainly towards the marketing of the equipment of housing, do-it-yourself and domestic apparatuses. He was the fruit of an investment of 145 million euros and knowledge to make of two Parisian architects Antonio Virga and Vincent Parreira.

With an oval form, it is equipped with a small island with restoration, carparks and green areas, delimited by a white aluminum lattice. According to its chairman and majority shareholder Philippe Journo, the design of this commercial pole at the entry of city was turned especially in the aspect comfort and esthetics. Rétroéclairé the night, Atoll attracts already many investors, in particular by a rate of filling of more than 90% at a few days of its opening.

Jean-Claude Antonini, president of the agglomeration in Angers recognizes the success of this project, because the angevins will not have to move any more towards Nantes to make their shopping. Moreover, the embellishment of the east city ensured by this building single and contemporary architecture.

First standard HQE for Atoll

Atoll is the first commercial pole to hold standard HQE up to now trades (Environnementale high-quality), and the ecological aspect is not in remainder. Part of the energy source is actually ensured there by heat pumps while the 30000 photovoltaic panels envisaged for this same purpose were abandoned.

The State actually withdrew its support in this kind of project and that caused the reserve of the photovoltaic installations. Moreover, EDF New Energies, partners for the realization of its last also deposited its gans to him. All that however does not remove of anything the energy performance Atoll and the interest of the public as well the shops as the impatient visitors.

Greece: handing-over in freedom of the Ephra�m monk

2012-03-30 13:41:50

ATHENS, March 29th, 2012 - It will have been the image of the discussed fortune of the orthodoxe Church in Greece. Ephraïm, former prior of the Monastery of Vatopedi, is about to be released against a guarantee of 300.000 euros. It was placed in detention pending trial in December for embezzlements concerning of the land titles which paid more than 100 million euros to the monastery.

Symbol of a powerful and rich Church

An appeal decision meant Thursday the handing-over in parole of the orthodoxe monk Ephraïm. Locked up in the prison of high security of Korydallos close to Athens, this former prior of the monastery of Vatopedi located on the Athos Mount will be released against a guarantee fixed at 300.000 euros. Thus, according to the terms of his release, the Ephraïm monk will be assigned in his monastery and will have to present himself every two weeks to the police station nearest.

For recall, this abbot was in the center of a land scandal and real estate which led to the resignation of two Ministers for the right government of Costas Caramanalis in 2009. The business relates to an exchange which the monastery of Vatopedi had concluded with the Greek State. The authorities thus yielded real goods to Athens against a property of less value to the monastery which carried out a benefit of more than 100 million euros by reselling them.

This kind of business is currency running to Greece where there is no separation between the Church and the State. The monastery of Vatopedi, one of richest of Greece with an impressive inheritance including/understanding of the hotel complexes, the mines or of the beaches, is with the image even of the orthodoxe Church which is the most important landowner of the country.

The Ephraïm monk was placed in detention pending trial last December. For the moment, the date of its lawsuit was not fixed yet.

Consumption of electricity: the State is addressed to the offices and trade

2012-03-30 12:50:00

PARIS, March 29th, 2012 - the recommendations of the law Grenelle continue everywhere in France to improve the energy performance in the country. The efforts encouraged by the government relate to indeed not only the households in particular, but also the companies or industries which are besides the large-scale consumers in this context. Thus, the State plans to force the offices and companies not to more light the lights after one hour up to six hours of the morning.

A project which does not go back to yesterday

The fact of reducing the consumption of energy results from several reports which concern degradation the climate and other elements of planet. In France, it is the law Grenelle II which since recently, recommends the improvement of the energy performance in order to reduce the impacts of the actions of the man on the environment.

Currently, the decision of the State concerning the extinction of the lights for the offices and trade will be published by decree. It is in fact only one step moreover to continue the efforts suggested by the ex-minister of Ecology Nathalie Kosciusko-Morizet in December 2011.

A considerable saving in electricity

It is the newspaper the Parisian one which published the existence of the resolution of the government which will impose the extinction of the lights as from one hour and before six hours of the morning. This measurement would be applied as of on July 1st of this year and that relates to all lightings of interior which project outside, those of the frontages and windows…

The advantages will not go to one way, because the buildings concerned will see lowering their invoices of electricity, while the environment will not be more affected than now. Energy saving thus released would be with the height of the consumption of 260000 households per annum. Nevertheless, the president of the union of the trade of city, Claude Boulle hopes that other areas will be able to escape this rule. He also awaits State that the decree is temporarily not-applicable for the periods of festival as to Christmas for example.

Min of Rungis: the wholesalers want the maintenance of Marc Spielrein to the head of the market

2012-03-30 12:08:53

PARIS, March 29th, 2012 - Whereas the mandate of Marc Spielrein as chairman of Semmaris, the management company of the market of national interest of Rungis, touches at its end in 2012, a recruitment procedure for a new chairman was launched without the knowledge of the wholesalers who sit at the board of directors. The latter then express their incomprehension with respect to this operation like their will to maintain Marc Spielrein at his station.

Towards a disengagement of the State?

The wholesalers of the market of national interest (Min) of Rungis complain because of not to be informed directly of the decision of the Agency of the participations of State (APE) to start a recruitment procedure for a new chairman in order to replace Marc Spielrein with the head of Semmaris. It is what their president Christian Pépineau affirmed who regrets not of having been informed in membership of the board of directors of the management company of the market.

The wholesalers worry about the future of the market and the gradually important acquisition of a holding of the Altaréa layer in its management more especially as the latter would have proposed a candidate with the succession of Marc Spielrein according to Christian Pépineau. The wholesalers, who add up 95% of the financing of Semmaris, would thus wish more guaranteed than the State does not disengage a market. For Christian Pépineau, the wholesalers of the market play a big role in the food distribution in Ile-de-France, which conquers a “public service delegation to them”. This last then to add that Semmaris is “a profitable company” and “a model of market the large one which is exported”.

The market of national interest of Rungis is located on a ground of 234 hectares at the doors of Paris. It is managed by Semmaris the held company with 33.34% by the Agency of the participations of the State, 33.34% also by Altaréa, 13.19% by the Town of Paris, 9.93% by the professionals, 5.6% by the department of the Valley-of-Marne and 4.6% by the CDC. It should be noted that Marc Spielrein is in seat since 1994.

The New Manufacturers continues his centring on France

2012-03-30 09:40:38

PARIS, March 29th, 2012 - 2011 were one happy new year for the New Manufacturers. The property developer indicated to have carried out a benefit of 15,1 million euros. In addition, he announces to want to continue his centring on France by leaving Indonesia in particular.

One happy new year 2011

The property developer the New Manufacturers (LNC) has just published his results of the previous year in an official statement. 2011 were rather good for the company whose benefit was recorded on the same level as in 2010, i.e. to 15.1 million euros. Its president Olivier Mitterrand was pleased with the good level of marketing activity of the group punctuated by a clear improvement of his operational profitability. They are especially the sales of residences and offices which knew an important rise (30%) by reaching 821 million euros. The gross margin is established then to 128.7 million is a rise of 18.3 million compared to 2011 with a rate which passed from 20.4% to 24.6%.

No quantified forecast was provided by LNC for this year 2012. However, one knows already that the order book of the company is of 784 million at the end of 2011, that is to say a rise of 51% compared to the end of 2010. That represents some 17 months of activity against 12 months the year.

Objective France

LNC also benefitted from this official statement to announce its will to leave Indonesia within the framework of its policy of centring on France. It should be known that the company was present in this country since 1999 via its First-LNC-Singapore subsidiary company which carried its participation in the company of property development indonésienne First Qualitas Indonesia in 51%. LNC thus announced to have carried out the transfer of First-LNC-Singapore on March 21st what means the final departure of the group of Indonesia. With final, apart from France, LNC is more present only in Germany and Spain. For this last country, Olivier Mitterrand announces a progressive reduction of the activities with a re-examination of the establishment of the group on the territory in 2013.

At all events, the turnover for France knew a fall of 10% in one year while rising to 294.8 million euros. This retreat is explained by the contraction of 79% in the real estate of company.

Amends of 86 million euros for an agreement on the prices

2012-03-28 17:37:43

BRUSSELS, March 28th, 2012 - 86 million euros, such is rising fine which will have to share 8 companies manufacturer of hardware in Europe. 8, because the 9th company, the German company Roto profited from an immunity to have agreed to cooperate in first in this business.

New manufacturers located in the European zone, namely Maco in Austria, Agb in Italy, and Roto, Siegenia, Winkhaus, Fuhr, Gretsch-Unitas, Strenger, Hautau in Germany were appropriate to increase their prices on metal tools on the windows. They are mechanisms to make it possible to open and close shutters. The consensus between these companies goes back to the month of November 1999 and lasted until the month of July 2007 is during 8 years. These agreements are contrary with the payments on the agreements and is a proof of dominant position abuse according to the European commission. Investigations were led to the place of these companies and proved the facts.

The fines are expensive compared to the outputs which could have the accused companies. The goal is to make them reflect and to discourage them if ever they are still tempted to remake the same errors explained Joaquin Almunia, European Commissioner in charge of competition in an official statement.

The agreement was well studied, the persons in charge of the companies met annually in November explained the representative of the German Company Roto. Information revealed with the press by the European commission thereafter. The latter explained why the agreement between the manufacturers on the prices had consequent repercussions on the level of the customers, because they were parts very required and used on European economic space. This market is estimated at nearly a billion Euros on all Europe.

It should be noted that in a general way, it is difficult to prove the agreements of fixing of price between companies. The collaboration of a company having taken part in the plot is determining in this type of businesses.

Lower credit for the establishments in France in February

2012-03-28 17:25:08

PARIS, March 28th, 2012 - a rise of the loan at the place of the French establishments was recorded in one year according to the figures published by Banque de France Wednesday. The rate is of 4.1%, but in spite of that, a fall of the appropriations in general was noted during February.

Appropriations granted to the establishments not - financial in France showed a rise of 4.6% in the one year space according to the figures of January.

Parallel to that, the appropriations with the households also dropped by 0.5 point in January. The figure was of 6.1% against 5.6% before.

The real estate credit for its part is always raises some even if it is less important than before: 6.3%.

If one considers the quarterly figures however, all the figures go to the rise compared with January.

For the loans with the companies, the rate goes from +0.3% to +1.3%. The loans with the French households are from +5.5% to +5.7%. Lastly, the increase in the appropriations at the companies relatively low, because “are characterized by a dichotomy” caused by a rate of +5.2% for the loans to the investment and -9.1% for the loans of treasury according to the explanations of Banque de France in his report/ratio.

For the year 2011, incur them loans at the companies in France had known a rise of 4.4% according to the figures of the ministry for the economy. A rather high figure in spite of a deceleration compared with the remainder of the countries of Europe, because the rate was of +1.1% in annual slide. It was especially incur them loans with the small and medium-size companies which were most current.

On the level of the banks of France, they were committed into 2011 facilitating the financing of the companies. Certain investors estimate however that the agreements are rather difficult to obtain in certain institutions.

France Dwelling condemned for the insalubrity of its residences

2012-03-28 15:18:14

NANTERRE, March 27th, 2012 - tenants in three buildings of Asnières-sur-Seine obtained wins against the social lessor France Dwelling. This last is condemned to pour a total of almost 180.000 euros for its decayed and dilapidated apartments.

The magistrates' court of Asnières sliced. The social lessor France Dwelling was recognized guilty and will have to pay some 180.000 euros with 59 tenants of three bars of buildings located at Asnières-sur-Seine. The damage of pleasure was thus confirmed by the court which recalled that the financial backer is held to deliver a “decent housing, in good state of use and repair” to its tenants.

It should be known that these tenants, with the modest incomes, had to live between 2006 and 2011 in buildings as dilapidated as decayed and this, in spite of mails of protest addressed to the financial backer. All was detailed in an official report written by an usher in September 2010. The document had then given a report of decayed electric components with wire stripped, on absence of electricity in the common parts, full dustbins in front of the buildings or of damaged letter-boxes.

The lawyer of the plaintiff part, Me Arnaud Sharecropper-Mathieu, qualified the decision of the court of great victory for tenants who are not accustomed to asserting their rights and which had to battle firm to obtain them. This last then to deplore the harmful effects caused by the important work imposed because of the absence of regular maintenance during the last years. Indeed, of work of rehabilitation were started since September 2009. The court in particular drew the attention to their width and their amount which show at which point the buildings were decayed.

For recall, France Dwelling belongs to most important Social Entreprises of Habitat (ESH). It counts in particular more than 50.000 rental residences in Ile-de-France.

�To leave to live with the sun�, the great attraction of the national Living room of the real estate 2012

2012-03-28 15:05:30

PARIS, March 27th, 2012 - the edition 2012 of the national Living room of the real estate which will be held from Thursday, March 29 to Sunday the 1st er April will propose for the first time an international village, baptized “To leave to live with the sun”.

It is an innovation for traditional national Salon of the real estate. This year, the event organized by Comexposium will devote part of the exposure to the village “Leaving to live with the sun”. The idea is to inform the visitors on real opportunities apart from France. It should be known that lately, more and more on French decide to invest in other countries because of the rise of the prices in the sector. One indeed attends a deceleration of the operational startups and permits building. Several choose then in particular Mauritius, Morocco, Tunisia or Florida.

It is the specialist in the real investment in the international Marc Flandin who is at the origin of the village “To leave to live with the sun”. He is besides the author of the guide of the same name. According to an official statement emitted by the organizers, the village is intended for all French who is interested by the real estate abroad, energy of the young employees to the young pensioners while passing through the investors. Thus, of the exhibitors come from the whole world will take seat in the village. They will present in particular the opportunities offered by their respective countries.

For this edition 2012 of the national Living room of the real estate which will be held with the Exhibition site of the door from Versailles to Paris from Thursday, March 29 to Sunday the 1st er April, more than 250 professionals will be present. According to Robineau, one of the organizers of the Living room, the “stone” more than is ever regarded as a blue-chip stock per hour when the French start to lose confidence towards the purse and the banking system and this, in spite of an unfavourable general context. Comexposium then expects a massive multitude visitors.

Vinci obtains the market for the refitting of New Covent Garden Market of London

2012-03-28 13:23:46

PARIS, March 27th, 2012 - French Vinci and the British St Modwen were retained to carry out the alteration work of New Covent Garden Market of London. Joined together in a consortium the two groups should start work in the current of the year 2013.

The French giant of Vinci construction announced in an official statement to have gained the market for the refitting of New Covent Garden Market in Vauxhall in London. Indeed, it is with the consortium baptized VSM which it forms with the British St Modwen that Covent Garden Market Authority allotted the restoration the largest market in fruits, vegetables and flowers of Great Britain. It should be noted that the consortium of Vinci and St Modwen were in competition with association between Bouygues and Carlyle for this project after the British Barratt Developments withdrew himself.

Estimated at 2 billion books are 2,4 billion euros, the building site should begin in with semi-2013, time that the consortium obtains the permit building for the work. Work will proceed in several phases. The contract envisages the complete reorganization of the site of 23 hectares over one five years period. A new modern complex of 152.000 square meters which will be able to accommodate up to 200 companies will be built. The first salesmen should be able to invest the places at the semi-2014 horizon. The contract also envisages the installation of a real complex of some 2.800 residences. At all events, no information filtered with regard to the shares of the French group Vinci and the British St Modwen in the consortium.

Vinci is the first group of concessions and construction on a worldwide scale. It is a leader as well in the field of the building and civil engineering as in that of hydraulic work. St Modwen of its east coast a real investor specialized in the rehabilitation of the waste lands industrialists and the restoration of the urban environments. Its wallet consists of more than 180 sites through Great Britain.

Joaquin Rivero resigns of the board of directors of Gecina

2012-03-28 12:31:41

PARIS, March 27th, 2012 - Joachin Rivero does not sit any more at the board of directors of the Gecina layer. The ex-chairman of the company indeed resigned with immediate effect of his functions of administrator. It is a whole page of the Spanish real sector which is turning itself.

The land company Gecina took note of the resignation of Joaquin Rivero and confirmed it in an official statement without to evoke the reasons of them. Several sources on the Web state however that the Spanish tycoon of the real estate had made this decision after new litigious intrigues were discovered within the framework of an investigation into a business which already was worth a setting in examination in April 2010 to him.

The weekly magazine the Point to specify that these intrigues have relationship with the granting of guarantees of a value of approximately 10 million euros by the real estate company Bami inhabitant of Madrid, this Spanish subsidiary company of Gecina which is in the middle of the investigations of justice. One reproaches Joaquin Rivero for having omitted to announce these engagement to the board of directors. At the time of the facts, i.e. in November 2009 and January 2010, he was still nonexecutive president of Gecina. It east is successor with the head of the company Bernard Michel which would have asked him to resign additions the Point.

No name was still announced to succeed the Spanish tycoon. The layer indicated in its official statement that the conditions of its replacement will be examined by the board of directors after “opinion of the committee of governorship, nominations and remunerations”. At all events, Joaquin Rivero will remain shareholder with 16% of Gecina.

For recall, Joaquin Rivero is a great name of the Spanish real sector. It is known being chairman of the board of Metrovacesa, the Spanish company which holds Gecina. Chairman of the French layer until February 2010, Joaquin Rivero is caught up with by justice for doubtful financial transactions.

The United States: residences of less in less expensive

2012-03-27 17:51:03

WASHINGTON, March 27th, 2012 - Good news for the market of the real estate in the United States, the prices in housing tend to be stabilized in the month of last January. However, those have been always maintained on level low for more than 9 years.

Revealed by a study Puts Shiller, the prices of housing would continue on their way with the fall. Whereas already in December those had dropped by 4,1%, the analysts had seen just since in January the prices in housing lose 3,8%. A fall which tends to slow down somewhat but which always equalizes low rising reaches in January 2003.

Published by the credit rating agency Standards & Poors, the authors of the study also mention that the index Case Shiller highest remains lower than its level in 2006, of 34,4%. Prices which let us recall it were recorded in 20 of the largest American metropolises thus showing a certain price stability.

Judged like a crucial step by the economist of HFE, Ian Shepherdson, this stabilization would be only the prelude of a future viable resumption of the courses of the real estate.

The index Puts Shiller: indicator of the markets

Intended to measure the price of the residences in 20 of the largest American metropolises, the index Case Shiller finds today one of its low levels reaches for the last time nine years ago.

In fall for already nine months consecutive in January, this index had lost some 0,5% compared to December and 0,7% compared to November. Entirely depend on the economy and the confidence of the consumers, the real estate persisted in not wanting to direct the market in the right direction. This stabilization of a long time hoped fall could make it possible to give again some colors at the market of the American real estate.

Towards 14:45 GMT, Dow Jones Industrial Average moved back thus of 3,40 points while Nasdaq gained 7,25 points.

Real estate: the operators and associations are alarmed vis-a-vis the current location

2012-03-27 17:40:07

PARIS, March 27th, 2012 - It is on the www.jevoteprioritelogement.fr site, that is launched as from this day the petition of protest worked out on the initiative of the National union of installations-lotisseurs. A petition associated with many actors with the sector, inter alia the Foundation of the Pierre Abbot like Nexity.

The goal of the operation initiated by the SNAL is to show their dissatisfaction vis-a-vis the housing policies installation by the government. An absurd policy and completely unsuited to the housing problems in France, according to Mrs. Poirot, president of the SNAL. Indeed, they would be the laws and other decisions which would currently be at the origin of the situation that currently housing to France crosses.

Between shortage and which gallops inflation, the governmental measures largely penalized the sector of the real estate. Particularly aimed, the reform of the appreciations recorded on the sale of real goods, strongly handicaps a market already tended, accentuating the retention.

As regards property developer, even report. With tax assistances which are removed progressively, the market is likely from now on to suffer from a fall of 30% of the openings of building site in 2012.

Strong measurements to take and set up

With an insufficiency of more than 900.000 residences currently in France, the petition requires of the future elected officials to set up a coherent policy of housing with for objective, more than 500.000 residences per annum. Problems intended to answer the one of the stakes of this race for the presidential one: housing.

The situation is such as it is absolutely essential to suppress the rise of the prices if the State wants to continue to meet the needs for housing of French.

Let us recall that on April 5th, the great meeting of the sector of the real estate with the candidates aims already to answer the question of knowing how to engage a housing policy with less public funds. The petition according to its authors, would thus not block with the future meeting.

Real estate: The still unknown law Lagarde for 37% of French

2012-03-27 17:21:08

PARIS, March 27th, 2012 - When one subscribes to a real loan, the banks generally require so that the borrower also sign a contract of insurance. An insurance which one is free to choose as long as this one presents the same guarantees as those offered by the banking institution chosen for its loan.

And yet, according to a survey of the comparator on line has as Assure in partnership with TNS Sofres, 37% of French would not be with the current of this provision. A provision however instituted, there is already more than two years per the law Lagarde and applicable since September 2010. However, this provision is subjected to the obligation that the guarantees offered by the insurance not coming from the bank offers the same guarantees as that which would be provided by the financial institution.

This probed third would subscribe indeed directly near the bank the insurance loan intended to cover the real estate credit.
A bad communication possibly would be at the origin of this ignorance. This insurance which makes it possible to cover the risks related on the death, the incapacity, the disability or to the job loss of the borrower, is not compulsory but the banks require it systematically.

Carried out during the month of March 2012, the study approached 1011 people who intended to acquire a housing in the twelve months which follows.

The delegation of insurance to change insurance

Alternative to the insurance imposed by its bank, the delegation of insurance makes it possible to subscribe to another contract. Solution less expensive to pay more expensive contributions and not personnalisables, the delegation of insurance would be considered by more than 44% of the questioned people.

Indeed to choose a contract of insurance “groups”, makes it possible to be seen proposing preferential rates in particular with the young people. According to the estimates, this type of insurance can make save up to 40% on the total costs of its real ready insurance. In the same way, the law Lagarde gives the opportunity to the policy-holder to change insurance in the course of refunding.

Unibail-Rodamco: 20 shopping malls labellized 4 stars before the end of the year

2012-03-27 17:06:42

PARIS, March 27th, 2012 - To reach Wi-Fi free, to have of carrying or shoeshiners of shoes, such are the services that one will be able to discover soon in our shopping malls. Services of prestige, single in their kind which will make all the difference for Unibail-Rodamco.

His already well-known signs of the public, such as 4 Times with Defense, or the Share God in Lyon or the Forum of the Markets in Paris, the manager of commercial real estate takes into account well to impose his trademark.

Unibail-Rodamco indeed announced the installation of a label “four stars” in partnership with the world leader of certification SGS. A label of prestige which implies the installation of additional services in the shopping malls of the leader of the commercial real estate.

Combination of “services impossible to circumvent” and “services premium”, this label will make it possible to transform the shopping malls of the group into true place of life where one will find services worthy of the large de luxe hotels.
The group thus hopes to adapt to this new standard its 20 shopping malls divided into France and the whole of its commercial inheritance from here 2014.

Single services in their kind

First to be itself granted the label “4 stars”, the center Carré Sénart in the Seine-et-Marne has today an adventure playground of 400 m ² for the children with animations. Symbol of the aspect which the manager of commercial real estate intends to give to his centers, this label will in particular enable him to be distinguished from competition.

One will be able to find thus there an access in Wi-Fi, unlimited and free, a service of carrying, cloakrooms, applications for mobile phone, a service of waxing of shoes or of the iPads accessible in spaces from rest to read the daily press. A whole of services which will take part in the culture of the difference according to the president of the group Guillaume Poitrinal.

Engagement of the phase of test in the district of Defense

2012-03-27 16:17:46

Defense, March 27th, 2012 - On the occasion, from first the biennial international one of creation of urban furniture, the District of Defense will be nine months during the object of an experiment of urban environment baptized “public Form”. A whole experiment for better reconsidering public spaces.

As of this Thursday, the district of Defense will appear under a new day for the million residents of the largest European district of businesses. The occasion to discover shelters in the Gruyere shape, swing trees or a giant hammock with the paces of trampoline. What to give the vision of this district of 53 hectares in a few years, in agreement with the already existing real infrastructures.

Initiated by the public corporation in load of the management and the animation of Defense, Defacto, a call for projects open was launched on five urban sets of themes: to throw/sort, poser/se to rest, attendre/s' to shelter, lunch, travailler/se to cultivate. Several topics thus which will especially make it possible to fill the shift noted between public spaces and the large buildings which make the characteristic of this district.

To inaugurate this March 29th, the experiment will receive the impressions of the 35.000 daily users and the tourists to design a more capable urban furniture to meet the needs for the townsmen. End of the experiment envisaged, at the end of December.

To combine a multipurpose space with the wellbeing and the relaxation

The objective of Defacto is very clear, in addition to reconsidering the district Defense, the establishment of management is due to one to better live “dalliens”. One thus finds among curiosities to visit and occupy the time of a few minutes, the three shelters in the Gruyere shape of David Apheceix, Benjamin Lafore and Sebastien Martinez Barat. Impermeable shelters with the rain but where the sunlight can filter.
Another place, another curiosity, the tree with swing invites to the transgression and the rupture with the world of the adults, a work of Eric Cailleau.

Construction in France: the building sites lose speed

2012-03-27 16:00:41

PARIS, March 27th, 2012 - budgetary Austerity, presidential elections, such are the factors of braking of the activity of real construction in France. Two elements which explain the very slow progression not only openings of building site but also of the deliveries of permit building.

Principal calling into question, the law Scellier whose tax incentive granted to the investors buying of the new housings to rent them, was lowered has only 13%, has to slow down the passion of the property developers considerably. Whereas in 2011, this advantage was counted to 22%, the blow of plane of the government impacted on not only the openings of building site but also on the delivery of permit building.

Thus, a difference in 24 points was noted during the period of December 2011 in February 2012, concerning the openings of building sites. Operational startups which dropped over all the year with March 2011 in February 2012, a progression from only 9,3% per 367.331 building sites, when this progression reached the 19,7% at the end of January 2011.
For the permits building, those passed to 8,5% from December in February 2012. The progression as for it accounted for 12,6% to 464.651 units against 15,1% at the end of January.

Economic situation, wait-and-see policy and prospects

Still in a dubious context, the real investors prefer to await the end of the electoral deadlines to launch out in the construction industry. Main associations of housing trying as for it on their side to make weigh the 75 billion euros and 850.000 employment which they represent, in the elections.

As regards landowner, the best solution for the moment seems to be the enlarging. With the suppression of the permit building for the extensions of more than 40m ² as well as increase of 30% of the rights of construction, the enlarging seems to be the ideal alternative.

The analysts planchent as for them over a bad year for the new real estate in France, on at least the same level as in 2004 but still far from the low level ever reached of 2009.

Eight month of suspended sentence for the Mayor of Tignes

2012-03-27 15:47:29

GRENOBLE, March 26th, 2012 - Implied in an illegal catch of interest, the mayor of Tignes in Savoy, Olivier Zaragoza comes to be condemned to heavy sorrows. Sorrows applied after the modification of the Local plan of town planning at the time of the sale of a inconstructible ground to agency MGM.

The history of the mayor of Tignes goes back to 2005. At that time, this one like his wife both joint managers of a real estate company, the SCI Ancolie, had bought a “inconstructible” ground of 4000m ² for the sum of 80.000€. An acquisition going back to January and which was then resold at agency MGM for 1,2 million euros.

A selling price which more than thus doubled thanks to a modification of the Local plan of town planning carried out by the mayor himself, making the ground constructible. The compromise of sale supposed indeed that the transaction would be concluded as of obtaining from a permit building, granted finally by the town hall in 2008.

Mr. Zaragoza was thus condemned for illegal catch of interest, within the framework of a lawsuit initiated by the former mayor of Tignes, Bernard Reymond. Eight month of suspended sentence, is two months more than what had been required by the Parquet floor on January 30th, 60.000 euros of fine like three years of ineligibility, such are the sorrows pronounced against Mr. Zaragoza.

Lure of gain: main motivation

This ground quickly become constructible, the mayor of Tignes took into account to carry out the business of the century. A value of more than 2 million euros could have been withdrawn from this sale according to counsel for the plaintiff. An important sum which would have come to fill the pockets of the elected official.

Agency MGM hoped to establish indeed there social housing for the seasonal workers and a tourist residence four stars. In 2010, the permit building also envisaged the installation of a store of hiring of ski of 300m ² pertaining after construction to the mayor of Tignes.

Real estate: with the approach of the elections in Greece, the State is shown reconciling

2012-03-26 18:20:40

ATHENS, March 26th, 2012 - the equality in front of the tax seems to be called into question to Greece. The Greek government indeed recently adopted a measure in favor of illegal constructions, a phenomenon which makes rage on this side of the Mediterranean.

The question is thus to know if Greece, famous for its political clientelism and its administrative corruption will hold indeed its promises towards the EU and the IMF, who engaged in a vast plan of assistance.

Indeed, at a few days of the legislative elections, the government thus comes to maintain the tax incentive in fact of which enjoy many owners. An tax incentive in fact which enables them to be less punctured as regards tax on the real estate on properties which sometimes largely exceeded the permit building granted.

Thus for a real owner to whom had been granted 50m ², the current practice had been become to extend housing without requiring any authorization making pass the good to 200m ² for example. A chronic situation which had pushed last November, the Minister of environment to sanction these real owners with the payment of a contractual fine. As for the m ² additional illegal, the tax did not take them into account.

A bill thus had this fact launched in order to include in tax calculation this share in fact. Provision whose vote was moved back with a latter date to the great displeasure of the equality in front of the tax.

Pure suppression and simple of the amendment for the News-Democracy

For one of the parties member of the government coalition, ND this provision should be straightforwardly removed. A pure suppression and simple which would make it possible this party to gain some voices in more for the next elections, whereas this one leaves favorite in the anticipated elections envisaged by mid-May. This party had been even withdrawn from the debate concerning the recasting of the tax system in Greece, after the enrichment depot concerned.

186 million euros for the Brossette repurchase

2012-03-26 18:11:14

PARIS, March 26th, 2012 - Whereas the Saint-Gobain group has just offered English Build Center for 145 million pounds sterling, the acquisition of Brossette also seems to be on the right track. The MFA indeed has just given its agreement for the repurchase of the French sign held by the British group Wolseley.

To absorb for better conquering the market of the design and the distribution of products of construction seems to be the strategy used by the Saint-Gobain company. To occupy and especially remain in its place of leader of the sector, the group has just obtained the green light of the MFA for the repurchase of Brossette. A repurchase placed under the aegis of its subsidiary company, the group Not P.

A strategic repurchase which will allow the group of BTP, to reinforce its specialized die medical-heating-plumbing in France.

Negotiated for 186 million euros to the British Wolseley, Brossette made following the acquisition of Build Center.

However, the repurchase of Brossette is subjected to some conditions. Conditions which concern inter alia the transfer of 22 sales outlets belonging not only to Point P but also to Brossette. Not PC' is currently stores mainly located in the Brittany areas, Pays of the Loire, Aquitaine Center, Lower Normandy and West of the Paris region.

Brossette will have to thus separate from 22 sales outlets as for Point P., 2 stores are concerned.

Union of two famous brands of the distribution

Officiating each one under many marks, the two companies are linked doubtless for the best. Brossette known inter alia under the ensigns Brossette Building, Brossette Confortique and Ditc thus comes to be added in Cedeo, Dupont and Clim+ de Point P.

With a sales turnover in 2010 of 714 million euros and a personnel of 2650 people, Saint-Gobain would thus occupy a privileged place.

Removal: the hospital south-francilien changes room

2012-03-26 17:53:46

EVRY, March 26th, 2012 - After several weeks of swing-low, the hospital of Evry finally opened its doors this Monday, March 26. An opening which mobilized all the energy of the teams but which finally thus ended this day.

Fruit of a public-private partnership, the new hospital of the CHSF will accommodate from now on within a single real structure, the hospitals of Calmette (Yerre), of Gilles of Corbeil (Corbeil-Essonnes) and Louise Michel (Evry-Courcouronnes). An immense project thus which will annually cost 42 million euros the hospital which signed a contract of management and real construction with the real group Eiffage.

A price considered to be a little too high that however, the chairman of the group of BTP, Pierre Shepherd, is ready to negotiate if the services of management of maintains the hospital was abandoned. Let us recall that this new building of 110.000 m ² absorbed more than 344 million euros.

With equal capacity, the new hospital aims at on the matter modernizing the medical practice with in particular all last technologies. As for the old hospitals, those will remain active still lasting a few weeks to ensure the logistic activities and médico-techniques.

Objections and remarks of the personnel and principal concerned

Even if the new hospital seems to correspond entirely to waitings that one is in right to expect as regards infrastructures of health, some remarks were made hear.

With a capacity of a thousand of beds, the new hospital would suffer from an insufficiency of personnel according to Catherine Fayet, secretary South-Health of the Essonne and nurse with the CHSF. In the same way, certain essential elements still have suddenly missed, such as the rooms of guards obliging the personnel of guard to occupy the open stopes.

On the level of the means offered also in spite of an important presence, those remain for the moment to see little unutilised or lack of functionalities.

Let us recall that the CHSF and Eiffage are still currently in the course of legal procedure near the administrative court to judge responsibility for the 8000 defects noted with the initial opening in May 2011.

Pra Loup: legal storm in high mountain

2012-03-26 17:37:44

AIX-EN-PROVENCE, March 23rd, 2012 - Opened in November 2011, by the pole of the instruction of Aix, the procedure of legal information for supposed frauds just comes to go up. Confirmed by several sources, this legal information relates to the ski station of Pra Loup in Alp-of-High-Provence.

Flight, concealment, illegal catch of interest, misappropriation, destruction and/or diversion by a person agent of the public authority of acts or titles, such are the objections retained in the complaint against X formulated by the President of the authorized Property owners' syndicate of the allotment of Pra Loup, Philippe Baggioni.

A complaint which should make it possible to know where certain book passed and of the funds of association in 2009. Go back to entry according to the current president of the ASALP which also raises the not-collection of contributions during five years, construction by the town hall of Uvernet-Furnaces of public buildings on grounds of the ASALP and finally the repurchase by the town hall of grounds always belonging to association.

Legal information which could thus splash several persons in charge at all the levels in particular with the town hall with Uvernet-Furnaces, therefore Association depends.

2600 joint owners concerned with this legal information

The ASALP is a public corporation which gathers simple occupants of residences and owners of trade in the area of Pra Loup. Instituted under the mode of the public service delegation, association depends directly on the prefect of the department and for this reason, is regularly controlled by the treasurer general payer.

A precision brought by lawyers of the association which gathers more than 2600 joint owners. Having for goal to promote the station like managing the common parts, the members of the ASALP contribute to height of 7euros/m ² /an for the dwellings and 14euros/m ² /an for the trade. Sums considered as a tax for the president of association since those are to be fallen near the general treasury. And yet thus, these contributions would not have been perceived in 2009.

Pointed syndics of the finger by the joint owners

2012-03-26 17:26:02

PARIS, March 23rd, 2012 - Considered to be illegal and nonin conformity, the contracts of syndics give of oil on fire in the conflict which opposes the syndics of joint ownership and associations of joint owners. The Novelli decree of the name of the former Secretary of State in charge of the Trade of the time, would not be to be respected by the principal ones aimed.

Carried out by two main associations of joint ownership, the National union of Associations of Persons in charge of Joint ownerships and the Association of the Persons in charge of Joint ownerships, a study relating to 920 contracts of syndics reveal figures overpowering on the real syndics. Thus, according to this study, 92% of the contracts of syndics would not respect the Novelli decree, taken on March 19th, 2010. Decree which aimed at fixing the services of the syndics of joint owners.

A very high level thus of non-observance of the legal but so illegal conditions since 78% of the analyzed contracts presented fixed-prices of fees of work.

Realized near the largest cabinets of management of joint ownerships, such as Foncia, Urbania, Cytia or Nexity-Lamy, the study show that the syndics organize and decorate their contracts in the way in which they want without inevitably respecting the Novelli decree.

Associations of joint owners draw the attention

Vis-a-vis the many noted drifts, associations of joint owners decided to require some near the Parliamentary Secretary to the consumers, Frederic Lefebvre. A mail was to him in this direction sent where two associations give a report of their objections and the worrying situation of the real syndic in France. In the same way, they were due to it to initially underline the non-observance of the decree of 2010 but also its inefficiency to stop the tariff abuses as well as the illicit practices.

In the same way, two associations wonder about the taking into account or not of the 27 points raised by the Commission of the abusive clauses, published in September 2011. Recommendations which related inter alia to the banking and financial provisions of the assembly of joint owners.

The installation of interior boost� by the sale of kitchen

2012-03-26 17:07:23

PARIS, March 23rd, 2012 - With a progression of the turnover of the companies of installation of integrated kitchens of 8%, this field largely progressed these last years. However, the prospect seems to be less good for 2012 in particular with the rises in the price of materials as well as budgetary measurements of the government.

The integrated kitchen is truly the engine of the sector of interior installation. A sector in growth of 2,5% according to the Xerfi cabinet, after a sectoral study, mainly thorough by the installation of the kitchens.

The companies of the sector also benefit from a good health of the real estate in France in 2011, encouraged by the installation of official measurements in favor of the households. Thus, over all the year, the sales of the specialists in kitchen integrated increased by 6,6%.

A rise which according to the annual study of the IPEA is explained by the delay of equipment of French like to the return to the furnaces. A vitality which thus comes booster rocket the figures from the sector of installation where French industrialists share the market shares. The first manufacturer of kitchens in France, the SALM (Alsatian Company of Pieces of furniture) thus saw his turnover taking 11% in less than one year being established to 370 million euros.

Wait-and-see policy of the market in 2012

For 2012, the operators of the sector are still in the expectancy. Indeed, vis-a-vis the context of crisis, the government removed principal helps in favor of the real estate which had improved the figures of the sector of the installation of interior.

The industrialists remain of this fact careful as for the evolution of the prospect for the sector. For the SALM, the progression should be satisfied with simple a 6%, by opening 40 stores in France as well as about fifteen with the international one.

Cabinet XERFI as for him provides that interior installation will increase only by 3% this year. Figures which will oblige the industrialists to diversify their offers but also to meet to face an increasingly competing sector.

Crisis of the real estate: Spain disaster area

2012-03-26 16:58:10

BAILEN (Spain), March 23rd, 2012 - Disaster victim, such is the word which would describe the town of Bailen, in Spain. Considered for the manufacture of its bricks, the explosion of the real estate bubble put an end to the rise of this city of Andalusia.

Strongly touched by the crisis of the real estate in 2008, Spain sees little by little its cities decaying, mainly that which was closely related to the real estate. The crisis passed and the unemployment reached of the tops never unequalled.

Among one of the victims of this unprecedented crisis, the town of Bailen undergoes the by-effects of a crisis which tends to settle. The brick factories formerly prosperous idle there and unemployment prevails. With most extremely of the real boom, Bailen they was 50 factories making live more than 3000 people with 18% of the production of bricks made in Spain.

Diving today in the wait-and-see policy, the economy of the town of Bailen depended to 90% on industry on brick. The people depending on the sector of the manufacture of brick saw their incomes thus dropping considerably. The only alternative which arises in these times of crisis, culture of the olive-tree which brings back on average 500€ in 10 days, a welcome sum certainly but which just comes to relieve the hearths of Bailen.

Phantom unemployment and cities

Spain is currently in a situation of recession which threatens once again financial stability of Europe. With an average unemployment rate of 31,23%, the town of Bailen beats the national record with a rate of 35%. Thus on the 18.763 inhabitants, one counted in February more than 4000 unemployed.

In these cities where employment is done rare, the inhabitants flee to turn to other horizons. For luckiest, a fast reconversion their made it possible to find an employment. More particularly, Bailen one awaits the resumption of the sector even if according to the analysts, construction will still remain in stagnation during several years. In Spain, indeed, more than one million residences is still empty, the prospect for new constructions is thus still weak.

�Mortgages to be rented�: the project of Bank Off America against expulsions

2012-03-23 14:54:30

New York, March 22nd, 2012 - To rent its real estate to refund a real loan. Such is the objective of the pilot program launched by Bank Of America, in favor of thousands of hearths in situation of non-payment. A welcome measurement which will relieve doubtless the families concerned.

At the beginning of March, after the judgment with the payment of a fine record of 25 billion dollars, Bank Of America had obtained a reduction of the aforesaid the fine of 850 million dollars. Implied in the scandal of the doubtful seizures of property, the US bank was n the other hand to put forward strict banking measures concerning the mortgage deeds.

Thus, the financial group will propose to the families threatened of seizures of property to rent their housing to refund the subscribed loans. Even if it still acts for the moment that of a pilot project, measurement should be accommodated well by the borrowers in difficulty of payment. Actuated as of the next week, this program will function on the basis of transfer of the property rights at the bank for then renting the residence concerned with the market price, but however for an amount which must be lower than those of the drafts to pay. During three years successive, the former owner will be able to live there with the help of the payment of the rent.

Conditions to fill for the families

This special measure will not be granted to the come first. Indeed, on the one hand the bank alone will decide which deserves to benefit from this exceptional favor, but in more it will be necessary to meet the conditions of granting. Thus, the future recipient must be always resident housing concerned, not have paid his drafts during more than 60 days and finally to be in the dead end for the payment of the mortgage.

Strict conditions certainly, but which want to be effective in order to solve the problem of unpaid the banking real estate. Thus according to Ron Sturzenegger, high ranking official of the bank charged with the file, this program will allow to widen the offer of solution suggested by Bank Of America.

2011: Year ostentation for the leader of individual construction in France

2012-03-23 14:53:36

PARIS, March 22nd, 2012 - with 5855 open building sites and 5468 delivered houses, all seems to go perfectly for Maison France Comfort. The group which thus has just published its results reinforces its position of leader on the market of individual construction with a clear benefit which passes very close to the 50% of increase.

22,7 million euros, such is the clear benefit carried out by the company of construction which thus sees its result increasing by 43,2% compared with 2010. For the group, all the indicators passed to the green in 2012 since the operational result takes 41% being established 35 million euros and leaving an operating margin of 6%. Moreover, the turnover of the company allocated a rise of 31,7% amounting to 583,5 million euros.

A particularly astonishing form thus especially in this context of economic crisis which strikes hard the real sector in France. Between budgetary restrictions and difficulties of access to the real estate credit, the group seems for the moment not very concerned by this reality.

Let us point out that the company Maison France Comfort became leader of the market at April 1st, 2011 after having repurchased in turn Maisons and Residences Corbioli then Maisons the natural ones, then LMP and finally the Houses of Stéphanie.

Positive prospect for 2012

With these results, the group of Alençon (Flowering ash) envisages to maintain its profitability in 2012, in spite of a fall of its CA Even if the order takings are in fold of 18% of number and 16% in value, the activity of the market seems to be with go.

The first two months drop some to fill the order books, which is explained inter alia by the next presidential elections as well as the penalizing climatic conditions February. But the activity of the company will remain constant in 2012, because the 17 months shift between the signature and the delivery of the contract of construction makes it possible to see arriving.

May 15th, the shareholders of the company will receive a dividend of 1,30 euro by action for a distribution of 40% of the bottom line.

The Building and loan association sees its future in the green

2012-03-23 14:36:21

PARIS, March 22nd, 2012 - Created there is more than 160 years, the Building and loan association was last year in a bad master key. A stage now forgotten since the establishment of real loans envisages a positive test for 2012 after a net loss of 409 million euros in 2011.

Announced Wednesday by the Managing director of the group, Bruno Deletré, the Building and loan association should join again with the benefit after one year of loss in 2011. That is explained in particular because of the recovery package intimated by the head office of the real bank. A plan which resulted inter alia the BPCE in reinflating its subsidiary company to a total value of 1,5 billion euros via a capital growth. Moreover, the head office also centred the Building and loan association on its core activity, the real estate in

France. Moreover, one policy of budgetary measurements was committed relating in particular to a reduction of the manpower of 12% from here 2016 as well as loads.

Concerning the employees these are 350 stations which are concerned in the long term. However, this reduction of personnel does not mean dismissal. Indeed, for Mr. Deletré, this plan will be established on an estimated management of the departures to the retirement and the not-replacement of the natural departures.

Future prospects and measurements of anticipations

Strongly touched by the Greek crisis, the Building and loan association will stop its activities with international which had been initiated at the beginning of this century. With 780 million euros of exceptional provisions related to the exposure on the Greek debt, the establishment knew to draw some from the lessons.

Moreover, the Building and loan association had succeeded in the month of last February, with raising 950,8 million euros following the launching of obligations to the general public, whose last went back to 2002. A first for the group which in addition hopes to continue on this way, even if the calendar and the number of the emissions were not fixed yet.

Andalusia: unemployment leads the chances re-election of the left

2012-03-23 14:06:10

MADRID, March 22nd, 2012 - Sunday, the Andalusians will have to choose the members of the regional Parliament. Directed since more than 30 years by the socialist left, the tendency could be reversed soon with the announced victory of the conservative right.

Unemployment, corruption and embezzlement, such are the objections retained by the Andalusian population which will doubtless decide to sanction the elected officials of the socialist left. For the surveys, the Popular party should indeed gain the hand high the majority of the seats drawing aside a political training gangrénée by the accounting scandals.

Since the Eighties however, the Socialists always largely dominated this area, among one of most populated of Spain, but also one of the least advanced in terms of level of development. To the drag since the death of Free, the area never passed below the bar of the 12% according to Francisco Ferrero, president of the economic Observatory of Andalusia. Major problems which focus the attention of the Andalusians to more than 95% according to a survey of the newspaper ABC.

Andalusia thus established a record of unemployment with dimensions Iberian with a prevalence of 31,23% almost at 9 points of the national average. Based on the real estate, the crisis of 2008 particularly struck this area located at the edge of the Mediterranean.

And during this time, the persons in charge of the left drew with impunity from the public cases. A lawsuit was thus open against old of the regional Ministry of work and its driver for a business of misuse of public money.

The Andalusian situation reflection of the Spanish situation

The situation of this Spanish area shows the brittleness of the Spanish economy. With an unemployment rate of 8%, Spain did not know to benefit from the economic boom of the country and suffers today from the repercussions of the crisis. The budgetary austerity will be doubtless with the menu of the mandate of the next Andalusian government.

Pessimistic professionals of the real estate as for the future of the die in France

2012-03-23 13:55:10

PARIS, March 22nd, 2012 - the market of the real estate in France should know into 2012 of the negative results. A reality predicted by the professionals of the sector who speak about fall of the sales and the openings about building site over all the year, but also with a reduction in the real loans.

Currently in a bad master key, the year of changing of the real estate market will not be certainly for 2012. Indeed, the bad news seems to accumulate and the professionals of the sector remain more than pessimistic.

Thus concerning old housing, the sector should know a fall ranging between 13,5% of the sales compared with those of 2011. A fall which should increase the number of transactions to only 660.000 compared with 763.000 in 2011 and 782.000 in 2010. A sector thus strongly touched by the crisis and this in spite of a reduction in the prices of about 5 to 10%.

Identical situation for the new housings which should also undergo the by-effects of the crisis and the austerity measures. The Building and loan association thus envisages a reduction of 6,4% over the year increasing the total number of the transactions of new housing to 378.000 compared with 404.000 in 2011.

Real loans also touched by the falls

For the banks and other financial institutions, the context will slow down certainly their activities. Thus, those count on a reduction of 13% of the granted loans. Always according to the forecasts, the entire amount of the loans should amount to only 131 billion in 2012 whereas in 2011 these was 151 billion which had been granted the private individuals.

Penalized by the disappearance of the PTZ+ for the old residences, all the banks should not be touched. For example, the Building and loan association, subsidiary of the BPCE, should re-examine with the rise its wallet of loan to the private individuals with the rise to more 8 billion euros.

�Re-thinks Athens� for better reconsidering the downtown area of the Greek capital

2012-03-23 13:46:32

ATHENS, March 21st, 2012 - To entirely re-examine the center of Athens, such is the set of themes of the contest launched by the Onassis foundation. A European contest of architecture intended to consider the repair of the one of the most degraded zones and encumbered Greek capital.

The organized contest thus takes into account the axis between Syntagma, the place of the Parliament and Onomia, three zones among most underprivileged of the city and where were held in particular all kinds of traffics.

Given up during the Nineties by the Athenians with the profit of the easier suburbs of North, Onomia is today a more known district for its drug trafficking, the prostitution and smuggling with in addition to the racist tensions between extremists groups and groups of clandestine.

Intended to reconsider the downtown area of Athens, the project entitled “Re-thinks Athens” aims at making revive its places forgotten in order to make there reappear the trade and all the activities of a true metropolis. Improvements the purpose of which will be also to improve public transport, but also to develop truly the town life to with it.

200 million euros for a project of scale

Only financed with European funds and not of the public funds, the contest will proceed in two stages spread out over two years. Presented by Panagiotis Tournikotiss, professor of architecture at the Polytechnic school, the contest aims at setting up a tram line, the creation of cycle ways and the installation of a pedestrian precinct along the Panepistimiou avenue in order to prolong the walk around the Acropolis and to connect the new museum to the archaeological museum.

An immense building site thus whose results of the contest of architecture will be known within one year. With a budget of 200 million euros, financed by European and nonpublic funds, the restoration comes at the right moment for a project a long time regurgity. For Greek the Prime Minister, that will make it possible Athens to find its glory of antan, after years of carelessness degrading not only the image of the country, but also the life of the population.

The last residence of the King of the Pop setting on sale

2012-03-22 16:30:05

Los Angeles, March 21st, 2012 - One of the most famous residences of the crested district of Holmby Hills has just been put at the sale, for the moderate amount of 23,9 million dollars. An immense manor of 1580m ² which had as an owner and also witness of his death, the pop singer Mickael Jackson.

A whole symbol thus for this house which counts 7 rooms, 13 bathrooms, a swimming pool, a cinema, a cellar with wines, an elevator, a spa with a room of gym, a dependence for the guests, 12 chimneys and surrounded by a garden of one half-hectare. A residence with the proportions with the size of its famous owner.

Died four years ago of that, of the continuations of an administration of propofol, the death of the star international had caused million reaction through the whole world. The bed Roccoco in which the star had sighed his last breath is always visible besides on the photographs put on line by the estate agency in load of the sale.

For the interior of the house, the photographs had already been revealed with the autumn 2011 during the lawsuit of Doctor Conrad Murray, shown to have provided and have managed the powerful sleeping pill and currently condemned to 4 firm year of prison.

A French castle with the style vaguely haussmannien

Resolutely identical to the mentality of the star died, the manor from 100 North Carolwood, is described as “French castle” by the estate agency in load of the sale. The mansard-roofed roof, the mouldings and its line in which one finds a certain style haussmannien, had been completed in 2002. Only occupied a few months before the death of the star, the manor will be doubtless the object of all rich person fans covetousnesses.

Let us recall that the singer had settled in Los Angeles for the preparation of his world tour “This is it”.

58,1% of French are owners of their housing

2012-03-22 16:22:00

PARIS, March 22nd, 2012 - France seems still well far from the 65% of the European average of the owners of residences. A figure which it will certainly be necessary still to put of the time to touch but which however continues to increase reaching a level of 58,1% at the end of 2011.

France currently counts 28 million real owners. An amount in increase since the end of “the 30 glorious ones”, years records of the French economy. Even if the growth of this figure evolves/moves rather quickly, these last years the progression slowed down. Thus from 1947, where the rate of owners of main home was only of 29,3%, this rate passed to 55,7% into 2004,57,2% in 2006 and finishes at the end of 2011 to 58,1%.

Today in France, one counts 33,5 million residences for 63,35 million French. Among these residences, the second home occupies an important place, with world records of 28 million.

Rates certainly encouraging but which are still far from the electoral promise of December 11th, 2007, of the current French president, who advanced a rate with 70%. However, during the mandate of NR. Sarkozy, 1,3 million French could buy their house, in spite of a morose economic context.

Future prospects for the possibility of home-ownership

The current location of degradation of the purchasing power of French places the prospect to reach housing rythmée than these last years. Between budgetary increase and restriction measures, the forecasts of 70% will be reached only in several years. Already, in less than 6 years, the personal capital contribution of the households almost doubled. French devotes thus more than 4 years of incomes against two some ten years ago.

Crisis obliges, the banks grant less real loans and the solutions according to the specialists must come from the government. Thus, among those proposed, the transfer of social housing with a rebate of 35% of the market price. For Mr. Mouillart, professor at the University Paris-West, the sale of 1 million the 4,1 million social housing would however make progress the rate of access to the real estate only of 3,5%.

Laos: more Chinese casinos in Boten

2012-03-22 12:37:03

Hanoi, March 21st, 2012 - Safety reasons, such is the reason announced by the official press concerning the closing of the Chinese casino of Boten. A closing which announces the total reorganization of the north of Laos, this special economic zone granted to Chinese.

Managed by Chinese investors, Boten saw its face little by little changing during the years. Become a true small Chinese colony, the area saw appearing casinos making flow of the thousands of Chinese in an area where even the clocks were regulated at the Beijing time. Casinos which gave to the area a reputation of “city of the crime” pushing the government to restructure the area.

According to the local press, the city of the play thus will be transformed into immense “a shopping mall”. Moreover, the Laotian government will take again in hand the authority which should be his and which since had been allotted to the Chinese investors of the area.

This return of the public authority will make it possible to restore the law and order and social in a zone where the crime prevailed. Priority will thus be given to tourism for the development of the activities of the area. A Chinese investor already repurchased all the zone besides, justifying even more the Laotian government to take radical measures.

Laos: object of all real covetousnesses

The Chinese are not the only ones with being interested by the Laotian potential. From Vietnam in Thailand, the analysts fear for the sovereignty of the country in the years which will follow.

Concerning the casinos of the area of Boten more particularly, Vientiane Times reveals that more no real estate project of casino will be accepted. However, the houses of plays of the area of the Gold Triangle can be reassured since no measurement would have for moment to worry them. The Gold Triangle at the border of Laos, Burma and Thailand is known to however be a crossroads of drug and organized crime.

Netherlands: the �Pier� to sell

2012-03-22 12:16:28

$the Hague, March 20th, 2012 - Property of the family Van der Valk since 1991, the pier - walk of Scheveningen has just been put on sale by its owners. A sale whose amount was not revealed, but which had to amount to million euros.

Single in the world, the pier-walk the “pier”, extends on two levels and is made up of four platforms. On the pier, one finds a casino, a restaurant as well as a tower having a crane used for the jump with the rubber band. Built in 1901, the “pearl of the North Sea and the pride of $the Hague” according to the Volksrant daily newspaper, had been yielded to an big family operating in tourism for the sum symbolic system of 1 guilder.

Witness of the history of the Netherlands, this pier had appeared in 1901 and undertakes of more than one century of history. For the family Van der Valk, the pier became too much expensive to maintain and the money which they were to devote to it will be affected elsewhere.

True symbol of ostentation victorien of the balneal city of $the Hague, the “Pier” will not have been repurchased by the municipality of $the Hague which however had injected more than 80 million euros for the restoration of the walk located in the vicinity.

A pier in charge of history

Witness of various events of the history of the Netherlands, the “Pier” had been destroyed in 1943 by the Germans who worried about the role that this one could in the case of play an invasion by the sea. In 1963, the pier-walk reappeared with in particular a concrete structure intended for better supporting the infrastructures which were going to be built there.

Extending on 380 meters and built with seven meters with the top from the sea level, the pier of Scheveningen started to undergo the weight of the years. In the same way in 2011, a fire had damaged one of the buildings built on the building.

The United States: Forecasts of operational startup re-examined with the fall

2012-03-22 12:03:13

WASHINGTON, March 20th, 2012 - Tuesday, the department Commercial published the figures on the operational startups of residences in the United States. Figures in light fall which re-examine the prospects on the openings for building sites over all the year, obliging the analysts to reduce their annual forecast.

In spite of a rise of 5,1% of the number of the permits building granted by the Administration, the sector of construction always remains on a rather low level. Thus, 717.000 licenses were granted in rate/rhythm annualized during February, a figure among one highest since 2008. And yet, construction remains weak lasting this February, since only 444.000 residences were in construction at the end of January. Maybe as much as in August of last year, one of weakest of the history of the US economy since 1970 to 411.000 in annualized rate/rhythm.

In February, the operational startups in spite of favourable conditions weather, the settings in building site dropped by 1,1%. Whereas the analysts counted on a rise passing the operational startups of 705.000, February saw only 698.000 departures of building sites in annualized rate/rhythm.

The difference thus noted thus re-examines the growth prospect of the annual operational startups to the fall whereas the analysts who had taken into account the weather lenient conditions like a determining factor the future rise of the openings of building site.

Building sites: vital indicator of the economy

After several years of crisis, housing and constructions, remain the most faithful reflection of the US economy. An indicator of size which makes it possible to make the state on an economy and its financial health. The forecasts re-examined with the fall, mark brittleness thus still sector of the real estate which recalls had been it at the origin of the crisis of the subprimes.

Crisis and cost of energy: increasingly touched French households

2012-03-22 11:52:21

PARIS, February 20th, 2012 - According to INSEE, 3,8 million French hearths would be in energy unstable situation. A worrying situation which obliges those to devote more than 10% of their incomes to discharge expenses of supply of electricity, but also of gas.

Massive rise and degradation of the purchasing power

Set up in 2008, the Mediation of energy is charged to receive the requests of the private individuals concerning the supply in energy and gas. Two fields strongly struck by the economic crisis which currently prevails. Thus in less than two years, the prices of gas took 25% as for electricity, the invoice of the consumer took 8%.

Rises which were directly reflected on the wallet of the households. The Mediation of energy thus saw the number of sasines increased by 14% amounting at 8.044 requests in 2011. In first place of sasines carried out, the difficulties of payment represented more than 15% of the files, that is to say a rise of 80% compared to the year 2010. On average, the amount of unpaid represents 1900 euros. A situation which caused the cut or the suspension of the supply of energy on nearly 50.000 hearths.

For EDF, the cost of these unpaid amounted at more than 5 million euros in 2011.

Solutions, recommendations and measures to be taken

For the Mediation of energy, it is vital to take the adequate measures. Inter alia, this administrative body proposes the installation of the “check energy”, functioning on the same principle as the social securities, the introduction of a winter truce, to fight against the sudden cuts in the middle of one period when energy is essential and finally to open the social tariff of electricity to competition and either only with the historical distributer which is EDF.

Solutions which already exist, but which applies only one very relative manner.

The mediator of water: a body tending to being better used

2012-03-22 11:38:43

PARIS, March 21st, 2012 - 863 files, such is the number of instructions lodged with the Mediator of water. A body still any young person, but who gains with being known and with being better used by the applicants. This one thus has just published its figures with the title of the year 2011.

The Mediator of water, a body charged to settle the disagreements between the consumers and the people receiving benefits is satisfied with the results under 2011 qu' it has just published. Principal users, the French residences better and better use this service launched towards the end of 2009.

Thus, last year, the requests reveal that the hearths seem to be satisfied as a whole with the service of water. Indeed, the principal requests for mediation related to especially disputes of invoices, and of which the quarter was solved by amicable agreement. Among all the requests which were received, 25% of those were considered to be admissible. In clear increase thus compared to 2010, where only 17,5% of the submitted dossiers had been in conformity.

An increase which shows a better apprehension of the public of this body.

The level of the payments by amicable agreement, the Mediation of water made it possible to solve more than 82% of the acceptable requests, while 57% of the received files had been considered to be admissible and 9% only completely inadmissible.

Recourse, but also a whole panel of tools for this public agency

Activate mainly to settle the disagreements, the mediation of water also acts on other grounds. She also plays the part of council and emission of recommendations to the sector of water. A role of first order which makes it possible for example to better make known the body near the private individuals or to help them with the payment of payment of the invoices of water consumption.

To facilitate the sasine of this body, Internet site of the Mediation of water (www.mediation-eau.fr) will set up soon the form of sasine on line

End of the most important phase of the building site of the Saint-Lazare station

2012-03-22 11:23:51

PARIS, March 21st, 2012 - It is a ouf of relief that could pass the persons in charge of the Saint-Lazare Station. Indeed, after ten years of work, the station finally saw finishing the restoration of the one of the most important stations of Europe in terms of traffics of trains and passengers.

Spie Batignolles, company responsible for the open building site in 2002, thus has just delivered the first part of the restoration from the famous station. Enormous work not only within sight of their width, but also in terms of constraint of implementation of those.

Inaugurated this day by the president of the SNCF, Guillaume Pepy, the company of BTP implied to deliver a space of more than 10.000 m ² extending not only longitudinally and into broad, but also in basement. An exploitable surface as well for the extension of the station which dates from the XIXe century, but so intended for trade, services and restorations as well as a carpark.

Engaged in 2003, the first phase of work takes thus fine after long years of effort. In question, the management of the station where a train forwards every 28 seconds, but also importance of the traffic, more than 450.000 travellers per days, which represents the second in Europe after that of the Station of North.

Obstacles crossed little by little

During 9 years, it is more than 70.000 m3 is 150.038 tons of cuts which were treated in order to build the 200 meters length nave made up of three levels. Work of size which also obliged to reconsider all the structure carrying the real unit in order not to weaken the elements already present.

The heart of the station reappears thus under a new day. For as much all is not finished yet since in 2013, a new entirely renovated square will be born also.

Versailles will accommodate Solar D�cathlon Europe in 2014

2012-03-21 16:14:45

PARIS, March 21st, 2012 - the advertisement was made this Wednesday by appeared Benoist, deputy secretary with Housing, it is in Yvelines, in Versailles that the edition 2014 will be held of Solar Décathlon Europe. It was during the signature of the draft-agreement between the minister and Charles H. Rivkin, ambassador American. The topic of this edition is “to conceive and build an autonomous solar house in energy”.

The organization of this demonstration will require a budget of 20 million euros. The major part of this amount is hoped to come thanks to sponsorings from large companies from constructions, of manufacture of solar panels and the groups of energy.

It is let us recall it about a contest organized since the year 2002 by the United States. It relates to construction in life size of house autonomous which will function exclusively with solar energy.

The event will be still held on the site of Mortemets in waste land which is at the entry of the large channel close to the water part to Swiss in the field of the castle of Versailles specified François de Mazières, mayor of the city.

Let us recall that this site had already been studied by the French federation of tennis to shelter the international tournaments before it decided to maintain them in Roland Garros.

Several university teams of various countries take part in this contest each year. The first edition was held in Madrid in 2010. This year, a new competition will be held to with it at September. For the year 2013, it will be China which will be the host country.

Ten tests will decide between the participants during two weeks. It is also about an event for the general public. The access is free there, it aims at making known with all what is the habitat of tomorrow explained appeared Benoist. The selection of the teams will begin with the autumn 2012 with a call for candidate.

Burma: the villagers rise against an industrial project

2012-03-21 15:48:55

MAYINGYI (Burma), March 21st, 2012 - thousands of Birmanes villager will have to leave their dwellings to yield the place to an industrial great project. It is about a collaboration between the state and the property developers of the town of Dawei located in the south of the country. The objective, installed a port out of deep water which is guaranteeing of a better development of the Southeast Asia according to the government. The great complex being spread out over 250 km square including/understanding a refinery, a factory of petrochemistry and steel-works will connect Burma to Bangkok without passing on Singapore as well as the strait of Malacca.

Compensations, as well as new dwellings in accordance with the standards with schools, health care centres, electricity and water were promised to the villagers who always see very evil eye this project.

Their grounds and their richnesses, in particular the nut cultures of bétel, cashew nut and tamarins, theirs are expensive and for other thing estimate they cannot be substituted. There are also the richnesses of the Ocean with the fishing which is a usual and traditional practice for the villagers.

These grounds where they lived years since belong to the State since we do not have files of properties entrusted a villager to a journalist of AFP.

Nearly 20.000 villagers must thus leave “their grounds” of official source. Burma has been directed by a military state for one half-century.

In the month of September 2011, a project of installation of stopping to height of 3.6 billion dollars could not be born since President Thein Sein recognized the complaints of the villagers and the guards of the environment. Another projecting to install a coal power station was also débouté.

These facts gave hope to the local populations which are decided to try the whole for the whole to preserve their grounds. Precisely, work seems to trail for the moment…

BNP Real Estate re-examines its strategy for the United States

2012-03-21 14:15:24

PARIS, February 20th, 2012 - No American installation for the subsidiary company of known in the past BNP under the name of BNP Real estate. The real estate company rather chose a partnership with a well-known company in addition to the Atlantic Transwestern. A strategic partnership for the two institutions which have just signed a contract of alliance.

Already having a potential of 3500 collaborators a little everywhere in the world, network BNP Real Estate grows rich by 2500 additional people. A true weaving of close links which will make it possible the real estate company to better manage its customers with the international one. Already established in 15 country, the real subsidiary company of BNP just comes to sign a contract of alliance with Transwestern, an American giant of the sector, which is established in 31 American cities. Houston, New York, Chicago, San Francisco, Dallas or Miami, TransWestern are an actor of size which weighs for more than 1750 paid distributed on all the American territory.

A partner of size for French who marks his presence in addition to the Atlantic thus. The two companies will work thus in concert inter alia on the trades of the transaction, the expertise and the council in real estate of company.

Opening on an already mature market

The market of the real estate of company in the USA is a sector developed already well. In spite of a Net deceleration after the crisis of 2008, the specialists in the sector count on a rebound of 50%, Cushman source & Wakefield France. Of what thus to justify the interest of BNP Real Estate to invest on a carrier sector.

The choice of TransWestern is explained thus easily, since BNP Real Estate preferred to join a professional enjoying an image recognized in the sector of the real estate of company.

In the long term, this partnership will make it possible American to better accompany his customers in her development while thinking in a more total way. For French, the partnership will make it possible to have a step moreover on the US market.

The great Parisian hotels prepare with the Asian threat

2012-03-21 13:51:12

PARIS, March 20th, 2012 - With the recent arrival of the large Asian de luxe hotels on the market of the hotel trade of luxury in Paris, the large luxury hotels seems to prepare with the threat. Of Crillon in Ritz, all the Parisian luxury hotels are put in line of battle to compete with the new Parisian de luxe hotels.

Great Parisian hotels in restoration

Awaited reaction this week, the repair of the great Parisian hotels enamelled the topicality. Initially, it is Crillon which announced a closing for two years due to work of its hotel of 147 rooms. An occasion for the luxury hotel to align itself vis-a-vis competition and of launching a more modern offer and more with the tuning fork of what is done currently on the matter. With the program, the Parisian hotel will reveal with the next opening a hall, living rooms, rooms and restaurants entirely remade. New a spa there will be also found.

According to certain indiscreet sources, the value of the works rises with more than 100 million euros.

In the same way, Ritz, property of Saoudi Al Fayed, will also close its doors for 27 months. The occasion to reconsider the hotel when the last restoration goes back more than 30 years.

To align itself with Asian competition

Even if the rich person tourists of the continent of Asia are still very few, the large chains take already their marks. Thus of the Singaporean Raids in Shangri it, the offer as regards hotel trade of luxury currently plays of the arms for being better distinguished.

Located in prestigious places where the real dimension is inevitably with its higher, the Asian ones take little by little ground.

A situation which obliged the large traditional hotels established since years to re-examine their infrastructure. For Ritz and Crillon, it is more than 800 employees who will find themselves with the layoff.

Presidential elections: waitings of the professionals of the real estate

2012-03-21 13:34:04

PARIS, March 20th, 2012 - Questioned by a journalist of AFP, Didier Ridoret, president of the French federation of the Building industry, made a point of answering some questions concerning the stake of presidential concerning the building in France. Solutions which should improve the current location.

Waitings, achievements and promises to hold

True stakes of future presidential, housing and the real estate constitute the pillars of the electoral promises. For the president of the BFR however, there exist already as a preliminary points which it is absolutely necessary to retain and apply, and this by each candidate. Principal blockings with the housing of French, the cost and current economic conditions. Two points to be taken into account for better approaching the situation of housing in France. Housing and the real estate indeed constitute two providers fields of employment in addition to meeting a fundamental need. These achievements will have to be accompanied in particular by a control of the labor costs and industrial relations policies adequate.

For the president of the BFR, priority measurement remains the control of the labor costs in the sector but also the adoption of the policy for better governing housing. At side, measurements and efforts which were taken in favor of housing will not have to be destroyed. Thus for example, reductions in charges on the low wages or the application of the reduced tax of VAT to 7% for the work of improvement or maintenance of housing here are particularly aimed.

Construction: an economic sector of importance

Today, in France the building is a vital sector of the economy. It ensures the livelihood of more than 1,17 million paid and of 80.000 temporary. With a turnover of 125 billion euros, the real sector in France enjoys a strong image for its economy.

Thus, the opinion of the one of the most powerful trade unions of France, such as that of the BFR, revêt all its importance. The BFR it is currently more than 57.000 members, an enormous potential of voice for the candidates.

Mediator: aggravation of energy precariousness in France

2012-03-20 16:04:27

PARIS, March 20th, 2012 - the report of the national Mediator of energy is without call. Energy precariousness worsened in France with an increase of 80% of the files of sasine related on to the difficulties of payment last year. The Mediator puts this situation on the account of the economic crisis and the rise in the price of energy.

The fault with the crisis with the rise in the price of energy

In his annual report, the national Mediator of energy draws the attention to the increase in energy precariousness in France. The institution recorded an increase of 14% of the number of sasines in 2011 with some 8.044 treated files. If the progression of sasines is less important than them those of the previous years, the Mediator is alarmed at the share represented by the files related to difficulties of payment. Indeed, between 2010 and 2011, they increased by 80% by constituting 15% of the whole of sasines.

For the Mediator, it is the economic crisis and the rise in the tariffs of electricity and the gas which is at the origin of this growing energy precariousness. More and more of households which have evil to pay their energy bills thus require a mediation near the institution. It should be known that the price of gas increased by 25% into two and that of the electricity of 8%. The Mediator considers insufficient the current devices of protection of the households against the rise of the energy bill.

In function since 2007, the national Mediator of energy is an institution charged to inform the consumers on their rights in the event of litigation born of the execution of the supply agreements of electricity or natural gas. He also gives the responsability himself to advance solutions to solve the problems between the customers and the suppliers of energy.

Emission of 650 million euros of obligations for Mercialys

2012-03-20 15:38:55

PARIS, March 19th, 2012 - For the first time of its history, the Mercialys layer made a success of an emission of obligation enabling him to borrow from an interest of 4.125% some 650 million euros with a 7 years maturity.

To finance the new strategy of the layer

In an official statement published Monday, the Mercialys layer announced the success of the placement of a issue of bonds of 650 million euros, a first for this subsidiary company of the Casino group. Of a 7 years maturity and a coupon with 4.125%, this emission should make it possible Mercialys to finance the strategy of commercial layer which it had exposed on February 9th while enabling him to constitute resources with the long-term at a “attractive price”.

For recall, Casino, which holds at the present time 50.1% of the capital of Mercialys, envisages to yield part of its titles this year to bring back its participation in 30-40%, enabling him to box with the passage a gross sum located between 800 and 900 million euros.

According to the official statement, the amount initially proposed was sursouscrit 8 times by several European investors knowing that Mercialys profits from a stable note BBB on behalf of the credit rating agency Standard & Poor' S. In addition, they are banks CA-CIB, HSBC, Natixis, RBS and General society acted as leaders in this emission.

Mercialys is a land subsidiary company of the Casino group specialized in the shopping malls of the shopping malls. It holds and manages in particular the commercial arcades and the cafeterias contiguous to supermarkets of the Group. Generally, it rents its buildings with national signs, independent tradesmen but also with branches and franknesses. Casino introduced Mercialys out of purse in October 2005.

Washington announces transfer of its real titles of Fannie and Freddie

2012-03-20 15:27:18

WASHINGTON, March 19th, 2012 - the United States continues to be raised of the financial crisis of 2008. In this register, the American department of the Treasury announced the transfer of the real titles of Fannie Mae and Freddie Mac by Washington which had repurchased them at the key periods of the crisis in order to support the market of housing.

25 billion dollars of appreciation

In an official statement, the American department of the Treasury was pleased with the transfer of the totality of the real titles of the organizations of mortage refinancing Fannie Mae and Freddie Mac by the Federal state. For the Ministry, the sale of these titles marks “a new big step in the outcome of the efforts decided by the State” during the key periods of the crisis to fight against the collapse of the US economy.

For recall, the organizations of mortage refinancing Fannie Mae and Freddie Mac were placed under the supervision of the State in September 2008 via Federal Housing Finance Agency (FHFA). Having sudden losses of several billion dollars after the bursting of the crisis of the subprimes, these organizations were quite simply threatened by the bankruptcy. To help them to ensure their mission who is to finance the sector of the mortgage deeds on the territory and to thus support the market of housing in spite of the crisis, Washington repurchased several of the titles leant with real credits emitted by these organizations in 2008 and 2009. The State then spent 250 billion dollars which it recovered after the transfer of the titles by carrying out with the passage an appreciation of 25 billion dollars.

In addition, a credit line unlimited was also granted to Fannie Mae and Freddie Mac whose cost rose to 151 billion dollars. The White House affirms however that this cost, which is supported by the taxpayers, should decrease with the passing of years to constitute only one loss of 28 billion dollars from here 2022.

Israel: to increase the number of residences to fight against the rise of the prices

2012-03-20 11:17:23

JERUSALEM, March 18th, 2012 - a plan envisaging the creation of 187.000 residences was approved by the Israeli government to counter the current rise in the price of the real estate in the country. Accordingly, other measurements will be also adopted.

The law of supply and.

The Israeli authorities intend to fight against the rise of the prices which currently touches the sector of the real estate in the country since nearly two years. For that, the government will act on the offer of residences by adopting a series of measurement which goes in this direction.

The creation of 187.000 residences is in particular envisaged in the five next years whose majority will sit in the zones where the request is most marked to know Tel-Aviv, Jerusalem and the center of the country. 40.000 of these residences will be in addition apartments with moderate rent. According to an high ranking official questioned by AFP, no local specific detail was mentioned in the decision of the government in particular with regard to the case of the zones annexed of Jerusalem-Is and the West Bank.

Always with an aim of increasing the offer of residences, the ceiling of the government aid from which the tenants profit will be re-examined with the rise while the empty owners of apartments will see their municipal taxes doubling. According to the Israeli government, this last measurement should annually put 15.000 additional residences on the market. In addition, the contractors who delay real estate completion of projects deliberately with a speculative aim will see afflicted with fines.

These two last years, the prices of housing did not cease increasing in the Hebrew State in particular in Tel-Aviv. It then became impossible for a young couple to reach the property. To alert the authorities, from the hundreds of thousands of Israelis are gone down in the street to express their dissatisfaction last summer.

The United Kingdom: tax avoidance in the line of sight from the government

2012-03-20 11:12:48

LONDON, March 18th, 2012 - George Osborne, the British Minister for the Economy, intends to be caught some with tax avoidance in the budget from austerity which it will present this Wednesday. Easiest which avoids the tax on the real estate will be aimed.

“Unacceptable”

The third budget of austerity of the Cameron government which will be presented on March 21st is the subject of the speculations of the press these last days. In an interview granted to the BBC, the British Minister for the Economy indicated that the government intends to take new measures to fight more effectively against tax avoidance. George Osborne then particularly mentioned the easy people who benefit from companies offshore oil rigs to avoid paying their taxation of the real estate. The Minister qualified the situation of unacceptable and promised to fight severely against this practice which consists in domiciling the properties in this type of companies to avoid the tax on the real estate. Because of that, the State would show a shortfall of more than one billion books according to Sunday Times which affirm that they would be several in the world of the show biz and the businesses to be used of this practice. To illustrate the facts, the Sunday newspaper in particular mentioned Mick Jagger and Bob Geldof.

A budget turned towards the workers

In addition, George Osborne, who will present the plan of austerity this Wednesday, made a point of answering criticisms which evoke a budget for the rich person. The British Minister for the Economy then affirmed that the priority of this budget goes in the direction of the workers and the average revenues. However, being based on one of engagements of the government acuel, the press counts on a probable lowering of 50% of the taxes of the raised incomes, a measurement which is likely to be unpopular per hour when the British households are to oblige tightens the belt.

It should be noted that Great Britain is about to vote its third budget of austerity of at a stretch.

Wall Street awaits much the real estate market

2012-03-20 09:06:51

New York, March 16th, 2012 - Whereas New York Stock Exchange progresses these last days, the markets on the other side of the Atlantic always hope for a clearing of the real sector. Wall Street would thus need that for definitively turning the page of the crisis.

The US markets take again hair of the animal

The US markets seem to better go since the crisis. The principal indices with knowing Dow Jones Industrial Average and Nasdaq finished all the week in rise. The first thus took 2.4% enclosing at 13 232.62 points while second increased by 2.24% finishing at 3 055.26 points. It should be noted that Dow Jones reached Thursday a top which it crossed more since December 31st, 2007. Nasdaq on its side found its level of before crisis.

It is the same for the other indices like the Standard & Poor' S 500 which is based on 500 great values of Wall Street. This index indeed increased by 2.43% while finishing to 1 404.17 points. It did not cross the bar of the 1.400 any more since June 6th, 2008. The analysts are pleased with this clearing of the markets. For several of them, it is the rise of the American rates bond which is at the origin of this situation. Indeed, the Treasury bill at 10 years saw its output increasing by 2.298% Friday against 2.038% one week before. It is the same for the Treasury bill at 30 years with a progression of 3.411% against 3.189%. Approximately, the US economy is on the way of the re-establishment.

At all events, Wall Street hopes that the real estate market follows the tendency, because up to now, this sector seems not to be still given of the crisis of 2008. According to some analysts, a clear improvement in the real estate market could booster rocket the movement with the rise, because it should not be forgotten that it was at the origin of the crisis.

The crisis puts at evil the sector construction in Portugal

2012-03-19 15:07:25

Lisbon, March 16th, 2012 - Whereas Portugal is currently under international financial perfusion, the effects of the crisis of the debt are felt much in certain sectors of which that of construction. Strongly depending on public works, these branches of activity face the one of the worst situations than she never knew until there because of the deceleration of the great investments in the country.

Austerity obliges

Portugal is one of the countries most touched by the crisis of the debt which the euro area must face in this moment. With Greece and Ireland, it appears besides among the States which profited from a rescue plan on behalf of the European Union, the IMF and ECB.

Thus Portugal secured a loan of 78 billion euros to rectify its situation.

However, n the other hand, the country must adopt a severe plan of austerity which implies an important reduction of the public expenditure. With a drastic reduction in the great investments, the sector of the construction of the country goes badly, very badly. Indeed, the sector, which depends much on public works, saw its activities falling in a vertiginous way. Thus, if the number of employees were approximately 700.000 in 2010, it was nothing any more but 418.000 towards the end 2011.

For Handbook Reis Campos, director of the Portuguese Confederation of construction and real estate, it is quite simply deepest and the longest crisis which the sector underwent until there. This last to add that the situation should worsen in 2012 with 140.000 employment destroyed in more if no solution is taken.

Internationalization as solution?

Conscious of gravity of the situation and taking into account the financial efforts still to come, the Portuguese government proposes with the companies of the sector of construction to find new markets with the international one. The countries in the process of development and the old Portuguese colonies of Africa and South America like Angola or Brazil indeed constitute a market potential for the large companies of the country. According to Antonio Almeida Henriques, Secretary of State associated with the Economy and Regional development, it is spring of the government to help them to internationalize itself.

INSEE publishes his report on the share of housing in the household budget in 2010

2012-03-19 14:30:59

PARIS, March 16th, 2012 - INSEE has just published this Friday the figures on housing in France. First observation, to place remainder the first station of the expenditure of the population even if this share of the budget clearly increased in a few years.

Expressed as a percentage expenditure compared to the incomes, the rate of effort of the households to be placed is in constant increase. Thus of 1996 to 2006, the modest households saw their increased efforts of 2,8 points and 0,6 points between 2008 and 2010. For the tenants of the private sector also, this rate is in increase of 3,1 points of 1996 to 2006 and 1,0 point between 2008 and 2010.

To the level of the hiring itself, a hearth on five of the private hirings devotes more than 40% of its budget to housing. A situation which comes in more being added to the profile of the tenants who come increasingly from the modest milieus. In 2010, only 19% of the tenants came from mediums with sufficient resources.

Housing: large cutback of the budget of the hearths, but improvement of the situation

It is from now on far time when the French hearths did not have the vital minimum to place itself. In France, in 2010, only 1,4% of the residences were not equipped with current warm water, of room of water and interior WC. Whereas 5 more years ago this proportion was posted to 2,1%, and 15,7% in 1984. In the same way, to face the winter rigors, more than 95% of the residences are equipped with a system with central heating, the 5% having an independent system.

In spite of the fact that the budget housing increased by 17% in less than 5 years, the French also lay out of more than surface passing with 41m ². A weak evolution of which the people only more particularly profit since they have until 73m ² compared with the together cohabiting 36m ² of the people.

Always in 2010,50% of the French households more 18,5% of their incomes devoted to place itself.

End of the winter truce: decrees anti-expulsions to protest

2012-03-19 14:29:35

LYON, March 15th, 2012 - Each year, at the end of the winter truce rings the knell for tens of families which find themselves expelled of their housing for unpaid rents. A fateful date for more than 3,6 million French who are in situation of badly-housing.

In order to fight with their manner against his sometimes massive expulsions, five town councilors of the southern area and is of Lyon, signed in manner symbolic system a decree anti-expulsion but also prohibiting the cuts of water, electricity and gas as well as the seizures of property. Thus, they are the mayors of Vénissieux, Vaulx-in-Vellum, Givors, Pierre-Bénite and Grigny which signed these decrees to be then received this Thursday by the Delegated chief of police with safety and defense, Jean-Pierre Cazenave-Lacrouts.

A symbolic system measurement since it is in 1990, for example, that the Town hall of Vénissieux made this decision. Decision which is found then cancelled by the Administrative court.

For these five mayors, expulsions are practices of another time that the policies should solve besides. Stake of future presidential, the question of housing and expulsions should find an answer which would be appropriate not only to the tenants, but also to the financial backers.

End of the winter truce: high costs for many families

The elected officials signatories of these decrees propose thus for example, the installation of funds intended to come out of family assistance in non-payment. A public and private partnership which would make it possible to find a help temporary.

Between the expenses of hotels and the expenses of expulsion, the social costs of its measurements could easily contribute to the constitution of this funds of assistance. Thus, in the Rhone area in 2011,1770 requests for expulsions by the police force had been deposited and only 18% of them had been carried out. And still, in the majority of the cases, the families had taken the initiative.

Real big competition: a house ecologist to be gained

2012-03-19 14:28:20

PARIS, March 15th, 2012 - One year whole of housing free, it is the invitation to tender which has just been launched this Thursday for a family of four people. One year thus to test and testify to the advantages of an ultramodern house and completely ecological.

A housing for 4 people equipped with last technologies as regards durable management of energy, such is the stake launched by VELUX until April 30th, 2012.

Located at Glass-the-Bush, this house will be thus availability of a traditional hearth for one one year period as from the month of next September. The selected family will have to testify to the daily newspaper in an ecological house. Inaugurated last October, the house extends on 133m ² and functions with “positive energy”. One will find there inter alia equipment such of the solar panels for the production of warm water and electricity as well as a heat pump for the heating. The house also consists of materials with weak environmental impact, but it has also recourse to natural ventilation in summer.

Moreover, the selected family will also have a refillable electric car, the LEAF from Nissan. Elected official “conveys year 2011”, the truck of 5 places takes part in the concept to combine comfort of life and durable mobility.

VELUX Model Home 2020: a new experiment in the kind

Located in a district at environmental high-quality, experiment VELUX agrees with the environmental standards of future going even beyond those of 2020. Intended for a family of four people, two adults and two older children from 3 to 15 years, this one will be charged to retranscribe via the social networks its experiment of life.

Thus, one of the adults will have to be familiar with the new forms of social networking to be able to make use of it. The engagement of the family in favor of the environment must also be one of qualities necessary to be able to be selected.

Presidential elections: the candidates are long in taking the adequate measures in favor of housing

2012-03-19 14:27:12

PARIS, May 15th, 2012 - the candidates with the presidential election battle hard on the future of housing in France and some even made their war-horse of it. But apparently, none the proposals of the candidates seems to achieve the unanimity among the voters.

Indeed, according to a survey IFOP for the network of estate agencies Guy Hoquet, 80% of French are dissatisfied the measurements announced by the candidates with the presidential election. And this, in spite of the multiplication of the advertisements which do not seem to touch increasingly anxious French concerning the precarious situation of housing in France. Questioned from February 14th to 16th last, they are 1002 people who delivered their opinion on the situation of the real estate in France.

Thus always according to the same survey, 86% of the questioned people estimate that the fundamental role of the public authorities would be to encourage the access to housing. A commitment apparently not undertaken enough by the current policies but which would not tally either with the proposals of the candidates.

However, French remains trustful as for the quality of placement of the real estate even if 76% of the potential buyers do not take account of the political context or the presidential campaign to envisage their real purchase. Information thus rather reassuring for the operators of the sector who should however see their sales dropping for 2012.

Guy Hoquet the third most important actor of the market

For the network of estate agencies, Guy Hoquet, the stake is of size vis-a-vis a market which tends to drop more and more. Thus in 2011, the group recorded a fall of its turnover of 2,80% to pass to 125,7 million euros whereas in 2010, this one increased by 5,8%.

And for 2012, the prospect does not seem to improve for the group, which already sees at this beginning of year its transactions dropping by 1,51% compared with the same period in 2011. However, the managing director of the group, Frederic Monssu speaks all the same about a dynamism more constant than envisaged market, more effective in network than in independent agencies.

Two closings of continuation for Virgin Megastore

2012-03-19 14:26:28

TOULOUSE, March 14th, 2012 - For Wednesday has circulated in the Virgin Megastore of Toulouse, a leaflet of protest against the next closing of the sign of the Haute-Garonne. After Metz, the Toulouse employees will have to thus make the expenses of the policy of reorganization of the funds Buttler Capital.

Confirmed by the director of the store in question, François Gondelmann, the Virgin Megastore of Toulouse should close its doors. A situation which try to fight the various trade unions, in particular the CGT and the Southern trade union of majority Haute-Garonne within the work's council. With the advertisement of nearest closing, on March 8th, the two trade unions had already revolted against this decision strongly striking the employees.

With this closing these are 33 employment which is threatened, the closing of too after that of Metz which has just put the key under the door. 15 employees had thus lost their employment and this in spite of the firm opposition of the Work's council.

Closings in series which push the trade unions to carry the business in justice.

In the same order of idea, it is more than 600 people who lost their employment in the Virgin Megastore sign which has also only of less than 30 stores in France. A situation caused in particular by a market in strong fall, in particular that of CD and DVD. At side, the economic crisis and the inflation of the rents would justify according to the group repurchased in 2008 in Lagardere.

A possible repurchase of the commercial site in sight

In spite of nearest closing, the negotiations for the acquisition of the commercial lease seem to be on the right track. Indeed, several possible purchasers would have already decided. Three or four large signs could thus take again the contract of lease which runs until 2014 according to a regional newspaper, the Dispatch of the South. In the collimator of Zara, the building should be begun again by the Iberian group.

Towards the formation of the first French layer of office and tertiary parks

2012-03-19 14:23:19

PARIS, March 14th, 2012 - Icade subsidiary of the Case of the Deposits and Silic, subsidiary of Groupama could in the next days amalgamate. What to form the first land company of France in the real estate of office and the parks tertiary. A fusion which could constitute more than 9,3 billion euros inheritance.

Deposited with the MFA, the offer of Icade should run of the end of March during 25 days. The exact date as for it will be fixed later on by the Authority of the Financial markets from here a few days. Revealed on February 16th, the offer will contain in particular an public offering of exchange of Silic actions and an public offering of bearing purchase on the Obligations with option of Refunding in Cash and/or New Actions and/or Existantes (ORNANEs) of Silic.

Within the framework of the exchange, the actions will be divided into parity between Silic and Icade, is 5 for the subsidiary company of the case of the Deposits and 4 for that of the mutualist. The offer corresponding to what had been done at the time of the acquisition of a holding of Groupama within Silic with HoldCo SIIC.

As for ORNANEs, they will be yielded for the price of 125,79 euros.

A bringing together diverge

February 16th, after obtaining the authorization of the Groupama operation had integrated the capital of Silic to a total value of 37,45% of the capital. Future fusion thus being able to put an end to the delicate situation of the subsidiary company of the sector of the layers which is currently in full concentration.

Voted unanimously, the first offer seems to go in the interest of SILIC and its employees. Concerning ORNAMEs, on the other hand, an administrator of the land company called into question the offer of ICADE. A situation which did not prevent despite everything the positive vote in favor of the bringing together of the two groups, with three votes for against 1 vote against and a voter who abstained from.

Hiring: the winter truce called into question

2012-03-19 13:35:33

PARIS, March 15th, 2012 - the winter makes it possible tens of thousands of family in non-payment of their rent to be seen granting a 5 months truce not to be made expel. A time which worries the tenants in non-payment but which does not reassure either the owners financial backers.

Applicable from November 1st to March 15th every year, this measurement indeed makes it possible to stop temporarily any procedure of expulsion for unpaid rents even if a legal procedure were launched. A respite of a few months thus for the tenants who on arrival of spring distress with the idea to be made expel.

The unpaid rents remain major problems of housing in France. In increase of 10,1% in 2010, it was more than 11.000 expulsions which were carried out according to AFP on the basis of figure of the Ministry for the Interior. And them expulsions by the police force should continue to grow in the years which come. Indeed, the degradation of the purchasing power, the rise of the rents and the over-indebtedness that causes place more and more million hearths in a precarious situation.

Already for this end of the winter, it should be 100.000 families which are concerned with these expulsions.

Reactions of the two edges

On a side like other, owner and tenants are in the dead end.

Thus, Association Right with Housing led demonstrations to Paris to require the suspension of expulsions. A sensitizing certainly heard by controlling but which will not prevent the end of those. For the secretary delegated to housing, this suspension would make only “to déresponsabiliser” the tenants.

The owners as for them ask for pure suppression and simple this the moyenâgeuse winter one. The UNPI indeed considers this measurement inappropriate vis-a-vis tenants who unload all at the same time on the market of the real hiring. Tenants who have been in suspension of payment for several months, despite everything the devices which are supposed to accompany them.

Target �districts� of countryside for the left-wing candidate

2012-03-19 13:18:08

PARIS, March 14th, 2012 - In displacement of countryside, François Holland has advanced new proposals in favor of the people resulting from the “districts”. Proposals turning around the installation of the Public bank of investment which it intends to set up as of the shortly after its nomination if it is elected.

Sensitive the “districts” zone located mainly in the suburbs currently suffer from vast problems, in particular with regard to the attribution of bank loans. Judged like “sensitive”, the banks are shown not very inclined to lend money to it, even when they are micro loans. In the same way, the shareholders show themselves also reticent to finance such projects.

A handicap of size for the carriers of projects, that the candidate of PS would like to solve.

Thus among one of his proposals of countryside, the candidate wishes to set up within the future Public bank of Investment, funds private individual intended for people of the “districts”. A strong measurement, for these large forgotten State sarokzyste.

A dedicated subsidiary company, which will make it possible to the people resulting from the suburbs to assemble their project.

A true operation of charm in favor of the hot areas

In addition to the installation of a subsidiary company entirely to the service of the people resulting from the suburbs, the left-wing candidate intends to take significant measures. Thus at the time of its speech, it marked that the shortly after its election, the Republic would be of return in these zones.

A return which would result inter alia in the suppression of the ZEP and other established zones, but also by the insertion of a clause guaranteeing the recruitment of the young people resulting from the suburbs in all the government contracts.

A reinforcement of the public policy within these wedged zones and whose image seems to tarnish of day in day. From here May thus if the candidate is elected that could change. Mr. Holland intends to advance other proposals in favor of the districts, from here a few weeks.

The decision fell: Canard Encha�n� will not pay the 9 million euros

2012-03-19 12:19:57

PARIS, March 14th, 2012 - At the end two months of legal procedures, the verdict finally fell for Canard Enchaîné. The satiric weekly will not have finally to pay the 9 million euros of compensations claimed by Bouygues.

December 7th, Canard Enchaîné published a paper on a possible trading of favors fomented by Bouygues in the invitation to tender for the construction of the “French Pentagon”. Located in XVe district, the project rises to several million euros. Immediately, the manufacturer in BTP had protested against this article speaking about slandering and hawkings of rumors without any base.

A complaint had been deposited and the lawsuit in slandering had been open on January 18th. It is thus Wednesday that justice decided, déboutant Bouygues of its request for compensation for 9 million euros. Relief thus for the satiric weekly, even if itself did not obtain the euro symbolic system required in damages for abusive procedure. The 17th room not judging the request of the abusive building firm, but only the request for damages.

Bouygues as for him will have to discharge the 6.000 euros court fees spent by Canard Enchaîné.

A serious investigation according to Justice

For justice, the article of the weekly magazine had been written according to the rules of Article a meticulous investigation and quite founded sources would not make it possible Bouygues to consolidate it in its assertions.

Justice thus sliced that the journalists of connected Duck had carried out their investigation seriously and made them profit from the bona fide. The two journalists Herve Liffran and Christophe Nobili had indicated during the first hearing to have taken all the precautions necessary before the writing of their article. An article thus written while respecting the deontologic charter according to the 17th room.

The exorbitant amount required by Bouygues, which directs the titular consortium of the market of construction, was rather intended to in general intimidate the journalists according to lawyer of the weekly magazine.

The questionnaire of the real sector to the candidates made public

2012-03-19 11:48:31

PARIS, March 14th, 2012 - Marc Pigeon, President of the Federation of the Property developers had announced it yesterday. A great meeting bringing together all the actors of the real estate and the candidates with the future presidential elections would be held at the beginning of April.

An occasion for the real estate to weigh on the next elections by in particular putting five paramount questions with the candidates. Formulated in writing, the candidates will be able to come to a conclusion about in particular:

• On the crisis, its causes and its impact with the national scales in the real sector. It will be the occasion for the candidates to draw up a precise inventory of fixtures according to the specific conditions to each household. They will be able to be thus explained on this sector judged in crisis by the majority.

• Solutions to be taken and the adequate measures which will have to try to solve the current location. The candidates will be able to thus propose independent measurements which they could bring if they are elected.

• Means of financing of their policy in favor of housing, by integrating all the social layers of the population there. Solvency of the households and access to housing will be the main themes of this question, but also precariousness inter alia in energetics terms.

• Laws and devices, as well as the role of the institutions to be set up for better controlling the market of the real estate in France. It will be the occasion thus to approach the close link which the housing and the concepts of sustainable development maintain.

• And finally, the last question relates to the possibility of a participation in national bases on housing with all the partners concerned. A large gathering, to find the answers adequate and to take into account the opinion of all.

Let us recall that it is on April 5th that this great meeting will be held. One will find there in particular nine of greatest associations and federations of the real sector, but also the Foundation of the Pierre Abbot. The candidates having obtained more than 5% of the voting intentions will be invited to express itself orally as for the other remaining candidates, they will be able to express themselves in a written way.

General information on auto-construction

2012-03-16 15:36:21

The reasons inciting to auto-build its house

Auto--construction offers many advantages:

• The residence is built by the hands of its owner

• The price of the construction is less

• It can save money because it will not have to pay blue-collar workers

• It is possible to use a manufacturer in kit

• That gives a physical shape as well as experiment

• It is an activity interesting for the weekends or the vacancies.

Autonomy in this field plays in favor of ecological auto--construction. So it is about one long-term project and it is necessary to feel quite ready, and to have ability to concretize it. Moreover, the number of craftsmen and hands of œuvreest insufficient.

Risks related to auto--construction

In spite of its many assets, auto--construction also presents some disadvantages. It requires experiments in various fields which refer to this one such as masonry, plumbing, electricity, the insulation, etc If these fields are not controlled, it is preferable to call upon a professional.

In addition, that takes much more time even if it is more economic. A sufficient budget is then to envisage because one always has to expect surprises for lack of experiment. That can also influence the family budget to the quoitidien. The estimate thus should be established suitably.

It can be harmful with health just like the other types of work. Work does not profit from obligatory decennial guarantee as those which are carried out by professional manufacturers.

What it is necessary to know by the way this approach

To expect good performances following auto--construction, the plans must be in conformity with the standard even if the house is built according to its tastes and its needs. The safety regulations are always to consider in priority and it is advised to define the completion period well.

By establishing the estimate, it is necessary to be directed towards precise references, to know the methods of calculating. It is also necessary to get information to the suppliers to know the prices of materials and the equipment. The materials must be complete and of good quality. It is necessary also to be sure that they are well with the shelter.

It is necessary to be ensured to be quite available before launching work. It is the same for its capacity because for somebody who misses know-how, it must always expect to remake certain work if they are not in conformity.

It is possible that an individual manages to achieve his goal but at a certain time, that proves tiring all the same. This one can then require of the assistance to professionals or of friends especially those which have experience in this field. Their to ask councils is also a good solution. To carry out Internet searches and to consult the forums also make it possible to have more information on this subject.

Needs for calling upon a master builder individual

2012-03-16 15:17:22

Criteria qualifying a good manufacturer

There exist several parameters to be taken into account to choose a qualified manufacturer:

- He works in the respect of the contract of construction from house or CCMI. It is guaranteeing respect of the prices, deadlines, conditions and delivery of the work.

- Certain companies profit from mark NF house or are members of Maison association of Quality.

it must be subscribed to an insurance making it possible to cover the damage being able to present itself.

it is necessary to ask for the opinion of those which already requested its services.

- To be surer of oneself, one should not hesitate to visit constructions which they carried out.

It is also possible to request the services of an architect or a project superintendent. Those draw up a contract according to the Civil code. The negotiation is free, the respect of the costs and of the agreed times is guaranteed.

Descriptive note of a house

It is an obligatory document approved by ministerial decree of November 27th, 1991 and relating to the construction of house to protect the purchaser. He mentions the stages to be carried out and the value of the works. It is essential to take its time for the lira attentively and to reflect before signing it.

The technical details must be checked and it is the same for materials used. It is in particular necessary to supervise as of the beginning the completion and to know if it is limited just to a cemented wall, the painting or the installation of the wallpapers and fitted carpet. One should not hesitate to ask for the opinion of a professional.

The manufacturers having subscribed to a Contract of construction must obey the law. Their notes must specify all the details even if it is not easy of all to seize them. In the contrary case, it is necessary to modify them and even change manufacturer in the event of problem. There are those which offer documents illustrated using photographs and of drafts. That makes it possible for example to identify the profiled doors or the tiles punts.

Concepts on the labels of construction

The law of December 19th stipulates that those which choose one CCMI have the mark of certification NF. As official, independent and objective, it makes it possible to profit from a work conceived with the compliance with the code of practice, the conditions as well as agreed cost and time.

The professionals are qualified, at the time of the visits of building sites and are also followed. They carry out controls applied to check the respect of the contract, of the checking of the conformity of the work, take care of the procedures to be followed on the building site. They also take up the principal duties of the project superintendent and carry out other tasks.

These labels are inscriptions guaranteeing the quality of the manufacturers with regard to their work. Label NF for example certifies quality for a house or Cequami. It also contributes to reassure the consumers whom them dwellings are built by respecting the specifications, the standards for quality as well as the price and the time envisaged.

Connected Bouygues-duck: the verdict returned this Wednesday

2012-03-13 16:31:26

Paris, December 13rd, 2012 - From here a few hours, the 17th Room of the Court of Bankruptcy of Paris will come to a conclusion about the business which opposes Bouygues and Canard Enchaîné. A lawsuit in slandering after the weekly magazine published last December an article on legal information for corruption and trading of favors of group BTP.

For Canard Enchaîné, the attribution of the invitation to tender for the construction of the “French Pentagon” would not be very clear. It is what the weekly magazine known for its polemics had published on December 7th. Trading of favors and corruption relating to possible embezzlements would have thus been the object of investigations on the group of BTP. An article décrié by Bouygues which pushed it to carry felt sorry for slandering.

Thus with the opening of the lawsuit, three journalists had taken turns with the bar to answer of the charge. For them, journalistic work was completed perfectly with in particular today sources which were recut.

For lawyer of the weekly magazine, since all the precautions were taken before the publication of information, Bouygues would do nothing but in general make pressure on the press. A procedure of general censure according to Me Christophe Nobili.

9 million euros of compensation for slandering

For Bouygues, the company of BTP denounces a “lawsuit of ragot, rumor, of all that is anonymous”. An assertion launched by lawyer of the group Me Olivier Metzner. Within sight of this hawking of heard noises, the plaintiff thus asked for a compensation of 9 million euros.

As for the defense which is justified while asserting that relayed information was confirmed on all the levels, asks only one euro symbolic system the group of BTP for “abuse procedure”. The newspaper had thus quoted among its sources two journalists of the AFP and the Reuters agency, which transmitted the information obtained of a legal source.

Arab spring: Vicat makes the expenses

2012-03-13 16:20:59

Paris, March 13rd, 2012 - 3rd French cement-manufacturer, the Vicat group has just published results in very strong retreat for 2011. A news which cause a drop in by 2% its title to the opening of the purse this morning. Leading causes of the retreat of the bottom line, the crisis in Egypt and the rise in the costs of energy.

19,3% such are the fall recorded in 2011 for the bottom line of the company making pass this one to 164 million euros. Other drops for the group, its Ebit lost 8,1% to pass to 491 million euros. This, in spite of a rise of the turnover from 12,5% to 2,265 billion euros.

First implied in this strong fall, the Egyptian crisis. The Egyptian market of cement is indeed one of most important world and the crisis did not come all to arrange. The group thus recorded a strong fall of these sales contrary to number 1 French of Lafarge cement.

Particularly active on the Mediterranean circumference, the company carries out large its cement sales there. The title of the group thus increased by only 13,6% since the beginning of the year 2012 whereas that of its Lafarge competitor advances almost 30%.

The analysts count thus on a slow resumption of the activities of the cement-manufacturer group which will spend certainly more time to recover the falls of 2011.

A group anchored in the tradition

Vicat is recognized by the whole of the profession for his respect of the traditions. With strong geological reserves corresponding to hundred years of production, the brokers remain positive on the evolution of the title. Some advise even the title with the purchase, since the group has a walk of operation more than some with a base of profitability indicating of good performances.

However, the investors are careful, blaming the possible direction of the evolution of the group in 2012.

Meilleurstaux.com bottom line drops some for the fourth consecutive year

2012-03-13 16:06:48

Paris, March 12th, 2012 - Since 2008, the Meilleurstaux.com site is long in finding the break-even point. A observation which arises from the financial results of this broker on line, even if its director did not give indications on CA or the bottom lines carried out.

March 11th, the director of Meilleurstaux.com, Herve Hatt gave a conference. It was the occasion for the director to give a progress report on the market on which it operates, but also future reorganization of its company.

Thus in 2011, the subsidiary company of group BPCE still carried out a turnover as well as a negative bottom line. For the director of the company, the return on benefit will be done only in 2013. The year 2011 as for it just stagnated.

That is explained in particular by the wait-and-see policy of the real purchasers who show themselves rather careful at the time to conclude a compromise from sale. A fall of 18% was thus noted over the year. A descent reflecting itself directly on the activity of the site which as a broker on line is given the responsability to attract customers to help them to find a loan real banking. Thus on the 3,8 billion euros of loans generated only 10 to 13% of the files of loans allowed the site to be made pay by its partners.

The frankness : the solution to return in the green

Vis-a-vis the difficulties which the group encounters, the director announced this Monday the reinforcement of the passage to the frankness from his agencies. For 2012, all the not yet franchized signs would owe the being. 33 agencies of the broker on line are thus concerned.

Intended to make return the company on the rails of profitability, this measurement comes owing to the fact that the rate of “transformation” of the applications for credit carried out led from 70 to 89% in more in the franchized agencies.

A solution which is not appropriate however for everyone. CGT worries thus about the possible redundancies making following this reorganization of the group. But for the broker in real estate, the risk is tiny, because only 30 stations could be threatened, contrary to the 150 announced by CGT on March 2nd.

Real scandals: Amounts to be paid by ISIC and Bank off America made public

2012-03-13 16:05:15

New York, March 12th, 2012 - on February 9th with the signature of out-of-court settlement between the banks implied in the scandal of the irregular seizures and the State, the banks had not given the amount of which they would have to be lightened. An amount now revealed by the publication of a document of the Ministry for Justice.

On the whole, let us recall it they are 25 billion dollars which will have to be paid by the US banks. In documents published by the American Ministry for Justice, one knows from now on to which height each bank will have to contribute to the payment. Thus the amount will be distributed respectively between Bank Of America with 11,82 billion, 5,35 billion for Wells Fargo, 5,29 billion for JPMorgan Chase, 2,2 billion for Citigroup and finally Ally Financial with 310 million dollars.

An entire amount to put an end to the continuations generated by irregular seizures of property which had had miles between on January 1st, 2008 and on December 31st, 2011.

An out-of-court settlement which is accompanied by measurements against the banks such as the installation of new rules to avoid the reappearance of same abuses.

Distribution of the amount and supplementary measures

For the federal government, this amount of 25 billion will mainly make it possible to compensate the people victims for the irregular seizures. In favor of the borrowers, this sum will make it possible to reduce the main thing of their credit if they are in being it or non-payment. Others will be able to profit from a renegotiation of their loan or of grace periods. Measurements to be applied by the banks within 12 month and which if they take more than three years will be able to result in penalizing the aforementioned banks. They is four fifth of the 25 billion which will be assigned to this task.

For the amount remaining, 5 billion will be recovered by the State to refund the expenses. A bottom of 1,5 billion will be also made up in order to help the borrowers whose residences were seized.

Real estate: Proposal of the FNAIM for the residences with moderate rents

2012-03-13 15:56:27

Paris, March 12th, 2012 - At the dawn of the presidential elections, the National federation of the Real estate multiplies the meetings with the candidates to propose its solutions in favor of housing in France. Among these solutions, the FNAIM proposes the institution of a new tax mode for the private owners.

Intended only for the owner financial backer wishing to practice moderated rents, the device “Lease power 3” fact its lap of honor of the candidates to the future presidential election. A turn which will make it possible to explain holding them and outcomes of this measurement and thus the journalists had early product.

Concretely, this device will make it possible to the owners to have a particular tax mode. Of what thus to encourage the owners to apply rents ceilings for a social rental offer.

Among the advantages which could be granted, a deduction of 100% under the social land incomes during 8 years renewable twice three years could be granted. With the sale of their good, the owners enjoying this device could also profit from an abatement of 10% per year of detention beyond the 5th year. A derogatory mode which is transformed into complete exoneration at the end of 15 years. And finally, for the owners located in the departments where the requirements in housing are strongest, housing concerned could be exempted integration with the calculation of the STF and real estate tax on the built property of housing.

Consequence for the French economy and the real estate

Even if this device represents almost 2 billion euros over 2 years for the budget of the State, it could improve the situation of the hiring in France. Thus according to the FNAIM, with this device it is more than 100.000 residences which could be concerned. Moreover, the application of this measurement would make it possible to reach a maximum to only 25 to 30% of share of the budget of an average family. 60% of the population could be concerned with a profit of purchasing power of 22,7% for an income of 1.441 euros Nets per month.

The FNAIM will discuss in turn this measurement with Thierry Repentin, “Mr. housing” of the Holland Socialist, then with Benoist Apparu, deputy secretary with Housing.

Forecast of sale in fall for the old residences in 2012

2012-03-13 15:52:51

Paris, February 12th, 2012 - Joined together this Monday around a press conference, the actors of the real estate market in France gave their estimates for the market of the real estate in France in 2012. Estimates which approached the sector of the sales of old residences.

For 2012, the professionals of the real estate count thus on a fall of 5% of the sales. As well as regards president of Fnaim, Rene Pallincourt that of Meilleurtaux.com, Herve Hatt, the fall should be affirmed, but not to exceed this level.

Always for the site comparator of bank loans, that results from a fall of 20% of the signed compromises of sale in January. Thus, those dropped even if they remain higher of 15% compared with the level of 2009 than the same period. Meilleurtaux.com basing itself on a representative sample of 3000 estate agencies.

For Herve Hatt, with the end of the year, from 670.000 to 700.000 residences will be sold in France. Figures in fall compared with what was done at the strongest time of the real estate bubble, but which does not make any therefore the negative figures.

Old residences of the prices to the fall

Among the good news announced at the time of the common press conference of meilleurstaux.com and seloger.com, the fall of the prices in the old real estate. Thus, according to the two online sites, the sector should know a retreat from 5% to 10% of the prices. A news which puts the prices in this sector at the same level of those which are practiced at the summer 2005.

In the same way, according to Mr. Hatt, the banks even if they are shown more feverish to accept the news require, the real estate credit remains open. The conditions are however, more demanding, with a light advantage for the loans of less 25ans and with more consequent contributions.

For the president of the FNAIM on the other hand the fall, in the old residences, should not exceed the 5% in 2012. An advertisement carried out at the time of a press conference distinct from the operators on line.

Town planning: Paris sees green for its future

2012-03-13 15:36:31

Paris, March 13rd, 2012 - Carried out by specialists in the International Research Center on the Environment and the Development as well as Weather France, a study gives a progress report on the ecological future of Paris. A “green” vision more of the agglomeration of the French capital.

Appeared in Nature Climate Changes, the study of the two researchers models Paris in a near future. The objective of this study is to establish the urbanization of the Paris and its suburbs by taking account of surrounding nature as well as climate warming. A double objective thus to realize in the years to come and which will not have to block on the prices of the real estate or to harm quality of life.

To thus develop the city by taking account of all the factors inherent in the urban life is thus the problems treated during the study. A study which takes into account four precise objectives, namely:

• The access to housing

• The reduction of gases with greenhouse effect

• The reduction of the natural risks

• The fight against urban spreading out.

The risk is indeed that from here 2030, the zones with low population density continue to extend geographically founding thus more constraints for the environment. From this point of view, the study aims at setting up more adapted solution. Solution which would possibly pass by prohibition to build beyond the limits of the agglomeration.

A model of quantification set up

To fulfill the requirements of the urban life, the two researchers set up a model to quantify the negative and positive points of three independent measurements to be set up. They are in particular measurements concerning the establishment of a “green belt”, development of public transport with a single tariff of 14€ and finally to prohibit any construction in floodplain.

Theoretically, the model seems to be appropriate since measurements applied interact between them. Thus when one is installation, another compensates for it. For the authors of this simulation, the model proves that to combine forced environmental and urbanization is completely possible.

Craftsmen of the building against the recasting of the text defining them

2012-03-13 15:34:30

Paris, March 12th, 2012 - Voted on December 29th, the law of simplification of the right had modified the definition of the quality of craftsman. A bad decision according to the BFR, which speaks about a not adapted measurement allowing the first quidam has been just said craftsman.

The French federation of the Building industry launches out thus in a vast campaign of cancellation of the voted law, modifying the definition of the statute of craftsman. A definition for this federation, one of largest of France, which would be completely incoherent with that which should prevail. Indeed, it is in an official statement published on March 12th that this one denounces the new definition allowing any person registered with the repertory of the trades to declare craftsman. A definition, that the Federation considered to be “illegible and regressive”.

The principal objections of the BFR are thus at the level of the qualification of the person known as craftsman. Thus, she also denounces a process of qualification more complicated, with the installation of three qualification levels of craftsman, craftsman qualified and master craftsman thus losing of legibility. Moreover, always according to the BFR, the fact that only the personal qualification can also count obstacle with the appreciation of qualities of the trade.

A problem interns for the Secretary of State to the Trade and the Craft industry

Today, the sector of the building it is 7% of the French GDP with a turnover of 123 billion euros. An important sector where the craftsmen are majority among the 1,1 million credits present in the 350.000 companies.

However, for Frederic Lefebvre, the denunciation of the new definition results only from one internal problem. A problem of comprehension since for the Secretary of State to the Trade and the Craft industry, the new definition will make it possible to better protect everyone.

Thus, this provision will make it possible to better recognize the craftsmen qualified, according to the president of the permanent Parliament of the rooms of trades and craft industry (APCMA), Alain Griset.

The BFR in démord not therefore and currently militates so that this line is modified. It calls some thus with a political gesture which could weigh in the future presidential elections.

The booklet has in perfect health until now

2012-02-23 10:59:06

PARIS, February 21st, 2012 - Good news for the savers but also the collectors of the funds of booklet A. Indeed, in a context of moroseness, this one has always attracted French and has even known in January the highest payments Nets for three years.

Launched there is already more than 194 years, the Booklet has constitutes today the preferred placement of French for their saving. A satisfaction which a news is proven this year with for the first month of the year a clear collection of 3,9 billion euros is 20 million more than at the same time in 2011. However, one is still far from the exceptional record of 2009, where the difference between the deposits and the withdrawals had reached 18,31 billion euros. An exceptional amount carried out thanks to the opening to all the banks of the saving of the Booklet has at that time.

For the analysts, the good performances recorded with the first of the year is explained by the fact why the savers place there their thirteenth month like their Christmas bonuses. Situation reverses which occurs at the end of the year. In 2011, the clear collection of the Booklet has had thus reached 17,38 billion euros, the second best year for this financial product.

The rate of the Booklet maintained to 2,25%

In spite of an interest rate unrevised for this year, the Booklet has attracts always as much. Limited to 2,25% per 2012, this one would have normally to pass to 2,75% to February 1st. The government explaining that this maintenance was selected in preparation for inflations which could have led to a revision with the fall in August. The rate of the Booklet has is indeed indexed on the level of inflation.

However, this maintenance is also explained by the will not to slow down the placement in life insurance which with the normal level was to be with equal output with Booklet A.

Let us recall that the funds of the Booklet has are collected by the Case of the Deposits and in particular aim at financing social housing construction.

Procedures to be followed to convert lofts

2012-02-14 22:28:52

Formalities to arrange its loft

To arrange its roofs implies that there will be a change of the structure of the habitat. Administrative formalities are thus necessary. A declaration of work is not enough, one needs a building permit for a livable space lower than 20 m ² and to raise the roof.

For a livable space, SHON or Overall surface Clear, higher than 170m ², it is obligatory to call upon an architect.

The owner or the architect proceeds at the request of national form which must be in 4 specimens. The comprehensive directory is to be deposited with the town hall against an obligatory discharge. It is consisted the forms and the attachments mentioning the key plan, the plan of situation of the ground, the cuts, materials used, etc

To avoid having problems with the neighbors, it is necessary to take account of the distance from 1,90m between the house and the limit of the property. This condition does not apply for an opening of the roof directed towards the sky or the public highway.

Work related to the frame

The wood turpentines most used to install the frame are the coniferous trees like the fir tree, the spruce, the cedar, the larch and the pine. The cost of the work varies according to the quality of these woods for construction. For example, the leafy trees as the oak are very expensive. Their structure, density, durability, treatment and times of drying must be taken into account.

For a frame of the traditional type, volume between the farms is adapted to installation. What it remains to do is its treatment and its consolidation, it is also necessary to check the solidity of the floor.

For the model with prefabricated sluice-gate trusses, out of wood or metal, it is recommended to remove part of the pilot wheels. They should be replaced by a carrying structure and an independent floor. That is more practical and economic but cannot be applied for a slope of roof lower than 30%. For this case, it is possible to carry out the withdrawal, the heightening or the break of slope.

Each stage can influence the balance of the stature of the house, therefore it is necessary to call upon professionals. Their trade is covered by decennial guarantees.

Advantages of resorting to an architect

It is necessary to call upon an architect because as a professional, it gives relevant councils. It can explain how to gain a maximum of space, can advise on the most adequate innovations, etc

It must be present for a livable space of more than 170 m ². Its remuneration varies according to the type of work, the complexity of this one and work surfaces it.

Each installation is specific and must be carried out custom-tailored. A standard architecture does not exist because the frames and the extent differ from one house to another. Thus, it must consider the least details and be well tested to guarantee a work of quality.

How to install the vapor barriers in a house?

2012-02-08 15:32:09

The various models of avoids-vapeur

The vapor barrier is different from the paper avoid-air whose component is a membrane recovering the paperboard fiber by outside. This last is permeable with the air but allows to escape through the walls only for one high rate from this one.

This system ensures the sealing of the walls external and the ceiling of the stage. It does not make it possible the steam to acquire an insulator and is installed with the top of insulating wool. It can be sold in the form of polyethylene membrane of 0.15 mm thickness, or 0.006 Po, in rollers. The widths are appropriate for the walls height 8 or 12 feet.

There is also the reflective model composed of a paper of type kraft covered with an aluminum foil. It is the latter which reflects the light towards the interior of the habitat. It is less resistant than the first type and the many joints can be factors supporting moisture.

Installation of this system

This is done in several stages:

- The screen of this one is attached to the rafters.

- The screens are to be overlapped of approximately 10 cm and the joints must be stuck well so that it is impermeable. They should not be perforated.

- The slats are placed perpendicularly on the rafters.

- The top coat is dependant with the slats of construction.

- To set up the vapor barrier: the roller is posed with the vertical close to the wall, it will be thus easier to unroll it.

- One needs pressures along sealing to constitute an impermeable joint between the film and the frame.

- The joints are then placed and must be overlapped on 2 frame members. The amount intended for the first membrane is to be coated with sealing. Afterwards, it is necessary to put a cord of sealing and to cover it at it with this system. Thereafter, the second membrane constitutes the joint.

- Should be given off the electric boxes: the openings of the doors and the windows are then to consider. The vapor barrier of the latter are to be perforated by tracing X with the universal knife on the level of the point of opening.

- The insulator is to be covered and it is also necessary to place edges on the level of the partitions.

Some parameters to be known on avoids-vapeur

Before placing a vapor barrier, cleaning is obligatory. For that, a brush and a vacuum cleaner make it possible to remove dust and the remains.

The scraping of painting is also essential. For washing, it is necessary to use water and soap. Once that, should be applied a cement is done to rub the walls with a brush or a roller. One needs a cement for higher quantity for certain parts so that the barrier adheres well.

Polyethylene is to be deployed on the ground then one adds cement to the lower part. It is necessary to wait half an hour before placing the barrier on the surface of the wall.

The choice of headboard

2012-01-31 19:28:22

General

A headboard for a room is one of the main decorations of the latter and which defines a theme. Therefore, it must be consistent with the curtains, wall decorations serve to give a vision that appeals primarily to the tenant. There are several possible choices for the composition of this elementIndeed, it can be padded or quilted or made of wood or cloth, but the aim is that with a wide range of styles everyone will find its criteria in this area. There is also a real trend in the clothing inside a room, the headboard is one of its main strengths. So it adds a touch of personality to the space but also allows more than the beauty of bed. However, it is also convenient because its main function is to protect the wall succinct positioning pillows.

There are models that can be inspired to get a unique headboard and meets the needs and wishes of the owner. The first choice is in a room attached to the body of the bed or one who is detached. After that, you can opt for different models like the rustic wood which is cut before mounting the stage and the post before moving on to the assembly at allFor penny, to bring the tools like the hammer, screws, wood glue, etc. are essential. Subsequently, there must be flat and glue the boards according to the thickness before making a final determination with a cleat.

Existing models

There are many styles of forms of headboard that can answer all atmospheres that are desired in a room. There are models including classical and romantic, the type and design trend, the Zen styles and spirits, the young teen and exotic. The different building materials can have a choice contributing to enhance the room decor and the personality of the tenant or owner.

Can be categorized into three types of headboard. On the one hand, there are particular those fun. These are the most simple, practical and accessible, and where color and freedom are the watchwords of the decoration. There is also a trendy style with stickers. Different models of stickers of nature to urban planning are the choices for an element that takes place in the overall design. On the other hand, the romantic style based tableau delight the souls most sensitive. For one, there are two ways, one to an original or to the reconstruction of that.

The law on fire prevention

2012-01-30 17:11:52

Regulation on the prevention of fire

The device of fight against the fire was first adopted in order to preserve the lives of people who use it either as part of the work or to make a home. The next objective is to protect real and personal property that can be very expensive. To achieve a successful outcome, the texts for the prevention of this phenomenon have established a set of obligations which generally aims to facilitate interventions to prevent further disaster. This is why it is necessary that all the elements to be used at points such as fire extinguishers, fire hose etc. These materials require competent and informed of the need to provide training to personnel of the building so that it takes knowledge of the right moves to adopt.

These regulations apply in the design of future buildings in the internal arrangements, but also aims at establishing a standard in technical installations such as electricity or gas and must have an emergency exit. For optimum efficiency, it takes into account the nature of the activity and number of resources present in the building and its method of construction.

Obligation and device control

To ensure that building construction professionals meet the standards imposed, a state agency is responsible for an audit. This includes monitoring compliance with building regulations.

In addition to its audit, it is also required to enforce the legislation on the field especially in the context of new provisions. For the latter, he is responsible for explaining to enable understanding and thus the implementationIn all of these audits, we will examine the risks that could cause loss of human life, the isolation of circuits of power structures and the risk of poisoning due to poor ventilation. There are also devices that must be integrated to facilitate the movement of disabled persons. These professionals, in addition to verifying the implementation of legislation on fire prevention are also required to ensure all the features of construction as the acoustic.

To fight against this phenomenon, different tools are available to builders and tenants. The extinction by gases such as carbon dioxide system is a means commonly used and effective. And for the prevention of such a phenomenon, there is the device based on sodium silicateIn addition, it is possible to use new technology such as SSI or fire safety system where there are different detectors and manual fire extinguishing devices and autonomous. There are also circuits of verification techniques, emergency lighting etc. Training is also proposed in this framework.

Protect iron construction with paint

2012-01-30 12:09:00

Paint the iron and its importance

To increase the life of the iron in the home, it must be protected from rust, which is the primary source of damage such as swelling or cracking. The painting of this material is preceded including the cleaning of it. Cleaning is an important step and depending on the state of it, use appropriate materials.

Pickling is the first process to be followed if the material is colorful and for this it is possible to use an abrasive paper if the iron is in good condition. Use a rust remover chemical is necessary if he is suffering from rustIt must be completely removed prior to painting because it does not allow optimal protection.

For maximum protection, you should use the minium, an undercoat that insulates the metal from the ambient air and its moisture and therefore does not allow rust to settle. In general, miniums have an orange, gray, white or colorless. And nature of this product, there are currently that are also inhibitors for the effect of color and optimum protectionMoreover, you should use natural lacquer paints instead of that dull matte metallic luster. With the first, the result will be brighter with a fine color and fluid.

The types of paint suited to this material

There are paintings of aerosol type but in general, the choice must be made according to the use of ferrous material. There are specially adapted to be used on high-temperature iron and old metal radiators, components of the heaters or the fireplace plates. There are others such as alkyd rust for use directly on the material and increased protection against rust and highlights the shiny metal surfaces. These products must be able to extend their life by protecting them from attacks

For those of ferrous objects outdoors, you must opt for special types. These will provide the construction ferric a maximum lifetime by effectively protecting against rust is one of the greatest evils that can strike the metal. To do this, there is a step in a nine iron material. This is to make the degreasing using acetone-based cleaner. The thin film of grease does not allow the paint to adhere. After completing work on the application of the latter, it should be cleaning tools that were used and for this there is the white spirit.

Which products treat the wood?

2012-01-27 16:05:32

The different types of products for the treatment of wood

It is possible to categorize the wood treatment products in two ways. The first is to consider the composition. For this system, there are three types: those based on synthetic organic chemicals that are commonly used but wrongly. Those whose base consists of soluble salts in the water, there is such silico-fluoride and chromium salts. This category is very toxic but there are some that are less harmful, such as those containing boron salts. There are also those that are said that are oil and natural resinIt presents no health risk and offers a high protection.

The second categorization system is done according to the nature of its useIn this sense, there are two types. First, there are those that are specifically designed for the wood surface including varnishes, stains, lacquer or wax. Their main action is to protect the material external factors such as humidity, UV rays but also the dirt to keep the best place decorative. On the other hand, those involved in wood preservation are intended to protect trace elements such as fungi and wood-boring insects. To do this, this category must have at least one pesticide.

Components and use of treatment products for wood

There are several elements that are components of it and this can vary depending on the choice of each. There are three components that are important solvents and whose sole purpose is to allow the penetration of active agents within the body of the timber and then evaporate. Resins that are used as fixer between this material and active. The latter will repel biological attack against the material. Currently, there are organic products that are made from natural oils like oil of MargosaIn addition to these protective elements, there may also be fireproof or fire retardant.

For best results, we must make the right choice depending on the wood and its stateIn addition, it is also necessary to avoid harmful interactions by selecting only the products of the same brandIn order to achieve proper maintenance and follow the instructions as noted for its use, it is necessary that they are adequate for the type of material purchased. It should also be updated fairly regularly with professionals to be aware of innovations in this area.

Tips for painting on galvanized steel

2012-01-27 13:05:38

The factors that cause poor adhesion

Several factors may be causing the poor adhesion and thus the peeling paint. Can be distinguished as the origin, that which comes from the binder and another from the state of the metal itself. For better grip, it should be cleaning the surface to be painted especially for rust because it is one of the main factors that promote the detachmentIn addition to rust, all traces of existing paint must also be removed to allow immediate contact between the new paint and body of steel. And depending on the nature of the latter, it is a primary or not toFor example, if it is emulsion or glycerol, it requires.

For optimum application of paint, a surface preparation must be made and this is reflected in two ways, mechanical and chemical. For the physical cleaning must be equipped with a sandpaper replacement of aluminum silicate and magnesium or size with a layer of zinc less than 10 μ. With the abrasive must be a sweeping motion obliqueIn this stage of physical cleaning, do not violate the metal as for descaling of steel as this can lead to destruction of the galvanized coating. Chemical cleaning is mainly a reflection degreasing can be done with a dilute alkaline solution of ammonia, which will be refined by rinsing.

The model to choose

The choice of the nature of painting defines the mode of application suitable for useIndeed, there is the primary reagent can be done through a gun for a thin layer. This is adequate for sub-layers as they should be covered with special paint and whose nature is compatible with zinc coating. There are also alkyd and glycerophtalic that are commonly used in a conventional manner. Their peculiarity is that the drying is by oxidation followed by formation of fatty acids with the reaction with zinc affects the adhesion. The family of such products is to avoid.

Other models can also be applied as part of a galvanized metal. These include mono-components that can be based binder consisting essentially of polyvinyl chloride or PVC commonly. PVC compounds, acrylic or vinyl are applicable after the degreasing of a galvanized steel.

In addition, there is the type of paint that is two-component epoxy resin based on polyurethane and works well on galvanized steel. But this requires a condition, that make cleaning mechanical scanning angle. Thus, the selection of all these products requires the fact to take into account their effectiveness, their life and their mode of application.

Likely mortgage fall in France for 2012

2012-01-26 14:20:20

Suffered a decline in tax subsidies to housing and a rise in interest rates, the amount of loans granted to the French, after a slight decline in 2011, is expected to fall sharply in 2012.

The amount of the mortgage loan from banks amounted to about 160 billion euros in 2011, a slight decrease of almost 5% compared to 2010 (168 billion), according to a study by the Housing Credit / CSA published Thursday.

The year 2012 is expected to "sharp drop" around 130 billion euros, a dip of nearly 20%, according to Michel Mouillart, professor of economics at the University of Paris West and author of the study.

Three main causes are the cause of this sudden drop "lower borrower demand, removal of interest-free loan (PTZ) for purchases of existing homes and sharp decline in fiscalScellier advantage for investors acquiring new homes pourleslouer "said M. Mouillart.

If the prediction of MMouillart proved correct, the total loans granted in 2012 would fall below the 2008 level (140 billion), year of start of the crisis following the discovery of the case of U.S. home loans at risk (" subprime ") and bring back at 2004.

This new trend reversal occur after an explosion of these funds since the beginning of the century which contributed to the good performance of the property market in France: 70.8 billion in 2001, 87.3 in 2003, 143.7 in 2005 and the high of 170.2 Billion in 2007.

Just under a third of French households repaying mortgage, the rate edged up from 30.5% in 2010 to 31% according to a study by the household credit issued on January 19.

But households are now showing very careful with expectations of demand for new loans (including consumer) for 2012 to the lowest, according to this study.

The credits are distributed to 29% for the nine sector, 62.8% for the market of the former and 8.2% for the renovation. Rates should rise interest rates which continue to rise and conditions for the banks that have tightened, should play a role in this lower appetite for credit.

In December 2011, interest rate loans have averaged 3.94% against 3.86% in November, a jump of nearly 70 basis points compared to the lowest level since 1945 (3, 25% on average depending on the final figure) reached in November 2010, according to Housing Credit.

Only 47.2% of loans to the fourth quarter (and 43.2% endécembre) were below the "psychological barrier" of 4%.

"The need (for banks) to margin on new loans, the scarcity of resources available on the markets and the gradual rise in the cost of resources maintain the upward pressure on rates that should be accompanied by a further decline average durations "loans, says the study by the finance markets redidentials.

Consequences "should the average and up to 4.25% by next summer" and borrowers are becoming more affluent households who benefit from a greater contribution Personal "at the expense of younger customers ".

By Christian CHARCOSSEY

The evolution of the law on the thermal performance

2012-01-26 10:54:59

Technical standards before the resolutions of the 2000s

The French government has implemented the thermal regulation in 1974 following the oil shock of the previous year. This process was adopted to reduce the bill on energy consumption in the short term because of soaring oil prices. However, this was only an emergency measure, it was necessary to adapt it for a long-term application is possible and for maximum efficiency. The first legislation of 1974 focused on the factors of heat loss of new constructionIt aimed to reduce by 25% energy consumption compared to the standards set in the 1950s. To this end, he insists on the insulators of the living space from the outside world as the walls and roof but also the renewal of the air. And to have a clear idea, it has established a factor, the heat transfer coefficient K.

In all, the thermal regulation had three revisions after its adoption in 1974 before the year 2000. The first revision was made in the year 1977 during which the calculation of heat transfer coefficient K has been refined. The other two were held in 1982 and 1988, and since the last year that the heating equipment were also taken into account and were the subject of legislation.

The purpose of this regulation

The regulations aim to reduce thermal energy consumption of each household by highlighting the improvements available. In addition to the coefficient K, there was also the coefficient G which reported the loss of heat-related air change. This parameter is expressed in watts per cubic meter for a variation of a degree Kelvin, taking into account the internal and external temperature of the house. The cause of the adoption of this measure was the first oil shock and in the second, this was an increase favor increased energy economy. For each renewal it revolves around a 20% improvement.

In 2000, a new regulation was developed to be implemented in 2001. The innovation is that it is no longer the new individual buildings that are affected by the law but also the existing buildings and residences tertiary. The standard today is under the RT 2005 but will be replaced in early 2013 by the RT 2012 in preparationThe latter was established at the Grenelle Environment Forum was planned for 2010 but was delayedHowever, it is already implemented in respect of tertiary structures and those built in areas ANRU.

Unlike 1981, foreign investors in real estate are not frightened by the Presidential

2012-01-25 11:59:39

In France, the market for real estate does not know the crisis thanks to foreign investors, in contrast to 1981, do not fear a change of political majority after the presidential election.

"For that invests abroad, France is an island of securityThere is no great fear of 'the hammer and sickle'. There is no big night of luxury real estate, "says Charles-Marie Jottras, chairman of specialist Daniel Féau.

Same feeling for Sylvain Bouchut, Commercial Director France, "the closeness of the presidential election does not affect the marketIn Eastern Europe, the rich are more afraid of the political situation at home than at home ".

"In addition to East Europeans, it's easier to get money out of their countries to invest in real estate through deeds issued by notary, as in other sectors" , he says.

Daniel Féau "currently experiencing a large influx of customers from Russia and the Middle East because of the geopolitical context of these regions," comments MJottras However in 2012, which provides a stabilization of prices, which have soared over the last two years.

Marie-Helene Lundgreen, director of Beautiful Homes of France, a subsidiary of Daniel Féau, stresses that "even the Americans are back in France".

"The super-rich clients is alive and well", is delighted Thibault de Saint Vincent, president of the Barnes Agency, which reports that half its customers over the past three months came from South America, including Brazil.

An Indonesian businessman, specializing in oil and gold, wants to invest 30 million euros in Paris, gives as an example MSt. Vincent. Which would be more than 20 million recently paid by a Russian billionaire for a house, sold through Daniel Féau, which were filmed scenes of the movie Da Vinci Code.

This coveted customer diversification is reflected in the consultations on the website of Daniel Féau where the Chinese and Indians are making their appearance in the "Top 2O" nationalities, according to Nicolas Pettex-Muffat, Director General, who said ausssi the recent interest of the Syrians.

Also boosted by sales of French people who wanted to escape the lengthening of the period of ownership of second homes (15 to 30 years) to avoid taxation on capital gains, Daniel Féau sprayed en2011 sales volume (1.256 billion), an increase of 23% compared to 2010.

The health sector of envyAfter the arrival in France of the American Coldwell Banker is John Taylor, founded in 1863 and now owned by the family of Monaco Pastor, who has decided to continue its expansion by opening an office in the 10th Megève before implementing a second agency in the capital, on the left bank.

"The Emperor of luxury" Bernard Arnault even be interested in the sector.

But Charles-Marie Jottras, Daniel Féau majority shareholder, has denied rumors of negotiations with LVMH saying it "did not intend to sell".

By Christian CHARCOSSEY

The thermal standards for building construction

2012-01-25 11:22:14

The purpose of the thermal regulation

On French territory, the law that deals with thermal standards is to establish a maximum limit on the energy consumption for new buildings and renovated buildings. Several issues are addressed by this law as the most important factors on energy consumption. There is obviously heating including air conditioning and ventilation but heating the tap water for household needs. Lighting is also a prerequisite to all homes. This law was implemented in 1974 to impose a maximum energy consumption for all work on the property which required a building permit.

All features that address heat loss are affected, namely the ceiling is the most important in terms of energy dispersion of a construction. The walls that isolate the external environment are in second place and the floor that isolates the living space of a soil are different criteria to take into account in this context. To view the consumption of a building, a calculation method has been developed with respect to the surfaceA reference is made to each type of construction to compare expenditures to be lower. This reference value is calculated from several factors such as the main use of the building, the use of lighting, air conditioning. This is done based on meteorological data also.

What you should know about the law in force

Currently, the RT2005 applies from 1 September 2006 and affects all construction work requiring the granting of planning permissionIt was introduced in order to meet the standards cited in the European Directive established December 16, 2002It covers the energy consumption of new buildings and existing. The French community is by this means a reduction by 4 emission rate of CO gas in the property sector which is an important part. This objective is planned for year 2050.

To achieve the intended purpose on that date, the law provides an improvement of about 15% of energy expenditure and that every 5 years to achieve by 2020 an effective reduction of 40%. To strengthen this objective, the community will adopt a new regulation, RT 2012, effective at the beginning of 2013. She will report on several issues such as orientation, renewable energy but also insulation and glazed spaces. All this is always done in order to limit the minimum energy consumption and reduce the emission of CO, which harms the environment. The fight against this harmful gas is part of one of the major concerns of politicians in the world.

The steps for setting up the openings of a house

2012-01-24 18:20:59

The need for installation

Before proceeding with the installation of the window, make sure to have the tools and follow the steps. Indeed, the materials are required to carry out its work, there is the crowbar that can serve as a lever and chisel, which is a metal tool. The mass which gives a better more effective strikes and the mini-hacksaw will be used for work adjustment. The masonry cement, and expanding foam plugs to seal and stability of the window and the drill are very convenient especially if it is a drill driver. It is also important to have a spirit level to work and one which is always useful cutteur.

The placement of a window is also a result of some preliminary steps. But first we must define the model to install because there are many to be the type leaf fixed structures to external or internal opening, the doors or tilt and swivel rocker not to mention the sliding window or skylight model. The type is the sole responsibility of the owner according to his needs and wishes. Once the model is defined, it should do the following: to the measurement of the opening for the manufacture of a suitable window in the space provided for it. Subsequently, there is the stage of acquisition of the window and the preparation of masonry, and only after that is the actual installation and finishing that completes the installation.

The steps of the installation

Before performing any task, you must first make the measurement for both the length for the height. This is a crucial step because it is these measures that will depend on the frame size that will support the window and then opening. After this step, it is possible to proceed with the installation of the frame after performing the steps. These include the introduction of wall anchors along a 60 cm spacing between each exposure and land use table must always be followed by a verification. For quality work, it must be very perpendicular and otherwise, it will hold the position of catching up.

Once these preparations made, it is possible to proceed to the installation of the window or door. To do this, proceed from the outside while placing the wall anchorsIt should be kept in place by pegs to cover the legs by the cement. Once the shell is complete, you can proceed to finish. This last step results in the placement of the finish coat for sealing.

Establishment of a blind

2012-01-23 16:32:21

Preparatory phase

After delivery of the store and check the status of the package, proceed to unpack. The use of sharp objects is not recommended in this case to avoid a deterioration of the fabric. Afterwards, be sure to read the instruction manual to ensure that the various items necessary for the development of the latter are already present. After all this, there will be the installation of these objects on the ground in front of the place of his future position.

The position of these objects must be centered. The case of awnings, it is a distance measured at 10cm arm on the insideIf it has a length exceeding 4 m, there must be intermediate fasteners at regular. Be aware that setting these facilities should be made primarily wall or slab with a less complex inversion.

The installation can not be successful without a distance of 22 cm between the place where you put the opening and above the opening. Prior to installation of this equipment must ensure that the location affects the device for opening or closing windows and the current state of the walls.

Preparation of media

There are two choices to set up the blinds:

- Establish a direct them on opening the window

- the install on the wall or on top of the window frame

In the first case, to avoid the beating of them when the windows open and close, we need a bottom bracket or a guiding device attached to bottom side.

In the second case, one must take into account the decrease of the blind area in case of withdrawal. This system allows a full coating of carpentry.

The phase of the installation

An awning can be effective without a precisely centered position. Media, they must be set up on the principal amountWe must get help from another person to carry out this operation.

Here are some milestones of work:

- Nesting in the square tube posts

- Installation and clamping pins in them

- Conduct of the canvas with a crank

If it is a traditional window or door window, you must ensure that it does not reach the store in case of withdrawal. It is therefore necessary to establish it in a high location in order not to compromise the opening and closing windows. We must therefore measure the distance prior to the installation of the facility.

Add a mezzanine to your home

2012-01-20 12:49:16

While making the measurements

To build his loft, it is necessary that this room or extra space may not be sufficient by having a level of at least 2.20 m below the ceiling and a higher level of 1.80 m or more. The size of the slab should be added for a total height of 4.20 m. In the case where space does not have these dimensions, we must abandon the project or the continued but ensuring that this development is sufficient to accommodate the prospective occupants.

Although there is sufficient space, the work can be carried out if they are not adapted to the existing framework. The best way is to have the original plan to build housing in order to properly consider the work.

If the project relates to a mezzanine built between two exterior walls, installing a metal pole used as a flexible beam in the wall on each side is recommended. If it is established in a corner, the installation of a pole to serve as support is required. But, in addition to a post, it is essential to properly ensure that the framework supports.

The study of weight and the stairs to ask

There are many systems that can be used for the construction of a new floor. But first, we must assess the weight that can be supported by the framework that is in the house. The materials are intended to build must agree as to the requirements of the frame in question. Thus, they must have a weight that is appropriate for the latter. The materials most suitable in this respect are prefabricated wood panels.

After that, it is necessary to conduct studies for the device access to the mezzanine. There should be a staircase that does not occupy large space, but that includes security features required as the rail. Thus, there will be no danger to those who will occupy the extra space or room.

According to its location and budget, the owner can choose the stairs that suits him best, and even adjust the bottom of it for storage.

Other contingencies and recommendations

Sometimes, there are living rooms which include a surplus of space including important high. You can use them to build a mezzanine, if necessary.

The possibilities are numerous and they depend on the height of ceilings in kitchen, bathroom, etc. But to ensure the possibility of construction, it is best to call on experts in the field.

Protective devices of a home

2012-01-19 12:18:19

Protect his house against lightning

This advice is mainly for areas that are frequently attacked by lightning on a summer day. To do this, install a lightning rod. This will allow us to safely remove the lightning currents in the ground clearance.

This will reduce the risk of fireThe lightning rod is available in four types: simple lightning rod, mesh cage, with tense and son with triggering.

As its name suggests, the first model consists of a thin metal having 2 to 8 m highIt is installed on the roof and connected to a conductor and a grounding. The second type, it includes a mesh roof and facade rounding the home to protect.

The son strained to lightning is based on the principle of the preceding except that the mesh is at a distance further away from the house to protect. This system is mainly used in open areas with no architectural support.

The latest model is a facility to give birth via an artificially ionization system an upward more advanced than other types of ascending.

Protecting your home against power surges

Protective devices of a home against power surges can be categorized into primary and secondary protection. In the first case, you must install a device to prevent power surges at the input of the power systems, telephones and other cable housing. Thus, there will be no problem associated with a large surge in the latterAfter installation, the entry of lightning currents and residual currents in the protected networks will be preventedIts protection extends to a radius of 1.5 km when there is lightning may affect the supply network telephone and electrical.

As part of a secondary protection, it will be a surge strip made at point of use that will serve as the protective device for electrical, telephone and coaxial. This device is doubly advantageous because it allows both a protection against external surges as internal overvoltage.

How to avoid a surge in the terminal equipment?

The terminal device is the element the most mattering in the electricity supply of the house. It is thus necessary to protect it to avoid a surge and obviously the destruction of vulnerable equipments as the television and the computer.

Numerous accessories allow to avoid cases of this kind. There is in particular the limiteurs of surge of the main panels of service which allow to have an optimal protection if there are electric disturbances coming from the distribution of the electricity. They are then attached to the wall grips near the equipments which they protect.

Installation of wall-mounted shower or bath

2012-01-17 12:35:00

What types of faucets to choose?

There are various types of valves for the shower and / or tub on the marketIn general, their difference can be detected by a pellet or any bookmark. Often, the handles are distinguished by their color: one colored blue on the left to indicate cold water and another to the right to hot water. Equipment of this type is called mixerThis facility is especially popular in areas with harsh winters.

Some types of valves have a valve head that is used for opening and closing with a joint. It is advisable to change each year to prevent leaks. But compared to those hard-headed, these facilities are less resistant and wear can be achieved in a short period of use. This reflects the fact that their opening is made in just one turn up. But the disadvantage lies in the fact that there is no possibility to repair the disk if a leakIt is then necessary to buy another.

Faucets mixers are also available on the market. By using only one command sets both the rate that the temperature of the water. Some of them have a ring scald with the objective of limiting the opening of hot water while ensuring the limitation of energy consumption.

The models are the most innovative ones thermostatic mixing valves and mixers infrared.

Prerequisites for the installation of this equipment

Here are some steps to take before installing a faucet wall:

- Cutting the water via a tap-off or other means

- opening it to the pressure drop in pipes and closed after it is no flow of water

- Capping of the shower or sink to that there is no rejection of such one in the pipeline

- taking steps to make the installation of pipes including measures of seals and those of the two water inlets

The stage of the installation

The right time to install a faucet wall is the renovation of the room where he must be such as bathroom, kitchen, etc. Sealing two pipes are required for its assembly, the first for hot water and one for cold water. Each of these pipes is used at the end of a pipe and is pushed to the wallIt was after that there will be the installation of this equipment which is adapted so that is the same regardless of the location of the installation.

For the installation is horizontal, it must conduct a small test with a spirit level.

Establish a patio timber

2012-01-17 12:09:54

Background on the patio and its construction

A patio can be defined as an assembly floor for relaxing moments and especially to put plants and shrubsIt can be attached directly to the house or installed in the courtyardIt is coated exterior wood. An owner who proposes to establish a patio door at home must ensure that there is opportunity to access it via. This facility is built on cement blocks for the maintenance of the poles in place.

This should include plants and shrubs that are suitable for the location of the dwelling. The following plants are the most recommended: the hardy plants and shrubs and plants of the season to an atmosphere suitable for every season.

In selecting plants, here are the most useful criteria:

- Low development

- Slow growth

- Color and shape of the leaves

- The period of bloom and color

- The port

After that, we must think of making any necessary maintenance such as watering, repotting plants too cramped and the control and protection against diseases and pests. Execution of works.

The first phase of work is laying the plank seat. But before that, we need to measure carefully the final height of the installation in order to have a level appropriate to the release of housing. There is a need for a consistent setting of 2 x 8 for more support provided for this equipment. Then you have to climb between the beam seat and post the first outer beam and not very far, in addition to housing, the first external beam.

In general, the patio is directly linked to the house will be his support. The side opposite him will be determined by the legs. If there is need for setting poles, holes must be about thirty inches and use of concrete or rock residue. After implantation of the posts, proceed to the assembly of the floor structure.

Recommendations related to the construction of a patio

During construction, it is necessary that the patio has no visible screws. Thus, there is less penetration of water and this will provide a high resistance to flaking and a more attractive appearance. Also, there must be an angle to the ground water discharge farther from the house to protect against piles of water in the vicinity of this development.

For the same purpose, the installation of concrete slabs may also be necessary for proper cleanliness of the place and also to store power tools.

Editing window: what material to choose?

2012-01-16 12:33:18

Wood

Wood is historically the first material that was used for the construction of the windows of a building for private use. But there was a time when its sale was very low because of a low cost considered affordable by consumers.

Fortunately, he returned with increasing velocity and a lower price to better serve the global needs of reducing the emission of greenhouse. This is scrub by its warmth and nobility because of its characteristic of insulation and its contribution to the aesthetic side of the house. But its price is still the highest on the market.

The wood comes in many types and forms on the market. It is the owner to choose the one that best meets their expectations. In addition to the advantages just mentioned, this material also has the advantage of its convenience to the large windows via the technique of laminated.

But it also has some disadvantages:

- The need for frequent maintenance

- design longer duration up to 2 months

PVC

PVC is the top ranking of the materials most used in the construction of windows with more than half the market. The polyvinyl chloride, is suitable for homes with normalIn addition, its price is relatively low for a more optimal performance in thermal, acoustic and Sustainability. With this, there is no need to conduct frequent interviews. But the aesthetic side, it is less presentable from the wood. Moreover, it is not greener and that it is not suitable for large format.

In addition, it should be noted that in some areas, the use of PVC is limited. We must therefore be well informed before making their purchases.

Aluminum

Aluminum has landed in the market for building material as a window period still newIt is now increasingly popular with audiences in search of contemporary design. A window has an aluminum device thermal break to defend themselves against condensation and runoff water.

The benefits that are associated with its use are more numerous than those mentioned above. Indeed, it is among others with good insulation, adaptability to a large format, non-frequent maintenance required, tenacity and a guaranteed supply excellent environmentalIt has the main drawback is its price more expensive than the PVC.

It is recommended to be careful when purchasing this material because there are vendors that sell systems without a thermal break.

Installation of door frame

2012-01-11 18:30:58

Installation of a molding

This step is optional, and various types of materials used to achieve it well, but the wood is the most recommended. For this, the operation requires a prior measure the precise distance to be covered, including that of the walls where the molding will be installed. Otherwise, there must be a plane of the door on which this accent will be placed. We must also remember to buy fuel wood to make the installation. Pine fiber is a good choice.

Regulations for the construction of constraints do not refer to the installation of the molding. Many people could realize this step or burn their choice.

The moldings are items that are available on the market. They are available per meter by traders with knowledge in this area. According to his choice or availability, the owner can choose between wood composite and non composite wood.

Mounting the frame

The installation of a door frame is done in many stages. Indeed, we must first explain it in his paper and mark available gonsIt is possible in this stage to consider the installation of the latch lock and perform the installation after installing it.

In order to maintain at all during the assembly of the frame, there should be extra long to place a cross-keeping all. Prior to final drying, check the squareness of everything and then leave to dry. During these steps just mentioned, the elements that are still on the ground to mount a blankIn the next step, you must paste the crosses on the amounts, the blades and the bearing surface of the miter.

If it is a frame window must be highlighted with everything with nails or with screwsBut for some more toughness, the use of screws is recommended.

The installation of the door frame

The installation of the door frame requires the use of the following:

- Wood screws with 2 to 3 inches

- Nails with 1 to 2 inches

- Cales shingle

- Screwdriver

- Box tab

- Hunting nail

- Hammer

- Drill

After positioning the frame, it must make its determination. To do so, following the recutting of the extra length, you have to put wood shims in the spaces provided for screwing it to the wallIf there are hollow places between it and the door, we have to apply the coating or the polyurethane foam.

Use the space under the stairs

2012-01-11 17:36:20

The types of steps involved

Some types of staircases allow occupants of a dwelling to have an extra space used for storage. This space can also be used to develop an office area or alcove. Thus, the development is only possible for a straight staircase and turning. The operation is not suitable for other categories such as spiral as it leaves a very small space that can not be arranged to destinations above.

However, it is useful to remember that it is not only the sub-steps that can be used for storage. There are steps and risers for multi called "movable staircase". This concept is based on a model from Japan.

There are many things to consider regarding the use of the bottom of this equipment for storage and fixtures. This is the case of space dimension. Exploitable depth measuring between 70 and 80 m is required for adequate storage space.

For the arrangement to be preferred a straight staircase instead of the rotating model, lighting more suited to the location and unit colorsMaterials suitable for an ornament are also recommended.

What materials and tools used for development?

The development of a sub-steps do not require many materials and tools. They are, in general, the elements used in the context of the woodwork. These include, among other measurement tools such as square and the rule of one meter, the screwdriver, the cutter, pencil, and clamp the iron.

Materials that are most useful are:

- The laminates CTBH

- The bracket assembly

- The plate having a thickness of 5 mm for a coating of Assembled

- The ornamental moldings having a width of 26 mm dishes of interior finishes

- tiles using plastic facade

The development phase itself

Before carrying out the development, it is always advisable to establish a plan on paper. This will help to facilitate the assembly and installation of various pieces. Then who is tracing templates for cutting the slope of stairs in a box. Tracing lines on the boards with cardboard and the establishment of a roll of tape on the lines to prevent the outbreak of the laminate during cutting are to be made after that.

The next step is the rate in which there are cutting boards at a rate lowerTo adjust, use a jigsaw and a bracket fixed with clamps

The last three phases are:

- Drilling with screws

- The assembly of the coasts and shelves ends

- The finishing in which there is the installation of wheels and handle storage space

Choosing a floor interior

2012-01-11 11:34:37

Advice on the selection

For choosing a floor, consider different pointsIt is first necessary to know the price on the market, why. But beware, a reduced price sometimes means being questionable quality. Here's a tip: the rule in housing is that a prosecutor to be good quality, has a real wood top layer of about 2.5 mmIf it measures only 2 mm, it will look in another place even if the price seems more interesting.

In addition to the measurement, it is also necessary to choose between aesthetics and practicality of it. We must ask the right questions about availability for the maintenance of thatIf availability is low, a vitreous coating is a good choice compared to wood. But if not and aesthetic needs, any wood flooring can be chosen: Bamboo, Padauk, chain, etc.

It is also necessary for the selection, ask questions on the part of the house where the coating will be put in place. There must be a difference whether the part is busy or not. Thus, there will be a convenience on the toughness of the coating to the part in question.

If it is a party to low attendance, the choice of softwood and semi-hard with a thickness between 2.5 to 3.2 mm may be sufficient. This applies to rooms and corridors with no direct contact with the outside. The same timber can be used also in the parties dating medium but with a thickness greater than the previous. Stays without direct links to the outside and the lobby of an apartment are covered by this.

For rooms opening directly to outside parties in attendance and very important, it is of wood and semi-hard disk with a thickness ranging from 2.5 to 4.5 mm.

This is the most suitable

Here are the most important criteria to consider for laying parquet:

The category of coating: choice of laminated and solid wood
Tenacity
The type of installation can be nailed or floating position casting boards
Brightness
The color of this piece last appearance of the furniture.

Regarding the type of coating is bonded to the type that is most used in French territory. More than two thirds of the demand for this model. The importance of the large number of the application lies in the adaptability to the majority of new constructionIn addition, choosing a hardwood floor can customize the cover of the soil by opting for less common materials that could give more aesthetic to the interior of the house.

The construction sector is seen as a safe haven to the crisis in Germany

2012-01-10 13:18:39

The German federation of construction expressed Tuesday in a jump of its business last year, and has been cautious but optimistic for 2012, saying enjoy a renewed enthusiasm for the German real estate safe haven the crisis.

The federation estimated at 9.5% in nominal terms and 6.5% in real growth in sales last year, which has regained its pre-crisis level of 2008, according to a statement.

The business has benefited in particular from a winter 2011 and an exceptionally smooth "unexpected renaissance of residential real estate".

Building on the good economic situation and willing to invest in stone rather than in financial markets in turmoil, the Germans started mass buying homes, reviving a moribund market for years.

"People are afraid of inflation, which pushes them towards real estate," said the federation president Thomas Bauer, at a press conference.

The number of building permits in the big cities (Berlin, Hamburg, Frankfurt, Munich), for example, jumped 40% yoy in the first ten months of last year.

The phenomenon "is not that German investors, everything suggests that investors in Southern Europe, who fear a collapse of the euro area, have rediscovered the German real estate," comments the Federation.

The increase in turnover in 2011 was the largest increase since 1994, said the federation, adding that "despite these positive results for 2011, the industry can not ignore the economic risks have increased significantly in 2012".

"Approximately one in three companies expected in December to a deterioration of its business in the first half of 2012," said the federationHowever, it states that the percentage of pessimists has declined steadily since September.

It therefore expects no "dramatic collapse" in activity in 2012, and believes that the activities of housing and construction companies will offset the expected decline in public works projects, inevitable in these times of fiscal restraint.

This year, the German construction industry expects an increase of 2.5% in nominal value of its turnover, and 1% in real.

Faced with the expected decline in public investment in infrastructure, MBauer called for "better link funding to use", that is to say, to involve users, such as via tolls for passenger cars on motorways, which so far remains taboo Germany.

What you should know about solar cooling

2012-01-10 12:34:18

The various measures taken in this area

Solar cooling systems includes many in the field with the ability to keep good ventilation in the home with solar energy. The 3 following systems are now commonly used: photovoltaics, solar thermal and solar heating.

As part of the thermal conditioning, it will always be a conventional air conditioner will be running but it is a solar electricity that will put it into operation.

There are three different mechanisms of solar thermal utilization in this area:

- Use of energy to supply a machine coldIn this case, we speak of sorption

- Use of energy to supply a technical air conditioning via the mechanism of evaporation or December

- Conversion of the captured energy into mechanical energy associated with compression equipment

In connection with the use of solar heating, the sun's radiation will be converted into heat helping to warm the air in the house during the winter days.

Another system is also beginning to be used today in the matter: it is the one by thermal vortex. It is based on the establishment of a stove pipe painted black and a substantial length lying between 6 and 8m. So this pipe is to heat the air through a suction reaction. After application of technical wing, the air will take the form of a vortex. At the end, there will be a pipe that will be used to recover the fresh air at the middle of the vortex.

Use of solar energy in the future

Today, many phenomena demonstrate the evils of the use of electricity on the environment. Global warming is timely because of the daily release of refrigerants into the atmosphere, gases with greenhouse effect more severe and that enhance the expansion of gas. The conventional air conditioning system is a device that increases the global warming. The Agency for Environment and Energy Management ADEME and has made suggestions in this regard: the air-conditioning of buildings supported by the Solar.

This means that we must reduce the use of fossil fuels in relation to this system. This reduction should be done gradually by mixing the prior use of solar and ordinary. The utilization of this energy is provided for 100% in the coming years. It is true that the percentage of French provision of solar cooling is still low but significant growth has been used in recent yearsIn addition, the government and many nongovernmental organizations encourage the use of such a facility by granting them financial support and materials.

Adopting a solar cooling

2012-01-10 11:41:40

Ground Rules

The sun brings heat but not cool. The adoption as a source of freshness during the hot weather seems unlikely. However, it is not impossible and in case of misunderstanding or doubt, we must refer to the sensation on contact with light. The latter, after evaporation and will disappear after that, there will be a cold feeling to the place where it was. This principle is also based on the solar cooling system. The latter is acquired after heating with an absorption of a solution of water and a lithium bromide. After heating, the liquid will bring the cold due to a chemical evaporation.

Solar energy used in this system is obtained via solar panels on the roof resting on empty housing. As in the traditional method, after the pre-described chemical reaction, there will be air distribution obtained via a device for this purpose. Note that prior to evaporation, the two components of the reaction dissociate by a mechanism of boiling.

However, it is not only an absorption chiller that can be used to produce fresh via solar energy. There are also machines that use adsorption is still insignificant compared to the first. But experts in the field see it as a better future for this type of equipment. This machine can also be cold water will be carried out either in an air handling unit or in a network of decentralized devices eauapprovisionnant.

Another technique is, it answers the call for cooling or drying by evaporationIn this mechanism, there is in direct contact of water and air cooled. The reaction is obtained increases moisture and subtracts the ambient temperature.

The benefits of solar cooling

The many benefits can be obtained due to the use of solar cooling mode regardless of the method appliedIndeed, it gives the opportunity to benefit from renewable energy without having to spend a lot. In addition, the air is obtained from it is pure and so there is risk of harm to the environment as is the case in conventional systems. With this, there is less increase in gas emission into the atmosphere.

In addition, the device can enjoy mild temperatures during the days when the outside temperature is higherIn addition, the facility has an amortization period longer unlike ordinary facilities. But because of these advantages and its availability is still low in the market, its price is still high.

Environmental conditioning

2012-01-07 11:43:29

Conditioning green "ClimaVerna ©"

"Climaverna" is a concept created by environmental conditioning Christophe Verna, allowing the use of force generated by the movement of a vehicle suspensions

This force is the only one can get on a moving vehicle

One of the anchors will be installed to the chassis of the car, train, truck or other vehicle, the other mobile system of suspension of the front or rear of the vehicle, truck (A)

A double-acting piston, equipped with check valves and can be used for refrigerant compressor, air compressor, hydraulic fluids, vacuum pump, and other forces relevant to the vehicle

The system can consist of modules that will serve as pneumatic suspension system / the train / s before and / or back, fulfilling two functions in one device (B)

One can easily imagine a version for the home with a windmill or for those who can with a millMore via the inventor on his website: climaverna

At least 10,000 job losses in 2012 in the building trades

2012-01-06 16:02:19

"The first half of 2012 should still be adequate, especially if the weather continues today, but we should pay the second half of the consequences of austerity," said MLiébus when presenting the wishes of the Capeb the press.

December 21, the main professional organizations in the building had announced at least 35000 job cuts (including lesintérimaires) for the entire sector in 2012.

Furthermore the transition from 5.5% to 7% VAT for renovation-maintenance since December 20, the area should be affected by higher taxes on capital gains and rental of second homes and by striking out the loan (PTZ) for the old housing.

For 2011, the handicrafts sector of the building, which employs nearly one million of assets in 360000 companies with fewer than 20 employees, is expected to reach, thanks to good weather in the last quarter, an increase of activity of about 2.2% over 2010.

The Capeb, considering that even in October 2011, the best growth of 1.0% in 2012, will present its detailed forecasts of business on January 11 M Liébus especially feared the establishment of a social VAT which could lead to a further increase in the reduced VAT rate.

"The establishment of this new rate of 7% is complicated, because clients do not accept it," the president of the Capeb.

The Capeb is nevertheless relieved by the fact that the work in the homes of more than two years to the specifications agreed to by both parties and has been a deposit received before December 20, 2011, are stated at 5.5%, although the work began in 2012. The government had initially considered a retrospective application to November 15.

The Banque de France invites banks to move on credit

2012-01-06 12:35:49

"I expect banks to be more active in lending to the economy," he urged.

"That's why we lend them money, they are ready to very good conditions and that they guarantee it for several years," he added.

MWalnut was referring to the exceptional measures implemented by the European Central Bank (ECB), which lends at a fixed rate, unlimited amount, one day, one week, one month, three months, six months, one year and three years.

The governor wants the French banks' move, they are active, they are really aggressive in lending both to businesses and individuals ".

The latest indicators published by the Bank of France show that credit continues to grow, but their rate of increase tends to be slow, especially with regard to business.

Lower transaction and stabilization of house prices in 2012

2012-01-05 18:02:23

The number of existing-home transactions in France is expected to significantly decline in 2012 while prices may stabilize and stop the outbreak observed in recent years, say leaders of federations and networks of estate agents.

"The total number of transactions in the former expected to fall to 600000 in 2012, down nearly 15% compared to 2011, "said Laurent Vimont, president of Century 21 network, an estimate which is also that of Philippe Buyens, Network Director Guy Hiccups.

For François Gagnon, president of the branch network Era France, "many financial institutions have anticipated a price decline of 5% to 9% in 2012 with a simultaneous decrease of 8% of sales".

The President of the National Federation of Real Estate (Fnaim), René Pallincourt, fears for his part a sharper decrease of transactions mainly because "the removal of zero-interest loans for purchases in the old and the increase of taxation for capital gains on rental and second homes ".

This should have an impact on the employment of 30000 agencies, a doubling in 10 years, who in recent years spread to the Hexagon after the "boom" prices in the former (125% only for apartments between 2000 and 2011).

"In case of loss of triple-A by France, the interest rate on home loans may go up sharply," said M Vimont, which also concerned a "wait-and-found before each presidential election".

French banks are already "in the process of strengthening their supply of credit," said M Gagnon.

Interest rates on mortgages have averaged 3.93% in December 2011, up sharply from their historic low (3.22% on average) reached in November 2010, according to a study Observatory Housing Credit / CSA"Paris, gold bar of stone".

"But the pressure of demand due to the shortage of housing" should, according to M Pallincourt, preventing a sharp drop in prices.

MVimont table even on "an increase of 2% to 3% for the year 2012, demand is supported by those who can buy, especially in Paris became the gold bar of stone".

"These are mostly the owners, taking advantage of the gain realized on the sale of their previous property, and those belonging to the wealthier classes who can buy," said the president of Century 21.

The share of acquisitions made in respect of rental investment, an increase of 26% between the first and second half, now account for 20% of total sales, confirming that the French consider real estate as a safe haven rather than shares of companies in freefall.

Prices of old apartments in Paris peaked this summer, 835O euros/m2 on average, 835000 to 100 m2, after a surge of 21.3% increase in one year, according to lawyers.

Over the whole of France, prices in the former increased in 2011 compared to 2010 to 5.96% according to Century 21 (to 2Euros/m2 665 on average), a record, and 7.3% for Fnaim, well above inflation (2.5%).

But "for the first time since the end of the 2008 crisis, the housing market stalled," said M Vimont.

And prices were down 2.23% from the second half and first half 2011 for Century 21 and remained stable for Fnaim, thus ruling they believe the risk of creating a "bubble".

By Christian CHARCOSSEY

Various types of air conditioning

2012-01-05 17:19:58

Complete sets of equipment

Depending on the availability of space to operate and the financial aspect, the client can choose between different types of air conditioning. These include the one-piece, mobile split and split system.

The first is a device with a single unitIt adapts especially to small spaces and comes in three variants:

- Fixed Versions

- Mobile version

- Windows version is a type of both piece and movable

According to his needs and circumstances, a person may use a room to another without having to install a complex. You just pass out through the crack of a window or a small hole in the wall sheath measuring 10 cm. But be aware that this equipment has mainly the objective to provide a warm temperature in the room where it is placed during the summer days. Thus, individuals who want a cheaper air can opt for the one-piece.

The Mobile Split, it has a higher power than the previousThe facility has two robust versions including:

- Version split with only a single unit on the outside and inside

- Revision multi split with a unit on the outside and many others inside for the various parts of the house

Like the previous equipment, the Mobile laptop but is also split into two parts and two wells. One of these chambers is located inside and one outside. Pipes will be their connecting device. Despite this mobility, the movement is more complex than in the case of a piece because of the existence of parties and chambers above. Its cost is more than the previous equipment.

In a split system, there are two units, one in charge of introducing cold air or hot, the other on the outside that can be fixed either on the ground or on the wall of the facade or on a balcony or terrace. The link is in this type of equipment provided by an electric wire and 2 tubes refrigerated in small size. This is the most effective of the three but also the most difficult to install. In addition, its price is higher than the previous equipment.

The location for installation

The location for the installation of the device depends on the type chosen and also on the availability of space in the house: front, balcony, etc.In general, cooling is applied against the wall. In this case, we talk about wall air conditioner.

But other choices are presented to the owner of the dwelling. There is for example the air conditioner duct installed in ceiling or a ceiling, the air conditioner console that is attached to the ground and the air conditioner fan coil. The latter can be installed anywhere in the house suitable for this purpose.

Regulations concerning air

2012-01-05 11:48:19

Rule of neighborhood

The law provides that all kinds of repairs can be made freely if they are allowed or if they do nothing to disturb the principle of good neighborliness. Penalties shall be imposed in cases of so especially if the work and installations concerned have caused an impact on the common. If it is an installation of air conditioner that does not hit the legal and regulatory co-ownership, express authorization is not necessary. It is the same if it does not require work on public areas.

According to the law of July 10, 1965, in Article 25, if the work affects public areas must be authorized by a majority vote of all owners. But they also have another option: the choice of techniques of light installations do not require significant work. This solution is called "Splits" by the current languageIn the vote, there is no obligation presentation or representation for each co-owner.

Under the provisions of the Town Planning Code, in Article L421-1, a building permit is required to bring a change in operations outside of existing structuresArticle R 422-2 of the code suggests that there will not need a permit to work does not change the destination to the buildingIn this case, a prior declaration is sufficient to start operations.

Thus, the installation of an air conditioning system, regardless of type, on the facades of a structure causes no change in appearance. It takes only a statement of work.

Provisions for its implementation

Before the establishment of an air conditioning system must be evaluated thermal. It is necessary to be aware of existing refrigeration loads as sunlight, air renewal, transfer through the walls, lighting. This also applies to household appliances and appliances and the occupants of the dwelling.

Following this assessment, we must choose the system and method of conditioning to be installed, multi-split or split simple. For the equipment is more adaptable to the work, you must have an idea of the appearance of internal air conditioning units. So, take good care of installing the outdoor unitIf the latter is for a private residence, you must ensure that the device does not generate noise that can cause trouble in relation to the neighborhood. Thus, there will be no risk of inducing court or from the neighbors in question, because induction can lead to the removal of this device.

Other criteria such as prevailing winds and the shadows are to consider when installing the equipment. So while it is possible to self-relocation, it is always advisable to seek professional intervention. Thus, there is no risk of leakage and short circuit.

Environmental and air conditioning system not fitted

2012-01-04 13:51:59

Traditional systems

A person who wants to have the pleasant warmth in the house throughout the year may use conventional systems such as the Canadian well. This technique is based on pipe buried in the ground which serves as a conduit of some fresh air renewal before it enters the house. The burial of the pipes is between one to two meters deepIndeed, there is a slight variation in the depth of heat.

So there is heat in the house slightly higher or lower than normal in the external. This device adapts to new construction primarily because, in a house already high, it can cause destruction of part of it.

The system implemented in the Vosges since 2004 on the air stream is also known for its effectivenessIn this technique, they are sluices in the facades that regulate the entry and exit of air. This system is primarily intended for community housing.

In addition, the technique of geothermal energy is one of the most used and most recently at the. It involves the use of a heat pump for storing water, air or soil as a source of energy for air conditioning. This is a very advantageous compared to the previous because it can be installed even in a home already builtIn addition, it meets the environmental requirements of our day.

Various factors affecting the air of a dwelling

There is also a supply of air from the location and cooling a home. On the topography, if the construction project is planned in a geographic area warm for better ventilation, it is best to provide, as place of establishment, a slope. And with a location in this way, a semi-underground house will be more pleasant because in parts of the basement, there will be a cooler temperature during the summer.

An orientation to the south is suitable for construction in French territory. This is the main facade, which determines the orientation.

The architecture provides, in addition, much of the variation of the temperature of a home. Therefore, manufacturers ensure that new buildings fit in the area of the site to each contract executed.

On the plan, it is better to choose a house opening on two different fronts. Thus, there will be more ventilation and a milder temperature both during the summer than in winter. For a house with a large glass surface or in small numbers, this system is not always advisable. To avoid any inconvenience that may arise, it is best to hire a specialist in the field.

How plastered facade?

2012-01-04 13:09:18

Administrative procedures attached to them

The plaster facade is one of the finishing of a houseIt should be mentioned in the building permit, in the section on the installation of coated. If it is a renovation and should be sent to the municipal authority's statement of work concerning this aspect. In the case of a rendering of a house for a building located near a historic site or a conventional, authorization from the architects of the buildings in France is required.

For a house condominiums, restrictions may be applied.

As part of a facade cleaning, leave the town hall may also be required according to local regulations in this area. If after receipt of the authorization, there is a delay in the commencement of work, there will be a number of sanctions. These include the payment of fines and payment of the invoice of the work that the local authority will have carried out without the consent of the will of the person.

However, before beginning the work of plaster, scaffolding must be raised and possibly ensure the downstream neighbors if the operations can interfere.

Ornamental plastering purposes

The plaster ornamental facade is the most widely used by manufacturers is the Tyrolean plaster for. According to his aspirations, the client may require a color. This option can be purchased in liquid or ready-made. In order to obtain a plaster 4mm, there must be two passes.

The use of the index is essential for the resolution of the thickness of the projections. The plaster requires a light sanding of the facade to which it applies or an application of pre-coated with, as the main material, waterproof cement.

There must be a device to hide the parts to which the client does not want to apply plaster. Whatever the coating with which the finishing operation is made, the following steps are necessary:

- Painting fixative

- Underlay

- Plaster

After these steps there will be the finish coat.

Plastering security purposes: the choice

The plaster is not only used in a decorative purpose, it is also necessary to treat the imperfections and especially to protect the home against weather and seasonal changes. But this is not just any plaster that is effective. The choice should be based on two criteria that the state of the front housing and the geographical area where it is.

A facade that still retains its initial state, an acrylic plaster enough. He is reputed to be durable and economical. For another found in wet areas, which is porous and damaged, it must pliolite plaster, a product that is as strong and the rain washes independently. If the wall has cracks, the elastic plaster is adequate.

The plaster siloxane, it is primarily intended for a geographic area where the climate can reach extreme heat.

Important information about cleaning a facade

2012-01-03 12:25:47

Cleaning techniques commonly used

The brick houses are those most in need of a foam due to their porous surface. This keeps the dirt often generates the existence of lichens and mosses. There is also the case with greenish traces that can be seen on the facade of brick and losses that come from in the gutters. Hence the need to frequently clean this part of the dwelling.

There are many systems associated with a brick facade cleaning. But with these tools, the operation is more efficient:

- Brush

- An iron joint

- Sprayer

- A high pressure cleaner

- tarpaulins

- A roll

- Scales

This is the traditional technique, which employs mostly above tools. Another system may also be selected: spraying with high pressure rinse. This requires the use in large quantities of bleachIt is easily accessible because of its affordable. It can be used not only to clean the front and kill moss in it but also for washing all parts of the house.

In the first system as in the other, using a brush is always recommended. After applying the bleach, wait 15 days to conduct the flushing. If there is rain, it helps promote the activation of the product that is applied to that part of the house.

The use of chemicals should not be dismissed but always check its adaptability to the characteristics of the façade in questionIf it is dirty, there must be a high-pressure cleaning with water.

How to make cleaner facade?

In a technique of cleaning with bleach, use of a spray pressure is mandatory. Because of the effect of harmful chemical product to them, plants located near the dwelling shall be equipped with a suitable protective.

In case it is necessary to repaint the front, we have to apply a higher dose of bleach. Thus, the product will do in-depth.

Furthermore, care must be taken to a cleaning pressure, because if the pressure is too high, there is risk of damage to plaster or increase of microcracks. If after these operations, there are still persistent mosses and lichens, an anti-foam will do.

The chemicals of this type are found in large numbers on the market. But when in doubt about their effectiveness, it is best to resort to professional help in this area.

The benefits of a part of Provence

2012-01-02 12:11:35

General description of a part of Provence

This is a device to fight against the winds too aggressive and other climatic. Thus, his whole frame and structure has been designed to meet the quality.

One part of Provence is often likened to traditional and rustic. Hence, the dominant presence of the base material is wood. In general, it is beating and is in the form of panels. To close them, they must be downIt consists of double-layer. boards. They are subsequently placed horizontally against the conventional components.

To bring more and better aesthetics compliment, it can be painted. The colors most used are those that capture the attention, that is to say the hottest shades.

Moreover, in regard to this type of equipment, there are two types including:

- Full

- and the blind

Interest to opt for this type of equipment

This equipment is valued for its characteristic chemical resistant clothingIts performance is particularly in thermal and acoustic. With such materials, you have a nice home and where you can breathe fresh air. All thanks to the effectiveness of this model compared to the thermal insulation. Note that this statement does not apply to a blind component. Indeed, the insulation is not effective, but it is well adapted to withstand the air currents of the summer.

It is also a good way to adequately protect the windows of various weather.

The advantage of using this equipment is also at a lower cost. Indeed, it is available cheaply and adapted to the means of each individual.

The fact that it is easy to use is also a plus for itIt is not necessary to be a specialist for DIY use it wisely.

In addition, it is very environmentally friendly since it is made of all natural material and brings a unique style.

For added security with the flaps

The installation of blinds to meet a number of safety standards. If you want to fight effectively against possible break-ins, consider the index or index IRP Resistance to Pressure. The purpose is to verify that it is beyond 60. Obtaining such a result means that your equipment is performing. There is a maximum index that provides better securityIt is 150. It is well equipped with safety bars are arranged horizontally.

There are also those which consist of strip bars and lockIt is interesting to keep the shutter does not intertwined.

It is also important to respect the NF C 15-100 for models rolling. Indeed, they work with electricity.

If you want security prevails at home, avoid PVC blinds. They break easily and are open and a breeze.

Iron staircase

2012-01-02 11:52:46

Choosing a quality iron staircase

There is talk of wrought iron when this metal is a pure state and with a low carbonIt is hard but can be extended. This allows it to be assembled with other raw materials needed to build.

This material offers a better design, it may retain traditional models but can also adopt those modern design of a staircase. This ensures a better finish for the latterIts appearance is sometimes rusty, patina or colored in. This ensures comfort and safety. You can use it as a principal as stairs and install both inside and outside.

Before designing a staircase, consider the different kinds that exist:

· The traditional running at half or quarter, make it possible to have more space in the room

· Those who are straight or miller's scales are especially suitable for frequent use

· The twist: their steps are set around a column, they also save space

The classical model is suitable for all domestic and less expensive than that made to measure. We must therefore take into account its financial.

Strengths and weaknesses of the iron staircase

Wrought iron can be incorporated into marble or glass. It is matched with cast iron balusters, railings wood or stone steps. It can also be used for the ramp, steps and risersIt is solid, while its price is affordable compared to those made of metal or stainless.

The iron staircase suitable for homes with a small space, the wooden or concrete indeed occupy more surfaceIt offers aesthetic to a room and a habitatIts fine structure and light fits well in and it is possible to choose between the styles of both creative and decorative. For different finishes, there is the antique type, raw, rusty, etc.It is sold with all the colors.

Despite these advantages, it also has some drawbacks. In general, the design of this model is expensiveIt may be rusty due to oxidation and moisture. This occurs most often when it is placed outside. Therefore, we must regularly submit to an anti-rust.

When one goes up or down, the steps can cause a noise resonance. This metal has, in fact, a conductive property. Consequently, it can be detrimental to the sound and heat insulation in a house.

Earthworks

2012-01-01 18:04:41

What is moving?

The excavation is development of land for the construction of a subdivision, canals, housing or a houseIt can also be used to build roads or railways. It is the laborer who performs this task, he must dig, clear the land and ship.

This process is essential because these different types of work must be submitted to a strong foundationIt varies from one site to another because it depends on soil texture, its layout and buried surface of the building.

Compacted soil limits the cave walls, and that stands out most often in soil consists of alluvial. There is more risk for type uniform consists of a bench of rock in the vicinity of land. Thus, the foundation must be strengthened further.

What étapesà follow?

This technique is not to neglect the soil, it will be set aside as not to disturb the comings and goings and will be the relining work in the late. The volume of soil to be removed is the difference between the volume of housing and buried the volume of fill that is essential for the final appearance of the land.

When the amount of land to be withdrawn is greater than a few tens of m3, the evacuation will cost more and it is necessary to have a place to deposit. The price of transportation is the responsibility of the person who benefits from the backfill provided it has asked the.

It is advisable to carry out earthworks in the north during the winter when the ground is frozenIn other areas, it is more appropriate that this be done during the dry season when the soil is softened.

Must meet the navvy, seek information and to visit the place with him before the commencement of work. The road to access must also be arranged in advance. We must take into account the traffic areas and maneuvering for trucks and the same is true for those storage materials.

The backhoes or excavators are the mechanisms to prepare the ground. To do this, the laborer must:

- Remove the black topsoil

- Determine the path

- Dig the hole to the crawl space and channels for the foundation with frame construction

- Drill the trenches to serve as a channel for water, electricity lines and telephone servicing it

- provide the backfill around the house when the basement is prepared

- Remove the topsoil, it will be reused after completion of the work

- Proceed with backfill and compact the soil to get a good leveling

After the picket, proceed to excavations for the foundations and dig cellars and garages

The green house, a trend of the moment

2012-01-01 17:55:14

Good materials for green house

Building a green home or green based on the principle of sustainable development. A habitat is defined as such when it was built with natural materials such as green and healthy untreated wood, brick clay, straw, etc. Thus, it excludes those who are not biodegradable and recyclable and those that can destroy the ozone layer.

It also has equipment that can save energy by accumulating and spreading it: this is called thermal inertia. They can also be an insulator that is indispensable for the evacuation of water vapor contained within. Brick uses such little energy for its design. Wood is commonly used to build cabins such as Swiss chalets or Savoy.

It can also be a supporting element and a frame of a houseIt is solid and stable course, but for it to be even more, it must be treated. Thus, it remains strong regardless of weather conditionsIt is mostly those outside who are protected against the wind, heat stroke, freezing rain or. Those inside and also outside must be protected against attacks by fungi.

The straw is mainly used for insulation of a house. On the plant, it is in the form of boots parallelepiped. For the walls to breathe and prevent moisture, they are covered with earth inside and a layer of soil with lime on the outside.

Green building is gaining ground among the French

More and more French people are aware of the goals and benefits of green building. Exhibitions that are conducted throughout the country attract many visitorsIn many parts of France, was extended the deadlines for the design of new homes. Thus, it can take up to 24 months. This is due to the lack of specialists in green building.

There are also rehabilitation works that reach up to 60% of the market. This requires staff to both large and skilled as they need to master the perfect eco-friendly materials. They should not use those industry to remain in the context of environmental protection.

The President of the Republic even advise to use more wood such as simplified. The goal is to multiply by 10 its use in the construction of home with this materialIn addition, it has many advantages and is easy to use thanks to its structure, it has an insulation value and costs less than other raw materials, etc.

The shell

2011-12-30 17:26:03

Understanding the structural work

The shell is the set of construction works for the loads that have been provided for this purpose. Of these, there are always those who like the same weight and gained loads and those passengers such as wind, weather or earthquake. These parameters can influence the strength of the wall poles, frames, ...

More specifically the building of a frame made by a manufacturer. The book is partly outside the infrastructure and those out of the ground is the superstructureIt is complementary to the second work, which includes the layout, partitions, equipment, insulation, coatings, chimneys, etc. Some people also include the roof structure to it.

Since the 17th century, French law encourages builders to secure for 10 years and homeowners to save. Coverage and external woodwork and ended up the board and ensuring its impermeability should also be protected.

Steps

It starts as soon as the foundation excavation. Those that are superficial and do not require specific techniques, wells, shoring is in place. To assign an appropriate form to a reinforced concrete structure, it takes forms in which the frames are placed before pouring concrete.

The drainage system has many components such as manifolds and manhole. Some companies only carry lines that are evacuated to 50 cm housing. At a higher extent possible in particular to access the public network is the responsibility of the owner.

Foundations supporting and providing the weight of the building are the foundation of the masonry. They are different models:

- Strip footing trenches for short extensions can be dug by hand or with a small backhoe. They are then filled with poured concrete without reinforcement, except for a less favorable soilIn this case, a reinforcement is necessary to consolidate the foundation

On this first foundation that are placed concrete blocks on which are placed the hourdages or structural elements of the building. The ventilated cavity is the area that is located under these different materials.

- The slab is poured directly on the ground but an impermeable film protects. This process is fast and avoids the digging of canals and shaping blocks. If the soil bearing capacity is questionable, simply thicken the paving and reinforced with a double reinforcement.

- Pile foundation is achieved when the double-thick slab reinforcement is insufficient. The steel piles are driven into the ground before pouring concrete columns. This technique is effective but is expensive.

Polished concrete: strength and beauty

2011-12-30 17:06:30

Know the polished concrete

During the 1980s, the lofts were popular type of accommodation. Conventional materials were costly and architects chose the decorative concrete colored wax for their land. These were used as an industrial flooring.

In the early 1990s, it was created in the workshop of Francesco Passanati. He intended to replace the marble with a gravel. So there was the first poured concrete floors and were subjected to grinding and then covered with a polishing paste. The chippings were then excluded, and this has allowed for a smoother surface. It is also a best alternative to smoothing by helicopter whose labor is expensive.

The weakness

The polished concrete is a living material, making it stable deserves special attention, it is the same for its implementationIt took a while to finally be highlighted, professionals who use it must have a skill and some experience.

That was in 2003 that French manufacturers have decided to design it and put it on the market. However, the appearance of cracks was noticed with this product and some manufacturers have not led to good results for their works.

The advantages

To expect a conclusive result, manufacturers have developed polished concrete slabs of different sizes: 50 x 50 cm and 100 x 100 cm. The objective is to maintain the same structure as the aesthetic slab casting and also a longer life. Like the tiles, it is easy to implement.

In some cases, it allows for an effect of perfect continuity as the joints are not necessary. It may seem that the parts become more spacious without being forced to remove a little more walls.

It can also work for interiors with a modern and attractive. This is a method of decorating easy to do and all the craftsmen in this area can adoptThe different types can also be represented in different colors.

The establishment of polished concrete in several support is quick and easy. This applies whether on the wall, floor and ceiling alsoIn general, the joints are no longer required.

It should be noted that it fits easily extended to cover all. Of these, there are cement, cement, wood, metal, plaster, tile, plastic, ceramic ornaments smooth as the tiles that are tight, etc.

Increase in the price of building land and reduction in the quantities purchased

2011-12-29 18:34:27

The price per square foot of building land in France increased by 4.3% between 2009 and 2010, however, purchased the surfaces are reduced (-3.8%), according to a study published Thursday Ministry of Housing.

"In general, it is as if the buyers had offset the rising price per m2 of land with an area lessIn the end, their average spending remains stable, "said the study published Thursday in the collection" numbers and statistics "of the General Commission on Sustainable Development (CGDD) of the Department.

In 2010, the sest m2 of land sold at an average price of 59 euros, or 4.3% more than in 2009The average size of land purchased fell by 3.8% from 1141 m2 in 2009 to 1098 m2 in 2010Finally, the total price of land is stable (+0.3% to nearly 65000 euros on average).

Per square meter had increased particulirement strong in rural areas (8.1%).

The price ranged from 41 euros/m2 for rural areas to 238 in the Paris euros/m2.

In 2010, the average price per m2 of land was greater than 100 euros/m2 in Ile-de-France (167 euro), Provence-Alpes-Côte d'Azur (114 euros), Alsace (103 euros) and Languedoc-Roussillon (107 euros)By cons, it was less than 35 euros/m2 in Auvergne Basse-Normandie and Limousin.

Area and the prices of houses built are on average 131m2 at a cost of 136000 in 2010, a stable trend from 2009Nearly six in ten homes are built by a builder of houses.

The average total investment (land and house) lacquisition linked to a house when there was land purchase, is constant entre2009 and 2010 (0.4%). It represents an average of 194000 in 2010, a third for the landIn Paris area, however, it is close to half of the total budget.

Overview of reinforced concrete

2011-12-29 15:58:37

Characteristics of reinforced concrete

It is a collection of steel reinforcement or that resist tensile concrete, and resistant to compressionIt is a mixture of aggregates, consisting of gravel, sand and crushed stone, cement and water. There are frames of longitudinal type that follows the longitudinal axis of a compartment and those type of cross that is placed along the axis perpendicular.

He manages to carry the compressive forces of 15 MPa and 60 MPa even, but less resistant to tractionIt is only 1/10th of its capacity that supports the compression. To compensate for this weakness, the parties subject to towing efforts are equipped with steel bars that support both the traction and pressure.

To do this, the steels are placed in key areas of this material consistent. For a reinforced concrete slab, they are set up at the media for the top and at the bays for those who are low.

It is necessary to make the right choice parts for reinforcements, their attachment and their arrangement in this material. This allows for a proper recovery is essential, because the fittings shall be protected against oxidation.

The beams used

The beams are protected by steel type main longitudinal. This is to recover the tensile decline following the. Add to this those type of transverse frames and brackets for the shearing forces.

The latter is a parameter that varies the space between the frames. For a high shear, they are compressed near the supports and when it is less, but rather in the middle of the rafters.

This equipment requires an investment and a commitment of adequate reinforcement reabsorbing the tensile. This prevents cracks and concrete failureIt is possible to notice cracks in 1/10mm, they are not harmful to the thickness.

The coating on the distance between the steel formwork and separations as well as that between the barsIt is 2.5 cm in safe locations exposed to storms and condensationIt is 3 cm in urban areas, 4-5 cm in areas near the sea. Thus, there must be a minimum dosage of 400 kg/m3.

There are frames for which the bottom fiber concrete has low tensile strength. When matched loads are increased, cracks appeared at 45 ° in the two areas of support. This proves the low resistance of the material in shear.

The appearance of the break will be delayed if transverse reinforcement is placed with the support. Like the longitudinal reinforcement, they preserve the crack opening.

Some types of concrete

2011-12-29 15:45:53

The BPE or Concrete Ready

This is an industrial product at a concrete plantIt is ready to use as the name suggests and a mixer truck with the book cost of the workshop where the work is taking place. He is ready to be used directly with the chute of the truck mixer or with a mat or a concrete pump.

Reinforced concrete

This is a assembling the composite mechanical properties of concrete and those of steel is an alloy of iron and carbon in a small proportion. To strengthen its tensile strength, it is necessary to add structural steel that is resistant to towing but also the pressure. This allows a better balance given the shortcomings of this material and prevents the opening of microcracks after traction.

It François Hennebique who invented reinforced concrete in 1866. It was the material used for the construction of the bridge Camille de Hogue Châtellerault 1899, is characterized by improved resistance to compression. However, this is not the case in front of the traction.

The prestressed concrete

It combines concrete and framing method called preload which was invented by E. Freyssinet in 1928The first is strong in compression but it is not the case vis-à-vis the traction, it cracks and breaksIt therefore only cover the frames but can not play roles in the strength.

This technique allows to reach the steel, causing the material to be compactedIt promotes the strength of it, extends the reach of carrier materials and stabilizes the forces of external loads.

High performance concrete or HPC

Its lifetime is long, it is resistant to frost and compression and it reduces the amount to be used. Resistance as high as 50 MPa and 35 MPa against 30 for the traditionalIt requires only a small amount of water

It is also known for its fluidity due to superplasticizers. This ensures easy use and a more adequate absorptionIt is not necessary to do so stirring to obtain smooth surface.

The shotcrete

It is similar to the type usually has the same constituents as the latter but its uniqueness lies in its shaping. It is operated at high speed with compressed air and the objective is to avoid casting. It is the force of the impact on the surface is compressed and this also helps fight against shortening.

This technique is advantageous because the forms are no longer required. It only needs a unique range of support and it can also be implemented on rounded surfaces and discontinuous.

The concrete in general

2011-12-29 15:23:34

The history of concrete

This material was already used in the past by the Romans and Egyptians. Roman architecture is marked by the album caementicium which is considered the ancestor of the latterIt consists of mortar and stone varieties. It has always been popular because it is solid and easy to use. It was combined with other materials such as brick and it has achieved great constructions that are specific to the Romans.

In 1956, John Smeaton discovered that limestone guarantee of connector comes from limestone and clay. Thus, the concrete began to experience a better reputation from the 19th centuryIn 1812, Louis Vicat, France was able to determine the characteristics of different cements based on their relative limestone / clay. Then, several scientists were keen to learn more about this material. Thus was born 1824 in Portland Cement.

Over the years, the industrial production of cement has grown considerably and has achieved many buildings. The church of St Jean de Montmartre in Paris is one of the first constructions made from these materials.

The composition

Concrete is composed of sand and gravel which are agglomerated by a binder, the mixture is the mortar. A hydraulic binder is a cement making taken following hydration. The chemical reaction taking granting of this material is slow. You can make this process faster, and also slow it down by adding adjuvants. Plasticizers enhance the fluidity of it, its installation and its resistance.

The composition is obtained as a result of a complex arrangement. It is important to determine the quantity of each component to achieve the mechanical properties as well as the development complies.This is called making.

There are several techniques to develop this material, they can be complex but are rigorousIn a study of the various constituents, requires experimental verificationIn addition to laboratory analysis must take into account real situations at the place where there will be construction.

In general, for a small yard, concrete is made up of 2 / 3 of large particles and 1 / 3 for those fine. This is 800 liters and 400 liters of gravel sand per m3 of concrete for 350 to 400 kg of cement.

The formulation must take into account the conditions attached to the NF EN 206-1. Of these, there is the environment where this material will be installed, the minimum amount of cement and the maximum moisture content allowed in the formula.

The elements necessary to constitute the railing of the stairs

2011-12-28 15:18:24

Consider the security requirements

The rails are decorative elements appeal to your stairs. However, beware that security is not set aside. To do this, there are precautions and criteria to be considered. The height of these is such an important part in its realization. To ensure safety, they must be located 90 cm from the fly and 100 cm relative to the bearing.

The spaces between the bars must also be taken into account. They should not go beyond 11 cmIt is thus necessary to ensure not forget to check this dimension, especially if you have children. Indeed, a simple lack of awareness can cause incidents. As a result, bring the staircase railing is recommended if the elderly or toddlers live in your home.

What form to choose?

The choice of a ramp is a simple matter. Indeed, there are many criteria to be considered not to mention those on aesthetics.

The recommended way to facilitate the choice is first to note the different measures such as ratings. This is important since all the stairs are not the same but each has its special. Then it is a kind of feasibility study for the success of the installation of it.

Only after this step it will be possible to reflect on the forms of rails to choose. You can then opt for inclined ramps or other. What is certain is that they must be adapted to your type of staircase.

Depending on your needs and compliance techniques, you can opt for traditional railings. You can also guide your selection to those that are full. They allow to avoid any falls.

What materials to use for a successful installation?

It is not difficult to make that choice because there are a variety of materials as possible:

- Glass

- metal

- wood and

Just refer to its needs to select the one best suited to each. To bring out the elegant side and the beauty of your staircase, it is best to choose one material instead of mixing several. Indeed, the mixture may provide too much unnecessary detail.

Whatever your choice, you should always keep in mind the safety standardsWith a good catalog, please visit the manufacturers specialized in the field. They can advise you and so you can make custom railings. Choose the materials to make his own should therefore no longer pose a concern and that regardless of the type of staircase.

All to help install an air conditioner in a window

2011-12-28 15:00:46

What are material resources?

There are different kinds of air conditioners. To choose one for you, it is advisable to always refer to the characteristics of your windows and your real needs. The styles are additional elements in your choice.

If you want to cool several rooms at the same time, the split is what you needIndeed, they consist of several pipes to improve the thermal insulation effectively at different parts.

If this is the opposite effect you want, there are the Air-Conditioning Units. As their name hinted, they occur only at one piece. A pipe built into the wall captures heat in a room and then evacuated to the outside.

For even distribution of hot and cold air in the house, there is the revolutionary system that uses ducts. These are placed in the attic or false ceiling.

Finally, mobile air conditioners are also interesting. Their characteristics are their itinerant asset.

How to install?

Before installing the air conditioner, it is important to know the components of it. These elements are none other than:

- The compressor

- the interchange

- the pipe

Note that you typically 80 to 100 mm pipe to install. As it will go through your window, a mouth-type male is necessary.

You must then create a small passage at the window for easy electrical connection and removal of air through the pipe. Handle, latches and hinges are to be removed.

The next step is to place the platform support It will serve as a window sill and support the weight of the entire device.

Only after the unit is positioned and sealed with screws. Do not forget to consider the remaining open.

When the acrylic panel is in place, consider installing a clear sealer. This is a strong contributor to seal.

Advantage of using an air conditioner

With this device, the first advantage is to enjoy a more comfortable temperature during the summer. The insulation is then betterNo need to worry about countless techniques to get rid of unbearable heat in summer. Just resort to the use of this device.

The presence of this device at home or in an office reduces fatigue and laziness. With this instrument, so you feel more motivated and shaped.

The use of an air conditioner did not have a negative effect on electricity prices. The cost of the latter is also reasonable and scope of each.

Manufacture of wooden frames with a few tips

2011-12-28 14:46:27

Priority to the miter box

This is a material used to make the cutIt is generally in the form of U. It can be made of plastic or wood. As a framework to achieve primarily involves cutting, it is the tool must be obtained first.

The miter box is popular because it is an accurate tool that makes it easier and frames.

There are different styles for this material. Indeed, there is one that is suitable for the manufacture of a single cash. This is a simple miter box.

There is also one that consists of several tabs electricIt allows a person who works in the production of cards to facilitate their tasks.

You can also opt for a miter saw with steel frame in case of manufacture of frame number. That, at least, a very practical material through the guides that are inside.

The importance of wooden slats and trim

The moldings are primarily indicated for the window decoration. To do this, they must be set in the frame and the frame using finishing nails 1 to 2 inches.

In general, the slats are 10 to 50 mm width and a thickness of 10 mm. You adapt, then, depending on the type of chart you have to frame. There are no real rules to follow, but everyone to use his imagination and customize the frame at will.

It is at least better to check around your table to facilitate the purchase of necessary moldings. Many are selling already-made moldings. But it is up to everyone to choose whether to build or buy in.

The battens and moldings are important elements that provide the aesthetic to your wooden frame.

Use glue to fix

After cutting and selection of moldings and slats, it is now possible to assemble the components to build your wooden frame. To do this, you need glueGive then an exposure time of several minutes to dry.

Once the set is stuck, take the pieces to get the coast clear for the desired section. This is done in the plane. The principle is the same for the cross and scrap wood as a protection framework.

Note that only the special glue for that matter is effective if you really want to succeed in your part. It is available on the market either by bottle or tube. Avoid especially to serve you schoolboy cellulosic adhesives for the assembly of your frame.

Some ideas to save space at home

2011-12-27 18:39:25

Emphasize the use of wood

The wood has some nice features and a favorable construction on a limited area. A priori, it is a compact material due to its thickness. Indeed, if you use the wood to form the backbone of your home, you gain space.

However, these features do not apply to solid wood. They mainly affect the signs as:

- Solid laminated

- laminated

- chipboard

There are also structural panels that are recommended to constitute elements of ornaments. This is particularly true of the panels:

- Plywood

- fiber medium and high density

- to agglomerated particles

- in thin strips, oriented and time

In any case, the fact that wood is easy to work made him a particular matter in terms of building small community. There are different ways to use them for more free surface at home and to fight against any form of congestion.

Tips to optimize the surface

The walls have always made a good way to save space. But there is also the alternative of starting an action that aims to get rid of everything that occupies too much space. Often the fireplace takes up too much room for lack of architectural plan. It is possible to break down and rebuild in order to reduce the surface that it can capture.

Fear certainly not to remove anything that is cumbersome to give a new look to your homeIn most cases, there is placement of furniture and take up too much space. Make sure they are well suited for architectural styles so they do not seem to be superfluous in a room.

Having a limited area is not always a source of disorder. Have structured and well ventilated rooms based on the ability of each to modulate the space. It is best to focus on the wooden walls and sliding doors instead of conventional doors. The shelves are also very practical rather large cabinets.

Opt for custom development

It is now possible to make custom furnitureThis allows you to have more free space to move around in your home. They are numerous but it is up to each choose the one that she needs according to his needs:

- Sofa with drawers

- storage bench

- bed / desk

- coffee table folding

The list is not exhaustive but there are others. It is necessary here to customize their furniture.

Folding chairs and wall beds also allow you to have more space at home.

The requirements for the installation of your windows

2011-12-25 12:39:21

Standards on the minimum distances from windows

To install your windows, it is important to learn about your rights regarding the distances to meet. Be aware that non-compliance with regulations concerning the installation can cause harm in terms of justice.

We must, in this case, each view should know that the minimum distances not to violate. An oblique view window, for example, must be placed at 0.60 m from the neighboring property at least.

As for the openings to the right, it is strongly recommended to comply with the minimum distance of 1.90 m. This distance is taken from the foot of the wall where the opening will be installed to the boundary of the houses in the neighborhood. Only openings on the street do not need to comply with any standard.

Also be aware that a window should be placed at 2.60 m above the ground, the ground floor and first floor of 1.90 m.

Description of procedures for installing this device

As with any construction, the formalities are not the sameIn this case, the agreements to be taken depend on the type of project.

In case of change of window, a statement to be filed with the town hall and describing the type of work to be performed only. Note that this paper must be established administrative one month before the project.

Sometimes your site is part of so-called classified sitesIn this case, it is important to make requests at the Office of Historic Monuments. Only after obtaining permission you can go to the Planning.

If you, for against, among those who want to carry out new installations and giving a view of the neighborhood, there is a legal tangles. These easements toIs the set of regulations for separation distancesIn the event that there is talk of a condominium, you must check with the condominium.

Some points to remember

In a project to install open, servitude of view is important. As amicable agreement is quite possible, it is advisable to perform well. You should know that against the regulatory distances are only valid if you have a contract recognized by law.

In this type of project, no one is allowed to include an opening in a wall separating. Even if it is attached, is prohibited.

Install the window deserves a great reflection on the law to prevent acts subject to prosecutionIt should also clearly identify the easement because it is the basis for the proposed development of this.

How to successfully install an electric water heater?

2011-12-24 13:16:43

The choice of water heater

As with any purchase, it is important to find one that best meets their needs. Verification of the average capacity of the device is also something that can guide your choiceIt is thus necessary to consider the amount of hot water you need daily. This includes the amount of water you need to:

- Baths

- showers

- the dishes

The type of your home is also one of the basic criteria of your choice. The question is whether you have a studio, an apartment or a house.

Among the various models on the market, vertical water heaters are interesting. They are both suitable for a wall bracket and a base.

The heater resistance steatite is also effective because they do not need to be emptied if elementary concern. They do not scale deposits.

What a location for this equipment?

The best practice is to place the unit near the main point of use hot water. This means that you should not remove him from the bathroom, for example. Later, when you make more savings.

Also avoid exposing the cumulus gel and make sure it is in one place to make access easier for simpler settingsIn this case, a clear area of 50 cm is required.

NF C 15-100 must be taken into account if it is a location in a bathroomIt is suggested that the unit must be 60 cm from the bath at least.

For proper location of a water heater, be sure to consider distance, point of use hot water and the unit. Note that a space is always required especially for that of the bathroom. All this is in order to ensure the safety.

How to ask a water heater?

The first step to follow is to take the template and to have at the wall. After having checked the free space, you can perform marking holes. To further secure the device to the wall, it is advisable to use anchors and screws.

The next step is the positioning of the heaterIt's hanging legs of the latter between the wall and the nutIt is then important to seal the nuts. A spirit level will be helpful to take the attachment points of the ball.

Thereafter, you can use an awl to lag. This must be done taking into account this type of material and size required. We must now secure it using screws and a wrench. The ball can be hung.

When this is done, the implementation of the fitting insulation from pipes of hot and cold water is necessary. This allows a high isolation.

The last step is to set the tip of the plastic hose to the flange of the sleeve.

How to have good thermal insulation of windows?

2011-12-24 13:03:06

Choose quality materials

If the goal is to find a good insulator, so do not be content with a single glazed window. Opt for the double glazingNot only is it more efficient, but it also allows you to enjoy a smaller tax. If it provides more meaningful results thanks to its thickness and space between the panes.

There is also double glazing with reinforced insulationAs the name implies, it allows a confinement that can be interesting up to three times greater than normal double glazing. This quality is related to the presence of a thin layer of silver on the wall. No one is without that money is a product known to carry less heat.

Among the materials for good insulation, but are not limited:

- PVC

- aluminum

- and wood

Use the thermal insulation coefficient U

This is one of the most effective ways to verify the performance of an insulator. There are two types of factor that are each tailored to a specific action. The coefficient Ug is appropriate to ensure that the glazing. As for the control of the insulation of the entire window, there is the bearer Uw.

Just refer to the coefficient for whether it is adequate or not. If the result is minimal, that is that it is effective.

In general, the glass reveals a coefficient greater than 2 whereas with reinforced insulation materials the result is less than 2.

Among the materials recommended for the structure, PVC fits well with a glass reinforced. Thus, their roles are complementary.

Also, if you want to use aluminum, be sure to select windows consist of a thermal separation as.

We must also remember that a window with an insulation factor that varies from 3 to 5 is not interesting because it does not allow a good thermal insulation.

The benefits of insulation performance

It is above all a good way to save energyEnergy consumption is, in this case, more limited. This provides a particularly efficient heating in winterIn addition, there is no need for air conditioning or other equipment to improve the thermal insulationIt is also a remedy that comes in favor of preserving the environment as greenhouse gas emissions decrease significantly.

With good insulation, the internal environment at home is more pleasant and healthyIndeed, the heat is distributed more evenly. When it concerns the windows, tax benefits are obtained. The royalty rate is then smallerIt is thus a technique that is not only ecological but also economic.

Taxation in the construction of house

2011-12-24 10:40:41

Description of the green tax

The income tax is often set at a rate high enough, but there are some owners who give a discount on it. Some construction work are also likely to count tax. With green taxes, any possible.

The principle of the latter functions to remove taxes on expenditure on energy equipment and thermal insulation. This is a reduction system which is particularly aimed at users of renewable energy and those who are in possession of house type residenceIn fact, every pollution from a row house is a price. The integration of ecological materials and equipment can then enjoy a considerable discount on the taxes.

The green tax is a tax system that is to promote environmental protection. This form of taxation is increasingly used and is related to specific legal provisions.

What to do

Local taxes are fees charged directly by local authoritiesIt is therefore of regions, departments and communes. These are, in fact, all taxes at the level of land and housing.

To be in the standards regarding the construction project, it is first important to the administration aware of the date of completion. This is necessary because it can detect the entry to places.

It is to be filed with the town hall in triplicate. The deadline is 90 days for filing the date of completion and it is recommended that you complete the tax form H1 from the tax authorities. Any information relating to the construction will be addressed in this form. This is particularly true of housing characteristics and surface property. Local taxes will be calculated from the data given in the printed.

How to calculate the contributions associated with the construction?

No one can escape taxation when it comes to lead a construction project. There is the local tax of equipment or EFT is mandatory when you are in possession of a building permit. There are also VAT to 19.6% in the construction of housing that is built into the selling price. All this proves that the proposed real estate tax is inseparable.

Note that the calculation of charges is made from the floor or out-of-work net floor area. This is all floor area of each level outside surfaces of the attic and basement for conversion as well as car parks, balconies and roof terraces.

In terms of TLE, the calculation is based on the value of the house in m². The price per square meter depends on the type of construction and geographic features that affect this. A tax of 1% is applied to this value. This rate is subject to change and up to 5%.

All to build your chest of drawers yourself

2011-12-24 10:30:08

Techniques for successful assembly

To build its convenient, think about how to raise the front of the cabinet. This is a discussion focused on the dimensions of the furniture. Do not wait for the various component parts thereof are gathered to engage in this study.

When done, the assembly of the four sides of a drawer with those of the ends of the longer pieces is the next step. Discover the most suitable size drawers for more harmony and beauty is the next step.

Successful assembly of your dresser is easier if you opt for wood already cut. Thus, it will not be useful to conduct yourself as well as cutting operations relating to the making of the dimensions of these pieces of woodIf you have not found pieces of wood already cut, ready to perform cutting by using a circular saw. Subsequently made two lugs 2cmx1cm on the ends of each crossIt must, thereafter, to ensure to get 2cm x 1cm mortises at the meeting point of like cross.

Once all this is done, it'll just gather and tie the legs. Just for that, cover the walls of mortises adhesive designed for wood. A clamp allows you to have a very firm fitting.

How to make the box?

Construction of the top panels, side panels and brackets.

This involves installing the side panels as well as from above, and cleats. Your tools will work the screws and the drillIn this case, gather all, the three strips on top of each side panels. Respecting the 23 cm spacing between the ties before, you can set up. The cleats may well be the runners of the drawers.

After all this, do not forget to tighten the screws in the side panels on the inside of side rails

Finally, the top boards will be placed on the top rail with overhangs of 2 cm on the sides and front of the building. Ten holes that can reach the top rail on this board are required to obtain the box. Of trouillons will thus be used to properly fix and collect.

Tips for the success of its convenient

The last phase of the implementation of a commode is finishing. The success of your furniture will largely depend. The work to be done in this phase are set out and tighten the different pieces of furniture. This is particularly true of the boards on the side of the drawers, the bottom thereof, and the side guides C profiles on each side of these.

Note that the arrangement of drawers depends on the creativity and inspiration of each. Consider, however, the durability of the furniture and aesthetics. Do not forget to do the sanding of the chest for the final touch.

Opt for bamboo furniture

2011-12-23 11:53:42

Benefits of bamboo furniture

Bamboos are readily available materials as they grow easily and fast enough. They can be used for different purposes, either to put on a floor or to form indoor furniture for the home.

Their appearance that they are materials with elegant styles and are distinguished from other.

This material has, in addition, the ability to resist shrinkage and swellingThus, they have a recognized quality sustainability.

If more and more people uses this material to replace wood, this is due to characteristics that occur for the environment.

Also note that they have affordable compared to other feedstocks furniture interior design. Their price is then adapted to the budget of each.

Tips for dealing with this matter

Have bamboo furniture is very popular, but do not forget they need a maintenance. To give them a delight to the eyes shine, you can use vegetable wax heated. With a wipe like finishing your furniture appear more chic and in style.

Bamboo has a natural color, but it is possible to change it in case you want to add your personal touchIt is in this case, should use the green vitriol. This will give a black color rather. But if you want to get a green tint, it is best to make use of copper sulphate.

The actual treatment of the latter can also be done by following six steps:

- Washing

- degreasing

- discoloration

- insect treatments

- straightening

- drying

If these steps are met, their future maintenance will be simplified.

How to use bamboo?

There are different ways to useIndeed, they are suitable for different kinds of use. You can use them as stabilizers slopeIt is also possible to use them as hedges. Readily available, they can be a fence adequate to maintain the privacy of his home.

Bamboo can also be a facing element for your gardenin isolated subject is still effectiveIt can also be used above ground. Actually, you need a pot or pan. Thus, it is sure you will get all its specificity and its true beauty.

In any case, it is recommended to decorate either inside or outside your home. For the interior, you have a multitude of choices of styles to be adopted to build furniture. To the outside, you can leave the natural mixing it with shrubs in your garden.

Capital increase of Icade for development in clinical

2011-12-23 11:37:30

The land Icade (Caisse des depots) prépareune increase capitalpour the beginning of next year the proceeds will fund its ambitions in health, has announced its CEO Serge Grzybowski in an interview with Le Figaro on Friday.

"We are planning a capital increase is expected to close by the end of January," said MGrzybowski, without specifying the amount.

The transaction is expected permettred'entrer capital "three or four institutional investors such as insurance companies".

Publicly traded, Icade is owned 55.6% by the Deposit.

Icade, which began some time to focus on major business parks, wants to develop in parallel health by buying the walls of clinics. This activity is "very interesting", generating a return of 7% per year, provided the responsible.

Icade Health already has 1.4 billion euros in the walls of clinics and medium-term objective is to bring this heritage to 2 billion.

The role of a prime contractor in construction

2011-12-22 13:36:12

General description of a contractor

When you get started in a real estate project, you are always required to have accurate information about your needs and expectations. And indeed, the project manager is one who will carry out the technical part of your project. That means it will take care of the specifications, drafting the contract, control equipment and materials to be used for the construction and monitoring of field work.

Given its actions, it can be seen as the assistant of the architect. Note that it can achieve the level of individual houses

Three elements at the base of the success of your project are also qualities of the latter. They are:

- Quality

- safety

- the time limit construction

When to hire a contractor?

In a real estate project, it is always about teamwork. To do so, must agree to a client on the project wrote to the prime contractor to enter the scene.

In this case, it is necessary to use it to carry out monitoring of construction. He must therefore respect the elements outlined in the specifications regarding the budget and on time.

A contractor may only occur when all the project is well developed. Indeed, tasks and functions will largely depend on the contract between the provider and the client.

In case of non-compliance with the terms outlined in this contract, it is the prime contractor to provide appropriate sanctions. The failure to perform a home is liable to be punished.

The main functions of a contractor training

The contractor training is conducting any training in the order of a client.

In these tasks, there is particular consideration of the budget and scheduleIt is also responsible to make a sketch of the outcome of the project.

The construction of the initial response training and the development of the specifications of the project manager it deservesIn this case, the selection of players needed for the project is based on its action.

In addition, everything related to training are among the responsibilities of a contractor training as:

- An estimate

- logistics

- the execution control

- and the satisfaction survey

In all cases, the functions should not go beyond what is indicated by the client. And even if he works under the command of the latter, his duties are not similar to those of a contractor in construction.

The advantage of choosing an above ground pool

2011-12-22 12:54:10

The advantages of above ground pools

Choosing an above ground pool is interesting because it is made of quality materials and suitable for swimming. Usually made of wood, steel or PVC, is very solid and comfortableIt allows you to de-stress your day tedious.

This type of pool is also available in different forms and styles and is tailored to the tastes and needs of each. Also, do not have to be a good handyman to achieve the install, just to follow the instructions accompanying the kits when purchasing.

In addition, its implementation will not take your time because it is quite fast and has no complicated details. A weekend is enough to just set up your aboveground pool. No need for any building permit or make a statement of work to install it.

The advantage of choosing it is, moreover, at the priceIt is made available to the customer at a reasonable price. If conventional models cost around 400 to 14000, has a price that is much below that.

Forms to choose for a above ground pool

When it comes to such equipment, a number of people are used to select the rounded. But, it is possible to choose those octagonalAs this type of basin has a relatively small depth, the above configurations are the most appropriateIndeed, an above ground pool has a height which is around 1.60 meters or less. As for its length and diameter, they vary depending on the types of materials that constitute. For that which is constructed of PVC or steel, its diameter is 3 to 6 m and its length does not exceed 8m. If made of wood, its size can be up to 10m.

Note that each characteristic of materials for this equipment requires a specific form. This is particularly true of those in frames: the pocket of tissue is the form that suits them bestIt is these basins polyamides or polyester.

Difference between a pool semi-buried and above ground

Although the lands are often subject to various constraints, both installation techniques are increasingly available. The question is the difference between the two systems.

You should know that they both have the same goal which is to facilitate the implementation of this equipment especially on a sloping surface. They help ensure that your environment go hand in hand with it. By cons, with that half-buried, a statement of work is needed.

The construction professionals announced 35,000 job losses in 2012

2011-12-21 18:33:52

The main professional organizations of Construction and Housing announced Wednesday at least 35000 job cuts in the sector in 2012, denouncing the austerity plans implemented by the government.

"The disastrous consequences of the measures" the government will lead to "at least 35000 posts to be mechanically removed during the single year 2012, "against a loss of 40000 jobs between 2008 and 2010, during the previous thistle, they indicate in a joint statement.

For once united, the Federation of real estate (REITs), the French Building Federation (FFB), the National Union of developers developers (SNAL) and the Union of French houses (UMF) denounced "the accumulation of adverse action housing the French since the summer ".

Worse, "the record is likely to worsen even more end-2012 beginning 2013 as and as housing programs launched collective in 2010 and 2011 will be delivered" in a sector that employs 1.17 million workers..

These virulent criticism of professional organizations, usually close to the government, forced the Secretary of State for Housing, Benoist Appeared to react. "The crisis forces them to maximize every dollar". "The crisis forces us to reconsider our policy, to invent new forms of intervention, more efficient, optimize every dollar invested in public," he told AFP MAppeared.

For MAppeared "if the budget measures have affected the areas of housing and construction, but also because they receive public support very high: more than 40 billion euros in 2010, or 2.2% of GDP".

"After an exceptional effort for the area under the recovery plan, it is normal that the government reconsider this support in a time of hard budget constraint" pleads MAppeared.

This does not prevent the major players to worry about housing "seriously damaging consequences of the budget guidelines adopted who do not know the difference between current expenditure and capital expenditure and constitute threats".

The measures include government denounced "the taxation of real estate gains, the strong reduction of benefits granted to let investment in 2012 and the removal of the device, the sharp reduction in the amount of credit for the interest-free loan and increase in VAT on work and social access to the property from 5.5% to 7% ".

Professionals deplore "the government has decided all these measures unfavorable to housing at a time when neighboring countries such as England revive the housing".

But MAppeared remember being built in Britain "almost three times fewer homes in France in 2010 and in 2011 nearly 400000 homes have been started "in the Hexagon.

"The impression prevails a high degree of improvisation and governance distraught and disturbed by the confusionWe are looking for money, it moves, is cut in allocations. With the belief. That growth will not be affected, "said his part Jean-François Buet, general secretary of the National Federation of Real Estate (Fnaim) and presidential candidate of the organization of real estate agents.

By Christian CHARCOSSEY

Vines for his house

2011-12-21 15:24:41

Tips to use climbing plants

If you want to improve the appearance of your home, the vines may be helpful. Their leaves, flowers and branches can participate in the decoration of a house.

For use in an optical design and decor, it does not have to be a specialist in bloom. Even if you're just an amateur in plants and flowers, you can ensure the decoration of your home by using this style. To do this, it is advisable to use hanging baskets. This will give more beauty to your homeAs the name implies, the vines are ornaments which for the most part, parent facades of residential offering a magnificent appearance of hedges.

You can also place them along stairs or at the wire fence. Sure in any case that supports these plants are lattice or curves. Choose also garlands of natural flowers for Christmas.

Which season to plant climbing flowers?

Grow climbing plants does not really concernIndeed, there is no particular season or time to regrowth. They adapt to different weather changesAs snow or heat make their appearance and the rain either-go, they are always there to highlight the elegance of your home. So you can plant this type of flowers throughout the year to decorate the facade or other parts of the latter.

Also, you just need to ensure that the soil on which they grow is well prepared. We must make such a mixture with a little sand and peat land in the event of heavy and thickIf on the other hand, you have sandy soil, it is best to incorporate it with earth universal.

What climbers choose?

These plants tend to hang on the wall are numerous. There is a variety that fits all types of home. There are deciduous or evergreen, which are highly valued for their flowers forming a sort of stylish bouquet. With colors reflecting the fall and pleasant natural scents, they are increasingly chosen. The herbaceous and woody are also interesting.

Moreover, to facilitate your selection, it is advisable to take account of their lifeIndeed, there are perennial and others that grow for only one year.

Getting information about the flowering period is a way to conduct their choice on these plant species.

What you should know about electric installations in the home

2011-12-21 15:06:56

Standards for electricity

Perform one's own electrical means familiar with the standards governing the systemIndeed, if it is not well done, it will put your safety at risk. To design a low voltage, there is just a formal standard related to this area and deserves to be considered. Know for example that renovate or build a new line involves switching off by EDF. To do this, the rules stipulate the obligation to obtain a certificate of compliance. A dedicated control wiring is involved in such issue

Faced with the presence of a number of standards, you have nothing to fearIndeed, they are developed to help you and facilitate your task in making the electrical. These standards are attached to geral materials to be used. This is the case of NFC deviceIt focuses, for example, suitable location for the installation of the catch, the size of the son to use, the number of connections, the provision of safer breakers and other.

The need for prior studies

Like building a house, make one's own electrical system uses a number of studies.This is primarily to examine the needs, while referring to the plan of the house. Taking into account the available rooms, you'll have more ideas on the most appropriate locations for the location of the catch and lamps.

It is also a step that allows to carry out an inventory of materials and equipment needed. This study will provide answers to questions pertaining to the number and characteristics of materials utiiser.

These studies also contribute in advance to facilitate all electrical connections. Different kinds of checks are then performed in these steps:

- Compatibility of equipment with the system wiring

- demanding compliance with the EDF or Electricité De France

When these checks are complete, you can contact the EDF will then give you a list of documents.

Some things to keep on making electrical connections

Remember above all a recessed installation is based surquatre actions:

- Marking the locations of equipment

- Drilling in these areas well drawn

- Implementation of the grooves ducts

- cementing walls

To place the main, be aware that it is in the table within of his homeNote that the installation of the meter in the box is a task that is up to the EDF

To pass the schema of your table, it is advisable to master the standard NF15-100Documents can be your guide

The receipt of the work

2011-12-21 12:35:45

Guarantees receipt

Receipt indicates that the phase of contractual liability of manufacturers endsWe must make a declaration of completion at the Town Hall, no later than 30 days thereafter. This declaration must be signed by the architect and or companies that have made the book.

After three months, the "Certificate of Compliance" is issued, it indicates that the work conform to the building permitIf there is no reservation in relation to defects, the status of the work is approved by the Owner. Manufacturers are subject to warranties and liabilities that are governed by the law:

- Guarantee of perfect completion: builders and contractors are required to provide coverage that lasts 1 year. This is valid from the date of receipt of the book.

- Guarantee proper operation or biennial insurance: it covers all defects that are seen on items of equipment which are inseparable with the foundation work, framing, etc.It also covers those that are separable and removable, and lasts two years after completion of assignments.

- Year guarantee: they cover the imperfections that could compromise the strength and value of the propertyIt has a 10-year.

If you receive unsatisfactory

This occurs when there is still work to be done or that there are defects, the approval may be denied. Thus, the date is to be carried out of court and the owner may apply to the court for an application for completion.

When defects are noticed, it can write reservations in the minutes. These should include repair time set with the head, this may take 1 or 2 monthsIt records 5% of the price of the book if it is established in the agreement.

Reception fully excludes the manufacturer from liability for defects. For those who qualified, defects are compensated under the guarantee of perfect completion if they are indicated in the minutes. Reservations to the reception are those specified by the contracting authority and not those from construction specialists. They allow the first to retain the right to receive a book of quality and corresponds to what was agreed in the contract.

When the defects appear in the following year, they must be notified to the Contractor by the Client. However, minor reservations should not prevent the surrender process. Those approved will maintain the involvement of contract manufacturers.

Progress of 60% in 10 years for real estate profits in France

2011-12-21 12:12:36

The real estate profits jumped 60% entre1999 and 2009 while the French GDP grew in real terms by 14% and the total mass of profits by 17%, a study revealed Wednesday by the daily Humanity.

According to this study by Pierre Concialdi, an economist at the Institute of Economic and Social Research (IRES) at the request of Right to Housing (DAL) and the Copernicus Foundation, "64.7 billion euros from monetary profits was generated in France in 2010 by renting housing, business premises or through intermediation in the housing market ".

If the real estate profits up 60% had experienced the same trend as the average income in other income (14%), the gain would have been much lower, according to M. Concialdi who believes that real estate has made "33 billion surplus profits" that represent "the cost of real estate speculation and the release of rent borne by households".

Just over half of French (55%) own a property and 11% of them hold real estate reports, of which two thirds are in the hands of the wealthiest 10%, says study from national accounts by INSEE. Among the 10% wealthiest households, 40% hold a real estate report and this rate exceeds 50% for 3% of richest people.

Foncia, the largest group of Admnistration property of the Hexagon, has tripled its sales since the year 2000 (575 million euros in 2010).

"The management of 252000 properties for rent is the most profitable activity of the group and 45% of operating income. With fees calculated as a percentage of rents revised upwards each year, the market for rental management provides some resources, estimated at between 3% and 4% per year, according to some experts' study indicates.

Artisans welcome the deadline for the increase in VAT for building

2011-12-20 18:15:05

The Confederation of Craft Small Business Building (Capeb) welcomed on Tuesday that the Finance Committee of the Assembly voted for the tax remains at 5.5% instead of 7% when the estimate dated has been accepted for work in the housing.

"We are pleased to have obtained this derogation should allow a smooth transition to the VAT increase to 7% in the renovation, although the specter of recession now hangs over our 380000 craft enterprises, "said Patrick Liébus, president of the Capeb, quoted by the press.

While the government was considering a retroactive to November 15, work in the homes of more than two years, whose quotes were dated and accepted by both parties and the subject of a deposit received before December 20, 2011 should be maintained at a rate of 5.5%, though the work began in 2012.

The Senate after the adoption of an amending budget season purged of most of the austerity measures of the plan Fillon II, as the increase in VAT or freezing of the scale of income tax, the Assembly should restore the text in the version passed Tuesday by the House at first reading.

This bill, commonly called "supplementary budget", then return to the Senate Wednesday and again before MPs on Wednesday or Thursday.

Receipt of construction

2011-12-20 12:02:51

The course of the reception

Receipt of construction up to the ownerThis can be liable for damages and interest if the declines. The Contractor shall also be present, otherwise it will be called. The convocation is established as a record of receipt signed by the clientIt is the contractor and the latter who areIt is mandatory that the owner is present.

This procedure begins with a visit to the house. During this step, ensure that the work conforms to established plans, the contract and descriptive details. We must also ensure that all materials equipment such as heating or mechanical ventilation work wellIt is even advisable to bring a flashlight.

It was after that we must make a written record must contain the possible reserves. The owner must have a dated copy he himself signed and the contractor, architect and builder.

Principle of construction

When the owner signed a contract to build house, the reception is done directly with the founderHas signed an agreement with several companies, it must make a single reception that promotes the implementation of safeguardsIt can also carry out a receipt with each companyIn both cases, the architect and the project owner must always be present.

He may seek the services of a housing specialist to determine the status of the latterIf it is in good condition, the reception is affirmed without reservationIf there are any anomalies or defects, it may refuse to accept.

It can also accept with reservations set out by the company with a letterIf for a period to be defined, the work has not been made, it has the right to have them carried out by another company the expense and risk of the offending company. The fee will be considered in the final settlement of the contract.

Reception with or without conditions

Receiving fully exempt the manufacturer against any defects. That qualified that these imperfections can be compensated under the guarantee of perfect completion when they are given in the acceptance report. The defects noticed in the following year are notified in writing to the contractor by the contractor.

If everything is in the audit, the owner signing the minutes shall be fully. Has signed a contract to build house, it will be a delay of eight days from delivery to notify the manufacturer defects unnoticed that day. The process is the same with a contractor who carried out the shell, the outside water and air out.

Taxes in the construction

2011-12-20 11:50:45

EFT or local tax of equipment

The local tax of equipment is established by law to land orientation of December 30, 1967 for the benefit of the municipality as well. The value can be established following construction of real estate and investment affected a fraction of its budget. It provides funding for the work of urbanization including facilities such as roads, schools, crèches, sanitation, etc.

The regulations are included in the Town Planning Code and due to the tax code for compliance regulations. Since 2001, following the SRU law, the tax take varies depending on the net floor area or floor areaIt is calculated in increments of extended, except for auxiliary homes and individuals benefiting from interest-free loans.

For building permits issued before March 11, 2010, those with low amount must be paid at once and those that are higher are payable in two times. The first payment is made one year after the award of the construction permit and the second three years after.

Other taxes attached to the TLE

In addition to the TLE, there are also other taxes that are related to construction:

- One that is complementary to the TLE in the Ile-de-France.

- One that is complementary to the TC or tax outstanding for the Ile-de-France with a rate of only 1%.

- The county tax to natural areas, sensitive or TDENS.

- The fee for the financing of Departmental Boards of Architecture, Urban Planning and Environment or TDCAUE.

The TDCAUE can be established in all municipalities in the department by the General Council. With such an arrangement, it may even apply to those in which the TLE is not required. The rate is the percentage of the value of the entire property that is set by the General Council.

It must be paid by anyone who obtained a building permit or the person who started a statement of workIt must be paid 18 months after award of the permit to the tax office in the locality where housing will be built.

Regarding the TDENS it was built by the General Council and is intended for the benefit of the departmentIt provides funding for maintenance and rehabilitation of natural areas planted or notIts value is calculated from the GFA. Like the TLE, it may be paid 2 times.

Local taxes to be paid each year must also be considered. Among them, there is the tax on housing, on land donated, and the garbage collection. Participation in the connections and the financing of new roads and networks also requires a tax levy.

Some news on the construction

2011-12-19 18:26:46

Rising property prices ex

The rising cost of old houses located in France was less exorbitant in the third quarter compared to second quarter 2011. Indeed, the rise in prices came to 1.0% in Q3. In Provence, for example, the rate is 0.6% between July and September, while it was 4.3% between April and June.

In Paris, the house price was to rise with an average of 7975 euros per square meter. After 3 months of decline, it reached an elevation of 1.5%. This is justified by the market for small areas which accounted for more than 6 out of 10 contracts.

The fee for studios and two pieces of the most famous districts, including the first in the 8th acquired a 2.2% increase. However, the supermarkets could earn only 0.5%.

Moreover, the change in the taxation of real estate capital gains will be implemented from 01st February 2012. To avoid being affected by this, many owners then proceed with the sale of their property.

Sales and financial capacity

According to the latest statistics from the Chamber of Notaries of Paris and the Ile-de-France, the amount of existing homes rose 22.5% in Q2. In 2011, the price is 8150 euros m² average. All the 20 districts was more than 6000 / m. The 6th is the first with 11 690 euros / m² and the 19th is the last with 6350 euros / m².

Sales decreased 16% in October 2011 when, in October 2010, there was an 8% increase in sales in September. The barometer Markemetron announced a reduction of 9% and this percentage will be in the 13% by the end of 2011 compared to fourth quarter 2010.

France is also affected by the crisis in the euro area and this of course affects the purchasing power of households. Restrictions as a solution are more informed because it is possible that gradually reaches the area of the construction market. This may possibly arrive for homes old and new.

This will also impact on the tax exemption, capital gains and PTZ. It is possible that adverse effects are generated and increase the risk of reducing the number of buyers.

The stringent conditions for the loan are taken into accountIn general, it is not all applicants who receive the desired amount, their cases are investigated by considering the details. Following the increase in mortgage rates, several competitors for the acquisition of property are forced to deviate from the market

Insurance in the construction

2011-12-19 18:16:36

What the law says

By law 7812 of January 4, 1978, the owner or whoever is designated by the company to perform the work must be committed to a work-injury insurance. Those conducting the self-construction are not affected by it.

They may be subject to criminal convictions if they have not contracted for such coverage. But they must await the decision of Justice to demand reimbursement of repairs following defects. They are also thought to be responsible vis-à-vis the ten-year guarantee if the home is sold.

Spinetta law has established commitments for the manufacturer and for the individual. The first is to cover the decennial responsibility and the second should be able to purchase insurance, work injury.

Article L241-1 clearly states that builders should be subject to decennial liability coverage from the early workIn case of negligence, he can expect a prison or a fine of 75,000 euros.

The works of roads, ports, airports, héliportuaires, sea, river and rail are not mentioned in the supported mandatory for constructionIt is the same for those related to the treatment of municipal and industrial waste, including materials, equipment.

Usefulness of the work-injury insurance

Work-injury insurance is compulsory from the start of construction because it must cover the workIt allows you to pre-fund the amount of compensation for damage. Under section 1792, the builders are responsible for the severity of these.

The institution offering it is able to make a unique expertise by way of concrete actions. This allows then to take action vis-à-vis the person or persons responsible for defects.

This insurance can be applied to all changes that fall within the ten-year guarantee such as stability or tightness of the habitat. This may in fact make it uninhabitable or even unlivableIt is valid in the first year after delivery of the work, following the guarantee of perfect completion, and ends with the ten-year guarantee. Thus, it lasts a total of 9 years.

The ten-year guarantee

As vendors and specialists who have completed construction of a house for 10 years are responsible for damage that could affect the strength and can make it unbearable. They may be held liable for damages, 10 years after delivery, those resulting from a defect in the floor are also part.

The ten-year guarantee is important because these attacks mean that the work is not goodIt is the same for the elements. They are inseparable when there is no change and no material affect on their development, their removal and replacement.

Approximate cost of building a house

2011-12-18 15:39:06

How to evaluate the budget?

Among the various parameters involved in establishing the budget for building a house there:

The choice of materials of great works and secondary works
The layout of the immediate area
Developments devices

The choice of raw materials of great works is important because their costs are different from each other. They also play in favor of the budget required to work. Building a home made of wood or metal can reduce the interest on a bridging loan. The fact is that it is less polluting and not seek a minimal drying time.

It is also important to determine the level of individual commitment because it allows to save.

The price of a building housing providers also depends. For those manufacturers who sign a contract for construction of house or CCMI is planned in advance and is not based on detailed estimates of measured work. For cons, the architects and contractors specify the detailed estimate with quantity surveying.

In both cases it is impossible to predict the price related to the change of plans, material or Equipment. This amount is also different from one region to another.

General ideas on the price

The price of housing is made by a manufacturer from 1500 to 2500 euros per m². It depends on the design, benefits, the region where it is located, etc. That of a self-build varies between 650 and 1500 euros per m². It is possible that it exceeds this value, because the founder can design his residence by his tastes and needs.

It is possible that this return even cheaper before the RT 2012. This is due to the new technical standard required for newly built houses from January 2013. This will enhance the value even more the need to use materials and tools to develop the energy efficiency of 50 kWh / m² / year. We must also consider the thermal study and testing of airtightness required for certification.

To use an architect is required for structures exceeding 170m². The design of the plan costs 5% of global tariffAdded to the customer support for business-oriented, it is 10%, and for these two actions added to the organization and monitoring of the site, this rises to 15%. A living area of 95 square meters costs about 100,000 euros in. This type of single storey dwelling with four bedrooms, a bathroom, a WC and a garage level shiftedIt is equipped with white aluminum exterior joinery, double glazed argon, wooden shutters, mezzanine with wooden stairs, a platform of 30m ² and crawl spaceIt has the label RT2000.

The realization of a wooden deck

2011-12-18 15:24:24

The standards

The procedures have been changing as a result of the reform of October 1, 2007We must make a declaration of work for a deck not exceeding 20m ². If not, ask a building permit.

It is advisable to check with the responsible departments of the town hall because the conditions may differ from one municipality to another. Among them, there is the consideration of distance from the edge of the property.

This also learn more about the requirements at the specific specifications such as subdivision regulation

Among the rules to follow, you should know that:

- The guard shall have a height of about a meter protection.

- For a household with children, it is solid and opaque ramps that best. This is more secure as they can, indeed, climb to see behind.

- For a railing with bars, it is advisable to choose the one with vertical bars. They should be spaced 11 cm up to prevent the passage of the head. With those that are horizontal, the children will climb more easily.

Use tips

The deck must have a width of 2 to 2.5 m at a minimum, this allows to move properly around a table and chairsIt takes 60 to 70 cm in width for the table and over 70 to 80 cm on each side to a chair and crossing space.

Wood is a material that thickens, retracts and can be cutIn short, he lives but can also tarnishIt is important to make the right choice when using it to build a patioIt must conform to the packaging associated with this work and in particular be sustainable because it can often be wet by the weather.

It is important to consider the radiation from the sun before choosing the place where the deck will be built, but rather to the south and west. Thus, it does not have to be next to a door or doors to be more accessibleIf placed in a corner where there is wind, it is advisable to install a fence or build a wall.

Cleaning a wooden deck can be done 2 times per yearIt is more suitable to realize after the wet seasons. The washing removes dirt that will accumulate on the material that may alter the platform.

For the case of one that is built with lumber, Category 2, you must always remember to treatment against parasites. This is the reason why professionals do not advise.

Making a wooden balcony

2011-12-17 12:58:29

The rules to remember

The balcony provides additional space to that of the house. Before you realize it is mandatory to make a statement at work even if the municipality is not a habitable zone. This should be governed under the rules of the Planning and EnvironmentIt is therefore important to check with the town hall to find out the current requirements.

Before you implement such a project, it is necessary to learn about all the important details that come into play, including the quality of the work and its costIt is the same in case it is a renewal. There are also other factors to consider such as its shape and function.

In general, a person with a house will have no difficulty in obtaining a permit if it is to add a mezzanine. However, it is advisable to perform such work during the construction of housing to be sure that the system of joists are strong enough to bear

The procedure

In most cases, the balcony of a residence is built with wood framingIt is made door-to-fake and is not equipped with drumsticks since it exceeds the floor framing. Thus, it must be built with longer chassis that will pass out of the building wall. This will be the wooden frame that will be a solid support.

The introduction of a mezzanine is considered a pardon when the house is already builtIt takes place and there will be an area to shakeIt is always advisable to shape door overhang and add to the frames side by side with that of the reinforcement of the floor. For a style that leaves 48 inches, it is best to work with the timber having a length of 96 inches.

The joists

Joists edges can be joined when the walls are original rank girded by the beam. They must be cut with the same length and then, they are fixed and fixed shore with three nails.

Those with a height of 220 or 222 mm high reach to house brought up to 450 cm for the weight of housing and that with spacings of 600 mmA partition wall is essential to carrying cases ranges above this value.

To build a balcony with wooden joists immersed vacuum, they must be continuous and the platform of 2 times the width of the mezzanine and double sidesWhen building a wall is parallel to the joists, you need a screen like the stairs. The bank cut joists are used as rafters.

Valves used in a home

2011-12-16 13:55:16

The different models of faucets sold

In a house, cranes are used most often in the kitchen and bathroom, including sinks in the shower, bath, kitchen sinks and. We will not consider those who are used to stop water or water main entrance of the house. The household considers two models dontles mixers and blenders, which are respectively, a single-lever and two handle.

The double lever faucets as their name suggests have two means of control: one for hot water and one for cold water. The water emerges from one or two nozzles depending on the model.

A lever faucets are revolutionizing the world of plumbing. The only command by itself to control the flow and water temperatureOnly one bill to manage this type of device.

The characteristics of these materials

The valves are made from metal or plastic depending on the range marketed by the vendors. The entry-level models come mostly plastic.

The valves can not be separated from any control system fluids. The presence of these elements to control the water flow using a compression. Currently, the valves also have the power to achieve the set temperature by mixing cold water with hot water.

The latest technological advances bring new mechanisms such as bullets and cartridges or the ceramic discs. These show a fairly high price however, but provide quality service requiring no maintenance throughout their operating. The model with ball and cartridge remains the best-selling because of its durability and efficiency compared to models with compression.

The concerns of users on the excessive consumption of water is calmed by the emergence of a new generation of tap. This can limit the bill related to drinking water. Some models are even equipped with an automatic closing safe for water flow in the absence.

From the perspective of the finish, cranes will sell well in a chrome effect. There are also models gold, nickel, chrome, brass, copper, stainless steel and many more. The arrangement requires water control devices to be combined with glass, colored plastic, with an imitation wood or to clear plastic.

The vents are used on both valves on showerheads. Currently, they are available at low flows and their mission is to reduce the water flow. Economy within the context of respect for the environment because the volume of water to be purified decreaseIt is the same for water recycling.

Real estate crisis and dampers that do not play full-Greece

2011-12-16 13:38:39

Falling prices, falling transactions, cessation of construction: the recession hit in Greece full force now one of the main drivers of the economy and it is not clear that banks and family solidarity play a long time their as shock absorbers.

Unlike the United States or Spain, the Greek real estate market is not the cause of the crisis, even if the prices of second homes in particular, in the islands facing the sea, rose in dramatically since the 2004 Olympic Games.

The latest indicators, published this week by the Bank of Greece, show that real estate undergoes full effects of the crisis.

In the third quarter of 2011, prices of goods decreased by 14% over the same period in 2008, where they had a record.

Over one year, the decline was 4.1% in Greece, limited to 5% in the rich neighborhoods of the capital, but over 20% in the suburbs of Athens and in cities such as Thessaloniki, northern.

If residential rents continued to rise slightly, commercial rents have dropped between 25 and 50%, as evidenced by the rows of empty shops in Athens, the barred window of the yellow band "for rent" in Greek enikiazetai.

Sign the credit crunch, transactions, the number of 40000 in the first quarter of 2007 fell to 9000 in Q3 2011.

The construction industry traditionally dynamic in a country where one built for his children, also bites the dust, especially as the raw material costs remain high.

Building permits were down 32% over the first 7 months of the year. And employment in the construction sector accounts for only 6.3% of total employment (260200), against 9% in 2007.

Until now, family solidarity and the attitude of banks, which gave time to the borrowers by rescheduling loans, have played a damper.

But that policy accommodation could be challenged at the end of the mission of the American firm BlackRock, responsible for monitoring whether the Greek banks have sufficient funds in their bad debts.

The rate for real estate, reached 12.8%.

BlackRock, which should give its verdict in January, may be asked to draw a line under some of their bad debts, may lead to increased seizures, hitherto limited, some analysts fear.

In addition, the worsening crisis could prompt some owners to sell their property to offset the decline in their income and avoid paying the new tax imposed on real estate this autumn. Which would be unprecedented in a country that has one of the highest homeownership rate in Europe (nearly 80% against 57% in France) and where real estate is the key element of heritage and the transmission.

"What this country needs most is to preserve the value of its land and property assets: its only wealth," said Alexandros Manos, an official of the Bank of Piraeus, critical of new taxes.

Only foreigners could benefit from slumpPrices of villas on the islands like Mykonos connected are much lower, said Christos Vergos, real estate agent of the company Remax New Deal in Athens.

The state in turn is committed to its creditors to give up to twenty billion of real estate, but according to a European diplomatic source, many obstacles remain, starting with the fact that Greece has not cadastral worthy of the name and legal disputes hanging over virtually any terrain.

By Eve Szeftel

Curiosity rewarded for homebuyers

2011-12-16 11:40:30

It is useful to be curious of any defects in the house before concluding the sale if it hopes to succeed in court later, according to an opinion of the Court of Cassation.

The Supreme Court has recognized that buyers of a house forty feet and at the same level as a pond are rejected when they complained about the humidity, and even floods.

The judges felt that it was not reasonably possible that the presence of a pond at and near the house and traces of moisture on the walls go unnoticed was the purchaser. It can not really complain after buying the house.

The behavior of the silent seller can void the sale if a cache information or fact which the purchaser could not realize itself, showing a bit of vigilance, have judges argued.

The right of way is created not by habit

2011-12-16 11:05:44

A right of way on the ground of others is not achieved by the use or habit, but by a written contract or acknowledgment signed by the owner, as was recalled by the Court of Cassation.

According to the judges, "discontinuous servitudes (...) Can only be established by title ", not use. A right of way can not be considered an easement "continue" since it only exists if the recipient uses.

The judges then explained that the certificates of neighbors, tending to prove that the right of way had always existed, had no value.

However, the Supreme Court said in February that if an easement was "non-apparent", ie without visible installation, it was never definitively acquired and could always be challenged.

French household wealth exceeds its pre-crisis

2011-12-16 00:10:19

Almost insensitive to the crisis, the French household wealth, driven by soaring real estate, rose sharply in 2010, one more reason some economists close to the left to challenge the recent decline in property tax

According to a study released Friday by the National Institute of Statistics and Economic Studies (INSEE), household wealth, which represents nearly 80% of national economic assets, surged 9.1% last year after a slight air pocket for two years

A 10203 billion euros at end 2010, exceeding its 2007 level, before the economic crisis

This is essentially the soaring real estate prices that explains this improvementThus, "non-financial wealth of households, consisting mainly of real estate assets, is recovering significantly," 10.5% after falling 2.5% in 2009, says the instituteIn late 2010, he was 7463 billion euros

The growth of household financial assets, it "bends but remains strong", with an increase of 5.5% after rising by 10.1% in 2009It reaches 2740 billion in late 2010, with life insurance which remains the preferred placement of French

"The jump heritage is somewhat fictitious, since it is due to housing which better held in France than elsewhere," said Christian Saint-Etienne, professor of economics at Paris-DauphineIt also notes that these are 2010 figures, when the Paris Bourse had taken the colors after the financial crisis, which does not take into account "the impact of this summer"- "Beautiful property, beautiful land" - "But overall, this confirms that France is a country rich with a beautiful estate and beautiful land," he said

"Beyond the crisis, we live in a historical period of great prosperity, wealth," adds Thomas Piketty of the Paris School of EconomicsThis specialist in high-income, close to the Socialist Party, said even that "we must go back a century, the Belle Epoque, to find such a relationship between income and wealth"

According to calculations by the INSEE, household wealth in 2010 corresponded to eight years of their net disposable income

For Thomas Piketty, this explosion can not be explained only by the rising price of the stone"It is also necessary that there are people who can afford to support ongoing real estate! Wealth holders are doing well," he insists

As a result, the slayer of the decline in the solidarity tax on wealth (ISF) sees one more reason to criticize"Do not kill the heritage, but this is not the time to reduce taxes on capital," Thomas Piketty ton

The economist argues that the ISF reported, before the reform conducted this year by the government and denounced by the left, about 4 billion euros a year, a wealth of households over 10000 000 000 000

"It was already very small, and the government still decided to divide it by two so that a crisis of public finances and it is found to increase the tax that hits everyone," protested it

Christian Saint-Etienne into perspective, however, the decline in the TFR"All other taxes and capital gains were heavily burdened," he said

By Francesco FONTEMAGGI

Flooring: wood flooring

2011-12-15 18:57:28

The hardwood

The hardwood floor is in the form of several blades available in several essencesd'érable, cherry, ash, cherry and oak. The width of the pre-cut will be selected from a number of class. Typically, the blades are narrower when one wants to have excellent stability in areas susceptible to several variations of humidity.

Normally, hardwood floors are used in the living room, office, corridor, hallway, bedrooms and dining room. Despite advances in the world of construction, this type of coating still has a relatively high popularity due to its look warm hugs all decorating stylesIn addition, these boards can also be assembled to generate various effects tones. This material performs well as to its resistance to operating expenses that must supportIn general, maintenance is scarce with hardwood floors

The flooring

This coating is composed of tiles, each consisting of small strips of wood assembled in one piece through a square of canvas. The flooring is resistant to various stresses and external forces such as the passage in a house. A fairly easy installation this coating gives a plausible advantage over its counterpartsIn addition, maintenance is not really necessary, or chronic with parquetry.

Apart from the kitchen and bathroom, floors can be installed in all other parts of the house. This distinction was made in light of the fact that they are afraid of water and moisture. The hardwood slats are better suited to common areas and the flooring is then favored in the bedrooms.

Seals may be interesting in the game with a good dye used on the flooring. With the popularity of self-construction and DIY by yourself, factories currently manufacture of pre-glued tiles easy to install without having to resort to professionals.

The laminate flooring

With the developments in the field of construction, floor coverings are also beginning to find a new air with the emergence of laminate flooring. These are chipboard, covered with a thick veneer of an eighth of an inch.

The appearance of this new coating is much like that of ordinary wood floorIts thinness gives it an ease of installation over an existing floor. The laminated version withstands compression, high heels, chemicals, cigarette burns, scratches and abrasive.

Washing with water is not recommended for this floor. A single pass of brush, sponge or vacuum sufficient to remove stains and impurities that are on the surface.

Defence says the legality of the contract award of the future headquarters of the Ministry in Paris to Bouygues

2011-12-15 13:38:47

The Defense Ministry said Thursday that the award process of the group Bouygues construction of the future headquarters of the Ministry in Paris, was conducted in "transparency" and "regularly", as reported by the spokesman Department, General Philippe Bridges "The ministry confirmed the transparency and due process for awarding the contract of partnership" at the press briefing of Defense

He added that at this stage, "the project is progressing according to schedule""However, the ministry can not remain insensitive to the insinuations reported by the Canard Enchaîné and then - well I use the conditional - that harm would be established through acts revealed in court proceedings, the Department of Defence is a civil, "concluded the spokesman

Last week, the newspaper revealed that a judicial investigation for corruption and influence peddling was opened in February on possible wrongdoing in the awarding of the contract for construction of the site's future ministry area Balard, in the fifteenth arrondissement of Paris in early 2011 Bouygues

Source: AFP

The prosecutor informed Bouygues denies the contents of the folder on the Pentagon French

2011-12-15 12:02:59

The Paris court on Thursday denied having informed Bouygues on the investigation of corruption on the conditions for the site of the future "French Pentagon"

The prosecution conceded, however, a telephone conversation between the Paris prosecutor Francois Molins and a lawyer of French construction giant, won the contract to build the future Ministry of Defence in the district in Paris Balard (XV) in May

A responsible prosecutor told AFP: "Yes, the prosecutor took an online lawyer Martin Bouygues, but by no means told him that the file was empty" and added: "The Criminal Procedure Code authorizes the prosecutor to release elements from a procedureBut in this case, he appreciated here it was not appropriate to reveal the elements and had to leave for the judges'

"Between not reveal elements and interpret this non-disclosure means that the folder is empty, there is a shortcut that is not reality," she said

Martin Bouygues said in an interview published Thursday by Les Echos that the prosecutor has told his lawyers that his group was not involved in any corruption in conjunction with the award of the construction

"Our lawyers have asked the attorney if Bouygues was involved, the answer is noWe conducted an internal investigation that did not work eitherThere is nothing in this folder for our group, "said the CEO of Bouygues

On Wednesday, the Canard Enchaîné quoted an adviser to MBouygues claiming that MMolins had assured them that there was "nothing in the record"

"There was in any way direct or indirect contact between MMolins and MBouygues or one of its affiliates, "replied the floor Thursday

Two investigating judges since February of possible corruption and influence peddling in conjunction with the award of this project

Source: AFP

Evry Hospital: open to public-private partnership, but still disputed

2011-12-15 11:53:21

A few weeks before the opening of the unique site of Hospital South Francilien (CHSF) repeatedly postponed and is now scheduled for January 23, the controversy over the public-private partnership remains strong, critics have not dropped the custody

A supervisory board, chaired by the deputy mayor of Evry, Manuel Valls (PS), held Thursday

Originally scheduled in May, the opening was delayed because eight000 defects, according to the hospital, had been identifiedReserves entirely conventional, according to Eiffage, builder of the buildingThere have been remedied at the expense of Eiffage for some of the hospital for other

Checks made and once obtained the approval of the Safety Commission, in mid-January, the facility should be able to finally start but it will take several months

"At this stage," Eiffage does not see "obstacles to the opening on January 23"

The association "Save our public hospital", which includes doctors, medical personnel and non-users, requires a "simulation-white situation" before the move

Reflecting a widely held view, Dr. Henri Lelièvre, president of the association and acting head of the orthopedics department of the hospital, said in any case that "there is no alternative but to leave the public-private partnership (PPP) "

CHSF pediatrician, Dr. Alexis Mosca, a member of the association, held that "there is a discrepancy between the payment of rent and public service mission of the hospital""We will direct the provision of care based on financial parameters and not the needs of the population," he says, speaking of the "ball of the PPP"

He said in the provision of hospital by Eiffage, there was no "baby bottle in the service of pediatrics"As for "pediatric emergencies are not dimensioned: the waiting room is now 45m ³, it overflows, the new is 30 m³"

The association called for a parliamentary commission of inquiry, and on Friday launched a voting citizen or not the output of the PPP, as requested by the supervisory board of the institution, June 30, before quick start Retirement of Director

About 3000 people voted, with 25 against the output of the PPP, according to the association

"The financing terms are so favorable to Eiffage, and harm the public finances", denounces Claude Combrisson, representing users, taking as example the fact that the lease does not include the latest standards

"If the state does its job, there may be one of the finest hospitals, one of the most advanced in Europe," sighs Dr. Lelièvre

Conversely, for Eiffage, the output of the PPP "is not necessarily interesting (e) for the hospital"

Asked Tuesday by Senator (KVD) of Essonne Michel Berson, Secretary of State Anne-Marie Montchamp said that "the cost of work was similar to that of a traditional project management, if the is to consider all the costs of borrowing "

She said the opening of CHSF, "January 23, will be safe" citing "difficulties", which "had been identified as site for any purpose"

In addition, Ms. Montchamp argued that "the IGF (IGF) delivered its report, which does not confirm the position of the regional audit"This, in a report published in February, the PPP had seen a "binding legal formula and financially uncertain"

On 16 October, the Health Minister, Xavier Bertrand, had recognized "that there was injury to the State, for the hospital"

Repeatedly contacted by AFP, the direction of CHSF declined to comment

By Julie CHABANAIS

Source: AFP

The takeover of Altacom (Altarea) for the site Rue du Commerce will be held from December 16 to January 20

2011-12-15 11:43:30

The friendly takeover of Altacom, a subsidiary of the developer of shopping centers Altarea Cogedim, on the site e-commerce Rue du Commerce, will take place at a price of 9 euros per share of 16 December 2011 to January 20, 2012, according to a notice financial press report Thursday

The tender offer on Trade Street was declared "complete" by the Financial Markets Authority (AMF) TuesdayThis will develop the site to 100 million euros

The Competition Authority had, it was announced on December 5 have cleared without conditions to the takeover of Rue du Commerce by Altarea-Cogedim, a purchase of 28.64% stake in Rue du Commerce by the land, the founders and the Apax funds before the launch of the bid

Also with the securities purchased on the market in early November, Altarea Cogedim currently holds 29.77% of capital and 29.40% of voting rights in Rue du Commerce

The OPA therefore focuses on the remaining 70.23%, but the AMF said in its decision qu'Altarea does not intend to withdraw from the Rue du Commerce dimension via a squeeze, if not all titles n were not tendered

Source: AFP

Contract signed EUR 120 million by Bouygues to build schools and colleges

2011-12-15 11:34:45

Thursday, the Bouygues group announced it had signed a public-private partnership for the design, implementation and exploitaition two high schools in Pont-à-Mousson (Meurthe-et-Moselle) and another for work and maintenance of two Colleges in MetzWork at Pont-à-Mousson begin in summer 2012 and will mobilize up to 300 peopleDelivery is scheduled in three phases, starting from September 2013 until March 2016

This project includes the demolition and reconstruction of facilities for 60 million eurosMaintenance of schools, boarding and catering area will then be provided by Exprimm for 20 years, a subsidiary of ETDE (Energy and Services division of Bouygues Construction), amounting to 20 million eurosIn Metz, a contract of $ 25 million for work and 12 million for operation and maintenance, was signed between Pertuy

Construction, a subsidiary of the group operating in the Great East of France, and the General Council of MoselleWork will begin in summer 2012 and will mobilize up to 180 people

The first college to be delivered in October 2013 and the second in April 2014

Source AFP

Land: to simplify its structure absorbs Gecina Horizons

2011-12-15 11:12:44

The extraordinary general meeting of shareholders of Gecina chaired by Bernard Michel, on Wednesday approved the merger of the company Horizons, announced Thursday a statement from the land

Already held before the operation 100% Gecina which focused on the building of the same name, located in Boulogne-Billancourt (Hauts-de-Seine), the company now Horizonsest dissolved by operation of law without having made any closing transaction, the statement said

This sinscrit an approach to simplify the group structure Gecina and allows the building to bring in the tax SIIC (listed real estate investment companies), the statement said

With 27% of the capital, the largest shareholder of Gecina, which owns a property portfolio of 11.8 billion euro, is the group Metrovasaca Spanish property owned by banks Banco Santander, Bankia, BBVA, Banco Sabadell and Banco Popular Espanol

Source AFP

The Bouygues group is doing well and is "confident" for 2012

2011-12-14 20:59:54

French construction giant Bouygues is doing well and is optimistic for 2012 despite the crisis due to the increase in its backlog, said Thursday its CEO Martin Bouygues in an interview with Les Echos newspaper on Thursday

"No, for now we are not affected by the crisis," said MBouygues

"The economy remains good, with beautiful international orders and no noticeable slowdown in France," he added

"Based on our book and home sales made this year, which will be realized in sales next year, we are very confident and serene in 2012," he adds, noting that the order book group had increased by 7% in the first nine months of the year

The current crisis "has nothing to do, for the construction industry you it says, with the 1990s, which was catastrophic"

Martin Bouygues has also said serene despite the debt crisis that affects the bond marketThe rating agency Standard & Poor's lowered by one notch the end of November the group note the passing of "A-" to "BBB +"

"It does not raise concern among Bouygues, because it's been a while we are working to optimize our capital structure," he said

"Our bond debt is very spread out, we have no short-term maturityI do not pretend that this crisis of funding has no impact on the construction industryIn particular, the financial arrangements are more complex and more expensive but customers equally determined, "he acknowledged, however,

The diverse group Bouygues (construction, real estate, media, telecom) has made a net profit up 3% in the third quarter of 2011 to 403 million euros and foresees a turnover of 32.2 billion euros for year 2011

Source: AFP

Pentagon French Bouygues will file suit against "The Duck"

2011-12-14 20:32:46

The Bouygues group will file suit against The Chained Duck for writing that construction giant could be involved in possible corruption in the allocation of the site of the future "French Pentagon" contract awarded in May

"I'm angry and I complain," said Martin Bouygues, CEO of the group Les Echos to be published Thursday"We will assign Duck chained for defamation in the next few days for uttering false accusations against us and suggest that, since we are in construction, it is dishonest," he added

Martin Bouygues has denounced the "insinuations (which) are misleading and false""Our lawyers have asked the attorney if Bouygues was involved, the answer is noWe conducted an internal investigation that did not work eitherThere is nothing in the record for our group, "he said

"It's unbearableThe damage in terms of image are enormous, "he added

The Chained Duck revealed that a judicial investigation for corruption and influence peddling was opened in February on possible wrongdoing in the awarding of the construction group Bouygues of the future headquarters of the Ministry in the area Balard (fifteenth arrondissement)

According to the satirical weekly, a senior defense official is suspected of having sent a senior executive of Bouygues the specifications of the market before its competitors

Bouygues Construction said on Wednesday that "no measures of inquiry or investigation" has been initiated against him, and "none of his employees have been the subject of a meeting, hearing or notification"

Source: AFP

The different types of gutters

2011-12-14 20:00:51

Gutters vinyl or PVC

The vinyl is a widely known for its good behavior to bad weather, scratches, corrosion and ice. Also, gutters made from this material do not require paint for protection. However, it is possible to paint only with latex paint of good quality. Once they are painted, periodic maintenance must be carried out including an occasional brush stroke. The colors vary widely, despite the current craze for white. There are also styles that are resistant to fading.

The majority of residences adopts a model of style "K" gutters with depth of 5 inches. This dimension must take into account the slope and the location of gutters. The range of vinyl gutters marketed especially for the section 10 '.

The equipment installation gutters vinyl or aluminum box tabs, caps, fittings and downpipes. There is also mounting brackets, downspouts, large nails, down connectors, elbows, diverters, the rings and the seal assembly.

The expansion and contraction are part of the lives of vinyl. Indeed, during changes in temperature, these materials can cause warping of the gutters, damaging the joint fittings. These expansions will occur if no precaution is taken by the worker during the installationIt will include an open space plan for expansion of these later before landing on the ledge.

Aluminum gutters

Aluminum gutters have no obvious differentiation in the forms or styles available. Reported as being subject to the phenomenon of expansion, they are designed to withstand weather, scratches, ice, discoloration and corrosion of course. The major advantage of this model lies in its lightness compared to other types of materials. Despite its relatively light weight, aluminum gutters still show a considerable robustness.

Their high price compared to the normal is the main drawback of this solution. But the models sold are available with sections 10 or 20 feet in length.

Aluminum can be made to measure and without the use of fittings. However, only the real professionals have the skills necessary to achieve this mission, which typically uses a portable specialWith the absence of coupling, the risk of leaks being eroded or are close to zero.

Other categories

Electrodeposition has been used in the process of galvanizing steel zinc or zinc alloy for the manufacture of galvanized steel gutters. This process is to provide adequate protection to them to resist the attacks of moisture. There are also copper gutters that also comply with the criterion of non-corrosive.

The crisis requires real estate companies to come together

2011-12-14 17:33:29

The crisis and credit restrictions are forcing land, to very high margins but are highly leveraged, to cluster in the image of the announced merger Icade (CDC) and Silic (Groupama) under the auspices of the State, prompting criticism from professionals

"The concentration of industry professionals that spoke earlier this year is beginning to be realized," told AFP Frederic Caumon, equity analyst at Deutsche Bank

The land, with a tax status of listed real estate investment companies (SIIC) very favorable indeed have an incredible operating margin of 83%, but the financial burden is very important as they are developed through a highly leveraged

"For the land, there are many different problemsFirst, since the beginning of October, the bank financing are limited, which poses particular problems for small land that have significant refinancing to provide, "said MCaumon

The typical example is Foncière Paris France, which has only 700 million of real estate assets, for which the Financial Markets Authority (AMF) said "complete" Tuesday the tender offer (OPA) hostile Hotels Roissy in Paris Vaugirard (PHRV), a subsidiary of the insurers Allianz and Covea

CEO Jean-Paul Dumortier regrets the timing of the takeover, which occurs in a storm market, reflecting, he says, his "highly opportunistic" and allows the offeror to offer only 110 euros per share while it considers the minimum price "decent" to 117 euros

"More banks and insurance companies are required to meet the standards of Basel 3, Solvency 2," notes MCaumon"The State to maneuver" Forced by his financial situation, the mutual insurer Groupama resolved to merge its subsidiary Icade Silic in which the Deposit will hold majority stakeThe new company will be the first land in business parks and office buildings with a heritage of more than 9 billion euros

"The state was to maneuver through its armed wing, the CDCIt is not normal that the market has been kept out of the operation, while several other land could be interested in Silic, "sorry to AFP a high response of a land which held to keep the anonymity

The bank BNP Paribas could also give 15% to 20% of 51% interest in Klépierre, which pouurait attract sovereign wealth funds or Unibail-Rodamco, Europe's leading commercial real estate, according to several industry experts

There remains the problem "of the principal shareholders of Gecina and SFL, which are partly of Spanish banks, which by pushing their problems were later created a structural tension on their assets," said MCaumonThe current crisis also encourages land diversification:

it no longer content just to buy offices, shops, homes and health students whose profitability could one day fall

The Competition Authority has thus give the green light without conditions to the takeover of e-commerce site Rue du Commerce by Altarea-Cogedim, specializing in shopping centers

"There is an awareness of the industry that selling online is a long-term competitor to shopping malls where attendance is not good for the moment," said MCaumon

By Christian CHARCOSSEY

Liquidation of Richard Ducros: Justice upheld the conviction of Fayat

2011-12-14 12:08:19

The Court of Appeal of Nimes Tuesday confirmed the conviction of the Bordeaux group of BTP Fayat to pay 12 million euros to the liquidator of the company Richard Ducros owned, amount to be allocated to the PES in a decision which AFP Wednesday was a copy

The decision confirms the order by May 19 the judge of the High Court of Ales (Gard), which had condemned Fayat to pay "$ 12 million plan to assign to the backup employment "(PSE) of the company Gorria Me, executor of Richard Ducros

D'after a spokesperson, the group will lodge an appeal

The CGT union welcomed the decision of the Court of Appeal, which is a real success for Richard Ducros 284 employees who lost their jobs due to business closure

"After the violence of the dismissal (), The total refusal to Fayat to participate in social, development plight of SMEs and SMIs Basin Ales, Justice rendered its verdict relentless Fayat and his accomplices, "he said in a statement

Number four in construction in France, Fayat was notably successful with Vinci to build the new stadium in Bordeaux

The liquidation of Richard Ducros, founded in 1868 and specializes in building bridges, bridges and towers, was decided on May 5 by the Commercial Court of Paris, seven months after its purchase by Fayat to 2.3 million euros, an amount specified in the decision of the Court of Appeal

This group achieved a turnover of 2.7 billion euro en2010 and with over 17000 employees according to its website, had initiated bankruptcy proceedings of Richard Ducros partly because of "an economic and financial situation deteriorated"

According to his opponents, had bought Fayat Richard Ducros knowingly before refusing to put any money in the company

The Court of Appeal "rightly that the trial judge found that the explicit refusal to participate in financing Fayat PES created a manifestly illegal" by preventing the implementation of a plan sufficient

She also noted that the Bordeaux group was "able to fund a backup plan that includes all aid and planned actions" by law

How do you choose the plates, blocks or pavers for his property?

2011-12-14 11:47:47

The appearance of these materials

It is clear that the personal tastes of the customer will be asked to define the appearance of tiles, blocks and pavers to be installed. However, manufacturers will have the option of directing their clients about the objectives of harmonization of the finished work with the existing environmental settingIt is important to keep an eye on other developments in the area, including the same type of materialAlso, the shapes and colors should not depart from the design of the house.

With modernization, the blocks now have sharp edges and shapes rather original fleeing reality. These new materials do not fit very rustic properties. However, rustic pavers, in turn, tightly fitting part of a modern. Thus, customers must choose blocks that are not likely to lose their reputation in recent years.

The layout is not good with the use of contrasts and nuances. The uniformity of the color of the house with that of the product does not always succeed in giving a good view to all.

A high enough price

Prices range between $ 1.50 and $ 4.50 per square foot. This price range reflects the difference on various criteria: the thickness of the pad or slab, size, quality of finish and shapeIn addition, color can have a considerable influence on the price. The amount of the invoice is not the same for a surface color, a color incorporated or color obtained by mixing.

Many tricks can be used to not spend. Thus, the owners are not required to install concrete curbs on the ends of a path paved to reduce the cost for the utility of these materials is questionable. For reasons of economy, the adoption of non-Japanese is a good option compared to the solution path "full". For walls, the blocks that will not require a crown will be given priority. Paths straight commit fewer expenses than those curves with the reduction of losses during cutting of the pavers

Some people omit the need for such an investment compared to the increase in property valueIndeed, in compliance with the rules of the art, can return home a little more expensive than its initial value. Thus, although the owner may recover a large sum of money on the resale of his property.

Despite this, some self-builders are struggling in their development and are facing serious problems of subsidence after a few days of operation. As a result, they will be satisfied with a stagnant or even negative value for their homes.

Ceramics in the house

2011-12-14 11:21:50

The current trend

The ceramic coatings are becoming increasingly popular thanks to their use in every room of the house as a decorative or protectiveIndeed, they protect water and dirt respectively in a bathroom and an entrance. Once the tiles are marketed with standard dimensions of 8 x 8 in bathrooms and 12 x 12 in larger rooms. Currently, bids are increasingly diverse with new sizes ranging from 1 in. x 1 in. to 14 in. x 14 in.

Coupled with the size, shapes have also changed in recent years. The traditional square still but gradually his fame, he shares it with new forms such as rectangle and the hexagon.

The styles are many from the evolution of technology. The plants may include creating tiles that are very similar to slate, terracotta, marble or stone.

In addition, elements such as tile or baseboard moldings that fill gaps in the finish are also to remember. They are also part of the new models on the market spread.

Ceramics and kitchen

Despite the relatively high cost of ceramic over laminate worktops, many people often opt for it because of these advantages. These concern the life and performance maintenance-free throughout its life cycle.

For the purpose of cleaning work surfaces, smooth and shiny tiles are better suited to this type of plan. Choosing a porous ceramic commits the owner to buy a top coat effective in limiting the infiltration of water through the surface.

The counters are realized in several forms whose taste is the main criterion for selection of this variety. Solutions commonly used are the embedding of the tiles in a square formed by rods 1 inch or 2 inches, the molding has great aesthetics and ceramics, specializing in finish and borders.

The modern bathroom can not do without ceramics

Find ceramic tile in a bathroom is currently running. The choice of homeowners is understandable before the inevitable advantages of this type of tileIndeed, they have a positive effect to moisture and water infiltration, thus protecting the building structure. However, these functions will be filled with an installation in accordance with standards and code of practice.

In parallel, the ceramic tile also performs the task of finishing and decorating. No one can deny the twist provided by this material including the contours of a shower or bath enclosure.

The CDC and Groupama will be the first French property office

2011-12-13 22:01:37

Tuesday night, the Caisse des Depots (CDC) and the insurer Groupama announced that they would be the first tenure of office and business parks in France unpatrimoine more than 9 billion eurosThis alliance was made necessary by the uncertainty around the financial situation of the mutual insurer and go through a merger of real estate property Icade (CDC) and Silic (Groupama) in a joint venture with the public institution will be controlled by, a joint

The draft agreement, as part of exclusive negotiations, states that the CDC also injected 300 million eurosdans EUROCOURTAGE the broker, a subsidiary of Groupama

The transaction will be completed in three stages: 1 - Groupama will transfer the Deposit to about 6.5% stake in Silic, in exchange for direct or indirect capital Icade about 2.7%On the occasion of this, the CDC will provide all of its interest in Icade to a holding company controlled by it2 - Groupama will provide the balance of its interest in the holding Silic3 - Icade will file a tender offer (the offer) on the principal balance of silica, the holding company's commitment to bring to the public offering of its entire stake of 44% stake in SilicThese steps must be based on an exchange ratio of 5 shares for 4 shares Icade Silic, 2011 coupons attachedIcade plans to distribute more than in 2012, under the year 2011, a dividend of 3.70 euros per share Icade, a portion of the dividend may take the form of a special dividend"Extra strong" for Groupama Throughout and after the operation, the new company will be mainly controlled by the Caisse des Depots, told AFP Icade CEO Serge GrzybowskiThe investment of 300 million euros from the CDC in EUROCOURTAGE, the third player in the brokerage industry in France, will strengthen its financial"These two operations are positive for the Deposit and part of its policy of prudent long-term investorAs part of the Greater Paris, lerapprochement Icade Silic and create the first commercial property and offices in France, "said Augustin de Romanet, CEO of the CDC, quoted in the pressAccording to Thierry Martel, Managing Director of Groupama, "these operations have also the effect of reinforcing the financial strength of Groupama"Very concerned about the financial health of the enterprise and employment, an inter-union CFDT, CGT, CFE-CGC group voted Nov. 3 to a resolution unanimously to trigger a warning right at a central works council and appointed a firm (Secafi-Alpha)MMartel was found Sunday incomprehensible decision to consider lowering the rating to two notches of the mutual insurer of the rating agency Standard and Poor's (S & P), while Groupama had told them to be negotiating with the CDCFriday, the agency had expressed concern that "the financial situation and level of regulatory solvency of the group are further weakened in a very difficult gait to the point they are no longer consistent with a BBB rating"

Source: AFP

Contract for reconstruction of the dam of Assiut by Vinci

2011-12-13 19:30:11

Vinci, the leading French construction industry, has signed a contract Monday grouped design and construction of the dam Assiut, EgyptThe contract was signed with an entity of the Egyptian Ministry of Water Resources and Irrigation, Reservoirs and Grand Barrages the Sector (RGBS) for $ 266 million of workWork will be performed by a group shared equally by Vinci Construction Grands Projets and Arab Contractors and Orascom, and added to the group's many achievements in Egypt, such as the Naga Ammad dam and mill of Ain Sukhna

The project amounting to 266 million euros will be financed by the German public bank KfW and the Egyptian government and allow power generation to 32 megawatts, the regulation of the Nile and the irrigationIt will have two locks for the passage of river traffic and four 8 MW turbines for electricity generation of 32 megawatts

The project is scheduled for May 2 and should last 64 months

Source: AFP

French prisons: 80.1% of public / private partnership transferred by Eiffage

2011-12-13 19:04:01

80.1% of the subsidiary OPTIMEP 4 group Eiffage construction and concessions were sold on TuesdayOPTIMEP 4, holds a public / private partnership (PPP) for four French prisons (Roanne, Lyon, Nancy and Béziers) is now up to the investment fund DG Infra YieldEnl'absence opposition from the Ministry of Justice and the creditor banks, the amount of the sale value to society OPTIMEP 4 to 266,000,000 euros (the statement)Peter Berger, CEO of Eiffage had mentioned several times the assignment of this contract (PPP), which was the first in France for prisonsEiffage, the third group of French construction, and embarks on a program of debt reduction and states that it will retain 19.9% stake in OPTIMEP 4Maintenance of the four buildings will be provided until the end of the contract which covers 30 yearsDG Infra Yield founded in 2011, is an unlisted investment fund with variable capital, which has so far invested mainly in the Benelux

Source: AFP

Return on your electrical installations, it is possible

2011-12-13 15:00:36

Have equipment

It is obvious that to obtain such concepts, we will have that you have your own equipmentIf you still hesitate to invest in this, know that first, these new facilities will allow you to save energy, you can also benefit from state aid or local, you will also bring your boost to conservation efforts in the world, but mostly it will be possible to take advantage of the future.

The list of motivations is not exhaustive and you will also have the choice between different types of facilities available on the market. One of the best known is a priori solarYou can also opt for solutions wind, geothermal, biogas or even hydroelectric power. Pricing associated with each approach is however different.

The different rates

The current situation allows great freedom of pricing from energy producersIndividuals will generally take advantage of free competition between the giants of energyAlso note that you can also start your dice in this game, and enjoy very attractive rates. You can then play the apprentice energy supplier. But remember that the rates that apply to your production depends on the mode of production that you use

Solar energy is by far the most interesting, with rates varying between 0€ 30 and 0€ 55 per kWh. Wind energy is then more interesting with more than 013 € / kWh for offshore sites. Geothermal energy is at the third position with 012 € / kWh and can qualify for certain bonuses of up to 0€ 03. Hydropower in turn is at the end of the scale with 0€ 0607 / kWh.

Commitment over the long term

Before you finally decide to sell your electricity, there are a few major points that need you to linger overSell all or a portion of your electricity can be very advantageous according to the rates that apply to your production

Indeed, for a solar system, the question does not arise. Only for a hydraulic system, it is better to think twice before committing. The benefits that you will make on your electricity are classified as industrial and commercial non-professional. These revenues benefit from a reduction of 71% calculated before with your taxes.

If one day you decide to spend it, you will then have to connect to the national electricity distribution. You will then have to sign a contract to purchase your electricityYou will now choose from over-production or sell the majority of your production. This type of contract lasts on average between 15 and 20 years, weigh out the pros and cons.

Swimming pools with green green

2011-12-13 14:43:51

How does it work?

The basic principle underlying the biological swimming pool is to restore a natural biological balance to a Swimming area is safe to predict, because without it, it will be a pool of more in your areaIn addition, an area for the vegetation will also take place. Designers generally reserve the same area in these two areas to provide better biological balance

The area plant will consist of an area for oxygenating plants and another for purifying plants. The first will be at least one meter deep to allow the water lilies grow properly. The second plant families will be installed on the other hand in an area shallower.

Some designs suggest to separate the different basins. However, this approach requires the installation of pumps for circulating water between the basins. To fit perfectly in mind ecological, the solution is, however, to predict the different zones in a single basin, avoiding the consumption of energy for pumping.

The environmental impact

By removing the constraints of chemical use, and it is certain that the biological swimming pool allows you to save the environment. Chlorine, commonly used in the maintenance of swimming pool water also causes few adverse reactions to the skin or respiratory complications. Know that according to statistics, 16% of babies develop asthma symptoms swimmers against 7% of other babies. So your health also motivate you to opt for this solution. But the benefits of a biological swimming pool are not confined there in regard to the environment.

Includes a biological swimming pool in addition to the swimming pool, a pool of regeneration and a sewage lagoon. To fulfill its role, each basin must be populated by different types of plants but also animals and microorganisms. Also note that the sun for photosynthesis, the breaststroke swimmer that the deeper layers the whole environment of the swimming pool comes into play in the functioning of this systemIn addition to the internal biological mechanism of the pool, it also acts with all its environment by allowing insects or birds of passage to take refuge.

Be aware that the pool will remain beautiful throughout the yearWith plants that inhabit it, is a true continuation of your garden that is more pleasing to the eyes a large blue surface sterile. Last but not least, with this filter system and water purification, in will be necessary to add water periodically as. As for the possibility of completely changing all the water of the basin, there not even think, not all pools have almost no biological need.

The Passive House in detail

2011-12-13 14:33:24

Reduce the consumption

Saving energy makes sense for passive energy house, because by definition passive should not consume energy. The principle is very simple, avoid wasting.

One of the critical points of consumption of home heating affects. The figures show that more than 70% of energy costs of homes are due to heating. Then one of the key points that require special attention. The insulation is also closely linked. Thus you will avoid wasting energy, avoiding any leakage of calories out of your walls.

One of the ways that the concept is to maximize profits for the environment. This approach is much more accessible for new construction and renovations or rehabilitations. Architects and designers will then use simple methods such as hedges or orientation of a house. Optimize the orientation to the sun in cold climates and prefer shade in hot regions.

To reduce consumption, some reflexes should also be adopted. Indeed certain habits such as forgetting extinguishing bulb futures affect energy consumption of a household. One of the most effective alternative is to use low-power devices like low-energy bulb. For appliances, you will also have the choice.

Producing energy

Despite all the initiatives that you can consider to save your energy expenditure, it is inevitable that it consumes home point. To align with the concept of passive energy house, it is preferable to allocate part of the consumption of a home to its own production.

The options are many, the installation of photovoltaic panels to wind through the plates to heat water. This is actually the part that goes a little weight on your budget. An installation of photovoltaic cells needed for a household of 4 people will cost you around € 30,000. The relationship between costs and the production of a wind turbine is about the same.

The test environment also comes into play when choosing your solution of energy productionIs there enough sunshine or the wind blows he strong enough to allow such facilitiesIn the case of a wind turbine, the noise factor is also quite important and will often require that the facility is approved.

Fortunately, to support your effort, legal provisions are scheduled to amortize your investment. So is there any tax credits or the reduction in VAT. You can also receive aid at some communes or regions.

Geothermal and house

2011-12-13 11:51:11

How does it work?

The use of geothermal heating systems are advantageous side comfort and environmental. They are able to provide heating of several compartments in the house and also the hydraulic system.

Operation is simple, the installation does not require a specific development. To capture the heat pipes are buried in the ground, but different procedures can also be appliedWithin a liquid-flow heat transfer fluid or brine-whose function is to capture and transmit heat.

The recovered energy is then conducted to a heat pump and it is this that ensures the distribution of heat throughout the house. The system is then reinforced by a heating circuit that is to say, underfloor heatingIn turn, they return the liquid in the heat sensor to ensure the circuit.

Two options to consider

To capture heat from the ground, determine the context in which your home was builtIn case you do not have a field for the process, it is necessary to dig the basement. Often difficult task, you can always consider the heater, it is applicable to all types of homes.

Depending on your choice, you can opt for aerothermal and geothermal. The operation and processes are the same except that it is more economicalIt presents performances of further adjustments to bad weather and provides a much more even heating.

However, the installation and installation are relatively expensive compared to the aerothermal. The implementation of this requires enhancements that reduce electrical energy capacity.

Type you select and install geothermal heating

Two options are available, the first is the horizontal geothermal well. This process is easy to install, is why it is that attracts more customers.

The pipe or tube used to capture the heat is buried about a hundred feet deepIt is often based on polyethylene. He then joined a refrigerant inside, it will be the heat pump which then regulate any activities that revolve aroundIndeed, it is the land that will heat the fluid and recovered energy will be enhanced by a radiator or underfloor heating.

The second possibility is the installation of collection system vertical. The process is the same, to which water was added antifreeze to capture the heatAnd the latter, once absorbed, the heat pump will take over. Two tubes will be drilled in the soil is cemented to ensure the process. The energy produced can reach 50 ° C and over by the comforts which the underfloor heating will help the process.

To build his house

2011-12-12 16:36:14

Why build a house?

There are many advantages and privileges derived are considerable, as you will be brought to take all decisions about your home. Since the skeleton cuffs, you can customize. The finishes are a matter of taste and sense of design-related skills of entrepreneurs.

The plan of the house will come to your initiative, the layout and organization of rooms and rooms correspond precisely to your needs. All your suggestions will be reviewed at least by the manufacturers for a better presentation. Their assessment will be based on feasibility criteria. Of course, some approaches have implementation difficulties that only the relevant departments will be able to provide.

The layout and size of each room in your home will depend on you, and external factors related to housing options will also not be overlooked. The layout of your home and the framework within which the construction will be done will leave you guessing initiative.

Moreover, integration of heating, ventilation, ventilation will result in your ability to weigh the pros and cons of the use of equipment. However, it should be noted that each of these techniques is now governed by regulations. They insist on compliance with environmental standards.

Engage the manufacturer

The choice of home construction avoids the dissatisfaction since it is the customer who will be the primary decision maker. For successful results, and effective collaboration, it is important to choose a manufacturer. Go first, those who offer services that will ensure the thermal system of the home. Standards and current requirements should be taken into accountIndeed, this is an important point to review.

The working methods of the company are also to be considered, always check the price in relation to services. Many of them offer additional activities such as plumbers, electricians ... work with other contractorsAnd what is not less, is the quality of work. How to check? Must be determined and certified judge through the houses already built by the company.

For successful collaboration

The contract is one of the most reassuring to ensure the project and protect the two bodies that undertake. The law shall determine and reserve a title for the contract construction of individual housesIndeed it must contain the details of the Land and the various information about the type, size, and type of house buildingIn short, the building permit will authenticate your project.

There must also be clauses in the conditions of delivery, receipt and payment. All aspects of the different approaches and the whole procedure should not be neglected.

Tax savings due to green house

2011-12-12 11:41:25

14% less VAT!

If you invest in green building, you can claim a reduction of your tax. VAT is then given to a reduced rate of 55%. Compared to the standard rate of 196%, you will make a profit of 14% Tax. This reduction also applies directly to the immediateIn addition, this tax benefit is for anyone who wishes to invest in the construction of a building. Thus, the tenant may also benefit from this measure, not just the owner.

Different types of work are affected by this measureIn addition, other aspects of the organization of a construction can also benefit without direct reference to the environmental protection. We can then quote from this work the thermal or sound insulation, renovation, maintenance, and alteration or improvement of housing.

Large works, however, can benefit from this rate. Invoices in proper form are essential to support the benefits of this exceptional rateHowever, labor and materials are concerned.

Tax Credit for the environment

If the state grants you the famous benefits of tax credits is among others to support an active environmental policy. The administration then tries to support the efforts of each investor. Side of the investor, some people argue that whatever the motivations of the real state. As long as they can benefit from help, they rush at the chance.

You too can take advantage of this windfall, while you are creating a wealth of value and choiceVarious types of equipment are eligibleSo it is with some insulation, boilers low temperature device for regulating the heating and heat pumps.

Caps, however, are under the same terms of the laws that have created exceptional fiscal measures. A single person can claim a reduction of credit that exceeds € 8000The cap will be double for couplesIncreases are also planned for each child.

The rate applicable to the tax reduction is 25%, which is indicative, however, because each type of equipment will really benefit from a specific rate. The 25% rate will then apply to insulation materials, control equipment for heating or condensing boilers in the principal residences of more than 2 yearsIf the completion of the building date before 1 January 1977 and that the facilities are made two years after purchasing the property, the rate will increase to 40%.

Although each device has different rates, you can draw an advantage, knowing that with this equipment, you'll save energy.

Green Home

2011-12-12 11:29:23

How much will it cost you?

Many reasons can motivate a person to invest in a green house. Environmentalist through and through, smart entrepreneur or private individual wishing to save his planet, a host of profiles may be interested in the attainment of such a property. Compared to a conventional house, a green house will cost from 10 to 15% more. Fortunately, you will make great savings on your energy consumption. Suffice it then a few years or months to amortize the difference.

To support the environmental efforts of its inhabitants, some municipalities, regions or departments can provide financial assistance to investors. This effort is also illustrated in some tax cuts that you can claim.

Savings smart

In addition to the great love you have for nature, engage in green building is largely, and this for a very large majority, an opportunity to save moneyIndeed, in principle, a green home uses less energy than traditional construction. The energy savings will then be reflected in your notes.

In a conventional house, the heating is one of the heaviest costs with 60-75% of energy costs of a home. Also note that this energy is causing a quarter of emissions of greenhouse. A green home will then make the most of advantages that nature has or will adopt the best solutions to avoid wasting resources. This is the principle of bioclimatic house that will fit its environment. So is it a construction that uses hedges to protect against the front of cold wind, or windows that become dark in the sunlight against the surges in temperature caused by the sun.

To this end, the insulation also plays an important role in energy conservation assuming that saving energy, you can save in. To maximize your energy, feel better insulation also.

A central home

The green house is also an opportunity to host a small power plant in your homeIt is of course far from large hydroelectric dams, and rest assured, your home will not become the scene of a catastrophe like Chernobyl, but in any case, you will have the privilege of producing your own electricity using photovoltaic technology, wind and geothermal.

For a full green building, it is also useful to opt for a water management, such as low-speed facilities or systems for recovering rainwater. A method for recovering your waste will finally complete the project to live with respect for nature while enjoying the financial benefits over the long term.

A life inside

2011-12-11 17:19:03

A good inspiration

Everyone does not learn the creative soul, but what is better is within reach of everyone. Flip through magazines of decorations, feel free to move in store for only hear about sellers. Do not hesitate to visit the photo galleries of different Internet addresses of sites for decoration.

Any occasion is good to understand and know that even the top designers are forced to follow the trend. Cut then the magazines, keep a piece of cloth on which you have flashed the photo or download the show on your favorite site impeccable. All these little things can really help you. Remember also that the decoration has its own fashion and trends, then put you up to date, do not reproduce the deco there ten years.

Good color

The element that is most striking, but that can sometimes go unnoticed in the decoration of a room is probably the color of the wallsIn the choice of colors, there are two simple rules to respect for a successful design.

The first imperative is on the destination of the piece to decorate. A room is a place that can have multiple uses, sleep, eat, rest or play. Each piece is then a special atmosphere that affects occupant comfortFor a room, you will not choose such bright colors like orange and redAs a rule, while the soft colors yearn for relaxation and bright colors to tone.

The second rule, but not least, is a small budget report, as the world of decoration, each season brings new trends in color. Unable to change the colors of your walls every season, it is then to choose neutral colors that combine well with other colors. Fortunately, you can unwind on the colors of objects and accessories. Feel free to unleash your extravagance on the curtains and cushions.

Beautiful objects for the house

The objects and accessories are part of the decoration of a space which is why they require a wise choice. As there are large and small objects that are part of your decor, think twice before zeroing in on a sofa that is certainly beautiful, but is too bulky for your living room and out of fashion by one or two years.

The rule is simple: you let go of small things, but do you remember the big and expensive. Finally, remember that a new design can be an opportunity for the old stuff to make a new life. Do not hesitate then to darken to empty granaries.

The home insurance coverage useful for his home

2011-12-11 17:06:57

The guarantees covered

The risks your home is exposed to are more numerous than you might think. The broken tiles vandalism to fire insurance, to burglary, any type of disaster can be covered by adequate insurance. The benefits offered by insurance are usually classified into three main categories:

- The basic formulas that are often limited to the coverage of a predetermined number of claims. The insurance may cover goods and furniture, and it will pay special attention when choosing to keep unpleasant surprises at the time of reimbursement.

- The formulas are extended second family coverage. They typically offer a warranty extension, as in your pool or garden, without taking into account all types of risk

- The third option is hedging the risk. This formula supports all types of disasters that can threaten your home. The cost of such coverage are commensurate with the service provided by the insurance company.

The different types of insurance

In the area of housing, insurance can be contracted by residents. By extension, then the owner is not the only person who subscribed. We can identify three types of insurance.

- The owner insurance is intended to all those concerned to protect their heritage. Thus, the building and furniture will be covered in case of vandalism or burglary. The essence of such a formula first is the liability to cover damage that may occur in your home that might harm others.

- Condominiums insurance is intended to common properties. Generally, a common contract is concluded with an insurance company and covers areas such as the portal, the gardens or the corridor

- The third type is the tenant insurance that allows the tenant to cover its own furniture. This formula also covers the responsibilities of the lessee by the third party liability. This type of insurance can replace damaged or stolen property of the tenant.

How to choose a home insurance?

Home insurance works like all other policies cover loss. Plus you will benefit from guarantees, plus the cost of insurance will be felt. So choose according to your needs

Logic dictates when you analyze your needs first. Then you can compare yourself the different offers on the market or use an insurance broker who steps in your favor. Be aware that some brokers provide free servicesInsurance forms in the long term can benefit from competitive rates. However, short-term options give you more freedom and allow to add regular options as required.

All the townhouses

2011-12-10 11:59:52

The big addition to the semi-detached house

All homes have their own needs and have their own means to achieve their real estate projects. One of the first positive points of the house next door is then easy access they provide. The house shares a common wall with another property. Upon purchase, the house generally has a more affordable price.

If your project is a compromise townhouse built between two families, each family will participate in all costs that may involve the construction. At financial institutions that provide loans, we notice that the credits are more easily granted. The practice is also that repayment rates are seen better at the organization level.

The substance of the terraced house is to provide greater ease of access to home ownership. On a more objective, while home ownership will relieve the investor of the burden of rent.

Some drawbacks

Despite all the drawbacks few obvious qualities we recognize in a terraced house, he also acknowledges some flaws. All townhouses necessarily imply a similarity between different populations. No matter the party detached to be shared, a wall or garage, you can not get rid of your neighborsIf they are very noisy, sometimes all the noises through the wall.

Note that while most young couples who opt for the middle ground by working with friends and acquaintances to precisely reduce the discomfort. The main defects of the house next fall at this cohabitation and this proximity. However, you can avoid surprises by going to the premises or investigating your future neighbors in advance.

Where to find her townhouse?

For all real estate needs, references provided by real estate agencies are essential. This provider is then one of the first addresses to which you have to tell you the land where their expertise can benefit you. Most agencies can also develop in a climate of complete security. You will be far from the concerns about the relevance of ads. Finally, a real estate agent gives you advice, but it is mainly the media and supporters that it implements which are one of the main attractions of these signs.

As one of the main reasons that lead an individual to opt for the house next door is the question of budget, you can also turn to traditional ads that cost less. You will find the ads in different media such as newspapers, magazines or on the Internet. These ads are usually free and are from individuals. This last point will allow you to enjoy including a price without commission.

Finding a building plot

2011-12-09 18:10:38

The criteria for choosing

The purchase of a building plot may have various origins either as investment or as wealth accumulationIn all cases, the choice of the site must be done carefully as the first criterion is the location of the landIf the purchase is wealth accumulation, it may be that the choice of venue is motivated by sentimental reasons. If you plan to resell the property, however, direct to your choice of places or cities that will be a focus or focal point in the future.

Know that within ten years, the desert area in which you invest may become a thriving neighborhood, or on the contrary, the charming and thriving town you have chosen to invest in a few years will end up becoming desertIn any case, the choice of venue is crucial and proceed carefully, do not get carried away before the first ads that tell you about developments on a budget.

Check out real estate agents

It is clear that for you in such transactions, the best alternative is the estate agency. These real estate professionals often know the potential of the regions in which they operate. Often, the directory of agencies is responsible. You will have access to a wide selection. You will of course access to all these references, but it is certain that the agency will reserve formulas adapted to your needs to accelerate the process.

It is then very places that will be able to guide you. The benefits you enjoy do not stop there. With the close cooperation they need to talk to landowners in a given region, the agencies are able to provide highly relevant references. Finally, real estate know create a friendly environment in which you operate in peace.

A visit to the agency, it is also a golden opportunity to soak up some of their science. Even without having to use their service, you will discover the rating of the various locations. Peel the pages of ads Hundreds of pages of classified ads can also be a good support to help you find your building land. They are present in different media such as internet media, newspapers or magazines. Due to the large impact that this implies, advertisers are not made then pray to register their titles from the few lines of the journal.

Their popularity is also the biggest handicap of ads. There are almost too many ads online or in newspapers that the fact of reading tasks quickly becomes very restrictive.

Your mortgage

2011-12-09 15:38:18

Debt capacity

Once the decision, know that despite the best efforts to provide the effort needed to go to the bank that the borrower owes, no institution is likely to provide capital without having heard of debt capacity of the borrower.

Usually banks or financial institution who deigns to grant a loan, debt capacity allows up to 33% of the income of the applicant. The basis of calculation is of course derived from all other charges which may weigh on income. So are the cases of repayment of previous loans or annuity to a person.

If a person earns € 1,000 and a loan relieves current income of € 100, its debt capacity will be 300 €, 33% from 1000 to 100 €

The concept of remaining life

Based on income of the borrower, banks can accept, however, go beyond the limits of 33% debt ratioIndeed, another criterion is taken into account by banks in granting loans, the "left to live"In practice, this concept takes into account the amount available to the borrower once the monthly income will be removed. The difference will then be able to provide the expenses of daily living such as food, accommodation and electricity. In practice if the income of the borrower are important, it is likely that the bank grants him a debt ratio above 40% or 45%.

It is well recognized that the borrower makes a personal share in the credit. The personal contribution is not mandatory. If the investor has such a possibility, it will play in his favor as a decisive element in the negotiations. As loans involve a number of costs (fees, notary ...), a large majority of banks will leave them at the expense of the investor even though the personal contribution is not mandatory. How to find the credit? To find the best credit, only two options available to the borrower. Is it performs the exploration and negotiations in the various financial institutions, or consult with a broker.

If the first method seems tedious, it can nevertheless benefit from a wide selection. If the person has some knowledge of credit, this solution is adequate. However, to minimize the constraints of the process, the second solution is better. The broker will analyze the profile and needs of the borrower and conduct its research in this direction. The expertise and know-how will benefit the broker when the borrower.

The holiday rental unprofessional Leaseback

2011-12-08 14:31:17

In the world of real estate investment, there are different ways to take advantage of the tax system to amortize its investment. As the name suggests, the holiday rental is unprofessional for a population of individuals wishing to invest in cement. Conditions relating to the investor profile are then required. The purpose of the investment must also obey certain rules for the qualification. Finally, the investor will receive a tax cut.

Purpose of the tax exemption

The purpose of the tax exemption holiday rental unprofessional is behind an initiative of legislators willing to support the efforts of private real estate investment. Schematically, it all starts with the acquisition of a building in a residential service. As the property is for lease, commercial lease for a term of 9 years will then be signed with an operator of the residenceIt is this provider who will pay rent to the investor's net operating expenses.

The interest of the investor to build wealth by taking advantage of tax cuts that will absorb some or all of the investment. All taxpayers are eligible for this classification. Thus, the motivations of investors can be very diverse, creating wealth at retirement supplement through a savings scheme.

Leaseback as an investment.

An investment is a substantial capital investment in order to benefit from future appreciationIn the case of the holiday rental unprofessional, be aware however, that the investment is not guaranteed. Indeed, any price drop in real estate will inevitably affect the value of the property.

The capital is available, however, because the investor may sell the property at any time. Calculations also show that the investor can expect a rental yield of about 4%In the long run, real estate speculation is permitted, in the hope of future gain.

Nature of the building

To enjoy the tax exemption, the property is subject to certain rulesInitially, the building will serve as a residence services. It will also be new or refurbished over a period of less than 15 years.

The classification of residential service requires a well to provide at least three of the following services: reception, breakfast, linen supply for residents and regular cleaning of public areas.

Generally, three categories of residence are listed among the residences of Service: student residences, tourist homes, and establishments providing accommodation for the elderly.

The tax benefits

The tax benefits of the holiday rental business is not classified in the category of business profits. The investor can then deduct all expenses from the rental of taxable income (interest credits ...).

The great attraction of this approach remains the tax reduction under the Act Bouvard Hundred granting an abatement equal to 25% of the value of the investment without exceeding € 300,000This reduction will be spread over a period of 9 years.

As for the return on VAT, rents will be subject to VAT at 55%In practice, VAT will be refunded with the start of the rental of the building.

Find your apartment

2011-12-08 12:24:30

An apartment is often a synonym for independence for a large majority. For the young student is finally time to leave the family nest. For couples who just came together, it is often the beginning of a great adventure. One can hardly enumerate all the reasons that can push a person into an apartment. However, to find an apartment, you'll have some options.

The ads

The ads are usually found in newspapers, magazines or websites. You see them every day without really giving any attention. So why turn to them for your apartment search? To answer this question, some may argue that it is a choice ... claims to support, but there are actually several advantages that are recognized and classified ads that can motivate the choice of consumers to turn to this approach.

First, the ads no matter where they are in the newspaper, on a blanket of grain or attached to an old wall, are usually free. To get information, simply access the support. This explains the high profile of this method, which is also a very large number of proposals is identified.

Second, the ads are the vast majority of releases from individuals. Although some real estate agencies also use the media for their reputation, most publications are from the owners themselves. Then you can enjoy a lower price than the rates displayed in branchGiven the popularity of media, you can finally enjoy a wide selection.

Be careful though, it is not uncommon to find some small scams with classifieds. It often happens that once you move to see the property in situ, no consistency can be noted between the photo of the ad and the site. Still, the ads are among the best ways to find an apartment across France.

The experts of the field

If you can afford to offer their services, there is no doubt that estate agents are the best places for your search of apartment. These are indeed professionals present in all cities in France and even abroad, who dedicated their lives to the satisfaction of their customers.

If your choice was to focus on a particular agency, it would probably be for the services it offers luxury. Some brands offer accompaniments indeed worthy of the greatest hotels in the world 5-star service that will ask from you a simple signature. From exploration to the establishment of the final agreement, everything is taken care of by the agency.

Anyway, in most real estate agencies, the reception of the customer is an art in which they undertake to perform. You will be pleasantly greeted in friendly environments that will put you at ease. You will also benefit from the richness and variety of the apartments found in their repertoire. We can then unambiguously speak of field experts.

Estate agents and you

2011-12-08 11:27:21

France is full of charming small towns that have often gone through the various eras and reached us, enriched by a priceless heritage. The French property market partly explains its rise to the beauty and richness. You will be able to make very good business while enjoying the charm of this beautiful country, and professional opportunities provided by the major international. Whatever your need, it is preferable to use the estate agents. These addresses professionals are by far the best real estate players that you can trust.

Behind the scenes of real estate agencies

A real estate agent is for a large majority the place where people come looking for ads, simplyIts substance is beyond the mere façade or the great sign that you see passing by the premises. A real estate agency is primarily a team, and it is then an expert in his field of intervention.

This type of property is indeed composed of several members, who form a. By visiting the premises, you will realize the presence of several advisors, managers and other staff members. These agents are for the most part, on the job to provide you with the ease you need for your confidence-building. The consulting team can also offer their help, support, even in legal disputes.

The agency then is characterized by his expertise, because even those who come to see the day trying to maintain very good relations with landownersIt is indeed well settled that a trust, to fill the directory of the agency. His expertise is also illustrated in the conclusion and negotiation of the best contract terms for its clients.

Comfort and safety

A major difference between you entrust a real estate and peel the ads is the comfort and safety through 'agency approach. Typically, the ads are provided. Any kind of house, accommodation and habitats are found between the lines of adsIt is common to find land, buildings and even shopping.

However, to place you in this mass of information, it is often necessary to sort a very large. At first easy, the work can sometimes take your time, especially if you live in Normandy and you should visit a property in Provence. To select the offers you will often have to call one to one those that seem relevant before finally going to visit the places.

Entrusting you to real estate agency, properties will be presented pre-sorted according to your profile. They can also offer projects to the card according to your budgetWith this method, things will be much less complicated. Besides the obvious time savings you will enjoy with agencies, tours of the properties are left to branches, which lets you avoid surprises.

How to apply for a mortgage?

2011-12-07 15:27:11

Real Estate: A major project ... we are all one time or another thought. Who does not wish to have his own house, own car or his own business? Save to raise the capital required is often quite difficult, it never fails to meet liquidity needs of large ongoing savingsIn addition, it would take too long, our ... well you want it now. Especially for building construction, the best alternative is to borrow capital from financial institutions. So how are things going there?

Research

Like any consumer product before committing to any formula, it is first necessary to perform a search in the state of the art. For prospecting, generally two options: you have the opportunity to meet with advisors to agency or a tour on internet.

Research agency promises to be very interesting, as this puts you in direct contact with a credit expertIf you have sent to your bank, your contact will be one of the best people to advise you, knowing that he knows very well the status of your accountYou'll also be able to haggle some points of your case by going directly to agency.

Side of the canvas, the search is very easy to easily discover the offers of several addresses in a few hours. The majority of schools also offer online loan rates more attractive than traditional banks.

Where to turn?

Still in the research component, be aware that this is not just traditional banks that offer loans. You can also find your mortgage from other financial institutions. Currently, it is the banks, institutions and online insurance companies that are the main suppliers of credit you will find.

Traditional banks allow easier access to credit, but they are not always those that offer the best rates. Online schools, for their part, greatly facilitate access to credit where reimbursement rates are better than those of the bank. But know that they completely exclude the horizon of their risk profiles. Finally, insurance companies also offer real estate loans, which also allows you to benefit from preferential rates on insurance.

The criteria for choice

Despite the apparent ease of access to mortgages, it is best to compare the different variables to get the best deal. The first criterion is traditionally the rate of repayment of the loan. This is actually the gain applied to your credit, that you must also refund to the bankMore rate will be lower, the better.

You can also take into account the additional costs and other opportunities offered by the financial institution. For example it is possible to enjoy a debt consolidation loan as an option on your credit or another formIn any case, take the time to do your homework before you commit. For this, tools such as comparators and simulators you can find online are very good alternatives.

Enjoy the real estate markets!

2011-12-07 15:15:32

Real estate: The real estate investment is one of the alternative financial investments in the construction field. Compared to his alter ego, the real estate investment generally provides more security. To do this, you can enjoy a capital gain on the acquisition value and will be able to rent your property. It will also be an opportunity for you to ensure a regular income.

The estate tax exemption

If your logic or your heart looks for this financial approach and have decided to make a future acquisition, one of the best solutions is to entrust the local real estate agencies. You can also enjoy various tax exemptions to amortize your investment.

If the principle is completely alien you, know that the estate tax exemption allows to amortize the value of your investment property. These methods are rooted in the initiatives of legislators who pass laws to promote investment propertyIn general, these laws allow you to benefit from a tax calculated on the value of your investment.

To clarify, if you invest € 1,000 in the purchase, construction or renovation of a building, the state will offer subsequently reduce or erase your income tax for a specified period. This reduction can be a fraction of your investment or a flat. However, there are well-established rules that allow you to benefit from these reductions. All real estate investments can not then claim to benefit. For this, there are different addresses on the Internet that will allow you to pursue the issue.

Agencies, real industry experts

You will find in every town in France estate agents that will give you several advantages, including their market expertise, and their unconditional support for all your projects. As the competition is very fierce in the field, each address uses all its resources to stand out from other. This will be a good opportunity for you, the consumer, to benefit from competition in the services provided, but also the pricing of services.

Why do you say you entrust an agency, when you see the variety of deals on the Internet classifieds sites? Think again! Hosting ads is not the only area of activity of estate agency. Agencies usually work closely with the owners, which is initially a guarantee for the relevance of the property.

They also offer their help to guide you through the maze of paperwork. Note also that in case of dispute, the agencies can give you a hand or to mediate. By visiting the yellow pages, you will be able to find multiple references to agencies and the Internet also abounds in many references ready to serve you.

Finally, nothing prevents you to peel ads to find a house, villa or apartment for saleIf you know anything about the field, the ads can be very interesting and allow you to do very good business. Although there are some references of agencies, the transactions are usually between individuals, which allows you to avoid the agency fees.

Bathrooms: most out of your space with a plan

2011-12-07 11:49:25

The bathroom is often a reduced surface area compared to other parts. Yet it is busy every day and happens to be one of the parts of the house most used. However, enjoy it does not depend on the size available, it really depends on how the room is arranged. Simple gestures, small tips and some adjustments will then allow you to enjoy more ease and comfortHere are some tips to guide you.

Narrow space to accommodate

The choice of furniture to fit into your bathroom is the origin of a better presentation. The provision of sanitary and furniture should actually be studied so that they do not interfere with the proper use of the room. Just choose your equipment based on the shape of your room and the space available.

The cabinet wall for example, allows more space savings while being very practical and defines the shower to allow storage space. The corner shower and corner bath are also able to free up more space. Smarter, use the shower-bath.

Also try not to clutter the floor and hanging plants prefer well as wall fittings. Otherwise, storage techniques according to the frequent use or not allow better management of the room.

Regarding the layout of the room, place the tub at the bottom to a depth of twenty inches, as it is more a reflection of depth and width. The mirror also gives the impression of a much larger spaceHint: it is better to put ice on the width.

Tricks for the reorganization

Available to the bath plays an important role in the management of the available area. For comfort, it is important to free up more space by eliminating clutter and facilitating the flow and accessibility to various furniture in the room.

For rectangular rooms, plan the location of a tub that fits this form. The podium in front, at a height of 15 cm, will also benefit. Always leave a place to put the tools that will help you every dayOtherwise, plan to store furniture. Bathtubs "square" or other similar forms of showers are also practical. Placed in a corner of the room, it adapts easily to the frame and the decor blends harmoniously.

The layout of the room

The development often requires considerable resources and some work depending on the outcome. However, it is sometimes enough to properly arrange the bathroom leading to presentations and an original.

Customize the same time the set without neglecting any detail in mind to assess the space available and the type of furniture to include. And to do this, choose furniture that fits the size and type of bathroom chosen.

Do not forget compartments for storage, each box must be ordered according to priorities and usefulness of each item or product. Thus, you can choose shelves, laundry baskets, rods, towel ... everything you need for a balanced daily ...

Financing a home construction

2011-12-06 13:56:39

An investment in any project is always a fairly large scaleIn the field of house construction, for example, it must involve a substantial budget, but also a vigilant during transactions. To avoid unexpected concern and quite annoying, self-build is one of the best options to better manage its budget with the conventional procedure.

The magnitude of the different approaches and means

The first check is to control the budget available for construction of house. This will be determined by the financing in hand, needs, expectations and ways to mobilize. To do this, it is important to use the services of skilled and qualified professional agencies in the area because of this choice will depend on the effectiveness of your project.

It is then necessary to realize the difficulty of some steps to take to be ready for anything. We must therefore examine the expenditures generated and provide early costs of capitalized interest.

In this case, the lender must engage in a course that will be profitable with limited financial means, for example where you have to extend the term of the loan. If you engage in borrowing without capital, investors will be a little reluctant and require more guarantees.

The contratpour get a mortgage

Funding for construction and loan terms are determined in the building lease. It is already regulated by the Code of Construction and Housing.

The lease requires that one who commits should build on the land of the lessor. The duration of it may extend along the length of the case and repayment of the constructionUsually it is 18 to 99 years and must be contract. However, it is possible to reverse the conditions and to stop the lease if the two actants are not able to meet the terms.

Otherwise, the landowner becomes the purchaser of the building if the period of the lease beyond that which does not make him any installment to the lessee. Then the lessor is the owner of the land with the availability of construction whether a contract has not been predetermined for the transfer.

What funding you?

Must first assess the entire cost of construction without neglecting any detail. Subsequently, the question will determine its investment opportunities, considering its many personal contributionsAnd only from these results that must then seriously address the type of loan, rate and duration of funding. However, do not forget to take account of its expenses and borrowing opportunities since it will be also required to assess the conditions of repayment and guarantees.

Once all these steps reconsidered, he may opt for the bank loan with a personal contribution of 25% on averageIt will also have the choice for financial aid including loans at zero or 1% housing loans. Another possibility is the bridge loan, in this case, it is an advance.

Building and Planning

2011-12-06 11:29:00

The integration of new buildings in a given environment should consider the establishment and while respecting the environmentFrom this perspective, the urban construction is regulated by the Code and the Law on Planning. It is important to identify the area and know the relevant information before committing. The procedure actually performs better management of space while ensuring respect for the environment.

Planning regulations

Situations come into play when it comes to construction in urban areas. In this context, several regulations and coordinate your work will determine when the first standards to be considered are first land management. Take into account the borders, edges, boundaries, trees and protect the night sky for the project to follow exactly the standard.

Then there are various regulations affecting the use of land and buildingsIn this situation, it is also essential to obtain a building permit to comply with certain conditions viaAnd any structure outside of this framework requires conditions different from the usual procedure, discretionary regulations governing these specific programs.

But it is still necessary to learn before any commitment to carry out the work. Such regulations are planned for construction in areas of landslide. The building inspectors are the most qualified to advise you.

Location and size of buildings

The implantation conditions are also taken into account. On the same construction site owned by one owner, the two buildings must be separated by three feet.

If the building is bound to build a highway, it is necessary to measure the distance between the building alignment to the nearest. The various conditions and regulations governing this type of installation should be considered. This procedure also applies to all buildings in the vicinity of private roads with regulations to be followed to the letter.

Concerning the limits parcel, with the difference in altitude, distance and they regulate the implantation conditions. But the distances are not less than three meters. Failure to follow these parameters leads to the non-award of the construction permit. The latter is issued for projects that meet the standards and comply with regulations and conditions of settlements.

Sustainable construction and urban environmental habitat

Increasingly discussed, urban planning regulations also provide for the environmental context sensitive approach. Energy conservation is a procedure for prioritized sustainable development in the regions crowded and lively.

Green building is an essential way of construction in urban areas. The use of green materials is only reduced the impact on the surrounding world, but provides some comfort for the occupants of houses. Led projects in that then reduce the harmful effects and pollution.

Construction companies currently have the capacity and competence to manage this kind of process. Buildings and work are facing strict regulations to ensure greater efficiency in building sustainable!

Put a wooden house

2011-12-06 11:14:35

With an aesthetic more elegant and more heat, the wood provides a very elegant. It is also a choice that depends on the taste and even the needs of the applicant. But what is certain is that the wooden buildings guarantee a sustainable development. Moreover, different wall cladding can be adapted to this kind of material. But take his wooden house is not a difficult thing!

The wall coverings that fit easily into your wooden house

The coating is not only for decorative purposes, it also serves as an insulator and is also the guarantor of the seal and comfort in the home. The different types of siding discussed below are selected for their effectiveness. The composite wood siding is known for its strength: it lasts long enough and does not deform against moistureIt maintains the same structure as the real wood and displays the same elegance. To predict its degradation, the siding should be maintained with stain. Bricks can also be used for protection and can easily be associated with the wood to show a traditional. This clay has many more benefits by reducing the environmental impacts of construction and highly efficient insulationFire resistance is also considerable. The stone cladding provides a facade and an exceptional context. The plaster wall cladding is also a very practical ability as an insulator is indisputableIn different styles and presentation, it allows more ventilation. The installation of the coating on the wood frame.

The wall cladding must be fixed. To do this, follow certain steps, starting with the installation of a rain-which provides permeability and recovered the joints. You must choose according to their resistance to weathering. For fixing, staples and cleats may be useful, but the paper adhesives are ideal for this for the effectiveness of the procedure.

The tasseautage is also a consideration since it depends on the type of siding. Such protection requires a vertical double bracket support, unlike the horizontal installation. To keep the rain-steel spikes used fixer.

The air gap, in turn, provides ventilation and gas exchange, entry, exit thickness and allow more ventilation. These are metal spikes that will keep the blades cladding. For fixation, it is necessary to achieve a certain depth of 10 to 20 mm depending on the materials used and installation requirements.

Some tips

The installation often requires special facilities and special fasteners according to the procedure chosenIt must be ensured of a carpenter as well as effective and durable joints. Openings, construction defects and carelessness are the cause of the failure of the insulation and siding and moisture penetration.

To do this, consider the permeability to air, water tightness and wind resistance. These criteria are to be determined based on location and climatic contexts in which the building was built. The position of each opening and breakpoints also comes into question.

New modern design for his house ... the walk-in shower!

2011-12-05 14:24:51

The walk-in shower is a unique and easily adaptable to the structure of your home. Simple, but very decorative, it offers some modern touch to your bathroom. The presentation reflects particular and specific style and comfort. Arrange the room in this direction will then confirm that the taste for innovation and graceful touch-ups!

A walk-in shower, what is it?

The walk-in shower has features that allow you to specify it, it is these latter which are the source of the various privileges of useIt does not require specific materials. For the coating, for example, it is possible to use tiles, marble, polished concrete, ceramics ... the choice is yours!

It differs from other forms of so shower since it is close to the ground while being the same height as the floor of the room, but is not necessarily associated with itThe partitions can define the flow of water and systems are adopted to manage. But in order to integrate the various methods to ensure the installation, it is often necessary to raise the shower at a certain height. In this way, the variations and slopes ensure the discharge of water into a compartment or it will be mastered. Custom made, you will then more space to suit your needs.

A shower just convenient and comfortable

Adaptability is the quality of the walk-in shower, it fits easily into the room in which it is intended. It can then be tailored and better space management. Round, rectangular or other, it can even be installed in the center of your bathroom.

It also provides a luxury that is an aesthetic one of its advantages making it more and more covetedIn the corner of the room or along the wall, glass, tile and equipment used will provide more elegance. Besides, you can customize the presentation and add more sets of additional and complementary. You will also at your disposal a wide range of model!

Comfort permit is indisputable: the specificity of the shower makes it easy to access and reduces the risk of accidents. Its ability to integrate other equipment without congestion hosts without problems shower seats or bar recovery. And in addition, regular maintenance will no longer be a problem, it is easy to cleanWhat more?

So ... furnish your bathroom with Italian

The walk-in shower decor blends easily, the important point is its effectiveness in managing the flow of water. To do this, the facility must ensure the effectiveness of the seal. Floor drains, waterproofing screed, slope or receiver to be tiled are all factors to be considered to allow better drainage.

Often without a door, it is necessary to provide fixed walls, because it is more convenient to keep the temperature inside and not to submit to the draft.

Construction Contracts

2011-12-04 20:54:47

The contract is a reliable means to ensure and guarantee any process, whether in the automotive, architecture, insurance. Regarding the construction of the house, the sector is regulated by the Act of December 19, 1990 in the Code of Housing and Construction. The article and requires the signature of the contract by the different actants oriented projects for this perspective. This is also a way to be able to protect and secure all the steps.

The construction contract with delivery plan

The provisions for this type of contract empower the manufacturer for the design and the idealization to carry out the work itself. Models and the proposed plans will be available on the various catalogs for which engages in the process. To do this, you will have a wide selection and get the advice of professionals in the field. These take into account your budget, your requirements, your needs and the quality of the Land.

It is then necessary that the applicant has in its possession and to his name a lot or if an agreement to sell. Get a building permit is also an important criteria for the development of the procedure and work. And before signing the contract, he must have already evaluated the overall price of the building and secure funding. Terms and conditions will be reviewed and endorsed by the signatories will.

Thus, the agreement must include all information that can identify and qualify the field. It must contain and specify the various steps and stages of work to be undertaken to the reception conditions. This obviously includes connections to external networks.

The contract without providing plan

Without provision of the plan, the manufacturer is not responsible for the design of the plan, because his responsibility is more oriented towards the actual constructionHe is responsible for some of the work where it is most often large works, the water off and out of air. The contract is then driven to these specific activities.

To ensure finishes, outdoor equipment inseparable construction, the customer must contact with other agencies. New contracts will be signed and to ensure each procedure. Otherwise subcontracts are also often requested options. In this case, the principal signatory that ensures the transaction, it will therefore contract outsourcing.

The contract for the construction of detached house (CCMI)

The contract includes construction of individual houses all conditions and terms of construction with or without provision of planIt includes the different steps to be taken and details the context and framework within which the work will be realized.

It must provide all necessary information such as terrain or chose different indicators to define. The cost of the entire procedure must also be signedIt is also important to determine in advance the terms of delivery, refunds and payments by including clauses, insurance and guarantees.

Secure rooms in your home!

2011-12-04 20:42:53

Life, even in a house can still be potentially dangerous especially because electricity, water and fire. And in any case, age does not count in such claims, as both adults and children can be affected by the danger, so ... watch out! Here are some tips to avoid trouble.

To avoid accidents in the home

Children are most vulnerable to the dangers around them constantly, outside or inside of the houseIn the kitchen utensils such as dangerous knives, pots on the stove, oven, micro wave ... and much more so will be away from the hands of smaller (candles, matches, etc.).

However, small and simple gestures can be a great salvation in this room, like turning the handles of pans toward the side not exposed to children. We must also pay close attention to temperatures bottles, baths given to these cherubs. First of all, check the heat on his forearmIt's simple, but sometimes overlooked by nurses. However, the burn is a great danger to these children because their skin is still fragile.

Parents should also pay attention to the dangers that arise in children's rooms, where falls are most frequent in this type of roomIn addition, the bunk bed will be avoided for children under 6 years. Older children should also be careful not to drag their toys that are likely to stifle smaller.

Arrange the pieces in order to prevent domestic accidents

Many boards can be launched to reduce the risk of accidents in the house. Examples are:

Utilize non-slip mats to avoid slipping,
use the ranges and son that eliminate all risk of falls due to a collision;
Choose appliances easily controllable; have spaces wide enough corridors to avoid accidents;
Informing the best variety of parts, especially the stairs
Put handrails on the stairs to help older people to negotiate the slope
Install bars or seat support in the bathroom ;
Put non-slip mats in the bathtub

Safety precautions for your children

Parents should choose as much as possible following the beds European standards for their children. These include cribs that are spaced between 45 and 65mm.

Places likely to risk of dizziness are also safe for toddlers as the balcony or terrace. The bars safeguards have their cases fairly close spacing to prevent a small child's head being introduced between two bars. As for the windows, they will have a reliable locking system to prevent opening when the grown-ups are not there.

The furniture should also be provided with protective end caps especially on sharp corners. The number of falls on the furniture is actually well above the average.

The dressing: a discrete element, but important in a house

2011-12-04 20:25:22

For its storage, a house is always dressing closets or on its premises. For more fun and personalization, dimensions may vary depending on the needs of owners and the destination space.

Knowing what to rhyme the word closet and dressing

The closet and dressing are important pieces in a house to store all her clothes and various accessories clothing. Their provisions may be apparent or hidden between two partitionsAccess is usually operating with a sliding door. However, a house may have a dressing room that opens with a pivot. Their set up can be done in every corner of a house, either in the rooms, the dining room, kitchen or in the corridors.

Side use, the dressing is rarely used in traditional houses since it was only one time that chamber arrangements have to install the storage room.

In addition, the needs of homeowners have also evolved over time hence the appearance of dressing which is just large closets modular. These rooms can also accommodate closets large enough for many costumes and dresses. Sometimes, certain premises have a sink and a towel, enough to stretch out the occupants of the house.

If the storage has previously been neglected in the past, it is currently adopted as a functional piece of decoration discreet but well integrated architecture of his play Mother.

The reasons for making a custom dressing

Achieve the measure allows for a dressing that fits their storage needs, aesthetics and wellness. Specialists in the design closet into account inter alia the current context of the play space with which it plans to add a dressing. Therefore, it must take into account the available height of the surface and other operational parameters specific enough for a house to another.

The current trend seems to match the interior furnishings and interior design. That's why the owners want to make personal ordersIn addition, the desire for originality causes them to make custom, generally more expensiveIn addition, finish will be a little further to the qualities most optimal.

The different types of dressing on the market

Currently, cabinets conventional hinged or sliding doors give way gradually to their places of angles and dressings dressing-cabin. The first occupants helps a lot to gain more space with the possibility of using the corners of room. The second is, in turn, larger cabinets that can be visited by the owner to change daily.

Apart from these models, there are still different kinds of doors tellesles most famous sliding and swing. The first alternative provides a considerable saving of space in a fairly narrow.

The second is advantageous for those who prefer to have an overview of all her clothesIndeed, part of a sliding door can hide certain items of clothing

An exterior paint to embellish your house

2011-12-04 16:50:25

The exterior of a house always brings a touch of elegance while contributing greatly to its architecture with texture, pattern or color to. Owners or developers commit themselves to paint their external masonry to attract the attention of passers.

Choosing the right paint

It must first go find the right paint dealers usual. This is a choice of many types of products. Paints recommended for the coating of exterior facades sontnotamment:

The synthetic lacquers or paints: this kind of coating can be dissolved with an ordinary hydrocarbon such as white spirit, thinner, etc.It can be dried within 24 h where its implementation easy, but breathe and pollute less than their counterparts.
The water-based paints: they have water as the solvent and are easily applied. Its colors are quite stable with no odor to the installation in addition to dry quickly without waiting for long hours waiting. These include the various types that are included in this family, such as paint vinyl, latex and acrylic paints. To complete the picture, cleaning easily achieved with water attracts individuals to resort to this kind of painting.

Preparing media painting the wall.

The steps for preparing the walls can be summarized in three points:

The cleaning and treatment: it is an essential step to eliminate all dust and dirt on the front of the building. This is achieved using a brush rather rigid, with a special detergent building, paint strippers and other equipment such as ladders. Sealants will be applied on walls in high humidity. The masonry which have mold will be specially treated with anti-foam and anti-mildew. Hardeners, meanwhile, will be used for brittle materials such as old plaster.
The filler: it is a system to treat the imperfections of the walls such as screw holes, cracks, etc. To do this, the worker needs to open the crack with a scraper to allow the spackle to adhere perfectly to masonry. It is recommended in most cases the use of coated ready: the paste, the powder is tempered with a little water. The substances used must have good behavior vis-à-vis the adhesion and removalIn addition, for proper application of the material, the use of a knife painter of 5 to 10 cm is recommended.
Smoothing: it is a procedure by which the worker applies a thin layer of plaster to a smooth surface ready for painting. The large spatulas or knives are used to coat well for this type of benefit. As for quantities made, it is advisable to spread a layer of 1 mm of plaster on a wall surface of 250 cm.

Painting with an effective technique.

Most people now prefer to make themselves the various renovations and painting. However, they must follow the technical specialists for proper management of materials and timeHere are some tips for that.

With a brush application: you have to soak the hair on one third of the height to about economics. Also, remove the excess paint from the brush on the edge of capacity. The application will be made with a motion from top to bottom with square shapes whose ideal size is 50 cm square.

With a roller application: you have to soak the material in half in the paint. Roll the material on the grid to spin an even distribution of paint on the surface and remove excess material.

Choose your outside coating between the many coatings available

2011-12-04 16:28:42

Renovations and new construction still use coatings either inside or outside the home. Constraints on the choice of materials to coat the outside are numerous to mention only the obligations of beauty and good behavior vis-à-vis climatic.

The different types of siding

The designers of coating materials have thought of everything including improved strength and durability of the project. They have implemented a number of studies based on availability of these building components in the wild and in laboratories. Thus, the exterior siding can be in:

Vinyl: This substance is known for its resistance to shocks and scratches. Buyers can also choose from different colors according to their expectations, without providing any additional touch of paint. The installation must be made with a rather special technique, because the vinyl can not bear climate variations on pain of high wave expansion.
Aluminum has a range of patterns and colors. The low resistance to impact and scratches, the material is doing quite well compared to climate change. No expansion or shrinkage can be reported with aluminum. Moreover, it does not horehound and is resistant to the harmful effects of the wind that does not go with the vinyl. The appearance of this component of exterior allows for easy cleaningIn addition, the siding can be painted as desired.
Wood: In the past, this body was not well appreciated by manufacturers because of its wear high humidity. In addition, it can be easily attacked by fungi and termites. However, the treatment given to the wood currently allows high pressure to fight against decayIt can also be tinted at the factory without hiding its natural texture.
Brick: the coating is composed of clay brick, natural or reconstituted. The pieces are glued on an existing wall to give the wall a brick pattern. The installation method is similar to that of many tiles. This material is available in several colors and can form a solid or perforated according to the needs of its user.
Stone: a very elegant material among all those used for facades. This alternative seems to be the most expensive on the market. The reasons are many, but the best known are their physical performance, their resale values and their lives long enough.

The acrylic, stucco substitute traditional.

Traditionally, stucco masons used the aggregate to coat the outside of houses. Gradually, changes have taken place in the world of the coating and professionals prefer to recommend to their clients, acrylic coatings with a good resistance to weathering. This behavior is caused by the waterproof property of the material.

The common problem of this type of coating is a little complicated installation that requires the genius of a good workerIndeed, the surface must be as strong as possible to be able to receive the heavy weight of acrylic coatings

The various steps for the construction project

2011-12-04 16:11:45

The construction of a house must be legally and in accordance with the standards required by the principle of urban planning and local structural arrangements. For this, an administrative permit must be obtained before work begins. These include planning permission be granted where the proposed works comply with the standards in force.

Get a building permit

From a logical point of view, the art of designing a building can be done by everyone. Moreover, software consistent with this situation that can help individuals create their own documents required for obtaining a building permit. However, legal provisions require to hire an architect for building a net floor area of over 170 m².

An individual may be an individual application package for a building permit from the Town Hall. This applies to the construction of a house or carrying out the work that have a net floor area of up to 170m ².

Individuals must bring a variety of administrative procedures to obtain their permission for:

Work on their homes: in particular, have undergone renovations or not an addition, some modifications of the openings, facade improvements, installation of solar and many other activities.
The development of their land, be it a moving or a realization of a terrace. In addition, the construction of a pool or a fence may well require this.
Administrative building of annexes: garages or garden shed
Building a house without the services of an architect
Building a house yourself

Declaring its work

It is important to note the administration's intentions to carry out workWith a "statement of work", the owner must consider the planning rules in force for a positive endorsement of seniorThis piece is an alternative administrative building permit for the work of a relatively large average

Manufacturers who plan to carry out the work or operations of construction or development should start following this approach:

The extensions or structures ranging from 20 to 80 m² for their SHOB
The high buildings, except for wind turbines, which have a gross floor area less or equal to 2 m and a height above the ground exceeds 12 meters
High walls of more or equal to 2 m
Swimming pool with a maximum surface area 100 m² with or without covers (mobile or fixed) of a maximum height of 1.80m
Greenhouses and frames with a height between 1.80 and 4.00 m with a floor area less than 2000 m² in the same land
A transformation exceeding the gross floor area of 10 m² in floor area (excluding area net work)
The transformation of the exterior facades of a house as the work of cleaning.

To build a house, so it is important to follow the standards and to take all prior arrangements

Building a low-energy housing type

2011-12-03 12:33:13

With environmental degradation and natural resources exhausted, the defenders of the Environment have made several changes in the way of building a home. Legal provisions were then recommended for a low energy building from the end of 2012. The objective of acquiring even provides positive energy homes around the year 2020, enough to adequately protect our planet!

A low energy house in a few words.

The house is said to be low power when it saves more energy than it consumes. Thus, well-oriented housing will enjoy a good sun exposure and spend a minimal amount of electrical energy. Bays and various openings are placed so as to get the most sun during the winter when heating is applied rigorously.

Experts recommend then place the pieces of life in the south side while the more technical parts will be placed in the north. In addition, the thermal energy professionals agree to guide individuals in the construction of a building divided into two levels instead of one for an area large enough. Pathetic cases can also lead manufacturers to implement architectural protections such as pergolas and blinds, or plant protection to guard against aggressive action of wind or sun.

A bioclimatic house should have a high thermal insulation of a minimum thickness of 30 cm to best reduce heating requirements. Manufacturers will also require an environmental high airtightness out not to lose the heat already stored from solar radiationVents will be well calibrated to prevent air leaks too direct.

Low power also means the greatest possible savings on all components likely to spend on energy. Thus, all technical equipment will be carefully selected with the correct size as motivation for better performance. These materials are mainly light fixtures, heating and pump.

The specificity of the houses bio

The choice of building a house is a low power dual functionality because we choose to bring in his corner to experience the comfort of life required by the standards. At the same time, our buildings meet the environmental requirementsIn a power saving, the bioclimatic house provides a significant improvement in quality of life of its tenants.

The buildings are well insulated and sealed to provide maximum comfort for users regardless of the climate in winter and summer. Aeration can also help a lot with the objectives of a home environment with the system of controlled mechanical ventilation. Good air flow helps to clean the premises of the negative impacts of moisture.

In addition, the houses will be well glazed area sized for a maximum capture of solar energy to reduce energy consumption. Most of bioclimatic architecture is achieved with such a provision for exposure to solar radiation.

The right materials for a house low power

Many technical parameters contribute to obtain a low energy house. The materials used must allow good ventilation, insulation, heating and renewable energyWith regard to air, it must be renewed at a more or less short cycle for the purposes of hygiene.

However, we must control the air vents to reduce heat loss. For the purposes of solar heaters, solar panels heat or hot water tanks are the most recommended thermodynamic.

Locate a wooden deck

2011-12-03 12:17:19

Building your own house is always different to rent one because it is the opportunity to build a "home" in his image, in a personalIt is why many decorating ideas and development as the level of the terrace. This can be accomplished by timber to reflect an image of the exotic and comfortAnd whether it's grating slabs, decks purely composed of exotic wood of various species, constructed of wood is now very likely that hugs the expectations of individuals.

Wood and its advantages in the construction

The many advantages of wood used to build a beautiful house, as the material of natural origin is very useful for coating the terrace. A component of wood always delights homeowners because of its ability to accommodate the external image with that of the interior. Used since the dawn of time, this material has survived several generations of building without losing reputation.

From the technical point of view, this substance is famous for its low thermal inertia. This means that a small increase in heat can increase the temperature of the terrace. Side rigidity, there is no reason to complain, because even with fairly rigid nature, it has a flexibility that copy of his or her useIn addition, the texture and appearance of the wood provide a fun unmatched by other materials when tenants move barefoot on the terrace.

Interviews of this type of material may at first be a lock to its adoption. However, it is quite rare to provide care yearly unless the owner uses the wood to its true natural look.

On the financial side, the terraces made with other materials are a bit more expensive compared to those made of wood. This cost includes course construction, preparation, structure, decking, finishing, etc. And compared to other building components, building wood is a fairly quick process that involves less labor and less expense and.

Classes use of wood and durability

Moisture is the main enemy of the wood, because its high exposure will result in the alteration and the invasion of various biological agents such as fungi and insects. These biological factors can procreate wet, especially in the body of the woods.

The durability of the wood allows for two distinct parameters, namely the external forces which the timber must show strength and moisture which could compromise its life.

Treatments will be recommended to improve the behavior of wood vis-à-vis the main enemies. These products are developed in the laboratory applied to the wood before installation outdoors. This precaution is taken to extend equipment life and at the same time be more economic compared to other materials.

Choose a floor heating

2011-12-03 11:56:32

The heating solutions are numerous. The boiler through the air, there is a choice between several ways to benefit from the heating in case of severe winter. The floor heating is one of the many heating solutions and presents a number of benefits that can not be ignored.

Appeared in the 60's, this type of way to be on the rise the temperature of a house, the floor heating currently many people are interested.

Operation of a floor heating

The floor heating system consists of a network of cables buried in a wall of reinforced concrete with a wire mesh. Powered by an energy source, it is responsible for distributing the heat through its cables.

The cables operate transmitter return through a junction box. This dual function of the cables used to limit the emission of electromagnetic waves that can interfere with the audio-video and computer.

The cable system consists of three types of cables that are each coated to form ducts and metal braids. This also helps to insure against possible shocks and crushing experienced by cables.

The network is then embedded in a layer of concrete or mortar 4 to 5 cm thick.

The unit can be placed on frames, which facilitate the installation, or just down on the ground. The whole is secured with clips on insulator 4 to 6 cm thick.

There are two types of solutions to install this type of home heating medium:

· The floor heating system powered by electricity, the operation is similar to that of resistance.

· The non-electric floor heating here, other alternative energy source is usedHeat pumps, central heating systems that use traditional oil, gas, solar ... circulate the heat in the cables needed.

The contributions of a floor heating

Having this type of installation can quickly be efficientIt has indeed an original mode that allows mainly to save energy.

The floor heating turns rationally through a fair distribution of the heat diffusesIndeed, it automatically detects any changes of air that can occur in parts and then redistributes the heat depending on the situation. This provides a particular advantage for parts where the ceiling is relatively high. Thermal comfort is thus ensured for the inhabitants.

The operation also allows this type of equipment to be reversibleIt can provide the parts to heat during the winter, but also to send cold drafts during periods of high heat.

Main advantage of this technique, space saving clear that we gainIntegration into the ground allows for saving space as traditional equipment are left.

Economically advantageous, this equipment will reduce by 15% according to the heating bill ADEME. As a "green" measures, installing floor heating by the project grants a right to tax cuts.

In addition, air movement or dust are eliminated by the absence of convectionInteresting solution to allergy problems.

Tips to enlarge parts of the house

2011-12-02 22:31:19

Some homes may be too small and ill-suited to the development of a family. Many households face such problems without having the budget to expand their home. However, there are several low-cost solutions to optimize the surface at times that one has at his disposal. Three main parts are particularly concerned, the main living areas.

Solutions for every room

Three pieces will be the main activity center of a house. This will include the bathroom, bedroom and living room.

Rooms where to make the most of available space to consider several criteria for their development.

The color of the color of the walls can already be considered. Indeed, there are certain colors that used wisely can make the most of his living space. Favor light colors should be chosen, dark colors will not bring sufficient lighting for this.

The furniture pieces must be designed according to available space. Large and imposing furniture in an area of less than 50m² is not the best solution. With this type of furniture, the feeling of closeness fades easily and gives the room a sense of overloadIt is therefore important to develop according to its interior surface.

Several facilities are available to the interior. Elements that fit each type of housing. Manufacturers have indeed taken into account market conditions and individual needs. The practical solutions exist and if there is no inspiration or time to improve their living conditions, dedicated professionals offer their services.

Some solutions are easy to implement

Space is an important condition to ensure ideal living conditions. Several types of solutions exist and are proposed to make the most of space.

The use of mirrors can be a solution to consider. They are indeed perfect means for giving a sense of depth and therefore of magnitude.

The trompe l'oeil effect that can be obtained can be effective if we choose large panels that reflect an image.

In the bathroom, facilities may be considered minimal. There is a certain type of product for. These include for example the so-called shoe small tubs whose length does not exceed 1.20m. There are also Italian showers that do not have a shower pan and give an impression of space by having the original shower screens.

Recall that the location in a bathroom and all other important partsAn adequately prepared to be the place can be effective.

The modular furniture are preferable to fixed elements that can not be changed. Think multifunction is also interesting for those who want enjoy their space. The beds with mattress is equipped with drawers or shelves are interestingAdaptable partitions, the Storage Ottoman ... contribute to the increase of the surface.

Current technology can also do the best for this purpose. The advent of flat screen televisions as well as computers can achieve savings of upIt is important when making your purchases carefully consider all the constraints that can weigh on housing.

Pitfalls to avoid in a lease

2011-12-02 15:55:44

Leasing is a simple and easy to get that every year many French choose. Interesting alternative for the budget, but also for people who do not wish immediately to purchase a property. However, you have to be careful and some precautions should be taken.

The legal requirements for establishing the lease.

Before you can move into a rental, it is important to know that for certain types of lease, a lease must be submitted to the drafting of a contract. The laws specify the nature and purpose and the content of a contract. Learn about the obligations that govern this type of legal acts is necessary.

A lease to be valid must include in particular information about each of the parties, the description of the leased property and the amounts that have been established between the parties. All these parts have to be present in the contents of the contract.

The mandatory information to be contained in the lease include:

• the start date and duration of the lease.

• the use of the leased space (private, professional, or both).

• the rental price, payment terms and the revision of charges and rates.

• taxes that the tenant must pay.

• the deposit (if applicable).

• conditions of termination.

The parties may agree on some optional clauses as they are not contrary to law

The parties may agree on such deposit, the rental period, termination by the realization of a particular condition, the method of payment ...

The incidents of a lease: the inventory

Before taking possession of the lease, it must be established between the parties an overview. This document is required to give a clear picture of the condition of the leased asset and its equipment. This document is mandatory and the parties can not ignore it otherwise to be self-harm in the event of legal disputes. The condition of the premises is an extra precaution for each of the parties involved.

This type of document is established at the beginning of the contract and against-one visit is made at the end of the contract. Two original shall be delivered to each party, the use of a bailiff appointed may be chosen.

Document attached to each lease, the inventory can prove the property that will be givenIn fact, each party comprising housing, will be assigned a box describing the state of good repair in poor condition. This helps to guard against any defects that might impede the enjoyment of the property.

For the owner, if damage is discovered at the end of the tenancy, the inventory will allow him to withdraw the amount necessary to accomplish the work of reinstatement of the security.

For the tenant, this will allow him to disclaim liability for defects either before or after or during the contract period.

Build and sell a promising project

2011-12-02 15:29:19

The stone is a safe investment, because in one way or another, your project will become profitable even though it may take several years. However, the problems encountered do not grow and do not encourage still invest in this area. Thus the law to facilitate real estate investment has been created at the location of individuals, a mode of acquisition and sale through a property investment partnership.

The procedure for creating a SCIV or CICS is open and simplified in many ways:

· Easy access, SCI may be composed of either natural or legal persons. One interesting possibility because it opens easily access the composition of an internationalHowever, the activity of the company must be limited to non-commercial activities and construction of properties held for resale only. Where appropriate, the shape of the SCI must be adapted to what the partners want to do.

· Rules on capital simplified: the meeting of the capital of SCI is extremely simplified to allow the proliferation of this type of structure. Creation is such not subject to the full release of capital. This release can be done progressively during the life.

The amount of capital is set at an amount determined. There is no minimum capital.

· One of the benefits of ICS is that it allows everyone involved to have a separate taxation. The corporate tax is abandoned in favor of the perception of the net profits of each, based on the payment of income tax of each partner. This allows fair treatment irrespective of situation.

· Invest in a SCI does not commit the partners to hire staffIndeed, all activities of the company can be set by the partners themselves. This allows the group to get rid of possible payroll.

The operation of the SCI can therefore be seen as flexibleIn addition, the operation meets only a few relatively simple requirements: the presence of a manager or more and a General Assembly representing the shareholders.

The rules on company law apply in respect of the shares, dissolution and all activities associated with the existence of a company.

· During the assembly phase, the necessary legal steps to traditional societies may be disregardedIn particular, the use of a notary or a lawyer is optional.

The use of a notary is required only if a partner makes a contribution in kind of such land or building. The SCI is subject to the provisions of lawAlso during this stage, the status of the SCI can be written by private deedWhich greatly facilitates the process of creating. However, the formalities of registration and registration with the RCS must be met

· The creation process can also be done for some time online. Registration with the Commercial Courts may be relieved by the use of Internet. Solution that also facilitates the creation by eliminating the need to move.

The wind: an accessible energy

2011-12-01 15:15:56

A conventional wind turbine is over 100 m high and produces more than 2 MW of electricity capable of supplying more than 2000 homesIt is necessary in this case to have a field to the height of these features which is the difficulty for the individual. But solutions exist and even if only a relatively low production, the use of wind energy can be interesting.

Wind: How it works

Man has been using since the dawn of time the wind. Renewable energy and available depending on the area and weather conditions, they may represent an interesting alternative. Many countries have already adopted this type of energy such as Denmark that uses this type of energy to meet 16% of its electricity needs.

The operation of a wind turbine or rather is based on a transformation of the kinetic energy of wind into mechanical or electrical energySo everything works by moving an air mass.

A wind turbine is composed of several elements, but whose work is influenced by the rotor blades which are attached and the electrical generator which is responsible for the transformation of the energy obtained by the movement of the blades.

Energy production is a function of wind speed. It may therefore happen that at times there is peak production or productions very low or no.

Wind turbines manufacturers are optimized to take advantage of medium strength winds that are most often short. This speed corresponds to wind speeds of 50km / h over, either internal or external stop or hinder the operation of the blades to prevent damage to equipment.

Wind turbines for individuals

Address the constraints and consumer demand, wind turbines for home use have been put on the market.

Easier to install, they certainly take up less space but suffer as a result a decrease in production. The importance of the surface to allow the installation depends on the size of the mast and weather conditions of the place of implantation. Know all the same as for efficient use, the distance is important.

A residential installation will produce an average of a few kilowatts for use for a few brief parts of a dwelling. However, it can be used to reduce its energy bill making it still an interesting ecological solution.

The domestic installation is subject to obtaining an administrative permit if the mast is over 12m. A lot of paperwork and procedures necessary to include the installation. The advice of local authorities, the direction of Public Works, Civil Aviation ... is required prior to carrying out the work.

The design ideas that installing this type of equipment produced some unpleasant noise around. While this is relatively true, builders and manufacturers improve their products to reduce the inconvenience. To be courteous to its neighbors, it is always necessary to inform them of the project.

Application of Green Energy: The solar water heater

2011-12-01 13:36:13

The solar water heater meets a convenience for users of water consumption and energyIndeed, it produces hot water for daily needs but also for the sake of energy economy. A family consume on average more than 50 liters of hot water in a year: spending a large part of the family budget.

Solar Panels an economical alternative

The water heating by the sun is a solution that can take advantage of solar energy for a specific installation of solar panels.

The facility is responsible for storing the solar energy captured by thermal panels and will produce hot water. This type of installation can be reduced up to 90% on energy costs.

The operation of this type of installation is relatively simpleIt is based on the flow of a fluid peddler who will carry the heat absorbed by the solar panels to a water supply tankHeat is distributed through a heat exchanger.

The storage tank can be combined with a traditional heating element for periods of low sunlight.

The installation of solar water heater can be made by either hiring a professional representing an average of € 6000 or they can even be brought up, the cost of materials equivalent to approximately € 1500. It is advisable in case of self-installation to use the advice of a professional businessAn opening statement site obtained from local authorities is necessary for carrying out the work.

What can a solar water heater give you?

A solar water heater is interesting in every way. However, we must choose the installation that takes into account the environmental constraints of location, that is to say, sunny conditions. The use of this energy takes a responsible attitude to environmental protection because the sun is a free, renewable energy available in quantity.

Manufacturers offer two types of water heaters based on the needs and constraints of each building: those natural circulation and boiler forced circulation.

A solar water heater allows for energy savings but also to obtain grants or tax credits interesting.

Easy to install, or even to make, the performance of this type of development is based on your location. Depending on the area, they can produce enough energy to produce between 70 and 40% of heating energy. Particularly attractive in summer, autonomy for hot water needs is fully insured. Everything depends on the region.

We can use this energy source regardless of the orientation of the house, however, for low-exposure areas the advice of a professional is needed to get a better rate of sunshine.

Installing a solar water heater can save on average up to 450 kWh annually. This represents a decrease of the energy bill consistent.

In addition, this equipment brings additional value to the construction. So we can say that despite a relatively high cost, the installation of solar panels to produce hot water quickly becomes profitable.

The passive house or how to revise its energy consumption

2011-12-01 12:06:58

The passive house concept is based on the building traditions of the pastInitiated in the seventies in Germany, they have since become a popular concept deal with current environmental issues. This type of housing responds in part to ecological principles to preserve the environment.

How to turn his house into passive house?

The transformation of a house to house passive response to a simple requirement: the reduction of at least 80% of energy consumption or at least to give the character of energy self-sufficiency in heating.

The challenge is therefore situated in achieving this goal of energy conservation. This requires in particular the reduction of heat loss but also by increasing the efficiency of renewable energy.

To achieve this type of renovation, four basic points should be considered:

· The thermal insulation: it must be installed and thought in order to reduce the presence of thermal bridges. For maximum efficiency, insulation will be installed on the outside of the building.

· The breakdown: it is important or even essential in a home to focus on passive ventilation of the building. And install double-flow ventilation can ultimately prevent heat loss through openings such as doors and windows. VMC provides a conventional exhaust stale air and the renewal of clean air.

· The openings: the main sources of heat loss, the openings (windows, skylights ...) must be completely isolated with methods such as double or triple glazingIn addition, they must be properly oriented to take advantage of solar radiation.

· The air tightness of the construction

Advantages of a passive house.

The passive house is a solution for reducing energy consumption among manyIt represents an effective solution as regards heating and the distribution of the energy.

It provides, due to the decrease in energy consumption, a certain independence from fossil fuels. The traditional energy sources are generally oil and its derivatives.

The passive house can also get a better management of hot air while balancing the internal temperatures. The air circulation in a closed circuit also prevents the growth of mold or moisture. The modification of glass guarantees in addition to the reduction of heat loss, a significant sound insulation. These windows can also participate with the proper installation of energy storage.

It is true that the implementation of such works at first seems important. However, the added value and the energy efficiency provided by the facilities will be reflected in part on the property value but also on the energy bill.

The state also gives houses of this type of special aids such as tax credits or loans to do the work. The only significant green renovation is to pay attention to the specific techniques of this type of installation. All miscalculations or implementation may undermine the objectives of a passive house.

Tips for heating with biomass

2011-12-01 11:44:13

Biomass energy is derived from the degradation of organic materials. Particularly used for heating homes, it's an energy that can be used as fuel. The use of biomass energy for heating a home is interesting for those who want to achieve energy savings while having an ecological gesture. However, we must consider some points before the installation of such equipment.

1 Choose the fuel

The use of biomass energy heating can become profitable quickly. It is the user's choice to perform properly on the installation and use.

To the use of a wood boiler to replace traditional boilers, several alternatives may be available to you.

Wood is one of lignocellulosic biomass as well as straw, hay ... It can be used as a log, pellet or wood chips. The granules made of sawdust and shavings, on the wood chips, it comes in the form of chips or small pieces.

To choose the best type of wood you use, the certificate of attestation is necessary for sustainable an ecological approach.

2 Multi-energy solution

The installation of a wood boiler can easily replace the use of traditional boilersIn addition, it can be combined with several other types of boiler to increase efficiency and more savings

The boiler to biomass energy can be arranged in parallel with a traditional boiler or oil to logIn both cases, the installation of two boilers can take over without a break for a heating.

3 Types of boilers

There are two types of boilers as the case may give you more or less effective depending on your needs and your budget.

There is what is called natural draft boilers and boiler forced draft.

These natural draft is used as a replacement source because they are not interesting in the long term. They consume a lot of wood to a relatively low efficiency. The only advantage is drawn from the fact that they settled without tank.

Forced draft boilers are more interesting for theirIt reduces fuel consumption but produce the same amount of energy.

4 Take into account all the criteria of the construction

The installation of a wood boiler varies depending on the propertiesIt will not be identical in all casesIn addition, a certain area is required if the presence of a buffer tank is requiredIn any case, make sure that the provider takes into account all the parameters in quotes.

Also provide a space for the storage of fuel for an easy and immediate access.

5 Compliance

The installation of wood heating can benefit from tax incentives such as tax credit. However, certain standards a condition for obtaining these. The tax credit ranges from 22% in the case of first-time buyers to 36% if it is a replacement of an existing station.

Alternative chemicals: organic pool

2011-12-01 10:54:46

The presence of a pool contributes to an increase of over 20% of the value of the property. But the environmental issue remains and it is interesting to turn to green alternatives. Today, with advances in research, invest in a pool of low environmental impact can be interesting for ecological behavior.

Mode of operation of a biological swimming pool.

The operation of a biological swimming pool is simpleIt is based on the natural purification of natural aqueous environments such as pools, ponds, lakes.

The operation of this system is based on the purification of the components of the bathing water. The pool is organic and divided into two distinct areas: the swimming pool and lagoon area or area regeneration.

The water treatment is therefore in the second pool where the water is purified by micro-organisms that digest organic materials to make them consumable for plants. This basin contains a particular land covered with pebbles or lava associated with water jets to maximize plant respiration. It also contains a microcosm plant that will serve as the multiplication of bacteria purifying.

The plant environment is composed of several types of plants that depend on the choice of installation. Typically found reeds, yellow irises and rushes ... These plants can be broadcast either oxygen or water purification.

Alternative to traditional chemicals of conventional pools, pool biological reduces the environmental impact of such a facility on the environment.

The idea is to combine wildlife for use leaving a trace on the ecosystem.

The interest of a biological swimming pool.

The main interest in the biological swimming pool is the lack of use of chemicals such as chlorine and its derivatives.

The natural pool offers a host of significant advantages making it an attractive choice. This is seen particularly in terms of its use, but also in terms of comfort it offers health to its owners.

In addition, a natural pool blends perfectly with the natural environment that surrounds it and can enjoy the biosphere around developing a healthy natural environment.

Additional benefit derived from it is saving water and electricity because the process works on a principle of osmosis in the movement from one basin to another through channels and pipes linked.

The water that is required for this type of installation may come from the storage of rainwater. The usual constraints, such as winter, also decrease. The pool during the winter turning into component approval without the need to cover it.

Even if the pool does not require any chemical treatment, will be required by the appeal against fertilizer and maintain it in a little gardening. Construction costs are reasonable for an amount which can vary from 750 to 1000 euros for a size of 1000m².

However, you may encounter some drawbacks in its use light. The water can be heated beyond 24 °, because the plants may dieIt is also necessary to expand the capacity of the basin each year for filtering at least 50% every year for optimal use.

Six points in a project to build house

2011-11-30 17:35:07

Construction or renovation of a building is an important investment for each. This represents the sum and the consequences of poor choices can affect one day or another. It is therefore important to know where to go and choose when we began this kind of project.

This is a general list, of course you can add your own additional questions you can ask your provider

· Establish a concrete project and expectations

Step overriding the implementation of your project, you need to know in advance what you want. This first step will give you a concise approach to what you really want. The choice will then according to your needs, your expectations and your budget. You can then decide whether the use of a building with or without provision of plan is best suited.

· Well choosing the land

The land is part of the essential elements of the project. The use by a professional is recommended to determine if the land is buildable and corresponds to the size and needs of the project. It should include taking into account the geological, physical and administrative constraints as well as the total cost of the land taxes and other costs.

· Make use of several providers to compare quotes

Once your project well in mind, you can get started in finding a provider in home construction. For this, the submission of the project from several manufacturers can be useful. This will compare the various talking points, but also to choose the best, inquire about the financial health of the company.

When choosing the provider, it is also necessary to refer to the financial guarantees it. Indeed, the law requires subscription to a number of insurances. This requires that the manufacturer is able to meet its obligations.

· Select the manufacturer best able to fulfill its mission:

It is here important to have as much information as possible concerning the implementation of the construction project: the implementation of the work, tracking, delivery ...

More in this section, we will also seek to verify the various approvals and permits before this.

· Get references on the provider

You may ask some manufacturers customer references with whom they have been in business relationship. The information gained can yield clues to problems, with solutions.

Alternatively, you can get information from internet forums, you know ... It is vital to have as much information about the selected company .

· Check the contents of the construction contract

Since 1990, it is mandatory to establish a construction contract for the construction of more than 170m ². Turn on the written record provides protection in case of prosecution for failure to perform obligations. Such a contract contains all the requirements for the construction: the performance of work, delays, warranties, price and payment methods ...

Construction: importance of hiring an architect

2011-11-30 16:35:03

Many people may be involved as part of a contract to build house, but few of them involve an architect for many reasonsThis is mainly due to ignorance of the importance of the involvement of an architect in any construction project

Why hire an architect?

Many individuals rely on an architect simply because they are obliged to do their building with a floor area or floor area net work out of more than 170m2Apart from this case, few would require its interventionHowever, the tasks of an architect is more than important in building

The role of the latter is not only in designing the plan of the house depending on the lifestyle of the future ownership and financial conditionIt can also act as owner representative by being entrusted with missions more or less numerousIt can also be used to assist and advise in the selection of materials and construction companies

The architect can also act as site supervisor inspecting and controlling the successful completion of the construction projectThis allows to carefully monitor whether the payments required by the companies are really adequate to the workHis intervention may even extend to the delivery of the building and beyond:

- Assistance and advice on conditional reserves must be included in the minutes of the delivery of the work

- Filing of the declaration of completion of construction at the Town Hall

Professional responsibility of the architect is initiated following the recognition of defects after the date of receipt of the buildingIndeed, it is subject to the ten-year warranty that covers all injuries affecting the consistency of the remains and the guarantee of a better functionThese facts must be discovered two years after delivery of the book

In general, the cost of engagement of an architect is around 6% of the value of construction

How to choose an architect?

Construction and even renovating your home require the intervention of a good architect to make it successfulThe choice of this player should not be taken lightlyIf possible, it is more convenient to hire a professional living near the site of the new constructionWhich facilitates the control of the performance of work, trade and travel

We must also know the latest achievements of the architect in questionThus, the person will know if it will have the ability to adapt to their aspirations while making personal ideas

To find a good architect, contact a number of specialized agencies in this area is also an important stepThey must send a request to the developing nature of the project, the field related to their involvement and financial means in handA non-exceedance must accompany this application

After choosing, you must meet with the professional commitment and give him the necessary documents allowing him to have details of the project wanted

All about colocation

2011-11-30 13:34:15

The real estate prices is increasing in France, despite a few cuts and stabilitiesCo-location is therefore, for some people, especially students, less spendingBut it is important to know the rules governing the matter in order to know the rights and obligations relating to both the owner lessor roommates

Roommate: General

Co-location can be defined as the act of rent to two or more single-ownerPeople who rent are all called to be copreneurs or roommatesThe goal for them is having to pay a rental fee for an affordable home can give a perfect living environmentBut the regulations in this area requires a good choice of roommate

These regulations may change depending on the destination of the rented housingIf it is furnished, it will be the provisions of the Civil Code that will be appliedHowever, until recently furnished colocationThat's why there are no specific regulations in this area

The parties may then agree to organize their relations to the extent of compliance with the provisions of the Civil Code, del'ordre and public moralityThe only requirement outside of the Civil Code is the requirement to any landlord to provide a housing providing a pleasant living conditions for tenants statutory Solidarity and urban renewal of December 13, 2000

If it is an empty house, there will surely be under sections public policy of the Act of July 6, 1989This law covers the area of the lease regardless of the destination housing colou

Landlord and tenant: their respective

The parties' obligations under a contract of collocation are required by law of July 6, 1989 in Articles 6 and 7The 6 on the owner'sFirst, it must submit to giving tenants a home to live with agreeablenessHis other most important obligations are:

- Maintenance of the rented and leasehold non-essential repairs

- the acceptance of all improvements made by tenants if the development in question does not transform the home or rented space

- the issue of release Free or received roommate who requestsSection 7 of the Act lists the various obligations of tenantThe latter is required to pay the rent and charges recoverable when provided for this purposeIt must use the rented accommodation so as not to cause disturbance to tenants and neighborhood homes and around homes

The tenant must also repair the damage sustained by the good colou for the duration of the contractBut the damage due to acts of God are not subject to this ruleIt must support the maintenance of normal housing, participation in expenses related to development of common, prior notice to the tenant before a transformation on the leased property, and insurance risk rental

Building materials and greener

2011-11-30 11:44:07

Many sources of information indicated that the planet is warmingWorld population must make arrangements for the most important of their livesThey need green buildingMaterials that can be used for this are many ranging from wood and straw to the other materials from the soil and subsoil

Wood and straw

Wood is the building material with the oldest mudHowever, the use of mass building nearly halt its developmentFortunately, awareness of the importance of building an environmentally friendly, several European and American incite their people to use it for all new construction

It has many advantages, including the fact that it is an energy saverMoreover, it is a good insulator that can collect less dissimilarities between the temperature of the surrounding air and the walls of the dwellingPlacing it at the top of the list of the best green building materials

It is also known for its agreeableness as it causes less risk of allergies and insect populationIn addition, it does not require a lot of interviewsThe form of construction with the most used material is wood framing that allows a home to have more tenacity against earthquakes

This type of framework can also be designed with straw as the main materialIt's been 100 years building a straw was found first in the United States, NebraskaThis is now beginning to be adopted due to its high fire resistance and performance in terms of thermal insulationThe building made of straw is not only saving energy, it is also silverIndeed, the price of a bundle of straw is only 2 euros

Other materials

Some types of bricks are as environmentally friendlyThis applies to those used in the countries bordering the Sea of Nordcomme England and IrelandThere is, for example, clay brick, which is designed with clay fired at high temperatures and compressed

This is categorized into hollow brick and solid brickThe latter is less used in the construction of a house for their heavyThe clay bricks are renowned for their high thermal resistance and the convenience they offer

Brick monomur, meanwhile, is more expensive than the previous one, but it offers a more favorable thermalThis material is more breathable than the clay brick because of microbiles that are attached during cooking

In addition, there are two types of bricks are of great importance in the construction écologiqueà namely:

- Sand-lime brick

- brick compressed earth

All people who want to build a green home may choose as a building material, concrete HempThe latter, as its name implies, is made with hemp, a plant that exists on the European continent and is known for its robustnessIt is the same for the "cellular concrete"

The contributions of Scellier

2011-11-29 18:33:43

The house price boom is in the last ten yearsHowever, most investors could not "enough" benefit because the charges relating thereto are adapted to the proposed tariffBut with the implementation of Scellier, it is possible now possible to have a tax cut

Generality of this law

The law is a text Scellier tax is applied on French territory since the beginning of 2011Its provisions relate to persons who own a new house recently built or acquired housing not yet completed in the future stateThe reform of this law also applies on:

- Premises converted into housing

- housing redesigned

- the subscription share Specialized REITs

However, ownership needs to be dated 1 January 2009 to December 31, 2012Before the interval temporary, the regime of depreciation will be applied while the PTZ + is to be used in any geographic area FrenchIt should be noted that the Scellier can not be applied in Area C as it applies only to municipalities and cities with more than 50,000 inhabitants

Scellier law can not be adapted to housing not meeting the environmental requirements for all housing in FranceMoreover, it is necessary that the performance of the work is dated last day of the second year following the year of the permit application to construct or purchase of local

The application of this law also requires compliance with the two rules are:

- Housing should be allocated to a lease for a bare minimum period of nine years as a principal residence

- the monthly rent does not exceed certain price per m2

Tax benefits provided by this text

The law establishes a reduction Scellier represented as a percentage of the cost of the dwelling with a maximum amount of 300,000 eurosFor investments made during the year 2011, the rate is only 13% of homes ordinaryBut if it is a low-energy housing, there is an increase in the rate to 22% for that year

The distribution of this reduction is equal to serving for a period of nine years from the year of purchase of the dwelling or the completion of theThis period is extended to all contracted investments during 2010, but have been made in 2011

If it is a dwelling in which the date of the booking contract and the signing of the instrument is determined by the end of 2010, it has a label or not to BBC, the Scellier provided a rate of tax reduction accounting for a quarter of the costThe date of the booking contract is that in which there was signed at the notary's commitment to a real estate investmentIt can also match that of the time of subscription to the tax domicile of the owner-lessor

Home Loan: Details on the PTZ +

2011-11-29 11:21:36

The completion of a building is not an easy task, not to mention the pressure from the State shall submit all new construction to the standard BBCThe cost of construction is much more expensive than ordinaryTo solve these problems, the PTZ + was established to replace the PTZ, not the land and the deduction of loan interestIt is implemented since the beginning of 2011

PTZ +: What is he?

The PTZ + is a mortgage that does not require payment of loan interest and feesIt brings together the three previous devices ready and even brings improvements in this areaAll loan offers sent from the month of January 2011 can receive application of PTZ +

However, it can be applied to all the people who already own their primary residence the previous two yearsThe device is primarily intended to facilitate the access of households to middle and low income in a project of building construction that will be their main residenceThere is no cap resource allowing many families to buy their own home

Monthly payments are lower and easier access to loansThe PTZ + provides funding of up to 40% of the purchase or building construction, and at a zero rateThe importance of the value of this funding takes into account many facteurstels that:

- The geographic location of the property

- its energy performance

- its composition and equipment

In France, there are four geographical areasIn the first called "Area A" classified the megalopolis of Paris, the French and Genevan some areas of the Côte d'AzurIn the "Area B" are all conurbations with more than 250,000 inhabitants and all the major cities most expensive Corsican and overseas as well as cities with more than 50,000 inhabitants and municipalities expensive French coastOther locations not classified is categorized in the "Area C"

The importance of the value of loans follows the order of this classificationIt should be noted that the device is accessible only in credit institutions have agreed with the Government

Tips for choosing a home loan

To accomplish its real estate project, a person is often called upon to apply for a loan with a borrowing institutionHere are some tips to help get a good offer:

- Master all the concepts, the language and regulations in force relating to conduct negotiations with the borrowing agency - While demonstrating the body's ability to make a refund in deciding an important personal contribution

- Refer to preliminary list of existing loan deals

- Find the best deal is going around schools, or through a broker or resorting to Compare - Take into account not only the credit rate, but also TEG

Changes made by the BBC

2011-11-29 11:14:37

Many states require their people to make green buildingThis is the case of France who submits any new building for labeling BBCThis new standard has brought many changesMoreover, the French state allows those who want to build houses BBC benefit from a loan very interesting

Changes in materials and equipment

A house BBC, as its name suggests, is a home less energy both in hot water, heating and cooling, ventilation than lightingThis new form of construction has made many changes that have not been observed with the standard RT2005First change noted, the trend of more and more people to adopt solutions woodIn fact, over 60% of the cases follow the path of these solutions

Most elements of this new form of construction are wooden citing only the floors and wallsIn fact, this material provides optimal thermal insulation for new housing builtSo even if it is built of brick or concrete cell manufacturers still use wood for a good interior insulationIt should be noted that since early 2011, it is required for any manufacturer to claim the label BBC before starting workThis has made a gradual improvement in the design of the home

If equipment previously greenhouse joules have been installed for heating, it is no longer the case with the standard BBCIn fact, over 90% of households want to replace them with other equipment or gas heat pump water or airFor the production of hot water, solar thermal is now beginning to be abandoned in favor of the thermodynamic systemAs for ventilation, a large proportion of applications for new constructions prefer VMC humidity controlledFinally, the gas takes up more space than the electric water heater

Home BBC: financial benefits

Access to the building in accordance with standard BBC is becoming easier, not to mention the number of financial benefits associatedDue to the PTZ + implemented since the beginning of 2011, it is possible to benefit from a larger loan by building a house a regular BBCIn addition, since the same date, all real estate investors benefit from a BBC tax cut with a home non-BBCRegardless of PTZ +, it is even possible to obtain additional financing at preferential rates in credit institutions in favor of construction projects environmentally friendly

Other benefits are manifested especially once construction is completed or acquired remainsThe most important is the fact that there is less in terms of energy consumptionMany professionals argue that the construction energy costs in buildings BBC Type A are around 125 euros in hot water and heatingThis is a real economy in the long term

5 recommendations for good decorating his house

2011-11-29 09:46:51

Although construction of the house is spotless, if the interior decoration is not treated, it may be that the owners are not satisfiedTo decorate his house, you can flip through the magazines dedicated to this activity or visit the websitesHowever, to make it easier for owners, here are some tips to enhance the decor of any room in the house

1-Follow your instincts

The decoration is a matter of taste and intuition, that is why it is necessary to follow their instinctsHowever, an obstacle can stand in front at the final choice is the priceWhile it is essential to choose according to their needs and tastes, the main factor is, in fact, the budget is for purchases of accessories designed to enhance the decor of the houseTo save money while having parts and original equipment, it is best to choose contemporary stylesIn addition, the mode tends to the old things today with the retro style that is increasingly the rage these days

While the choices related to purchases must be made according to certain criteria, most importantly, however, the feelingsMost buyers choose, in fact, for objects close to their heart even if they exceed their budget a littleHowever, it should be very careful because it can start very strongly the Family Finances

2-Opt for quality

Most consumers believe that an item is more expensive over there is goodThis is normal when taking into account the valueIt should be noted that this does not apply in all areas, as it is possible to find original parts and very good quality at reasonable pricesTo find these objects, it is recommended to make a little side tour to merchants who offer chips often objects of decoration quality, but that does not cost too much

3-Think carefully before buying

Although it has been said before that he was following his instincts in his choice, it is by cons review and assess the situation before embarkingA person can buy with his heart, but can be appreciated from the room or item she bought can not be used to decorate the houseIt is therefore important to choose items that conform to the style of decoration to be chosen

4-Examine all possibilities

Make comparisons is essential before choosingTo do this, you should visit different shops to both because it is possible that the price is not the same from one shop to anotherHowever, it should still be careful, because by dint of comparing and trying to find the lowest prices, it may be that they leave without buying anything because they could not decide

5-Ie find the right stuff

The best way to get quality items is to become familiar with the managers of shopsThese can, in fact, advise clients and they may offer them rare itemsHowever, it is often necessary to pay up money to get themTo find the right stuff, it is also important to go to fairs, exhibitions, libraries of Art ...

Choosing a Garage Door

2011-11-28 17:44:52

The garage as the name suggests is used primarily for parking vehicles whether it be cars, bikes ... It's an annex of the house, but plays a very importantIt is therefore necessary to give it some attention particularly in regard to its door barriers that will be used to provide security against all threatsThe choice and installation of garage doors are not a trivial thing, but must take into account certain criteria

Some types of garage door

There are different types of garage doors that meet all the needs and expectations of the owners of the house

First, there's sectional doors which are mainly used to optimize the space in the roomThe latter, indeed, the distinction of being placed on the ceiling when openedIt also has a necessary mechanism to improve the safety of owners and other equipmentThis mechanism is primarily used to detect obstacles that may ariseThey come in all colors and is made with different material

After sectional doors, there is the prestige model + is made from pine or PVCThe insulation is optimized because it is generally 40 mm thick which is injected polyurethane foamThe owners of the house can choose the motorized model, but for a limited budget there is always the manual operation

The choice can be worn on a door in which Muslim lacquered aluminum is added 19mm of polyurethaneThis type of door also has an electric motor that does not harm the neighborhood that his wound is very quiet

Finally, there are doors that can be built with fir or PVCShe is best suited for homes that have a large space in front of the garage that is opening to the outside

Optimize the isolation of the garage

Although the style and design are key factors in consumer choice, the most important, however, will be the insulation of the roomGood insulation will, in fact, to avoid the inconvenience that might be caused by the neighborsIf the house is on the roadside, a good insulation of the door is also very important against the engine sounds of passing cars

With this in mind, companies that offer this type of product are trying to find the best possible to optimize the thermal and acoustic insulation of garagesFor this, the thickness of the door and the material used are key factorsThere are even those who choose to inject polyurethane on the inside of the doorThis concerns mainly the sectional door has the distinction of having the polyurethane inserted between the inner and outer walls of the gateThe insulation of doors can also be optimized by the use of insulation kitsThese consist of plates having a thickness of 20 mm and are usually made of polystyrene

The requirement to limit his field

2011-11-28 10:51:45

To avoid confusion and conflict on the owner of land, it is necessary to limit itFor this, there must be the owners of contributing land lying side by sideThis must be done to ensure a degree of impartialityThe boundary can be done by a professional, that is to say, a surveyor

How to limit his field

There are three ways to proceed with the boundary of a property:

- The first is the boundary by agreement and for that, owners should be based on the documents they have in their handsThese documents can be a title, a register ... The people who own the land may make an appearance at the boundary itself, and if they can send their representativesAt the end of the operation, confirming a plan must be established with a deedThese will then be presented to the mortgage officeIt should be noted that the costs that will be necessary for this operation shall be the responsibility of all stakeholders

- It is possible to hire a surveyor to look after the boundary of a propertyThis practice is most used and most secure because they are professionals in dealing with all the operationPeople can therefore challenge the results that may showTo the best result possible, the surveyor should examine all documents related to the fieldMeasurements and assessments should then be undertakenThese will be used to prepare a report of demarcation and the owners will have to affix their signatureThe remuneration of the surveyor is the responsibility of those who use its services

- The last method for the demarcation of land boundary is the JudicialAs the name suggests, the court will rule on the boundary conditionsThis step may be required by one of the owners and that justice will be responsible to hire a surveyorThe latter will therefore be investigated in order to define the property in the best

The judge will also determine the responsibilities regarding the payment of costs related to the transaction

When do you need to undertake a field boundary to the boundary's should be made to the following conditions:

- A private property whether or not a building

- a contiguous land

- land belonging to different owners So it is the land lying side by side who must be boundedHowever, even if they do not touch but are separated by private roads, stream or trail, the boundary should also be madeBy cons, if the property is separated by a road for public use, no demarcation should be made ofThe same applies to navigable rivers, lines of railway or a municipal land

6 points to remember for good monitoring of the site

2011-11-28 10:14:45

In a project to build a house, the law states that the dealer and the manufacturer must sign a contract that will list the responsibilities and duties of eachFurther steps must be completed before arriving at the date of receipt of the goods, especially in regard to the CLIENTIt must, indeed, follow the progress of construction from beginning to end

1 - The start of work

The work will not start if a contract was not signed by the partiesThe agreement was signed by the Contracting Parties shall also provide the date of start and end of the siteIf the contractor does not start on time, he must pay damages that may result

2 - Determine the actor who will pay for unexpected

The price has been fixed shall not be modified along the way except by agreement of the contracting partiesThis is mainly done to ensure the safety of the prime contractor in case of problems related to unexpectedIf such cases arise, additional fees must be paid and it is essential to determine in advance who will ensure that paymentGenerally, the manufacturer must undertake to pay the fees that are intended to finance the unexpected

3 - The site visit

The contract is the document that must govern all actions to be undertaken during the project constructionThe customer will not have the opportunity to make a site visit if this is not stipulated in the document that was signedBy law, in fact, the manufacturer is solely responsible for the site until the property was not deliveredHowever, there are some remedies that can be used by the future owner of the house to ensure the project's progress

4 - Payment of the manufacturer

The payment of the contractor may be made by échelonnementet generally it is as follows:

- 10% is paid as security before the commencement of work - 15% of the amount is paid after completion of foundations - 20% is paid after completion of wall and roof - After the installation of windows and doors the donor must pay 15% of the total - 15 and 5% are respectively paid after the installation of plumbing, heating and receipt of good

5 - The reaction to have in case of problems

In most cases, if a problem arises during the project, both parties are trying to find amicable solutionsThis is done in order to ensure the project comes to an end in time that providedIn the case where there is no consensus found by the contractor and the contractor, they must enter the appropriate authority who will decide

6 - Upon receipt of the property

Arrival at the date of the end of the site, the mastery of the book expecting to receive well in terms that have been stipulated in the contractThe future home owner must carefully check every corner of the house in order to detect the smallest defectsIf the property is in line with expectations, a report shall be prepared and signed

How to choose windows

2011-11-28 09:49:17

The construction of the house requires a significant investment and therefore it must be very careful in the planning and the choice of professionals who will be responsible for carrying out the projectOne of the key points that must not be overlooked especially is the choice of windowsThe latter are, indeed, a very important place in the decoration of the house

Materials to be used

There are three basic materials that can be used in the manufacture of a window to homeTheir use depends on the needs and expectations of the owners of the houseThey have also the possibility of using two materials together by selecting one for the opening that is to say, the isolation and one for the internal structure

The first material that can be used is aluminum and in this case, it is possible to choose between two models: the model chic and contemporary styleThese advantages are its perfect adaptation to the windows of large sizes and openings slidingAs disadvantages, the material is quite famous in the market so that selling prices are quite highIn addition, aluminum is also very powerful in terms of insulation

The wood is also used in the construction of windows for a buildingIt has as main advantage its low conductivity which allows for conditions of high performance insulationHowever, its main drawback is that it is easily degradable which requires regular maintenance

There are also plastic windows that have the distinction of having a low price that can be handled easily because of its weight is very lightPVC is not recommended for very large openings, but it is very good at the insulation, but also in terms of maintenance

Chosen according to the glazing

Professionals in the field offer different types of windows that are suited to all budgets and all needs of consumers

They are thus able to choose the double-glazed window that consists of a glass with a thickness of 4 mm on average, air is thicker than 16 mm and a second glass of the same thickness as the first

There is also double glazed argon with the same operation as the first except that the air is replaced by argon

Triple glazing can also be an appropriate choice because the insulation is increased with the installation of three windowsHowever, it will not be what everyone will get one because its price is very high

Make a choice depending on the type of openings

Different styles are available on the market in terms of opening the windows

- There is for example the French overture which has the distinction of opening to the interior of the roomThis style has an opening up to 100% resulting in a better room ventilation

- Openings are also quite interesting slidingIf before, they were mainly used for cooking, today they occupy every room in the house

- The opening tilt and turn has the same function as the French, but differs in that it is possible to switch allowing good ventilation of the room while keeping the inaccessibility of the latter

Opt for a retro bathroom

2011-11-26 22:42:29

In recent years, the trend goes back to the old things be it in terms of dress or in the home decorationRegarding the latter, more and more professionals offer families different equipment that will allow them to have an original decorationThe bathroom is one of the parts that are especially designed in a retro style and for that there are different types of accessories that are available on the market

How to decorate a bathroom retro?

The first thing to do to decorate your bathroom in a retro style is to get a retro bathtubWhat makes the charm of the latter are his feet in the shape of lion paws with acanthus leaves orThis kind of tub can be built with different materials, there are made of cast iron, other acrylic or steelThe average size of a bathtub back is 180 x 80 cm, it is much more heavier than the new modelsTo get them, you must go to a collector or to build a model agreed with the

The floor tile is also very important in decorating a bathroom retroSeveral choices are presented to stakeholders so they can choose between a natural stone floor or opt for the installation of a parquet or checkeredThis choice is on the floor, it is preferable to opt for the white model subway that is the style that truly reflects the retro

It should also pay particular attention to the furniture and accessories to put in the roomRegarding the first, it is preferable to opt for wooden furniture that can be molded then painted according to the taste of the ownerInstalling a vanity in the bathroom would also be a great asset in optimizing the retro styleAs for accessories, there first must be the mirror, preferably, have a gold frameOne way of highlighting the slightly older of the room would also choose porcelain

In addition to these three criteria, one must also consider other factors such as:

- The lighting in the room

- The bathroom

- The fittings

- ...

Bathrooms neo-retro

This type of bathroom is unique in offering a room with a retro-art equipmentSo this is to mix the old with the new so it is possible to keep his passion for watches things intact while enjoying the evolution of new technologies

From this perspective, the main facilities of the room should reflect the old style bath including a feedback that can be arranged at the center of the room and is adorned by a gold-colored fittingsHowever, there will still be the installation of hi-tech equipment such as double jet shower, for example

How to choose the type of food for his house

2011-11-26 22:33:00

The decor and layout of the kitchen are now a place large enough in the budget of a familyProfessionals in the field also continue to offer new products to market to meet the growing needs of consumers stillIt should be remembered that the choice of a kitchen is essential, do not neglect the essential amenities like running water or appliances

To choose between three types of cuisine

Generally, it is mainly women who opt for better management of its cuisine that more and more men are attracted to the art of cookingThis room in the house can be of different types and layout can be adapted to the needs and expectations of eachIn order to facilitate their choice, here are three types of cuisines that are original to each other

- The kitchen island

The first type of food that may attract more than one is the one island inFrom its name, it therefore has a few islands which are intended either for storage or for the preparation, there is also an island tableThis table can accommodate an average of six people, making it no longer needs to have a dining room that food may do the trickIt would therefore be possible to look at the same time an eye on the cooking while feastingRegarding the installation there is nothing easierFirst, we must get the right parts for it and just go from distributors to find out who is already mountedThis leaves more space to develop that will accommodate the

- The kitchen-living room

The second type is the kitchen-living room which has the characteristic to optimize the space in the houseIn order to have an original place, it is advisable to opt for the stone to improve the designThe kitchen-living room is also offered to owners to enjoy the view over the garden or the surrounding countryside with its bay windowsSince this is to optimize the space in the room, it is essential to the equipment needed in the cornersThis space can then be used to install a small bar or a bench to allow guests to relaxIt is possible to spend much time in this room as in any space provided for this purposeIt is also an ideal place to invite friends and family to spend some quality time

- The summer kitchen

The kitchen was too small to attract many people because it is installed outside the house that is to say in the garden or on the terraceProfessionals in the field today offer more and more functionality to allow interested parties to cook both inside and outside the homeAll necessary equipment for cooking are made available to home ownersIt is even possible to structure the pool and ready to install a small bar for the swimmers to be able to drink and take forces

Filtration and water system for your swimming pool

2011-11-26 22:18:12

In exceptional aesthetic quality, the infinity pool immersed in an atmosphere uncommonThe impression of infinite space and waterfalls are the source of his feelingsHowever, it is important to know the real operation of these facilities specific to judge yourself of the benefits that can be drawn

The infinity pool

The main advantage of the infinity pool is that it is an open circuit that allows the release to the outsideThe introduction provides a framework for rare and uniqueWhether to allow development, its location should not clutter up the landscapeIt should blend in harmoniously and special

His aesthetic is his strong point, dot the environment which will be located must be arranged so as to have more spaceThus, it will feel to receive an infinite field waterThe slope and the slopes are in favor

We must also take into account the technical side and maintenanceThe price of construction and installation is much more expensiveThe operation is as follows, the water that forms the falls empties into effect on buffer tanksThese can also be chutes, they replace the traditional skimmersThis new pool no longer has a curb

The filtration

Overflows often come from activities that are in the poolA swimmer entering it regulates the volume of water to its volume

The water poured off is collected in bins is then filteredThis recovery allows a circle starting from the pool tank, the tank to infiltration and infiltration at the pool

One disadvantage of this pool is the way to resolve overflowing The challenge is to better manage the excesses or deficiencies of the water in the poolThen there should be such a problem, and the buffers are already fit and able to assume this functionThis water tank can then be operated to better the entire process

With filtration, self pool cleaning, maintenance services will only be rarelyIndeed, foliage, herbs, different subjects will be discharged through the overflow and the filtration system does return over the surface

The hydraulic network

The hydraulic system provides smooth operation of the filtration system and therefore the poolThis indeed requires a more developed and powerful device to ensure the effectiveness of the processPreferably, choose those with two pumps, one will manage and optimize the overflow and the other will provide filtration

To do this, we must take into account the pipe and ensure qualityTheir size is also to be considered since it is determined the flowIf everything complies and is consistent with the requirements of the installation, your installation will be permanent and safeThus, the filling conditions be reviewed

Improve the organization of cuisine

2011-11-26 22:02:35

The kitchen is a room in the house that holds an important role in the stage house and occupant comfortPlates, various devices and tools scattered everywhere, it is embarrassingA kitchen has several compartments which are areas of storageImprove the organization of its food is then a convenient way to relive this space often overlooked!

Know the areas of the kitchen

Match and classify organizational cuisine so you benefit from more space, more clean and quietTo do this, the routines are simple, you just get used to the store and know the areas of the kitchen

We must collect the same accessories in one placeAnd do not hesitate to use open space and available as drawers, cupboards, chests of drawers ... Ranger methodically to find you every time you are looking for somethingSo try to reorganize according to your taste, depending on daily use or for decoration!

An area must not compromise the structure or the operation of the otherEach area shall be broken harmoniously so that each element in the kitchen is not tooThe transition from one area to another should not be difficult, these compartments must be accessibleInstead, consider areas of activity

You have to book a waste area, obviously to manage garbage and useless to any material they are not scattered all overFor equipment, you will then have their usefulness and functionAlso dedicate an area for washing, one for cleaning food and one for dishes

The storage area is one that keeps foodAfter shopping, have simply used to rank foods according to their characteristicSome in the fridge, others in the freezer and keep the rest in the diningLocation will be reserved for cooking

The storage area

There should be a storage area, it is necessary to ensure proper disposal and storageIts main function is to allow better organization of your foodThis way you will have the opportunity to focus more

Preferably, for your rankings, opt for sliding pantryWhen opened, you will see all and you can easily grab what is helpfulFor dry foods and cereals, are planning a closetFor other foods must be frozen and stored in a cool, certainly the ideal is the refrigerator and freezer

The bike The most used area of the house, the location for washing should be provided with good lightingIt should not be too narrow because the movement will be the most activeThe proper functioning of each element will ensure the comfort of using this space

The sink and dishwasher will be well maintained and clean, it helps to promote the holding decor of the roomThe cabinet under the sink allows the recycling of waste and garbage and better management is garbageRevenue from these activities should be placed close

The wall insulation

2011-11-26 21:53:17

The hot air kept in a house does not depend on the thickness of the wallsContrary to what we think the wall is the second source of heat loss from the roofThe isolation of the latter can then limit the conductivity of the air fresh and maintain the correct temperature required to warm

How to insulate walls?

It should be noted that a very thick wall of several centimeters does not compete with the capacity of thermal insulating material a centimeterIndeed, the walls, especially made of stone, are real drivers of coldWhy isolation is an important step to ensure true comfort

It is more appropriate and professional to analyze the situation of housing and different conditions of implementation of housingWe must consider the location, climate and the environment according to several criteriaFollowing these steps will release the balance sheet that will choose the ideal thermal insulation

The process must consider first the lining of the north and further to the westBoth sides of the house have only rarely and very little of the sunThey are often in contact with moisture, are the parts of the house that are always exposed to rain

However, the installation should blend into the background and should not occupy too much spaceAs a result, the external thermal insulation is recommendedThe advantage is that the procedure does not require a significant energy resource, and therefore less consumptionIt will also serve on the aesthetic side, it will restore the exterior facadeBut you can always opt for one that is on the inside, it is easier to install

The insulation on the inside

The thermal insulation of the wall from the inside allows the maintenance and conservation of the heatIt is easy to install and it does not affect the construction and does not alter the facade of your houseOtherwise, the procedure is much cheaper compared to the exterior

This method is much more suitable and appropriate to the work of renovation, redevelopment or rehabilitationAnd it is also the home of second homes that are most relevant

This insulation is most often associated with walls more than doubling to ensure best resultsAnd it is well-sealed walls that admit as much insulation as possible

One of the advantages of its use is then the energy savings that canThe disadvantage is that the method does not interrupt thermal and does not affect the long term

The exterior insulation

To avoid large bills for heating, it is important to reduce energy consumption and to opt for external insulationAn outer coating is most effective, it gives a new look and renovate your facade

Thermolook to allow conclusive results, mobilizes insulating panels made of polystyreneThey are always covered with protective coatings and

This type of procedure especially for primary residencesIts advantage is mainly the ability to conserve heat insideThe flip side is that the implementation is not easy, important work is toFor this, we must make use of relevant services

The insulation of the floor

2011-11-26 21:46:05

To predict the impacts of weather and prevent the means too expensive, it is necessary and important to isolate its floorEasy methods and practices will help you create a warm environment in your homeThis necessarily maximize comfort and provide a winter away from the cold!

Interest to isolate the floor

The occupants of any dwelling units are in direct contact with the floorThe quality of the latter provides the comfort and health of theseThus, the insulation of the floor is not incidental nor superficial, it is a step in the construction inseparable!

The floor is linked directly to the ground, it separates the residential land settlementLike the latter, it is often related to moisture and warm air gets difficult from the outsideBy itself, it will be difficult to prevent cold air from spreading into the house and retain the heat requiredWhy insulation is important because the temperature differences are significant

In any case, the procedure does not require a substantial thicknessIt should be noted however that the insulation extends the limitation of sounds that can pass through all floors and roomsTo reduce the noise from one room to another and from one floor to another, the sound insulation is requiredThe layers of insulation must be thicker and these must be added plates and linoleum for best results

The coating depends on the ground to cover, it will be based on the latter that the insulation will be determined usingThe implementation of this technique is not a difficult process to achieveHow to insulate his floor?

The floor insulation can be a simple coating, a kind of layer that covers the ground beneath and / or aboveHowever, the installation must not compromise the functioning of different ventilation systemsThe main advantage is that it can cover the smallest areas that require isolation

The procedure is easier and cheaper for floors accessible homes already builtTo do this, we must limit the penetration of air by closing all the exits and entrancesThe dough sealing and insulating foam materials are most effectivePolypropylene strip used for fixing the beams

These preparations will facilitate the installation of insulation and ensure its effectivenessWool as insulating material is very convenient, but the mattress should be set and retained by metal fibers or construction paper

Insulation materials for the floor

Mineral fibers, such as vermiculite, perlite, feathers, wool or cellular glass, are the most recommendedNatural, they provide more comfort and not subject to any risk the occupant even in contact with the groundIt should be noted that these materials are usually coated kraft aluminum and are equipped with vapor barrier

Vegetable fibers are also included in this lot and the materials most used are the fibers of wood, cork and cellulose fiberOtherwise, the owner can always opt for polystyrene or polyurethaneHowever, do not forget the installation of thermal resistances

Know the purification processes for his house

2011-11-26 21:35:50

The majority of sanitation in a home requires active purifying means for effective drainageFor individual devices, the procedure is much more complicated and the means are restrictedHowever, it should be noted that efficient processes are made available to each

The fixed bed process

The technique chosen should match the expectations, in other words the system must be efficient to ensure a perfect cleaningResistance is one of the first qualificationsThe ability of adaptability will be a highlight of the process chosen

The fixed bed is one of the most coveted because of their effectivenessMicrophones installed on systems encapsulate media, and this allows its operation for a long timeIndeed, the micro organisms in biofilms (layer of substances released by bacteria on solid surfaces) are preserved better than in water

The movements can be regulated and controlledWe may suspend for a specified period if there is no waste water and return later the same paceElectricity side, it does not go beyond 15% of the daily consumption

The main advantage of its use is that it is cheaper and it does not make the process a slow evolutionIndeed, the fixed bed has a good capacity to sedimentation, micro organisms separate and come off automatically when the second stage of purificationThis can effectively reduce the solids and to ensure good internal circulation

Process with natural support

The controversy over the use of natural treatment systems persists, often contested, the process will be detailed hereinFirst, it does not require the mobilization of energy such as electricityHowever, it requires more maintenance and cleaning

This support is much more a natural filtering system, the treated water is thrown into deepTo avoid lifting pumps must opt instead for micro sewage treatment plantAnd for that, fixed bed processes are most effective and most economicalThey consume an average of 50 watts!

Thus, the wastewater is directed to the depthFirst is first decanting, and water slides to another compartmentFor the latter it is the fixed bed that developed micro organisms to another phase of treatmentThis is a biological process essential elements to degradation are already in the water to be treatedBut for optimal cleansing, ventilation systems are introduced into the fixed bed, they take the form of membraneAnd indeed the air that enters the wastewater that provides the procedure

Legislation for individual treatment

It should be noted that while the procedure is regulated by the Water Act of 1992 under Article L2224-8The order specifies and insists that the individual treatment should not have consequences, and ecological impacts

The conditions of establishment or individual achievement based primarily on standardsThe environmental side is most concerned, any proceeding must comply with the rule and must take account of the effects of the procedureControl is the widespread and wastewater discharged

New changes are made to improve the different and better control techniques for the application of sewerage

Operation of individual septic tanks

2011-11-26 21:23:41

The role of individual septic tanks in a dwelling is essentialThey sanitation that manage the various forms of pollution in the houseThe conditions under which the installation and evacuations are to be made to review and consider

The individual sanitation

The ecological impacts of wastewater scattered and widespread in nature are considerableHowever, this kind of pollution can be better managed by individual sanitationThe use of septic tanks autonomous part of solutions that limit the measurable consequences on the environment

This process can be used especially to rural areas and homes that are not linked to systems of wastewater reclamationThe sewerage can then limit the damage and pollution

The establishment of such individual septic tanks require more spaceSeveral criteria must be considered as soil quality, permeability and the entire hydraulic system on and around your building site

It will be based on this analysis that the methods to be used will be determinedTo do this, it is useful to use the services of competent personnelYou will be responsible entirely on the cost of the procedure

The approach must obtain the agreement of the local authorityFor this, the mayor and the department concerned must be informed and must approve the form of formal authorization

The septic tank

His septic tank can be drained effectively wastewaterThey are able to systematically manage the waste and all other pollutantsBasically, it always requires three thousand gallons of water around, but it depends on housingBut it is necessary to provide effective filtering systems

Operation is simple, the system is divided into compartments and each cell has a roleThe first box collects solid waste, they are subjected to anaerobic fermentation basicSubstances resulting from the latter and form layersSpecifically, what are gases that must be removed by a ventilation systemAs for solids, it is the regular oil changes that will evacuate

Aerobic system

Sanitation device that implements the aerobic system is also effectiveMicrophones treatment systems are in place to allow bacteria to grow in a specific compartmentThis allows them to isolate and contain the risk of pollutionA ventilation system that operates with an external compressor, can ventilate the pit

To ensure good results, then it is important that the varieties of plants resistant to movement and can adapt to any form of wasteThe fixed bed is the tool and the method is highly recommended to ensure the procedureAnd besides, it does not consume much energyYou can stop the process if the house will not be inhabited for a long timeWhen you return, the system will work the same way once you have activated theHowever, it takes a bit to find the optimal pre-treatment

Evolution of zero-interest loan

2011-11-26 12:26:04

The interest-free loan is a privilege granted to individuals who are committed to acquire propertyThis is a procedure given to those who meet the conditions and formalities requiredIndeed, the advantage lies in the fact that the individual contractor fails to repay more than the amount investedThe amount will not suffer any increase in interest

The conditions for a PTZ

Great investment, home ownership is not an easy process! To do this, it is necessary to make loans to ensure the procedureThe zero-interest loan is granted for people who want to own a principal residenceIndeed, this kind of trading is restricted entirely to real estateHowever, it is possible to combine it with other forms of loans!

This kind of privilege is applied to enable all people to acquire property, specifically to own their own housing and housingIt is therefore a means to facilitate the acquisition of the house, supported and pushed by the governmentBut it should be noted that this opportunity is reserved only for individualsNo organization or agency or association, or group of persons benefiting from this offer

The first step is the verification of declarations of income concernedThis is from the latter and conditions of transactions will be granted or not the loanThis procedure is often associated with the activities of banks in the form of personal support

The principal loan or bank loan also plays an important role in the processThe interest-free loan that will be additional title, so it is precisely a contribution for all other steps

The third condition emphasizes that housing purchased to which the loan was made to be inhabitedOtherwise, the agreement is not effective, do not even consider making the purchase

The PTZ 2011

The new system has improved the current political PTZ PTZ +The approach remains the same, but she had just a few changes! More on this mortgage translates into an increase of over 50% of the funding of the deviceThe effects will be felt on the tax credits, in any case, there will not be removed from the interests on loansThese are the conditions that have been revised and therefore the new guidelines will guide the process

The recipients are the same: individuals who want to buy a house for residentialThe principle remains the same: the device is a financial support and a privilege for those beneficiaries who want to ownIt does not go beyond the limit allowed, that is to say not more than half of all investments for the purchase

Objective of the new PTZ

The aim of the procedure is to target the really needy individuals by selecting records that meet the established criteriaThe nouvelleoffre is reserved only for first-time buyers regardless of incomeThat the old system does not

Tips before you rent the house

2011-11-26 12:16:22

Rental housing is a commitment for a longer or shorter depending on the varying needs of eachIt is therefore necessary to ensure the regularity of the commitment, but also to choose the provider that will take place in researchIt is in this sense be especially careful at every step of stay: before and after

Choose a good player to make his choice

The offer to lease exists, but you must have the means to search for and find

It is in this context that industry professionals have placed on the rental marketThere are many specialist agencies who according to the needs and requirements of their clients offer a variety of rental offers

Another way to find a location that corresponds to their expectations is the alternative offered by the expansion of the Internet

Now to find the object of his search a single clickThe general sites were the first to ride the internet waveBy offering a multitude of homes directly to consumers, they were able to take advantage of the Web

The presence of real estate on this sector does not follow that logic inherent in all economic sectors to meet the requirements of efficiency and time savings for the buyer

In parallel with the general sites, traditional real estate agencies have also launched their own websiteHowever, it is best to use these traditional agencies because they offer greater guarantees of quality

A real estate agency in fact provides a guarantee of expertise especially those related to the FNAIM or those whose fame can serve as a reference

Precautions regarding the nature and condition of the rental law has established a set of rules governing the rental industryIt is for the parties not to violate these provisions

Regarding the lease and the notice at the beginning of the lease, the rules were introducedA residential lease agreement and will be a minimum of 3 years and a notice of at least three months except in special cases

Renting a property as a residence must be such a contract to be validIt contains all information relating to each party, but also those related to the well

In duplicate and signed by the owner and the tenant, it lays the foundation and operation of the rental

The tenant sure to check the terms of the contract to prevent malicious use of the lessorWe must therefore beware of unfair terms such as those prohibiting the harboring of persons, the payment of additional amounts to taking possession other than those established by law ...

Also, some parts must be attached to the lease: The State of premises, the tenant's insurance certificate ... and all that are deemed necessary

And finally, we must remember that some steps are required in the leaseThis is the establishment of certain diagnoses: ECD, the Certificate of risk exposure to lead and the technological state of natural hazards

The stakes meetings notarial

2011-11-25 19:43:54

On October 20 took place on 32nd meetings notary in FranceAppointment was made at the School of Notaries Paris XII, where it was possible to realize the value of a notary public on a daily basisThis year's theme was the residential history and all its stagesAn opportunity to return to the roles and foundations of the profession of lawyer

The notary, a key actor contractual relationships

The national meeting allowed the public to learn about the strengths and expertise of the lawyersAs public officials, they represent a continuity of the StateCharged with a public service, they have particular expertise in various branches legal, contractual acts of authentication to the provision of advice or expertise

They are involved in real estate including: sales, construction, leases and negotiation in the credit in the acts of familleainsi in company law

The authentication of the act is a cornerstone of their businessThe affixing of the signature of a notary on a document written between two parties, lets give this private act probative value and a bindingThis award notary argued the validity of the establishment of a contractual relationship between two parties, both among themselves and for third partiesThis is explained by a set of procedures and steps that "solemnize" the creation of the legal relationship

The exercise of the profession of notary is Liberal and the state sets a price list for fixing the remuneration of the latterThe link with the Ministry of Justice, also sets the location of notaries as close to the population in an effort to close the public service

The notary in figures

The notary in France is a cornerstone of economic activitiesActing at both individuals and professionals in the economic sector, the notary is an important

This place has been defined by the Ordinance of 2 November 1945 concerning the status of notariesIt plays a particularly important role in establishing the authenticity of documents and contracts they receive

For the year 2011 in particular, to May 1, the turnover of the entire notarial profession represented more than 6.1 billion € with over 5886 notary offices spread all over France

On average, lawyers handle more than 600milliards euros in receiving more than 20 million people each year

Their activity is spread over different areas of legal activity, but the establishment of authentic accounts for the bulk of their business with almost 4 million of acts of

The sector is also an important part of the labor market with more than 56,000 jobs managed by the industry with over 9,000 lawyers and 47,000 employees

Meetings notarial last October allowed the public to become familiar with the function of the notary by the organization of conferences and presentationsIn parallel with these meetings, anonymous and free consultations have been held to be the show itself, but also remotely via a telephone service and an indigo online discussion

A 2012 budget of over 2 billion for social housing

2011-11-25 19:19:38

More than 2 billion euros, the amount of aid announced by the Mayor of Paris Bertrand Delanoe, a plan geared to "solidarity"What will the city of Paris with the highest budget for 2012, while France already this year, it reached the barrier of 7.7 billion eurosIt is in this sense to support the efforts of the city for innovation and solidarity

Objectives of this significant increase

The crisis in the global economy affects both these cities in FranceParis as the capital strongly feels the effects of crisis with a resurgence of people in precarious situations

The aim of the plan proposed by the Mayor of Paris is to meet the housing needs of a population in purchasing power eroded by the dayBut also to improve the urban landscape of the City

It was during the presentation of the amount allocated to urban development that Mr. Delanoë announced the end of the extension of the tramway to the door of the Chapel in 2012

Budget 2012 follows that of the continuity of this year to 2014 in the construction of over 2,000 places of emergency shelterLocations for people living in informal settlementsThis is to strengthen the position of the City address the rigors of winter and the large number of victims during this time of year

In the field of social housing, the first magistrate of the city is considering funding of more than 6000 social housing assistance to low-income families

The future budget will also commit to the level of nursery placesIt thus providing parents with more than 940 new seats facing a glut of these places

A revised upwards consistent?

Policies, but also professional actors denounce these measures "tip top" that contradict the tax reinforcements that were made during the yearAccording to private operators, the tax measures that were taken widening social inequalitiesA study by the Urban Planning Workshop in Paris presents an overview with a poverty rate of 13.9% to Parisalors that on average the rate is only one point lower on average in the regionsWhat makes Paris the city where poverty is most severe

However, these measures are part of the proposed home improvements under the draft budget law for 2012

Governments plan and the construction of more than 120,000 rental units in all of FranceA policy of strengthening home ownership, which will also benefit the City of Paris

Similarly, the taxation of rents exceeding the 40Euros / m² housing above 13m ² will be taken in parallel to limit abuse of the ownersThe ultimate goal of this measure is to engage donors in a more honest and responsible

The outlook for 2012 real estate will also aim to encourage low-income to home land with a restructuring aid such as PTZ +

Choose from pump aerothermal and geothermal

2011-11-25 18:57:53

Alternatives to polluting energy sources exist for some yearsHeating can be quickly overhead expense budget especially during winterUse of alternative energy such as geothermal and aerothermal can be very interesting with an expenditure of 3 to 5 times less expensive than traditional energyIt is why heat pumps according to the needs and possibilities of each

The pump aerothermal

Aerothermal pump uses heat from the air to distribute the heat within a building structureThe air is a renewable resource and free, a heat pump (CAP) is very effective aerothermal heat a house

Particularly suitable for all types of construction, the air APC differ depending on whether they are air-air or air-waterThe operating principle is identicalIt is based on the flow of a fluid, which stores energy from the air and distributes it through two units responsible for capturing and sending the energy trapped

The distinction is the method of distribution of the heat absorbedThe first uses a fan coil, while the second uses a capacitor combined with the conventional heating system

Although the air-CAP does not benefit from tax credit on the installation, acquisition costs are relatively low compared to those of a geothermal plantHowever, grants may be obtained from the decentralized authorities

CAP air-water has its part of a tax credit of 22% on hardware

The effectiveness of the CAP air is obtained by calculating the coefficient of performance heat pump or COPTo optimize the COP CAP air of an installation, it is always better to combine its use with means for heating type electricThe COP varies in effect depending on weather conditions and installation

The COP of a CAP air is between a level 3 and 4 for water and air-PAC 2 and 3 for the air-

The heat pump

The geothermal heat pump works on almost the same principle as the air pumpHowever, its operation is based on horizontal or vertical sensors that are responsible for capturing energy from the groundIt is then distributed through fan coils or radiators or by floorsFor floor heating the house must have specific facilities with central heating

CAP geothermal installation is more difficult to install, but is also more expensiveThe work to be done are more important and installation is also conditioned by the specifics of the field size, geological ...

The advantage is that you can receive substantial tax creditsThus, this type of installation will bring you up to 36% discount on equipment needed

The COP of a geothermal development is quite interesting with a yield of 3 to 5 kWh of heat for a power consumption of 1 kWhBecause you obviously can not do without completely EDF Energy to run some geothermal features of the CAP, but also for the CAP air

Remember also that to use this type of pump, an authorization of the City of your jurisdiction is required

Fiscal easing of the tax on real estate gains

2011-11-25 18:15:50

12 days after the reform on the real estate capital gains realized on sales of property, the National Assembly adopted new measures aimed at easing the taxation of capital gainsInitiated by the UMP group, the change in the tax had panicked the market by increasing the tax burden that vendors had to pay

Who is affected by this relaxation?

The measure adopted on October 20 is for sellers who are selling a property (second home, building land ...) and that does not have a principal residence

So this measure will affect the owners of second homes or having made an investment property but rent a home as primary residence

Conditions, however, have been introduced to limit the effect of the announcement of this relaxation of the lawThus, the selling owner must not have owned a principal residence within 4 years before the saleIn addition, it will reinvest the money obtained from selling the purchase of a principal residence within 2 years

Members who have brought this amendment justified their initiative by the fact that in previous first hardening, a similar measure was taken to the last easing in 2004

Second, this measure is to encourage property investment for those who do not yet have a primary residenceSimilarly, it is not to penalize property owners who are on the move permanent for business and have acquired a secondary

A measure restrictive effects

Limited to individuals who sell for the first time a property within a period prescribed by law, the measure applies with full exemption from the tax households that do not yet have their principal residence

The real estate professionals, even if they feel the positive development, understand the purpose of this relaxationThe new provisions have been made and will keep the make-up tax bill to allowIndeed, the amended measures counteract the location of the principal residence by the owner or even the proposed sale of real estate retirees who enter nursing homes

The effect of the reform on the capital gain has the effect of causing pending the expiration of 30 years to sell a propertyThis expectation therefore eventually cause some speculation that can eventually lead to a shortage of housing supply

This new amendment to the law governing the sale will therefore result in a sale of assets of more than 5 years and reinvestment of amounts acquired within the required

With a relatively high cost, more than 150 million euros, the changes will be confirmed at the end of the shuttle made by the bill between the National Assembly and Senate Budget 2012The application of the tax on the gain will only be effective February 1, 2012

Condominium professional: the clauses denounced by the Commission of Unfair

2011-11-25 12:17:01

Already denounced by the Association of Condominium Managers, the Commission has to formulate its opinion on the content of contracts condominiumRecall that in France, more than 25% of residents living in condominiumsThe report of the Commission of unfair encourages the removal of more than 24 clauses considered abusive

Condominiums and condominium

Joint ownership allows multiple people to acquire one or more parts of a buildingThe building is divided among several owners, the property acquired is allocated among the units and common areas

A condominium is the set of co-ownersTrustee function is exercised mainly by real estate professionals who are responsible for representing the co-ownership and administration of commonOver 85% of condominium trustees are professional business card holders to "property management"

A contract is established to regulate the operation of the trustee and the remuneration resultingThe agency agreement is approved for a period of three years

The Commission has considered the Unfair clauses in contracts for joint property to establish the actual rates to be paid by individuals

A contract with several points of unfair

It is in its Recommendation No 2011-01 of 03 September that the Commission has expressed its opinion on the content of contracts trustee

The main point that was particularly touched with the elimination of "opening a bank account or postal unique as the principle and the opening of a separate account as a benefit not included in the annual fee"

The recommendations also address a number of clauses that appear in contracts for trustees

The services provided by the trustee must also be specially marked, because in some cases of joint ownership, trustees would not hesitate to double charge for services providedThe commission also denounces the billing of a tenant for work done at the expense of co-owners

Some provisions also affecting the duration of the contract have been blacklistedSome contracts do not correspond in fact to the maturity dates and purpose mentioned therein

The commission also found that some contracts trustee make the revocation of liquidator difficult or impossible for private individuals

Similarly, the trustee as principal of the co-ownership can not unilaterally make decisions such as determining the amounts of common hire or use of profitsClauses on such initiatives, without the union is one, may be terminated

Some contracts also incorporate trustees for their content additional charges relating to the monitoring of ongoing work on the condominiumHowever, the law prohibits this type of scam

Details of these clauses considered abusive can be read on the website of the Commission of Unfair: http://www.clauses-abusives.fr/recom/11r01.htm.

Recall that the existence of an unfair term in a contract makes any such clause null and voidRecourse to the courts to enforce the nullity of such a clause may be considered

Rattan: an alternative to fight against deforestation

2011-11-25 12:06:28

Massive deforestation is part of one of the great scourges of the environmentIncluding generating the emission of more than 15% of greenhouse gases in the world, it also leads to the disappearance of certain species of wood such as mahogany or teakYet Wood is recognized as an effective écomatériau, rattan is therefore an interesting alternative

Why rattan can be an attractive alternative?

Rattan is one of the species of NWFPAfter climbing the palm family bristling with family Lépidocayinées

This is a fast growing plant species, it can be an inexhaustible and renewable green buildingOperated for over 5000 years in tropical latitudes, rattan is currently experiencing a privileged place in the manufacture of furniture with contemporary design

Apart from a fast-growing that in some cases can reach a length of 180 meters, rattan is a staple food for many animalsOrangutans are so fond of these protein-rich plants

It therefore combines a substantial source of income for people living in rattan exploitation, but also forests can provide effective protection of endangered species

Rattan is for almost 40% of revenue from neighboring populations in parts of the world

Rattan thus enters into a sustainable development approach that ensures resources and ecological solutions for people, but also for wildlife

Issues of exploitation of rattan

Rattan is interesting in terms of its useWith its special features, integration of this material on a daily basis is quite simple

Rattan has a particular quality of flexibility to make it malleable and transformable at willAlso, with its porous structure, when heated it can give the desired look that will not warp over the years

Especially robust, rattan is not afraid to attack parasites of wood that we find in our latitudesLight and rugged use, the rattan furniture is easily moved

The use of rattan furniture making it possible to limit the destruction of forestsIndeed, the lack of forest managed effectively, especially in less developed countries contributes significantly to the disappearance of primary forest resources

The use of this material also reduces the spread of indoor pollutants harmful to the health of volatile organic compounds such as formaldehydeRattan furniture prevent the use of chemicals such as glues, paints and other materials for petrochemistry

Rattan fits perfectly into an ecological, but also the natural design of a house

The rattan furniture is cheap, but in 2008 representing over $ 2 billion in revenue for operators in the sector according to figures from INBAR (International Network for Bamboo and Rattan)Renewable and available in quantity, it is an investment and cost-effective provider of resources for tropical regions and their inhabitants

A review of heavy household waste disposal

2011-11-24 11:28:13

The policy of recycling and household waste was implemented in 1992Since this year, the habits of the French have changed and now more than 65% of packaging found a second life through recyclingHowever, in proportion to the requirements of different environmental measures and the increasing production of junk, the bill seems to increase by day

The causes and actions

Waste management has never been an issue as important todayThey concern the authorities at all levels, but also each of the consumers who are the source of waste

Faced with a deteriorating environment increasingly, governments have decided to take matters in handThus peaks such as the Grenelle Environment and European directives have increased the costs of waste treatment

Since then, measures adapted to the recycling of waste have been taken, such as sorting, composting ... In parallel, the operating costs of the units have increased progressivelyThis has led and will be further increased special taxes such as the General Tax on Polluting Activities or the tax or as the fee for garbage collection (TEOM and Reoma)

Faced with a clear imbalance caused by a gradual decline in revenue processing, propose policies to curb the increase of waste a set of measures for more responsible behavior on the part of consumers

An attitude that tends to such an advantage over products certified as "Eco-packaging" when purchased

Household waste more and more expensive?

The cost of waste treatment is constantly rising and the Court of Auditors denounced on this budget poorly controlledConsumers associations also note a total lack of transparency regarding pricing practiced

The invoice total annual cost to the French more than 7 billion euros which is € 124 per capitaSums up 5 to 6% per year, according to ADEME, the result of modernization and development of waste disposal

The amounts are divided between the waste disposal per tonne which costs on average € 169 for local and € 183 per tonne for residual waste

In addition to the successive increases, the costs are not necessarily the same all over FranceUFC-Que Choisir also denounces this disparity in a report dated October 20

In this study, the combination of consumer note that the average per capita cost of waste treatment is € 99However, inequalities exist with bills in some cities such as Marseille or Biarritz which can reach almost twice that amount

Likewise, the group described an increase in abuse of non-operating charges proportional to the waste disposalThe TEOM has been such an upward slope of 7.1% in 2009 either tax revenues have quadrupled in less than 20 years

With a low transparency of public bodies, UFC-Que Choisir showed that the documents relating to waste do not inform consumers enoughOnly 92 public bodies of the 150 respondents reported their figures on the subject

Composting or how to take advantage of its garbage

2011-11-24 11:10:58

Household waste is traditionally thrown in the trash and allowed to freely dispose of that wantBut do you know that you can use use this waste and put them to work for your crops, your garden ...? It's the whole point of the art of composting: process waste into fertilizer

Composting: How does it work?

Composting is a process knownIt is present every day in nature that shows us the way with its forests and vegetation whose leaves are processed and absorbed by microorganisms to form what is called humusHumus is then used as mineral source for plants that feed

The technique of composting is almost identicalIt is a first step to recover the organic waste that is stored in a container for this purposeThe container may be a drum, silo, a vermicompost, but simply by piling the waste somewhere

Initially, we will deal with the decomposition phaseDuring this phase, the microorganisms will address the elements stored to destroy them gradually by digesting

Second, macro organisms then enter into play to reduce the amount, the phase of maturationAnd finally, ultimately, all changes to foster elements for plants during the mineralization phase

The whole point of composting is the use of degrading natural addiction without a manufactured product of any kindIt is based on the biodegradable nature of natural substances without any chemical additives or manipulation of human beingsOnly occur during the process of natural organisms such as bacteria, worms, fungi ...

Composting in France

In France, every year more than 16 million tons of organic waste are producedThe treatment of these passes including garbage sorting, collection and recovery of these

The cost per ton has returned about 80 and 150 eurosSeveral specific installations have been designed to handle this type of serviceHowever, individuals can on their own initiative process themselves, without going through this type of platform, their organic waste into fertilizer

There are currently over 600 composting platforms that can handle an average of over 20,000 tonnes of wasteManaged mainly by local authorities, including the production may be intended either for the manufacture of fertilizers, but also for the methanation of them or the production of biofuelsAnaerobic digestion produces biogas to replace the use of fossil fuels

Ultimately, composting helps to enrich the soil, but also to reduce greenhouse gasThe objective is to reduce the production of household waste by 7% in 5 years when we know that the French got rid of more than 350kg of waste each year according to ADEMEA responsible attitude should be adopted, and that, upon purchase of choosing the one that has a low environmental impact

Dry toilets or how to reduce our water consumption

2011-11-23 11:45:01

With over 7 billion people, the water resources of the planet will become scarcer every dayToday in France, people use more than 140 liters of water for household needsIt is therefore necessary to reduce this consumption to preserve the resources we haveThis is where a more environmentally friendly cost of water: dry toilets

The principle of the outhouse

It must first know that on average the use of conventional toilet uses 30 to 40 liters of drinking water per dayThe whole idea of toilets is to substitute the use of this water by using a facility that takes advantage of natural features, without the waste of a resource that is scarce

Dry toilets are an effective alternative to water management in urban or ruralThis is to replace the use of the toilet in ways that protect the environment biodegradable

The installation of a dry toilet is relatively simple to implementInitially, conventional equipment can be removed and blocked, and finally a receiving device is set upOn average, it is an investment of about thirty euros for a capacity of 50l

The dry toilet works on the principle of compostingThe waste products are stored on a bed of wood chips or sawdust toThey are then treated naturally by anaerobic fermentation

The litter can be easily recovered from the timber industry for a small fee and sometimes free

Wood can be easily replaced by other elements such as the technique of Umbria-composting ...

Special dry toilets

The installation of toilets is relatively easy to implementMany have tried on different structures of the house several residential rental buildings and even some public places are equipped

The establishment of this type of equipment provides comfort identical to the toilet waterThe only difference here is the responsible management of water use at its recycling

The products obtained composting can be reused as fertilizer for agriculture as well as individual industrial

The technique of wood litter composting does not consume a significant amount of sawdust or wood chipsOn average, two ladles of this substance are sufficient to treat wasteAvailable in quantity from the wood industry professionals, this type of installation is an ecological excellence

This method can be put to ease both inside and outside, some even offer professional mobile installationsAdded benefit, the only part of maintenance is necessary to use the periodic emptying trayNo need to septic tanks, gel WC ...

With regard to red tape, the initiator of such a project should refer to the decree of September 7, 2009 for the conditions of installationThese relate mainly sealed conditions, rules of application and safety standards against natural phenomena

Installing a fireplace

2011-11-22 19:24:32

Before installing a fireplace, it is important to know what it is and exactly what it is usedYou should know that such a structure is used to evacuate the smoke when burning wood in the houseThe smoke comes out of the vertical pipe that is installed in the buildingIt should be noted that there are different definitions of fire, but what interests us here is the mechanism

Features a fireplace

The main factor to be taken into account when installing a fireplace that there is space in the houseIt is very important to measure in advance the size of the piece that will host structureIt was after this that it will be possible to define the shape and size of the fireplace to be installed

In general, the installation of the chimney is in the right corner of the room of the buildingBeyond that, there are other criteria to be considered as ground conditionsThis is a very important step, because you need to know if the soil is able to support the structure

Also be aware that there are two types of selection of materials for the construction of a chimneyThe homeowners can opt for:

- The metal chimney that has the distinction of being highly resistant to high temperatures- The masonry chimney in bushels of clayIn terms of its coating, it is possible to choose between the bricks or stones

The steps to install a fireplace

The first step when installing such a structure is to choose the corner where it will be installedThe latter can be determined based on the model chosenWhat you should do is to measure the model chosen, and to chart the extent of the walls to see if the installation is possible or not in the chosen locationBesides size, there are also two very important criteria should not be overlooked before installationThese characteristics include the flow of air and smoke evacuation

The next steps involve installing the components, including foundation stones and the elements of homeRegarding the latter, it is advisable to begin the installation of the plate home, through the installation of the legs to finish with the back of the homeWe must then make small holes along the vertical wallThe issue then laying coats that can be stone or girder

The final steps involve finishing and assembly of the strainThe first signs above the winding of the hood around the pipe and applying a coat of paint or plasterWhat remains to do is mounting the strain that will allow for better ventilation and facilitate the evacuation of smoke

Real estate sale: end of the reign of agencies?

2011-11-22 10:19:34

Real estate companies make available various services involved including the sale thereRecently voted in first reading a law on the abolition of exclusive mandate for real estate sales goes to the Senate was consideredThis action aroused the reactions of those concerned

The operation of the exclusive mandate

On Friday, October 14, 2011, a bill was passed on first reading in National AssemblyIt concerns the final termination of the exclusive listing real estateIndeed, this action affects all stakeholders in the sector whether consumers, sellers or owners of the property

This document provides an opportunity for a real estate agent to carry out activities related to real estate for another individual for some timeWith this element, the property company is entitled to handle the proposed sale to real estate that it is going wellIt can advertise in the newspaper, video media design and benefit of potential buyers

Experts on the subject assume that resort to this system can be hazardous to the professional activity while subjects are not coveredThis is because he has already served well in various countries like the U.S. where most orders are exclusivelyIn addition, some malpractices such as the cancellation of transactions by persons who do not own the rights to do so may ariseThese are the buyers, sellers and customers of the real estate affected by this practice

However, the view is not the same for all players, as some believe that this is advantageousThey believe it is a way that can be used for the agent carries out his work

What is the exclusive mandate?

When the owner of a property through an estate agent to make a sale that is attached, it is imperative to have a mandateThere are several versions for the latter and that which is exclusive partHe has this capacity to the extent that consumer research is done by a single representative of the estate agency and no one else

Choosing this option offers all the right sales agent and does not allow the property owner to carry out the transactions themselvesHowever, it may commence proceedings and negotiate with the agency in order to deal with a relative

It is also possible to reach an agreement for an exclusive "simple"With this formula, the owner no longer has to pay a commission to the agent if it finds itself a buyer

Thus, in practice, a real estate agent who has an exclusive mandate will use all means in order to find a buyerThus, it is a way that increases the chances of the owner to find his clientAlso, be aware that this type of document length and therefore a final date to take effect

The advantages and disadvantages of a pump hydrothermal

2011-11-22 10:01:06

Everything around us can keep solar energy be it air, soil or groundwaterThe pump also called hydrothermal water heat pump is a device that uses this heat to the home heatingThis has some advantages and disadvantages to remember

What are the advantages of using hydrothermal pump?

Engage in domestic heating using hydrothermal pump has several advantagesOne of these is in the fact that it is a device that plays an important role in preserving the environmentIndeed, it reduces the consumption of fossil fuels and the emission of greenhouse

This system also allows rapid heating especially since it works without having to go through a powerAlthough used most often for heating, this device can operate in a cold climate and can be used to ventilate the house during the times when it's hot

The major advantage of such a process is that there is no restriction regarding the energy suppliedAs the sun is something to which everyone can benefit, just know collect and store the energy it provides to then be able to exploitHydrothermal pump can also act as a water heater and thus help users to get warm water

Normally, the heat transfer is from the warmer to the colder until temperatures are at the same levelHowever, this cycle can be reversed by the heat pump waterIt is precisely in this way it can make the air in a room

What are the disadvantages of the pump hydrothermal?

While this device has several advantages, it also has some drawbacksBefore you can establish it, there must be a source of water with which will supplyHowever, it can be reduced if the person is not far from a slick, as it can exploit it to his advantage

While solar energy is free, the installation of this device requested to pay a substantial sum of money, because the drill must be thoroughlyIn addition, depreciation of equipment is at least for a period of seven years

Implement this type of equipment can not be done anyhow, because its installation is subject to legislationThe work must be performed by specialized organizations in the area and have a license, because under it, the installation must be done carefully

To avoid unnecessary losses, we must understand that this device only works with low temperature radiators with or without a floor heatingThe latter can possibly go aloneSome people turn out to be reluctant vis-à-vis this tool due to the fact that it makes some noiseThis can be especially annoying if the holder of the facility is located near other housesThis is for example the case of a dwelling within a building

Toulouse: recognized for its biodiversity

2011-11-21 16:52:41

The city of Toulouse has recently get the price of the French capital of biodiversityThis place has been assigned by Natureparif at the end of a competition launched in 2010 on environmental management

The ecological advantages of the city of Toulouse

The collaboration between naturalists and municipal services in the city of Toulouse has produced a number on the number of animals in itAs such information may not always be accurate, relevant officials conducted the investigation of maximumIndeed, several sites in Toulouse were consulted including the banks of the Garonne, Pech David, Saint-Simon, and Pouvourville Marcaissonne

The town hall by partnering with stakeholders in the field has been found that there are approximately 1200 species in ToulouseThese data provide concrete evidence of the importance of wildlife in the cityHowever, this situation is weakened due to the fact that animals need stability and a place that is conducive

To understand why this town has received an award, it is necessary to make a turn towards the flora and fauna of the latter and the means of conciliationThe animals are usually seen around meadows, water points and in the forests, because they are the locations that can meet their needsThis explains why they are in abundance on Pechbusque the banks of the Garonne, the valley of the Touch and all environments that facilitate trade between the species

The means to preserve the biodiversity of the city

Although the ecological richness of Toulouse is already established, some elements deserve some considerationsAbove all, animals have difficulty adjusting to a city, because this kind of place is far from equaling their natural environmentsIt is therefore important to provide a means of preserving these

For this situation, the best option to ensure the sustainability of the species is to combine city and natureFor this, the activities must be viewed from two perspectives, one for the benefit of humans and one for nature and animalsBy setting up an infrastructure, it is necessary to look at the impact it can have on the environmentThe creation of protected areas for endangered species is a solution that can also help

The presence of man in the city is also a barrier to exchange between different species and this may lead to their extinctionThus, it is necessary to promote their circulation by removing anything that might impede access between the fauna and floraThis is one of the reasons that prompted officials to create a path between the center of the town of Toulouse and green spaces in the eastern

The environmental field has become a focus for the mayor decides to encourage children to engage and contribute to the work of green space managementAs a result, all of which are related to biodiversity for which the city of Toulouse was awarded

The various guarantees in the building construction

2011-11-21 09:27:16

Housing construction is a long-term work in which inconvenience can ariseTo prevent this, it makes sense to collaborate with professionalsThey are well placed to help either in practice or in theoryThey offer various guarantees that it is important to know

The various safeguards in building construction

The construction contract offers various guarantees to stakeholders and it depends mainly works consideredThese formulas provide an opportunity for managers and underwriters earn profits on the harm they have suffered and are related to housing

Financial Guarantees

There are insurance payments that can not be avoided if the manufacturer requires the payment of money before the start of activitiesIn other cases, it must be announced in the contract and no longer takes effect when the work beganThere is also coverage dependent delivery agreements and agreed deadlines

With this option, the person can rest assured it comes to building his house either for the initial work for the finishShe stops to take effect on receipt if the buyer was accompanied by a specialistIt is the same if it has not engaged the services of that eight days after deliveryThe lifting of reservations is also an option that puts an end to this insurance

Insurance damage-book

This coverage is still valid that the work was done by an architect, a builder or self-It supports any damages in connection with the ten-year guaranteeIndeed, the insurance takes care of the victim and research managers to be able to demand their shareThis type of coverage does not damage nature biennial

The ten-year guarantee

It is responsibility of the manufacturer of home vis-à-vis the tenant or occupant for a period of 10 yearsDuring this period, the person will not have to worry about the risk for housing-relatedHowever, when an event occurs, the manufacturer, the vendor or contractor must imperatively be notified by registered letter with return receipt

The guarantee of perfect completion

It takes effect when the damage was noted during the reception of the house and realized by reservations about the minutesIt is also the case if they were assessed within one year of taking the building and communicated to the manufacturer by registered mail with return receiptSubsequently, a program for carrying out corrections is established with the builder

The guarantee of proper operation Biennial

She pays all the equipment separable and removable housingThis is for example the case of shutters, doors, boilers or fittingsThis coverage works the same way as otherJust send a registered letter with return receipt to the manager who handled the installation of the device

While making the choice of building materials

2011-11-20 10:53:17

The strength of a structure depends largely on the materials that composeIt is therefore necessary to choose them well before embarking on the building itselfHowever, other criteria such as toxicity and insulation are important to know to be put to good use in the optimization of the dwelling

How the choice of building materials?

The construction of a building is not just to having knowledge of masonryIt is also to know how to adapt the budget, quality and management of all construction projectThe choice of materials to be used for the latter part of the various disciplines that must be mastered by someone who wants to make this happen

In this case, it is recommended to prefer materials that pose the least risk of toxicityMost of those that are used as concrete and mortar contain synthetic additivesOf these, there are plasticizers, antifreeze or sealantsThe environmental field is a point that must be taken into accountThus, it is more reasonable to choose materials that can be recycled or renewed as the case of woodThose with a high insulation value while using natural fibers may also be used

In addition, it is necessary to inquire to see if they can easily find on the market or are still causing considerable expenseCurrently, there are several stores that specialize in this area and from which it is possible to learnWhile proposals abound in the market, it is easier to make their choice by following these instructions

The main building materials of house

Faced with the progress and market requirements, industry continue to find innovative and effective solutions in this areaTo facilitate their choice, it is necessary to go through the main building materials including:

· The wood gives it its properties instead of leading environmental solution because it emits no toxicIt also has the advantage of being recyclable and can regulate humidityTo maintain its characteristics, it should not be using chemical whatever its natureIt has a more powerful and insulation saves energy

· The stone is valued for its aesthetics, in addition to the fact that it can be in several dimensions and durability is interestingIt is no longer used as before, because it is expensive compared to its counterparts such as concrete and brick

· The cellular concrete: known to SIPOREX, it consists of a mixture of sand, air, water and limeIts advantage lies in its resistance to fire, moisture and sound insulationIt can also be used as the foundation for the roofConsolidation is done through a tile adhesive

· The brick: it is no longer news for manufacturers, but is available in several modelsThe most recent is the brick Monomur which is both a good insulator, fireproof and temperature regulator

How to secure a swimming pool?

2011-11-20 10:38:45

Previously, a swimming pool security was far from a focus on individualsHowever, as of early 2004, it is imperative that it has an effective security systemThe choice can be difficult, but knowing a few things that will be easier

Securing a pool is it governed by the law?

On January 3, 2003, a law enforcement states that all ground pools must have security systemThat will be used to minimize the possibility of drowning them and irrespective of their useIt governs both those used by individuals and by professionals

Between June and September 2009, a specialized agency has embarked on an investigation into the drowningThe figures this year showed a total of 135 accidents in private family pool

However, some devices for those that are removable, inflatable and those that are not buried are not affected by this regulationThis is also true for swimming schools supervised by lifeguardsThus, it is necessary to be vigilant, because people who do not respect the law can be punished by a fine of € 45,000

The pool enclosures for good security

The main function of these shelters is to make this type of pool inaccessible to small less than five years during periods of closureThey need to protect the surface of it and be totally safe for usersThus, all sharp objects are excluded during its construction

This system must also withstand different weather conditions like strong winds or heavy snowFurthermore, it should follow the standard NF P 90-309, which still requires that the pool is inaccessible at times when it is closedTherefore it must contain a locking system performance

However, all facilities are necessarily disadvantages need to knowFor this, the downside is its price which is not within the reach of every budget

Use blankets and alarms

The covers have the same primary purpose as shelter and that is to prevent children who are under five years fall into a pool by inattentionThey should not present a risk to people who use itTo the extent that it meets the standard NF P 90-308, no small should be able to enter

The security system of the pool is not as expensive as the shelter, but it is not practical enoughHowever, it can withstand a load of 100 kg if all instructions have been met concerning the letter

The alarms are part of the security apparatuses of this kind that are most popular because they are the cheapestFor this situation, there are two whose perimeter alarm on one side and the other immersionThe first is used to set up a security perimeter and the second to see if there are drownings

To prove its efficiency, such equipment must be able to run all dayTheir disadvantages are their effectiveness is not always proven

After the house, the layout of the garden

2011-11-19 10:47:06

Apart from building a house, other factors come into play to live wellThe aesthetic is also a major element to vivify his home and planning a garden is a way that contributes to brightenHowever, this must be done by considering both the water and the plants themselves

Water: an inevitable element in the development of the garden

Water is a major element for the survival of all living things including plantsThis is something that can not be around when it comes to a garden and its maintenanceThis is the main parameter to evaluate before building it

To develop the garden, we must first provide a water source that will serve as a source for irrigationFor this, there are two practical ways that involve digging a sump or to recover rainwaterThis second option allows a considerable saving, since it is sufficient to place a container in a predefined location to collect water runoff

The only downside to the collection of rainwater lies in the fact that the climate still eludes the control of manMoreover, plantations need water during dry periods which always require a mechanical input

As for digging a well, one must first examine the nature of the surrounding terrain and climateIt is from these that will be possible to estimate the number of wells needed to prevent floodingIt is the same depth that depends on the abundance of water

What you should know for the maintenance of its plants

Development work can still be corrected, because the maturity of a garden is between four to five yearsIt is still useful to them in order to focus spending limitsTo get a good view, choose plants according to the season in order to generate an attractive totalThis is also true for the choice of crops and locations

The land is an important element in the development of a plant, because it draws from the food it needs to live and growThis is the reason why we must engage the services of professionals to see if the soil is suitable for planting desired or not

As for the grass that is highly prized for its decorative side, several criteria must be consideredThe fact that it will be used to relax, to play or for other purposes mostly influential on the choice of plantingThe cultural practices such as pruning, plowing, the fight against weeds are also decisive factors for the development of the garden

It is certain that such activity is mainly focused on the aesthetic side, but sustainability should not be minimizedTherefore, the degree of sunlight, soil characteristics, plant and climate elements should not be overlookedTo reduce the risk, it is recommended to choose plants that do not need to adapt to the environment in which they are

What makes a self-build

2011-11-19 10:25:31

Building a house is a long-term activity and requires to have prior knowledge in the buildingBefore embarking on this type of activity, it is important to know the different ways that can help as well as the advantages and disadvantages that may arise

The different ways to succeed himself its construction

Building a home is not an easy task because of the disciplines need to master in this areaTo succeed, it is necessary that all the steps from the foundation to the roof or even finishing are carried outThe main reason people opt for self-construction is particularly on the expenditure for work to cause such

Currently, there are several ways in order to build the house yourselfThis is for example the case of magazines, books, fact sheets developed by the specialized agenciesFor a first reading, it may be that the content is a little vague for the reader, but by devoting a little time, it will be easier to assimilate

Another more convenient way is to go directly to job sitesThis choice can be in direct contact with the work and become familiar with the materials as well as techniquesTo help you remember important details, it is more reasonable to take pictures

Finally, the right solution is to engage in the practice by providing assistance to stakeholdersThese can be friends, family members or professionals in this areaMoreover, such initiatives can still be used later, especially as they can help in case of lack of materials

The advantages and disadvantages of self-construction

Self-construction is an interesting measure for those who like to work by their own willThe self-builder will be happy to have built his house on its own initiative and reap the fruits of his laborSince there is no price for labor, expenses will also be reducedFor a wooden house, it is possible to request the services of a builder kit for parts

It is true that this approach has various interests, but also some disadvantages that it is imperative to knowIt is difficult to decide on several issues that deserve in-depth knowledgeIs for example the case of electricity, plumbing, insulation or masonryTo have no concern at these levels, it is recommended to contract with individuals more comfortable on the subject

Many people also experience discomfort related to the amount of work that is most often misjudgedTo minimize risks, it is better to take a safety marginIt can also help with regard to the duration of projects

In addition, details to note is that this system excludes some services like interesting year guaranteeThis is a mandatory coverage if one wishes to erect his house through a professional

Compensation for eviction for a commercial lease

2011-11-18 16:31:29

Generally, a commercial lease has a minimum of nine years, so that the parties are obliged to respect this timeThe tenant can apply for a renewal with the landlord who is required to pay a sum in case of refusal

What is the compensation for eviction for a commercial lease?

Prior to the signing of a commercial lease, it is better to judge the important elements of its contentThis is for example the case of the veracity of the clauses, duration and amount of itThis action is essential to avoid disappointment later

To the extent that the lease is expired, the law allows the tenant to renew under certain conditionsIndeed, if the landlord refuses to make the renewal, it is obliged to pay an amount called eviction compensation to the person concernedIt is used to cover the losses sustained by the applicant

In addition, if the lease is not renewed, the subject has the right to occupy the premises until it is doneHowever, it is necessary that the building is still in good condition and is safe for occupants

Non-renewal with compensation

The eviction compensation is considered in relation to damage caused to the tenant and not the errors from the lessorThus, it is evaluated according to the extent of damage is not always easy to establishIn this situation, all details must be considered

Indeed, such compensation shall be the value of goodwill is determined based on the practices of the professionThis value is added by the various costs for the relocation, occupancy and transfer taxes to get a new backgroundThere is also redundancy payments which are under the responsibility of the tenant and the loss of a license as that required for alcohol or tobacco

Moreover, it can be evaluated either by agreement or within reach of a competent courtFor this second case, the law takes into account the actual date of foreclosure

Non-renewal without compensation

Note, however, that circumstances offer the possibility of the landlord not having to pay compensationThis is precisely what is mentioned in section L145-17 of the Commercial Code which is considering two alternatives:

· Reason serious legal: if the tenant has not fulfilled its obligations vis-à-vis the agreement, the owner can avoid paying the amount owedThis also applies if the person has ceased operation of the business for no good reason· Works related to the building: be aware that if the lessor decides to renovate the house due to poor condition, it is discharged from the eviction indemnityHowever, the judge of funds must first make a finding places to confirm the claims

Affordable Housing Conference on October 20

2011-11-18 11:40:39

A company located in the city of Lyon organizes conferences that generally focus on topics related to housing and housingFrom this perspective has taken place on October 20 the 12th edition of the conference held at the Congress Centre of Lyon

At the conference program

During this conference, the theme was focused on "solutions for the development of affordable housing"Workshops, open to the general public, were held throughout thisIt was expected that three workshops held during which he was treated different topics with the participation of various stakeholders in each area

1 The workshop was attended by:

- Didier Vanoni, economist and sociologist, but also the Director of Social Research FORS- Stéphane Quadrio is the project manager for EPA Saint-Etienne- François Chaussavoine, the Director of Housing Coop BritainThe workshop was mainly focused on the price level of real estate and the socio-spatial segregation

The selling price of housing and land costs eligible BIA concerning the issues that were addressed in the workshop 2The latter was facilitated by:

- The Director of Studies Association property in the person of Caroline Gerber - The Director of Housing and solidarity service in Nantes Métropole is Anne Berty The third dealt mainly with the accession of new housing and households territorialization of PTZ +There were three speakers during the latter which are:

- Bernard Worms, Director of ANIL- François Tarade, the Director Land Bank Habitat- Jean-Loup Perlot, the Deputy Director of the Urban Community of Caen la Mer

Purpose of the meeting

Just over 300 participants are expected to host the 12th conference organized by AdequacyThere is no discrimination in the selection of participants that the actors in the public and private sectors will be represented

The main purpose of this meeting is to answer the question about the housing problem in the country and to make the most appropriate oneThat is why the workshops are held there on topics related to housingApart these, there were also plenary sessions every day in this part

Adequacy is?

Adequacy is the pioneer in the field of behavioral observation in the market for new housing in FranceHis main concern is to find solutions both for professionals working in the field of real estate, but also to allow households to have easier access to housing

To do this, the company organizes an annual conference that aims to create a platform on which all stakeholders in the sector of the sale, purchase or lease of real estate can contribute in improving the market and its environment

How to choose a hood?

2011-11-18 09:44:25

The hood has now become an indispensable element for householdsAt first it was just an accessory that was intended to decorate the kitchenThere are different types that are used and have various features

What is a hood?

A hood is an element used in the kitchen and serves to limit the spread of smoke throughout the houseWhen cooking, it is possible that the smoke clears and contaminates the whole houseThe smell that results can be unpleasant especially when there are guests in the latterTo overcome this problem, more and more households now opt for the installation of this unitGenerally, it is proportional to the surface of the hob in the kitchenThis is done to minimize the smoke evacuation

In addition, when a person decides to get one, the items it considers are primarily capacity to suck odors and features it offersApart from the desire of the smell, it also serves to suck the fat that may overflow during baking

The different types of hoods

You can choose between different types of hoods according to its needs, but also depending on the features that are proposed

Aesthetics is an essential factor especially if it's the female who choosesThere is, indeed, a few types which are intended to beautify the decor of the kitchen, but can perform their roles effectivelyTo do this, designers are still trying to find innovations and are speaking their imagination to best meet the customer expectationsIt therefore uses unusual materials to form an appropriate structure with an originalAll tastes are represented and all categories of people can find happiness

However, there are people who prefer functionality itself rather than the originalAll that matters is therefore to have a powerful toolIn this case, consumer choice can be worn on the classical modelsThese have the particularity to blend into the backgroundIndeed, they may be the style of the drawer or be mounted on the wallIn both cases, what is highlighted is the performance of the equipment

In some, to keep intact the decoration of the house and especially the kitchen, some households choose those discreteThese models have the distinction of being integrated in a cabinet in the kitchenAs a result, no one will notice her

The features of this device

You should know that a hood is used primarily to limit the spread of the odor from the cooking, but also to catch the fat that emerges from thisTo be effective, it is essential to respect a certain distance from the cooktop

However, it is also a light source which is very useful to monitor the cookingThere are, in fact, models that have a halogen bulbIt is also possible that the equipment has a recycling system in the kitchen need intensive

6 tips for building a low budget

2011-11-17 10:37:56

Many people dream of having their own homeBut with the crisis and the construction costs are constantly increasing, most of them give upThere waiting for the right moment and make savings in the prospect of having the budget for this

1-Building a cheap house with its own

With the different offers that are on the market, it is possible to build a house according to its budgetGenerally, when talking about cheap home, often referred to self-constructionBuilding his house yourself may in fact be beneficial especially in terms of cost

There is no need to appeal to workers or contractors to perform workThus, with a budget of 60,000 euros, it is now possible to build the house of his dreamsHowever, to ensure the quality of the work, it is still advisable to seek the advice of professionals in the fieldThis will in this case an assisted self-construction

2-Clearly identify the project budget

This step will allow future owners to tailor the choice of the house to be built according to financial means available to themIn addition, it will be easier to set priorities and stick to it throughout the projectThus, by determining precisely the budget, the project owner can avoid unpleasant surprises when it must pay the amount

In order to respect the budget was set, it is necessary to make some sacrifices especially in terms of comfort and aesthetics of the homeIn this case, it is best to pay attention in the living spaces which are intended to welcome visitors

3-Making the right choice in the field

In order to have the best conditions for the construction, it is essential to make extensive studies on the specific ground on which the dwelling will be builtIt is therefore essential to have a good quality of soil in order to optimize safety and comfort of it and its inhabitants

4-Working with an architect

In the context of self-construction, the project owner can arrange itself in the development of building plansFor this, it can be based on models in magazines and later use of softwareHowever, it is still advisable to use the experience and skills of an architect who is already accustomed to managing such situations

5-Choosing a Contractor

If the future owner of the house decides to hire a contractor to handle the project, it must be careful in choosing oneVarious tools are made available on the internet so he can make a comparative quotes and services which are provided

6-Preparing for the Unexpected

This last step is very important to the project to come to an endGenerally, people who engage in such a major project to set aside a percentage of the total workThe amount that is set aside will be used later to repair the damage that can potentially occur on site

6 points to know before installing a wind turbine

2011-11-17 10:25:32

Opt for the wind turbine for power generation can be beneficial not only for the owner, but also vis-à-vis the environmentThe owner must pay about 15,000 euros to get one, but the benefits that will be generated later will be considerable

1-The size of the wind

Since it is the wind that the main player in this process, the greenhouse gas emissions are minimized resulting in a decrease in air pollutionThe installation of the infrastructure is not easy because it takes into account various criteria and do some research in advance

There are different types of wind turbines to suit all budgetsIndeed it is possible to choose between different models taking into account their needs and expectationsThose with a fairly limited budget can opt for models that are 15 meters high and efficientNote however that to have increased performance, choose models that are more than 25 meters highIt is the latter that are more profitable because they produce much more energy that can meet the needs of an entire family

2-Climatic constraints

The key to the operation of a wind turbine is of course the windIt is therefore essential to take into account the specific local climate before embarking on the installationTo take full advantage of the benefits from the infrastructure, it takes on average a wind blowing with a force of 10 to 20 km / hIf this condition is not reached, the device may not generate electricitySimilarly, if the wind speed exceeds 20km / h, it can not withstand the shock

3-Constraints related to the specific soil

To secure maximum installation, it is essential to have a very strong foundationIt is therefore important to in-depth studies on the characteristics of the soil to prevent damage that could occur

4-Administrative procedures

Before you can install a wind turbine in his garden or elsewhere, we must first complete some formalities at the local prefecture and other institutionsIt is thus necessary to have a building permit, a bond certificate of redemption, a power purchase contract, a statement of operationsConnecting to an agreement setting equilibrium is also useful for this purpose

5-Choosing the location

Everyone has the option of installing a wind turbine provided you have followed all the procedures that contribute to thisHowever, it is not all locations that are available for this facilityIt is, for example, forbidden to install this device along highways or expresswaysThe laws also stipulate that the distance between the road and it must be doubled up to it

6-Take into account the reliefs

To optimize the performance of this device, it is advisable to install it on the trays, the plains and mountains oldThese are places that offer, in fact, the conditions most suitable for this type of installationThe young forests and mountains are not recommended against

Guide for the installation of a wind turbine

2011-11-17 09:47:54

Sustainable development and the fight against pollution is currently figure prominently in the life of a countryMost of the great powers, but also emerging countries have therefore chosen to limit their emission of greenhouse gas emissions and are turning increasingly to renewable energy

Operation of a wind turbine

The market for wind and solar energy are constantly evolvingThe key to the functioning of this is the first windIt is therefore important to choose a field which is quite far from the cities to have improved performanceIt is through the blades that can capture energy and transform it eventually into electricityThe transformation is usually done through a generator

Individuals can choose this option to be able to save on the costs of energy productionThis also contributes to the fight against global warmingThis device allows, in fact, reduce the emission of carbon dioxide because it uses a natural element to generate electricity

There are two types for households, the horizontal and verticalThis is the first option that is most used by individuals because it has a much higher performance and provides, therefore, a very significant costThe second, meanwhile, is less efficient, but has the specificity to be more resistant against the gusts of wind

The peculiarities of a domestic wind

The installation of a domestic wind is subject to some conditionsBefore embarking on this project, a preliminary study of the specificity of the soil is essentialThis is done in order to prevent risks that may arise in the installation and for persons who may be around

Generally, it is advisable to seek professional help to install this device because it takes into account several criteriaThese are mainly the location of the structure from the house and its distance to highwaysIt is not recommended to install it on the roof of the dwelling, as this can cause irreversible damage to the frame and cause its collapse

How to choose the suitable means to his home?

The choice of a wind turbine depends mainly on the required performance and its ability to provide energyThere are different types with power varied between 0.9 and 20 KWThe purchase price is also a key factor that can influence the choice and it should also be noted that it also varies according to the power it providesMore the latter, the lower the price is lower and vice versaIndividuals can therefore choose freely according to their budget, but prices are generally between 8,000 and 20,000 euros

Choose to install this device can also allow the owner to benefit from special treatment in terms of tax and VATIt should be noted that if the facility exceeds the height of 12 meters, providing a number of formalities requiredThese include:

- A building permit - A contract for purchasing electricity and a statement of operations

An increase of 1.9% per year on rent

2011-11-16 14:55:10

For some time now, renters are faced with a continuing rise in the benchmark rentTowards the end of the quarter of the current year, the progress of the IRL was 1.9%This increase is bad news for tenants, because the owners will have to increase the rent

The largest increase in 3 years

The increase in the benchmark rents is a situation that is noted for some timeIn the first quarter, for example, the increase was 1.6%, from 1.73 in the second quarter to reach 1.90% by the third quarterApart from the last three quarters, we must also note that has now come to a seventh straight increase

It is essential to take account of inflation in determining the indexIndeed, the main cause of this increase is steady inflation, with a figure of 2.2% per yearThe result of this is that donors are required to increase the amount of rent that it is necessary to fill gapsHowever, a ceiling is set in the increased amount of theseAccording to figures that were published, the lessor shall not exceed 1.90% per year in higher prices of these

It should, however, noted that during the crisis, there was a small slowdown in the growth figures for fresh start later2011 thus records the largest increase since the peak in 2009

In the words of the law

Generally, a lease must contain a clause that refers to the conditions of rent increasesThe increase of these is a right for the landlord so that it can prevent inflation in consumer pricesIt is also possible that the owner of the local reviews the amount thereof upon the renewal of the lease or whether to undertake rehabilitation

The increase is attributed to them must be based on the benchmark for this area, according to the law of July 6, 1989In addition, the index determines the ceiling should not exceed in determining the amount of theseThe determination of the IRL is from the average consumer price increase noted in the previous yearIf this is not done, the lessor may base the operation on the last index that was published

Update on the rental in France

With the crisis in the real estate sector, more and more households are turning to leasing rather than purchase a new homeSince 2009, the market for rental house or apartment has grown by 8.6%

The development of this sector has led a significant increase in rents as evidenced by the following figures:

- 2.90%: the increase per year lease of two parts- For three parts, it is more moderate with 0.68% each year- Similarly for the 4 pieces that show a minimal increase of 0.63%

2011-11-16 08:54:02

Decline in property prices

2011-11-16 08:51:37

Recently, the peak of property prices increasing constantly stopped on graphsSome decline from about 3% of the usual amount was recordedBuyers and buyers will receive a discount based on the reduction conditions in each region

Different figures by region

The studies that were conducted in the field of real estate have shown that the purchase price of a property differs by regionThe sector is experiencing increases in some cities while in others it continues to decline

Regions with increased are the Ile-de-France and the Rhone-AlpesFNAIM or National Federation of Real EstateFor the city of Paris, selling prices rose an annual 2.3% to reach almost the € 8,500 per square meter forIt should be noted that this development was seen in the second quarter of this year

Especially in some departments like the Yvelines and Seine-et-Marne that property prices are steadily declining, with respectively -13.7% and -4.1%This is also true for Burgundy that shows a very significant decline in the first quarter to -9.7%You should know that it is mainly the sale of houses is the most affected by this crisis with a drop of up to -4%The sale of apartments are less affected with a reduction of -0.8%

A continuous decrease

Analysts are unable to provide numbers and a specific timeframe for the duration of this crisis that causes a continuous reduction of property pricesThe main causes for this are, according to analysts, the stringent conditions that were charged to the credit application, but also the purchasing power of households continues to decline

Studies have also shown that the market for old houses is experiencing a clear shift in recent yearsHouseholds are more tempted by the acquisition of house renovated as a new homeHowever, even if the sector is experiencing strong growth, analysts come forward to say that the market will suffer next year stabilizationAnd about the year 2013, it will be a slight depression then be marked by a resurgence of strength and have a growth in 2014

Explanation of lower prices

Lower prices in real estate is now a realityHowever, with the increases that have been noticed in recent years, the reduction is not sufficient to address the damage that was causedAnd with the regulations on the taxation of capital gains on transfer operations of a building, owners must revise upward their selling prices

The situation is also characterized by the fact that the rates offered by financial institutions in connection with borrowings are increasingly importantThis is explained by the fact that the financial sector is deteriorating and the players must be careful not to have to put the key in the door

The loans can be contracted is now less importantAs an example, a borrower, in 2010, had the opportunity to make a loan of 172,400 euros if he has to pay a monthly fee of 1000 euros for 20 yearsToday, with the conditions, there can be a loan of 160,800 euros

Last day to pay his property tax

2011-11-15 19:52:53

All people who have one or more properties are required to pay property tax or TFPB on buildingsFor this, the tax authority sends a notice to owners of property tax for 2011

Who should payercette charge?

Regarding payment terms, payment from a written document should be made on or before October 17, 2011Those who have opted for online payment will be given until October 22, 2011 to fulfill their obligation

People who pay property tax on built properties are:

- Legal persons - Individuals - The usufruct of a property They must pay the payment of this tax if they own one or more good from January 2011Generally, the payment thereof is made each yearHowever, the owner may choose to pay monthlyNote that even if the property is sold, the owner must still pay the paymentBut later, it may submit to the competent authority, an agreement to sell its used for the repayment of the amount paid

The payment of this fee is mandatory because it is used to fund projects at:

- The Commons - Trade unions of municipalities - intercommunal - Departments - Regions It is also used to fund special equipment taxes and those of household waste

More time with online payment

Generally, the tax authority sends a notice to the owners about the TFPB to encourage them to payHowever, even if the notice fails to them, they still fulfill the obligation of the payment that it is possible to have access to the opinion on the internet including on-site taxesGov.en

Those who choose the option written on paper had to pay their taxes October 17, 2011Internet users have an additional period of five days to do that is to say, October 22, 2011It should however be aware that if the owner pays the tax for the first time on the internet, it will have on hand the tax notice and some information about his bank balance

How to pay his property taxes online?

The first step to do to use this process is to go to the website of the French government dedicated to the payment of taxesIt will then click on the tab "pay your taxes online"The user will then see a form to fill in which he must give his tax number, the reference of its tax notices and bank detailsOtherwise, those who choose the first option will also give their bank details

After filling out the form and provide all necessary information, it will have to share the situation to his bankTo do this, it can send the document on accession to tele-regulation is in print or in digital format by e-mailThis process has the advantage to optimize the security of transactions that the connection is secureYou should also know that the Internet regularly received a receipt on transactions carried out on the internet

The roof insulation

2011-11-15 17:27:35

To maintain the freshness of his house, the ceiling insulation is essentialThis part of the interior of the house inhibits a large amount of heatOften, the tightness of the walls is not then it is necessary to install air ducts

The importance of isolating the roof

According to specialists of the roofs, the roof stores 30% of the heatIndeed, under the action of a lack of insulation and good air duct, warm air can easily escape out of the houseAs a result, the temperature increases inside the latterIt is thus suggested to invest in loft insulation and the roof in order to have a livable interior and feesThe materials that are normally used are glass wool and rock woolThe advantage of insulating the attic and roof is energy conservationIndeed, in this way there is no need to refresh the interior of his house through a device such as air conditioner

How to insulate the roof?

In order to isolate its roof, the following two points should be well defined: the thermal resistance and spaceDepending on these, the various solutions proposed sontune insulation:

· Low and narrow space:-reflective film set in the rafters, this solution is expensive and virtually ineffective in reality

· Middle and a narrow space: set-insulation between the raftersDelicacy of-implementation due to the irregular spaces between the rafters

· Strong and wide areaFor this type of insulation utilisersont: panels double-thick insulation is fixed to the inside of a box structure between failuresBlow a loose-fill insulation in cellulose or rock woolThis happens after installing ventilation baffles between the raftersFor the success of the roof insulation, you should know the roof of attics, the attic of living space and the roof terraceThus, the first kind is particularly highlightedThe reason is that it requires one or two layers of insulationThese can be mineral wool in rolls, with two layers of 20 cm cross, blown or loose, or in polystyrene

The action of the materials to insulate the roof

To use good quality materials, it is important to check beforehand on the thermal conductivity, heat resistance and fire resistance of these

-The thermal conductivity is a measure of quality of the material using the lambda coefficientMore value is low, it is more quality-The thermal resistance (R) is expressed in m² K / WIt determines the power of the material relative to the thickness of it in m² and with thermal conductivity (lambda)-The fire resistance (M) provides information on the material's ability to not ignite or spread the flames in the home

Information obtained from these three parameters are essentialFor if the insulation highly resistant to heat, the thermal insulation performanceThus, the thermal resistance must be greater than 0.5 m² K / W

Real Estate: Deviations of more and more important between the cities

2011-11-15 11:58:57

Studies that were conducted on the situation of the real estate market in some cities in France have shown that there is a big difference between the price of one city to anotherBetween Toulouse and Bordeaux, for example, the difference is 0.25 points in respect of loans to 20 years

Change in real rate

A site has conducted studies on real rates that are applied in ten towns in FranceThe results of these studies have shown that there is great disparity in rates in the ten cities that were analyzedAs a result, there are much more favorable for borrowing and otherAs an example, a person who makes a loan to 20 years in Toulouse may have a rate of 3.75%However, if the loan is in Bordeaux, the best rate he could not going to be below 4%

These differences in rates that are offered by banks are mainly due to the strategies adopted in the local communityBut there are promotions that are offered by different financial institutions that are among the causes of these

Also note that the rate that is granted depends on the particular circumstances of the borrowerOlder people can not, for example, benefit from a rate of interest because they are at higher risk for banksOn the contrary, young people will be able to take out a loan that has characteristics quite interesting especially at the rate

And market context

Of note is that the situation in the real estate market is different from one region to anotherIn some departments such as the Gironde, the Drôme, the Loire Atlantique, the Marne and Seine-Maritime for example, the selling price of a building has a high evolution sometimes up to 10%This is not the case for the Lozère, the Landes, the Deux-Sevres, the Meuse, the Allier and the Cher, where the price variation is between -4 to -13%

In addition, after the 2008 crisis, the sector has seen a clear evolutionBut according to figures that have been listed above, be aware that not all regions of France who have benefited from this new momentum experienced by the market

The trend is also present in the renovation and sale of old houseAccording to test results that have been made by the National Institute of Statistics, the price of transactions in this sector rose by 6.3% in FranceHowever, it is in the city of Paris there was the clearest trend with 9.8%

Examples

For an overview of the situation, it is important to see in detail the evolution of the market in citiesFor this, there are two that stand out:

- The city of Bordeaux was a slight trend with 2 to 3%

- For Nantes, the price increase is between 3 and 4%

Changes in the global photovoltaic

2011-11-15 09:52:12

Faced with the steady decline and exhaustion even traditional energy resources, development of solar energy is an alternative clearly increasing worldwideThe logic of sustainable development as well integrated collective consciousness participating in the development of this resource

Boom sector

The production of solar energy in the world reached in 2010, 35 MW or 15 Gigawatt additional one year

Particularly promising markets are North America, China, Japan and Australia, but Europe maintains its leadership position with over 70% market share

So a growing sector in both developed markets in developingA development that tends to upset the market

Market growth is increasing year by year, according to a study by the European Association for the photovoltaic industry and Greenpeace InternationalA dynamic PV industry which the Germans are the leaders in Europe with plants that can produce up to 3800MW

China meanwhile is the leading supplier of equipment for producing solar with a market share of 35 to 40% of the manufacture of solar modules

The popularity of this environmentally friendly alternative has increased the number of companies in the sector, but also the prospects for job creation

However, each government has launched its own accompanying measures to encourage and control the expansion of the sector

Prices and accompanying measures

Photovoltaic panels are composed mainly of siliconRelatively expensive products on the market, the world tend to lower the price of this productThis will necessarily impact on the market for the installation of solar panels by reducing pricesFor now engage in this kind of investment is quite expensive

Similarly, the state support measures are not eternalFaced with a policy of fiscal restraint in almost all countries, subsidies and other benefits related to the development of solar energy will eventually be cut

If today's solar panels can receive a tax credit of 50% of the material that is likely to disappear soon

Yet the sun is beneficial in all respects with the cost relatively cheaper than fossil or nuclear generationThe arrival of new innovations in this direction will help the development of solar energy technology that increases performance by 12.8%

Countries like France have already taken the lead in the redevelopment of their political supportIndeed, given the excitement generated by the major political lines of 2010, the popularity of solar energy highs that were provided for in 10 years

Thus these new measures were malcontents among the professionals who see this as an attack on their interestsA dark cloud, for example on employment in the sector

These measures include reductions in tax credits of 50%, but also a reduction of the purchase price of solar energy by utilities

Future of photovoltaic in France

2011-11-13 19:43:36

It is in February 2011 that Francois Fillon announced new measures to the promotion of solar energy, before the social and environmental Economic council. That is to say a second change in less than 8 months, which change relatively gives it. These measurements were announced in order to stop the racing caused by too much a strong demand of connection.

Growth of the sector

In France, in spite of the effects of the crisis the photovoltaic energy sector seems well to go. That is explained in particular by the profitability of the sale of the produced energy which allows a return on rather interesting investment, but also by a reduction in the prices of the modules.

The market evolution of the installations for the private individuals knew only low oscillations in spite of rather heavy investment costs: more than 20 000 euros. The granted tax incentives remain all the same the engine of the investments with more than 8000 euros which can be granted.

The sector knows also a “boom” thanks to the installation of professionnalized solar production structures. They are photovoltaic fields on the large surfaces directly integrated into the buildings.

The sector seems full with promises such as the creation of more than 50 000 employment for 2050. But of many parameters remain still fuzzy to date and the recent reduction of the tax credit granted to the future purchasers of power station of production could attack the development of the sector.

Prospects and evolution

The measures taken by the State in order to avoid any racing of the sector made certain operators of the sector disgruntled.

Indeed, the Ministry for Ecology put in stand-by passenger all the great projects of solar production at the profit of the smallholders. That in order to counter all risks of panic of the market. That shows an absence of control due to the blur of a precise policy on the subject.

However, solar energy represents an important issue for the years to come with an estimate from the IEA which represents solar energy with more of the quarter of the world energy production.

The professionals of the sector denounce this attitude of groping of controlling as for a stable policy. In the long term, their activity is threatened if the legal framework changes 2 times a year, a true sales strategy could not be established.

The policy of the government established in January 2010 was indeed modified by measurements announced in February, whereas at the origin this policy ran until 2013. The Prime Minister evoked in particular during a moratorium which ended on March 9th, a racing justified by the use of solar panels of poor quality with environmental and urban conditions very rudimentary.

It was the object of the recommendations made at the time of the CEASE and which currently causes movements within the various trade unions such as that of the Trade union of Renewable energies.

However to be able to align itself with countries already very active on the market such as Germany or Japan, a clearly established policy will have to be installation to reassure the operators of the sector. The inopportune changes should not be of setting.

Current events of the �co construction

2011-11-13 19:32:17

The éco construction has the dimension and the sector is rich in current events these last months. With the launching of the regulation of constructions in straw, the EuroBois living room and the new policy of the State vis-a-vis the significant numbers of requests for photovoltaic connection, one can say that this one did not have time to be unemployed during last months.

A regulation for constructions in straw

That is there at the end of four long years of negotiations and from studies in any kind, the Agency of Construction Quality finally comes to leave the rules which will govern the sector of construction in straw.

It is on June 30th that the relative tendencies with the straw as éco-material integrated the list of the conventional structural components. The professional rules were laid down by the Commission Prevention Produced or C2P, one of the branches of the AQC.

Its new rules relate to in particular recognition of the use of the straw like insulator or support of coating in the construction industry. This recognition makes it possible to make profit the structures in straw from the decennial guarantee as well as materials used in the traditional construction industries. Envisaged coming into effect on January 1st, 2012, this news will be able only to encourage the consumers to resort to this “green” material entirely.

The éco construction and wood are exposed to Eurexpo

Every two years, the living room of Eurobois wood is held in Eurexpo 2011. Initiate in 2003, this living room wants to be to be a platform dedicated all to the speakers of the sector wood as well upstream as downstream from the chain.

The living room of this year made it possible to expose all the technical projections on the matter, but also to put in contact all the partners of the sector wood.

Wood, crucial factor in the development of durable construction, answers completely the objectives of Grennelle of the environment. The Eurobois living room which was held at the month of last February did not derogate from the rule for the promotion of the use of wood.

Once more, Eurobois 2011 showed the technical innovations and license thus to reinforce the dynamics of the exchanges between each concerned. Let us recall that Eurobois 2011 joined together all the same more than 300 exhibitors of forestry holding to the transformation and the marketing of wood. With a significant portion for the market of the apparatuses intended for the transformation of wood, more than 51% of the exhibitors the innovations of their techniques showed indeed.

To avoid the racing of the photovoltaic sector

2010 knew a strong demand on the photovoltaic energy sector. Caused in particular by the possibility of repurchase of the energy production by the suppliers of electricity, the government and the organizations responsible quickly saw themselves submerged of request.

Consequence of this surge of request, the government had decided to freeze all the solar projects of installation until May 31st, 2011. Running November and December 2010, the projects had achieved the production targets delocalized of Grenelle for 2020.

Measures were thus taken to limit the racing of the sector. Francois Fillon in addition announced the application of these measurements in February 2011. It will act inter alia fixing an annual production quota at 500 MW, a quarterly reduction of the tariffs of purchase of 10% and one immediate fall of 20%, the launching of invitation to tender of 100 kw.

The SER and the SOLER also proposed a review downwards levelling off of the tax credits of 50%.

The risks which can involve a too important request pushed the authorities to formulate these measurements.

To build in cob

2011-11-13 19:20:20

To choose to build in an ecological way is not attached to the topicality. It has been already millenia that our ancestors build ecological by using the matters at their disposal. The technique of cob is part of these means of construction and exists since years and is even always applied in certain countries of the world.

Building technique in cob

Construction in cob implies the use of a mixture of ground and plants on a timber structure called half-timbering. Relatively simple to implement, the use of cob is a perfect solution for auto--construction.

Half-timbering is composed of a framework out of wooden and cob forms the roughcasting which fills this framework to form walls.

The matters used for the composition of the walls are available in quantity in the medium which surrounds you. The manufacturing costs will thus be reduced considerably.

The principle of cob is simple. The raw material is made up of a mixture of argillaceous ground, straw, sand and lime. Completely natural elements.

The ground must be removed beforehand from these stones then versed in a mixer of type concrete-mixer if you do not want to make it with the hand, with straw or another vegetable fiber as well as water, that one mixes until obtaining a homogeneous substance. The quantity of water used is not as considerable as one could believe it.

The mixture is then applied to the formed half-timbering of a network of spindles out of wooden and beams. For an optimal installation, pose nails of 6 cm at least a little everywhere on the timber structure to make hold cob on the walls.

Three weeks after the display of cob, one can proceed to the coating of the walls to obtain more sealing, to equalize the whole, but also to have a smoother effect.

Advantages and disadvantages of cob

The main advantage of the use of cob is of course the weak environmental impact to build. The matters are available locally and at will according to your site.

Completely biodegradable, it is a éco material par excellence. You can even use natural pigments for the color of your walls. What completely reduces the negative consequences to the environment.

Cob constitutes also a good heat insulator and sound. Qualities of the ground make this kind of material, a substance which absorbs perfectly the ambient moisture and which can restore it. Thermal inertia is also considerable making it possible to ensure a stable temperature within the house.

Solid and profiting from a long longevity, this kind of construction economically returns more profitable than a traditional construction at the time of the phase of construction and in its use of dwelling. The energy performances of this kind of construction are rather considerable, it uses in particular only 3% of the energy used in a concrete construction.

However, it is necessary to take care to cover the walls external of sand or very fine clay a coating or lime to improve the lifetime of the frame.

On the other hand, the building site can require more efforts which are proportional in keeping with project. Indeed, a small construction can require up to 15 tons of ground.

In the same way, the construction standards not having been established yet, constructions in cob are not accepted by the bankers as a mortage pledge.

Insulation and rockwool

2011-11-13 10:41:48

The rockwool is part of mineral materials of insulation used effectively to reduce the energy expenditure of a house. Obtained starting from the synthesis of rocks, it is a material available in great quantity just like the glass wool. The rockwool has a lot of significant advantages for a éco construction.

Characteristics of rockwool

The rockwool is obtained by the fusion and the fiber drawing of basalt, a volcanic rock. Basalt molten then is liquefied in order to form a tangled up wool mattress. This intermingled aspect makes it possible rockwool to better retain the air. The substance thus obtained is distributed in the form of rollers or of smooth and rigid panels or shells or of flakes for a mechanical or manual spreading.

Within the framework of an optimal insulation, it is preferable to use it in its shape of panel more rigid than in the form of rollers and where the wool is of low density.

The raw material for its manufacturing is available in quantity and answers the current ecological questions completely.

The manufacturing process of glass wool is almost identical to that referred to above. They are both of materials at mineral base. The glass wool is elaborate starting from sand rich in silicon oxide.

However, one deals with substances rather sensible to moisture. This weakness decreases the power isolating from those, from where the presence justified of vapor barriers on the rollers.

Advantages and disadvantages of rockwool

The rockwool is natural elements relatively simple to manufacture. It is thus a material economically advantageous with prices which vary from 3 to 6 euros the m ² and according to the thickness and the type of selected forms.

In addition to an economic price being able to direct your choice, the rockwool also offers a certain number of advantages to the level of the insulation from its properties.

The rockwool constitutes a means of thermal isolation concluding thanks to the presence from bubbles of air concentrated in its structure. In the same way, the fitting of the fibers which composes it makes it possible to dissipate sound energy naturally.

It also has as an advantage of the fireproof characteristics. It largely improves the capacities of fire resistance of constructions. Particularly adapted to the elements which must guarantee of a strong mechanical resistance such as the roofs, the choice to install rockwool proves to be an effective solution.

However, will know to it the handling of this fiber must be the object of some care. The rockwool would present a carcinogenic threat indeed. Even if they were reclassified in group 3 of the carcinogenic substances in 2001, i.e. less dangerous than asbestos, it is necessary to be careful as for its installation. The character bird of material makes that it can be introduced by the tracts respiratory and affected of the bodies such as the lungs.

Thus, the use of cutting tools at slow speed, of means of protection of the body gloves masks and glasses and finally to prefer the use of a high efficiency filter vacuum cleaner or of more detergent water, are strongly recommended.

To use glass wool in its durable construction

2011-11-13 10:25:41

The glass wool became a material very snuffed for the construction of a house. It has significant advantages like the facility of use and an insulation increased for the building especially on the temperature and acoustic. Even if the technique appeared it there several years of that, she really experienced a real development only these last years.

Characteristics of glass wool

The manufacturing of glass wool requires rather complex stages where it is indeed regularly necessary to make physicochemical controls in order to have a homogeneous mixture of materials used. Those will have to allow its manufacturing like recycled glasses, primarily made up by bottles and windshield, just like the silica sand. The glass wool thus consists of recycled glass with 55% but also of silica sand with 45%.

The glass wool has like characteristic an easy adaptation to each type of structure and can take the shape of a roller, a panel or of a flake. The other specificity of this material is the quality of the insulation which it provides. That is especially explained by the fact why it has a particular structure which is porous and elastic.

Advantages and disadvantages of this matter

Its first advantage is the quality of the insulation which it provides. Its characteristics enable him to be integrated easily into any type of construction and this fact being absolutely adapted to the parts which should be isolated. That makes it possible to keep a constant temperature inside the building, but also to make it possible thereafter to save energy. In addition to the advantage in terms of thermal isolation, the propagation of noise is also minimized.

It as should be noted as the use of this element does not present any danger to the health of the inhabitants. That was confirmed by studies which were conducted by the International Research Center against Cancer. There were however certain doubts about the carcinogenic risks which could be related to glass wool.

This material can also be used to prevent the fires, because it is a fireproof element which thus does not emit poison gazs nor of smoke. It is thus a weighty argument which can attract the people wanting to launch out in a construction project of house.

Although this kind of material has considerable advantages, its some disadvantages should not however be forgotten. Its principal negative point is that it has the characteristic to be irritating therefore it is recommended to put a mask and a combination during its handling.

Use of glass wool

The handling and the installation of glass wool in the construction industry are rather simple, because there is no work to make for the element which will accommodate it. However, it is sometimes preferable to resort to competences and experiments of a professional so that provided work is in conformity with waitings of each one.

It is enough to stick the roller or the panel on the framework of the house to set up it. If one wants to optimize the conditions of insulation, it is possible to put two layers of them on the structure of the building.

To build a bioclimatic house

2011-11-12 11:19:27

Being given the degradation of the ozone layer and climate warming, most governments of the whole world try to find the best solution possible to limit their gas emission for greenhouse effect. The efforts are seen in all the fields in particular in that of the construction of house. The manufacturers propose today buildings with low fuel consumption. To choose a bioclimatic house could thus be one of the ideal choices.

To seek a compatible site with the project

Thorough studies and analyses must be undertaken before starting the construction of a bioclimatic house. It should be known that this kind of project is adapted to the self-help housing. More and more of households they want to thus build even their house. However, in order to guarantee a work of quality, it would be necessary nevertheless to call upon professionals in the field would be this that to give some councils.

To know if the ground is adapted to this kind of building, it is advised to make a biological study géo environment which is around. During the analysis, it will also be necessary to see the characteristics of the basement in order to make the good choice on materials be used to conclude the project.

Since it is about a dwelling house, one should not neglect the elements which will facilitate the life with the daily newspaper. A corner which is near public transport, of the schools and the trade would be thus the ideal.

To direct the house well

The best orientation for this kind of house is the South what implies than a ground would have to be chosen where there is no obstacle in this direction. Mountains, trees, houses and many other elements still can indeed limit the exposure of the building to the ray of the sun. It is the energy which is released from it which is used to feed the house. Moreover, the fact of being directed towards the South would make it possible construction to store to the maximum of solar energy when the winter arrives.

It thus should be noticed that the bioclimatic house is adapted to the rural areas than urban. There are indeed far too many obstacles in the cities with the buildings inter alia.

The orientation of the parts of the house is also very important where in this case, it would be necessary to put the workshop, the wash-house, the garage… on the northern side of the building. It is preferable to direct rooms, living room, living room towards the South in order to have the most contributions of possible solar energy, a system necessary to optimize the heating.

To bet on the insulation

The principal goal of the bioclimatic house is to decrease consumption in energy of the building. For that, it is very important to have the good materials to capture the most energy. However, a good system of insulation is also necessary to keep heat in the construction industry.

It is thus necessary to pay great attention in the choice of the materials which will be used to build this kind of house. In this case, it is preferable to choose the natural materials with strong inertia which are very adapted to store energy. The openings as the windows will have to also be manufactured starting from special elements. For this kind of construction, it is advised to choose openings to triple glazings.

To connect its photovoltaic installation to the EDF network

2011-11-12 11:09:13

In order to profit as well as possible from the advantages of the photovoltaic installations, it is preferable to put them on the roof and to direct them towards the South to capture to the maximum solar energy. However, in order to have more increased performance, it is today possible to connect the electric installation to the distribution networks like those of EDF for example.

The operation of the installation

It should first of all be known how the transformation of the solar energy functions which is used in the building. The electricity which is generated by the photovoltaic installations is in D.C. current therefore it is paramount to transform it into alternative course, a transformation which is done via an inverter.

These are the machines which are used for the conversion of the current which will be then connected to the distribution networks of electricity of EDF. In this kind of situation, it is possible to resort to a certain number of photovoltaic solar modules which will be also connected together. Since several modules are used, it would be thus also necessary to use some inverters.

The characteristic of this kind of installation is that it is not necessary to make large investments besides being very advantageous in terms of energy consumption. All which should be done afterwards to profit fully from it is to install a meter.

The maintenance of this system

The installation of this kind of installation does not require any particular maintenance. All that it is necessary to do is to put a platform of monitoring which will be able to locate the breakdowns related to the systems.

The maintenance of the modules is done naturally, because the rain and the wind will be the essential components which will clean the sensors. As regards the energy supply, it is done automatically via the inverters and of connection to the line of distribution. However, in order to guarantee the performance of the system, it is advised to replace the inverters at least the every 1 year.

To resell its electricity

The factor which made it possible to support the resale of electricity is that the European States decided that the public operators suppliers of electricity will have to pay more for electricity coming from renewable energies. They are the energy of the solar installations, the wind mills and the hydraulic electricity which are concerned with this process.

However, the installation more the appraisal for the resale of electricity is the solar panel. To be able to profit from the advantages of this process, it is not necessary to terminate the contract with the suppliers and these are even the latter which will repurchase electricity. In the case of EDF, for example, the producers buy 10 centimes of euro per KW hour the electricity which they consume. If it decides to resell the energy which will be produced starting from the solar modules, EDF will have to spend 60 centimes of euro per KW hour.

The purchase prices will be the object of a quarterly adjustment which will be done especially according to the number of in projects filed near the ministry in charge of energy and of the economy. If the request is important, it could be that the tariff of purchase knows a fall of about 2.6%. On the other hand, if it is less important, the adjustment on the tariff will be also less.

Interest to build a passive house

2011-11-11 19:00:37

The house passivates still called “low-energy-house” attracts followers more and more, a situation which is explained by the fact why it has a low energy consumption. The passion which this kind of dwelling knows appeared about ten years ago. It is especially in terms of heating that this construction dissociates others.

Energy consumption

The passive house is a house which consumes very little energy and it is a question here of using passive techniques to make it possible to the inhabitants to save a maximum of energy. For that, it essential to study well the orientation of the house and the site of the openings. That is essential, because it will be especially the solar energy which will be requested.

In this case, one speaks about bioclimatism where it would be necessary to optimize the elements of capture of the rays of the sun. It is even advised to choose a bioclimatic veranda. It would be also judicious to adapt the parts in order to allow a better air circulation in all the building.

The other essential point for the energy saving is the fact of increasing the insulation of construction. For that, it would be necessary to multiply the openings on the part which is exposed to the sun and to make the opposite on the less exposed parts.

However, in order to make it possible to keep more heat in the building, it is advised to choose the windows with triple glazings. With regard to the elements of insulation, they will have to be approximately a 10 cm thickness. All that will make it possible to keep the heat brought by the sun which will be very useful to heat the habitat when the night fall. The heat released by the inhabitants will also make it possible to keep a stable temperature in the house.

The cost of construction deadened in time

It should be known that the construction of a passive house requires a very important investment that for the ordinary houses. This is due to the fact that the materials which will be used in the construction industry are expensive. It takes indeed a considerable time for the manufacturing of certain elements. It is in particular the case for those which are used to increase the insulation of the building.

Moreover, the request is not very important yet in the field therefore the materials are not produced yet in series. To be able to acquire some, it is thus necessary to spend a rather important amount of money.

Even if the price of acquisition of such a good is raised enough, the benefit which will result from this are not less important. Specificities of the house will thus make it possible to the owners to make a considerable economy in terms of energy.

Tax incentives

The passive houses have also much advantages at the tax level, a situation which is seen especially on the tax cuts. Generally, the manufacturing of such a building would make it possible to the owners to reduce their tax up to 830 euros. Moreover, that will be applicable during the ten next years after the delivery of the good.

As regards the houses which have a certification Zero-energy, they profit from a tax cut which can reach 1700 euros. In fact the buildings consume only 15 kWh/m2 which can have this certification.

Building techniques in straw

2011-11-11 11:10:11

This kind of construction is adapted to the people who do not have great experience nor of knowledge to build a house. Besides that, a house is very advantageous at the financial level. Its characteristic is also the various techniques to build such a building.

Technique of Greb

This technique came out in Quebec, different from the others thanks to its facility to be assimilated, which supports the car construction. It has also other advantages like flexibility, where it is possible to adapt the form of the structure to the desires and waitings of the manufacturer. Besides flexibility, there is also the cost which is relatively low, but the quality of work is guaranteed there. It is proven that the buildings which were built with this technique are very solid. They last indeed of the whole years besides being pretty from the point of view structures.

As regards construction, the materials which will be used will be the bales of straw obviously and it wood of weak section. The foundations will be built out of wood constituting the framework of the building thus. After that, it will be necessary to insert the bundles of straw there. Run light mortar will be versed thereafter. And side completion, it will act to spread out a coating with lime over construction.

The Nebraska technique

In this technique, there will be no framework, but the principal material which will be used will be the straw. With regard to construction itself, it acts to put the bale of straw de in the middle of the foundation, which will be out of reinforced concrete, and of a breakdown sand pit out of wood. The characteristics of this kind of construction are the facility and the speed of completion of the work.

The walls of the building will thus be consisted the bundles of buckets and after the installation of the roof, they will be compressed what will guarantee the stability of the building. However, in order to have a maximum safety, it would be necessary to limit the openings that it is on the level of the number or on the level of dimension.

As an indication, this technique is especially adapted to the buildings of weak surface and which does not exceed a stage. Primarily, it would be more suitable to use it for the construction of a garage, a workshop or a hut for example.

Austrian technique

This process especially came out in order to make it possible to the Austrians to think a little more of sustainable development. For that, it would be necessary to take account of the air pollution generated by the gas emissions for greenhouse effect. But besides being ecological, the houses which are built with Austrian are also very economic. Certain work which is necessary to the construction of the building can indeed be made by the future owner himself.

To guarantee the quality of construction, it is preferable to choose to decorate the interior as well as outside with panels. Interior side, the plasterboards will be to privilege and external side, it is advised to choose the panels avoid-rain of wood fibers.

How to invoice its electric production?

2011-11-10 19:50:47

In order to determine the amount of the invoice of electricity, EDF sends among its customers an agent which will raise the meter. It is starting from this statement that it will be possible to emit the invoicing and it is the private individual himself which will make the invoicing. All that EDF made is to get an outline of invoice to them that the customer will be held to fill it and return thereafter to its supplier.

The statement of its production

In order to have the statement of the electrical production, it is necessary to resort to two actors who are in particular the producer, who is the customer himself as well as the supplier of electricity like EDF.

For the first, it must make an auto--evaluation of its production where it will have to raise the indices on its meter. But before that, there is will have a statement which will be made by ERDF on the meters of production and not-consumption. An example of invoice will thus be given to the producer. This last will have to fill it according to its production and to return it thereafter to EDF for confirmation.

All that this group must do is to check if the statement which was carried out by the customer is in conformity with that which was done by ERDF. As an indication, this kind of reading is taken every three months within the framework of the sites of less than 36 kVA.

The invoice

There exist two types of contract with regard to the electric invoicing where the first is the S06 contract and the second, S10 with each one their characteristics like their specificities.

Within the framework of the S06 contract, the frequency of the statements depends on the selected installation. For those which are higher than 250 kVA, the statement of the meters will be done monthly. If the site lies between 10 and 250 kVA, the frequency of the statements is 6 months. And for the installations lower than 10 kVA, it is each month that will be made the statement of the meter.

With regard to the S10 contract, the invoicing of the production is essential each year for the sites which make less than 10 kVA. It is generally done at the date of signature of the agreement with the supplier of electricity. It is necessary to make a statement of the meter every 6 months if the size of the installation is from 10 to 250 kVA. For the more important sites, the establishment of the invoice must be made monthly.

Base calculation

Calculation is different for each type of installation, but for proceeding to it, it is necessary to get the coefficient L near the agency of Administration of the Obligations of Purchase. To have the amount of the invoice, it is initially important to know the tariff of indexed purchase.

To help the consumers to calculate their electrical production, there are various systems which place at their disposal of the comparators in electricity. For that, they will have only to provide the power of their meter, the type of selected contract and energy consumption in kWh. That enables them to get satisfactory results which will answer their waitings.

To choose its architect well to ensure his construction of house

2011-11-10 09:51:04

To build its house is a complex approach which requires expert testimony, but also of the experiment. The recourse to the services of a professional in the field will not be additional, it is besides of a major importance. The choice of the architect who will undertake your project will base then on well defined and precise criteria.

How to choose it?

The architect holds a significant role in a construction project of house. Since the design with the realization of the building site, he entirely assumes the activities according to the signed contracts. But starting from their clauses, you can limit his sphere of activity. To call on the services of this technician is then obligatory for constructions which extend on 170 square meters. However, you are free to choose with whom you will collaborate and work.

Its responsibility extends towards the administrative procedures and the offer for various guarantees. It is inter alia charged to take care of the good performance of work while considering the impacts of the activities undertaken on the environment.

The architect will be thus that which will ensure the project by guiding you stage by stage. And it will avoid you also complex tasks like the invitations to tender. He helps really the owner, because it is also held to respect and to conform to the conditions subscribed in the contract.

To choose its technician, it is then important to check the formations which it followed. For that, you address at specialized agencies which profit from a legal authorization to exert to make sure of its experiment, one of these principal assets.

Which is its role?

The deontology of the trade of architect determines the obligations and the duties that this last must assume. Indeed, it is guaranteeing project and is held responsible for the faults which occur during and after the completions of work. Constructions which require the recourse to the architect are those which require a building permit.

The functions of this professional or also qualified of artistic creator can concern:

-it design of the plan of the project

- Obtaining administrative papers

-it realization of the building work itself

-it good progress of the stages and the transactions relating to the building site

-them renovation works or of rehabilitation

-it transformation of the residences common to professional use of use of dwelling and vice versa

- The application of the guarantees

The customer and the architect must then beforehand determine the conditions as well as the clauses of the contract to ensure the good progress of the project.

Which guarantees does it offer you?

To protect your project and your investment, it is necessary to subscribe of the guarantees and some of them are even obligatory. It is a manner of regulating work and of covering construction.

The guarantee of competence for example relates to and confirms the ability and the capacity of the architect to ensure his responsibilities. The professional guarantee, as for it, touches the activities of the first person in charge of work, but on a precise time. In other words, she takes effect during the period of perfect completion and good performance, i.e. two years after the reception of the good.

What to make before buying of the nine?

2011-11-09 21:07:13

To be owner of a housing? Everyone already thought of it more once. It is a rather important investment however where it should at least be determined the field so that there is no disappointment. It is also important to know all the conditions to acquire a new house. But attention, it is an often complex procedure where there will thus be necessary to remain quite vigilant!

Which precautions is necessary it to take?

The purchase of a property can be carried out as of its design, during work or after the completion of construction. The acquisition of a new good on plan is often confronted with the non-observance of the times for the delivery or of the damage which can occur after the reception.

It is then recommended to choose already completed constructions, but it is only suspicieusement necessary suspicieusement to check the building permit of that which sells. The purchaser and the salesman must then sign a contract mentioning the conditions under which the transaction will be done. It is important to integrate guarantees into it to ensure and protect its project and thus to envisage in the clauses the measures to be taken in the event of faults or of non-observance of the preestablished rules.

For initialing the commitment, it is necessary to check certain details such as the plans of situation and apartment. The revision of all the formalities is to be considered and no part of the contract must be neglected.

And finally, most important is to know the district, the situation of housing, the environment in which it is. Quality and the good performance must be certified by the trader.

To know new the Borloo device

The question of imposition is a point to be considered and in this case, new the Borloo device applies for the recent purchases which date of December 31st, 2009. It relates to mainly the transactions which touch the hiring. This system will make it possible to the owners to profit from a fall of tax if the ceilings of rent are respected.

You will then gain an abatement on the sum to be paid because it will be part of the taxes which will be charged of your incomes. Generally, the reduction varies from 2 to 6% according to the years of hiring, not which concerns the people receiving benefits who engage over nine years of hiring.

For the rental investments according to the law Scellier

The law Scellier relates to the desfiscalisation or the tax cut in keeping with the purchase of new goods to rent, whether it is a studio or an apartment. You will be able to then transform your acquisition into an important rental investment.

It is then necessary to take account of the conditions under which the house was built to profit from this form of handing-over. It is thus necessary to check the situation of housing, the district and social environment. It is as necessary to make sure as constructions do not have any defect and that they were built according to the standards.

It is also necessary to evaluate the cost of the building and to determine the useful financings for the investment. Lastly, it is necessary to set up a trade union which will be in charge of the various tasks which relate to the hiring. It is besides one of the best means of managing the activities in housing and of the occupants.

Administrative approaches to build

2011-11-09 11:33:59

Construction, it does not matter the kinds or the type, is conditioned by a law. Thus, to regulate your project, it is important to regulate each stage. Certain administrative approaches are then necessary so that your housing is governed by the standards in force. Any participant must then consider the context in which the dwelling will be built and is held besides to respect them.

Town planning and certificates

If your construction is carried out in urban environment, it is necessary to prepare the useful formalities so that your construction is lawful. These formalities result in an ordinary certificate of town planning and a certificate of operational town planning which are both controls by articles of the code of town planning.

The ordinary certificate must comprise information on the characteristics of construction like the structure and the framework. It then touches the various impositions and the property rights. That operational relates to the building plot and its general topography. The latter must be defined by qualified staffs in charge of the task on the level of the commune.

In this manner, your project will adapt and be integrated into the urban infrastructures. These approachs aim to manage besides in a harmonious way all the sites of various houses and their architecture. In parallel, your piece of ground located in a department or a town hall east governs by the laws of these important bodies.

The building permit

Before the opening of the building site and the beginnings of work, it is obligatory to obtain a building permit. It is about an authorization coming from the administrative authorities allotted to the entrepreneurs and to the customers who engage in the construction industry of house.

With this intention, the concerned one must subscribe a request near the local government. Obtaining this license indeed makes it possible to confirm that the project was elaborate in the rules. It is then a manner of checking that the procedure in which the customer engages is authenticated and respects the plans as well as the codes of town planning.

However, it is always necessary to be informed on the conditions of subscription and the contents of your request. Vigilance is indeed an important point which will ensure the good progress of each stage.

Certain requests can then be refused if the parts required are incomplete or if the necessary formalities are not filled. But its not-attribution can also come from the ways in which the various town halls manage the town-planning regulations. It is also necessary to pay attention to the forms downloaded on Internet, because they are often false and nonexhaustive. To avoid this kind of situation, it is enough to supplement the missing files or to entirely remake the request in certain cases.

Declarations of work

The building permit is the key and the authorization which will make it possible to start your project. The local town hall must then be held informed of the stages of work, but above all the opening of the building site. With this intention, it is necessary to draw up a declaration at this Marie in the form of request which is made once the customer acquired his license. It will be then sent by registered letter with acknowledgment of delivery.

Why choose an open kitchen

2011-11-08 19:36:56

The kitchen is not any more one isolated part only devoted to prepare the meal. It now became a place of division, communication and love between the close relations, between preparations of small dishes and plays of kitchen with the children. They are thus arguments sufficient to convince the consumers of to choose today for the open kitchens which leave to the owners a nonclosed free space.

The tendency

The single and original aspect of the open kitchen the class among more tendency of the moment. It gives on the living room, the living room or part of the house and gives the decorative small key of the house. It was formerly simple while being limited in a functional state, which is not any more the case today, because it can be equipped with a small bar on a side and a small table to eat other, inside. But the main tendency of the moment is the central small island.

And except for its flattering and modern side, it is very practical and brings in parallel a small convivial air. It is besides the charm which it offers which inspires this softness to live within a single framework. To accentuate this effect, it is then necessary to choose forms adapted to its dwelling so that it is integrated into the interior decoration. Sometimes, it is even necessary, even useful to remove certain partitions and to arrange the whole room.

From now on, this part will not be separated any more, therefore finishes the partitions with the remainder of the house. This new American tendency will then place the cook vis-a-vis his hosts during all the preparation of the meal. The owner then profits of more than space what amply enables him to communicate, then to share good moments with his guests.

Advantages of the open kitchens

Nothing of such as to choose this new style for those which live in family, because it is the ideal choice to make revive pleasant moments. For the couples, it will be an excellent way spend the intimate moments. And for the single people, this new decoration will do nothing but confirm its taste for the beautiful things.

One can only confirm that the dwelling will present a convivial and pleasant aspect. Its site then makes it possible to air the house and to note more luminosity. Small spaces of kitchen of formerly could then be widened so as to obtain more opening. A part which presents such aspects will be thus more functional and convenient for a lifestyle more brought closer much.

The kitchen opens then directly on the living room and gives an impression of size. It is modern, it is revolutionist, and it is very practical! The owner also avoids the ceaseless services and to and from while passing from one part to another. He is to be concluded whereas the principal privileges drawn from this great revolution are a convivial spirit and a space much more increased.

However, in order to mark the limits of the various parts of the house, it is recommended to install a small bar. It is also necessary to choose equipment which reduces the diffusion of odor and noise not to obstruct anybody.

The package of houses to be built arrives on Internet

2011-11-08 11:31:43

First Frenchwoman, the package of houses to be built arrives on Internet

Maisonia Deal, Lyons company, launch a site of package of houses, a first in the western world. This new site tries to revolutionize the market of the construction of houses while proposing to the users of the reductions up to 36,950 Euros is a beautiful handing-over from approximately 30% on the price of construction. In a world in crisis where it is increasingly difficult to become owner this service promises to bring a solution to much of firstly-reaching wanting to build.

This new site takes again the concept of the package founded by Groupon (the world leader), the KGB Deal, Dealissime… For recall, the concept of the package makes it possible to make fall the prices by pooling the purchasers.

This service available on all France proposes to the members a selection houses to be built at decreasing price, more there are purchasers, less the houses are expensive.

To note certain significant advantages:

- house of design BBC

- drastic guarantees

- contract CMI

- assistance in search of building plots

- assistance in search of financing

- negotiation of rate of preferential appropriations

- Free Assistance

- top quality of materials

Maisonia Deal is can thus be the new good plan to build its house; only one www.maisoniadeal.fr address

To choose its bathroom

2011-11-07 09:38:13

The multiple options and the proposals which offer often put you in the embarrassment of the choice. That it is a modern bathroom, luxurious, simple or original, the decisions must initially be directed towards the shutter safety. With this intention, it is necessary to choose a single style to start, a good coating then to determine lighting necessary.

Which coating to choose for its bathroom?

The styles and the shapes of the bathrooms currently are diversified where catalogs, magazines, Internet present a whole panorama. The principal most coveted coatings are inter alia:

· The tiling: it is one of the most widespread methods and one of sedentary. It is fireproof and limiting possible circuits of static electricity besides being easy to wash, to maintain, because it does not retain dirtinesses nor dust. It is resistant besides and not poison;

· PVC: it is a plastic, light, but solid which is famous for its ecological virtues. The main advantage of its use lies in the fact that it is resistant and which can be recycled;

· The parquet floor sawn timber: these is the attachments which forms with final effective coating;

· The laminated parquet floor: it is advantageous financially and is much more accessible than the preceding proposal. It does not act with the effects of moisture and maintains its form.

Adequate lighting

Lighting is obviously part of the important points which ensure the luminosity and comfort. The size, the width and the height of the bathrooms enter then in consideration. However, it is always necessary to consider a principal lighting which will make it possible to illuminate in a general way the part. The best site of this one is on the ceiling in the center.

The halogenous lights are recommended but it is also possible to choose the economic bulbs. These last make it possible to reduce consumption and however guarantee a good luminosity. The fluorescent tubes as well as the bulbs with diodes also make it possible to get the same results.

The objective is the same one: to ensure a good lighting of the part to benefit as well as possible from the moments to pass there. For raised bathrooms, it is possible to place a gloss or a ceiling light just like the mural brackets which are also very decorative. They are ideal for the bathrooms on limited surface. At all events, the decision depends on the concern of each one, like associating luminous contrasts with the selected styles for example.

To choose the shower Italian

Thanks to its original and single style, the Italian shower is more and more of topicality in particular with the luxurious key which it brings at piece-rates. As it adapts to any type of construction, it will be then to easily integrate it in its dwelling. Indeed, it exists in various forms, of the standard type to the larger or immense version, and of various forms, round, square or triangle.

The material more used is ceramics, an element made up of copper and metals polishes what allows the side practices all while maintaining heat. And from its exceptional appearance, it allows at the same time comfort and pleasure.

To insulate its ground

2011-11-07 09:23:32

The expenditure generated by the heating appliances and various materials to secure more serenity in its hearth is important. This is why as of construction or during the rehabilitation, it is necessary to insulate the ground. This procedure makes it possible to save in time and money with other advantages as regards comfort in its dwelling which are multiple.

Why insulate its ground

A housing with use of dwelling or professional must make it possible to the occupants to slacken with their ease. With this intention, it is initially necessary to consider construction and the conditions under which the house will be built. As regards comfort, the insulation of the floor is a stage to be envisaged imperatively.

This action must be committed to be able to prevent the moisture, which emanates from the ground, from being spread in the dwelling. In other words, the isolated ground makes it possible to be protected from the cold and to maintain heat at the same time. And its effectiveness is not limited to it, it makes it possible to also limit the impacts of the noises of the close rooms or the rooms in top.

It should be noted whereas this approach is obligatory according to the soil type and of the geographical environment in which construction is built. Often it is the surrounding air which determines the application or not insulation.

Handy guides and specialized sites in the field are available on the Internet. It will enable you to better determine the means, the methods, and the operation of the thermal isolations and phonic.

How to insulate its ground?

The insulation of the floor requires a reconsideration of the type of the ground on which the dwelling is built. It will be starting from this information that the type of insulation to be adopted will be given. The fitteds carpet, the floors and the tiling make it possible to limit the cold to a certain level. But it should be noted that to be able to ensure the maintenance of heat, it is necessary to choose insulators themselves.

To insulate the ground can be made various manners as when the houses which are built on heated cellars or buildings, the coating is done in lower part. And in the case of the dwellings which are not accessible from the lower part, the insulation is done in top.

The owner can undertake the task personally, but it can also resort to professionnalized services. It is then necessary to make sure of the good completions and to be vigilant especially with regard to the approachs which touch the frames or the framework.

Materials of insulation for the ground

The most effective insulator is measured thickness resistance, and success is obtained thanks to selected materials. The use of specific materials adaptable to this kind of procedure is then necessary.

Some allow more performance than others where the mortars for example are preferred with the panels thanks to its capacity. It is the shape of lid deposited on the ground where it is about cover which covers surface to be insulated. The mortars, as for them, are the liquid shape of layer mixed with cement which is placed and is fixed directly on the least recesses of construction.

Why invest in a photovoltaic installation?

2011-11-06 12:01:42

The installation of photovoltaic panels has advantages in particular to the level as of ecological impacts and of the invoices to pay to get energy easily. This invention indeed results from the desire to employ renewable energy to preserve the environment. The concern was also directed towards effective solutions to obtain at reduced cost of electricity.

Earn money while becoming producer of electricity

The photovoltaic ones make it possible to provide energy and the first advantage of its installation remains the possibility of resale. In other words, produced electricity can be easily provided to purchasers.

The installation of a photovoltaic panel will facilitate the resale of the dwelling with advantages which will then be felt twenty years after the procedure. Moreover, the approach is quite profitable, the concerned one can save up to 10%.

Moreover, your house will be independent i.e. it will have its own energy resource. Thanks to your solar panel, you will be able to produce electricity. The difference compared to the traditional procedure feels on the level of the cost reduced of its use where the owner will profit from a financial advantage.

At all events, all the private individuals who engage in this direction profit from a tax credit and price from repurchase from electricity improved. The state between in force encouraging this choice which will do nothing but reduce the ecological prints and greenhouse gases.

Assistances to motivate the private individuals

To invest in the installation of photovoltaic panels is rather expensive, but that is important to however be able to profit, thereafter of the benefits of the independent energy production. The private individual who wants to undertake actions related to these intentions will be favoured.

That which engages will then obtain a bonus of integration which relates to the overtaxation on the integrated systems in roof and others. Moreover, the authorities concerned grant this bonus for all the types of installation. In this case, the tariff of purchase can undergo an increase of 10 % approximately.

The law also grants a tax credit to concerned, this one touches initially the materials used which are then evaluated to 50 % on the price of the latter. The tax is also understood and profits from an abatement of approximately 5% for constructions of more than two years. The assistances can also come from the area in which the dwelling is located.

No the income tax your solar

The procedure will not be imposed what implies that the solar incomes will not be understood in the calculation of the taxes. Indeed, the approach is supported closely by the State to motivate the private individuals to be begun in this directive.

If your expenditure as regards energy does not exceed 3 then kWc you will have the possibility of being exonerated compared to the tax. Indeed, each year, an income declaration must be done to the persons in charge of the imposition. In the field which relates to the solar incomes, the amount obtained must be also subscribed even if it is not imposed. This procedure will be only as information and will not modify the amount to be paid for the traditional imposition.

Which photovoltaic fitter to choose?

2011-11-06 11:43:02

Long-term and rather expensive investment, the installation of photovoltaic should not be neglected. This system conditions indeed the good performance and the effectiveness of the product. Thus, it is necessary to be rather vigilant during the transaction and thus to choose the procedure which includes an offer of quality. It is then important to choose fitters qualified in the field.

The companies which occupy the market

The photovoltaic market rather recent, but very widespread, more and more of topicality and is very coveted for the energy saving which he proposes. The offers in this field many and are varied, and often, from the companies benefit from the situation to exploit certain customers.

This kind of solar panel is indeed sign of technology where it is about a new element inseparable from durable construction. The purchaser is then destined for determining the field well and good to inform itself on the cost and the techniques of installation. That requires expert testimony and the control of several fields which bind directly to the approach.

It should be known whereas the true fitters are those which have necessary competences in electricity, cover and frame. And with this intention, it is necessary to choose specialists and not to be let try by reductions in price which will do nothing but waste its project.

The cost can then vary from one company to another, but to choose, it is enough to weigh the quality-price ratio well while making sure of the service guarantees. This approach is necessary since transactions are often illegal considering some act in the absence of authorization.

Guarantees of the fitter

To realize of the authenticity of the offers of the companies, it is important to check the insurances which are attached to it. The fitter is held to subscribe a decennial guarantee which will take effect once the procedure carried out. So damage affects housing, the owner can play of this insurance. It is also applied for the problems which will be able to occur within this time.

In the case of dysfunctions directly related to the apparatus, the responsibility is allocated to the supplier. The duration of the guarantee can vary according to the organizations which delivered the goods in question. Each condition of subscription depends then on the type of selected panels and brittleness on certain products. It should be noted that the various parts of the installation can be assured.

The fitter must be assured

The fitter must be covered by an insurance which imperatively registers in the contract a specific mention for the photovoltaic installation. In any case, the subscription is a stage required of the supplier and the purchaser. The principal guarantees are then those which are decennial and those which include the civil responsibility. Each one of them must ensure refunding if defects of installation occur.

It is then necessary to be addressed at organizations already specialized in the field, because the experiment always makes the difference. If not, of the competent agencies can ensure the project and propose headings as well as interesting shutters on the installation and construction. In this case, the fitter must be considered just like the conditions for possible risks are also to be re-examined.

The energy label became obligatory

2011-11-05 12:30:53

Since January 1st, 2011, the energy label of a good put in hiring or on sale must be posted on the real announcements. Obligatory since 2007, the new regulations force the real estate agencies to post on their offers the energy state of performance of the good. That is useful in order to facilitate and to better direct the choice of the possible customers for a more ecological commitment.

For what is used the label energy?

The label affixed at a building is an information record concerning the energy expenditure of this one as well as the level of gas rejection for greenhouse effects. It is about a double labelling based on a scale of A to G. a note of A means that the good consumes less 50kWH /m ² /an and a note of G more 450kWH/m ² /an.

However, it is necessary to recall that the figures thus established cannot be regarded as final. Indeed, the energy level of performance varies according to the use and the way in which is managed the calorific expenditure.

To take into account the energy label concerns because of a progressive degradation the purchasing power. The calorific expenditure indeed has a considerable impact on the purchasing power and completely justifies the utility of the DPE to the daily newspaper and this, since the decree of September 15th, 2006 which made compulsory the DPE.

Energy consumption like selling point

The label energy allows the possible purchasers or tenants to be indicated on the state of the energy consumption of a given good. The estimate to euros gives more information through system of double labelling should be used as arguments of size in the decision of purchase or lease.

For example, a housing of 100m ² heated by gas, can be seen invoicing between 250 and 2250 euros according to its classification, here of A to G. posting should in the long term be used for the sale, because the energy expenses are one of main concerns of the consumers. Thus, a housing less énergivore will be obligatorily more interesting for customers anxious to save money, but also more ecologically responsible.

The professionals of the real sector affirm, as for them, which even if the label energy will not have a major incidence on the prices, the argument which it constitutes will urge the owners salesmen to carry out work of necessary adaptation. For that, the programs of the device Scellier BBC are appropriate perfectly for the realization of the modifications necessary.

Inventory of fixtures

Whereas the energy diagnosis of performance is obligatory since more 3ans, the promoters and other agencies of sale and hiring tend to be unaware of the obligatory posting of the energy label.

A reality which results in a study of CLCV, on more than 14 OOO announcements alone 43.34% of the agencies posted the energy label in a rather visible way. And 94.73% of the announcements nonin conformity did not present quite simply the label. The property developers present indeed only to the quasi-signature of the sale contract report DPE.

However, the energy label could constitute an additional selling point for the consumers. The device makes it possible to establish which types of work it will be necessary to carry out or not for a controlled energy management.

To find a diagnostiquor of performance energy for his housing?

2011-11-05 11:57:28

The energy Diagnosis of Performance establishes the energy performances of a building according to its energy consumption. The state must absolutely be provided any owner who makes build or the people who put their good in hiring or on sale. It is a legislative regulation, but also a recommendation of the European Union.

To call upon a certified diagnostiquor

Standards were established to obtain a diagnosis in conformity with each building. This one must be guaranteed as for its role and its application for the consumers. In this field, much of offers on Internet sites of calculation or software propose to have its DPE without making recourse to a professional. However, these solutions are not advised, because they cannot really take into account all the aspects and characteristic of a construction and environment of establishment.

The real diagnostiquor must be certified by standard NF IN ISO/CEI 17024. The interest of the recourse to this kind of person receiving benefits is obviously his qualification level out of high building.

A decree in Council of State defines the application of the obligations and the duties of this one. The establishment of the diagnosis must be carried out in any impartiality and with the respect of the established conditions. The independence of the diagnostiquor owes, as for it, being in more justified by an insurance intended to cover its responsibility in the event of false mentions or for error in the procedure. It is the same within the framework of its mission which must put in work all likely means and organizations with the realization of the DPE.

All the interest of the realization of a good DPE lies in the establishment of the calorific expenditure what will in the long term make it possible to engage all the necessary measures for a cost cutting. This one enters within the framework of the policy of reduction of environmental pollution.

Obligations of the diagnostiquor

So that the diagnostiquor carries out his mission in any impartiality, the law imposed a certain number of obligations and of conditions to fill. It must inter alia being certified by a specialized company on the matter, the French Committee of Accreditation or CASED. On its site, this one proposes besides a list of people receiving benefits available. Let us note that this condition of certification is obligatory since November 1st, 2007. Certification attests its competence and of its knowledge of the sector of the building.

The trade must be exerted in all independence what means that the realization of the diagnosis must be carried out without catch of part. The diagnostiquor should not have any bond with the initiator of the project of DPE or hold shares in a work or building firm implied in the construction project.

He will belong of this fact to that which makes the request of it to check that the selected person receiving benefits subscribed well to a third-party insurance for his diagnosis. This one is intended to cover the consequences of a truncated report.

The insurance makes it possible to cover the compensation for damage undergone. The responsibility for the diagnostiquor can be committed if it did not carry out the DPE without to have respected the terms of the texts which govern the field. The selected expert who is not regulates some with respect to the obligatory guarantees can be the object of legal proceedings.

To choose a contract of construction

2011-11-05 11:44:03

The development and the signing of a contract are obligatory in any construction project of house according to the law of December 19th, 1990. The document is signed by the people who take part in the project where there are in particular the owner building and the manufacturer. For that, the actors related to construction can choose between two types of contract namely: the contract without supply of plan and the contract of construction of house.

The contract of construction with supply of plan

The drafting of the terms of the contract is made by the Officials of the work and the entrepreneur where they will be able to take the law of December 19th, 1990 as bases. The conditions related to such a project are in particular detailed there.

Within the framework of the contract of construction with supply of plan, the development of the sketches of the house is responsibility for the entrepreneur. But this one will have to respect the requirements and waitings of the client. In this context, it may be that the manufacturer presents certain catalogs and request to the control of the work to choose the type of house which would be appropriate to him. In this kind of situation, modifications could be brought.

The future owner of the house can indeed ask the entrepreneur to adapt a house according to his needs and of his budget. It is thus very important to detail in the contract work which will be to make. All the characteristics of construction will have inter alia being enumerated in this document.

The two parts can also require one of the other the supply of certain guarantees. The entrepreneur can ask the owner to provide a document which proves that he is owner of the house where a commitment to sell can be enough.

Contract without supply of plan

The contract will require all the same the signature of the entrepreneur and building owner, where this last will be charged to complete the works of carcass work. In this kind of agreement, the manufacturer can call upon subcontractors, but it will be always the entrepreneur who will be the person in charge of the work provided by the companies.

From this point of view, it is the client who must prepare the plans of the building with the assistance of an architect. He has also the possibility of doing it itself while basing himself on catalogs and by using software for this purpose.

The Contract for a house (CCMI)

The house is governed by the Code of Construction and the Dwelling in its article L. 231-1 and following, and R.231-1 and following. The contract for this kind of construction must inter alia enumerating the details concerning:

-it construction

-it building plot

-it budget allotted to the project

-it periodicity of payment near the manufacturers

The contracts of construction of house have the characteristic to envisage in its terms the supply of several types of guarantee and insurance. They is in particular the covers:

- any building site risk

- damage-works

- guarantee of perfect completion

- guarantee of good performance

- guaranteed refunding of installment

- guarantee of delivery

Insurances of construction

2011-11-04 10:02:25

The various laws on construction in France founded insurances for which it is absolutely necessary to subscribe. The two principal ones imposed have in particular as an aim to cover the risks of constructional defect. Another insurance is intended for the risks incurred by one the thirds and whole or part of the immediate environment of the new construction.

The insurance damage works

The insurance damage work is intended to cover the degradations undergone by construction and runs starting from the handing-over of the keys. The end of work materializes by the signature of the statement of reception. It makes it possible the owner to be seen guaranteeing against all damage suitable for affect its construction.

The responsibility for the manufacturer is committed without legal precondition which is held to give in the state the defect noted within times and the time limits. It is an insurance which is valid for a 10 years deadline. If the good lately built is put on sale during this time, the successive owners always profit from this insurance.

In theory, all the manufacturers are subjected to the subscription of this police. The law envisages a sorrow of imprisonment and a fine which can be assembled up to 75,000 euros for those which would derogate from it and in certain cases, one can be exempted some. If construction is inter alia implementations by a private individual for itself or a member of its family, the criminal responsibility is then released.

And when the State built for its account, the insurance damage work can also be isolated. This subscription is mainly intended to the professionals of the sector so that their responsibility is committed in the event of constructional defect.

The decennial insurance

The decennial insurance can be subscribed with the insurance damage works where the unit forms the Insurance Organizes Single building site. More particularly, the decennial insurance court during a 10 years deadline and is intended to cover the damage which could affect the principal structure of the new construction.

It is envisaged by the law Spinetta of January 4th, 1978 and is the corollary of article 1792 of the Civil code which envisages a 10 years guarantee for the leases. The responsibility for the manufacturer is committed without providing evidence, it is supposed. The entrepreneur must indeed answer of the solidity of the work builds and the use that will make the owner of it. Only a damage caused by the fact of an event external with the parts can release the manufacturer of its responsibility.

All the people receiving benefits having taken part in the realization of work are included in this guarantee: manufacturers of materials, controllers technical… Only the subcontractors are excluded from it.

The decennial guarantee is valid as of the end of the work given with or without reserve. It more precisely touches the damage noted on indissociable works or parts of the frame i.e.:

• Works inherent in construction

• Civil engineer works which constitute direct dependences with construction

• Integrated services with the structure of the work and whose displacement implies the destruction partial or total of the structure.

The object of the decennial guarantee is thus to ensure the owner a peaceful and normal pleasure of sound well lately acquired.

Advantages and disadvantages of the purchase in SCI

2011-11-02 21:21:29

The purchase in SCI (real civil society) in particular brings a large number of advantages of putting at the shelter its real inheritance. That also makes it possible to profit from certain tax incentives. With its statute of company, the assembly of a SCI is simplified, because that is done without requirements of nationality or minimum capital.

Advantages of a SCI for the associates

A Real Civil society (SCI) must be made up of at least two people what implies that it cannot thus be made up in person moral individual. The meeting between the hands of only one associate of the partnership shares is impossible.

At the beginning of the one of the associates, the latter repurchase the partnership share of that which leaves or to let it have it with its manner. It is a consideration of the principle of division which cannot maintain the collaborators in a final joint possession.

Any type of people can take there share, which it is about a legal person or physique what is also the case which the company is made up only of one or other. In the same way, creation is not conditioned by the nationality or the amount of the authorized capital.

However, the associates are responsible for the social debt worthy of their partnership share. The contributions in industry guarantee the debts of the company according to the share of interest of the numerary contribution weakest. The quality of simple “figure-head” does not exonerate this commitment or a responsibility for management or in the event of infringements.

Advantages for the transmission of inheritance

The possession of a real estate in SCI makes it possible to preserve the unit of the family inheritance, because it is easier to share the partnership shares. In parallel, the transmission profits from tax incentives because the death taxes are established according to the monetary value of the shares.

The associate, who survives the death of another, preserves his property right without discharging death taxes while the other parts are retained in usufruct. He can the means of repurchasing the shares of late with these heirs if he in A.

For the associates who die and whose share in the building is consisted a community property of the mode of the community of the goods, the surviving spouse can ensure the continuity of association if it is envisaged in the statutes. The SCI will thus be maintained in substituent the late associate by his spouse.

Advantages on the level of the taxation

The constitution of a SCI profits from a different tax mode for the associates and those which use the buildings with commercial purposes. The collaborators of a SCI are subjected to the imposition on the income. In this case, the statute of civil society makes it possible to be subjected to the imposition of the noncommercial benefit. Those are calculated according to the number of partnership shares of the associate and the benefit which return to him from right: noncommercial Benefit.

If the SCI carries out marketing activities, the imposition changes and applies according to the object with the Corporation tax. For the associates who carry on marketing activities in the buildings of the firm, the rent can be supported by the development company.

How to assemble a SCI

2011-11-02 21:09:11

You could be interested by the assembly of a real civil society (SCI) because it is about a solution of facility for the administrative management and economic of your real goods. The advantage of the recourse to this kind of company is that it is opened all to the people without condition of nationality or capital.

The structure of a SCI

The civil society is created on the initiative of several real owners who will become associated within the economic entity. It must have as an aim the property and the management of real goods. To in no case, a SCI will not be able to practice marketing activities such as the lease of pieces of furniture or the purchase of goods intended for the resale.

It is made up of at least two associates without condition of nationality and capital. For the case of the husbands who bring a community property to the capital of the company, the spouse can integrate the company if the couple is in mode of community of the goods.

Each associate is held to bring his own partnership share in the constitution of the capital. The statute specifies the amount of the capital and the number of shares held by each associate. It can be written under private signature or by authenticated act. The contributions, as for them, can be made up of cash subscriptions, in kind or in industry where the unit forms the authorized capital.

The existence of the company must be proven by the establishment of a statute which specifies the all other clause and liquidation, organization, duration procedure of the SCI imposed by the company law.

According to the rules put into force, the SCI should not exceed the 99 years, state mentioned in the statute to establish the rights and obligations of each associate according to his partnership share.

Procedure of creation

To create your real civil society (SCI), you will have initially to determine the amount of the partnership share of each associate. A police chief with the contributions is necessary if they are consideration other than in cash. However, the associates can decide not to resort to it if the value of these contributions does not exceed the 30.000euros or if they do not exceed the value of half of the authorized capital.

The subscribed capital must be consigned near a financial institution or of a notary until the registration of the company. Once all these established formalities, it is up to the associates to initiate the procedure of registration and declaration of activity. These stages are made at INSEE then in the qualified Tax Center then RCS or RMA if the activity is artisanal.

Administrative and tax obligations

The creation of a SCI is subjected to various types of obligations in particular the duty to be represented by a manager named by the associates. This one can be a natural person or morals, associated or not. It will be used as single interlocutor and engages the company near the thirds. The aforementioned company is also subjected to an obligation of legal publication to its creation where an opinion of constitution must in this case being published in the newspapers of legal notices.

The new PTZ+

2011-11-02 11:34:53

The loan atrate zero is an initiative of the French government going back to 1976. It makes it possible to the weak households with income to be able to acquire their first main home. The finance law for 2011 currently has just brought important changes in the granting of this free loan.

Amounts of the PTZ more

Starting from January 1st, 2011, the amounts which the State grants within the framework of the PTZ+ were re-examined upwards. In certain cases, the lent sums even doubled compared to the traditional PTZ. Thus, in zones A for the hearths of only one person, this amount passed from 80,000 euros to 156,000 euros. The PTZ+ is due thus to more taking into account the market evolution and of the prices.

Indeed, to establish this amount, the State takes into account the amount of the operation multiplied by a share. However, the granted loan is reached a maximum with half of the cost of construction and is different according to the storage area, amongst dependants and of the character old or again of the building.

The PTZ does not finance the whole of work and the field of investment is limited to the expenses of the operation made up of the expenditure of work as of the expenses of agency. The authenticated and/or banking expenses are excluded from it.

To which addresses this loan?

The PTZ+ is intended for the primoaccédants which are people who wish to acquire or build a good for the first time of a housing as main home. The character of primoaccédant is obtained when one was not real owner two years before the request for commitment of the PTZ+. In obtaining one is not conditioned by a level of income.

Like any loan application, the PTZ will have to be refunded where the duration of this refunding takes into account the level of income as well as the household structure which borrows. However, the banks which grant this kind of loan can ask for a warranty of payment. The applicant must thus be solvent all the same to secure the loan.

Once obtained, the PTZ+ is considered by the banks which can provide real estate credits like a personal capital contribution of the customer. That constitutes a significant advantage during the time of negotiation of the principal loan.

Refunding of the PTZ+

The new provisions concerning PTZ + increase the amount of the PTZ (ready withrate zero) granted, but also the duration of refunding. The income brackets to fix the period of refunding indeed were raised and pass from now on from 5 to 10 slices. These income brackets make it possible to determine the duration of refunding according to the size of the resources of each hearth.

The period of refunding can vary 5 years for the modest hearths at 30 years for the easy families. In the same way, more the duration is spread out in time, more of partial differed refundings could be granted to leave the recipient time to refund the other loans to which it subscribed. But as in the old device, one differed total cannot be activated.

Insurances for photovoltaic installation

2011-11-01 22:17:12

A photovoltaic installation as a good can undergo all kinds of damage or flight what explains why it is necessary to make it ensure as well as a building. Moreover, the companies of electricity impose the obligatory subscription of a third-party insurance. Other types of insurances can also cover the installation.

The compulsory insurance: the third-party insurance

The third-party insurance is intended to cover the possible risks which could touch a third person following defects of installation. It can also be a question of a bad use or very other causes which could be caused on a third or an agent of the national electrical communication.

It applies under the terms of the criminal responsibility envisaged by the Civil code to articles 1382 and 1384. That is also valid for the inexecution of its obligations by one of the parts at the end of its contractual liability envisaged by article 1147. It happens sometimes that damage was caused because of the things which one keeps it or quite simply due to the failure of its obligations. This situation then implies the responsibility for its author. This responsibility is supposed since the damage affects thirds, agents of EDF or public or deprived installations.

A photovoltaic installation supports “transport” apart from its property of the possible dangers of this kind of installation when it is attached to the domestic network. Therefore the contract of connection requires the production of the corresponding insurance policy before very possible conclusion. The offer of this kind of product by the establishments of insurance is still weak. But certain signs associated it with the insurance “Multirisk dwelling”.

At the time of subscribing such an insurance, one will endeavor to check however that the cover touches well all types of possible damage caused by this kind of installation. There is also necessary to remain vigilant to see the covered damage which must enter waitings of an autonomous electric producer.

The insurances damage with the goods and trading losses

The insurance damage with the goods of a construction can be wide with the photovoltaic panels. The solar installation forms integral part of the frame what in fact a real estate by destination.

When the owner has such an insurance, it is also necessary to mention in its declaration the presence of the solar panels so that those can profit of the same type of insurance. The insurance thus subscribed allows the replacement or the payment of allowance in the event of fire or broken windows, which function in the same way as the insurance of the house.

The covered damage also takes into account the degradations undergone in the event of bad weather or of vol. refunding is done then according to the outdatedness of the installation or in certain cases of a replacement with nine.

In this kind of situation, several organizations or associations such as the HESPUL can provide a help to find the good insurer. It can propose the insurance loss exploitation which consists in compensating the falls or the stops for energy production of the solar power stations. It is interesting for the large generating stations in order to fill the losses of EDF receipts or in the event of delay of delivery. It covers also the risks of damage undergone by the energy installation.

Administrative procedure for your photovoltaic installation

2011-11-01 19:34:54

The approachs to be carried out for the installation of a solar power station are rather complicated, because it will take you at least 6 months on average to obtain the authorizations necessary. The production time is function of the area of establishment and in parallel, certain people receiving benefits of the sector can propose to you to take all the steps useful to your place.

Administrative authorizations

The installation of solar modules is conditioned by obtaining the related administrative authorizations. More particularly, the fitters must respect the plan of the building authority as for the color and the aspect of the roofs.

To profit from it, the required documents are inter alia a building permit, but also an urban compliance certificate. The request must be addressed to the level of the town halls which are given the responsibility then to give their consent.

The requests are consisted by a building permit or of declaration of work which one fills and which one deposits at the office of the commune. The results are got at the end of seven to thirty days.

According to your community, the procedure can be shortened in certain cases what explains why in certain areas, a simple declaration of work can be used. For new constructions on the other hand, best is always to declare the installation of solar panels with the initial building permit.

Since March 2008, the administrative approaches were simplified for the installations intended to produce less than 36 kVA. And the declaration near the town hall is obligatory with regard to the photovoltaic panels installed with a height of more than 12 meters.

Procedure of connection to the EDF network

To be able to resell the energy produced by his installation, the owner of the project must sign two types of contract. He must initially sign a contract of connection to the distribution network as well as a contract of purchase of solar electricity.

The first makes it possible to inject the local production with the traditional electrical communication, an obligatory agreement to profit from the access to the domestic network. The procedure consists in filling a card with collection of information accompanied by the copy by the receipt by the building permit or preliminary declaration. There is also a certificate of conformity of the installation to fill, signed by the project superintendent and certified by the National committee for the Safety of the Users of Electricity (CONSUEL).

The second as for him allows to define the terms in which the sale of produced electricity will be done, signed with the EDF or by the Local companies of Distribution. The tariffs of purchases are fixed in regulations.

Actors in the contract of connection

The organizations concerned with the contract of connection are the ERDF, EDF AOA, the local controls and the DIDEME which collects the declaration to exploit. There is also the DRIRE where one presents the request for certificate which entitles to the obligation of purchase, the insurer and the professionals charged with the installation of the panels.

Several associations help the people who wish to install photovoltaic panels on their premises. That is chronologically established according to the various stages to carry out. There exist also assistances to deal with all the relative files with the installation of the solar panel.

All that you must know about the tax of dwelling

2011-10-30 12:28:45

At the end of each year, each one must discharge payment of its tax of dwelling which is applicable for all the owners or tenants of real estate. The calculation of the tax is done in reference to the situation of the taxpayer at January 1st of the year of assessment. The payment of this tax is part of the crucial factors of the acquisitive regulation.

Who is indebted?

Very occupant of a residence on a purely principal basis must discharge this tax. And so that the plate can be established, this individual must occupy a room of dwelling located in France at January 1st of the year of assessment.

All the types of dwelling are concerned with this situation, that one is owner of housing, tenant (subtenant, or occupying without title) or occupant on a purely free basis. However, according to the case, the payment terms can vary. That thus implies that in collocation, each person who lives in the residence is responsible for the collective payment of the tax.

The taxable person also varies according to the type of hiring which is the object of taxation. For the furnished hirings for example, the duration of the hiring is taken into account. And if it is about one furnished tourism, it is the owner financial backer who will undertake the tax dwelling. In the event of permanent dwelling, the tenant is in charge of the liquidation of the tax. For specific situations of the failing tenant, the payment of tax can be asked the financial backer if this one did not inform the Tax department of the departure of each tenant.

Base calculation

The calculation of the tax of dwelling is based on the rental value of the dwelling which is established according to the category of the building, its surface, the elements of comfort… and exists since the years 1970.

The rental value corresponds to the amount of the rent if it were put in hiring on the market. It is a fictitious income based on the determination of a balanced surface to which one adds added-value according to criteria, those quoted previously. From there, one will add surface equivalences made up of fictitious square meter.

Any modification made to the object of imposition must be made share with the Tax department to determine the new base. It is the same for new constructions which must be paid in a special declaration 90 days after the end of work.

Exemptions

The tax of dwelling can be the object of cuts of amount, total or partial according to the case. Cuttings off then are applied to the rental value of the dwelling and are deduced from the tax. In fact the communities decide type of possible abatements and their mode of application.

In parallel, the abatement can be contractual or apply by a percentage to the rental value. For the residences used as principal residence, they profit from abatement for dependants of 10% for the first two children and of 15% for the people attached to the following household for tax purposes.

The code of the taxes envisages a complete exoneration for the titular sensitive households of:

 the additional allowance of disability or the supplementary benefits to the elderly people

 the allowance with the handicapped adults who live with a certain given income

 the people who perceive the RSA

Any knowledge on the real estate tax

2011-10-30 11:17:00

Each year, any real owner must discharge his local taxes where the real estate tax in fact part to be used as financing with the budget of the local government agencies. With this one can be added the tax of removal of the household refuse. It varies according to the characteristics of the good, but must be obligatorily discharged.

The tax on the built property

The real estate tax on the frame as applies for all the overcome properties of a building above ground as in the basement. It touches also the immediate dependences of the building: carpark, garden, court… Any person legally owner of these goods must discharge tax which it occupies or not the place.

The calculation of the tax is based on the situation of the good at January 1st of the year of payment. This calculation as well includes the main homes as secondary or the goods put in hiring. More precisely, constructions which cannot be moved without undergoing a destruction are regarded as subjected to the tax on land on the frame.

The real estate tax contributes to the investment and operational budget of the communes, the intercommunalities and the departments. The finance law 2011 withdraws the competence of the areas in the perception of this one.

The tax on the undeveloped properties

The not built possessions of ground are also with the constraint of the real estate tax. That relates to all the properties, it does not matter their nature or their utility: passage of railways, mining, ponds, salt pans, greenhouses…

The tax discharges within sight of the situation of the good at January 1st, 2011 and must be carried out for the whole year. The transfer of the good in the course of year does not make profit from rebate to the owner nor of additional expenses to the purchaser.

The calculation of the tax is based on the cadastral income multiplied by the rates voted by the qualified public bodies. The product of this imposition enters the budget financing of the local government agencies.

The modifications made to the ground, does not involve the exemption of the tax. However, in the event of disappearance of the good or of depression which would make the good unusable, taxation can be abandoned.

Land exemption of taxes

In certain cases, exemptions of tax can be granted. The personal situation of the applicant and the site of the good are taken into account and can be seen granting is fiscal relief, abatements or of the exemptions.

The official journal of March 26th, 2011 takes account, for the granting of such tax incentives, of a certain threshold of income: 10 O24 euros carried out in 2010. These people with weak income can be the object of a partial or total exemption for a certain period.

For the constructions or the grounds located in zones at possible hazards, the Code of the Taxes grants also reductions or freedoms from tax.

In addition, certain parts of a building can also profit from it from their economic interest. One can quote in particular the cattle sheds, the barns, the wine cellars… Let us recall that these exemptions touch as well the built properties as not built. The communities can also vote in assembly the advantages which they will grant to their managed.

When to resort to an architect?

2011-10-27 21:57:33

In certain cases, the recourse to an architect is obligatory for the construction of a house. They is in particular constructions of more than 170m ², private individuals who build in the name of a third person and also when the owner is a company or a legal person. Obtaining the building permit is then conditioned with this obligation.

Interest to call upon an architect

The role of an architect is to provide a plan of construction drawn up in the rules of Article They is in general subjected to an order and has a code of conduct which they must absolutely respect.

The plan which it draws up must take into account the means and the needs for the owner, it offers overmeasure. The standardized plans or models do not enter its competence, it adapts as desires of its customer. That led to a personalized construction.

He is in particular competent for the layout of the premises, the optimization of livable space, the organization of volumes, the general esthetic aspect… In his reason of professional of the sector, the architect can also help you with each stage of the construction of the execution of the administrative formalities to the negotiation of the prices of the various suppliers and people receiving benefits.

He can also draw up his plan according to the medium where the future building will be located. But also to choose the materials, the techniques and the architecture which will be used. All the councils provided by this one will in the long term allow to reduce the maintenance expenses and of use of the house. The plans for that will have to be rigorously established and the work carried out with serious. The additional advantage of the recourse to an architect is also the fact that it can accelerate the opening of work or give his person for the monitoring of the building site.

Fees of an architect

Under the terms of the principle of the free competition imposed on the sector by the law of December 1st, 1986, the architect is free to fix his price and to establish itself his own scale of fees.

However, to calculate his fees, this professional will take into account the cost of the operation, his complexity as well as the extent and the difficulty of the mission which it will have to carry out. The recourse to a technician does not generate that expenditure, because one can also make savings thanks to his councils and his experiment while asking him to optimize his construction as well as possible.

In general, the tariff is function of the cost of work from 8 to 12% of the total costs. A tolerance of 10% can be granted while waiting for the various estimates of each implied person receiving benefits.

Three modes of tariffing can be used for the payment of the fees:

• Remuneration with the fixed price: it makes it possible to establish a price according to work to be carried out. It applies in general for the projects of less than 172 m ² and the project and the mission of established construction precisely as a preliminary;

• Remuneration with the percentage of the costs of work: it is selected when the complete mission is defined advances some, but the itself project is not yet known;

• Remuneration with time vacation: it is used when the architect is there only to provide assistance and council.

Operation of a swimming pool with overflow

2011-10-26 23:14:11

As its name indicates it, the swimming pool with overflow is characterized by the overflow of water on a part or all around the basin. It is a structure which would bring happiness children with its water cascades. However, largest will be pleased also to admire the sight with the visual effect which is created. Generally, this kind of basin would be adapted more to the grounds which give on the sea or which have a panoramic sight on the horizon.

Principle of operation

The characteristic of this swimming pool it is that water does not stagnate in the basin, but overflows in a vat or another basin which is envisaged for this purpose. It is thus a question here of removing curbstones in order to make it possible water to evacuate itself. That makes it possible to have small cascades all around the basin.

The technique which is used makes it possible to have a clean water owing to the fact that it regular and is poured in another vat to be filtered in order to re-use it in the principal basin. The role of Skimmer thus any more is not very requested.

With regard to the overflow of water, it can be made either part of the swimming pool around or. With this intention, the installation of a chute is recommended, but it is necessary that the latter has a good flow in order to be able to evacuate waste which is on water. However, in addition to the installation of a chute, it is enough to envisage a small slope so that water can be poured there.

Filtration

For a good filtration of the water of the basin, one would need that the overflow is constant and regular and in this case, the flow will have to be always the same one. That is necessary owing to the fact that this kind of basin is deprived of Skimmer and it is in the vat plug via the tubes of repression that will be made filtering.

The great difficulty in the control of the overflow is that the basin is designed to accommodate swimmers. However, the number of people which is in the swimming pool can have a great influence on the flow of overflow. It is thus advised to set up two pumps. The first will be used to manage the flow of overflow and the second will be especially used with the filtering of water.

To ensure that the water is well filtered, there exist various types of diatom filter which can be used inter alia filter with cartridge, pocket, with sand.

Advantages and disadvantages of the swimming pool with overflow

The first advantage of a overflow basin is the cleanliness of water, water which will be regularly evacuated in a vat plug to be filtered and transferred in the principal basin. With this process, it is thus impossible to see a watermark salts on the liner. The rainwater can also be stored in the basin planned for the overflow.

Like disadvantage, there is especially the price of acquisition which is very high compared to the traditional swimming pools. The price is explained by the fact why it is necessary to have powerful materials to be able to manage the overflow of water. Moreover, it almost impossible to maintain a temperature constant of water.

Swimming pools with the mode

2011-10-26 22:49:31

The market of the swimming pools has great success near the private individuals, because more and more on family decides to be made some manufacture. There is even which decides to build itself of it. That is especially due to the appearance again standard of swimming pool as those which are except ground or in kit. Their great characteristic is that the cost of acquisition is relatively low.

Swimming pools except ground

Swimming pools except ground, there are various types: round, oval, in the bean shape, rectangular… Moreover, with the various materials which are used, everyone can choose to acquire some, and this, compared to its needs and its budget.

They are so particular specificities of the basins except ground which one made it possible to have great success near the families. Their first advantage is the cost of acquisition which is less low than the other types of swimming pool. This kind of basin is actually adapted to the people who do not have an important budget. They have also the advantage of being easy to install. It is enough to some stages and right a minimum of time so that one can benefit from a good bathe.

The other major asset of the basins except ground is the variety of the models. Those which want to get one of them can choose between a structure:

- inflatable

- with flexible reinforcement

- with rigid reinforcement

Swimming pools with overflow

This kind of basin is especially adapted to the grounds which give on a sight on the sea, on a lake or on a valley where what is privileged, here, it is the sight with its esthetic specificities. The characteristic is that it does not require a regular maintenance owing to the fact that water overflows in a vat which is envisaged for this purpose. It is possible to choose between two types of overflow. This last can be partial i.e. it is only in part of the swimming pool. It can also be total or out of mirror. In this case, water overflows all around the basin.

The installation of this kind of basin requires particular equipment with the result that to have one of them, it is necessary to spend a little more money than for the traditional swimming pools. It is necessary for example to have a very powerful pump to be able to absorb the water flow. Sometimes, it is even advised to install two of them to be able to optimize the flow of water.

Swimming pools in kit

The people who want to profit from the advantages of a swimming pool, but which do not have a large ground can choose a basin in kit. Moreover, this last is also adapted to the small budget. The swimming pools in kit can compose of a filter sand and of a pump STA RITE and there is also which lays out of Skimmer great flow.

With regard to the installation of the swimming pool in kit out of wooden, it is initially necessary to cover sand or concrete the ground. It does not remain any more after the assembly of all the parts of the basin and to fix the whole, of the bolts will be used. For this option, it is possible to choose between a buried or half-sunken basin, but the installation will be much more complex in this case.

How to build a swimming pool?

2011-10-26 22:31:29

Who didn't dream a day to have a swimming pool in his garden? With the various offers that there is today on the market, that can become a reality. It is in particular possible to carry out oneself the construction of its basin. And today, there exist even swimming pools in kit. But it is not always easy thing, because it is necessary to take account of several factors.

To choose materials

There exist various types of materials which are adapted to the construction of a swimming pool where the price of the basin varies according to these selected materials. One of the most used materials is the concrete or from that, it is possible to build a swimming pool cast solid concrete.

With regard to the technique used for this kind of material, there is the concrete project. This technique consists in initially putting iron like framework of the basin and there project thereafter the concrete via a gun. The use of this technique is rather complex therefore it is important to call on the services of a professional to have a job of good quality.

The polyester has also great success in the manufacturing where it is necessary to mix the polyester resin with glass fiber. The mixture will be versed thereafter in a mussel to have a solid hull adapted to the structure.

There is also the wood which is very much used for the basins. This material which is regarded as a noble material would guarantee the originality of the structure and allows the manufacturing of the swimming pools in kit.

Construction of the foundation raft

The foundation raft is the platform on which the swimming pool will rest. Its construction is not to be taken with the light one, because it can be regarded as being the base of the basin. An imperfection as tiny as it east can involve irreversible damage.

The stages of the construction of the foundation raft are as follows: initially, it is necessary to pose a gravel bed which will be useful for the drainage. Thereafter, a film of polyane will be posed on the gravel in order to prevent that the concrete which is not inserted in the gravel. Comes after the installation from small studs from a thickness 5 cm which will be scattered in the basin.

The next stage is the installation of the first steel fabric and a chaining of 10x10 which will be also posed a little everywhere in the basin. The last stage in the construction of the foundation raft is the installation of the second steel fabric.

To run the concrete of the foundation raft

The reinforcement of the foundation raft is a very important stage for the construction of the basin just like the casting of the concrete. In this kind of situation, the material which it is absolutely necessary to have is at least a spinning top. If the building site is difficult access, it is preferable to choose a truck-spinning top.

It is also essential to make the good choice concerning the concrete which will be versed where in such a situation, it would be necessary to ask councils to professionals. But generally, for the points of diamond, it would be necessary to choose consisting concrete and not too liquid.

Before building a swimming pool

2011-10-26 12:55:28

The construction of a swimming pool requires a rather important investment. Therefore it is necessary to pay great attention in the choice of the professional who will undertake to conclude the project. Even if it is possible to create today is even its swimming pool, it is preferable to resort of the entrepreneurs who are specialized in the field in order to guarantee the quality of provided work.

To choose the site of its swimming pool well

The creation of a swimming pool requires a thorough analysis. It is necessary, indeed, to take account of some criteria before launching in such a project. The first thing to make define the budget which will be allocated with construction. The amount of the sum will be in correlation with the requirements and the desires of the person who wants to make build the swimming pool.

The choice of the site is also not to neglect, but when the property is not very large, it would have to be put where there is still a space of free. It is if the person has very a rather vast ground which should be respected some criteria.

In this case, it would be necessary to choose the corner which is exposed the most to the sun and must also be safe from wind, because it is necessary to avoid a cold chill with the swimmers. It is also paramount to put the swimming pool far from the vegetations. These last are likely to frequently dirty the water of the swimming pool, but the roots of the trees could also damage the state of the basin.

The shape of the swimming pool counts

The shape of the swimming pool must be in conformity with specificities of the garden what implies that, on the grounds of a rather important surface, it is possible to choose the round basins or in the bean shape. The latter are however to banish on small surfaces, because they occupy a considerable space. But they nevertheless have an argument of size which is the maintainability. It should be noticed that the form which is more the appraisal remains the rectangular one. Moreover, it is adapted not only for the large grounds, but also for the small ones.

Other people are not very concerned form which the basin could have. For them, which is important it is canto be able to benefit fully from their good. All that they seek is thus to have a good time all while being released with the friends or the family. The depth of the basin is thus also a very important criterion and except for the fact of swimming, it is possible to play in a swimming pool which is not too deep.

Attention on the ground

Let us recall that it is necessary to make some analyses before starting a construction project of a swimming pool where one of the elements which should be taken are the state of the ground. It would thus be necessary to know its constitution which makes it possible to choose the mechanism of the most adequate drainage.

Moreover, the estimate which will be proposed by the professionals in the field can vary according to specificities of the ground. In the mountainous areas for example, the cost of work will be more important because of hardness of the ground.

The organization of a kitchen for more functionalities

2011-10-25 11:23:04

The kitchen is a significant component of our houses which allows in particular the storage of food, their preparation, in short the management of our energy source. To reconsider the design of its kitchen became vital with the multiplication of the ustensils and the functions of the modern kitchen.

Current kitchen and constraints

The modern life imposes constraints which must be considered in installations of the kitchen. These constraints are consisted by the technology innovations, but also the objective of reduction in the factor time to adapt to the fast rhythm of the modern life.

The equipment of current kitchen is almost assimilated to the elements of a spaceship so much the number of apparatuses which can be present there is numerous. That was justified with an aim of improvement of the living conditions and changes which have upsets the family structure. If 50 more years ago, the concept of “housewife” prevailed, the tendency made that many women left this social yoke to integrate the work world.

New requirements thus made their appearance quite naturally, in particular of the requirements of ergonomics, of performance, but also of aestheticism. The optimization of the space of a kitchen must thus pass by a facility of circulation and access to the various elements which compose it. One can speak about a triangle of activity concentrated around storage, preparation-cooking and washing.

These are the elements which are used as commercial arguments for the manufacturers of pieces of furniture of kitchen. The ranges of contemporary or current kitchens illustrate this commercial attitude completely.

Optimal installation of its kitchen: the principle of the triangle

The principle of the triangle is used as guiding line with the installation of the modern kitchens. It consists inter alia distributing on the angles of a triangle the three most important elements of a kitchen. They are the piece of furniture of storage of the food (a refrigerator, a guard to be eaten…), the sink for washing and surfaces of cooking.

Metric standards were even established for an optimal comfort and access to each one of these elements. The perimeter of the formed triangle must thus be at least 15 feet (4m50) and at most 26 feet (8m). The edges should not either exceed the 9 feet or the 2,7m with the shortest length for that separating the sink of the surface of cooking with a distance of less than two meters.

By respecting these measurements, the passage in the middle of the kitchen can be avoided to facilitate work in the kitchen. And concretely, that is illustrated by a facility of increased arrangements, a direct access with the scheme of work and an installation optimized for the washing of the elements entering the phase of preparation, cooking and consumption of food.

Moreover, for an installation even more effective, the materials such as stainless are privileged. It is an ideal matter, because easy of maintenance and makes it possible to work there directly. That relates to the installation of the scheme of work, there this one must be also sufficiently large and enlightened to be able to cook in all peace.

How to insulate its walls?

2011-10-24 22:19:10

The thermal isolation of the walls makes it possible to limit in a considerable way the transfers of heat. It provides a good solution in terms of energy saving, because the walls are regarded as the second source of loss of heat after the roof. However, it must observe conditions for a comfort and an optimal economy.

Materials used for the insulation of the walls:

The insulation of the walls must take account of their environmental impact in addition to the economies which they could bring in the calorific reduction of consumption. The use of natural material can be more recommended to equal capacities if it is not for certain higher with industrial materials.

The material par excellence of a good insulation is the air. The various materials function indeed on the principle of the imprisonment of the air in varied forms where the principal criterion selected is thermal resistance. The choice of the matter used depends moreover on its aptitude of resistance in moist environment not to attack the frame of construction.

This choice, can go on:

• Natural elements such as vegetable or animal fibers or the mineral substances: tease sheep, wire or concrete of hemp, cellulose wadding, pearlite…

• Industrial materials such as glass fiber easy to find or the derivatives of oil like the polyurethane or polystyrene, but those have a strong propensity of harmful HCFC for the environment.

Interior insulation

The interior insulation consists in reconsidering the structure of the walls of the interior. Less expensive and not beginning a heavy phase of work, this technique is especially used for the insulation of the apartments, but also of the secondary houses. It is function of the plan of the building and cannot always be used, however advantageous for temporary occupations. The interior insulation of the walls does not make it possible to store heat, it can be regarded as an advantage or a disadvantage according to the needs for the owner.

The recourse to this method tends to reduce some manner, livable space while lowering energy consumption. When one resorts to this means, it is necessary to envisage the coating necessary to apply where lime remains the best argument for its praticity. In the same way, in order to prevent filtrations of the external humid air, the installation of a vapor barrier will have to go into the considerations.

Let us note that moreover, on the long run, the interior insulation tends to regress qualitatively. Minor or even major degradations can be caused in the course of time.

External insulation

Usually used in our European neighbors, the external insulation proves greedier on the level of the price and work to be engaged, but watch more effectiveness compared to the interior insulation.

With raised an enough thermal inertia, it also makes it possible not to lose its living space, because it is done on the walls located on the nonlivable side of a building. Moreover, this process makes it possible to reduce the cold bridges inside construction.

The principal technique used to obtain hermetic walls is the technique of the boarding. More precisely, that consists in posing panels made up of the elements referred to above, on a framework out of wooden supported by a blade of glass.

To insulate your house thanks to the double glazing

2011-10-24 22:08:36

The losses caused by the openings of a house in terms of energy are considerable. That especially generates important repercussions in terms of energy consumption of the expenditure of heating. To reconsider its construction in a green logic, consists mainly on this level to improve the insulation of the doors and windows.

The double glazing principle of operation

The double glazing offers an alternative of insulation adapted to the openings of a house. It in particular makes it possible to limit the thermal losses and must thus for that constitute the first thing to be made during a restoration. The double glazing offers also the advantage of a more important sound insulation.

This system consists of a double wall of glass separated by a closed hermetic space where space empties thus formed is called blade of air. This space can contain is air or gases dehydrated like argon or krypton. The inert gases are privileged from their less conducting nature of heat. The installation of this kind of equipment makes it possible to save up to 10% of the consumption of heating.

The installation of window with double glazing must be combined with a frame of window also optimized for a more powerful insulation. The studies on the subject show that PVC joinery remains most effective, then those of wood and finally the metal structures.

The advantage of the recourse to this kind of element is the assistance which offer the State with the private individuals which carries out of work of improvement of the energy performances. That results in particular by tax credits of the subsidies of the ANAH, but also in loans. The latter can deal with part of the capital expenditures if it is not in their totality.

To apply the double glazing to its windows

The double glazing is a measurement which enters the field of evaluation of the thermal regulation. To suppress the expenditure of heat, the reduction in energy consumption must relate indeed to a better insulation.

The thermal regulation is a legal tendency which makes it possible to compare the energy consumption of a construction compared to that of another with the same geographical characters and same technical specificities. It is within the framework of the regulations thermics 2005 and 2012 that the recourse to the double glazing is recommended to increase the insulation of a house.

Concretely, the use of this technique makes it possible to bring in summer the heat of the external medium and in winter to avoid losing interior heat. The replacement of the traditional windows increases the dispersion of heat clearly. The suggested solutions can be the double glazing, the triple glazing or the high-output glazing.

It is the requirement to limit the losses of energy of the openings and the elements of the structure. The choice of this solution is shown more difficult to implement than the insulation of the walls, but the advantages which come out from it cannot be been unaware of.

Moreover, the public powers grant in certain cases of the special assistances for the people wishing to install windows equipped with such a manner. These accompaniments concern the owners as well as the tenants of dwelling, what to encourage the use with this technique.

To maintain its septic tank

2011-10-24 21:45:20

The septic tank is necessary for the rejection of waste of a house. Precautions must thus be taken for its maintenance while taking into account its characteristics. A normal maintenance must be carried out to avoid any risk of clogging of the pipes or damage being able to block the use of dwelling of a construction.

The operation of a septic tank

The operation of a septic tank depends entirely on its design what implies that all the elements of the pit must in this periodically checked direction being. This system of treatment of waste is composed of 2 compartments with deflectors, for the entry of water and a second for their exit. These deflectors are there to prevent the passage of dirty water in the part of purification.

The use of the two compartments which can be out of concrete or plastic makes it possible to treat in a first stage waste. They undergo a biological reaction caused by the presence of bacteria. Those “consume” waste during a process: the basic anaerobe.

Bubbles are formed on the surface then forming mud particles which compose the “hat”, a crust located above solid elements which settled at the bottom of the pit.

In one second stage, waste passes in the second compartment in the form of emanations to be pretreated and stabilized. It is a substance elutriated in the form of a clear liquid which is then transferred in trenches of drainage equipped with filters to be purified.

The maintenance of its pit for its longevity and its good performance

The pits of cleansing must be the object of certain concerns to guarantee of it the use for a certain period. Draining is part of these concerns that any owner having this equipment must have. Moreover, certain controls must be carried out permanently.

Draining consists in removing pit the mud located in its bottom, but also emptying the vat grease remover. It is an obligatory stage to carry out every four years for the normal pits and every two years for the pits with all water.

The favourable period to carry out such an operation occurs during the summer period or at the beginning from the autumn. In fact, the freezing or the thaw of the ground can attack the realization of draining.

This operation is to be carried out when the level of solid elements of waste reaches two thirds of the contents of the pit. All the mud located at the bottom should not however not be removed in the first compartment. It is necessary to keep at least 20% of the substance to keep the bacteria implied in the anaerobe. For the second compartment, all can on the other hand be withdrawn. And for draining, it is necessary to fill with water the pits.

Moreover, except for draining, of controls must be carried out where it is necessary to make sure of the good progress of the biological treatment inter alia the presence of the bacteria. The owner must also make sure of the good performance of the mud tank for his role in the anaerobe, but also of the walk of the system of dispersion.

A septic tank all water for its house

2011-10-24 10:21:26

For certain dwellings apart from the network of cover of the sewerage system, a solution must be taken for the treatment of waste waters of a construction. But that must however answer the conditions of respect of the environment and the ecological standards like the pit all water.

Of what does consist an installation all water?

The installation all water is a solution of processing waste of water by anaerobe. This waste is sent in a pit where the solid matters are elutriated then hydrolized or liquified by a natural chemical reaction of the bacteria present in dirty water.

These last are separated from the fat content by a physical phenomenon which is explained by low propensity in weight of the fat content compared to water. Waste thus produced undergoes then a fermentation which leads to a destruction partial of the solid elements. This one is allowed by the presence in waste waters of bacteria.

The installation is perfectly tight and is intended for the treatment of domestic waste waters, of the sewages as well as waste waters. The rain waters, the possible sources and drainages, as for them, however are not understood in the treatment by this kind of pit.

The installation and precautions to be taken

The installation must be done more close possible of construction, at a distance of at least 10 meters. It must be located in an easy place of access apart from the passage of the vehicles.

It must also be able to contain a minimum of 3000 liters for 5 principal parts and 1000 liters additional when construction is made up for each additional part. The living space is thus important to determine the size of the pit.

The pit reduces only 30% of waste, the remainder being treated in drains of spreading or filter with sand. The phase of pretreatment at most lasts about ten days and the capacity of the pit must be established according to this factor.

The fermentations caused by the reaction of the bacteria can cause unpleasant odors. In this case, attention will thus have to be paid to install an evacuation of gases rather far away from the house.

If the pit is located at more than 10 meters of construction, a vat grease remover will be added upstream installation to treat water of kitchen. Let us recall however that the pit all water can be used with it only like a grease vat. That is explained in particular by its large surface and its great volume which makes decrease the temperature of greases more quickly.

Advantages of the installation of a pit all water

The pit all water is a durable and simple investment of use which is not particularly difficult maintenance. It also increases in a considerable way the duration of certain periodic work such as the draining of the pit or the grease vat.

Except for that, it consumes little energy and profits from a completely natural treatment from waste without the intervention necessary from industrial additives. In the same way, one can recycle water for the watering of plants.

To know to negotiate its real loan

2011-10-22 19:53:20

The acquisition of a real estate generally requires a credit whereas in most case, the people who want to launch out in this adventure do not have between the hands the sum necessary. That thus implies the importance to examine closely the contract to sign with the organization of credit to avoid all bad surprise.

To make play competition

The first thing to be made before signing anything, it is to require of the entity which wants to grant the credit to make a complete simulation of credit. That will make it possible to have an idea on the expiries of refunding as well as amount of the monthly payments.

However, one should not choose the first occasion which can arise, because what it is necessary to do, it is to contact various types of organization. More institutions can propose this kind of service like the banks or the organizations of credit. They would thus have to be contacted before deciding to have the best possible rate with regard to refunding.

The establishments which work in the field generally propose comparators of credit. Moreover, with Internet, it is possible to have today easily resorts to this kind of tool. According to the data which will be inserted in the comparator, there is will have a list of the organizations. But in order to have the best possible option, anything of such as a good negotiation face to face with a person in charge.

To negotiate the insurance borrower

In general, before granting a real loan, the bank asks to the borrower for certain warranties. These last are especially centered on the personal situation of the person who wants to negotiate the loan. It could be thus that the bank asks for the supply of a certificate of insurance for the death, disability, but also the incapacity.

Normally, in order to have the best solution of possible insurance, the borrower can make play competition by in particular comparing the various formulas suggested on the market. But it will not be seen of very a good eye if the insurance is contracted in another establishment that which is contacted for the real estate credit.

There are also certain constraints which are related to the insurance borrower when a new loan should be made. In this precise case, it is necessary either to renegotiate the terms of the contract of credit or to contract a new insurance.

To negotiate via a broker

There exists on Internet various types of quoted for the people who cannot ensure the negotiation of the loan near the financial institution which can grant the loan. It is a question here of making call with brokers, intermediaries specialized in the field.

The main advantage of this option is that these professionals maintain the particular relations with the bankers. They will thus have the possibility of having very interesting rates considering their experiments and their know-how.

Moreover, there is also a considerable advantage in the financial field for the borrower where it will be generally asked for the latter only the payment of a fee. That is explained by the fact why they are the bankers who give a commission to the brokers.

Broad outlines of the evolutions of the DPE

2011-10-22 12:20:37

Since January 1st, 2011, the launching of the diagnostic program of Performance energy or DPE is the object of several criticisms of professionals and private individuals in the field of the real estate. They is to make them conceal that the French administration decided to bring some applicable changes by January 1st, 2012.

Improvements expected by all

In its initial version, the EPD envisaged to make a study on 30 key points for the determination of the energy consumption of a building and the greenhouse gas rate which it emits. However, the professional ones in the field estimated that these points were not sufficient to have powerful diagnostic tools. It even proved that there was a considerable difference between simulations which were made and reality on the ground.

The Minister for Ecology, Sustainable development, Transport and Housing as well as the Secretary of State in charge of housing benefitted from the National council from the habitat to discuss the improvements to bring to the DPE. The discussion and the studies were especially centered on the reliability and the transparency of the tool. It left 30 additional points there to take account in the diagnosis and the new version thus consists of 60 key points. However, its innovations will be applicable only as from the next year, more precisely in January 2012.

Which are the evolutions of the new DPE

Since January 2011, each building which enters within the framework them real transactions must be the object of an announcement of the result of the diagnosis which was made. In these results, there will be especially the degree of energy consumption and the carbon dioxide rate which it gives off. The first change which was noted in this field locates at the level of the texts. The relative law with the DPE actually was amended and was applied to the month of April 2011.

With regard to the evolution of the tool, it is especially based on 6 axes where the first is the improvement of the methods of calculating. That with was especially seen on the level amongst points to analyze who passed from 30 to 60. Then, there is the validation of the software which will be used for the diagnosis, of the competence of the Ministry for Ecology.

The following axis is on the level of the setting in line of the DPE which will allow a better access to information. It is also essential to today include a data sheet whose details will be put in the report. The last but one not is the organization of a continuing education and initial for the diagnostiqueurs. And the last point lies in the control of all the actors concerned with the process.

Reliability of the new DPE

It is especially on the level of reliability that this diagnostic tools were the object of several criticisms. In certain cases, the results of the diagnosis which was undertaken on a housing did not reflect really reality. Therefore it was necessary to guarantee the transparency by improving the essential points contained in the program.

But to guarantee the reliability of the DPE, new ways should have been found, but with access to the tool which will be thus much expensive, because it lies between 100 and 150 euros.

Attention at the cities where it is not good to invest

2011-10-21 22:52:13

Many families want to invest in the real estate, but are confronted with certain concern and unforeseen when they decide to pass to the act. That is explained by the fact why the legal texts in force in the field are rather difficult to assimilate or with the choice of the city.

Risks related to the investment

According to studies which were conducted recently, France counts nearly an about sixty cities which are not adapted for the investment within the framework of the law Scellier. This is due to the fact that the offers in the field of the real estate are much more important there than the demand for hiring.

The principal constraints here it is that the owner of the good must have rented it at least during 9 years, but must also respect a ceiling on the rent which is granted. In this precise case, the investors who chose to make a placement within the framework of this law do not manage to find tenants.

So they have some difficulty at the financial level, because it is necessary to pay the monthly payments related to acquisition whereas there is no money re-entry. They are then in the obligation to sub-lease their goods and others are even constrained to resell.

The Councils for the investors

There exist various easy ways which could help the investors, but the best solution is to choose a city which has a potential raised for this kind of investment. For that, it is initially necessary to have a good strategy. The latter will be especially centered on the calculation of the loan to make and the determination of the monthly payments of refunding.

The investor can also choose between two options in the Scellier device where first is to choose the tax cut which is of 13% of the full amount of acquisition. But there is a ceiling which it is necessary to respect about 300,000 euros. The great characteristic of this option is the duration of tax cut, 9 years. In this context, there is a ceiling on the rent which must be respected by the owner.

The second option, as for it, is the tax cut up to 23% of the amount of the purchase. The ceiling is the same one as for the first choice except that here the reduction is distributed over 15 years with a rent which is also struck of a deduction of 30%.

Be attentive with your real estate project in 2012

The acquisition of a rental real estate must be preceded by studies and analyses as it will be the case for the acquisition of a main home. Various criteria are thus to respect in order to attract the tenants where the first thing to be known is if the district has a good program of public transport. A difficult district of access indeed will not interest many people.

Then, the proximity of the schools, local governments and trade would be a considerable asset just like the environment around the building, i.e. a place calms or not. And finally, there is the typical location of housing: lighting, furnishs…

In parallel, there are already the CEPI or Cell real Study of the Projects which published the existence of an imbalance between supply and rental in 40 communes. It thus remains with the investors only to consult this list to choose where to invest.

Refit the room of your children for the re-entry

2011-10-21 22:23:28

It is essential regularly to change the decoration of the rooms of the children, because they grow what implies that it is important to adapt their environment to their age. That is seen especially at the time of the re-entries especially when the children pass from the primary education to the college or the college to the high school.

A useful refitting

Various types of offers on Internet are put at the disposal of parents who want to change the decoration of their dear small children. In fact indeed the sites of decoration miss. Moreover, there exist today a good amount of magazines which will be able to give them some interesting ideas.

For changing the space of the children, it is necessary to take account of certain criteria. The installation of a room which accommodates two children would not be the same one if it were occupied by only one person. At all events, the principal asset which it is necessary to have it is a good organization. If the business is well arranged, it will be beneficial not only to the children, but also to the parents who will not have to be worried any more to seek clothing to make carry to the kids for example.

It is especially in the installation of a room occupied by two children that it is necessary into practice to put a good system of organization. If the parents make the choice of a bunk bed, it would be necessary to put the groin in top. A small space will also have to be envisaged so that it can arrange its toys safe from young person.

Generally, in a room where there are two people, space is already rather restricted. Therefore it would also be necessary to choose the choice of a closet on two levels in which the business of each one will be put.

The choice of the colors

A child needs a stable and comfortable environment so that it can open out and the first thing to be made is thus to look after the installation of his room. For that, it is necessary to pay great attention to the level of the selected color. The best solution is to choose a neutral color like the beige or the broken white.

However, it is also necessary to think of refreshing the place what implies that in this case, it would be preferable to choose a different color for each wall. It is a good idea to divide the part into several spaces. This option is even recommended for the rooms occupied by two children. Space also belongs to the child and thus, it is necessary to have its opinion for the installation of its space.

Which movable type of choose?

Nothing of such as having a beautiful room to face the re-entry: color of the walls, light, space… all is to be re-examined. With regard to the pieces of furniture to be put in the room, it is necessary to take account of the age of the child. For young people, it is especially necessary to choose furniture which could be used to arrange the toys. At this age, the children also dream to have a bed in the shape of car or vessel for the boys.

However, it is important not to neglect the materials which will be used for the school. What it is necessary to do is to put at it posters of super hero, stickers or other things of the kind to justify them.

Appearance of the real estate agencies on line

2011-10-21 15:43:03

Internet today became the platform on which it is absolutely necessary to be present to have success whatever the branch of industry in which one evolves as in the real estate. So before, the fabric was especially used to seek information and to communicate, today it is the guarantee of the good walk of a company.

Appearance of the agencies on line

It is especially towards the beginning of the 21st century that one saw appearing real estate agencies on Internet. Since, the market did not cease evolving reaching a turnover of more than 130 million euros in 2008. However, with the crisis which affected the sector, the number of acquisitions which are done by this process knew a Net deceleration.

The goal of the creation of these agencies is to provide a high quality service, but at unbeatable prices. That is done as well as possible to satisfy the needs for the consumers who become increasingly demanding. Touched by the crisis, the families cannot indeed any more pay the services of the traditional agencies which require up to 10% of the full amount of the sale.

In order to better penetrate the market, the companies which specialized in the field propose services low-cost more and more. That is in particular possible, because they manage to reduce their manufacturing costs.

For which type of transactions?

The offers coming from the virtual corporations which specialize in the real estate are very varied and adapted to the needs for each one. The salesmen as well as the purchasers can thus make call with their service to ensure various transactions such as:

• The sale of a building

• The purchase of a house

• The annual hiring

• The seasonal hiring

And all that relates to various types of good like:

• Houses

• Houses of character

• Apartments

• Trade

• And even grounds

What attracts especially the consumers to be had resorts to this new process, in fact rising commissions are taken. And therefore the traditional agencies launch out today in a hard battle not to entirely lose the market.

Services and advantages offered real estate agencies on line

Generally, when one speaks about service low-cost, one says “poor quality immediately”. If the real estate agencies on line manage to propose their services at less price it is because they arrive at seriously reducing their fixed costs.

The main advantage of the agencies on line is thus rising their fees which are sometimes 50 to 70% less expensive than the traditional people receiving benefits. That is explained by the fact that the service providers of the real estate on line generally establish their room in the industrial parks, where the rent is often less low.

They do not need either to recruit people to accommodate the customers in the retail outlets. It is especially Internet or the phone calls which are used to inform the future purchaser of the situation of the building or the ground to be sold.

Towards a reinforcement of the energy diagnosis performance

2011-10-20 21:13:07

The energy diagnosis of Performance founded in 2006 very recently knew handing-over in question in the mode of establishment of this one. It is what arose in particular from the observations of Association UFC-That To choose. The government thus launched a series of reforms intended for better apprehending the realization of this diagnosis.

Problems enumerated by Association UFC- That to choose:

It is in a study of last February that Association revealed the dysfunctions noted during the establishment of this certificate however obligatory.

Indeed, on 3 goods evaluated near different diagnostiqueurs, no study of the experts coincided between them. The errors were reflected in particular in the classifications on the scale of consumption; for AFNOR, French leader of the market of certification, eight errors were noted.

These errors show a problem as for the establishment of the DPE which cannot thus be regarded as reliable any more.

Solutions brought by the State:

As an obligatory measurement daN the real estate the DPE must be to even justify one use. Consumers regarding it as a crucial factor in their purchase.

Vis-a-vis the errors noted by various consumers' associations, the State announced the setting E places various measurements to bring a perennial solution to certification DPE.

Provisions which from their width rather will constitute a complete reform of the sector by their simple handing-over in question. The broad outlines retained within the framework of this project concerns inter alia ensuring a better transparency in the placement of this tool, improving the method of calculating, to better train the diagnostiqueurs and finally to obtain for themselves a more effective control of the profession.

Within the framework of this measurement, a directory of all the diagnostiqueurs approved for the DPE will be put without delay on line as well as the results of the investigation of the DGCCRF on the subject. That will allow the people wishing subjected to the obligation of DPE to have a reliable source in the exercise of their choice.

Moreover, the software used in the determination of the DPE will be subjected to the prior approval of the official services. That will make it possible to limit the list of the existing software which had been approved by the ministry in load and the Agency of the Environment during the period 2008 2010. A database will be also put at the disposal of public. This one will have the aim of counting all the requests for DPE in order to better target the development of the national policies and local.

The �co material, indissociable element of green construction

2011-10-20 10:52:18

The reduction of the environmental impacts of our current constructions reflects a will of change. That currently results in an awakening based on voluntariate and the idea to reduce energy costs which strongly carry damage to nature. It is accordingly that the use of the éco material remakes little by little surface.

Characteristics of the éco material:

Entering within the framework of a philosophy of more adapted life, the tendency to éco construction reflects a desire of change.

The people most touched by the recourse to clean materials are the car manufacturers. Besides the market knows currently a tendency upwards what encourages the operators of the sector to engage towards this way.

Exceeding the stage of the simple label, ecological construction became a whole philosophy.

However, of the criteria were established all the same with regard to the use of this kind of materials in the real sector:

- Characteristics similar to the traditional elements used like the same technical performance and functional, same architectural qualities or of maintenance…

- a weak gray energy production and a possibility of recycling more effective as well in terms of costs as of economic and functional profitability.

The choice of a recourse to such elements in the construction of a house shows a more committed spirit turned towards an energy saving as well in consumption as the loss of energy. In the long run, integration will allow inter alia reducing the environmental impacts of an overconsumption of fossil energy or polluting. The recourse to primary energy also imports for much with a view to sustainable development and the protection of the éco surrounding system.

The éco material a commitment for the future generations:

The green revolution will pass by a behavioral change. More particularly here by a concrete answer with the principle of sustainable development.

That means in particular more concerted approach adapted to the natural environment like in the socio-economic medium. Indeed, the commitment must as well privilege the aspect of the relatively weak environmental impact in terms of production of building materials as to the phase of deconstruction, in particular by a weak impact in gray energy consumption.

In the same way, a development of the local resources must be carried out in order to encourage the development of a shorter sector in term of way vis-a-vis the internationalization of the traditional resources.

The longevity of the products thus consumed should not be distinguished in addition to measurement from the already existing matters which are calorific. The context which surrounds fauna, the flora and the impacts on the health of the man must be allied with a concerted management and in harmony with the needs as regards construction.

More than also bring the recourse to these materials in the construction can be their considerable contribution in the improvement of the living conditions, but also of the conditions of implementation.

And finally, the use of the type of matters must to answer a logic of sustainable development not to generate any type of pollution while presenting considerable a quality-price ratio in all the phases of the construction as well of the routing towards the building sites as in their use to the daily newspaper.

Reinforcement of certain obligatory diagnoses

2011-10-19 23:32:20

The current legislative measures reinforced the setting at the disposal of consumers of relative information to the coveted goods. That is illustrated in particular by a more strict application of the conditions of relative information to the presence of lead in a construction industry, but also to electrical installations.

1- The diagnosis lead imposed for certain types of construction

Set up in 1998, the diagnosis lead was modified more recently by a law in 2007. The object of these successive laws consists of the establishment by an approved expert of a “state of the risks of accessibilities to lead” in a building that it is intended for the sale or hiring.

The visit of the expert is completed by the delivery of a Report of Risk of Exposure to Lead, in the past State of the Risks of Accessibility to Lead.

This diagnosis lead first of all relates to the houses built before 1949, but also those which are located in zones potentially exposed to the dangers of lead.

Once established, any owner wishing to sell his real estate is held to annex to the contract or at least to the commitment to sell the certificate thus established.

This certificate is intended mainly for the residential buildings. And since August 12th, 2008, such a certificate will have to be put at the disposal of not only the future purchaser of a building in joint ownership, but also of the possible tenants. The load of the establishment is of course supported by the salesman or the financial backer.

The validity of the CREP is 6 years when it is of a hiring and 1 year within the framework of a sale. If the certificate were not presented, the owner salesman or financial backer cannot call upon the guarantee of latent defects and court moreover the risk of criminal prosecutions.

2- Sine qua non indispensable condition of sale: the electric diagnosis

The sale of a real estate was seen associating the presentation of an electric certificate of diagnosis. That since January 1st, 2009.

The electric diagnosis makes it possible to evaluate the potentially dangerous risks of an electrical installation dating of more than 15 years on the inhabitants of a house.

It is established by an expert of the sector accredited and enjoying a professional insurance in order to guarantee the reliability of its commitment.

The checking relates to a set of check-points established by the decree nº 2008-384 of April 22nd, 2008. It is mainly a question of controlling possible “electrical equipment unsuited to the use or presenting risks of direct contacts with elements under tension, the not mechanically protected drivers.

More in detail, the checks will go on the state of electrical installations in the privative parts bound for housing like their dependences.

In the same way, a report will be drawn up according to the standards of installation and operation of electrical installations by taking account of the parameters of safety.

The diagnosis is valid for one three years period and failing this, the compliance certificates established before January 1st, 2009 of less than 3 years could be accepted.

The absence of the realization of this obligatory procedure prevents the salesman from being placed behind the guarantee of latent defects in the event of litigations.

The choice of a real estate credit and the advance payment

2011-10-19 23:18:50

To obtain a gravitational interest rate absolutely should not be the only decisive criterion the choice of a real estate credit. The consumer must also take into account the possibilities of advance payment, because if its personal situation allows him or obliges this alternative there can appear useful.

Interest of the advance payment

The advance payment of a real estate credit is a right granted to the private individuals. This alternative constantly enables them to refund whole or part of the versed sums.

The recourse to this means is often justified by a notable change of the financial situation of the interested party. Indeed, that can make following a degradation or an improvement of its wallet. The banks cannot block at the request of the applicant. However, of the penalties can be imposed by those.

The principal interest of the advance payment is to reduce the real costs of borrowing while making decrease the duration of payment and/or the monthly payments to be regulated.

That can also make it possible to the borrower to recover sums or to even make profit on the credit insurance. Because with the opening of the loan, the consumer is held to subscribe to an insurance in the event of non-payment. This one will thus be restored to him in the event of total or partial refunding.

Way of calculating used and penalties

The calculation of the refunding of the credit is done according to the budget of that which subscribed there. But, it is necessary well to pay attention so that the trust deed does not mention a prohibition of partial refunding below 10%, except in the event of balance the account.

Most offers of bank credit subject the recourse to the faculty of advance payment to the imposition of penalties. But these additional expenses are limited and follow a strict formula of computation. The amount corresponds to one six-month period of interests to the average rate of the credit. The sums thus punctured should not nevertheless exceed a ceiling of 3% of the capital remaining due.

The precaution to be taken in the choice of a real estate credit is thus the possibility for the consumer of being able to negotiate the various expenses relative to its loan.

Particular measures of the refunding of credit

The refunding of credit is as we already said a right for the borrower. That enables him to shorten in a more or less significant way the impact of its credit on the court or the long run.

The advance payment can is to be partial or total. A prior study of the financing and part of the savings will be used just like with the subscription of the real estate credit. Similarly for the subscription, it is necessary to be particularly vigilant as for the conditions of refunding. One can indeed ask during the phase of negotiation of the loan for a total suppression of the penalties in the event of advance payment.

If the loan were carried out already several years ago, one will take care to check the profitability of a repurchase of credit.

Moreover, for the loans secured after July 1st, 1999, a complete exoneration can be obtained in certain cases. That concerns inter alia the removals operated in the professional situation of the borrower, but also in the event of forced suspension of a gainful activity.

The tax of dwelling 2011

2011-10-19 13:50:14

The arrival of the term of the payment of the tax of dwelling will be for soon. The French will fall themselves of this payment under the local taxes. An inventory of fixtures thus proves necessary to be able to face the changes which were brought by corrected finance law of June.

The principle

The tax of dwelling applies for all the people having elected tax residence in France. It concerns in particular all the individuals owners or tenant even on a purely free basis of housing within the tax competence of the tax authorities. The people having a main home in France and who live there for one 6 months period at least a year are thus concerned with this tax.

The choice of the corresponding fiscal charges is determined by the territorial collectivities which also fix the possible exemptions and applicable abatements.

More precisely, this measurement concerns the owners of main home or secondary. But also buildings furnished intended for housing and buildings with company not subjected to the land contribution of the companies.

The current rise of the tax of dwelling varies according to your geographical location, but on average for 2011 a household out of two will pay about 976 euros. The biggest rise being for cities as Marseilles with an amount of 1162 euros is a rise of 13.4%.

Way of calculating and of payment

The calculation of the tax of dwelling is based on the value of the real estate concerned. Concerning the tenants, the tax is based for its calculation on the rental value of the good.

The situation of managed at January 1st, 2011 is taken into account for the establishment of the plate. Thus, any change operated after this date will be taken into account only for the calculation of the following year. The taxable people with this tax will have to inform the qualified tax services during the filling of their income declaration.

In parallel, each one will be able to choose with its liking the payment mode which is appropriate to him. The choice which is currently offered in addition to the traditional means of payment is the automatic deductions and the payments for those which have access by Internet there.

According to the method of payment chosen, the deadlines vary in time. The choice of the payment by automatic deduction must be carried out before October 31st, 2011 and the payment carried out before November 15th at midnight. For the transactions carried out via Internet, 15 days additional are granted to carry out the payment. I.e. on November 20th.

The additional taxation, such as that of the specific residences vacant or other residences can free before December 15th.

Specific provisions for certain households and/or dwellings

Alterations however were made as for the payment of this tax. They is in particular abatements according to the incomes, but also the possibilities of exemption.

The abatements take into account the fragile incomes or supporting a certain number of family or different loads. However, the amounts are reached a maximum according to the assessed incomes of 2009. It can be of this fact limited to 3.44% of your incomes in 2009.

Certain fragile incomes can be quite simply exempted or at least see decreasing the amount of this tax. It acts inter alia recipients of the RMI or RSA basic, handicapped people, but also of the people of more than 60 years.

In the same way, certain real goods can also be about it to exempt like the offices of the public civils servant, the residence halls managed by CROUS…

The threat of the most been worth real

2011-10-19 10:12:27

The most been worth real are the benefit perceived on the sale of a real estate. Such sales are imposed as from the moment when they relate to the sale of good not regarded as main homes. The finance law for 2012 brings a batch of change which will be able to mess up a sector of the already feverish real estate.

A calculation new fashion for the year 2012

Let us recall first of all that the tax on the most been worth real relates to mainly the sale of a second home, a building plot or an empty or rental housing.

Starting from February 1st, 2012, a new way of calculating will be applied according to the finance law for 2012.

It is thus necessary to be able to be located in time if one intends to sell his good according to current taxation or that planned for the next year.

It is initially necessary to take into account that for 2012, a rise of 1.2% will be applied. The real resale will be indeed taxed to a total value of 32.5% whereas currently they are taxed only to 31.3%.

But the principal change brought relates to the applicable exemptions and abatements. Thus starting from February 1st, only the sales of goods of more than 30 years will be exonerated from the TPVI whereas with the current system the properties of more than 15 years can profit from it. Similarly, the traditionally granted abatements will be strongly re-examined downwards with a reduction of 8 points as from the sixth year so for 2011, the same abatement reaches the 10%

It thus imports if one intends to sell to take well into account:

- Temporal data: purchase of the good at the date of sale of this one

- financial data: the work carried out on the good, its lifetime and the amount of the most been worth carried out.

That will make it possible to be located in terms of profitability if one sells there now or if one expects the application of the finance law for 2012.

Reaction of the markets

The current risk which weighs on the market and the threat of a stock exchange crash landing. Indeed, the owners will be tried to profit from the more advantageous current imposition. However, the market will not be able, with a difficult economic context, to be able to absorb the offers.

The prices surely also will go down in a worrying way in order to liquidate them as fast as possible. However, the current trend shows that the investors are diverted real acquisition more and more. However, the crisis which tends to settle and which is due to the excessive over-indebtedness of the States involves more strict austerity measures. A market where the offer will thus be seen increasingly insistent which will be able to generate a massive reduction of inflation of the prices of the real estate.

Let us recall finally that to profit from the most adequate tax rate, the main sources on the matter evoke the date of the signature of the sale contract to profit from the advantages of one or the other of two measurements.

What will tend to an increase in the real sales before December 31st of this year knowing that the final signature takes about 3 months.

What will bring the finance law 2012?

2011-10-18 15:46:55

The policy of budgetary restriction currently engaged tends to be reinforced. Moreover, the threat of degradation of the French note by the credit rating agencies will lead to significant increase for the various taxes concerning the sector of the real estate.

Increases to come

The finance law for 2012 was voted on September 7th and announces the color for the rises to which will have to be prepared the French.

The rises which will come into effect the next year explain in particular by the budgetary restriction measures vis-a-vis a context of economic crisis. The analysts announce even a reinforcement of its various rises in the years to come. In a certain manner, installations carried out took into account the presidential elections to come.

First of all, a measurement which will touch the owners will be the increase in the real imposition of the appreciations. The sales of real estate are seen more taxed much starting from February 1st, 2012. They is in particular the sales of second homes, rental investments or vacant housings as well as sales of building plot.

The principal adopted change relates to calculations basing itself over the durations of detention. Thus only will be exonerated from the tax on the most been worth real, the goods of more than 30 years is the double of the current exemption.

In the same way, the abatements are seen decreasing gradually according to the duration of detention. Thus over a 6 years period the authorized abatements decreased by 8 points reaching currently only 2% and the abatements of 100% for the properties of 15ans were re-examined downwards with a rate which does not start any more but from 20%. For the goods of more than 30 years, the abatement is maintained on the level of 100%.

The systematic abatement of 1000 euros as for him was removed. Then, the tax of dwelling which touches owners and confused tenant, saw its tariff increasing up to 13.4% in certain regions of France, but keeps however a certain level of stability in cities like Toulouse.

Refittings of the tax incentives

The finance law for 2012 also lays down to slice in the laws Scellier and Bouvard for the year to come.

The tax cuts which one could obtain by the means of these two devices go towards a bearish tendency.

Thus, the law Scellier not BBC which had already known a fall of 10% of the reduction ratio of tax in 2011 will see this rate brought back to 8% in 2012.

The same legislation, but labelled building low Consumption, will not know a real fall for the recipients since it will be applied all the same with a rate of 14% of tax cut even if in the beginning this rate would have 22% be.

As for the law Bouvard, the reduction ratio of tax is seen brought back to 12% whereas for this year this rate is of the 18%. Nevertheless, the advantages of this law were wide until December 31st, 2015.

The finance law does not touch only the tax cuts, it also will concern the owners financial backers who rent buildings of less than 13 m ² at cost raised compared to the market price. A tax of imposition on the abusive rents was indeed founded to limit certain excessive tariffs.

How to choose its real loan well?

2011-10-18 11:21:29

The offers currently multiply to obtain appropriations of construction or installations real. In an economic context of deceleration, the attention of the consumers must be related to a reasonable debt which corresponds to each individual situation.

Elements to be taken into account

The subscription for a real estate credit must be a choice maturely considered for the commitments which it causes. It will have to be more particularly paid attention on interest rates according to the period of refunding. The objective being to obtain the best possible rate. This one however is conditioned by the possession of a reliable file of financing.

Certain establishments can propose according to the period of refunding from 3.25% to 4.31% for respectively a spreading out from 10 to 30 years. But on average, these figures vary from 3.50% to 4.60% according to a study carried out in October 2011.

Moreover, other elements will be considered to subscribe to the best conditions: monthly payments, duration of the loan, various insurances and caused expenses.

To prepare its file well

Most important in obtaining a real estate credit is to prove to its banker his personal financial solidity.

In general, the credit institutions avoid being implied at 100% in this kind of project. The interested parties should be able to provide personal capital contributions for at least the authenticated expenses.

Many solutions can be brought by the various State aid such as the Loan toRate Zero. The saved assistances can also be additional arguments to be able to negotiate its real estate credit. As for the conditions holding with the holder of the request itself, we will recommend in a general way a subscription according to the age of the applicant.

Indeed, the spreading out of the period of refunding must be considered, because in all the case, the loans are granted over one more or less long period being able to go up to 30 years. To avoid in this direction the payments to be carried out when one reaches the retirement age. In the same way, the professional situation of the holder of the project is taken into account by the financial institutions. A person in TDCI will be lucky more to secure a loan than a person in precarious situation.

To optimize its request

To prove to its banker whom the borrower appears as reliable also makes it possible to secure a loan more easily.

The decision of debt must be proportional to the current situation and future of the applicant. That is accompanied in particular by a normal credit-worthiness. Normality being represented here by the reduction of the other appropriations, the provision after the loan of an income rather consequent, but also by avoiding the overdrafts before the loan

In the same way, it is necessary to be able to prove its own capacity of refunding. That is illustrated in particular by is a normal regularity of payment of the rent if one is tenant or of the real drafts if one is owner.

In order to optimize its request as well as possible, the best attitude to be adopted is to make play thoroughly competition between the possible credit institutions. That can be done is while being shown like a customer with the banking wallet varied by the number of subscribed products or by comparing the various existing offers on the market.

An additional solution can be used. It is a question of proposing in the phase of negotiation of the duration of refunding downwards to bring back this one. Additional argument so that the bank grants your loan to you.

The real estate and an economic context bird

2011-10-17 21:59:46

The financial and economic world currently saw a difficult period. The crisis of the subprimes in the USA strongly called into question the liberal system, which led to one period of economic recession which tends to be spread out in time. In this context, can one still regard the stone as a sure investment?

Crisis of the real estate: the plane threat

The great worldwide economies currently live a persistent crisis which can call into question all the bases of our current mode of life. This crisis draws in particular its source in the over-indebtedness of the States.

The successive falls of the great stock exchange places worry at the most point the markets. In the same way, the solvency of the States is found degraded in the course of time by the credit rating agencies such as Standard & Poor' S.

The brutal reduction in the purse of CAC 40 weakens an economy already weakened by budgets of investments and public offices increasingly important. The banks are touched by the impact of this crisis with a cutting off of 20% of the stock exchange security of Paris. Bearish tendency followed by almost all the great stock exchange places of the world.

In the same way, the consequences of the American crisis are likely to extend to all the countries from the world, because the US economy remains the engine of the worldwide markets all the same. The measurements voted by the American members of Parliament at all do not improve this morose context which prefers to delay the effects of a major crisis. The United States however represents for more than 20% of the world GDP.

With this dark context, the prospects for the private individuals reveal a situation which will tend to panic, source of the principal stock exchange crash landings of these last years. The risk which the sector of the real estate runs is indeed to involve a situation domino. World rates training the investors to be turned to the blue-chip stocks such as gold or the real estate.

Consequences of the crisis on the real investments

The question is to know if the real estate can really constitute a blue-chip stock for the wallets. Financial operations tending to shelter on sour investments when a threat of total risks tends to touching the market.

France which knows also a period of fluctuations without preceding risk to re-examine its budgetary restriction measures upwards what could lead to an increase of the taxes and principal helps to housing.

The banks which are the main targets of the crisis readjust also their tariff as regards real estate credit. All that cumulated will lead obligatorily to the deceleration of the sector.

The current context of the real investments shows also a big rise of the real estate bubble. With a propensity of 70% in the inheritance of the French, the stone reached tops never unequalled. The risk to turn to this kind of investment is thus to see a generalized reduction of inflation of the prices of the real estate.

The rental value also follows the same tendency. The purchasing power of the population is exhausted at a constant speed and the hirings lose little by little of their rental profitability.

The threat which thus planes in this moment is on the one hand a massive reduction in the prices in the sector to support a slack demand. Or is, a significant reduction in the sales. For the moment thus, the best solution is to remain careful before deciding to invest in the real estate.

Comprehensive view of the cities of the future: the environmental policy

2011-10-17 17:58:18

In a long-term objective, the government in private public partnership comes to launch several initiatives to reconsider the dwellings of tomorrow. This handing-over in question as well touches the houses located in urban environment as rural and passes in particular by an encouragement of the “ecocities” but also in the restoration of the residences traditionally énergétivores.

1- Measurements in favor of the ecocities

It is in a joint news release of October 4th that the government announced the launching of an operation of accompaniment of more than 93 projects suggested by 13 ecocities. This futuristic project will give the good share to the initiatives turned towards a more ecological solution in the manner of designing the towns of tomorrow. Initiative launched with the participation of the Case of deposits (CDC) and the Agency of the Environment and the control of energy (ADEME).

The important place of the cities in a near future was privileged. Indeed, in 2050 more than 80% of the world population will be located in the great urban areas. The project thus launched aims at adapting this lifestyle to the respect of the environment.

The initiative aims at reinforcing the ecological commitment of the towns of tomorrow. To encourage this one, the State intends to place at the disposal more than 750 million euros for one duration five years starting from 2012. This financing will mark the ten next years of the operations of town planning.

A first phase of selection will take place between on December 1st, 2011 and on February 29th, 2012.

During this phase, the criteria taken into account are respectively:

- urban design: durable installations and environment

- resources and energies: management and production of the resources, recycling of materials and/or recovery of waste

- mobilities i.e. all more ecological solutions for the management of public and private transport.

A new stage of consultation will be launched in 2014 to extend the assets of the 93 selected projects. This second phase of consultation will concern more than 49 other development projects durable which will be financed with height of 150 million euros.

Let us note that this initiative counts within the framework of durable the City Plan.

2- Prospects for the reduction for energy for the traditional houses

The cities are not the only ones not concerned with such initiatives. The private individuals will be able to also profit from it through the partnership signed within the framework programs it “To better live” State in partnership with Total, EDF and GDF Suez.

This program tends to decrease the invoice energy of more than 3.8 million French hearths which devote to it more than 10% of their resources. Already deployed in 78% of the communes, one will see in some time a clear acceleration of the assumption of responsibility of the fragile hearths.

The project “to live better” let us recall it is the fruit of the national round table on the energy efficiency of June. The implication of the great groups will make it possible in the long run to bring to the hearths low-income the means necessary for installations less énergétivores.

This measurement aims at achieving the goals of economy of Grenelle of the Environment.

Concretely, the private public partnership will bring to the already existing initiatives such as the mutualisations of the appropriations of the ANAH and the Action Housing and the federations of credit and their network, an additional help. On the whole, the Habiter budget Better will be estimated at more than 1.35 billion euros for 2017.

For the future, this help will touch more than 300,000 owners in energy unstable situation.

Ecology and profitability of the costs

2011-10-17 10:42:36

The State, by the means of the ministry for Ecology announced various measurements in order to encourage the installation of more ecological constructions. In spite of a rather difficult economic situation and a policy of budgetary restriction, the commitment towards a more ecological development follows a logic of future realizable economies.

Measurements accompanying the private individuals

The choice of a house less énergétivore follows a logic whose repercussions will feel some on the long run. Thus the finance law for 2012 launches a series of initiatives in order to encourage the setting to the more respectful standards of the environment.

The measurement mainly retained within the framework of this project, it is to give a second breath to the solutions of energy restoration by the means as of tax credits.

To encourage the recourse to alternative energies, such as the solar one or the wind mill, is the objective in the long term of these measurements. Thus, in addition to a tax credit extended to December 2015, the households which will engage of large renovation works could also be given a tax credit improved to 50%.

Let us recall that the tax credit on the éco installations, currently varies from 13 to 45%, that is to say an increase of 5 points. In the same way, it will be again possible to cumulate this one with the écoprêt rate zero; to what a reduction of 10% of the tax loopholes will be also added.

The Minister of Environment strongly believes in the effects of these measurements on the long run and announces that will not penalize without more the National budget. Their impact can indeed relate to several years. An altogether logical investment.

Arguments for the investors

To transpose the advantages of a éco construction on the companies should be also seen encouraging. Indeed, one can say that the costs relatively high for the setting to the standards of the type LEED move away the prospects for constructions ecological.

Vis-a-vis this observation, the contributions consisted a green restoration of existing housing stock get a certain number of considerable advantages. More interesting in term of costs, one cannot also be unaware of the environmental impact. The update of the frame thus is encouraged.

The ecological commitment of a company for its buildings thus concerns the durable development policy. It is to be said a short-term investment for prospects for cost reduction related to the long run. It would be enough in this direction to adapt the budgets initially planned for the traditional restorations to the future more ecological expenditure of restoration. Measurements can also accompany this kind of strategies such as optimization by the natural light in the calorific buildings. One can also, to resort to materials adapted better to the environment which surround the buildings, which costs not very much compared to traditional restorations.

The figures of the studies carried out show besides that on this subject the companies having had recourse to E standard of work note, in addition to the cost cutting of exploitation, an improvement in term of quality of life. But also of the advantages in terms of social life or publicity near their customers.

Moreover, in the majority of the cases, an increase of 5 to 10% only of the budget of restoration allowed the commitment of this kind of work.

The market of the real estate in recession

2011-10-16 23:11:14

The crisis continues to develop and undermines the market of real consumption. Current measurements to suppress the crisis has impacts on all the sectors. That currently feels with the crumbling of the purchasing power of the French and the clear increases in various helps and taxes with housing.

A difficult context

The market of the real estate adapts to the context of the market. And the market currently they are the consumers who see purchasing power to them to drop dangerously. Various associations draw already the alarm bell vis-a-vis the various increases which the expenses undergo in turn to reach a normal comfort level: prices of energy, intermediate consumptions, taxes and the access to the real estate credit inter alia.

A fall was noted and reach almost 2.7% of reduction of the prices on average. A fold which makes following a revival of the market since 2007 and which has constituted the first significant decrease for 2 years.

An average however which is distributed according to the geographical zones concerned. The prices of the real estate thus decreased by 9,7% to 3,7% respectively for Burgundy and region PACA. Contrary, the prices in Paris region knew a rise of 2.3% during last months.

The threat which planes on the sector is also a considerable rise of supply compared to. Indeed, budgetary measurements concerning the various taxes show a bullish tendency. More particularly, the rise in the imposition of the real appreciations leads the owners to get rid more quickly of their goods. This rise envisaged for February 1st accelerates the sales of real goods being able to involve a massive regression of the prices in the months to come.

The offer which will come in next times does not correspond however to the request as of consumers. Unemployment currently reaches tops, because of many companies the effects of the crisis do not support. What thwarts the financing of real new acquisitions economically.

The banks also follow the same tendency with rates of refunding in increase of more than 4.30% for example for the loans spread over one 20 years period, that is to say a point moreover than at the same time last year.

Suggested solutions

Association CLV formulates in a document of October 7th, a set of proposals to improve the significant situation of manner. Broad outlines selected of this document in particular, relate to a greater transparency of the professionals of the sector.

The tariffing of the abundant services to the consumers should be centralized on the level of a gate Internet in order to facilitate the choice and the comparison according to the incomes of each hearth.

In the same way, in order to relieve the purchasing power of the population, the technique of double posting at the time of promotional activities should be more strict.

And finally with the level as of taxes, the imposition should more tax the elements not considered as vital. A more consequent implication of the public authorities is thus to encourage vis-a-vis the consecutive rises in the real sector. Offers without relationship with the means of the request which can only involve on the long run a slow recession of the sector.